Personal finance Books
Rupa Publications India Pvt Ltd. WINNING AT WORK: UNLEASHING THE POWER OF
Book SynopsisWhy do so many people end up disappointed when they finally enter the corporate world? The answer is that no college or management institution can prepare you fully for the cut-throat competition that is to be found in most workplaces. The reality of corporate environments can lead to stress; some people can even go into a downward career spiral.This book will help you move ahead in your career no matter which corporation you work for. It is equally relevant for both young and seasoned professionals who aspire to reach the next level in their career. It gives specific tips on a variety of critical but often ignored practical aspects of working in an office, like basic communication techniques, emailing protocols, crisis management, conduct at meetings and conference calls, and a lot more.Written in simple and lucid language, this book is packed with tools and strategies to empower the reader to be a winner at work.
£7.19
Marshall Cavendish International (Asia) Pte Ltd Planning Your Will, Trust, LPA & More: Estate
Book SynopsisWith society’s rising affluence, children and families stand to inherit properties and many thousands and millions of dollars when parents and relatives pass away. The importance of setting out clear instructions about the distribution of your assets or wealth while you are still alive cannot be overstated. This process of estate planning involves making a will and perhaps setting up a trust, depending on your personal circumstances. The rise of the modern family and what such a family is likely to own, add to the diversity of planning required. In addition to the traditional two-parent family, we have families with single parents, partners of different races, nationalities and faiths, and same-sex partners. The modern family is likely to own foreign assets, a business, pets and digital assets, and likely to consider charitable giving in their estate planning. In this book, estate planner Keon Chee takes you through the various aspects of estate planning, including the writing of a will, the setting up of a trust, planning your Lasting Power of Attorney (LPA) and setting out other important final wishes. The author has invited several highly experienced practitioners to share their specialist knowledge throughout the book enhancing the breadth of coverage.
£19.23
Marshall Cavendish International (Asia) Pte Ltd Investing in the Covid Era: How to spot
Book SynopsisCovid-19 is the most devastating event for the world economy since the WWII. Many investors are grappling with its implications. This book provides an overview of the investment themes in the wake of the pandemic. It is written in clear terms for the lay investor in Singapore and beyond. Some of the topics addressed include What lessons can we learn from the 1918 Flu Pandemic in 2020 Why Investors should hunger for food delivery companies Is Alibaba going to wipe out physical retail shops What commodities will boom after Covid How fridges will be hot commodities with the vaccines How can investors avoid frauds like Luckin Coffee The book also looks at larger themes for local investors: Are Iran, Myanmar and Saudi Arabia going to be the next emerging market winners How Singapore can actually benefit from the F1 How poor people can reap rich rewards by investing How to the play the Trump card while investing
£12.59
HarperCollins Publishers Inc Think Big
Book SynopsisThis is the first book to truly capture Donald Trump. A man consistently ranked in the Top 100 Richest People in the world, Trump also brings the perspective of an entrepreneur who overcame an extremely public bankruptcy -- all thanks to his unique approach to life and business, "Think big and kick ass!"
£12.89
Rowman & Littlefield The Energy Wise Home
Book SynopsisWhen picking out a home, there are a number of aspects to keep in mind: location, size, and layout. One issue that many people neglect is energy conservation, which is quickly becoming one of the most important aspects of modern life. How do make your home energy wise? Where do you start? What aspects of home living can affect, and be affected by, our energy choices? This task can be momentous and intimidating. The Energy Wise Home: Practical Ideas for Saving Energy, Money, and the Planet makes it easy. Jeff Dondero walks you through your home's walls, doors, windows, and roof, room by room and appliance by appliance, breaking them down into simple terms so that you can make the smartest energy and resource choices possible. He even covers gardens and garages, explaining what household items cost to run, how to conserve energy when using them, giving guidance on what's sustainable and what isn't. This encyclopedic manual is very helpful for understanding the machine that is your house,Trade ReviewAfter reading Dondero's book, and having spent 20+ years in the sustainability camp, I believe he has covered the most important points for home owners. Energy conservation is the cheapest way to cut energy consumption and he has delivered the best advice. A timely tome! -- Jon Dougal, President, SupraAlgae, Inc.Jeff Dondero makes a valuable contribution with The Energy Wise Home, especially with the point-by-point, room-by-room approach. The chapters on smart meters and smart homes give the book a really up to date perspective. If you think your utility bills are too high, as mine are, buy this book! -- Jerry Yudelson, PE, LEED Fellow; "The Godfather of Green" – Wired Magazine; author; keynote speaker; sustainability consultantTable of Contents1 Conserve to preserve: what does this mean to me? 2 Your home and the resources it consumes 3 How to read your utility bill 4 Smart meters 5 The smart home: an intelligent choice 6 Insulation & weatherization: 7 Defeating drafts: infiltration & exfiltration 8 Roofs, attics & celings 9 Windows & doors 10 Floors & basement 11 Walls 12 Fireplaces 13 A clean and clear air supply 14 The thermostat 15 Water watch 16 A boiling energy eater 17 Air conditioning 18 Keeping comfy cozy efficiently 19 The bathroom 20 The kitchen 21 Clean you clothes, not your wallet 22 Recycling the circular fan 23 Thrifty domestic devices 24 Standby power 25 The non renewables 26 The renewables 27 The arteries of energy 28 Petroleum penance & the price of fossil fuels 29 Pools, hot tubs, and spas 30 The garden and yard 31 Watering without waste 32 Plant a tree 33 Using your personal energy efficiently 34 Energy assistance 35 What to do after the electricity fails 36 Reduce, rethink, reuse, restore 37 The do-it-yourself home energy audit
£33.30
Microcosm Publishing Broke, Not Broken: Personal Finance for the
Book Synopsis
£13.49
Speedy Publishing LLC Mileage Log, Expense Record Book
Book Synopsis
£10.44
Mango Media Living a Purposeful Retirement: How to Bring
Book SynopsisYour Personal Roadmap to a Meaningful and Happy RetirementSo you’ve reached your retirement age and are at risk of becoming a “couch potato”. It doesn’t have to be that way. Uncover the joy of retirement and learn how to make the most of it with this life-enhancing retirement gift book.Did you just set up a permanent out of office reply? Are you officially signed up for the Ferris Bueller phase of your life? Learn how to enter what can be the most satisfying life stage—a new world of happy retirement and good living.Wisdom and advice from real retirees. From the award-winning author of Purposeful Retirement and celebrated “Father of Time Management,” Hyrum Smith, this retirement gift book for the newly retired provides inspiration and a newfound purpose. Filled with wisdom, advice from real retirees, and enthusiasm, you are encouraged to discover your true passion, re-imagine your life, and try new possibilities.Realize the hidden magic of a happy retirement: Move on from your world of work Discover your true passions Re-imagine your life Retirement is a gift. Make yours one that is meaningful and filled with curiosity, new experiences, and discovery—after all, if you don’t look around once in a while, you could miss it!If you enjoyed life-changing books such as The Total Money Makeover, The Ultimate Retirement Guide for 50+, or Keys to a Successful Retirement, then you’ll love Living a Purposeful Retirement.
£11.96
Usborne Publishing Ltd Managing Your Money
Book SynopsisThis down-to-earth guide is filled with practical advice on everything from how to budget and be a smart shopper to student loans, mortgages and insurance. An essential book for equipping young people with the skills they need to manage their money now and in the future. Includes links to websites with more tips and advice.
£6.99
Millennium Publishing Ltd Stock Market, Dividend And Real Estate Investing
Book Synopsis
£22.49
Writebetter Ltd Options Trading Crash Course - Fundamentals:
Book Synopsis
£999.99
Grizzly Publishing Co Money Management Skills for Beginners: Learn the
Book Synopsis
£14.44
Readersmagnet LLC Sector Rotation for Future Millionaires: 21
Book Synopsis
£22.39
M&e Books Verlag Steuerleitfaden für Immobilieninvestoren: Der
Book Synopsis
£23.24
Blockchain Fintech NFT (Fichas Não Fungíveis) 2022-2023 - O Guia
Book Synopsis
£999.99
Union Square & Co. The 100Day Financial Goal Journal
Book SynopsisAccomplish your personal financial goal in just 100 days, with this hardworking journal that will keep you on track ? and help you hold yourself accountable.
