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Book SynopsisWritten for undergraduate and graduate students of finance, economics and business, the fourth edition of Financial Markets and Institutions provides a fresh analysis of the European financial system. Combining theory, data and policy, this successful textbook examines and explains financial markets, financial infrastructures, financial institutions, and the challenges of financial supervision and competition policy. The fourth edition features not only greater discussion of the financial and euro crises and post-crisis reforms, but also new market developments like FinTech, blockchain, cryptocurrencies and shadow banking. On the policy side, new material covers unconventional monetary policies, the Banking Union, the Capital Markets Union, Brexit, the Basel III capital adequacy framework for banking supervision and macroprudential policies. The new edition also features wider international coverage, with greater emphasis on comparisons with countries outside the European Union, including the United States, China and Japan.Table of ContentsPart I. Setting the Stage: 1. Functions of the financial system; 2. Financial crises; 3. European financial integration: origins and history; 4. Monetary policy of the European Central Bank; Part II. Financial Markets: 5. European financial markets; 6. The economics of financial integration; 7. Financial infrastructures; 8. Financial innovation; Part III. Financial Institutions: 9. The role of institutional investors; 10. European banks; 11. European insurers and financial conglomerates; Part IV. Policies for the Financial Sector: 12. Financial regulation and supervision; 13. Financial stability; 14. European competition policy; Index.

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Book SynopsisPerfect for readers of James Rebanks, Wendell Berry and Thomas Piketty, A Small Farm Future is a refreshingly new outlook on the way forward for society. A vital resource for activists, students, policy makers and anyone looking to enact change. In a time of UNCERTAINTY, what would a truly RESILIENT SOCIETY look like? The recent pandemic has brought to light the fragility of a globalised food system. We have seen firsthand how important farmers are and how scary it can be when supply chains break down. This is precisely the type of crisis farmer and former social scientist Chris Smaje delves into in his ground-breaking debut A Small Farm Future. Destined to become a modern classic, A Small Farm Future plants a flag at the intersection between economics, agriculture and society during a time of immense crisis. Smaje makes the case for organising human societies around small-scale, local and ecological farming in order to meet the environmental and political challenges of our times.Trade Review‘Food is the core of culture, and modern industrial culture is rotting from the inside out due to its reliance on fossil-fueled agriculture. The only viable future is one based on small, ecologically regenerative, labor-intensive farming. Chris Smaje’s brilliant book presents the rationale, surveys methods and issues, and supplies an abundance of insight derived from the author’s twenty years of experience. Every young person should read this book.’—Richard Heinberg, Senior Fellow, Post Carbon Institute ‘We are facing an existential crisis – with species extinction, climate catastrophes, desertification of soil, disappearance of water, pandemics of infectious and chronic diseases, hunger and malnutrition. Industrialized, globalized agriculture based on the myth that it feeds the world is driving the multiple, interconnected crisis. Eighty percent of the food we eat comes from small farms. Chris Smaje’s A Small Farm Future shows that the choice is clear. Either we have a small farm future, or we face collapse and extinction.’—Vandana Shiva, author of Oneness vs. the 1% and Who Really Feeds the World? ‘A Small Farm Future is a solid and truly inspiring book. I have dedicated the last 17 years of my life to creating a micro farm, and what I have learned fully confirms what Chris Smaje says: a small, ecologically inspired farm can produce high-quality, local food while also improving soil fertility, storing carbon, conserving water resources and improving biodiversity. Not to mention creating jobs and improving quality of life. A return to Mother Earth is the foundation on which we can build a new paradigm of sustainable and equitable abundance based on biological resources, renewable energies, eco-construction and solidarity – among individuals and cultures, and across generations. Getting out of a virtual and globalized economy to cultivate the land with love and respect is our only hope to pass on a viable planet to our children. This is also the secret to happiness!’—Charles Hervé-Gruyer, author of Miraculous Abundance; co-founder, Bec Hellouin Farm, France‘On one side we have science-based high tech with neoliberal economics, driven by the perceived need to control nature and to maximize material wealth; and on the other are traditional human skills and values. Whether it’s dressed in the trappings of communism or capitalism or autocracy or democracy, the former is undoubtedly winning. Governments and their chosen advisers the world over equate high tech and measurable economic “growth” with progress. ‘But the dominance of what now passes as modernity is killing us all. The methods it gives rise to and the mindset behind it are at the root of all the world’s crises. What we need now above all else is food production based on small farming – albeit assisted by excellent science and sometimes by high tech; feeding into localised economies; and deployed with true concern for the welfare of humanity and our fellow creatures. Chris Smaje, a sociologist-cum-anthropologist turned smallholder, is showing us exactly what is needed and why. A timely and valuable book – and a very readable read.’—Colin Tudge, co-founder, Oxford Real Farming Conference and the College for Real Farming and Food Culture; author of The Great Re-Think‘A Small Farm Future makes plain that the next 30 years will look very different to the last 30. Yet Smaje’s unique integration of big-picture insight and hard-won experience clears the fog, brilliantly revealing reliable and meaningful paths forward, even as the ground shifts beneath our feet.’—Shaun Chamberlin, author of The Transition Timeline; editor of Lean Logic and Surviving the Future‘This book is such a treat. In an era of generalized crisis, Chris Smaje articulates an appealing, beautiful vision of the future. Chris has walked the talk, which makes his plea all the more powerful and convincing.’—Dr. Giorgos Kallis, ICREA research professor, Universitat Autònoma de Barcelona (UAB)‘Anyone involved in political thought, agriculture, justice, or futurism who is not familiar with Chris Smaje’s writing from his blog should do themselves the favor of picking up this book as soon as possible. Smaje’s writing is pretty much always worth engaging with – whether for the wry humor, the ways he challenges us to think harder and more boldly, his relentless humanism or his ability to marry nuance with accessibility. He is a visionary in the most interesting and exciting meaning of the word. His writing consistently shows him to be an intellectual tour guide par excellence: he may or may not see further than others, but he certainly never fails to help us see what is in front of us better.’—M. Jahi Chappell, executive director, Southeastern African-American Farmers’ Organic Network (SAAFON); author of Beginning to End Hunger‘Chris Smaje brings intellectual rigour to the centuries-old demand for “three acres and a cow”.’—Simon Fairlie, author of Meat: A Benign Extravagance; editor, The Land magazine‘Superb! This book shows with great clarity why we are heading for planetary disaster and suggests ways in which new kinds of more stable social and economic practices might evolve around support for sustainable agriculture. A timely and compelling vision of a New Agrarianism. Highly recommended.’—Paul Richards, author of Indigenous Agricultural Revolution and Ebola; emeritus professor of technology and agrarian development, Wageningen University‘Time to tune in – these are powerful arguments for collective action in agriculture. We know that small farms offer solutions to the crises of our time. Stewardship, guardianship and rebuilding biodiversity is real, meaningful work. If each human engaged meaningfully, every day, in their own subsistence, imagine how much more accountable our society would become. This restoration of our food and ecosystems will take many hands, many years, and much patience and goodwill. This means that those of us already farming will need to become well versed in transmitting the why and the how to those who will join us. The coming radical shifts in ownership, tenure, settlement and structure present an incredible opportunity for sanity, subsistence and self-determination. Onward!’—Severine von Tscharner Fleming, director, Greenhorns; chair, Agrarian Trust‘As a breakdown of the climate, state power and globalized markets pushes us toward an epochal transition, Chris Smaje offers us a hopeful vision of a relocalized, self-sufficient world. With fierce intelligence and rich evidence, he explains the vital role that small farms must play in this emerging future, artfully weaving together neglected strands of economic, ecological, cultural and political thought.’—David Bollier, director, Reinventing the Commons Program, Schumacher Center for a New Economics; coauthor (with Silke Helfrich) of Free, Fair and Alive: The Insurgent Power of the Commons

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Book SynopsisFor any sea-farer, splicing rope is an essential skill. But the traditional 3-strand rope is fast disappearing. So how do you splice braided ropE? This is the definitive pocket-sized guide to all rope splicing techniques. Most of the techniques are quite easy to master - and also fun to do. See why splices are better - and stronger - than knots or shackles for joining or shortening rope, and follow the step-by-step photography and clear instructions to find out exactly how to splice efficiently.

