Personal finance Books
HarperCollins Publishers Inc Secrets of the Millionaire Mind
Book Synopsis
£22.39
HarperCollins Publishers Inc The Intelligent Investor CD
Book SynopsisOver the years, market developments have proven the wisdom of Graham's strategies. This edition includes commentary by financial journalist, Jason Zweig, whose perspective incorporates the realities of the market, draws parallels between Graham's examples and financial headlines, and gives an understanding of how to apply Graham's principles.
£18.23
Harper Business The Aspirational Investor
Book Synopsis
£24.38
HarperCollins Publishers Inc Hustle Harder Hustle Smarter
Book Synopsis
£18.00
Penguin Random House India Money Works
Book Synopsis
£17.10
Hachette Books Keeping Finance Personal
Book Synopsis“… a clear, approachable guide to help readers untangle their relationship with money, understand the systems and inequities that impact them, and reclaim financial independence.”―Edgar Villanueva, bestselling author of Decolonizing WealthAn intersectional approach to personal finance from queer, neurodivergent personal finance educator and TikToker, Ellyce Fulmore. There’s no magic formula for being “good with money.” The perfect budgeting spreadsheet or debt repayment plan will never address the root of your money issues. When Ellyce Fulmore started her journey with personal finance, she was drowning in $35K of debt, had $60 to her name, and avoided looking at her bank account. Her own “aha” moment came when she realized that the reason she and so many others have struggled with finances has little to do with being “bad with money.” Instead, it has e
£22.50
Hachette Go Big Money Energy
Book Synopsis
£15.29
Zondervan The 21Day Financial Fast
Book SynopsisIn The 21-Day Financial Fast, Washington Post columnist Michelle Singletary provides practical tips to financial freedom by putting you on a twenty-one-day financial fast, which bans using credit cards and buying anything unless it's essential for survival. You'll experience something even more amazing--an increase in faith and generosity.
£15.21
Random House USA Inc The Money Game
Book Synopsis
£12.16
Penguin Putnam Inc The Automatic Millionaire Expanded and Updated A
Book Synopsis
£999.99
John Wiley & Sons Inc Thou Shall Prosper
Book SynopsisThe book details the ten permanent principles that never change, the ten commandments of making money if you will, and explores the economic and philosophic vision of business that has been part of Jewish culture for centuries. This new edition will provide new examples, especially of Internet related business opportunities.Table of ContentsForeword by Dave Ramsey v Introduction to the New Edition 1 The First Commandment Believe in the Dignity and Morality of Business 19 The Second Commandment Extend the Network of Your Connectedness to Many People 57 The Third Commandment Get to Know Yourself 91 The Fourth Commandment Do Not Pursue Perfection 129 The Fifth Commandment Lead Consistently and Constantly 171 The Sixth Commandment Constantly Change the Changeable, While Steadfastly Clinging to the Unchangeable 205 The Seventh Commandment Learn to Foretell the Future 239 The Eighth Commandment Know Your Money 269 The Ninth Commandment Act Rich: Give Away 10 Percent of Your After-Tax Income 297 The Tenth Commandment Never Retire 319 Epilogue 341 Notes 345 Index 354
£22.50
John Wiley & Sons Inc Sudden Money
Book SynopsisFrom inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully. Whatever the sum involved, the impact of one''s emotional state on the way money is handled--or mishandled--cannot be underestimated. In addition to the legal intricacies of receiving sudden money, the element of surprise that catches people unprepared aTable of ContentsWhat is Sudden Money? The Three Phases of the Sudden Money Process. PHASE ONE. The Decision Free Zone: What It Is and How to Handle It. Feeling Your Windfall: The Chute of Emotions. Search for the Right Financial Planner. Goal Setting. The Reality Check. PHASE TWO. The Risk/Reward Relationship. Stocks. Bonds. Mutual Funds. PHASE THREE. Staying on Track. Estate Planning: Transferring Your Wealth to the Ones You Care Most About. Giving and Sharing. THE SUDDEN MONEY EVENTS. Inheritance. Stock Options. Divorce. When Two Become One. Insurance Settlements. Winning the Lottery. Athletes and Entertainers. Retirement Benefits Package. Appendices. Index.
£28.80
Penguin Random House India Diamonds in the Dust
Book SynopsisLearn how to generate consistent returns from the Indian stock market with Diamonds in the Dust by Saurabh Mukherjea. Discover a simple yet effective investment technique to identify well-managed companies that have provided outsized returns. Backed by in-depth research, this book helps Indian savers navigate the $3 trillion stock market.
