Personal finance Books

Book SynopsisYou deserve a healthy relationship with your wealth. What does it mean to be truly wealthy? It's not about just having money in the bank. It's about living a ""WELLthy life,"" where you create your own unique balance between earning and spending, saving and giving, work and play. A wealth-building plan for a WELLthy life supports a meaning-filled lifestyle aligned with your purpose, happiness, and self-worth. In Live WELLthy, Dawn Dahlby encourages you to build a road map for your own WELLthy life by providing helpful insights, examples from her practice and her own life, and useful prompts and exercises. You will come away from Live WELLthy inspired and ready to live your best life, a WELLthy life. Dawn Dahlby is a CERTIFIED FINANCIAL PLANNERTM with over 20 years of experience, the country’s first Behavioral Financial Advisor, the founder and president of multi-million-dollar advisory firm Relevé Financial Group, and the creator of the Live WELLthy™ education and financial planning platform, a proprietary process that helps people identify what they want out of life and gives them proven tools to build wealth to help them get there.

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Book SynopsisThis down-to-earth guide is filled with practical advice on everything from how to budget and be a smart shopper to student loans, mortgages and insurance. An essential book for equipping young people with the skills they need to manage their money now and in the future. Includes links to websites with more tips and advice.

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a huge range and FREE tracked UK delivery on ALL orders.

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Book SynopsisABUNDANCE AWAITS TO BECOME YOU. We have been told over and over again: We have less because others have more. Really? If we are materialistic, we cant be spiritual. Really? The rich are the root of all evil. Really? If we are not successful, we are not worthy. Really? Only this way works. Really? Money does not grow on trees. Really? What is reality? Is it something outside of us, fixed, dictating the rules of the game, and we either get it right or wrong? Or is reality simply an exact reflection of our individually held beliefs being mirrored right back at us? Imagine, just for a second, you have your very own ATM machine, and that you can withdraw as much money as you need each and every time you visit it. What is more, when you do, others wont have less because of it. Who would you be BEING, in relationship to money, if that were the case? Money DOES grow on trees! What are some of the myths you created and live by?

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Book SynopsisGet your financial life in order—from saving and investing to taxes and loans—with this comprehensive, accessible guide to everything you need to know about finance.Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!Trade Review“Perfect for personal finance beginners.” —Paychecks and Balances

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Book SynopsisRenowned as a titan in global finance, Mark Mobius unveils a comprehensive guide to mastering the intricate landscape of financial investments. Drawing from his illustrious career spanning emerging markets and beyond, Mobius, with unparalleled expertise, demystifies the various financial instruments one can use to start their investing journey. From stocks and bonds to alternative assets, this book serves as an indispensable road map for understanding the diverse avenues of wealth creation.

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Book SynopsisPersonal finance is a subject that touches every aspect of our lives, yet it is one that many of us struggle to understand and manage effectively. It is a complex and ever-evolving field that requires constant attention and adaptation. The principles of personal finance are not just about managing money but about creating a better future for yourself and your loved ones. Exploring 100 personal finance principles that will help you make the most of your money.

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Book SynopsisFrom America’s most authoritative source: the quintessential primer on understanding and managing your moneyMoney courses through just about every corner of our lives and has an impact on the way we live today and how we’ll be able to live in the future. Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you’ll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will hel

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Book SynopsisTV's favourite money guru, Alvin Hall, shows how to break the bad money habits of a lifetime and transform the future of your finances.