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Book SynopsisThe essential leadership playbook. Learn the principles and guiding philosophies of Bill Gates, Jeff Bezos, Ruth Bader Ginsburg, Warren Buffett, Oprah Winfrey, and many others through illuminating conversations about their remarkable lives and careers. For the past five years, David M. Rubenstein—author of The American Story, visionary cofounder of The Carlyle Group, and host of The David Rubenstein Show—has spoken with the world’s highest performing leaders about who they are and how they became successful. How to Lead distills these revealing conversations into an indispensable leadership guidebook. Gain advice and wisdom from CEOs, presidents, founders, and master performers from the worlds of finance (Warren Buffett, Jamie Dimon, Christine Lagarde, Ken Griffin), tech (Jeff Bezos, Bill Gates, Eric Schmidt, Tim Cook), entertainment (Oprah Winfrey, Lorne Michaels, Renee Fleming, Yo-Yo Ma), sports (Jack Nicklaus, Adam Silver, Coach K, Phil Knight), government (President Bill Clinton, President George W. Bush, Ruth Bader Ginsburg, Nancy Pelosi), and many others. -Jeff Bezos harnesses the power of wandering, discovering that his best decisions have been made with heart and intuition, rather than analysis. -Richard Branson never goes into a venture looking to make a profit. He aims to make the best in field. -Phil Knight views Nike as a marketing company whose product is its most important marketing tool. -Marillyn Hewson, who grew up in a fatherless home with four siblings in Kansas, quickly learned the importance of self-reliance and the value of a dollar. How to Lead shares the extraordinary stories of these pioneering agents of change. Discover how each luminary got started and how they handle decision making, failure, innovation, change, and crisis. Learn from their decades of experience as pioneers in their field. No two leaders are the same.Trade Review“A wonderfully entertaining book about leaders from very different professions and walks of life. David Rubenstein’s dialogues with individuals as different as Jeff Bezos and Yo-Yo Ma skillfully evoke their personal life stories and the qualities that led to their success. Above all, Rubenstein discerns the attributes of leadership they all have in common. How To Lead is an exceptionally instructive and inspirational book.” —Robert M. Gates, former U.S. Secretary of Defense, author of the #1 New York Times Bestseller Duty "In these fast-moving, often tumultuous times, wise and effective leadership is critical. David Rubenstein’s How To Lead provides a compelling view into how legendary leaders are made. This is required reading for today's leaders looking to up their game—and future leaders looking to enter the arena." —Sheryl Sandberg, COO of Facebook and founder of LeanIn.Org and OptionB.Org “Leadership is not a science but an art, and the wonderful David Rubenstein has convened a Louvre-like gathering of masters in the engaging and illuminating How to Lead. From statecraft to sports, this is an invaluable book about the things that matter most.” —Jon Meacham, New York Times bestselling author of The Soul of America “David Rubenstein deftly distills the key qualities of effective leadership while treating the reader to a feast of his inimitable interviews with many of our nation’s most accomplished leaders, How to Lead is a gripping compilation of intimate and fascinating conversations peppered with powerful lessons in how to compete and thrive in the most demanding environments.” —Susan E. Rice, Former U.S. Ambassador to the United Nations and National Security Advisor “It’s time to add David Rubenstein to the roster of master interviewers like Bill Moyers, Lesley Stahl, Anderson Cooper and Jim Lehrer. Rubenstein persuades two dozen prominent Americans to tell the inside stories of how they rose to power and leadership. Fascinating tales at a snappy pace — and a fresh reminder that we still have real leaders in our midst.” —David Gergen, CNN Senior Analyst; Founding Director, Center For Public Leadership, Harvard Kennedy School “David Rubenstein is an expert on leadership. Reading this invaluable trove of advice from the greatest leaders of our time is like sitting in an armchair and listening to the masters reveal their secrets.” —Walter Isaacson, #1 New York Times Bestselling author of Leonardo da Vinci and Steve Jobs "Rubenstein wants readers to see the full spectrum of assets and liabilities in leaders." –Forbes “Rubenstein shares his unparalleled access to many influential leaders, using his stature and experience to provide insights otherwise unavailable to many....An introduction launches into Rubenstein's ruminations on life; his 12 attributes of leadership, from luck and focus to failure and integrity; plus his belief that real success occurs during the second and third "thirds" of life on earth....Readers will want to keep a pen handy: “Most of our regrets are acts of omission” (Jeff Bezos). “Your legacy is every life that you’ve touched” (Oprah). “Data is actually sexist” (Melinda Gates). “If you’re willing to make the trade-offs that you need to make, you can have it all” (Indra Nooyi). Words for life.” —Booklist, starred review

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a huge range and FREE tracked UK delivery on ALL orders.

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Book SynopsisThis illustrated, extensively updated guide focuses on branded interaction design (BIxD), the brand-oriented design of interactive applications.Trade Review'Amasses a wealth of information and expertise to offer a working framework for any project' - New Design

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Book SynopsisWomen around the globe are being divinely called to change the world of business with a new kind of leadership - it's time for us to wake up and prepare for the challenge. Why are we still seeing gender pay gaps and a lack of diversity in our workforces? We all know these systemic inequalities persist, so why haven't we fixed them yet? Dion Johnson has excelled in her field as a black woman in a white man's world; facially disfigured in a beauty-obsessed world; a devoted Christian in a secular world. She knows first-hand how unequal the system can be. In 2013, Dion, led by God, began challenging women leaders to respond to the call to show up, speak up and shake things the hell up in their industry. Since then, Dion has served passionately as a strategic ally supporting women to evolve, rise above leadership challenges, and be more influential in their role. In this book she offers a development framework for senior leaders who want to initiate hard change without sabotaging their health or self-esteem. Influential Woman has the power to spark a revolution in the way we lead and do business - to make the marketplace a force for love, justice and equality. We are influential women and now is our time to rise up and take action!

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Book SynopsisThe follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run.

