Personal finance Books

Book SynopsisPhil Villarreal is not a Harvard MBA or a professional financial advisor or a talking head on a cable television network focusing on business, but he can change your financial life—if you are willing to move into the gray areas of money and ethics. His advice is as funny as it is useful as it is a little bit evil. Instead of playing straight and saving money by cutting back on things you need or want, Secrets of a Stingy Scoundrel has a better plan to save money by working the system and sticking it to “the man.” Here’s how to get free Internet service, never pay for ketchup and plastic straws, get refunds on already opened DVDs, clothe yourself using free swag from credit card promotions, benefit from the bonanza that is the garbage thrown out by college kids, how to get in free to sporting events, score free on-demand movies in hotels, and more! Hilarious, tongue-in-cheek, and sardonically practical, this is the book for everyone who loves rule-bending, loophole-exploiting, money-saving madness. In this economy, it’s every man for himself and dog-eat-dog—and this book can help.

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Book SynopsisThere are a multitude of financial decisions that must be made when running a family child care business. This resource offers valuable advice—whether you are just starting out or are a seasoned child care provider—to learn how to worry less about monetary details so that you can keep your focus on the children. You will find information on ways to reduce your expenses, earn more money, and pay off your debt; how to handle special financial situations such as applying for a loan or grant; what you need to know about the basic principles of retirement planning; the five fundamental rules of investing and how to balance and diversify your investment portfolio; and information on the rules and benefits of the six major individual retirement account (IRA) plans.

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Book SynopsisThe Redleaf Calendar-Keeper 2022 is an all-in-one calendar, expense, and income tracker for family child care professionals. Features include: USDA Child Care Food Program recipes Monthly attendance charts Payment logs Tax worksheet Monthly recipes Learning activities Wellness tips Using this comprehensive record-keeping system makes tax time much easier with all your business-related records organized in one convenient place.

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Book SynopsisFROM THE NEW YORK TIMES BESTSELLER Does it seem like there is never enough money to do everything you want? Do you want to feel confident about the financial decisions you make? Have you ever felt frustrated talking about money with your loved ones? You are not alone. Unfortunately, most of us were never taught how to think and communicate about money. The Money Code is a modern tale of one person's journey to uncover the five secrets to living his one best financial life. Through his voyage, you will learn how to: - Prevent bad decisions about money - Identify your Money Mind Fear, Happiness, or Commitment and how it affects every financial decision you make - Use a custom checklist to improve your entire financial life - Clearly discuss decisions about money with the ones you love - Finally take control of your financial life

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Book SynopsisStriking out on your own after a lifetime of living with your parents is equal parts exhilarating and intimidating, but most of all, it is awkward. There is so much that people expect you to know that no one ever bothered to tell you - stuff you actually need to know to avoid bankrupting yourself through overspending, poisoning yourself with bad cooking, or drowning in a rising tide of dirty dishes and unwashed laundry. But you don''t have to learn all this the hard way. This is the cheat sheet to help you take your first steps into adulthood with confidence. Whether you are moving into a college dorm or into post-college life, ''Living On Your Own''; gives you money-, time-, and trouble-saving tips, shortcuts, and lifehacks to make your transition smoother. Covering everything from the basics of budgeting to home cooking on the cheap to how to not catch an STD, this is an invaluable road-map to early adulthood.

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Book SynopsisThis revised fifth edition from estate-planning expert Harvey J. Platt details the most up-to-date strategies for using a living trust to create a flexible estate plan. Platt explains the latest tax laws, including the American Taxpayer Relief Act of 2012, the broadening of statutes for amending trusts, and the rule against perpetuities (RAP). Platt also addresses updates on many existing topics, including lifetime exemptions; the estate, gift, and generation-skipping tax; charitable deductions; state estate tax savings; and private annuities. Your Living Trust & Estate Plan maps out the most effective techniques for saving money and property and covers the essentials of successful estate planning. Other resources frequently overlook vital areas such as unlocking the benefits of living trusts, protecting beneficiaries, using life insurance, handling retirement benefits properly, and fixing inadequate estate planning postmortem, but Your Living Trust is the complete guide. This invaluable resource will teach you how to maximize your family’s assets, plan your estate, and provide for your loved ones well into the future.