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Book SynopsisThe complete guide to building the mindset, knowledge, and skills of a professional options trader.If youâre a day trader or a sophisticated individual investor, you can move to the next level trading options as a full-time gigâand make a profit!Professional options trader Marcel Link argues that the most successful traders are the ones who treat trading like a business. Itâs how he turned trading into a full-time job, and he shares all his secrets with you. In The High Probability Options Trader, Link explains how to take advantage of online tools, offers a thorough but easy-to-understand explanation of option Greeks, and provides many effective strategies, including selling options and spreads with high volatility, making time decay work in your favor, using different time spreads, staying delta neutral, and using butterflies and condors. He explains how to trade during earnings, how to use technical analyses to time trades, and how to manage risk. Spec

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Book SynopsisThe Telegraph is an award-winning, multimedia news brand that has been synonymous with quality, authority and credibility for more than 165 years. Telegraph Media Group (TMG) is the publisher of The Daily Telegraph and The Sunday Telegraph, The Telegraph Magazine, Telegraph.co.uk, the Telegraph app and a number of books, including the annual Telegraph Tax Guide.Table of Contents Chapter - 00: Introduction; Chapter - 01: You and HMRC; Chapter - 02: Tax rates and allowances; Chapter - 03: Tax credits; Chapter - 04: Interest payments and other outgoings; Chapter - 05: Working in employment; Chapter - 06: Value Added Tax; Chapter - 07: Working for yourself; Chapter - 08: National Insurance and state benefits; Chapter - 09: State and private pensions; Chapter - 10: Savings and investment income; Chapter - 11: The family unit; Chapter - 12: Residence and domicile; Chapter - 13: Capital gains; Chapter - 14: How to complete your Tax Return and work out your tax; Chapter - 15: Paying your tax, interest and penalties; Chapter - 16: Elections and claims: time limits; Chapter - 17: Inheritance Tax; Chapter - 18: Budget measures;

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Book SynopsisHi, I'm Lisa, and I want to give the word 'budget' a makeover! For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats.Growing up, I absorbed so many toxic ideas that when I became an adult, I started modelling unhealthy financial behaviours myself, living paycheck to paycheck with little regard for saving.During the December 2021 lockdown, I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder. With nothing to lose, and knowing I needed to change my habits, I ordered my binder and started portioning out my notes. And less than a year later, more than 188,000 of you are on this journey with me at @mumwhobudgets! I want to help each and every one of you to get on top of your spending and feel more confident with money.In this book I will: - share my personal journey with you, to show how important the way we talk about and behave with money is - explore how to put together a budget that is realistic for you and your family- break down the cash-stuffing method in detail to arm you with all the tools you need to get startedSo what are you waiting for? Dive in and open up that binder, because it's time to BUDGET HAPPY.READERS LOVE BUDGET HAPPY'It will get you on the right track to help with money goals' *****'A great guide into how to get started with budgeting' *****'Hands down the best budget book I have read' *****'Amazing book, only wish I bought it sooner' *****'Would recommend to everyone' *****'Has really changed how I spend my money already' *****

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Book SynopsisThe U.S. retirement system, and the workers and retirees it was designed to help, face major challenges. Traditional pensions have become much less common, and individuals are increasingly responsible for planning and managing their own retirement savings accounts, such as 401(k) plans. Yet research shows that many households are ill-equipped for this task and have little or no retirement savings. Chapter 1 examines these challenges, drawing from prior work and others' research, as well as insights from a panel of retirement experts on how to better ensure a secure and adequate retirement, with dignity, for all. Chapter 2 examines key challenges U.S. participants face with: (1) unclaimed retirement accounts in the United States, and (2) complying with U.S. tax reporting requirements on their foreign retirement savings.Table of ContentsFor more information, please visit our website at:https://novapublishers.com/shop/retirement-savings-and-security/

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Book SynopsisWritten for people who are old enough to know who they are, what they want, and what skills they are best at, this guide shows exactly how to build a successful and profitable business. Older people are among the world''s most successful entrepreneurs with a wealth of in-depth experience, education, and mature judgment that younger people can''t match; they also care more about creating financial security and doing what they want. Business consultant and serial entrepreneur Robert Bly teaches how to find the right home business opportunity; determine the target market for that business; sell the right product to the market at a profit; manage the business without wasting time; effectively market the business; comply with all laws, regulations, and taxes for the business; and generate enough income for retirement. Covering every aspect of building a successful business, not just the broad outlines, this book also provides senior-oriented information on computer equipment, the internet, and social media marketing.