£18.99
Princeton University Press Asset Price Dynamics Volatility and Prediction
Book SynopsisMoving beyond purely theoretical models, the author applies methods supported by empirical research of equity and foreign exchange markets to show how daily and more frequent asset prices, and the prices of option contracts, can be used to construct and assess predictions about future prices, their volatility, and their probability distributions.Trade ReviewWinner of the 2005 BestBook Award, Riskbook.com "This book provides thorough, well-presented and concise coverage of asset price dynamics and manages to combine new developments, established issues, theory and application in a practical and refreshing manner. It is well illustrated with time series graphs and tables and has a good balance between theoretical concepts and their practical applications with a mathematical treatment that is not too specialized."--Anthony F. Gyles, RSSTable of ContentsPreface xiii Chapter 1: Introduction 1 1.1 Asset Price Dynamics 1 1.2 Volatility 1 1.3 Prediction 2 1.4 Information 2 1.5 Contents 3 1.6 Software 5 1.7 Web Resources 6 PART I: Foundations 7 Chapter 2: Prices and Returns 9 2.1 Introduction 9 2.2 Two Examples of Price Series 9 2.3 Data-Collection Issues 10 2.4 Two Returns Series 13 2.5 Definitions of Returns 14 2.6 Further Examples of Time Series of Returns 19 Chapter 3: Stochastic Processes: Definitions and Examples 23 3.1 Introduction 23 3.2 Random Variables 24 3.3 Stationary Stochastic Processes 30 3.4 Uncorrelated Processes 33 3.5 ARMA Processes 36 3.6 Examples of ARMA 1 1 Specifications 44 3.7 ARIMA Processes 46 3.8 ARFIMA Processes 46 3.9 Linear Stochastic Processes 48 3.10 Continuous-Time Stochastic Processes 49 3.11 Notation for Random Variables and Observations 50 Chapter 4: Stylized Facts for Financial Returns 51 4.1 Introduction 51 4.2 Summary Statistics 52 4.3 Average Returns and Risk Premia 53 4.4 Standard Deviations 57 4.5 Calendar Effects 59 4.6 Skewness and Kurtosis 68 4.7 The Shape of the Returns Distribution 69 4.8 Probability Distributions for Returns 73 4.9 Autocorrelations of Returns 76 4.10 Autocorrelations of Transformed Returns 82 4.11 Nonlinearity of the Returns Process 92 4.12 Concluding Remarks 93 4.13 Appendix: Autocorrelation Caused by Day-of-the-Week Effects 94 4.14 Appendix: Autocorrelations of a Squared Linear Process 95 PART II: Conditional Expected Returns 97 Chapter 5: The Variance-Ratio Test of the Random Walk Hypothesis 99 5.1 Introduction 99 5.2 The Random Walk Hypothesis 100 5.3 Variance-Ratio Tests 102 5.4 An Example of Variance-Ratio Calculations 105 5.5 Selected Test Results 107 5.6 Sample Autocorrelation Theory 112 5.7 Random Walk Tests Using Rescaled Returns 115 5.8 Summary 120 Chapter 6: Further Tests of the Random Walk Hypothesis 121 6.1 Introduction 121 6.2 Test Methodology 122 6.3 Further Autocorrelation Tests 126 6.4 Spectral Tests 130 6.5 The Runs Test 133 6.6 Rescaled Range Tests 135 6.7 The BDS Test 136 6.8 Test Results for the Random Walk Hypothesis 138 6.9 The Size and Power of Random Walk Tests 144 6.10 Sources of Minor Dependence in Returns 148 6.11 Concluding Remarks 151 6.12 Appendix: the Correlation between Test Values for Two Correlated Series 153 6.13 Appendix: Autocorrelation Induced by Rescaling Returns 154 Chapter 7: Trading Rules and Market Efficiency 157 7.1 Introduction 157 7.2 Four Trading Rules 158 7.3 Measures of Return Predictability 163 7.4 Evidence about Equity Return Predictability 166 7.5 Evidence about the Predictability of Currency and Other Returns 168 7.6 An Example of Calculations for the Moving-Average Rule 172 7.7 Efficient Markets: Methodological Issues 175 7.8 Breakeven Costs for Trading Rules Applied to Equities 176 7.9 Trading Rule Performance for Futures Contracts 179 7.10 The Efficiency of Currency Markets 181 7.11 Theoretical Trading Profits for Autocorrelated Return Processes 184 7.12 Concluding Remarks 186 PART III: Volatility Processes 187 Chapter 8: An Introduction to Volatility 189 8.1 Definitions of Volatility 189 8.2 Explanations of Changes in Volatility 191 8.3 Volatility and Information Arrivals 193 8.4 Volatility and the Stylized Facts for Returns 195 8.5 Concluding Remarks 196 Chapter 9: ARCH Models: Definitions and Examples 197 9.1 Introduction 197 9.2 ARCH(1) 198 9.3 GARCH 1 1 199 9.4 An Exchange Rate