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Book SynopsisDrawn from the personal experience of dozens of victims, including the author's own encounters, Scammed exposes the most prevalent consumer and money scams lurking in modern society. With so many people falling prey to a wide variety of frauds due to increasing vulnerability on the anonymous Internet, an exposé has never been timelier. This recounts the stories of victims of over two dozen different types of scams, and what they did to recover. These scams include:Auto repair industry scamsInsurance industry scamsHousing industry scams and real estate house flip scamsHome repair scamsCounterfeit productsPhony job offersPhony publishing and film producing offersPhony investmentsPhony money scams from scamsters asking for helpAnd many othersThe chilling tales and details of these scams are interspersed with the wisdom of how each one can be dealt with and avoided. Readers will take away from the shocking stories confidence that they have gained the knowledge and preparedness to avoid being Scammed.Allworth Press, an imprint of Skyhorse Publishing, publishes a broad range of books on the visual and performing arts, with emphasis on the business of art. Our titles cover subjects such as graphic design, theater, branding, fine art, photography, interior design, writing, acting, film, how to start careers, business and legal forms, business practices, and more. While we don't aspire to publish a New York Times bestseller or a national bestseller, we are deeply committed to quality books that help creative professionals succeed and thrive. We often publish in areas overlooked by other publishers and welcome the author whose expertise can help our audience of readers.

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Book SynopsisEvan H. Farr is a lawyer with expertise in asset protection and related topic. Let him, in plain language, explain the need to consider both probate and the expenses of long-term care when you create a living trust.Have you ever considered the advantages of creating a living trust? Avoiding probate through the use of living trusts is a well-known solution, but author Evan H. Farr takes this issue one step further.A revocable living trust, the main tool used for protecting your assets from probate, does not protect assets from the catastrophic expenses of long-term care. A very useful and popular estate planning tool, revocable living trusts are recommended by tens of thousands of attorneys across the United States and are used as the central estate planning document by millions of Americans. However, what most Americans don’t realize is that assets in such a trust are not protected from lawsuits or from the limitless expenses associated with nursing homes or long-term care.In order to help readers protect themselves from both probate and long-term care, Farr delves into the many details you should know when creating a living trust. He also outlines his Living Trust Plus™ Asset Protection Trust, which is the only type of self-created asset protection trust that allows you to avoid probate and retain an interest in the trust while also protecting the assets from being counted by state Medicaid agencies. He details the process of avoiding probate and securing assets, including:Joint ownership problemsSpecial needs planningHow to pay for the nursing homeWhy Medicaid planning is ethicalThe ten most common Medicaid mythsFinding the right lawyerProtecting Your Assets from Probate and Long-Term Care will help to ensure your family does not have to reap the consequences (and expenses) of improperly creating a living trust.