£999.99
HarperCollins Publishers We Need to Talk About Money THE SUNDAY TIMES
Book SynopsisOne of the most original and talented young writers we have.' Sathnam SangheraA must-read.' Elizabeth DayA beautiful, searingly personal account of a world defined by money, full of courage and truth telling.' Owen JonesIn this unforgettable blend of memoir and cultural commentary, Otegha Uwagba explores her own complicated relationship with money, and what her wide-ranging experiences say about the world around us.An extraordinarily candid personal account of the ups and downs wrought by money,We Need To Talk About Moneyis a vital exploration of stories and issues that will be familiar to most. This is a book about toxic workplaces and misogynist men, about getting payrises and getting evicted. About class and privilege and racism and beauty. About shame and pride, compulsion and fear.In unpicking the shroud of secrecy surrounding money who has it, how they got it, and how it shapes our lives this boldly honest account of one woman's journey upturns countless social conventions, andTrade Review Praise for We Need To Talk About Money: ‘A beautiful, searingly personal account of a world defined by money, full of courage and truth telling.’ Owen Jones ‘In this compelling book, Otegha confronts the British aversion to discussing money and in doing so reveals she is one of the most original and talented young writers we have.’ Sathnam Sanghera ‘A brilliant book that moved, amused, challenged and made me re-evaluate my own relationship with money. Otegha Uwagba writes with real intelligence and insight about the things many of us suspect but leave unsaid. A must-read.’ Elizabeth Day ‘This brilliant book has made me re-evaluate my money privileges, past and present. A must-read for anyone who thinks their money is just their monthly cash flow.’ Raven Smith ‘A riveting, confronting memoir – as beautifully written as it is provocative and thoughtful.’ Pandora Sykes ‘Refreshingly honest – Otegha captures the creeping realisation in your twenties that your feelings about what you earn defines so much, from self-image to who we date, who we are friends with to what we will – or won’t – put up with at the office.’ Laura Whateley ‘Personal but universal, Uwagba’s story of navigating university and the world of work while dealing with the pressures of class, lack of privilege and misogyny, is illuminating, eye-opening and reassuring.’ The Bookseller ‘Dosh, dough, bread, cash, pecunia – whatever you call it, there’s no excuse for not understanding it. We Need to Talk About Money, the new, must-read book by Otegha Uwagba.’ The Gentlewoman ‘A smart take on finance that delves deep into both the personal and the political. Uwagba does not shy away from the knottier topics – in fact, she asks us to lean in and think about how we might untangle them ourselves.’ Stylist ‘Highly original.’ The Times
£999.99
HarperCollins Publishers Inc You Need a Budget The Proven System for Breaking
Book Synopsis
£20.79
McGraw-Hill Education - Europe The How to Make Money in Stocks Complete
Book SynopsisAnyone Can Learn to Invest Wisely With This Bestselling Investment System!Through every type of market, William J. O'Neil's national bestseller How to Make Money in Stocks has shown over 2 million investors the secrets to successful investing. O'Neil's powerful CAN SLIM Investing System--a proven seven-step process for minimizing risk and maximizing gains--has influenced generations of investors.Based on a major study of all the greatest stock market winners from 1880 to 2009, this expanded edition gives you: Proven techniques for building stocks before they make big price gains Tips on picking the best stocks, mutual funds, and ETFs to maximize your gains 100 new charts to help you spot today's profitable trends Strategies to help you avoid the most common investor mistakes! Includes the Investor's Business Daily Action Plan DVDThe CAN SLIM Investing SystemThe American Association of Individual InvestoTable of ContentsTable of Contents not available
£22.34
Elsevier Science Publishing Co Inc Mergers Acquisitions and Other Restructuring
Book SynopsisTable of ContentsPART I THE MERGERS AND ACQUISITIONS ENVIRONMENT 1. Introduction to Mergers, Acquisitions, and Other Restructuring Activities 2. The Regulatory Environment 3 The Corporate Takeover Market: Common Takeover Tactics, Anti-Takeover Defenses, and Corporate Governance PART II; THE MERGERS AND ACQUISITIONS PROCESS: Phases 1–10 4. Planning: Developing Business and Acquisition Plans: Phases 1 and 2 of the Acquisition Process 5. Implementation: Search through Closing: Phases 3 to 10 of the Acquisition Process 6. Post-closing Integration: Mergers, Acquisitions, and Business Alliances PART III: MERGER AND ACQUISITION VALUATION AND MODELING 7. Merger and Acquisition Cash Flow Valuation Basics 8. Relative, Asset-Oriented, and Real Option Valuation Basics 9. Financial Modeling Basics 10. Analysis and Valuation of Privately Held Companies PART IV: DEAL STRUCTURING AND FINANCING STRATEGIES 11. Structuring the Deal: Payment and Legal Considerations 12. Structuring the Deal: Tax and Accounting Considerations 13. Financing the Deal: Private Equity, Hedge Funds, and Other Sources of Funds 14. Applying Financial Modeling to Value, Structure, and Negotiate Stock and Asset Purchases PART V: ALTERNATIVE BUSINESS AND RESTRUCTURING STRATEGIES 15. Business Alliances: Joint Ventures, Partnerships, Strategic Alliances, and Licensing 16. Alternative Exit and Restructuring Strategies: Divestitures, Spin-offs, Carve-outs, Split-Ups, and Split-Offs 17. Alternative Exit and Restructuring Strategies: Bankruptcy Reorganization and Liquidation 18. Cross-Border Mergers and Acquisitions: Analysis and Valuation
£999.99
Penguin Random House Australia Property with Shes on the Money
Book Synopsis
£22.33
Penguin Books Ltd Energize
Book SynopsisTrade ReviewEnergy is one of those things we all want more of but few have figured out how to find it. And even fewer have figured out how to channel it even when they have found it. Simon's book is exactly what we need in this moment. * Simon Sinek, optimist and New York Times bestselling author of Start With Why and The Infinite Game *Energize shows you how to awaken your greatest sources of energy, rewire your mental blueprint [...] and protect your ability to focus on what matters most * Dorie Clark, Wall Street Journal bestselling author of The Long Game and executive education faculty, Duke University Fuqua School of Business *A must-read book that will inspire you to live a better story and awaken your imagination to what is truly possible * Keith Ferrazzi, New York Times #1 bestselling author *This is not a one-time-read kind of book. This is a book to be absorbed, notes taken, reflected on and returned to again and again. Simon has packed so many takeaways into these pages you should be ordering it on Deliveroo. I loved it! * Andrea McLean, CEO & co-founder of This Girl Is On Fire and #1 Sunday Times bestselling author *What a fantastic book! Simon is here to help us all find clarity and meaning in our lives * Adrienne Herbert, podcast host and author of Power Hour *Energize is your new battery pack for navigating the many personal, professional and global changes we are all facing. Simon Alexander Ong writes with clarity and grace on how to 'perform effortless acts of alchemy' by harnessing this most vital resource * Jenny Blake, author of Pivot *A game-changing book that will supercharge your life! * Bev James, Sunday Times bestselling author of Do It! or Ditch It *Simon teaches you how to make the singular most pivotal investment of your life. The investment in your own energy * Patrick Drake, co-founder and former head chef of HelloFresh UK *Simon is a force for positive personal change. Energy is contagious and this book teaches you how to boost yours and use it on the things that matter most * Zanna van Dijk, co-founder of Stay Wild and Forbes 30 Under 30 entrepreneur *I believe that positive energy equals good business. Simon emanates this when he is addressing audiences of founders who bounce their positivity right back at him! This book will be a valuable guide to anyone looking to follow their own path and build energy levels through becoming their own boss * Emma Jones CBE, founder of Enterprise Nation *Learning how to manage your energy changes your life. Don't just read this book, do it! * Marie Forleo, author of the #1 New York Times bestseller Everything is Figureoutable *Thoughtfully written and incredibly researched, Energize will change the way you view energy in and around you. Simon provides practical advice to help you achieve your full potential in every area of your life. Exceptional! * Dr Marshall Goldsmith, Thinkers50 #1 Executive Coach and New York Times bestselling author of Triggers *I used to think that all this energy talk was too 'Woo Woo' for me until I realised how drained I felt when spending my time on the wrong things or with the wrong people. Learning how to energize ourselves is key to being happy and successful. When we're in flow, we are full of energy; when we are full of energy, we are in flow. As Simon says, we need to manage our energy as preciously as we do our time * Shaa Wasmund MBE, author of How to Fix Your Sh*t *As a business owner and a mum, I've come to realise that my energy really is everything, like Simon says. This book is beautifully written and it is truly going to energize, inspire you and change the way you approach life forever * Carrie Green *Energy is our most precious personal resource * Helen Tupper, co-author of The Squiggly Career and You Coach You *This powerful book will transform the way you live * Ali Abdaal, doctor, podcaster and soon to be author *
£15.29
Random House USA Inc The One Minute Millionaire
Book Synopsis
£17.00
LITTLE BROWN & CO Your First Million
Book Synopsis
£23.20
Hodder & Stoughton You and Your Money
Book SynopsisTV's favourite money guru, Alvin Hall, shows how to break the bad money habits of a lifetime and transform the future of your finances.