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Book SynopsisDiscover how to invest your capital to achieve a powerful, lasting impact on the world. The Global Handbook of Impact Investing: Solving Global Problems Via Smarter Capital Markets Towards A More Sustainable Society is an insightful guide to the growing world-wide movement of Impact Investing. Impact investors seek to realize lasting, beneficial improvements in society by allocating capital to sources of impactful and sustainable profit. This Handbook is a how-to guide for institutional investors, including family offices, foundations, endowments, governments, and international organizations, as well as academics, students, and everyday investors globally. The Handbooks wide-ranging contributions from around the world make a powerful case for positive impact and profit to fund substantive, lasting solutions that solve critical problems across the world. Edited by two experienced and distinguished professionals in the sustainable investing arena and authored by two dozen renowned experts from finance, academia, and multilateral organizations from around the world, the Global Handbook of Impact Investing educates, inspires, and spurs action towards more responsible investing across all asset classes, resulting in smarter capital markets, including how to: Realize positive impact and profit Integrate impact into investment decision-making and portfolio Allocate impactful investments across all asset classes Apply unique Impact Investing frameworks Measure, evaluate and report on impact Learn from case examples around the globe Pursue Best Practices in Impact Investing and impact reporting While other resources may take a local or limited approach to the subject, this Handbook gathers global knowledge and results from public and private institutions spanning five continents. The authors also make a powerful case for the ability of Impact Investing to lead to substantive and lasting change that addresses critical problems across the world.Table of ContentsForeword by Justin Rockefeller xxxi Acknowledgments xlv About the Contributors xlvii Acronyms and Abbreviations lxi Introduction 1 Chapter 1 Impact Investing: Innovation or Rebranding? 9Haifa Ben Abid, MPhil Introduction 10 Methodology 11 Impact Investing: Clarifying the Concept 13 Types of Impact Investing: Financial-First versus Impact-First 15 Impact Investing: A Response to a Changing Investment Environment 18 Changing Demographics: Investment Practices Among Millennials 18 A Global, Multibillion-Dollar Market 20 Mechanisms for Institutionalization 21 Key Features of Impact Investing 22 Refining the “Good” Return: Financial and Social Considerations 24 Helping Investors “Walk the Walk”: Aligning Mission, Values, and Investments 24 A Prudent Entrepreneurial Spirit: Experimentation and Mitigating Risks 25 Impact Investing: Leverage for Development? 25 Conclusion 28 References 29 Chapter 2 Investing for Impact: Socially Motivated Investors and Externalities 37Raghavan Narayanan, MBA and Stoyan V. Tenev PhD Introduction 38 A Conceptual Framework for Socially Motivated Investment Behavior 39 Typology of Socially Motivated Investors 43 Impact Investing 52 Conclusion 56 References 58 Chapter 3 Place-Based Impact Investing: Local and Regional Assets for Local and Regional Impact in Globally Diversified Portfolios 61 Introduction 62 Targeting Impact Through Place-Based Impact Investing 66 Constructing Institutional Place-Based Impact Investing Portfolios 71 The Bay Area Model Equity Strategy 74 The US Community Investing Index, by the F. B. Heron Foundation 77 Creating Investable Opportunities for Sustainable and Resilient Communities Through Inclusive Community Engagement 81 Capital Stacks: Financing Local and Regional Projects 88 Global Examples of Place-Based Impact Investing Success 93 Final Remarks and Key Conclusions 98 References 99 Chapter 4 How to Invest in Human Capital: Measuring and Integrating Human Capital Valuation to Realize Higher-Impact Portfolios 103R. Paul Herman, BSci and Kirstin Dougall, MFA Why Impact Investors Should Care About Human Capital Valuation 104 Methodology 105 Measuring the Contribution of Human Capital to Returns 106 Human Capital Valuation Methods 107 Investor Methods for Capturing Monetary HCV 109 The Heritage of Monetary Human Capital Valuation Methods 109 Investment Strategies Using Monetary HCV 110 Non-Monetary Human Capital Valuation for Impact Investors 111 Exemplary Ratings Systems That Feature Human Capital Valuation 111 Non-Monetary Human Capital Metrics That Impact Investors Can Use in Custom Analyses 112 Employee Participation 114 Incorporating Data from Human Resources Management Systems 115 Standards for Human Capital Valuation 115 Integrating Human Capital into the Investment Process 118 Examples of Human Capital Valuation Applied in Impact Investing 118 Examples: Monetary Human Capital Valuation in Action 119 Monetary HCV Example: Asian Company “BroadTek” Uses Human Capital Financial Statements to Calculate Returns on Workforce Investments 119 Monetary HCV Example: Global Technology Company Infosys Uses Present Value of Compensation Method to Calculate Returns on Workforce Investments 119 Example: Being a Global “Great Place to Work®” Creates Higher Growth 122 Non-Monetary HCV Example: Indian Company HCL Technologies’ “Employees First, Customers Second” Initiative Leads to Higher Growth and Economic Resilience 123 Examples: Using Standards to Assess Whether Companies Value Human Capital 123 HCV Standards Example: How Novartis Used the “Social and Human Capital Protocol” to Calculate the Economic Value of Improving Health Across Africa 125 HCV Standards Example: French Automaker Groupe PSA Demonstrates How Human Capital Contributes to Their Value Chain Using the International Integrated Reporting Framework 125 HCV Standards Example: Managers of Australian Retirement Fund Assess and Adjust Holdings Using GRI Human Capital Guidelines 126 Stock Indexes and Funds Built on Human Capital Metrics 128 Looking Forward: New Human Capital Valuation Reporting Will Make Impact Investing Easier 130 An Investor’s Action Plan for Human Capital Valuation 131 Conclusion 133 Further Reading for Impact Investors 134 References 135 Appendix 4.1: Experts Interviewed 141 Appendix 4.2: Human Capital Management Institute Monetary Human Capital Valuation Formulas 142 Appendix 4.3: Human Capital Valuation Ratings Systems 143 Appendix 4.4: Human Resource Metrics and Where to Find Them 146 Chapter 5 Leadership by Results for Impact Investors and Investees 147Rajen Makhijani, MBA Introduction 148 The Impact Sector Underinvests in Leaders 151 The “Leadership by Results” Approach 154 Three Practical Frameworks and an Example 168 Translation of Goal Achievements into Returns on Investment 181 Conclusion 190 References 192 Chapter 6 Gender Lens Investing: Co-Creating Critical Knowledge to Build a Credible, Durable Field 195Edward T. Jackson, OMC, EdD and Elsa de Morais Sarmento, MA Introduction 196 Gender Lens Investing: Evolving Definitions 198 A Professional Field with Visibility, Force, and Momentum 201 Building a Larger, More Robust Field: Five Scaling Strategies 202 Deepening the Empirical Knowledge Base: Four Themes 207 Constructing a GLI Research Agenda Through 2030 216 Impact Investing Community-University Research Partnerships 220 Final Remarks 223 References 225 Chapter 7 Investing with a Gender Lens: Uncovering Alpha Previously Overlooked 233Kristin Hull, PhD Introduction 234 Gender Lens Investing: Definitions, History, and Potential for a Growing Movement 236 Factors Driving Investors to Adopt a Gender Lens 243 Female Asset Managers Outperforming 244 Women at the Top 246 Board Representation 247 Women Founders and Women-Led Startups 248 How Impact Investors Can Pursue Gender Investing 250 Gender Lens Cash Equivalents and Short-Term Notes 254 Gender Lens Public Fixed Income 254 Gender Lens Fixed Income 255 Gender Lens Private Debt 255 Gender Lens Public Equities 256 Gender Lens Global Equities 257 Gender Lens Private Equity 258 Startup Ventures with a Gender Lens 258 Private Equity and Venture Capital Funds 258 Fund of Funds 260 The Importance of an Investment Policy Statement for Gender Lens Investing 260 Conclusion 263 References 265 Appendix 7.1: Resources 271 Chapter 8 Gender Lens Investing in the African Context 273Michael Z. Ngoasong, PhD and Richmond O. Lamptey, PhD Introduction 274 Methodology 276 Why Gender Lens Investing in Africa Matters 279 Adopting Gender Lens Investing 281 The Practice of Gender Lens Investing in Africa 283 Discussion 295 Conclusion 296 Recommendations 297 References 299 Chapter 9 The Evolution from Gender-Focused Microfinance to Gender Lens Investing in Latin America: The Case of Pro Mujer 303Angélica Rotondaro, PhD, Maria Cavalcanti, MBA, MS and Carmen Correa, BS Introduction: Building the Business Case for Gender Lens Investing in Latin America 304 Gender Lens Investing in Latin America and Beyond: Backstage Highlights 306 Pro Mujer’s Gender Lens Investing Process 310 Pro Mujer’s Gender Lens Investing and Scorecard 314 Ilu Women’s Empowerment Fund GLI Scorecard 316 Unite to Conquer: The Crucial Role of Partnerships for Leveraging Catalytic Capital for Gender Lens Investing in Latin America 319 Key Learnings and Recommendations 323 The Way Ahead 329 References 330 Chapter 10 Inclusive Investing: Impact Meets Diversity, Equity, and Inclusion 333Julianne Zimmerman, MSci, Edward Dugger III, MPA-UP, and Shijiro Ochirbat, MBA, MPA Introduction: “DEI” Is Not an Asset Class 334 Aligning Purpose with Evidence and Practice 336 Inclusive Investing Methodology: Adapting the Scope 1, 2, 3 Approach to Assess Who Are the People in Your Portfolio? 343 Inclusive Investing in Practice: UNC Ventures 350 How to Begin: Determine What Is Material and Relevant 354 Conclusion 359 References 360 Appendix 10.1: Starting Examples of Communities of Practice and Knowledge-Sharing Platforms 366 Appendix 10.2: Additional Resources for Further Exploration 368 Chapter 11 Investing for Impact in Employee Retirement Plans 371Megan E. Morrice, MBA Introduction 372 Retirement Plans Demand and Types 374 Regulation in the United States, United Kingdom, and European Union 380 Creating Successful Retirement Savings Plans 392 Benefits of Successful Sustainable Retirement Savings Plan 398 How a Retirement Plan Can Become More Sustainable 399 Get Educated on Sustainable Investing 400 Engage Employees Through Their Retirement Plans 400 Prepare for Inspired Incremental Change 401 Educate Participants with Managerial Support 402 Research and Prepare 402 Talk to Colleagues and Build Consensus 403 Identify Who to Approach 403 Approach with Potential Solutions 403 Conclusion 404 References 405 Appendix 11.1: Experts Interviewed 411 Chapter 12 Fossil-Fuel-Free Investing: Weaving a New Investment Paradigm 413Umachander Balakumar, MSci Introduction 414 China: Lessons from the Biggest Polluter and Biggest Green Energy Market Maker 417 Metrics 419 Building a Fossil-Fuel-Free Portfolio 428 Private Equity (PE) 441 Hedge Funds 444 Commodities 446 Real Estate 448 Public Debt 449 Green Bonds 449 Cryptocurrency 451 Final Remarks 452 References 455 Appendix 12.1: Experts Interviewed 459 Appendix 12.2: Fossil-Fuel-Free Topics and Information 459 Chapter 13 The Role of Transition Finance Instruments in Bridging the Climate Finance Gap 461Pauline Deschryver, MSci, MPA and Frederic de Mariz, PhD Introduction 462 An Overview of Green Finance 465 Green Bond Certification: Growing Diversity Toward Transparency and Integrity 469 Green Bond Issuances Are Not Large Enough for Most Investors 470 Lack of Standardization in the Green Bond Market Threatens Integrity of Label 471 Reputational Risks Scare off Issuers and Investors Alike 472 The Sustainable Finance Market Stands to Benefit from the Development of Transition Finance 473 Existing Frameworks for Transition Bonds 475 Issuance of Transition Bonds 482 Conclusion 490 References 491 Chapter 14 Social Impact Bonds: Promises and Results 499Maria Basílio, PhD Introduction 500 Social Impact Bonds: Key Concepts 501 Expected Benefits and Reasons for Concern 505 The Theory Behind 506 Successes and Failures of SIBs 509 The Role of Impact Bonds in Sustainable Development Goals 511 Development Impact Bonds 512 Environmental Impact Bonds 514 Conclusion 518 References 520 Chapter 15 Climate and Money: Dealing with “Impact Washing” and a Case for Climate Impact Bonds 525Jyotsna Puri, PhD, Aemal Khan, MA, and Solomon Asfaw, PhD Introduction 526 Impact Investing: Definition and Measurement Challenges 529 Social Impact Bonds 533 The Case for Climate Impact Bonds: A Hypothetical Example 534 Conclusions and Implications 547 References 550 Appendix 15.1: Definitions of Terms Used in the Impact Investing Industry 553 Chapter 16 Measuring and Evaluating Social Impact in Impact Investing: An Overview of the Main Available Standards and Methods 555 Ana Pimenta, MEcon and Elsa de Morais Sarmento, MA Introduction 556 The Importance of Measurement in Impact Investing 559 A Brief Overview of the Evolution and Current Status of Impact Measurement in Impact Investing 569 Frameworks for Measuring and Reporting on Impact 575 Standards 595 A Selection of Methods for Impact Measurement 613 An Integrated Approach for Impact Measurement 634 Conclusion 642 References 644 Appendix 16.1: Definitions and Terminology 655 Appendix 16.2: Global, National, and Company Level Initiatives, Frameworks, and Toolkits 661 Chapter 17 Impact Measurement and Management Techniques to Achieve Powerful Results 667Jane Reisman, PhD and Veronica Olazabal, MCRS Introduction 668 Methodology 670 Conclusion 691 References 694 Chapter 18 Transformative Evaluation and Impact Investing: A Fruitful Marriage 697Courtney Bolinson, MS and Donna M. Mertens, PhD Introduction 698 Methodology 702 The Transformative Methodological Framework 703 Application to Impact Investing 714 Village Capital and Peer-Selected Investment 721 Global Agri-Development Company and the Absence of a Transformative Framework 725 Conclusion 729 References 732 Chapter 19 Geospatial Analysis of Targeting of World Bank’s Development Assistance in Mexico 735Mario Negre, PhD, Dr. Hannes Öhler, PhD, and Željko Bogetic´, PhD Introduction 736 Background and Context 739 Data and Methodology 741 Empirical Results 744 Regression Results 751 Conclusion 754 References 757 Chapter 20 Evaluating the Impact of Portfolio Allocations to Large Firms Along the Value Chain to Develop Small and Medium-Sized Enterprises 761Maximilian Foedinger, MBA, MPA and Elsa de Morais Sarmento, MA Introduction 762 Value Chains and Small and Medium Enterprises 765 Best Practices for Impact Investors 782 Approach and Principles Underlying the Development of the EBRD Methodology 786 Development of the Methodology 787 Assessment of Results 797 Final Remarks 801 References 804 Appendix 20.1: Details on Indicators Used 808 Appendix 20.2: Impact Assessment Draft Questionnaire for Large Firms 817 Appendix 20.3: Impact Assessment Draft Questionnaire for SMEs 822 Chapter 21 Two Decades of Front-Line Impact Investing 827Jean-Philippe de Schrevel, MBA Introduction 828 Five Pillars of Impact Investing Best Practice 830 Conclusion 840 References 840 Chapter 22 China’s Rapidly Evolving Practice of Impact Investing: A Critical Perspective 843Zhao Jianbo, PhD Introduction 844 Literature Review: Defining the Spectrum of Impact Investing 846 The Practice of Impact Investing in China: An Overview 850 Targeted Poverty Alleviation Needs Social Capital 855 The Maturing Market for Impact Investing in China 857 Challenges to Impact Investment in China 859 Discussion 860 Conclusion 863 References 864 Appendix 22.1: List of Interviewees 867 Chapter 23 Impact Investing Through Corporate Social Responsibility: The Indian Experience 869Tanvi Kiran, PhD and Shivam Dhawan, MA Introduction 870 Data and Methods 872 Overview of the Corporate Social Responsibility Model in India 872 Focal Areas of Impact Investment Under CSR 872 Findings 878 Parameter 1: Magnitude of Impact Investment: Total CSR Spent on Developmental Activities 878 Parameter 2: Nature of Impact Investment: Sectoral Breakup of CSR Expenditure in India 878 Parameter 3: Extent of Impact Investment in Terms of Geographical Distribution of CSR Expenditure in India 889 Parameter 4: Type of Impact Investment in Terms of CSR Spending by Public Sector and Non-Public Sector Undertakings 890 Discussion 892 Key Recommendations 896 References 897 Chapter 24 What Drives Impact Investors? Benchmarking Developed and Developing Countries 901Robin Kipfer, MSci Introduction 902 Methodology 904 Literature Review 906 Extrinsic Drivers for Impact Investments 909 Intrinsic Drivers for Impact Investments 911 Findings 913 India 913 Finland 914 Public Policy 916 The Importance of Capital Providers 917 Discussion 921 Conclusion 923 References 924 Appendix 24.1: Experts Interviewed 927 Chapter 25 Understanding the Demand for Impact Investments: Insights from the Italian Market 929Alessandro Rizzello, PhD, Elisabetta Scognamiglio, PhD, Ludovica Testa, LM, and Lorenzo Liotta, LLM Introduction 930 Methodology 933 Startup Venture Financing and Impact Investing: An Overview 934 Findings 937 Impact Investment Readiness Scoring 946 Conclusion 948 References 951 Appendix 25.1: Questionnaires 954 Appendix 25.2: Scoring Results 961 Appendix 25.3: Detailed Scoring Frameworks 963 Chapter 26 The Importance of Scale in Social Enterprises: The Indian Case 965Vikram Raman, CA, MBA Introduction 966 Social Enterprises and Requirements for Achieving Scale 968 Social Enterprises: Characteristics and Social and Economic Contributions 969 Factors That Influence a Social Enterprises Ability to Scale 970 Internal Factors That Influence Scaling 971 External Factors That Influence Scaling 978 Partnering with the Ideal Investor for Financing 988 Scaling Responsibly 996 Case Studies 1002 Scaling Metrics 1011 Checklist for Social Enterprises Looking for Scale 1015 Conclusion 1022 References 1024 Appendix 26.1: Experts Interviewed 1030 Chapter 27 The Role of the Entrepreneurial University and Engaged Scholarship in Impact Investing Capacity Building 1031Richard T Harrison, PhD and Suwen Chen MBA, MSci Introduction 1032 The Entrepreneurial University 1034 The Role of an Entrepreneurial University 1037 Three Missions of an Entrepreneurial University in Impact Investing 1040 From Top-Down to Bottom-Up 1050 Recognition of the Boundary of a University’s Intervention 1052 Conclusion 1052 References 1053 Chapter 28 A Road Map for Implementing Impact Investing: The Case of Multinational Companies 1061Filipa Pires de Almeida, MSc and Marta Bicho, PhD Introduction 1062 Methodology 1063 Impact Investing 1065 Company Profiles 1067 Findings on Impact Investing Strategies 1074 A Road Map for Impact Investing 1083 Conclusion 1087 References 1088 Appendix 28.1: Impact Investment Profiles 1093 Underlying Conditions 1094 Underlying Resources 1099 Impact Investing 1102 Appendix 28.2: Impact Investing Instruments 1107 Chapter 29 Impact Investing and European Wealth Managers: Why Impact Investing Will Go Mainstream and Evolve to Suit European Investors 1123Trang Fernandez-Leenknecht, CAIA, LLM Introduction 1124 MiFID II: A Growth-Driver for Impact Investing 1128 Assessing “Complex” Suitable Products 1130 Integrating Impact Investing into Investment Funds 1132 Developing Impact Investing to Suit the Retail Market 1135 Generalizing Impact Investing to a Mainstream Scale 1137 The Impact Report: A Protection Tool for the Investor 1139 Overview in Selected Countries 1140 France: Innovative “90/10 Solidarity” Products 1142 Switzerland: From Institutional to Individual Pension Investors 1144 Considerations for the Future 1147 Conclusion and Next Steps 1151 References 1153 Chapter 30 Fintech for Impact: How Can Financial Innovation Advance Inclusion? 1159Frederic de Mariz, PhD Introduction 1160 The Promise of Fintech: Innovation with a Purpose 1161 What Are the Benefits and Limits of Financial Inclusion? 1167 Within Fintech, Electronic Payments Are an Entry Point for Financial Inclusion 1172 The Drivers of Financial Inclusion: The Quality Dimension 1178 Can Fintech Enable More Impact Investing and Support SDGs? 1183 Conclusion 1185 References 1186 Index 1193