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Book Synopsis"I have often said that money problems are not solved with money. Ann-Margaret understands it is not what you make but what you keep that matters. You will read this once and refer to it for years to come." —Dr. Phil, from his foreword It is no secret that we are living in an increasingly litigious society. What may come as a surprise, though, is that we are far more likely to be involved in a costly legal dispute with a former loved one than we are with a stranger. In Love and Money, Ann-Margaret Carrozza will help you to easily understand and implement essential legal strategies to prevent you from doing legal battle with someone you once shared Thanksgiving dinner (or a pillow) with. Through an engaging narrative, including amusing cautionary tales, readers will learn how to utilize contracts to identify and avoid costly relationship landmines, reduce pet peeves, and create a joint mission statement, all the while ensuring that one's wealth and values are transmitted to future generations. Love and Money demystifies many legal structures, including: Prenuptial agreements Postnuptial agreements Cohabitation agreements Love contracts Wills Trusts Powers of attorney Healthcare advance directives After learning how to erect legal barriers against external wealth destroyers and evildoers, the focus of the book moves to internal wealth destroyers. Readers will learn how to identify and combat internal wealth repellants such as low self-esteem, fear, and stress. Becoming and remaining wealthy requires more than just money. This book provides a unique education about the interrelated nature of the internal and external laws of wealth and how to put them both to work for stronger relationships with one's finances and loved ones.Trade Review"I have often said that money problems are not solved with money. Ann-Margaret understands it is not what you make but what you keep that matters. You will read this once and refer to it for years to come." —Dr. Phil, from his foreword "Once I started reading, I just couldn't put this book down. Every chapter is wildly entertaining and incredibly informative. I learned more about protecting my assets by reading the funny stories in this book than I did in three years of law school! Love & Money is a must-read if you want to keep other people's hands out of your wallet." —Sol Kodsi, attorney-at-law "True wealth is not about money alone. That's why most lottery winners are broke in no time. In Love & Money, Ann-Margaret Carrozza gives us tools to combat both internal wealth repellants and external wealth destroyers. This fun read is a one-stop guide for those serious about growing and protecting their wealth." —Jonathan S. Kuttin, Barron's top-100 independent financial advisors "Love & Money is a game changer. Read it and get ready for improved relationships and greater wealth." —Paul Sladkus, founder and president, Milestone Broadcast Company"I have often said that money problems are not solved with money. Ann-Margaret understands it is not what you make but what you keep that matters. You will read this once and refer to it for years to come." —Dr. Phil, from his foreword "Once I started reading, I just couldn't put this book down. Every chapter is wildly entertaining and incredibly informative. I learned more about protecting my assets by reading the funny stories in this book than I did in three years of law school! Love & Money is a must-read if you want to keep other people's hands out of your wallet." —Sol Kodsi, attorney-at-law "True wealth is not about money alone. That's why most lottery winners are broke in no time. In Love & Money, Ann-Margaret Carrozza gives us tools to combat both internal wealth repellants and external wealth destroyers. This fun read is a one-stop guide for those serious about growing and protecting their wealth." —Jonathan S. Kuttin, Barron's top-100 independent financial advisors "Love & Money is a game changer. Read it and get ready for improved relationships and greater wealth." —Paul Sladkus, founder and president, Milestone Broadcast Company

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Book SynopsisA Guide to Talking Finances with Our Daughters! As many as 56% of women feel that they'd rather not talk about money with their loved ones. Some women say they were raised not to discuss money and others feel like the information is just too personal. Yet with many women controlling household budgets and raising the next generation of female earn

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Book SynopsisLearn how to prepare your estate and settle the estates of loved ones. What needs to be done at the death of a loved one? There are four basic steps that must be followed. First is the arrangements for burial or cremation. Then the assets of the deceased have to be inventoried, followed by getting all debts paid and legal requirements met, followed by distributing the assets to the people who are supposed to get them according to the person’s will, trust, or state law. The job can be daunting, expensive, and time-consuming; especially if the deceased had not made proper plans for their estate by setting up a will or trust beforehand. Settling a person’s estate is something most people, other than lawyers, have never done. Help is right here in Settling Estates for Everyone. This book is a guide for those responsible for wrapping up the personal and financial affairs of the deceased. It is a resource identifying the steps that may need to be taken prior to and after a person’s death, and a practical guide to assist those who must deal with asset collection and disposition, tax and legal issues, applying for benefits such as Social Security, life insurance, Veterans benefits, debts, dealing with issues involving minor children and employment benefit plans. With this book as a guide, the process of administering and wrapping up a deceased’s estate will be much simpler.