£999.99
Hodder & Stoughton Money Magic
Book SynopsisThe essential guide to handling your money from the nation''s favourite money man - new for the Quick Reads series.Do you worry about bills?Are you finding it difficult to save?Is it hard to budget when you don''t have much money?No matter how you handle your cash, or how little money you have, Alvin Hall''s Money Magic is the first step to making money work for you. As he takes you through his seven steps to success, Alvin gives you advice that really works.Find out how to:-Track your money habits-Learn about your money personality-Get out of debt-Start to save-Make money work in a relationship-Become a money magic family-Chase your money dreamsBased on years of experience, Alvin''s Money Magic is full of easy-to-follow tips and advice. It will get you started on the road to financial freedom, whatever your current situation.A short, sharp shot of advice from the Quick Reads series.Trade ReviewPart of Alvin Hall's indisputable charm is to make the process of making pots of money look simple. * Daily Mail *The most popular expert in the business. * Daily Express *Alvin Hall is the Mr Motivator of the money world. * Daily Telegraph *Not just a psychologist but a magician too. * Evening Standard *
£10.99
WW Norton & Co The WinWin Solution Guaranteeing Fair Shares to
Book Synopsis"Powerful, credible, and applicable . . . the methodology is immaculately detailed."—Fortune
£15.68
John Wiley & Sons Inc Wiley Pathways Personal Finance
Book SynopsisWhether looking to create and adhere to a budget or trying to best utilize consumer credit and loans, Personal Finance will help readers make smart financial decisions throughout their lives. Guiding them all the way through to retirement, this book includes numerous real-world examples to easily show them how to apply the material.Table of ContentsPart I: The Personal Financial Planning Process 1 1. Personal Financial Planning in Action 1 Introduction 2 1.1 The Personal Financial Planning Process 2 1.2 Factors That Influence Personal Financial Planning 6 1.3 Elements of a Comprehensive Financial Plan 12 1.4 Making Effective Decisions 13 Summary 17 Key Terms 17 Summary Questions 18 Applying This Chapter 19 You Try It 21 2. Money Management Strategies and Skills 22 Introduction 23 2.1 Collecting and Organizing Your Financial Information 23 2.2 Using Personal Financial Statements 25 2.3 Using Financial Ratios 33 Summary 36 Key Terms 37 Summary Questions 38 Applying This Chapter 39 You Try It 41 3. Managing Your Taxes 42 Introduction 43 3.1 The Basics of Federal Income Tax 43 3.2 Calculating Taxable Income and Taxes Owed 48 3.3 Filing Your Federal Tax Return 58 3.4 Tax Planning Strategies 62 Summary 68 Key Terms 68 Summary Questions 71 Applying This Chapter 72 You Try It 74 Part II: Managing Your Personal Finances 75 4. Managing Your Cash and Savings 75 Introduction 76 4.1 Objectives of Cash Management 76 4.2 Rules of Effective Cash Management 79 4.3 Selecting a Financial Institution 81 4.4 Cash Management Products and Services 86 4.5 Resolving Cash Management Problems 96 Summary 99 Key Terms 99 Summary Questions 102 Applying This Chapter 103 You Try It 105 5. Consumer Credit 106 Introduction 107 5.1 What is Consumer Credit? 107 5.2 Types of Consumer Credit 111 5.3 Applying for Credit 113 5.4 Protecting Your Credit and Correcting Credit Mistakes 115 5.5 Credit Cards 119 5.6 Advantages and Disadvantages of Credit Card Use 124 Summary 128 Key Terms 128 Summary Questions 131 Applying This Chapter 132 You Try It 133 6. Using Consumer Loans 134 Introduction 135 6.1 Characteristics of Consumer Loans 135 6.2 Types of Consumer Loans 137 6.3 Sources of Consumer Loans 142 6.4 Managing Your Debts 144 6.5 Declaring Personal Bankruptcy 149 Summary 152 Key Terms 152 Summary Questions 154 Applying This Chapter 155 You Try It 157 7. Making Automobile and Housing Decisions 158 Introduction 159 7.1 Buying a Motor Vehicle 159 7.2 Automobile Financing Alternatives 167 7.3 The Housing Decision 170 7.4 Buying a Home 174 7.5 Mortgage Financing 176 7.6 Completing a Real Estate Transaction 183 Summary 185 Key Terms 185 Summary Questions 187 Applying This Chapter 188 You Try It 189 Part III: Protecting Yourself with Insurance 190 8. Insuring Your Home and Automobile 190 Introduction 191 8.1 How Insurance Works 191 8.2 Managing Homeowners’ and Renters’ Risk 194 8.3 Homeowner’s Insurance Policies 197 8.4 Automobile Insurance 202 8.5 Buying Insurance and Filing Claims 209 Summary 211 Key Terms 211 Summary Questions 214 Applying This Chapter 215 You Try It 217 9. Health and Disability Insurance 218 Introduction 219 9.1 Employee Compensation and Health Insurance 219 9.2 Types of Health Insurance 225 9.3 Planning for Disability Income Needs 236 Summary 240 Key Terms 240 Summary Questions 243 Applying This Chapter 244 You Try It 246 10. Financial Planning with Life Insurance 247 Introduction 248 10.1 What is Life Insurance? 248 10.2 Determining Your Life Insurance Needs 251 10.3 Choosing Life Insurance Companies and Policies 258 10.4 Buying Life Insurance 264 10.5 Important Provisions in a Life Insurance Contract 267 Summary 271 Key Terms 271 Summary Questions 274 Applying This Chapter 275 You Try It 277 Part IV: Managing Your Investments and Your Future 278 11. Investment Basics 278 Introduction 279 11.1 Developing Realistic Investment Goals 279 11.2 Understanding Your Investment Alternatives 284 11.3 Factors That Reduce Investment Risk 289 11.4 Establishing Your Investment Strategy 297 Summary 301 Key Terms 301 Summary Questions 304 Applying This Chapter 305 You Try It 306 12. Investing in Stocks and Bonds 307 Introduction 308 12.1 Common Stock 308 12.2 Classification of Common Stock 314 12.3 Buying and Selling Stocks 317 12.4 Stock Selection and Performance Evaluation 323 12.5 Investing in Bonds 328 12.6 Buying and Selling Bonds 337 12.7 Preferred Stock 341 Summary 343 Key Terms 344 Summary Questions 347 Applying This Chapter 348 You Try It 350 13. Investing in Mutual Funds 351 Introduction 352 13.1 What is a Mutual Fund? 352 13.2 Mutual Fund Investment Classifications 363 13.3 Selecting and Evaluating Mutual Funds 367 Summary 373 Key Terms 374 Summary Questions 376 Applying This Chapter 377 You Try It 378 14. Planning for Retirement 380 Introduction 381 14.1 Estimating Retirement Income Needs 381 14.2 Sources of Retirement Income 386 14.3 Personal Retirement Savings Options 394 14.4 Preparing for Retirement Payouts 397 Summary 400 Key Terms 400 Summary Questions 401 Applying This Chapter 402 You Try It 403 15. Preserving Your Estate 404 Introduction 405 15.1 What is Estate Planning? 405 15.2 Key Components of an Estate Plan 408 15.3 Types and Formats of Wills 411 15.4 Estate and Gift Taxes 417 15.5 Reducing Taxes Through Trusts and Gifts 421 Summary 426 Key Terms 426 Summary Questions 428 Applying This Chapter 429 You Try It 431 Endnotes 432 Appendix 433 Glossary 455 Index 478
£88.30
John Wiley & Sons Inc Debunkery