Example of the GARCH 1 1 Model 205 9.5 A General ARCH Framework 212 9.6 Nonnormal Conditional Distributions 217 9.7 Asymmetric Volatility Models 220 9.8 Equity Examples of Asymmetric Volatility Models 222 9.9 Summary 233 Chapter 10: ARCH Models: Selection and Likelihood Methods 235 10.1 Introduction 235 10.2 Asymmetric Volatility: Further Specifications and Evidence 235 10.3 Long Memory ARCH Models 242 10.4 Likelihood Methods 245 10.5 Results from Hypothesis Tests 251 10.6 Model Building 256 10.7 Further Volatility Specifications 261 10.8 Concluding Remarks 264 10.9 Appendix: Formulae for the Score Vector 265 Chapter 11: Stochastic Volatility Models 267 11.1 Introduction 267 11.2 Motivation and Definitions 268 11.3 Moments of Independent SV Processes 270 11.4 Markov Chain Models for Volatility 271 11.5 The Standard Stochastic Volatility Model 278 11.6 Parameter Estimation for the Standard SV Model 283 11.7 An Example of SV Model Estimation for Exchange Rates 288 11.8 Independent SV Models with Heavy Tails 291 11.9 Asymmetric Stochastic Volatility Models 293 11.10 Long Memory SV Models 297 11.11 Multivariate Stochastic Volatility Models 298 11.12 ARCH versus SV 299 11.13 Concluding Remarks 301 11.14 Appendix: Filtering Equations 301 PART IV: High-Frequency Methods 303 Chapter 12: High-Frequency Data and Models 305 12.1 Introduction 305 12.2 High-Frequency Prices 306 12.3 One Day of High-Frequency Price Data 309 12.4 Stylized Facts for Intraday Returns 310 12.5 Intraday Volatility Patterns 316 12.6 Discrete-Time Intraday Volatility Models 321 12.7 Trading Rules and Intraday Prices 325 12.8 Realized Volatility: Theoretical Results 327 12.9 Realized Volatility: Empirical Results 332 12.10 Price Discovery 342 12.11 Durations 343 12.12 Extreme Price Changes 344 12.13 Daily High and Low Prices 346 12.14 Concluding Remarks 348 12.15 Appendix: Formulae for the Variance of the Realized Volatility Estimator 349 PART V: Inferences from Option Prices 351 Chapter 13: Continuous-Time Stochastic Processes 353 13.1 Introduction 353 13.2 The Wiener Process 354 13.3 Diffusion Processes 355 13.4 Bivariate Diffusion Processes 359 13.5 Jump Processes 361 13.6 Jump-Diffusion Processes 363 13.7 Appendix: a Construction of the Wiener Process 366 Chapter 14: Option Pricing Formulae 369 14.1 Introduction 369 14.2 Definitions, Notation, and Assumptions 370 14.3 Black-Scholes and Related Formulae 372 14.4 Implied Volatility 378 14.5 Option Prices when Volatility Is Stochastic 383 14.6 Closed-Form Stochastic Volatility Option Prices 388 14.7 Option Prices for ARCH Processes 391 14.8 Summary 394 14.9 Appendix: Heston's Option Pricing Formula 395 Chapter 15: Forecasting Volatility 397 15.1 Introduction 397 15.2 Forecasting Methodology 398 15.3 Two Measures of Forecast Accuracy 401 15.4 Historical Volatility Forecasts 403 15.5 Forecasts from Implied Volatilities 407 15.6 ARCH Forecasts that Incorporate Implied Volatilities 410 15.7 High-Frequency Forecasting Results 414 15.8 Concluding Remarks 420 Chapter 16: Density Prediction for Asset Prices 423 16.1 Introduction 423 16.2 Simulated Real-World Densities 424 16.3 Risk-Neutral Density Concepts and Definitions 428 16.4 Estimation of Implied Risk-Neutral Densities 431 16.5 Parametric Risk-Neutral Densities 435 16.6 Risk-Neutral Densities from Implied Volatility Functions 446 16.7 Nonparametric RND Methods 448 16.8 Towards Recommendations 450 16.9 From Risk-Neutral to Real-World Densities 451 16.10 An Excel Spreadsheet for Density Estimation 458 16.11 Risk Aversion and Rational RNDs 461 16.12 Tail Density Estimates 464 16.13 Concluding Remarks 465 Symbols 467 References 473 Author Index 503 Subject Index 513
£66.30
Pearson Education (US) The Investors Guidebook to Fixed Income
Book SynopsisA concise, yet comprehensive, guidebook that addresses the practical aspects of investing in fixed income investmentsThe Investor’s Guidebook series presents investment vehicles and strategies from both the issuers’ and the investors’ perspectives. Starting with basic concepts and then building to state-of-the-art pricing models, strategies, and tactics, these succinct handbooks will be useful for everyone from new hires through experienced professionals. Unlike most books, which are read once and sit on the shelf, professionals will refer to these books repeatedly throughout their careers.