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Book SynopsisThe purpose of this book is to provide a straightforward and elementary understanding of asset protection and how it can be effectively implemented by taking various steps-like rungs on a ladder. This is a multi-tiered plan and works together as a whole to bring an individual to a higher level of protection. Some of the steps of the ladder may not be relevant to every individual, but they are all worthy of consideration and review. Through this book, an individual can determine the best course to take for their particular situation. Praise for The ABA Guide To Asset Protection “Jeff Matsen is an expert to the experts in the asset protection field. He also succinctly describes what won’t work, what might work, and what should work in an understandable way. Those seeking asset protection often share common characteristics—such as wealth, business ownership, real estate ownership, considerable income and estate tax exposures, as well professional practice ownership—and I recommend they read Jeff’s book to protect their families.” -Joseph J. Strazzeri, Esq.; Fellow, Southern California Institute; Co-founder, Laureate Center for Wealth Advisors “Jeff Matsen is one of the best estate planning and asset protection attorneys in the country. His knowledge, wisdom and direct experience helping thousands of professionals, executives, business owners, physicians, and dentists over his long career have truly made him one of the elite group of top experts in his field. If you are concerned about protecting your assets and want to leave a legacy for future generations, I highly recommend you read this book.” -Stephen Fairley, CEO of The Rainmaker Institute, LLC, The Nation’s Largest Law Firm Marketing Company “Having worked closely with Jeff on a number of complex and important asset protection cases, it is abundantly clear that nobody understands the nuances and practicalities of this area better than he. His unique ability of making issues clear for clients and their advisors is a gift. This book is required reading for any layperson or professional who wants to learn more about asset protection and more importantly, take action.” –Bill Deitch, Leading Estate Planning Attorney, Chicago “Jeff is widely recognized in the legal community as an asset protection guru. In this book, Jeff does a wonderful job of explaining the principles and strategies of complex asset protection planning in a very clear and easy-to-understand way.” -Marc Selden, Nationally Recognized Estate, Planning Attorney, New York City About the Author Jeffrey R. Matsen is the founder and managing partner of Matsen Voorhees Mintz LLP. His practice encompasses business formations and transactional matters, estate planning, asset protection, probate, tax and real estate. Mr. Matsen has been designated one of the nation's Top 100 Attorneys by Worth Magazine and one of Southern California's Super Lawyers by Los Angeles Magazine. He has the highest rating (“AV”) by Martindale Hubbell and also (“10 Superb”) by AVVO. Mr. Matsen has been an adjunct professor at Western State University College of Law, Golden Gate University and Chapman University School of Law. He also has lectured to various professional groups on areas related to his practice, including limited liability companies, business entity formation and selection, asset protection techniques, and other relevant topics. Mr. Matsen is a member of the American Bar Association (Real Property and Trust Section), WealthCounsel and the Society of Trust and Estate Practitioners (“STEP”). He also is a faculty member and fellow of the Center for International Legal Studies in Salzburg, Austria. Mr. Matsen earned his B.A. degree, cum laude, from Brigham Young University; and his J.D. degree, with honors, from the University of California at Los Angeles.Trade ReviewJeff Matsen is an expert to the experts in the asset protection field. Read Jeff's book to protect your families. -- Joseph J. Strazzeri, fellow, Southern California Institute; co-founder, Laureate Center for Wealth Advisors If you are concerned about protecting your assets and want to leave a legacy for future generations, I highly recommend you read this book. -- Stephen Fairley, CEO of The Rainmaker Institute, LLC, The Nation's Largest Law Firm Marketing Company This book is required reading for any layperson or professional who wants to learn more about asset protection and more importantly, take action. -- Bill Deitch, leading estate planning attorney, Chicago