Book SynopsisLegendary money manager Ken Fisher outlines the most common and costly mistakes investors make. *Small cap stocks are best for all time. Bunk! *A trade deficit is bad for markets. Bunk! *Stocks can't rise on high unemployment.Trade Review"... thoroughly recommended.... If I were a novice investor, I'd make sure I read this book and memorised the first 32 lessons." (Financial Times, November 2010) "It's about time someone drove a stake into the folklore that permeates Wall Street, and Mr. Fisher does it in convincing-and often entertaining-fashion." (The Globe and Mail, November 2010) "... challenges and refutes common, widely held investing myths and misperceptions... bite-size chunks-where you can read one chapter or many...." (Euroinvestor.co.uk, October 2010)Table of ContentsAcknowledgments ix Introduction: Debunkery Made Easy xiii PART 1 Basic Bunk to Make You Broke 1 Bunk 1 Bonds Are Safer Than Stocks 5 Bunk 2 Well-Rested Investors Are Better Investors 9 Bunk 3 Retirees Must Be Conservative 13 Bunk 4 Age Equals Asset Allocation 17 Bunk 5 You Should Expect Average Returns 20 Bunk 6 “Capital Preservation and Growth” Is Possible! 23 Bunk 7 Trust Your Gut 26 Bunk 8 One Big Bear and You’re Done 30 Bunk 9 Make Sure It’s a Bull before Diving in 34 Bunk 10 Growth Is Best for All Time. No, Value. No, Small Caps 39 Bunk 11 A Good Con Artist Is Hard to Spot 44 PART 2 Wall Street “Wisdom” 49 Bunk 12 Stop-Losses Stop Losses! 51 Bunk 13 Covered Calls . . . Gotcha Covered 54 Bunk 14 Dollar Cost Averaging—Lower Risk, Better Returns 57 Bunk 15 Variable Annuities Are All Upside, No Downside 60 Bunk 16 Equity-Indexed Annuities—Better Than Normal Annuities 65 Bunk 17 Passive Investing Is Easy 68 Bunk 18 Do Better With Mutual Funds by Sending Your Spouse on a Shopping Spree 72 Bunk 19 Beta Measures Risk 75 Bunk 20 Equity Risk Premiums—Forecasting Future Returns With Ease 80 Bunk 21 When the VIX Is High, It’s Time to Buy 84 Bunk 22 Be Confident on Consumer Confidence 88 Bunk 23 All Hail the Mighty Dow! 92 PART 3 “Everyone Knows” 99 Bunk 24 So Goes January 101 Bunk 25 Sell in May 104 Bunk 26 Low P/Es Mean Low Risk 107 Bunk 27 A Strong Dollar Is Super 112 Bunk 28 Don’t Fight the Fed 116 Bunk 29 Interest Pays Dividends 120 Bunk 30 Buy a 5% CD for 5% Cash Flow—Easy! 123 Bunk 31 Baby Boomers Retire, World Ends, Etc. 126 Bunk 32 Concentrate to Build Wealth 130 PART 4 History Lessons 135 Bunk 33 Pray for Budget Surpluses 137 Bunk 34 High Unemployment Is a Killer 143 Bunk 35 With Gold, You’re Golden 148 Bunk 36 Stocks Love Lower Taxes 152 Bunk 37 Oil and Stocks Seesaw 158 Bunk 38 Swine Flu, SARS, Ebola, and Other Viral Disasters Make Markets Sick 163 Bunk 39 Consumers Are King 167 Bunk 40 Presidential Term Cycles Are Stock Market Voodoo 172 Bunk 41 My Political Party Is Best for Stocks 178 Bunk 42 Stock Returns Are Too High and Must Fall 182 PART 5 It’s a Great Big World! 187 Bunk 43 Foreign Stocks Just Feel So . . . Foreign 189 Bunk 44 Who Needs Foreign? 192 Bunk 45 Big Debt Is National Death 195 Bunk 46 America Can’t Handle Its Debt 199 Bunk 47 Indebted to China 202 Bunk 48 Trade Deficits Make Deficient Markets 206 Bunk 49 GDP Makes Stocks Grow 211 Bunk 50 Terrorism Terrorizes Stocks 215 Notes 219 About the Authors 228 Index 229
£18.69
John Wiley & Sons Inc Financially Stupid People Are Everywhere
Book SynopsisA hard-hitting look at achieving financial freedom by avoiding excessive borrowing and spending If you don''t actively resist America''s culture of debt, you''ll end up precisely where the government, banks, and big business want you to be: indentured servitude. The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you''re probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them. Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead. Discusses what you can do to stop the destructive cycle of borrowing and spending IllustratesTable of ContentsIntroduction Life as a Sucker 1 Chapter 1 The First Rule of Finance 7 Chapter 2 Credit, Cars, and Castles 13 Chapter 3 Toxic FSP in the Alphabet of Idiocy 27 Chapter 4 The Society You’re Up Against 47 Chapter 5 Government of the Corporations, by the Corporations, for the Corporations 63 Chapter 6 How Money Is Power 89 Chapter 7 Financial Freedom 147 Chapter 8 Guarantee Your Own Well-Being 159 Chapter 9 On the Front Lines of Freedom 169 Conclusion In Yourself You Trust 185 Appendix A Smart Scenarios 189 Appendix B Getting Out of Debt 191 Appendix C Keep Current 195 Notes 197 Acknowledgments 201 About the Author 203 Index 205
£14.39
John Wiley & Sons Inc The Investors Guide to Economic Fundamentals
Book SynopsisA complete guide to key market features and their impact on each of the main areas of investment This comprehensive guide offers practical advice on how to predict and manage market risk and how to allocate assets for the best performance under different market conditions. The Investor''s Guide to Market Fundamentals covers both the theory and practice of this often-complicated subject, and gives readers a reliable source of market information.Trade Review"…a useful primer in economics for the beginner in financial markets…" (The Business Economist, Vol.34, No.2, 2003)Table of ContentsList of Figures. List of Tables. Preface. Acknowledgements. PART I: ECONOMICS FOR INVESTORS. Why Economic Growth Matters. Business Cycle Fundamentals. Is Inflation Dead? The New Economy: Myth or Reality. Understanding Central Banks. Fiscal Policy. Asset Prices and the Economy. Globalisation and Capital Flows. International Linkages. Emerging Economies. PART II: THE FUNDAMENTALS OF MAJOR ASSET CLASSES. Money Markets. Bond Markets. Stock Markets. Currency Markets. Property Markets. Emerging Markets Investments. Commodity Markets. PART III: SUMMARY AND CONCLUSIONS. Summary: Economic Fundamentals and Market Performance. Economic Fundamentals and the Investment Process. Ten Years of Changing Fundamentals. Useful Websites. Glossary. Index.
£85.50
John Wiley & Sons Inc Puzzles of Finance Six Practical Problems and
Book SynopsisMark Kritzman takes on and simplifies six of the most perplexing and persistently challenging financial riddles. Through clever examples and plain logic, this book should help readers to arrive at a deeper understanding of finance and the daily management of money.Table of ContentsSiegel's Paradox. Likelihood of Loss. Time Diversification. Why the Expected Return Is Not To Be Expected. Half Stocks All the Time or All Stocks Half the Time? The Irrelevance of Expected Return on Option Valuation. Primer: Financial Concepts and Quantitative Methods. Glossary. Index.
£22.94
John Wiley & Sons Inc The Cost of Caring
Book SynopsisTaking Care of Finances While Taking Care of a Loved One Caregivers face a unique set of challenges, including managingmoney matters. This indispensable new guide provides a sound actionplan for overcoming this formidable hurdle, offering practicalinformation, helpful tips, and invaluable advice on how tosuccessfully juggle personal finances with the cost of caring for aloved one. A clear map through the many mazes of caregiving issues, withinformation on how they will affect the caregiver, the carerecipient, and their families. Guidance, good counsel, and help forall caregivers, from those thinking about caregiving to those juststarting and those who are veterans. --Louise G. Fradkin,cofounder, Children of Aging Parents. If you find yourself in the role of caregiver to a loved one, TheCost of Caring is an excellent tool. Not only do the authors gothrough the ABCs of what you need to do and when, they provide youwith specific resources that can help you each Table of ContentsTHE PERSONAL SIDE OF CAREGIVING. You're Really Not Alone. Should You Be the Caregiver or the Caretaker? Moving?: Long-Distance Caregiving?: What's Best Right Now. Balancing Caregiving and Your Job. Taking Care of the Caregiver. YOUR FINANCIAL PICTURE--SHORT AND LONG--TERM. How Much Caregiving Can You Afford? How a Financial Planner Can Help You. Finding Needed Cash. You Can Deduct That! The Ingredients of a Solid Estate Plan. And What About Your Savings? HELPING YOUR LOVED ONE WITH FINANCES. A Relative's Financial Situation. Staying at Home--and Saving. When It's Time to Leave Independence Behind. Your Loved One's Estate Plan. End-of-Life Decisions. It's Free! (Or at Least Low Cost). Index.