£21.64
The History Press Ltd Breadcrumbs and Banana Skins
Book SynopsisIn the early twentieth century many housewives had no choice but to make every penny count. Stringent meal-planning, thrifty shopping and careful cooking were second nature in families where money was tight, and vigilant use and re-use of every resource from coal to hot-water bottles ensured that nothing was wasted. Cookery books of the period offered cheap recipes, menu plans and meals made by means of little or no fuel in hay boxes and jam jars. This book surveys the range of thrifty-living advice offered to housewives in the years before the Second World War, from strict budgeting to penny capitalism. Containing hundreds of ideas, from making a cradle from a beer barrel to a tea cosy from a trilby, it is an informative history resulting from extensive research into the literature of the day. As well as demonstrating that the practice of thrift was entrenched in the national consciousness before the war years, it also offers practical advice that can still be followed in today's households.
£7.59
Health Communications Truthenomics
Book SynopsisWhen millions are struggling to pay bills and student loans, and millions more are displaced from jobs, 'truthenomics' offers a dynamic blueprint to change the way we look at, pursue, and accumulate true wealth and authentic happiness.For many years, Gerard Powell was living the 'American Dream'—he was a multi-millionaire who had it all. Deep down, he knew something was missing. The more he achieved, the more he fell into depression.Through a personal crisis, struggling with drugs, alcoholism and thoughts of suicide, he began a journey of self-transformation and healing which culminated in the creation of the Rythmia Life Advancement Center which has helped transform the lives of nearly 10,000 people. In his second thought-provoking guide, he reveals the life-changing principles of 'truthenomics'--that true wealth-building must combine two elements: your personal truth with personal fina
£999.99
Applewood Books The Way to Wealth Books of American Wisdom
Book Synopsis
£11.66
Green Mint Projects From Broke to Billionaire How 5 Australians
Book Synopsis
£10.44
Legare Street Press Vogue Cook Book
Book Synopsis
£13.95
Legare Street Press Modern Cookery in all its Branches
Book Synopsis
£19.90
Legare Street Press New Orleans Cook Book by the Womans Parsonage and
Book Synopsis
£14.09
Legare Street Press Le principal de la cuisine de Paris
Book Synopsis
£21.80
Legare Street Press The London art of Cookery and Domestic
Book Synopsis
£19.90
Legare Street Press The Art of Wall Street Investing
Book Synopsis
£13.95
Legare Street Press Pharmaceutical and Food Analysis
Book Synopsis
£19.90
IngramSpark Crypto Technical Analysis
Book Synopsis
£21.56
John Wiley & Sons Inc Digital Wealth
Book SynopsisLeverage algorithms to take your investment approach to the next level Digital Wealth: An Automatic Way to Invest Successfully reveals core investment strategies that you can leverage to build long-term wealth. More than a simple review of traditional investment strategies, this innovative text proffers digital investment techniques that are driven not by people but by algorithms. Supported by asset allocation research, the secrets shared in this forward-thinking book have underpinned cutting-edge investment firms as they integrate algorithm-based strategies. In addition to presenting key concepts, this groundbreaking resource explains how these concepts can give you an edge over the professionals on Wall Street through details regarding achieving financial security and meeting financial goals rooted in a firm foundation in behavioral finance, portfolio tilts, and modern portfolio theory. Investment strategies have evolved from one generation to the next, and thTable of ContentsPreface xiii Acknowledgments xvii Chapter 1 America’s Savings Challenge 1 We Don’t Save Enough 1 The Key Change in America’s Retirement Planning Process 3 How Financial Innovation Helps 4 The Magic of a 15 Percent Savings Rate 5 Notes 8 Chapter 2 The Risk of Not Investing in Stocks 9 The Short‐Term Risks 