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Book SynopsisA funny and touching story about how to deal with the struggles of adulthood, how to live a good life, and how money can complicate it all.Michael Baughman’s hope was to send his oldest grandson off to his first year of college in the fall of 2012 with an informed and thoughtful attitude toward what has long been a powerful American fixation: the frantic quest for money. Complicating the issue was the fact that income disparity in America was increasing alarmingly, and a political campaign featuring a wealthy Republican presidential candidate who told transparent lies on a daily basis was well underway.Baughman, now an emeritus professor of English, has visited forty-nine states. As a youth he attended Punahou, the private Honolulu prep school that graduated Barack Obama. During subsequent travels he washed dishes, pumped gas, butchered meat, sold women’s lingerie at Saks Fifth Avenue in Manhattan, and served as an enlisted man in the Army.Because of these diverse experiences, Baughman’s friends and acquaintances have included the very poor as well as the very rich. Throughout most of his adult life his own income has been close to the national average. He brought all of this, and more, into his parting conversations with his grandson Billy.Money Sucks is the culmination of those discussions, rumination on the haves and the have-nots and a frank, thought-provoking look at some of the toughest questions life throws our way: What makes us happy? How much is enough? Funny and inspiring in equal measures, it’s a must-read for anyone who cares about the future of their children, grandchildren, and the friends and family they love.Trade Review"Thoughtful, funny, and intensely personal [...] Baughman’s humorous and passionately opinionated pondering will make readers laugh and, better, think."—Booklist"Thoughtful, funny, and intensely personal [...] Baughman’s humorous and passionately opinionated pondering will make readers laugh and, better, think."—Booklist

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Book SynopsisThe wealthier few get invited to glitzier parties, live in swankier homes, drive faster cars, and date hotter people. But why should life’s perks accrue to only the fantastically rich? In a world where social standing is determined by perception, Live Like a Millionaire (Without Having to Be One) will show you what it takes to mingle with millionaires, party with plutocrats, and attain the lavish lifestyle on a stipend. Vicky Oliver will teach you how to:Dress to impress, even if the emperor (you) has no clothes.Skimp on the items no one will notice anyway.Achieve millionaire hair for pennies.Develop frugalista fashion flair. Amass a $64 million vocabulary.Use your conversational charm and social media moxie to schmooze your way into the Inner Circle.Attain the trappings of luxury—no matter your net worth!

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Book SynopsisAward-Winning Finalist in the "Business: Personal Finance/Investing" category of the 2016 International Book Awards “Who better than two keen observers of markets to guide us to successful wealth accumulation in a world flooded with information containing lots of signals and noise. By showing investors how to be a lot smarter about their time allocation, including what to look for and why, this book provides you with important and durable tips and insights.”—Mohamed A. El-Erian, Chief Economic Adviser at Allianz Investing experts and best-selling authors Peter J. Tanous and Jeff Cox return with The 30-Minute Millionaire, a step-by-step guide to achieving financial success. Whether you're new at investing or already preparing for retirement, the authors provide practical advice with specific examples, giving you the tools and knowledge you need on your path to becoming financially secure. Learn how to: Build a well-balanced, risk-mitigated portfolio Achieve consistent returns over the long run through a passive approach Follow contemporary asset allocation rules and objectives Maintain discipline and patience in the face of difficult markets Avoid common, and not-so-common, investing pitfalls Invest in ETFs, commodities, gold, and other assets Ignore time-consuming market reports Understand the Fed's role in the economy and financial markets The authors also give detailed instructions on exactly how much cash you'll need to start (less than you think!) and the best advice from financial gurus on your journey ahead.Stop trying to actively pick stocks, trade in and out of positions, analyze the data only the wonks understand, or time the markets—get on a simple, true path to financial freedom with The 30-Minute Millionaire today.Trade Review“Who better than two keen observers of markets to guide us to successful wealth accumulation in a world flooded with information containing lots of signals and noise. By showing investors how to be a lot smarter about their time allocation, including what to look for and why, this book provides you with important and durable tips and insights.” —Mohamed A. El-Erian, Chief Economic Adviser at Allianz “A big ‘Booyah!’ to this book, a must-read for any long-term investor” —Jim Cramer , Host of CNBC’s “Mad Money” "Tanous and Cox demystify the art of investing and offer timeless financial advice for the individual and institutional investor alike. They pull the curtain back on the money management industry's dark secret...excessive fees erode away a huge amount of potential gains. Readers are rewarded with a clear and practical game plan for compounding capital and creating real wealth." —Michael K. Barry , Chief Investment Officer, Georgetown University "There's no such thing as getting rich quickly, but that doesn't mean you can't build serious wealth with a small but consistent time commitment. The 30-Minute Millionaire gives common-sense, practical advice, strategies and tactics for you to learn how to be a disciplined and successful investor over time." —Carol Roth, Creator & Founder of Future File and New York Times Best-Selling Author of The Entrepreneur EquationTable of ContentsIntroduction Chapter 1 Investing: What Works and What Doesn’t Chapter 2 Can You Really Get Rich Buying Stocks? Chapter 3 30 Minutes? Seriously? Chapter 4 The Power of Passive Chapter 5 Understanding ETFs Chapter 6 You Still Need Gold Chapter 7 Buffett Rules Chapter 8 Fear the Fed Chapter 9 The 411 on 411 Chapter 10 Listen to the Gurus Chapter 11 Understanding Risk Chapter 12 Getting Rich Over Time: Show Me the Money! Chapter 13 Building the Portfolio, Part I Chapter 14 Building the Portfolio, Part II Chapter 15 Populating Your Portfolio Chapter 16 Do I need an Advisor Chapter 17 How to Spend your 30 Minutes a Week