£14.39
John Wiley & Sons Inc Investment Performance Measurement
Book SynopsisMany investment books include a chapter or two on investment performance measurement or focus on a single aspect, but only one book addresses the breadth of the field. Investment Performance Measurement is a comprehensive guide that covers the subjects of performance and risk calculation, attribution, presentation, and interpretation.Table of ContentsPreface. Acknowledgments. CHAPTER 1: Investment Performance Measurement. PART ONE: RETURN MEASUREMENT. CHAPTER 2: Single Period Return. CHAPTER 3: Money-Weighted Return. CHAPTER 4: Time-Weighted Return. CHAPTER 5: Multiperiod Return. CHAPTER 6: Adjusting Returns for Impact of Fees, Taxes, and Currency. CHAPTER 7: Measuring Relative Return. PART TWO: RISK MEASUREMENT. CHAPTER 8: Risk. CHAPTER 9: Absolute Risk. CHAPTER 10: Downside Risk. CHAPTER 11: Relative Risk. PART THREE: MEASURING RISK-ADJUSTED PERFORMANCE. CHAPTER 12: Absolute Risk-Adjusted Return. CHAPTER 13: Downside and Relative Risk-Adjusted Return. CHAPTER 14: Assessing Skill. PART FOUR: PERFORMANCE ATTRIBUTION. CHAPTER 15: Security and Segment Returns. CHAPTER 16: Effective Exposure Basis Returns. CHAPTER 17: Contribution Analysis. CHAPTER 18: Attributing Value Added to Management Decisions. CHAPTER 19: Strategy-Specific Return Decomposition. PART FIVE: PERFORMANCE PRESENTATION. CHAPTER 20: AIMR- and GIPS-Compliant Performance Presentations. Appendix: The AIMR Performance Presentation Standards. Index.
£75.00
John Wiley & Sons Inc Book of Investing Wisdom Classic Writings by
Book SynopsisImagine receiving investment advice from Warren Buffett, B.C. Forbes, Charles H. Dow, and 47 other great investors, all in a single, convenient resource. This collection brings their words of wisdom together in one useful volume, offering readers a unique insight into how these professionals achieved financial success through intelligent investing.Trade ReviewEditor of The Book of Leadership Wisdom "A great patients' drug is one that cures an affliction once and for all, but a great investor's drug is one that the patient has to keep buying." -PETER LYNCH "Those who invest well have an innate ability to distill abundant, raw information into the scarce commodity of wisdom. Here's how some of the best have done it down through the years." -David H. Komansky, Chairman and CEO, Merrill Lynch & Co., Inc. "I personally knew moderately all the characters except Charles Dow. Any opportunity to learn more from such people is an opportunity that should not be missed." -Roy R. Neuberger, [his job title TK], Neuberger Berman Inc., and author of So Far, So Good: The First 94 yearsTable of ContentsTHE NUTS AND BOLTS OF ANALYSIS. Warren E. Buffett: Track Record Is Everything. Philip Fisher: The People Factor. Henry Clews: The Study of the Stock Market. Arnold Bernhard: The Valuation of Listed Stocks. Paul F. Miller, Jr.: The Dangers of Retrospective Myopia. Jim Rogers: Get Smart...and Make a Fortune. Peter Lynch: Stalking the Tenbagger. ATTITUDE AND PHILOSOPHY. Adam Smith: Can Ink Blots Tell You... Ellen Douglas Williamson: Do-It-Yourself Investing. John Moody: Investment versus Speculation. John C. Bogle: A Mandate for Fund Shareholders. B. C. Forbes: Wall Street Millionaires. Fred Schwed, Jr.: The Wall Street Dream Market. STRATEGY. Edward C. Johnson, II: Contrary Opinion in Stock Market Techniques. Peter L. Bernstein: Is Investing for the Long Term Theory or Just Mumbo-Jumbo? Sir John Templeton: The Time-Tested Maxims of the Templeton Touch. Mario Gabelli: Grand Slam Hitting. Gerald M. Loeb: Importance of Correct Timing. Philip Carret: When Speculation Becomes Investment. MARKET CYCLES. Charles H. Dow: Booms and Busts. William Peter Hamilton: The Dow Theory. Roger W. Babson: Three Different Stock Market Movements. Bernard M. Baruch: Does a Stock Market Slump Mean a Business Slide-Off? Abby Joseph Cohen: A Fundamental Strength. Joseph E. Granville: Market Movements. Arthur Crump: The Importance of Special Knowledge. Robert R. Prechter: Elvis, Frankenstein and Andy Warhol. VIEWS FROM THE INSIDE. W. W. Fowler: The Stock Exchange. Edward H. H. Simmons: The Stock Exchange as a Stabilizing Factor in American Business. Otto Kahn: The New York Stock Exchange and Public Opinion. Charles E. Merrill and E. A. Pierce: A Declaration of Policy. Micheal H. Steinhardt: Investing, Hedge-Fund Style. Laura Pedersen: The Last Frontier. LESSONS FROM NOTORIOUS CHARACTERS. Bouck White: Daniel Drew on Wall Street. Richard Whitney: In Defense of the Stock Exchange. T. Boone Pickens, Jr.: Professions of a Short-Termer. James Grant: Michael Milken, Meet Sewell Avery. CRASH AND LEARN. Frank A. Vanderlip: The Haunting Specter (1907). Edwin Lefèvre: Vanished Billions (1929). J. Paul Getty: The Wall Street Investor (1962). George Soros: After Black Monday (1987). BEYOND YOUR AVERAGE BLUE CHIP. Leo Melamed: The Art of Futures Trading. Stanley Kroll: How to Win Big and Lose Small. Benjamin Graham: The Art of Hedging. Martin E. Zweig: Selling Short-It's Not Un-American. Donald J. Trump: Trump Cards: The Elements of the Deal. Acknowledgments. Notes.
£37.50
John Wiley & Sons Inc The Inner Game of Investing
Book SynopsisUnlike other investment books that dole out one brand of advice to a potentially diverse readership, this unique book guides the reader to their own best personal strategy by showing them what types of stocks fit their individual style.Trade Review"How-to-invest books normally put me to sleep, but DerrickNiederman comes at the subject with such freshness and wit that Igot hooked--and stayed that way right straight through." --Carol J.Loomis, Board of Editors, Fortune Magazine "Put down the Wall Street Journal and look in the mirror, saysNiederman. The key to successful investing isn't knowing the p/eratio of General Motors. It's knowing yourself. This is fascinatingstuff."--John Rothchild, author of The Bear Book and A Fool and HisMoneyTable of ContentsIntroduction. The Bargain Hunter. The Visionary. The Contrarian. The Sentimentalist. The Skeptic. The Trader. The Adventurist. The Psychology of Analyzing Stocks. Dealing with Others. Investing in Real Life. Index.
£19.54
John Wiley & Sons Inc How to Be a Billionaire
Book SynopsisA truly enlightening work filled with fundamental strategies that have worked for others.Martin Fridson documents the essential principles inherent in every billionaire''s success. -Gordon Bethune Chairman of the Board and CEO Continental Airlines Self-made billionaires all have one thing in common: they excel at making money. But hard work, thrift, and focus are only part of the story-you hold the rest of it in your hands. How to Be a Billionaire is the first comprehensive picture of the real strategies and tactics that built the great business fortunes of modern times. Packed with engaging accounts of titans like Ross Perot, Richard Branson, Phil Anschutz, John D. Rockefeller, Wayne Huizenga, Bill Gates, J. Paul Getty, and Kirk Kerkorian, How to Be a Billionaire will show you principles that can increase your wealth and business acumen to the mogul level. How to Be a Billionaire looks at the careers, the methods, and the minds of self-made billionaiTable of ContentsACCEPTING THE CHALLENGE. Do You Sincerely Want to Be Superrich? How Important Is Choosing an Industry? FUNDAMENTAL STRATEGIES. Take Monumental Risks. Do Business in a New Way. Dominate Your Market. Consolidate an Industry. Buy Low. Thrive on Deals. Outmanage the Competition. Invest in Political Influence. Resist the Unions. PUTTING IT ALL TOGETHER. Your Turn. Notes. Index.
£26.40
John Wiley & Sons Inc Retire Rich The Baby Boomers Guide to a Secure
Book SynopsisWHAT DOES RETIREMENT MEAN TO YOU? Will your retirement be a comfortable and enjoyable new stage of adulthood or a time of uncertainty, strict economizing, and reduced options? As retirement planning guru Bambi Holzer explains, the choice is yours but the time to act is now, while you re still earning a steady income.Table of ContentsPLANNING. Retirement Planning for a New Generation. Thinking about Retirement: Imagining the Perfect Life. How Much Retirement Income Will You Need? How Much Do You Need to Save? SAVING. Retirement Plans at Work: Making the Most of YourEmployer-Sponsored Plan. Retirement Plans for Business Owners and Self-EmployedIndividuals. Individual Retirement Accounts: A Retirement Plan forEveryone. Other Tax-Advantaged Ways to Save. INVESTING. Making Your Retirement Fund Grow: Fundamentals of Investing. Understanding Stocks. Understanding Bonds. Understanding Cash and Cash Equivalents. Understanding Mutual Funds. Asset Allocation. MONITORING. Monitoring and Managing. Keep Your Eyes on the Horizon. Index.