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Book SynopsisA refreshing approach to entrepreneurship centered on staying small and avoiding growth - maximizing happiness, sustainability and profitability.Paul Jarvis left the corporate world when he realized that working in a high-pressure, high-profile world was not his idea of success. Instead, he now works for himself out of his home, and lives a much more rewarding and productive life. He no longer has to contend with an environment that constantly demands more productivity, more output and more growth.In Company of One, Jarvis explains how you can do the same, including: Planning to set up Determining desired revenues Keeping clients happy And, of course, doing all this on your own.Jarvis makes a compelling case for making your business better instead of bigger. A must-read for any entrepreneur who prioritizes a rich life over riches. -CAL NEWPORT, bestselling author of DEEP WORK and DIGITAL MITrade ReviewJarvis makes a compelling case for making your business better instead of bigger. A must-read for any entrepreneur who prioritizes a rich life over riches * bestselling author of DEEP WORK *You're not a machine, so why would you run your business like one? Company of One shows you another way. If you've ever wondered how to have a business that works for you-instead of the other way around-you need this book * bestselling author of SIDE HUSTLE and THE $100 STARTUP *The default equation of more = better in business isn't working anymore. If you want to build something that matters, make a difference for your family and the world, and actually enjoy what you do, Company of One offers the inspiration and step by step actions that will change the way you do business, and the way you do life * bestselling author of SOULFUL SIMPLICITY *Your business can thrive with less! Company of One is an riveting, lucidly written guide to run a successful minimalist business * Author of THE MINIMALIST *Paul is the savviest sole proprietor I know. This book is a permission slip to reject tired corporate business advice in favour of a smaller, slower, more personal approach * Host of HURRY SLOWLY *Paul Jarvis will help you open your eyes to a broader, wiser definition of growth. One of learning, one of betterment, one of contentment ... The most important ingredient is a new worldview. Company of One can give you just that * Creator of RUBY ON RAILS and founder of BASECAMP *There's not one, right way. Only your way. Paul's book, Company of One, can help you find your way * CEO and Founder of MailChimp *Company of One will give you invaluable insights to focus on the purposeful, interesting, and impactful work you actually love doing, right alongside permission to stop blindly chasing growth by defining success on your own terms * Authors of BEING BOSS *You are not alone with Company of One. If, like so many others, you're setting out to take on the world by yourself, then welcome to the best company there is, your own * author of Be More Pirate *A bright, useful entry in the small-is-beautiful genreCompany of One is the next frontier for less is more * bestselling author of The 80/20 Principle and Simplify *In Company of One, entrepreneur Paul Jarvis attacks the rapid growth model of Silicon Valley and promotes a different, gentler route to business success, calling for a slow growth movement * Book of the week, Idler Magazine *This is a revolutionary idea for our times: build your business based on your values. There's nothing small about that. This book is a treasure * Author of SIX PIXELS OF SEPARATION & CTRL ALT DELETE *Company of One is the next frontier for less is more * bestselling author of The 80/20 Principle and Simplify *

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Book SynopsisThe world needs changing that much is clear. But how best to do it? Change how you vote? Get out and protest? Have an argument? The fact is that the power sits in your pocket. Changing how we spend our money has more potential to change the world than almost anything else we can do with our time on this planet.Consumer spending accounts for over 60% of GDP across the world and it will hit a staggering $77 trillion a year by 2029. But the vast majority of this money currently goes to businesses that are fuelling problems, through their packaging, formulations and practices, the same companies making huge profits and resisting change.But if we moved just 1% of spending to brands that are making a positive impact on our planet, this would amount to $700billion every year. And the good news is that it''s already happening.A rising tide of ''Change Brands'' are emerging across the world and acting as powerful catalysts to tack

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Book SynopsisThis landmark handbook collects in a single volume the current state of cutting-edge researchon the capability approach. It includes a comprehensive introduction to the approach as well as new research from leading scholars in this increasingly influential multi-disciplinary field, including the pioneers of capability research, Martha C. Nussbaum and Amartya Sen. Incorporating both approachable introductory chapters and more in-depth analysis relating to the central philosophical, conceptual and theoretical issues of capability research, this handbook also includes analytical and measurement tools, as well as policy approaches which have emerged in the recent literature. The handbook will be an invaluable resource for students approaching the capability approach for the first time as well as for researchers engaged in advanced research in a wide range of disciplines, including development studies, economics, gender studies, political science and political philosophy.Trade Review'Starting with Amartya Sen's seminal 1979 Tanner Lectures, the capabilities approach has come to occupy a major space in economics and philosophy. The handbook's audacious range, covering the subject's historical roots, summarizing econometric techniques to operationalize it, evaluating its inter-connection with traditional welfare economics, and also to the mysteries of nature and the role of wonder - make it an intellectual feast. I have no doubt that the book will become the most important compendium on the subject.' Kaushik Basu, Cornell University'This volume situates the capability approach to justice historically and philosophically, provides a record of its achievements in modeling and measuring a vital aspect of human flourishing, and identifies a continuing program of promising research and reflection. Looking back and looking forward, it is an essential handbook for novices and experts alike.' Philip Pettit, Princeton University & Australian National University'Understanding the capability approach is a great challenge, given the wide range of disciplines and debates involved. This handbook will greatly help those taking up that challenge. It includes chapters on the historical roots of the capability approach, philosophical debates, questions of measurement and evaluation, and questions of public policy and social concerns. This major contribution will be required reading for all students and scholars of the capability approach.' Ingrid Robeyns, Utrecht UniversityTable of ContentsForeword Amartya Sen; General introduction Enrica Chiappero-Martinetti, Siddiqur Osmani and Mozaffar Qizilbash; Part I. Historical Antecedents and Philosophical Debates: Introduction to Part I Mozaffar Qizilbash; 1. The capabilities approach and the history of philosophy Martha C. Nussbaum; 2. Karl Marx and the capabilities approach David Leopold; 3. Utility and capability: J. S. Mill and Amartya Sen L. Wayne Sumner; 4. Intellectual history and defending the capabilities approach David Weinstein; 5. Sen, Smith and the Cambridge tradition Luigino Bruni; 6. The capability approach to well-being and freedom from the viewpoint of welfare economics and social choice theory Kotaro Suzumura; 7. Resources or capabilities? An introduction to the debate Ilse Oosterlaken; 8. Taking multidimensionality seriously: capabilities, Rawls's primary goods, and guiding action Henry S. Richardson; 9. The capabilities approach and political liberalism Richard Arneson; 10. Selecting a list: the capability approach's Achilles heel Rutger Claassen; 11. Individualism and the capability approach: the role of collectivities in expanding human capabilities Solava Ibrahim; 12. The politics of wonder: the capabilities approach in the context of mass extinction Jeremy Bendik-Keymer; Part II. Methods, Measurement and Empirical Evidence: Introduction to Part II Enrica Chiappero-Martinetti; 13. Social choice and the capability approach Maurice Salles; 14. On capability and its measurement Prasanta K. Pattanaik and Yongsheng Xu; 15. Analyzing capabilities: games, groups and effectivity Martin van Hees; 16. Implementing the capability approach with respect for individual valuations: an illustration with Colombian data Koen Decancq, Erik Schokkaert and Blanca Zuluaga; 17. Capability, opportunity, outcome – and equality Ravi Kanbur; 18. The distribution of capabilities: up, down, sideways and along Tania Burchardt; 19. Inter-group disparities in the distribution of human development: two apparent conundrums and how we might address them Peter J. Lambert and Sreenivasan Subramanian; 20. Multidimensional inequality and human development Suman Seth and Maria Emma Santos; 21. The research agenda on multidimensional poverty measurement: important and as-yet unanswered questions Sabina Alkire; 22. Measuring gender inequality using the capability approach: issues and challenges Stephan Klasen; 23. Econometric and statistical models for operationalising the capability approach Jaya Krishnakumar; 24. Expanding capabilities through participatory action research Alejandra Boni and Alexandre Apsan Frediani; Part III. Issues in Public Policy: Introduction to Part III Siddiqur Osmani; 25. On education and capabilities expansion Melanie Walker; 26. Capability approach to children's well-being and well-becoming Mario Biggeri; 27. Capability and disability Lorella Terzi; 28. Social exclusion and capability development Jonathan Wolff; 29. Human security Des Gasper; 30. Income inequality and human capabilities Rolph van der Hoeven; 31. The capability approach and human rights Polly Vizard; 32. Capabilities and the law Katharine Gelber; 33. Capabilities, public reason and democratic deliberation Jay Drydyk; 34. Entitlements and capabilities Sanjay G. Reddy and Adel Daoud; 35. Religion and the capability approach Séverine Deneulin and Augusto Zampini-Davies.