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Book SynopsisAward-Winner in the “Business: Personal Finance/Investing” category of the 2016 International Book Awards KEEP MORE OF YOUR HARD-EARNED MONEY AT TAX TIME The tax code may be bloated, but that doesn’t mean your check to the IRS has to be. Let Deduct Everything! be your ultimate guide to lowering your annual tax bill. This comprehensive guide to legal deductions, credits and loopholes covers: • Rules of thumb for record-keeping and how to stay organized • Secrets to mortgage, tax and insurance deductions • Maximizing work-related expenses • Making the most of medical expense and health savings accounts • Strategies for utilizing deductions and credits for education • Bonus: Lots of tips on how to make more money—some of it tax-freeTrade Review"Packed with money-saving strategies every taxpayer can use!" —Newsmax "Rosenberg has spent her career mastering the complicated and arcane world of taxes so you don't have to. Buy her book and learn how to Deduct Everything!" —Ilyce Glink , award-winning financial journalist and best-selling author "Demystifies taxes, takes the drudgery out of record-keeping (even making it fun), and makes the IRS seem less intimidating." —Willie Crawford, online marketing guru

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Book SynopsisYou've probably thought about where you will live in retirement and how you plan to spend your time. But do you know how much income you will need to pay for the type of retirement you want? With Social Security's uncertain future, as well as the increasing cost of healthcare, you need to formulate a retirement strategy with an income stream—available from annuities—that you can't outlive. In The Income Revolution, you will learn what questions to ask and what planning you should do, whether you are years away from retirement or expecting to retire in the near future. This book will help you: Understand why pensions are disappearing and what you can do if you don't have one Reallocate your portfolio to reduce your risk from market volatility Figure out whether you can afford the retirement lifestyle you have chosen Work with insurance agents and financial planners to find out how much monthly income you need Learn the differences between fixed and variable annuities Figure out what type of annuity to consider

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Book SynopsisMONEY-SAVING SECRETS TO LIVING THE FREE LIFE From AAA and AARP, to Wal-Mart and beyond, The Free Stuff for Everyone Book is your go-to guide for how to find the best deals, discounts, and free offers so you can keep more of your hard-earned cash in your pocket. Whether you’re a bargain hunter, retiree, proud cheapskate, student or anyone on a limited budget, consumer finance expert and best-selling author Peter Sander shows you how to find free products, services, gift, rebates and incredible bargains quickly and easily. You’ll discover deals on: Free Entertainment Incredible Travel Bargains Free Healthcare Information Prescription Medicine Discounts Free Financial, Investment and Tax Advice Free Educational Opportunities Sports, Fitness, and Exercise Bargains Book and Magazine Offers And much much more!