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Book SynopsisStriking out on your own after a lifetime of living with your parents is equal parts exhilarating and intimidating, but most of all, it is awkward. There is so much that people expect you to know that no one ever bothered to tell you - stuff you actually need to know to avoid bankrupting yourself through overspending, poisoning yourself with bad cooking, or drowning in a rising tide of dirty dishes and unwashed laundry. But you don''t have to learn all this the hard way. This is the cheat sheet to help you take your first steps into adulthood with confidence. Whether you are moving into a college dorm or into post-college life, ''Living On Your Own''; gives you money-, time-, and trouble-saving tips, shortcuts, and lifehacks to make your transition smoother. Covering everything from the basics of budgeting to home cooking on the cheap to how to not catch an STD, this is an invaluable road-map to early adulthood.

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Book SynopsisThis book examines the Federal Trade Commissions'' (FTCs) study on the accuracy and completeness of consumer credit reports. The FTC contracted a research team to conduct two pilot studies and collect the data for the main study described in this book. The study was designed to be the first to engage all the primary groups that participate in the credit reporting and scoring process; consumers, lenders/data furnishers, the Fair Isaac Corporation, and the CRAs; and to provide an overview of the credit reporting industry, the dispute process, and the need for an accuracy study.

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Book SynopsisAre you a high net worth individual? Then the wealth management rules are different for you. Mark Tepper rightly assures us that we should all consider ourselves wealthy if we have the resources to live the lives we want to live without compromise. However, if you fall into one of his higher-net-worth categories, you will find that Exceptional Wealth is speaking directly to you. Tepper, author of the acclaimed Walk Away Wealthy , stresses that if you are someone with a high net worth, you have to realize that managing your wealth is complex. He clearly outlines key steps and sophisticated strategies that experienced professional financial advisors should be implementing for you. Each high net worth individual has unique and different forms of wealth, investments, and objectives. Consequently, individual and special family needs demand specifically tailored financial plans and approaches. Good investment management might have made you wealthy, but Tepper solidly brings home the point that only proper wealth management will keep you wealthy. Those whose wealth exceeds $1,000,000 will likely benefit most from the keys and myths that Tepper outlines, but this book is relevant for anyone looking to take the next step in wealth accumulation and preservation. The bottom line, as Tepper advises, is the following: Prosperous individuals require a higher level of sophistication when it comes to optimizing their financial affairs.Trade Review"Exceptional Wealth does an exceptional job outlining the keys to successful wealth management. Read it." --Wesley R. Gray, PhD, CEO of Alpha Architect, and coauthor of Quantitative Momentum "Exceptional Wealth provides practical steps and game-changing strategies tailored to the unique needs of higher-net-worth individuals. Mark Tepper's insightful way of looking at and planning for wealth preservation is sure to help you stay ahead of the game." --Gino Wickman, author of Traction and Creator of EOS

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Book SynopsisAdvisors, pundits, and academics all parrot the same traditional paradigm of a stock-and-bond-only investment strategy. But what if they’re wrong?Stop Investing Like They Tell You is a practical guide to overcoming the potentially ruinous flaws in an investment portfolio. After operating under the umbrella of a large brokerage firm for over five years, Stephen Spicer CFP® came to realize that his personal investment strategy was incongruent with what he was supposed to, or even allowed to, recommend and grew increasingly uncomfortable with the prescribed advice. Unafraid to challenge the traditional paradigms of a broken system, Stephen built Spicer Capital to address his clients (and his own) investment and financial planning concerns.In Stop Investing Like They Tell You, Stephen challenges traditional advice and guides investors through a comprehensive understanding of the 16 most egregious myths regurgitated throughout the financial industry. Upon completion of this text, readers are also left with confidence as to how they can better invest so as to protect and grow their life savings no matter what chaos the future may hold in store.