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Book SynopsisA National Book Award-winning satire about the unchecked power of American capitalism, written more than three decades before the 2008 financial crisis.At the center ofJ Ris J R Vansant, a very average sixth grader from Long Island with torn sneakers, a runny nose, and a juvenile fascination with junk-mail get-rich-quick offers. Responding to one, he sees a small return; soon, he is running a paper empire out of a phone booth in the school hallway. Everyone from the school staff to the municipal government to the squabbling heirs of a player-piano company to the titans of Wall Street and the politicians in Washington will be caught up in the endlessly ballooning bubble of the J R Family of Companies.First published in 1975 and winner of the National Book Award in 1976,J Ris an appallingly funny and all-too-prophetic depiction of America?s romance with finance. It is also a book about suburban development and urban decay, divorce proceedings and disputed wills, the crumbling facade of Western civilization and the impossible demands of love and art, with characters ranging from the earnest young composer Edward Bast to the berserk publicist Davidoff. Told almost entirely through dialogue, William Gaddis?s novel is both a literary tour de force and an unsurpassed reckoning with the way we live now.

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Book SynopsisSTOP READING THE NEWS is a vital toolkit for managing the upsetting coronavirus news cycle and finding equilibrium and calm at a time of chaos and uncertaintyIn 2013 Rolf Dobelli stood in front of a roomful of journalists and proclaimed that he did not read the news. It caused a riot. Now the author of the bestselling The Art of Thinking Clearly finally sets down his philosophy in detail. And he practises what he preaches: he hasn't read the news for a decade.Stop Reading the News is Dobelli's manifesto about the dangers of the most toxic form of information - news. He shows the damage it does to our concentration and well-being, and how a misplaced sense of duty can misdirect our behaviour. Most importantly, he offers the reader the guidance on how to live without news, and the many potential gains to be had: less disruption, more time, less anxiety, more insights. In a world of increasing disruption and division, Stop Reading the News is a welcome voice of calm and wisdom.Trade ReviewChallenging, yet might point to the future of journalism. * Sydney Morning Herald *Rolf Dobelli writes clearly, intelligently and convincingly -- Gerhard SchroderRolf Dobelli offers plenty of food for thought, and writes clearly - stimulating, amusing, brilliant -- Dr Christoph Franz, former CEO of Lufthansa, Chairman of RocheWorth reading to explore why news attracts. * The Courier Mail *Rolf Dobelli's works are informative, insightful, and accessible. In an age of celebrity ignoramuses, he is a true public intellectual. -- Lou Marinoff, Professor of Philosophy at the City College of New YorkRolf Dobelli possesses one of Europe's finest minds -- Matt Ridley, author of The Evolution of EverythingRolf Dobelli is a virtuosic synthesizer of ideas. With wit, grace, and precision he melds science and art in hisjoyful pursuit of wisdom. -- Joshua Greene, professor of psychology, Harvard University, and author of Moral TribesRolf Dobelli is brilliant at converting evidence from scientific research into practical steps that improve personal outcomes. -- Robert Cialdini, author of the international bestseller Influence

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Book SynopsisA historical perspective on the decline of globalization, illuminating the future path of the global economy and world politics.

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Book SynopsisWhat are the attitudes and actions that make great principals stand out? In this internationally renowned bestseller, Todd Whitaker reveals the 20 keys to effective school leadership.This essential third edition features helpful new strategies for recruiting talent through better interview and reference questions, as well as tips for retaining talent. It also offers a new section on how leadership is not an event, but rather requires a consistent approach to affect the climate and eventually shape the culture of your school.Perfect for new and experienced principals, for independent professional reading or for leadership courses, this practical book will leave you feeling inspired and ready to do the things that matter most for the people who ultimately matter mostâthe students.Trade Review"Even the most seasoned school principal will find Whitaker’s practical and intuitive approach to leadership useful in the best of times, but also it will help steer them as they lead through the worst. ... Without distilling the incredible importance and challenge of leading a school division or building, [Whitaker] also sets out a clear and understandable path to success and demystifies some of the unique aspects of school leadership. Any new or experienced school leader will find value, reinforcement, and solid advice within."--Becky Johnson, MiddleWeb Review, https://www.middleweb.com/44791/20-things-great-principals-do-differently/Table of ContentsAcknowledgmentsMeet the AuthorIntroductionChapter 1 Why Look at Great?Chapter 2 It’s People, Not ProgramsChapter 3 Develop an Accurate Sense of SelfChapter 4 Who Is the Variable?Chapter 5 Treat Everyone with Respect, Every Day, All the TimeChapter 6 Be the FilterChapter 7 Teach, Don't TellChapter 8 Hire Great TeachersChapter 9 Recruiting and Retaining TalentChapter 10 Understand the Dynamics of ChangeChapter 11 Standardized TestingChapter 12 Focus on Behavior, Then Focus on BeliefsChapter 13 Loyal to Whom?Chapter 14 Base Every Decision on Your Best TeachersChapter 15 In Every Situation, Ask Who Is Most Comfortable and Who Is Least ComfortableChapter 16 Understand the High AchieversChapter 17 Make It Cool to CareChapter 18 Don’t Need to Repair—Always Do RepairChapter 19 Deal with Negative or Ineffective Staff MembersChapter 20 Set Expectations at the Start of the YearChapter 21 Leadership Is Not An EventChapter 22 Clarify Your Core

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Book SynopsisAmerica?s most popular progressive radio host and New York Times bestselling author explores the fall of the American Dream and the steps we can take to bring it back.The widening wealth gap is all too familiar to many Millennials and GenZers, especially when home ownership and the lack of debt seem like faraway fantasies. And it?s no surprise when they only hold about 4.6% of the country?s wealth while Boomers held 22% at around the same age. So what happened to the promise of the American Dream?In this new, final entry of his celebrated Hidden History Series, Thom Hartmann uncovers the rise of the American middle class through the progressive policies of FDR, through to its downfall with the increasing privatization and economic deregulations of the Reagan era.He also explores potential solutions including: Wealth and inheritance taxes to lessen economic inequality Supporting unions through increasing labor rights Renationalizing public spaces and transportation The American Dream often remains just a dream for many, but this book highlights what needs to be done to take it back and help make it a reality for us all.

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Book SynopsisBillions of dollars and numerous organizations aim to help the poor, but much of their work is based on untested assumptions. Banerjee and Duflo use randomized control trials to study poverty, challenging common beliefs about aid and investment. Their research sheds light on the lives of the poor and offers new perspectives on poverty alleviation.

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Book SynopsisSara Hsu and Jianjun Li explore the transformative potential of China’s financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. Offering expert analysis of market potential, risks, and competition, as well as case studies of firms, China’s Fintech Explosion is a must-read.Trade ReviewChina has emerged as a leader in the global fintech industry, but there has been limited insight into this development. This book provides a wonderful summary of China’s fintech development, covering topics such as digital payment systems, peer-to-peer lending, and online consumer credit. From this book, we can understand how these emerging fintech businesses are changing the way Chinese consumers pay, borrow, and invest, and we receive a roadmap for the future of China’s fintech industry. -- Bohui Zhang, executive associate dean and presidential chair professor, Chinese University of Hong Kong, ShenzhenFintech started in the West, but to fully understand its adoption and innovation one must look East. This book does precisely that. It is an informative and comprehensive guide to the fast-moving area of fintech in China. This book goes beyond the techno-provision of credit to the underfunded and covers all areas of fintech, neatly blending contemporary information with analysis, case study, and research review. It is a must-read for the scholar and the student as well as those who wish to understand fintech in China. -- Kent Matthews, Sir Julian Hodge Professor of Banking and Finance, Cardiff Business School, Wales, and Nottingham University Business School Ningbo, ChinaWhile most writing on fintech takes a vertical approach to the field, this book’s integrative approach will become more valuable as point-solution start-ups begin to build the more multifaceted solutions long offered by incumbent financial-services firms. It is also accessible to anyone looking to gain a better understanding of the current state of affairs of fintech in China—certainly a good text for fintech courses in undergraduate and graduate programs. -- Drew David Pascarella, associate dean for MBA Programs and founder of the Fintech Intensive, Samuel Curtis Johnson Graduate School of Management, Cornell UniversityThe book is recommended for scholars who are interested in China’s fintech industry and modern banking sector, the Chinese economy, Chinese technological innovations, and the rise of global financial technology, especially those whose access to relevant information is limited to non-Chinese sources. * China Information *Table of ContentsPrefaceAcknowledgments1. Overview of China’s Fintech Industry2. Digital Payment Systems3. Peer-to-Peer Lending and Crowdfunding4. Online Consumer Credit, Online Supply Chain Finance, and Internet Banks5. Online Investment and Insurance6. Blockchain Finance and Virtual Currencies7. Disruption of Traditional Banking8. Risks of Fintech and Regulatory Technology9. Credit Reporting and Key Financial Technologies10. Outlook and Summing UpNotesBibliographyIndex