10 The Historical Perspective 10 The Logic 12 Chapter 3 The Enemies of a Stock Portfolio 15 Why Inflation Matters 16 Treasury Inflation‐Protected Securities (TIPS) 17 Asset Confiscation 18 Recession 19 Chapter 4 The Value of Time for Investors 21 Why Long‐Term Stock Investing Is Less Risky than It May Seem 21 The Long‐Term Picture 22 How Bonds Can Help 24 Note 27 Chapter 5 Core Assets of a Robust Portfolio 29 Asset Classes We Include 29 Individual Asset Classes We Exclude 34 Notes 39 Chapter 6 Dynamic Asset Selection Determining the Lowest‐Cost Option for Each Portfolio 41 Chapter 7 What Software Does Better than People 47 How Software Helps Investors 49 Example: All the Decisions an Algorithm Makes 50 Chapter 8 How International Investing Can Smooth Returns 53 Demographics Matter 54 Diversification Improves Your Industry Mix 56 Notes 58 Chapter 9 The Advantages of Exchange‐Traded Funds 59 The Benefits of ETFs 61 In‐Kind Transfers 62 The Risks of ETFs 63 Securities Lending Policies 65 Notes 67 Chapter 10 The Triumph of Low‐Cost Investing How Paying Less Gets You More 69 Fooled by Randomness 70 A Triumph of Marketing over Results 72 Notes 76 Chapter 11 Learning from Nobel Prize Winners 79 Milton Friedman, 1976 80 James Tobin, 1981 81 Harry Markowitz, 1990 81 William Sharpe, 1990 82 Daniel Kahnemann, 2002 83 Eugene Fama and Robert Shiller, 2013 83 Chapter 12 The Costs of Being Active 85 The Cost of Closet Indexing 87 The Other Costs of Active Management 88 Notes 90 Chapter 13 The Greatest Mistakes Made by Novice Investors 91 Starting Saving Too Late 92 Are You Using Tax Shelters Effectively? 93 Are You Taking Advantage of 401(k) Matching If Available? 93 Are You Diversified Internationally? 93 Are You Chasing Returns? 94 Are You Overpaying in Fees? 95 Are You Tracking the Right Index? 95 Do You Trade Too Much? 97 Chapter 14 Tilts and Other Ways to Help Long‐Term Performance 99 History of Market Thought 100 Data Mining 102 Debunking Strong‐Form Market Efficiency 103 Rationality 103 The January Effect 104 Sell in May and Go Away 104 Momentum 105 Value 105 Small Cap 106 Quality 106 Longer‐Term Mean Reversion 107 Assessing Tilts in a Portfolio Context 107 Notes 108 Chapter 15 Establishing a Tax‐Efficient Portfolio 109 Tax Shelters 111 Tax Efficiency for Retirement 111 Tax Efficiency for College 112 Tax Efficiency for Giving 113 Tax‐Efficient Asset Placement 114 Tax Loss Harvesting 115 Offsetting Gains with Losses 115 The Principal of Tax Deferral 116 How Tax Loss Harvesting Works 117 Challenges of Implementing Tax Loss Harvesting 117 Conclusion 119 Chapter 16 The Value of Rebalancing and Glidepaths 121 Rebalancing Keeps a Portfolio on Course 122 Tiered Rebalancing 125 Glidepaths 126 Notes 129 Chapter 17 How to Manage a Market Crash 131 Keep Stock Market Investing for Longer‐Term Money 133 Making Saving an Ongoing Activity 134 Pay Attention to Extremes of Long‐Term Valuation Signals 134 Don’t Consider Stocks in Isolation 135 Remember that You May Underestimate Your Risk Tolerance in Good Markets 136 Chapter 18 Your Own Worst Enemy Is in the Mirror 139 The Biggest Threat to Your Returns Is in the Mirror 140 Always a Reason to Avoid Staying Out 141 The Returns You See Aren’t the Ones You Get after Tax 141 The Media Isn’t Your Friend 142 Overtrading 142 Home Bias 143 Failing to Take a Long‐Term Perspective 143 Availability Bias 144 Chasing Performance 144 Ignoring Fees 144 Holding Too Much Cash 145 How Software Can Help 145 Note 146 Chapter 19 Saving for Goals beyond Retirement 147 Tax Efficiency 148 Portfolio Construction 149 Emergency Funds 150 Investment Flow Chart 150 Chapter 20 A History of Diversified Portfolio Performance 153 Stocks vs. Bonds 153 The Impact of Recessions 154 The Impact of Inflation 155 The Danger of Averages 155 The Benefits of Combination 155 An Emerging Market that Has Emerged 156 Chapter 21 The Future of Wealth Management 157 Lower Costs 158 Democratization of Services 159 Increasing Customer Intimacy 160 Improved Financial Awareness 160 Note 161 Chapter 22 Conclusion 163 Author’s Disclaimer 167 About the Author 169Index 171
£22.94
John Wiley & Sons Inc Loaded