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Book Synopsis''Matt Allwright is my idol. As a comic I''m supposed to say something funny about this book, but actually it''s legit useful, helpful advice, written compassionately and clearly. I can absolutely see this becoming my consumer bible. Wonderful stuff!'' - JOE LYCETT''Every scam, rogue trader or poor excuse for shoddy service...Watchdog''s seen them all. And leading the troops is the consumer superhero who has faced and fought every dodgepot going. Our Matt always has your back, whether he''s wearing his cape or not.'' - STEPH MCGOVERN''Finally! A book that puts all the info in one place AND makes it funny. Matt is the best at this - making difficult stuff easy to swallow so that we can fight our own corners when he isn''t there to fight them for us.'' - GABY ROSLINKeep your money in your pocket.In a quarter of a century of broadcasting Watchdog has become the go-to consumer champion. In today''s white noise created by fa

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Book SynopsisA practical guide to inheritance tax and estate planning, packed with examples and advice on how to reduce the tax paid by both settlor and beneficiaries. Provides detailed practical advice on all the best financial planning devices and tactics to save you and your family money.

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Book SynopsisIn the wake of banking crises and financial scandals there is now a common mistrust of financial advisers - the 'experts'. People believe that financial institutions are more interested in making money out of you through management fees than in making money for you. But now you too can manage your money and gain the confidence to make your investments work without relying on anyone else. After all, the whole point of investing is getting your money to work for you (not the other way round)! How to Grow Your Own Money gives practical guidance from a highly successful, fellow independent investor using trusted techniques that show how you can do it too. It puts you in control of your finances and could save you a fortune in management fees. It's not as difficult or time-consuming as you think. David Meckin keeps things simple, showing you how to save money by cutting out the middleman, how to save time without cutting corners and how to maximize your returns by applying his tried and tested 6R approach: Recognize, Reward, Risk, Research, Review and Revisit to four main areas: shares, savings accounts, property and bonds.Trade ReviewDavid Meckin has a real ability to turn a complex subject into a language that everyone can understand. -- Dominic Prendergast, Managing Director, Oxford Summer SchoolPraise for Naked Finance: Nobody makes this subject more interesting and enjoyable to understand -- Fraser Longden, Director of Retail HR, B&QA painless (even fun) journey of financial management, truly stripping it down to the bare bones. -- Audrey McLaren, Standard Life Assurance, Germany

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Book SynopsisAre you ready to discover the secret to thriving in today's fee-based financial services environment? The old transactional, sales-based approach is fast becoming defunct. The real key to outstanding success as a financial adviser is helping your clients get more of what they really want from life. John Dashfield shares a revolutionary new paradigm in psychology that clearly demonstrates that your state of mind is the most significant factor in creating a growing, prosperous and sustainable 'Client-centred' practice. This book will help you build exceptionally strong, high-trust and mutually profitable client relationships; conduct powerful client conversations; become comfortable and effective when discussing fees; effectively engage new clients and re-engage existing ones; eliminate stress and increase your everyday enjoyment and fulfilment.Trade Review'John's book articulates, in a highly accessible way, what is right at the heart of being a "client-centred" adviser. He takes you beyond techniques and into a deeper understanding of why our way of being is the most important factor in creating high trust relationships. If you want to make a bigger impact with your clients then absorb what this book reveals to you and enjoy the results.' -- Simon Booth, Managing Director, Chartered Financial Planner, Foresight Independent Financial PlanningTable of ContentsIntroduction How to get the most from this book Section 1 The state-of-mind factorChapter 1 Making the invisible visibleChapter 2 The science behind state of mind Chapter 3 Being is the new doingSection 2 Building client-centred relationshipsChapter 4 The three levels of relationshipChapter 5 A new way of listeningChapter 6 Effortless rapportChapter 7 The three levels of client conversationChapter 8 The art of client-centred questioningChapter 9 Perfect delivery - every timeChapter 10 The adviser as a coachChapter 11 What could stop you?Section 3 Masters at work: five successful client-centred advisers share their philosophyChapter 12 How my father's paperwork inspired me to build a company, Dominic BaldwinChapter 13 They won't remember what you said; they will remember how you made them feel, Andy Jervis, Chesterton House Financial Planning LtdChapter 14 How to deliver great value for the fees you want to charge, Nik Proctor, Lodgeport Associates LtdChapter 15 How much value are you adding? Dominic ThomasChapter 16 Why a client-centric approach is the only way to operate our financial practice, Paul Tracey, Provest Financial SolutionsSection 4 New client engagement Chapter 17 Stop pushing and start connectingChapter 18 The source of all opportunityChapter 19 The very best marketing you can doChapter 20 Five steps to your next clientChapter 21 Too much informationChapter 22 The fee conversationChapter 23 Ditch the pitchChapter 24 Being client-centred is not something you do: it is a state of mind