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Book SynopsisThe environmental crisis under way is unique in human history. It is a true existential crisis. Those alive today will decide the fate of humanity. Meanwhile, the leaders of the most powerful state in human history are dedicating themselves with passion to destroying the prospects for organized human life. At the same time, there is a solution at hand, which is the Green New Deal. Putting meat on the bones of the Green New Deal starts with a single simple idea: we have to absolutely stop burning fossil fuels to produce energy within the next 30 years at most; and we have to do this in a way that also supports rising living standards and expanding opportunities for working people and the poor throughout the world. This version of a Green New Deal program is, in fact, entirely realistic in terms of its purely economic and technical features. The real question is whether it is politically feasible. Chomsky and Pollin examine how we can build the political force to make a global Green New Deal a reality.Trade ReviewThis little book contains a big idea: climate stabilisation that avoids the collapse of organised social life can be achieved, along with more decent jobs, improved living standards and reduced poverty everywhere in the world. Two eminent thinkers present a convincing case for a realistic, feasible Global Green New Deal. * Jayati Ghosh, Professor of Economics, Jawaharlal Nehru University, New Delhi *The project that is the Green New Deal is enriched by the insights of two great minds: those of Noam Chomsky and Robert Pollin. Both understand that the GND will fail if it does not protect the jobs and livelihoods of the working class. They explain how a transformation needed to restore the ecosystem can, and will transform the organisations and lives of working people worldwide - for the better. * Ann Pettifor, author of The Case for The Green New Deal *This book is a survival manual for civilization. I want everyone--yes, every person on the planet--to learn its message and to face the challenge it poses: "What am I doing to help bring about a global Green New Deal in the early years of this decade?" For Americans, the first steps are clear: consign all climate deniers to permanent political oblivion and force all other policymakers to match fine words with deeds - i.e.commit to the Pollin-Chomsky global program for climate stabilization, a massive expansion of good jobs, and just transition. -- Daniel Ellsberg, author of The Doomsday MachineBrisk and lucid. -- Lit Hub ("Most Anticipated Books of 2020") * John Freeman *In this compelling read, linguist and philosopher Noam Chomsky and progressive economist Robert Pollin present a convincing case for a realistic, feasible Global Green New Deal. * Dazed *A thought-provoking and succinct manifesto. -- Russell Whitehouse * International Policy Digest *[Chomsky and Pollin] argue it is possible to tackle climate collapse over the next 30 years ... A capitalist system that fails to respond does not deserve to survive. * Irish Times *Emphasises the crisis our planet faces but also says 'there is a solution at hand'. * Irish Examiner *

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Book SynopsisDON'T MISS OLLIE OLLERTON'S MUST-HAVE SURVIVAL GUIDE, HOW TO SURVIVE (ALMOST) ANYTHING! PRE-ORDER YOUR COPY NOW.THE SUNDAY TIMES BESTSELLEROLLIE OLLERTON CO-HOSTS SAS: WHO DARES WINS ALONGSIDE ANT MIDDLETON, JASON FOX and MARK BILLINGHAM. THIS IS HIS INCREDIBLE TRUE STORYWhere is your break point?Is it here? Facing the gruelling SAS selection process on one leg, with a busted ankle and the finish line nowhere in sight?Or here? Under heavy fire from armed kidnappers while protecting journalists en route to Baghdad.Or is it here? At the bottom of a bottle, with a family in pieces, unable to adapt to a civilian lifestyle, yearning for a warzone?Ex-Special Forces soldier and star of TV's SAS: Who Dares Wins, Ollie Ollerton has faced many break points in his life and now he tells us the vital lessons he has learnt. His incredible story features hardened criminals, high-speed car chases, counter-terrorism and humanitarian heroics - freeing children from a trafficking ring in Thailand.Ollie has faced break points in his personal life too, surviving a freak childhood attack, run-ins with the law as a teenager rebelling against a broken home, his self-destructive battles with alcohol and drug addiction, and his struggles with anxiety and depression. His final redemption as an entrepreneur and mental health charity ambassador has seen him overcome adversity to build a new and better life.'Everyone has the capacity for incredible achievement, because it's only when it's crunch time, when you're down to your last bullet - when you're at break point - that you find out who you really are.'

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Book SynopsisThe authors of the classic Influence Without Authority explain the unique challenges of influencing powerful people Learn to overcome your difficulties with a boss who is uninterested in your concerns, or resistant to giving needed support.Table of ContentsPreface vii Acknowledgments xi PART I Fundamentals 1 Chapter 1 The World Has Changed: To Be Successful You Need to Influence Up 3 Chapter 2 How Power Differentials Blind Smart People 19 Chapter 3 How Power Differentials Give Smart People Laryngitis 33 Chapter 4 Overview of the Steps Required to Access and Infl uence Powerful People 45 Chapter 5 The Influence Model at Work: Moving a Tough Boss 65 PART II Building a Powerful Partnership with Your Boss 79 Chapter 6 Partnership: The Critical Mind-Set to Overcome Power Gaps 81 Chapter 7 Building a Partnership Relationship with Your Boss 97 Chapter 8 The Art—and Responsibility—of Helping Your Boss Succeed 113 Chapter 9 Recovering from Failed Talks with Your Boss 125 PART III Influencing Powerful People 145 Chapter 10 Framing Your Change Strategy: Fitting Your Approach to the Players 147 Chapter 11 What Do the Powerful Care About? 165 Chapter 12 Action Steps for Gaining Access to Powerful People 177 Chapter 13 Clinching the Deal: “Exchanging” to Build Trust with the Powerful 195 Chapter 14 The Contours of Change: Dr. Pomahac and the Challenge of Influencing Multiple Senior Managers and Surgeons to Allow the First Facial Transplant in the United States 211 Chapter 15 Influence across Multiple Organizations 219 Additional Resources 231 Notes 235 Index 239

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Book SynopsisThe Classic Guide to Real Estate InvestingâUpdated for a Re-energized Industry!Real estate is once again a great investment, and this bestselling guide provides everything you need to know to get in now and make your fortune. What Every Real Estate Investor Needs to Know About Cash Flow removes the guesswork from investing in real estate by teaching you how to crunch numbers like a pro, so you can confidently judge a propertyâs value and ensure it provides long-term returns.Real estate expert, Frank Gallinelli has added new, detailed investment case studies, while maintaining the essentials that have made his book a staple among serious investors. Learn how to measure critical aspects of real estate investments, including: Discounted Cash Flow Net Present Value Capitalization Rate Cash-on-Cash Return Net Operating Income Internal Rate of Return Profitability Index Return on Equity Whether youâre just bTable of ContentsPreface xiiiIntroduction xviiPart I: How to Analyze a Potential Real Estate Deal1 Do your Homework: How to Gather the Data needed to Make an Investment Decision 32 Financial Detective work Before you Buy: Finding the Truth Behind what the Seller is Telling You 93 How the “time Value of Money” should Influence your real estate Investing Decisions 274 How to estimate what an Income Property Is really worth 515 Measuring the return on a real estate Investment 736 Case studies: apartment, Mixed-Use, and triple-net Lease 107Part II: Thirty-Seven Calculations Every Real Estate Investor Needs to Know 7 Calculation 1: Simple Interest 1458 Calculation 2: Compound Interest 1489 Calculation 3: Rule of 72s 15410 Calculation 4: Present Value of a Future Cash Flow 15611 Calculation 5: Gross Rent Multiplier 16012 Calculation 6: Gross Scheduled Income (Potential Gross Income) 16313 Calculation 7: Vacancy and Credit Loss 16614 Calculation 8: Gross Operating Income (Effective Gross Income) 17015 Calculation 9: Net Operating Income 17416 Calculation 10: Capitalization Rate 18017 Calculation 11: Net Income Multiplier 18618 Calculation 12: Taxable Income 19019 Calculation 13: Cash Flow 20220 Calculation 14: Cash-on-Cash Return 20821 Calculation 15: Sale Proceeds 21322 Calculation 16: Discounted Cash Flow 21823 Calculation 17: Net Present Value 22424 Calculation 18: Profitability Index 23125 Calculation 19: Internal Rate of Return 23426 Calculation 20: Price, Income, and Expenses per Unit 23927 Calculation 21: Price, Income, and Expenses per Square Foot 24228 Calculation 22: Operating Expense Ratio 24629 Calculation 23: Debt Coverage Ratio 25030 Calculation 24: Break-Even Ratio 25431 Calculation 25: Return on Equity 25732 Calculation 26: Loan-to-Value Ratio 26133 Calculation 27: Points 26734 Calculation 28: Mortgage Payment/Mortgage Constant 27135 Calculation 29: Principal Balance/Balloon Payment 27636 Calculation 30: Principal and Interest per Period 28237 Calculation 31: Maximum Loan Amount 28638 Calculation 32: Assessed Value, Property Taxes, and Value Indicated by Assessment 29039 Calculation 33: Adjusted Basis 29440 Calculation 34: Depreciation 29741 Calculation 35: Gain on Sale 30142 Calculation 36: Land Measurements 30443 Calculation 37: Building Measurements—Gross Building Area, Usable Square Footage, Rentable Square Footage, Loss Ratio, Net Rentable Area 308Appendix 313Index 323

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Book SynopsisDerek Rollinson is a former Principal Lecturer at the Huddersfield University Business School.Table of ContentsSection 1: Introductory Concepts Chapter 1: An Introduction to the Study of Organisations Chapter 2: The Contexts of Contemporary Organisations Section 2: Individual Characteristics Chapter 3: Personality, Intelligence and Aptitude Chapter 4: Perception Chapter 5: Attitudes and Emotions Integration 1: Integrating Individual Characteristics Integrative Case Study No. 1 Section 3: The Intrapersonal Level (Individual Process

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Book SynopsisTrade ReviewCrisply written, compellingly argued, authoritative . . . [University Technology Transfer] provides extremely useful information to anyone who is involved in creating or developing a TT office . . . It should be required reading for all presidents, vice-chancellors and senior managers of universities that have a TT office and are tempted to interfere in its activities.—Mark Anderson, IP DraughtsTable of ContentsIntroduction1. Question Time2. Coming Out3. How It Works4. Why It Is Difficult5. Structures6. Going to Market7. Mind the Gap8. Innovation Community9. Give and Take10. Currencies and Metrics11. Impact12. Whatever NextAfterwordAcknowledgmentsNotesIndex