Book SynopsisPraise for LOADED LOADED is that rare resource which somehow captures both theoretical and practical wisdom about money, personality, and life. Your views and actions with money will be much improved after reading the wonderful advice in LOADED.James Grubman, PhD, author of Strangers in Paradise: How Families Adapt to Wealth Across Generations and co-author of Cross Cultures: How Global Families Negotiate Change Across Generations YOUR MOST VALUABLE ASSET...IS YOU. LOADED WILL TEACH YOU HOW TO MAKE THE MOST OF IT. Based on decades of research and years of hands-on experience with people from all walks of life, LOADED is a must-read for anyone who finds themselves caught between the desire to thrive financially and the complex emotions and conflicting priorities that money so often brings to our lives. Inside, you will learn to: Check your stories. Pinpoint and changTrade ReviewWhat Others Are Saying: "LOADED: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind is that rare resource which somehow captures both theoretical and practical wisdom about money, personality, and life. Sarah Newcomb has done a phenomenal job of distilling the latest concepts from behavioral finance and psychology for the benefit of the everyday reader who simply wants to know how to handle money better. She opens with a big-picture perspective on how we form our money personalities and behaviors, using relevant personal anecdotes and case examples. By book’s end, she leads us to taking charge of our money decisions to create budgets that really work. Writing in a highly readable style, her tone is upbeat and empowering. Your views – and actions – with money will be much improved after reading the wonderful advice in LOADED."- James Grubman, PhD. Author of Strangers in Paradise: How Families Adapt to Wealth Across Generations and co-author of Cross Cultures: How Global Families Negotiate Change Across Generations Table of ContentsAcknowledgments xi Introduction 1 Chapter 1: When It Comes to Money, We’ve All Got Issues 7 Note 9 Chapter 2: Money Messages 11 We Don’t Talk about Money 11 We Talk about Money Constantly 13 From Freud to Frodo: The Stories We Tell Each Other 15 The Stories We Tell Ourselves 19 Stories Can Help or Hurt 24 Heuristics and Biases Shape Our Stories 26 Identifying Core Beliefs 27 Challenging Core Beliefs 28 Using Science to Our Advantage 32 Notes 32 Chapter 3: Poverty, Privilege, and Prejudice: A Crash Course in the Science of Money Psychology 33 Money and Social Psychology: How Poverty, Privilege, and Comparisons Affect Our Minds and Behavior 35 Poverty: Why Not Having Enough Is a Major Drag 35 Privilege: Why Having an Advantage Is Great . . . and Not So Great 46 Prejudice—We’ve All Got It 54 Movin’ on Up 59 Money and Cognitive Psychology: How Specific Thinking Patterns Affect Financial Decisions 63 Why Retail Therapy Feels Good: Identity and Ego Depletion 64 Time and Money: Why We Always Want It NOW 70 Thinking in Circles 81 Finances and Emotions 83 Financial Knowledge 87 Making Change 90 Notes 94 Chapter 4: The LOADED Budget: Creating a Human-Centered Money Management Plan 99 What’s Wrong with Your Budget? 100 Where Does Your Money Come from? 102 Assets and Resources 108 Where Does Your Money Go? 114 Rules of Thumb for Creative Resource Management 140 The Asset Test 141 Putting It in All Together: Your Personal Economy 149 Enjoying a Loaded Life: Living in Harmony with Your Money and Your Values 161 Notes 164 Appendix A: Self-assessments 167 Write Your Personal Financial Narrative 168 Define Your Core Beliefs 169 Financial Management Behavior Scale 170 Emotions and Money (from HelloWallet’s 2014 Pilot Study) 171 Mental Imagery 172 Behavior Identification Form 173 How Impulsive Are You? 174 Big Five Financial Literacy Questions 175 Appendix B: Interventions and Exercises 177 Change the Narrative 178 Challenging Core Beliefs: Find a Counterexample 179 Age Progression 180 Future Visualization Exercises 181 Exercises to Combat MoneyThink 182 Affirm Core Values 183 Cash Flow Worksheet 184 Resources Worksheet 185 Expenses and Needs Worksheet 186 Your Personal Economy 187 Just-In-Time Financial Education Resources 188 About the Author 189 Index 191