£15.30
John Wiley & Sons Inc Beyond Wall Street The Art of Investing Paper
Book SynopsisNo other book provides an overview of the investment process by such a diverse spread of investors with so much top-notch effort to make their ideas accessible to the average investor. This book showcases investment superstars, featuring their stories and strategies.Table of ContentsGrowth: Flying High. Value: Buying into Weakness. Quantitative: The Automated Investor. Index Funds: "If You Can't Beat 'Em..." Emerging Markets: Braving the Frontier. Fixed Income: Betting on Bonds. Asset Allocation: Ninety Percent of the Game. Risk and Investor Psychology: Worth the Risk. Notes. Bibliography. Index.
£14.39
John Wiley & Sons Inc Getting Started In Online Day Trading 32
Book SynopsisEXPERT ADVICE FOR EVERYDAY SUCCESS! The coauthor of the bestselling Getting Started in Online Investing now brings her winning expertise to the increasingly popular day trading arena-along with the methods of today's most consistently successful trading practitioners.Table of ContentsThe Day Trading Game. The Playing Fields: Nasdaq and the NYSE. The Tools of the Trade. Electronic Brokers: Cutting Out the Middleman. Trading Software: The Day Trader's Control Panel. Define Your Trading Style. Technical Analysis for the Technically Challenged. When Greenspan Speaks, the Markets Listen. The Right Stuff. The Master Plan. The Home Office: Setting Up Shop. The College of Day Trading. The Future of Day Trading. Appendices. Notes. Glossary. Index.
£19.54
John Wiley & Sons Inc ValuesBased Estate Planning A StepbyStep Approach
Book SynopsisEstate planning has more procrastination, indecision, and inertia associated with it than any other area of planning. Affluent baby boomers, in particular, as the beneficiaries of the largest intergenerational transfer of wealth in history, have a daunting set of financial concerns with which to contend.Table of ContentsTHE SEVEN PRINCIPLES OF VALUES-BASED ESTATE PLANNING. Eternal Planning: Why Clients Are Trapped. Eternal Planning: Why Advisors Are Trapped. Principle #1: Understand the Hierarchy of Planning Objectives. Principle #2: Master the Concept of Social Capital. Principle #3: Define the Family Finanical Philosophy. Principle #4: Quantify Financial Independence. Principle #5: Identify an Appropriate Family Legacy. Principle #6: Maximize the Social Capital Legacy. Principle #7: Build a Virtual Planning Team. THE LEGACY PLANNING SYSTEM: A METHODOLOGY FOR OVERCOMING PLANNING OBSTACLES. The Legacy Planning System. Wealth Optimization and Design. The Legacy Interview. The Legacy Questionnaire. The Legacy Goal Profile: Financial Independence. The Legacy Goal Profile: Family and Social Capital Legacy Goals. The Legacy Blueprint. Drafting the Family Financial Philosophy. Completing the Legacy Positive Focus. Plan Design, Construction, and Execution. Summary and Conclusion. Appendices. Index.
£43.12
John Wiley & Sons Inc 209 Fast SpareTime Ways to Build Zero Cash into 7
Book SynopsisMore fortunes are built in real estate on borrowed money than in any other business. And you can build your fortune in real estate using borrowed money too-if you follow the advice and tips in this book. Whether you''re making your first foray into real estate investing or have invested for a number of years, 209 Fast Spare-Time Ways to Build Zero Cash into 7 Figures a Year in Real Estate will show you how to acquire income-producing real estate and build your wealth by using borrowed money. Long-time real estate advisor Tyler Hicks offers proven strategies and real-world examples to illustrate how much MIF-Money in Fist-you can realistically earn by investing in real estate. A valuable guide for new, experienced, or affluent real estate investors, 209 Fast Spare-Time Ways to Build Zero Cash into 7 Figures a Year in Real Estate covers all the bases, from finding loans to hiring an accountant and an attorney to help with the business. Letters from individuals wTable of ContentsINTRODUCTION: How This Book Can Make You Rich on Zero-Cash Borrowed-Money Real Estate xiii CHAPTER 1: Build Your Real Estate Wealth on Other People’s Money 1 Invest in an Item of Lasting Value—Income Real Estate, 3; Recognize the Many Pluses of Real Estate, 3; Build Your Real Estate Riches Minute by Minute, 5; Start-Ups Win in Almost Every Real Estate Deal, 7; Speedy Results Are Possible in Real Estate, 10; Get in on Zooming Worldwide Growth, 12; Good Financing Can Be Yours Even with Bad Credit, 13; Take the Billions Being Offered to Real Estate Investors Today, 14; Forget about a Real Estate License When You’re an Investor, 15; Get into Non-Ownership Income Real Estate, 16; Plenty of Free Advice and Assistance Can Be Yours, 18; Grow Rich with Tax-Sheltered Real Estate Income, 18;Winners Are the Real Estate Norm, 19; Getting Real Estate Funding the Smart Way, 22; Take the First Step to Your Real Estate Wealth, 22; Your Keys to Real Estate Riches, 24 CHAPTER 2: How to Base Your Real Estate Riches on Borrowed Money 25 Know Why Income Real Estate Is So Good for You, 26; Pick the Location for Your Future Properties, 27; Local Properties Are Ideal for Beginners, 27; Figure What Down Payment You’ll Need, 28; Compute Your Needed Starting Cash, 29; Negotiate Your Way to Success, 31; Bootstrap Your Way to Real Estate Ownership, 32; Find Rental Income Assistance Everywhere, 33; Begin Your Income Real Estate Ownership Journey Now, 34; Stay Focused on Your Plan, 36; Manage Your Holdings for Maximum Income, 39; Increase Your Profits from Every Property, 41; Learn All You Can about Your Holdings, 42; Real-Life Examples of Fast Buildup of Ownership Assets, 43; How to Acquire More Residential Income Properties, 46; “Mud Flats” Can Be Money Machines, 46; Expand Your Ownership to Larger Properties, 47; Forget “Advanced Education” for Your Success, 48; Quick Steps to Make Money in Distant Real Estate, 50; Your Keys to Real Estate Riches, 51 CHAPTER 3: Start Your Real Estate Empire Without Using Any of Your Own Cash 53 Defining the Zero-Cash Deal, 53;Who Uses Zero-Cash Deals? 54; Focus on the Down Payment You Need, 54; Use Borrowed Money to Begin Your Empire, 55; Start with a Personal Loan, 56;Where and How Your Personal Loan May Be Made, 57; Secrets to Getting Personal Loans More Easily, 58;Where a Good FICO® Score Will Get You Your Loan, 59; Use a Secured Loan for Your Down Payment, 59; How Lenders React to Solid Collateral, 60; Enhance Your Credit with a Guarantor, 61; Use a Home Equity Loan for Your Down Payment, 62; Get Property Improvement Loans for Your Down Payment, 64; Tap into Your Credit Card Lines of Credit, 65; Get the Seller to Finance Your Down Payment, 67; Use a “Gift Letter” for Family Loans, 68; Never Overlook Possible Partners for Your Down Payment Loans, 70; See if You Can Get Some of Your Down Payment Back on Closing, 71; Your Keys to Real Estate Riches, 72 CHAPTER 4: Bootstrap Your Way to Your Real Estate Cash 75 How to Get in on Good Deals Now, 76; Explore the World of Real Estate Windfalls, 77; How Mortgaging Out Can Work for You, 78; Use Other Rules of Real Estate for Your Mortgaging Out, 79; How to Apply These Powerful, But Simple Rules, 80; Use Every Method You Can to Mortgage Out, 82; The Powerful Methods You Can Use to Mortgage Out, 83; Build Your Mortgaging-Out Wealth Quickly, 84; Know the Other Perks for You from Mortgaging Out, 86; Where and How to Start Getting Mortgaging-Out Cash, 87; Try Your Mortgaging-Out Luck on Multi-Family Buildings, 89; If You Have Time and Experience, Mortgage Out in Development, 90; Your Keys to Real Estate Riches, 92 CHAPTER 5: Use Single-Family Homes for Your Quick Real Estate Start-Up 93 Start with the Possible and Grow Bigger, 93; Know the Numbers of Your Real Estate Opportunities, 94; Now Here Are the Numbers of Your Single-Family Home Wealth, 95;What Types of Single-Family Homes Can Make Me Rich? 97; Now Let’s Get You Started Getting Rich, 98; Detached Single-Family Home Wealth Building, 98; Work the Numbers for Each Property You Acquire, 101; Put Your Numbers to Work, 102; See the Numbers of Your Real Estate Fortune, 104; Cautions for You When Buying Any Single-Family Home, 105; How and Where to Get Single-Family Home Financing, 106; Quick Benefits Offered to You by These Lenders, 107; Your Eight Steps to Quick Single-Family Home Financing, 112; Other Types of Single- Family Home Investments, 