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Book SynopsisPresents an account of interest rate trends and lending practices over four millennia of economic history. This title offers an analysis of money markets and borrowing practices in major economies.Table of ContentsForeword by Dr. Henry Kaufman vii Preface to the Fourth Edition ix Summary Tables xiii Summary Charts xvii Introduction 1 Part One. Ancient Times Chapter 1. Prehistoric and Primitive Credit and Interest 17 2. Mesopotamia: Sumer, Babylonia, and Assyria 25 3. Greece 32 4. Rome 44 5. A Summary and Analysis of Ancient Interest Rates 57 Part Two. Medieval and Renaissance Europe6. Usury Doctrines and Their Effect on European Credit Forms and Interest 67 7. The Dark Ages 80 8. Late Medieval Times 87 9. The Renaissance 102 10. A Summary and Analysis of Medieval and Renaissance Interest Rates in Western Europe 132 Part Three. Modern Europe and North America to 1900 11. England in the Eighteenth Century 145 12. Europe in the Eighteenth Century 164 13. England in the Nineteenth Century 178 14. France in the Nineteenth Century 213 15. Other European Countries in the Nineteenth Century 230 16. The United States in the Eighteenth and Nineteenth Centuries 270 Part Four. Europe and North America Since 1900 17. The United States in the Twentieth Century: 1900–1945 329 18. The United States in the Twentieth Century: 1946–1990 366 19. England in the Twentieth Century 437 20. Europe in the Twentieth Century: France, the Netherlands, Belgium, Germany, Italy 462 21. Europe in the Twentieth Century: Switzerland, Austria, Scandinavia, Ireland, Iberia, and Turkey 523 22. Canada in the Twentieth Century 545 23. Summary and Analysis of Interest Rates in Europe and North America Since 1700 554 Part Five. Other Countries and the 1990’s24. Japan 575 25. The Old Sterling Area: Australia, New Zealand, South Africa, India, and Pakistan 586 26. Russia 598 27. China 613 28. Latin America 626 29. Turn of the Millennium: 1990–2005 642 Notes 673 Index 693

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Book Synopsis“A road map for restoring dignity and compassion.” —Adam Grant, New York Times best-selling author of Give and Take An urgent yet hopeful analysis of the twenty-first-century surge in dehumanization, and how we can reverse it.Trade Review"A brilliant, timely reminder of how the power of humanity touches all aspects of our lives." -- Jonah Berger, author of Contagious"What does it mean to be human? What does it mean to see others as fully human? In this compelling book, Adam Waytz shows how the answer to these questions can help us reduce human conflict and improve lives." -- Carol Dweck, author of Mindset"[Adam Waytz] employs copious amounts of scientific, psychological, and corporate research as well as firsthand experience to provide a road map to a more people-friendly world.… Knowledgeable insights and solutions for increasing sensitivity and overall humane functioning in an often cold world." -- Library Journal"An interesting foray into the realm of emotional intelligence." -- Kirkus Reviews"This is an enlightening book about human-ness, the inherent value it provides, and how we are losing it.… Waytz argues that it’s a poor choice when we allow present-day forces of separation to take the human from our relationships: the relation gets removed, leaving just the ships, passing at sea." -- Robert B. Cialdini, author of Influence and Pre-Suasion"Adam Waytz is a leading thinker about the issues arising from the emerging era of pervasive human-machine interaction. Drawing from his social psychology foundation, The Power of Human offers important insight and practical suggestions to master this new definition of humanity." -- Brad Keywell, CEO of Uptake

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Book Synopsis“Magisterial history... one of the most comprehensive histories of modern capitalism yet written.”—Michael Hirsh, The New York Times Book ReviewTrade Review"...even-handed and objective." -- The Washington Post"Broad and ambitious in its sweep... One lesson with enormous contemporary resonance emerges: globalization is neither inevitable nor irreversible. Governments can choose to retreat into isolation and have often done so." -- Alan Beattie - FT Magazine"Essential reading for anyone who wants to understand the history of globalization from 1870 to the present." -- John Bruton - Irish Independent

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Book SynopsisIntermarket Analysis is probably the most important subject in investing, one of the least understood, and most neglected. This specialist topic is the analysis of more than one asset class or financial market, which are considered to be related (currencies, commodities, stocks, bonds).Table of ContentsAcknowledgments ix Introduction xi PART I 1 1 Intermarket Analysis 3 2 Correlation 17 3 Regression 33 4 International Indices and Commodities 41 5 The S&P 500 69 6 European Indices 85 7 Gold 93 8 Intraday Correlations 111 9 Intermarket Indicators 121 PART II 145 10 Trading System Design 147 11 A Comparison of Fourteen Technical Systems for Trading Gold 175 12 Trading the S&P 500 ETF and the e-mini 189 13 Trading DAX Futures 201 14 A Comparison of a Neural Network and a Conventional System for Trading FTSE Futures 215 15 The Use of Intermarket Systems in Trading Stocks 235 16 A Relative Strength Asset Allocation Trading System 247 17 Forex Trading Using Intermarket Analysis 261 18 Conclusion 293 Appendix A MetaStock Code and Test Specifications 297 Appendix B Neural Network Systems 357 Appendix C Rectangles 367 Glossary 371 Bibliography 385 Index 391

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Book SynopsisThey say John Maynard Keynes called gold a ''barbarous relic''. They say there isn''t enough gold to support finance and commerce.They say the gold supply can''t increase fast enough to support world growth.They''re wrong.In The New Case for Gold, James Rickards explains why gold is one of the safest assets for investors in times of political instability and market volatility, and how every investor should look to add gold to his or her portfolio. Drawing on historical case studies, monetary theory and his personal experience as an investor, Rickards argues that gold should be a part of any prudent investor''s portfolio.James Rickards is the bestselling author of Currency Wars and The Death of Money. He is a portfolio manager at West Shore Group and an adviser on international economics and financial threats to the Department of Defence and the US intelligence community. He served as facilitator of the first-ever financial war games conducted by the Pentagon.Trade ReviewExcellent ... Rickards makes a compelling case for why those looking for a way to protect themselves and their families from economic chaos created by central bankers should consider gold.James Rickards gifts us once again with his clarity of prose, depth of experience and sound analysis ... An illuminating, original argument for gold as a critical contender in today's money games. The most important book on gold yet.We can't trust the Federal Reserve to do the honest work that Jim Rickards has done in writing this book ... Essential reading.

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Book SynopsisTable of Contents 1 Professional Communication in Today’s Digital, Social, Mobile World 2 Collaboration, Interpersonal Communication, and Business Etiquette 3 Planning Business Messages 4 Writing Business Messages 5 Completing Business Messages 6 Crafting Messages for Digital Channels 7 Writing Routine and Positive Messages 8 Writing Negative Messages 9 Writing Persuasive Messages 10 Understanding and Planning Reports and Proposals 11 Writing and Completing Reports and Proposals 12 Developing and Delivering Business Presentations 13 Building Careers and Writing Resumes 14 Applying and Interviewing for Employment

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Book SynopsisA much-anticipated second edition to this classic practice-building text.Trade Review"Grodzki helps us create a blueprint for a successful practice, regardless of the stage of our career. . . . For those who read the first edition of this book, this second edition includes six new chapters as well as various updates to cover issues that have emerged over the last fifteen years. . . . [A]pproachable and engaging. She incorporates personal experiences as well as anecdotes from her workshops and private consulting, and she offers helpful exercises. . . . [A] well-written and useful book." -- PsychCentral"This book is filled with useful information and it is extremely well written. I recommend it for any therapist starting a private practice." -- The Milton H. Erickson Foundation Newsletter"I found Building Your Ideal Private Practice an inspiring, relevant, intelligent, and practical resource that had me excited about what I can do with my own private practice. . . . Unlike some other ‘set up your business’ books I have read, this guide speaks to therapists in their own language . . . . I would like to see this as compulsory reading for every graduating professional in our field—helping new clinicians avoid unnecessary confusion, pain, and even financial loss through the recognition that they are as much business people as they are healing professionals." -- The Neuropsychotherapist"With its personal preface, instructions, examples, anecdotes, exercises, tips, pre- and post-test, and other resources, this edition of Building Your Ideal Private Practice is relevant, timely, and helpful. As Grodzki mentions, it would be an effective tool for psychologists, counselors, life coaches, and other ‘therapists.’" -- Somatic Psychotherapy Today

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Book SynopsisWhen it was first published in 1992, the first edition of Leadership for the Common Good presented a revolutionary approach to community and organizational leadership in ashared-power world. Now, in this completely revised and updated edition, Barbara Crosby and John Bryson expand on their proven leadership model and offer new insights and guidance to leaders.This second edition is a practical resource for a new generation of leaders and aspiring leaders and includes success stories, challenges, and real-world experience.Table of ContentsPreface. Acknowledgments. The Authors. Part One: Understanding Leadership in Shared-Power Settings. 1 When No One Is in Charge: The Meaning of Shared Power. 2 Leadership Tasks in a Shared-Power World: Leadership in Context, and Personal Leadership. 3 Leadership Tasks in a Shared-Power World: Team and Organizational Leadership. 4 Leadership Tasks in a Shared-Power World: Visionary, Political, and Ethical Leadership. 5 Policy Entrepreneurship and the Common Good. Part Two: The Process of Policy Entrepreneurship. 6 Forging an Initial Agreement to Act. 7 Developing an Effective Problem Definition to Guide Action. 8 Searching for Solutions in Forums. 9 Developing a Proposal That Can Win in Arenas. 10 Adopting Policy Proposals. 11 Implementing and Evaluating New Policies, Programs, and Plans. 12 Reassessing Policies and Programs. Summary and Conclusion. References. Resource A: Conflict Management. Resource B: A Guide to Oval Mapping. Resource C: Seven Zones. Resource D: Forums, Arenas, and Courts. Resource E: Future Search. Resource F: Initial Policy Retreats. Name Index. Subject Index.