£19.55
Holt McDougal The Financial Diet A Total Beginners Guide to
Book Synopsis
£18.39
John Wiley & Sons Inc Close Your Wealth Gap
Book SynopsisSimple and accessible strategies to build personal wealth and improve your life In Close Your Wealth Gap: Financial Lessons to Upgrade Your Life, veteran wealth manager Rob Luna delivers a collection of actionable lessons you can implement immediately to ensure you make the most of the money you make and retire comfortably. You'll learn everything you need to know about generating personal wealth, from how to understand balance sheets and cash flow statements to constructing a personal portfolio that effectively balances risk and potential reward. The author explains the basics of maximizing your income with side hustles and passive income while, at the same time, increasing the impact of every dollar you earn. You'll also find: Action plans for every stage of your life, including ways to prepare your children for a lifetime of financial independence and security Explanations of the difference between qualified and non-qualified accounts Table of ContentsAcknowledgments ix Introduction xi Part I: All About the Wealth Gap and Your Relationship to Money 1 Chapter 1: The Wealth Gap 3 Chapter 2: What Is Your Relationship with Money? 13 Part II: Financial Boot Camp 19 Chapter 3: Starting Today 21 Chapter 4: Managing Your Financial Life in a Dashboard 29 Chapter 5: Improving Your Financial Dashboard 41 Chapter 6: Building Your Financial Roadmap 63 Part III: How to Match Your Investments To Your Needs 73 Chapter 7: Managing Your Financial Buckets 75 Chapter 8: Minimizing Taxes 105 Chapter 9: Buying or Avoiding Life Insurance and Annuities 121 Chapter 10: Developing a Wealth- Maximizing Mindset 133 Part IV: a Financial Case Study 149 Chapter 11: Building Your Own Action Plan 151 Chapter 12: Start Young: What to Do Ages 0–18 159 Chapter 13: Welcome to Adulthood: What to Do Ages 18–24 163 Chapter 14: The Ramp- Up Years: What to Do Ages 24–30 169 Chapter 15: Learn and Earn: What to Do Ages 30–40 177 Chapter 16: Full Speed Ahead: What to Do Ages 40–50 189 Chapter 17: Catch Up and Assess: What to Do Ages 50–60 203 Chapter 18: The Work- Optional Years: What to Do Ages 60+ 217 Chapter 19: Case Study Executive Summary 227 Epilogue 235 Appendix A: Resources 239 Appendix B: Glossary of Financial Terms 245 About the Author 251 Index 253
£19.54
John Wiley & Sons Inc Investing in Cryptocurrency For Dummies
Book SynopsisUnlock the mysteries of cryptocurrency investing Investing In Cryptocurrency For Dummies gives you detailed information and the expert advice you need to successfully add cryptocurrency to your investment portfolio. If you're interested in making money in the unregulated cryptocurrency markets, this is the guide for you. You'll learn how to buy and sell digital currencies, profiting from price fluctuations regardless of the market environment. You'll also gain the knowledge you need to make smart long-term investments in crypto. Real-world examples show you how to maximize your profit potential and avoid common pitfalls. Figure out what cryptocurrency is and learn the ins and outs of the crypto marketLearn how to buy and sell digital currenciesUnderstand cryptocurrency wallets and why you need oneMake smart trades for the long and medium termIncorporate cryptocurrency into a broader strategy for a diversified portfolioInvesting In Cryptocurrency For Dummies is a great resource, whetherTable of ContentsIntroduction 1 Part 1: Getting Started with Cryptocurrencies 5 Chapter 1: Introducing the World of Cryptocurrencies 7 Chapter 2: Checking Out the Benefits of Cryptocurrency Investing 19 Chapter 3: Knowing the Risks of Cryptocurrencies 37 Chapter 4: Looking at Blockchain Technology 57 Chapter 5: Understanding How Cryptocurrencies Work 73 Part 2: Crypto-Investing Fundamentals 89 Chapter 6: Buying Cryptocurrencies 91 Chapter 7: Putting Cryptocurrency Wallets to Use 115 Chapter 8: Surveying Different Types of Cryptocurrencies 131 Chapter 9: Identifying Top Cryptocurrencies 155 Chapter 10: Using Diversification in Cryptocurrencies 171 Part 3: Essential Cryptocurrency Strategies and Tactics 183 Chapter 11: Short-Term Crypto-Trading Strategies 185 Chapter 12: Long-Term Crypto-Investing Strategies 199 Chapter 13: Minimizing Your Losses and Maximizing Your Gains 209 Chapter 14: Cryptocurrencies and Taxes 219 Part 4: The Part of Tens 229 Chapter 15: Ten Considerations Before Getting Started with Cryptos 231 Chapter 16: Ten Potential Moves When Your Crypto Portfolio Is Down 237 Index 243