114; Your Moneymaking Tips for Single- Family Home Success, 117; Your Keys to Real Estate Riches, 119 CHAPTER 6: Where to Find Money for Your Real Estate Wealth Building 121 Your Money Sources Are Almost Unlimited, 122; Getting the Easiest of All Real Estate Money, 123;Where to Find First Mortgage Lenders, 123; Finding the Second Easiest Real Estate Loan, 124; Have Others Finance Your Income Property Fix-Up, 126; Get Guaranteed Loans for Your Investment Real Estate, 127; Get Grants for Beneficial Real Estate Projects, 128; Apply for and Get Lines of Credit for Your Investments, 130; Private Financing Could Be Your Key to Riches, 131; Get Your Real Estate Money from Public Sources, 132; Raising Real Estate Money from the Public, 133;Work with Investor Groups for Your Financing, 136; How to Raise Real Estate Money from Limited Partnerships, 137; Use 100 Percent Financing Funders to Get Your Multi-Unit Money, 137; Lenders That Fund Multi-Unit Real Estate Projects, 139; Your Keys to Real Estate Riches, 144 CHAPTER 7: Creative Financing of Your Real Estate Fortune 145 Quick Proof That Creative Financing Really Works, 145; Seven Reasons Why You May Need Financial Help, 146; How to Overcome Financial Problems, 148; Get Income Property with an Option, 149; Buy Properties Having Assumable Mortgages, 150; Assumable Mortgage Possibilities for You, 153; Find Zero Percent Down and 100 Percent Lenders, 154; Use a Lease Option Contract to Control Property, 154; Use Credit Card Lines of Credit, 156; Flip Real Estate with Creative Financing, 157; How to Start and Be Successful in Flipping Properties, 158; Take Lenders Out of Foreclosure Properties, 159; How to Be a Hero with Lenders, 159;Work with the FDIC and VA to Flip Properties, 160; Get Section 8 Tenants for Steady Rental Income, 161; Buy and Control Properties in Inner-City Areas, 162; Search for Low, Low Down Payments, 164; Borrow to the Hilt for Income Real Estate, 165; Use Home Equity and Personal Loans to Build Your Wealth, 166; Mortgage Out to Get Paid for Creative Financing, 167; Other Ways to Creative Financing, 169; Your Keys to Real Estate Riches, 169 CHAPTER 8: Find and Use Unique and Unusual Funding Sources 171 Sure Steps to Finding Your Suitable Lenders, 171; Pick the Type of Real Estate You Want to Own, 172; Find the Unique Lender for Your Kind of Real Estate, 173; How to Find Unique Lenders for Land Deals, 173; Search for Unique Residential Lenders, 174; Start Small in Commercial Properties, 176; Know the Range of Commercial Properties, 176;Wait Before Investing in Industrial Properties, 183; Unique Funding You Can Do Yourself, 183; Two Quick Unique Ways to Raise Money Yourself, 183; Use a Limited Partnership to Raise the Money You Need, 183; Six Steps to Setting Up Your Limited Partnership, 184; Try a Real Estate Investment Trust to Raise Your Money, 185; Your Keys to Real Estate Riches, 188 CHAPTER 9: Use Sellers Having Built-In Funding for Your Deals 189 Eight Real Estate Deals with Financing in Place, 189; Government Foreclosures Often Come with Financing, 190; Do Internet Searches for Your Properties, 192; Don’t Overlook New Property Financing, 193; Take Advantage of “Financing Available” Offers, 195; Look for and Find Zero-Down Properties, 196; Look for and Buy FSBO Properties, 198; Private Lenders Could Be Your Money Source, 199; Look for the Unusual Offer, 200; Don’t Let Built-In Funding Pass You By, 202; Your Keys to Real Estate Riches, 203 CHAPTER 10: Count Your Way to Your Real Estate Wealth 205 Know the Numbers You Must Know, 205; Positive Cash Flow, 206; Monthly Debt Service, 208; Figuring Your Monthly Debt Service Cost, 210; Now Do the Simple Numbers, 211; Know What Your Debt Coverage Is, 212; Quickly Figure Your Capitalization Rate, 213; Now Put Your Numbers to Work, 213; Your Keys to Real Estate Riches, 214 CHAPTER 11: Turn Your Real Estate Holdings into Your Private Bank 215 Use Your Real Estate Equity to Build Wealth, 215; Tapping Your Equity for Profit or Fun, 216; Taking Steps to Repay Your Loan Quickly, 218; How Much Can I Borrow on My Equity? 219; How Is the Value of Your Equity Figured? 220; How to Increase the Value of Your Equity, 221; Use Your Increased Equity to Build Your Wealth, 222; How to Get around “Seasoning” Requirements, 224; Build Your Own “Bank” with Your Properties, 225; Your Keys to Real Estate Riches, 226 CHAPTER 12: Save Time and Build Your Real Estate Fortune Faster 229 Learn the Fast Track to Real Estate Wealth, 229; Flip Real Estate for a Quick Profit, 230; Sublet Properties for Non-Ownership Profits, 231; Use Options to Control Real Estate, 232; Be a Real Estate Loan Finder, 233; Build Self-Storage Wealth Today, 235; Build Big Profits in Off-Campus Housing, 236; Use “Liquid” Real Estate for Your Wealth Building, 239; Be a Loan Correspondent for a Real Estate Lender, 241; Get Loans and Grants from Little-Known Sources, 243; Make an Excellent Income Upgrading Older Rental Units, 244 Finance Your Real Estate Down Payments at 0 Percent Interest, 246; Your Real Estate Wealth Schedule, 247; Best Rules for Your Success in Income Real Estate, 253 Useful Real Estate Books, Reports, Training Courses, and Newsletters for Beginning and Experienced Wealth Builders 255 Real Estate Investment and Management Books, 255; Real Estate Self-Study Success Kits, Books, Reports, and Newsletters, 256 Index 265
£9.98
John Wiley & Sons Inc Core Concepts of Personal Finance
Book SynopsisFocus on practical approach to financial planning. Text discusses the real personal finance decisions students face and innovatively relies on web resources to provide students with the tools, information and skills to make these decisions. Emphasis on Decision Making. Instead of the use of traditional subtitles in each chapter (e.g.Table of ContentsPART I. BASIC ISSAUES IN FINANCIAL PLANNING. 1. Understanding the Financial Planning Process. 2. Financial Planning and Budgeting. 3. Managing Your Taxes. 4. Time Value of Money. 5. Managing the Liquid Assets. PART II. BUYING ASSETS AND TAKING ON DEBT. 6. Borrowing on Open Account. 7. Acquiring Consumer Loans. 8. Buying and Selling Personal Assets: Houses and Cars. 9. Financing Personal Assets: Mortgages, Car Loans, and Car Leases. PART III. RISK AND INSURANCE. 10. Risk Management and Property and Casualty Insurance: Automobile and Homeowner’s Policies. 11. Insuring Your Life. 12. Insuring Your Health. PART IV. INVESTMENTS. 13. Introduction to Investments and Fixed Return Investments. 14. Common Stock and Related Securities. 15. Investment Companies: Mutual Funds, Closed-End Funds, Unit Investment Trusts, and Investment Clubs. 16. Securities Markets and Market Mechanics. PART V. PLANNING FOR RETIREMENT AND DEATH. 17. Planning for Retirement, Part I: Social Security and Pensions. 18. Planning for Retirement, Part II: Tax-Favored Programs and Personal Savings. 19. Preparing for Death: Wills, Trusts, Gift and Estate Taxes. Appendix. Index.
£125.35
Penguin Putnam Inc Same as Ever
Book SynopsisAN INSTANT NEW YORK TIMES BESTSELLERFrom the author of the international blockbuster, THE PSYCHOLOGY OF MONEY, a powerful new tool to unlock one of life’s most challenging puzzles.Every investment plan under the sun is, at best, an informed speculation of what may happen in the future, based on a systematic extrapolation from the known past.Same as Ever reverses the process, inviting us to identify the many things that never, ever change.With his usual elan, Morgan Housel presents a master class on optimizing risk, seizing opportunity, and living your best life. Through a sequence of engaging stories and pithy examples, he shows how we can use our newfound grasp of the unchanging to see around corners, not by squinting harder through the uncertain landscape of the future, but by looking backwards, being more broad-sighted, and focusing instead on what is permanently true. By doing so, we may better anticipate the big stuff, and achieve the greatest success, not merely financial comforts, but most importantly, a life well lived.
£19.65
O'Reilly Media Your Money
Book SynopsisOffers practical tips advice for getting - and keeping - your finances in order. This title covers the various money-management bases, from saving and spending to getting out of debt to investing and planning for retirement. It helps you learn about several useful websites that can help you manage your money.