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Book SynopsisIn this book, Newsmax senior financial analyst and lifelong investor Andrew Packer reviews the latest challenges facing investors today. Packer outlines a step-by-step approach to understanding the current investment environment, and what to look for when allocating your capital today. Rather than swinging for the fences and hoping for the best, Packer reveals high-reward, yet low-risk investment opportunities still available to investors today. These opportunities will appeal to anyone who wants to supercharge their retirement savings and grow their nest egg without complicated and risky strategies.

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Book SynopsisPresident Trump’s tax cut reduced taxes by $5 trillion. Now The Trump Tax Cut shows how you can benefit from hundreds of deductions, loopholes and tax secrets. You’ll also read about the “Trump Tax Loophole” that can slash your personal taxes by an additional 20% instantly! That’s if you qualify — and many Americans do. Find more than 200 deductions, write-offs and legal loopholes, including: The ALL-NEW change that will instantly help 70% of Americans! Chapter 1 explains how easy it is to cash in. Buy a new car up to $40,000 and write it off immediately! See Chapter 2. All NEW! Big changes for medical expenses! 3 deductions that usually slip right past the IRS. This is Tip #1 for a reason! Get the government to help pay your energy bill. Tip #30 is HUGE! The most overlooked tax deduction — many accountants don’t even know Tip #5. How you can still deduct the mortgage interest on TWO homes! Tip #12. ALL NEW! Take $10,000 of distributions from 529s to help cover the cost of home schooling. Tip 184 is a godsend. A better way to save for college. Tip #168 could help millions. 13 tax no-nos that could trigger an audit. The full list and explanations are yours in chapter 12. And 200+ more tips, loopholes and deductions! PLUS: 5 Best States to Live in Under the New Law! Newsmax says "If you want to pay zero taxes, get The Trump Tax Cut. It’s possible!"

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Book SynopsisBreak the spending habit and free yourself from financial fear--save money, plan ahead, pay off your mortgage, retire early! These days, more and more people are struggling to survive as their expenses go up, but their incomes do not. Making ends meet and achieving big goals like being debt-free, traveling, or putting your kids through college with