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Book SynopsisThe creator of the popular finance podcast So Money demonstrates how leaning into your fear can actually become your greatest superpower, in this accessible and clever guide to maximizing your financial success that combines Buy Yourself the F*cking Lilies and You Are a Badass at Making Money. Farnoosh Torabi is familiar with fear. Growing up in the 1980s as the daughter of Iranian immigrants, she was warned to proceed with caution and play it safe. She spent her childhood immersed in fear—of rejection, loneliness, missed opportunities, and falling short of her potential. Of course, now her mother says, “It all worked out, didn’t it?” Funnily enough, it did. Farnoosh came to the realization that fear never limited her. Instead, it has become a friend, opening her world and equipping her with the tools and street smarts to navigate life’s trials and thrive on her own terms. Now, Farnoosh pairs stories from her immigrant upbringing with hard-won industry knowledge and data to show how leaning into your fears can help you take control of your financial future. With clear-eyed advice and an engaging, heartfelt voice, she lays out the nine most common fears that hold us back—both personally and in our financial decisions—and shows how these fears can be pivoted into strengths and mined for wisdom to help us achieve richer, more meaningful lives: 1. The Fear of Rejection and how it leads to self-discovery and where we are loved. 2. The Fear of Loneliness and how it promotes strength, resilience, and empathy. 3. The Fear of Missing Out and how it begs for self-reflection and promotes individuality and boundaries. 4. The Fear of Being Exposed and how it heightens awareness and draws comedy and connection. 5. The Fear of Uncertainty and how it accelerates our goals and finds order in the disorder. 6. The Fear of Money and how it encourages landing on your (true) money story and pursuing financial freedom. 7. The Fear of Failure and how it helps us to embrace red flags and the next right thing. 8. The Fear of Endings and how it sparks action, deepens an appreciation for what endures and unveils the beauty in regret. 9. The Fear of Losing Your Freedom and how it fuels self-advocacy and inspires a legacy. Discover how to become more self-reliant and financially resilient, how to invite more calm and control into your daily routine, and how to stop hiding from fear and instead invite it into your living room, where it can serve you in building your best life.Trade Review“In her insightful and humorous way, Farnoosh gives fear a much-needed rebrand. As someone who's no stranger to anxiety, this book is a game-changer. Who knew fear could be this entertaining?” -- Kelly Ripa, New York Times bestselling author of Live Wire“Farnoosh unveils the surprising truths about why we should be more patient with fear and honor its many unsung gifts. I’ll never experience fear the same way again — and thankfully so.” -- Tiffany Aliche, New York Times bestselling author of Get Good With Money “How do you know whether quitting your job will save you or sink you? Is your fear of investing ever worth listening to? When does sharing controversial opinions on social media actually help or hurt? Dwelling over decisions like these can threaten your health and livelihood. That’s what makes Farnoosh’s advice so special. She is an expert who will actually acknowledge the gray areas of life and help you figure out what matters -- with precision.” -- Rachel Rodgers, author of We Should All Be Millionaires“From grappling with FOMO in your career to navigating and affording life’s shitstorms, Farnoosh has been there and done that, and gives us the levity, wisdom, and advice we need.” -- Tori Dunlap, New York Times bestselling author of Financial Feminist“Whether you're eager to navigate life with a better understanding of fear or want to stop feeling bad for being afraid, Farnoosh delivers in this wise, witty and illustrative guide.” -- Eve Rodsky, New York Times bestselling author of Fair Play “Farnoosh is the kind of friend we all need: wise, candid, and willing to teach us what she’s learned in a non-annoying, and in fact, wildly helpful way. In A Healthy State of Panic, Farnoosh has done the remarkable. She’s alchemized fear into self-discovery and we are all better for it.” -- Tara Schuster, author of Glow in the F*cking Dark and Buy Yourself the F*cking Lilies“How do you know whether quitting your job will save you or sink you? Is your fear of investing ever worth listening to? When does sharing controversial opinions on social media actually help or hurt? Dwelling over decisions like these can threaten your health and livelihood. That’s what makes Farnoosh’s advice so special. She is an expert who will actually acknowledge the gray areas of life and help you figure out what matters – with precision.” -- Rachel Rodgers, author of We Should All Be Millionaires“Captivating, funny, and unapologetic. Farnoosh is like the best friend you wish you could talk to when this f**d up world keeps you up at night.” -- Margaret Cho, Comedian and Actor“Finally, a book that celebrates the self-doubt, uncertainty, and hyphenated reality of being raised as an immigrant. Who knew that going out of your way to please people could become a superpower?” -- Maz Jobrani, Comedian and Actor