£21.20
Harvard University Press Democratizing Finance
Book SynopsisFinancial technology has made huge advances, allowing more people worldwide to gain access to and benefit from banking, insurance, and credit. But the democratization of finance is just starting. Marion Laboure and Nicolas Deffrennes survey barriers to financial accessibility and foresee how financial innovation could impact the broader society.Trade ReviewProvides a detailed account of the economic and social impacts of financial innovations…We recommend this book to readers…who aspire to comprehend contemporary disruptive innovations in finance and the impact of these innovations on the wider economy. -- Kirti Sood and Simarjeet Singh * Journal of Evolutionary Economics *The authors clearly state the roles and responsibilities of governments—again, particularly in developing countries—to promote democracy, but argue that fintech offers a real possibility for changing the world as we know it. This book broadens the vision of fintech's future and unfurls the democratic potential it might have. * Choice *Much is being written about fintech; little about how it may transform our lives. Based on new research, Laboure and Deffrennes explain how fintech will create new possibilities for people in advanced and low-income countries alike. -- Mervyn King, former Governor of the Bank of EnglandLaboure and Deffrennes highlight the growing importance of financial inclusion and technology. With a wealth of data and case studies, this book demystifies fintech and explains its role in democratizing finance. -- Christian Sewing, CEO of Deutsche BankFinancial services are to the economy what the nervous system is to the human body. Fintech is profoundly changing our economy and our lives. This important book is necessary reading for anyone who cares about the future of our economy or our society. -- Lawrence H. Summers, Charles W. Eliot Professor and President Emeritus, Harvard UniversityA panoramic view of the rapidly changing world of digital finance and money, Democratizing Finance spans a remarkable range of issues with clarity and depth, and provides an excellent primer on the social and economic aspects of rapidly-evolving fintech. -- Kenneth Rogoff, Harvard University
£27.86
Princeton University Press The New Financial Order
Book SynopsisDescribes six fundamental ideas for using modern information technology and advanced financial theory to temper basic risks that have been ignored by risk management institutions - risks to the value of our jobs and our homes, to the vitality of our communities, and to the very stability of national economies.Trade ReviewRobert J. Shiller, Co-Winner of the 2013 Nobel Prize in Economics Co-Winner of the 2005 Kulp-Wright Book Award, American Risk and Insurance Association, Inc. Winner of the 2003 Business Book Award, Financial Times Germany/getAbstract Winner of the 2004 Wilmott Book Of The Year Award for General Finance Honorable Mention for the 2003 Award for Best Professional/Scholarly Book in Economics, Association of American Publishers "Shiller's ambition is exhilarating, and gives his work something that most business books lack; a deep sense of how economic ideas might transform people's everyday lives."--The New Yorker "The New Financial Order [is] ... easily accessible and pleasantly utopian."--Washington Post "Certain to be controversial."--Publishers Weekly "It is an understatement to say Shiller's book raises complex political, legal and economic questions. Some will probably never happen. But The New Financial Order is still worth a look. It casts some long-standing social problems in a new light, and it puts some fascinating ideas on the table."--Andrew Cassel, Philadelphia Inquirer "While [his] ideas may sound unfamiliar--even radical--Shiller's reasoned case recalls earlier financial innovations such as stock and futures markets, life and unemployment insurance, and earned income tax credits. The earlier innovations addressed the financial and risk management needs of individuals and societies in the same way Shiller proposes for his concepts."--Library Journal "The good news, on Professor Shiller's analysis, is that it is now possible to conceive and construct trade-able indices that will allow insurers to offer protection against such things as industrial decline and demographically-induced pension shortfalls. If we all knew such insurance was available, we could afford more risks with our choice of career, to the benefit of the economy. Creativity is the lifeblood of capitalist economics. Emotional worries about the risk of unemployment are one of the biggest threats to continued innovation... The data and technology to make a market in such things exists. All that is lacking, Professor Shiller says, is the will to make them a commercial reality."--Jonathan Davis, The Independent "There are financial markets that help us manage fluctuations in corporate profitability and commodity prices. But there are no markets to help manage risks from fluctuations in labor markets and housing markets, even though these have a much bigger impact on most peoples' financial security. How could we design markets to help manage such risks? This challenging problem is examined in Robert J. Shiller's book The New Financial Order."--Hal R. Varian, New York Times "[A] though-provoking book."--Risk "Livelihood insurance. Income-linked loans. Inequality insurance. These are some of the bold and imaginative ideas suggested by Robert Shiller... [W]hile the practical barriers to some of Shiller's suggestions may be immense, there is much that is stimulating in this book. If one were to look 30 years ahead, it would be foolish to bet against at least one of his ideas being widely adopted."--Philip Coggan, Financial Times "[Shiller's] ideas are striking, to put it mildly... Mr. Shiller himself is doubtful that all his ideas will be adopted. But his book, which contains some fascinating history, is at the very least thought-provoking."--The Economist "Unemployment is up. Housing sales are weakening. Oil prices continue to fluctuate, and the stock market remains volatile. There's no doubt we live in risky times, yet our tools for managing risk are limited... How could we design markets to help manage such risks? This challenging problem is examined in Robert J. Shiller's book... Here Mr. Shiller turns to the role of financial institutions in managing risk... It is said that behind every successful man is a surprised mother-in-law. If so, there could be quite a large market for such securities."--Hal R. Varian, New York Times "Millions of individual investors could have saved themselves enormous sums of money, and an equivalent amount of grief, by taking Robert Shiller's advice three years ago... Now Shiller is back with another book that also holds warnings of sorts--this time about societal wealth inequalities and the need to mitigate what he calls 'the risks that rally matter in our lives.' If Irrational Exuberance was a sober assessment of a situation that was well known yet widely defended--the nation's infatuation with stocks--The New Financial Order is a dissertation on problems many people don't know they have... Shiller, however, has let his imagination run in this book."--Tom Petruno, Los Angeles Times "In a non-technical way, Shiller engages readers in a wide-ranging consideration of risk and introduces novel ideas concerning the ways people identify, view, and guard against risk... This topic may seem to appeal to a limited audience, but the author's style enables him to broach what might have been tedious topics in an entertaining way."--ChoiceTable of Contents*FrontMatter, pg. i*Contents, pg. vii*Preface, pg. ix*Acknowledgments, pg. xiii*Introduction: The Promise of Economic Security, pg. 1*Part One: Economic Risks in an Advancing World, pg. 19*Part Two: How Science and Technology Create New Opportunities in Finance, pg. 67*Part Three: Six Ideas for a New Financial Order, pg. 105*Part Four: Deploying the New Financial Order, pg. 187*Part Five: The New Financial Order as a Continuation of a Historical Process, pg. 229*Epilogue: A Model of Radical Financial Innovation, pg. 269*Notes, pg. 277*References, pg. 325*Index, pg. 351
£31.50
Princeton University Press The Financial Diaries
Book SynopsisTrade Review"This sharp-eyed, sympathetic study ... has a compelling new angle on the effects of long-term financial instability on working-class families... This is a must-read for anyone interest in causes of--and potential solutions to--American poverty."--Publishers Weekly, starred review "[A] groundbreaking study..."--Richard Eisenberg, Forbes.com "The book constitutes a plea for all those who interact with its subjects to look behind the annual averages to the weekly reality."--Peter Morris, Financial World "Illuminating..."--Diane Coyle, The Enlightened Economist "I really enjoyed this book... These diaries are not just financial records but emotional ones too, and it is here that the book's greatest strength is apparent: there is nothing cold or hard about these finances... Morduch and Schneider's research ... translates easily to Europe. The commonality is uncertainty... Morduch and Schneider make a clear and persuasive argument that blame should not be put on families for the way that they manage their finances in times of such instability and uncertainty."--Lisa Mckenzie, Times Higher Education "As the book illustrates, families are constantly juggling their obligations and making decisions like which bills to pay and how much they can spend on groceries. It's hard to avoid a constant feeling of restlessness when your financial life is taking up so much brain space."--Lauren Gensler, Forbes.com "Morduch and Schneider bring home the seriousness of these swings in income and the problems that result through detailed stories of the real families that participated in the study. Descriptions of the problems facing these people, which make up about half of the book, have a powerful effect on the reader."--Ron Haskins, Stanford Social Innovation ReviewTable of ContentsAcknowledgments ix Introduction: A Hidden Inequality 1 Worlds of Uncertainty 1 Earning 21 2 Spending 47 3 Smoothing and Spiking 65 How Families Cope 4 Saving 87 5 Borrowing 110 6 Sharing 130 New Ways of Seeing 7 Sometimes Poor 151 8 Secure and in Control 168 Notes 179 Bibliography 203 Index 225
£23.75