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Book SynopsisHow to Get the Most Out of Your Retirement. Whether you're planning for or already living in retirement, there's a lot that goes into making the most of every day. From crafting a budget and managing your money to last a lifetime to simplifying your life so you can really focus on what you want to do next, Get the Most Out of Your Retirement walks you through the process. You'll get step-by-step, practical tips to: *Nurture new and old relationships *Find meaning through volunteer and work opportunities*Take classes and pursue hobbies*Decide where to live*Retire abroad*Get organized and clean out the clutter*Stay within your budget*Simplify the legal paperwork*Live healthfully*And more! Our generation has decades of [bonus] years ahead that our parents didn't have. This is the one book you'll need not just to manage the business of life wisely but to make your retirement rich with health, happiness, and meaning. Sally Balch Hurme is author of the bestselling Checklist for My Family: A Guide to My History, Financial Plans, and Final Wishes as well as Checklist for Family Survivors, the 2015 Grand APEX Award winner, and Checklist for Family Caregivers. A lawyer with more than 20 years of experience advocating for people 50-plus and helping them understand complex issues, she recently retired and shares her professional expertise and personal experience in this newest book in her Checklist series.Table of ContentsTable of Contents CHAPTER 1 Ready...Set...Retire *Reflect on the broad strokes of your life up to now*Take stock of who you are*Peek ahead*Reimagine your life*Think outside your box*Chose how you spend your time*Be connected*Get going*Stay centered*Expect the unexpected*Keep talking*Get organized*Revel in unstructured time*Continue to be a vital member of your community*Plan for Plan B CHAPTER 2 Adjust to Changing Relationships *Prepare your work for your departure*Coordinate with your spouse on retirement plans and activities*Maintainand enhanceyour current relationships*Grow new relationships*Nourish caregiving relationships*Understand the scope and limits of legal relationships CHAPTER 3 Get Organized and Clean Out the Clutter *Record basic facts about yourself*Pull together important papers*Know how long to keep records*Take care of special possessions*Get rid of what you don't need*Tally your income and expenses CHAPTER 4 Build a Retirement Team *Touch base with your employer's human relations department*Keep track of all who provide personal services*Develop your roster of health professionals *Know the different types of financial professionals*Rely on a team of insurance agents*Find the right legal professionals CHAPTER 5 Welcome Your New Adventures *Find or expand volunteer opportunities*Learn something new*Make a travel bucket list*Work your way into a new job*Start your own business CHAPTER 6 Decide Where to Live *Check to make sure my home is safe*Compare the livability of the communities you are considering*Determine what's important about where you live*Consider dividing your time between two locations*Investigate villages" in your community*Explore if an active living community is right for you*See if a Continuing Care Retirement Community (CCRC) is what you want*Understand what is and isn't provided in an assisted living facility *Look into skilled nursing facilities*Understand the differences in how property can be titled*Be prepared for emergencies CHAPTER 7 Retiring Abroad *Set your priorities *Narrow down ideal retirement destinations *Ask the embassy about residency requirements*Figure out how you'll manage your finances*Consider how to handle your legal affairs*Check access to and coverage for health care *Get prepared to leave CHAPTER 8 Take Control of Financial Matters *Organize information about how you bank*Review how financial accounts are titled*Check to make sure your savings bonds are still a sound investment*Keep original documents that are valuable or irreplaceable in a safe deposit box*Make sure your investments match your investment objectives *Pay attention to investment fees and expenses*Document the terms of any personal loans *List credit and debit cards*Recognize the signs of scams and financial exploitation CHAPTER 9 Manage Retirement Accounts/Benefits *Document your retirement plans and know the withdrawal rules*Track down all pension benefits*Understand Social Security benefits and how to navigate the system*Check out the benefits available to veterans and their caregivers CHAPTER 10 Insure a Good Retirement *Locate all insurance policies*Go over the terms of all insurance policies*Update the beneficiaries on life insurance policies*Review your health, disability, and Medicare insurance options*Review insurance coverage for residences*Keep vehicle insurance current*Consider long-term care insurance CHAPTER 11 Deal with Legal Matters *Document your health care preferences *Prepare an organ donor card*Plan the disposition of your body*Plan your funeral*Consider options for paying for your funeral*Know your veterans' burial benefits *Create or review your estate plan*Identify a source of funding to close your estate*Select an agent to manage your financial affairs*Discuss your advance planning with those who need to know CHAPTER 12 Take Care of Yourself *Exercise to stay strong*Eat the good (for you) stuff*Keep up your spirits*Take advantage of preventive services*Carry with you a personal medication record*Know your family medical history

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Book SynopsisThink of all the things you could do if you didn't have to spend $16,000 a year on rent or mortgage. Old single-wide mobile homes can often be found for free (and installed for a couple of thousand dollars) in rural areas, so trailersteading is akin to dumpster-diving, and can save you thousands of dollars each year. A trailer allows you to live without debt, to keep your ecological footprint to a minimum with energy bills at or below the national average, all while still blending in with traditional homeowners.Trailersteading profiles nine mobile-home dwellers who have used trailers as a stepping stone toward achieving their dreams. Some have spent the cash they saved on renovations involving extra insulation, pitched roofs, classy interiors, and even. Many also took advantage of a low-cost housing option to pursue their passions, becoming full-time homemakers or homesteaders.In addition to the case studies, this book presents easy methods of minimizing the negative sides of trailer life and accentuating the positive. Learn which parts of installing and upgrading your trailer are easy for a DIYer and which parts should be left to the experts, along with how to cheaply heat and cool a mobile home.Trade Review"An obvious buy for anyone who is retrofitting or renovating a mobile home, but it’s also a subtle winner in the library of any DIY’er, homesteader, renovator, or dreamer who is interested in alternative housing ideas." —greenmama blog"An obvious buy for anyone who is retrofitting or renovating a mobile home, but it’s also a subtle winner in the library of any DIY’er, homesteader, renovator, or dreamer who is interested in alternative housing ideas." —greenmama blog

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