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Book SynopsisUnlike many personal finance books, Let's Talk Money is written specifically for you, keeping the Indian context in mind.

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Book SynopsisThis is the first book to truly capture Donald Trump. A man consistently ranked in the Top 100 Richest People in the world, Trump also brings the perspective of an entrepreneur who overcame an extremely public bankruptcy -- all thanks to his unique approach to life and business, "Think big and kick ass!"

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Book SynopsisShows everyone how to awaken their inner entrepreneur by focusing on the four dimensions of the entrpreneurial personality: The Dreamer, The Thinker, The Performer and The Leader. This book is suitable for those ready to make their dreams a reality.Trade Review"E-MYTH training is a powerful tool and a core component of Allstate's agency growth strategy. E-Myth teaches Allstate consultants and agency owners how to grow as entrepreneurs while improving their quality of life in the process." -- Gary Briggs, field vice president, Allstate Insurance Company "No business author has touched me as deeply as Michael Gerber has." -- Jack Canfield, co-creator of the Chicken Soup for the Soul bestselling series "The dean of small business gurus tells readers how to use the four dimensions of the entrepreneurial personality--dreamer, thinker, performer and leader--to inspire the vision and purpose to craft their own business narratives." -- Entrepreneur "For those who are stuck in a rut or looking to dig deep, this title makes for a solid, albeit esoteric, guidebook." -- SRQ: Sarasota's Premiere Magazine

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Book SynopsisDespite the crush of media attention on Madoff's scam, little is known about Madoff himself. What could lead a seemingly good man to ruin the lives of everyone who ever cared about him? What caused Bernie Madoff to commit an unspeakable act of betrayal, bankrupting his family and thousands of investors who depended upon him for their livelihoods?Trade Review"Andrew Kirtzman's Betrayal offers the biggest payoff of the three [Madoff] books. It's a perfect meld of business details and personalities... He has perfect pitch when it comes to the agony and shame of the Jewish community." -- Time magazine "Accurate and highly readable." -- Wall Street Journal "Kirtzman's book is the more engaging read, focusing much more on Madoff himself and on the anger and shame his crimes provoked, whether in the Fifth Avenue Synagogue in New York or the confines of the Palm Beach Country Club in Florida." -- Reuters

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