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Book SynopsisOrganizations Evolving offers a unique theoretical framework for understanding organizational emergence, persistence, change, and decline. Synthesizing and integrating six paradigmatic approaches to organization theory, this updated and revised third edition presents an evolutionary view that provides a unified understanding of modern organizations and organization theory. Key features of the third edition include: A sophisticated analytic comparison of six major approaches to understanding modern organizations and their evolution An interdisciplinary focus, drawing extensively from sociology, social psychology, economics, history, management and entrepreneurship research Supplementary materials from academic journals and the popular press, and multi-media resources in an online companion Extensive case examples that illustrate key evolutionary processes Study questions designed for extended and reflective learning. Offering key insights and critical learning opportunities, this book is crucial reading for classes covering macro-organizational behaviour and the sociology of organizations. Students of management studies and entrepreneurship, particularly those with a focus on organization theory, will also benefit from its interdisciplinary approach.Trade Review'Organizations Evolving is an instant classic. The go-to book for information about the future, as well as what s current in organizations studies. It follows Aldrich's pioneering work on entrepreneurship, with great cases, on-line supplements, and updates on digital technology and inequality. For the best primer on the study of organizations, Organizations Evolving is the clear winner.' --Paul M. Hirsch, Northwestern University, USOrganizations evolve and emerge. Aldrich, Ruef and Lippmann introduce a generic framework for understanding organizational and social change. The authors are in this third edition informatively and beautifully integrating evolving knowledge about organizations. The previous edition of Organizations Evolving was my favorite book about organization. This edition is even better.' --Morten Huse, BI Norwegian Business School, Norway'Organizations Evolving synthesizes in an excellent way the evolution of organizations, and clarifies the elegance of the evolutionary approach in using a few distinct concepts to explain broad and complex phenomena. In the third edition of the book, the authors have significantly updated the book, and made it more teaching friendly, which makes it a great textbook for understanding entrepreneurship and organizations.' --Hans Landström, Lund University, SwedenTable of ContentsContents: 1. Introduction and Themes PART I AN EVOLUTIONARY PERSPECTIVE ON THEORIES OF ORGANIZATION AND MANAGEMENT 2. The Evolutionary Approach 3. How the Evolutionary Approach Relates to Other Approaches PART II CONCEPTUALIZING ORGANIZATIONAL EMERGENCE 4. Entrepreneurs and the Emergence of New Organizations 5. Organizational Boundaries 6. Organizational Forms PART III TRANSFORMATION AT THE ORGANIZATIONAL AND POPULATION LEVELS 7. Organizational Transformation 8. Organizations and Social Change PART IV POPULATION-LEVEL DYNAMICS 9. Emergence of New Populations of Organizations 10. Reproducing Populations: Foundings and Disbandings 11. Community Evolution References Index

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Book SynopsisNamed as the best overall book on banking of 2022 by Investopedia. The finance industry is currently going through a digital revolution, with new and developing technology transforming the world of banking and financial services beyond recognition. Banks and financial institutions worldwide recognize the pressing need to innovate to avoid disruption or displacement by highly agile and often smaller fintech companies. Reinventing Banking and Finance is an essential guide for finance professionals to current trends in fintech, innovation frameworks, the challenges of outsourcing or embedding innovation, and how to effectively collaborate with other organizations. Beginning with the history and background of how banking got to the era of fintech, the book provides a thorough overview of the global fintech ecosystem and the drivers behind innovation in technologies, business models and distribution channels. Examples of key institutions and interviews with innovators and experts shine a light on key financial innovation hubs in UK, US, China, Israel and more, and offer advice for institutions looking to choose the right market for their needs. Covering genuine innovations in AI, machine learning, blockchain and digital identity, Reinventing Banking and Finance offers expert insight into navigating the complex and multi-layered finance industry.Trade Review"A compelling narrative of the history, forces, threats and opportunities that are reshaping the financial industry. The experience of the authors shines through in their confident and accessible writing, as well as in their cross-continental overview of the key institutions and people that are enabling better ways for all of us to manage our money in the mobile and data-centred world we live in." * Josh Bottomley, Global Head of Digital, HSBC *"With the emergence of fintech the banking industry is being dragged into the digital age kicking and screaming. This book describes how this transformation is taking place and how different parts of the globe are responding differently to the change. The authors' perspectives, derived from their first-hand knowledge of digital transformation in banking, make it a compelling read." * Paolo Zaccardi, Co-Founder & CEO FABRICK, President HYPE *"A must read for every forward thinking banking executive. The radically simple neo bank model outlined is one all banks should consider as part of their transformation to a customer centric organization, while the thorough global review of fintech hubs will bring any seasoned innovator right up to date. What makes the sharp perspective shared in this book so credible is the industry experience both authors bring. Developed through extensive first-hand knowledge running banks and advising a whole host of fintechs the rigorous point of view is rare in a book like this." * James Haycock, General Manager UK, idean Capgemini *"In this book the authors describe the impact digital adoption is having on banking and financial services across the globe. A must read for anyone seeking to know more about how a fundamental industry is transforming." * Matthew Chen, Group CEO, Sunline Holding *"Provides an insider's perspective on how technology is transforming financial services, I particularly enjoyed the historical context, the concept of the ideal Neobank and the profiles on the fintech hubs across the globe." * Elias A. Baltassis, Partner and Director, Data & Analytics, Boston Consulting Group *"Delivers great insight on the global fintech ecosystem with the profiles of both the fintech hubs and what they call the fintech tribes. An enjoyable and thoughtful book for anyone looking for an insider's perspective on banking innovation." * Shachar Bialick, Founder, CEO, Curve *"If you want to understand why 'digital banking' is not just a buzzword and how this movement is changing finance this is the book for you. Fintechs are powering a disruption that takes us back to the origins of banking, where personal outcomes and tailored services were the norm. In this book the authors do an exemplary job of explaining the banking revolution of our time, placing it within the historical context of the industry and showing how new ideas are helping to recover foundational concepts." * Prof Deeph Chana, Centre for Financial Technology, Imperial College London *"This book provides some fascinating insights into why there has never been a more exciting time to be innovating in the banking industry. Regulators and financial institutions are paving the way for a new digital-based economy - a faster, more transparent and secure banking industry!" * Diana Paredes, Chief Executive Officer and Co-Founder, Suade *"Thanks to the authors' experience, this book provides an insider view on what's next and an extensive analysis of how technology, data and a new approach can reshape banking services." * Paola Papanicolaou, Executive Director - Group Head of Innovation, Intesa Sanpaolo SpA *"A compelling book looking at how banking is being transformed at its core by technology, changing customer expectations and evolving regulation. It provides a global perspective on fintech, explaining how - unlike other tech innovations - it is not a US-centric phenomenon, with Europe and Asia being home to some of the more innovative businesses in the sector. A good book to read if you are keen to understand what is happening to banking around the world and how it will affect you." * Laurent Nizri, CEO Paris Fintech Forum and Chairman ACSEL *"This book could not be timelier as our financial institutions and economic models are severely disrupted and tested due to the COVID-19 outbreak. As digitized operations are forcibly accelerated and new tools integrated, the authors help us rethink traditional models and share a blueprint of the bank of the future, Neobank. This book is an important guide for understanding what to focus on going forward shaped by customer needs, technology capabilities, and business realities." * Sophie Wade, CEO Flexcel Network and Published Writer *Table of Contents Chapter - 01: The History of Banking; Chapter - 02: The Digital Threat; Chapter - 03: The Shape of the Perfect Neobank; Chapter - 04: The Journey from Bricks and Mortar to Digital; Chapter - 05: The Fintech Hubs; Chapter - 06: The Fintech Tribes; Chapter - 07: London; Chapter - 08: The Gulf; Chapter - 09: Paris; Chapter - 10: New York City; Chapter - 11: Tel Aviv; Chapter - 12: Shenzhen; Chapter - 13: Final Thoughts; Chapter - 14: Further reading

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Book SynopsisA non-Eurocentric, sweeping look at the material conditions and events that created capitalismTrade Review'A fundamental rethinking of the origins of capitalism and the emergence of Western domination by the interactive relations with the non-European world. Highly Recommended.' -- CHOICE'A fascinating tour de force that will surely be debated in the fields of history, sociology, Marxism and International Relations for years to come' -- Justin Rosenberg, Professor in International Relations at the University of Sussex'An excellent book' -- Professor John M. Hobson, University of Sheffield'This rigorously argued book presents a compelling challenge to standard narratives of capitalist modernity. The authors combine theoretical sophistication and a wide-ranging account of extra-European histories to provide a superb - and provocative - alternative' -- Gurminder K Bhambra, author of Connected Sociologies'A superb account which successfully transcends a false dichotomy. Drawing on the best aspects of Historical Sociology and International Relations, and within a rigorous Marxist framework, the authors offer a challenge to all existing explanations of the rise of the West to world dominance' -- Neil Davidson, author of How Revolutionary Were the Bourgeois Revolutions?'There is much talk these days of Big History, yet the advocates invariably stop short of talking about capitalism. With their bold and wide-ranging treatment, Anievas and Nişancıoğlu now place the origins of capitalism at the very centre of the agenda' -- Geoff Eley, Karl Pohrt Distinguished University Professor of Contemporary History at the University of Michigan'An excellent, inventive and fascinating piece of scholarship' -- Tony Mckenna, Marx & Philosophy Review of Books'A work of towering scholarly erudition combined with deep political insights that must be reckoned with' -- Louis Proyect'Provocative and brilliant ... An enormous contribution to redressing the one-sided debates about the origins of capitalism and the West's conquest of the planet ... Their book should be read by anyone hoping to understand as well as challenge Eurocentrism, imperialism, and the capitalist system as a whole' -- International Socialist Review'Provides an important introduction to a truly global history of the origins of capitalism which recognises the vital inputs and roles of a range of non-European societies' -- Review of African Political EconomyTable of ContentsList of Figures Acknowledgements Introduction 1. The Transition Debate: Theories and Critique 2. Rethinking the Origins of Capitalism: The Theory of Uneven and Combined Development 3. The Long Thirteenth Century: Structural Crisis, Conjunctural Catastrophe 4. The Ottoman-Habsburg Rivalry over the Long Sixteenth Century 5. The Atlantic Sources of European Capitalism, Territorial Sovereignty and the Modern Self 6. The ‘Classical’ Bourgeois Revolutions in the History of Uneven and Combined Development 7. Combined Encounters: Dutch Colonisation in South-East Asia and the Contradictions of ‘Free Labour’ 8. Origins of the Great Divergence over the Longue Durée: Rethinking the ‘Rise of the West’ Conclusion Notes Index

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