£13.49
Kogan Page Ltd How The Stock Market Works
Book SynopsisMichael Becket is a much-respected financial journalist and was for many years City news editor of The Daily Telegraph. He is the author of a number of successful books.Trade Review"A must-read for the ordinary person investing on the financial markets for the first time. It meets a real need to demystify, explains direct investing rather than through funds and encourages you to save and invest for the long term." * John Barrass, former Deputy CEO, PIMFA (Personal Investment Management & Financial Advice Association) *Table of Contents Section - 01: What and why are shares?; Section - 02: How to pick a share; Section - 03: Pooled investments; Section - 04: What are bonds and gilts?; Section - 05: The complicated world of derivatives; Section - 06: Tricks of the professionals; Section - 07: Where to find advice and information; Section - 08: What does it take to deal in shares?; Section - 09: How to trade in shares; Section - 10: When to deal in shares; Section - 11: Consequences of being a shareholder; Section - 12: Tax; Section - 13: Index
£14.24
Kogan Page Ltd The Telegraph Tax Guide 2023
Book SynopsisThe Telegraph is an award-winning, multimedia news brand that has been synonymous with quality, authority and credibility for more than 165 years. Telegraph Media Group (TMG) is the publisher of The Daily Telegraph and The Sunday Telegraph, The Telegraph Magazine, Telegraph.co.uk, the Telegraph app and a number of books, including the annual Telegraph Tax Guide.Table of Contents Chapter - 00: Introduction; Chapter - 01: You and HMRC; Chapter - 02: Tax rates and allowances; Chapter - 03: Tax credits; Chapter - 04: Interest payments and other outgoings; Chapter - 05: Working in employment; Chapter - 06: Value Added Tax; Chapter - 07: Working for yourself; Chapter - 08: National Insurance and state benefits; Chapter - 09: State and private pensions; Chapter - 10: Savings and investment income; Chapter - 11: The family unit; Chapter - 12: Residence and domicile; Chapter - 13: Capital gains; Chapter - 14: How to complete your Tax Return and work out your tax; Chapter - 15: Paying your tax, interest and penalties; Chapter - 16: Elections and claims: time limits; Chapter - 17: Inheritance Tax; Chapter - 18: Budget measures;
£19.99
Thomas Nelson Publishers The Total Money Makeover Workbook Classic Edition
Book SynopsisDo you want to build a budget that actually works for you? Are you ready to transform your relationship with money? Based on Dave Ramsey''s New York Times best-selling book that has already helped millions of readers, this companion workbook will help you develop everyday money-saving and life-changing habits.Ready to apply everything you learned in The Total Money Makeover? This essential companion workbook--packed with self-assessments and lined sections dedicated to note-taking--will give you the tools and the encouragement you need to: Unpack the lies you''ve been told about finances Pay off the debts that are weighing you down Start building your emergency fund Become financially healthy for life With inspiring real-life stories and thought-provoking questions for reflection, this workbook is the reset you''ve been searching for.
£999.99
Jacana Media (Pty) Ltd Mr Bitcoin
Book SynopsisPresents Mpho Dagada, a young, self-made millionaire who in his memoir, Mr Bitcoin, shares his story of triumph and failure. This book is both motivational and practical, examining the errors and pitfalls that Dagada had to go through in his business pursuits.
£15.15
Lark Books,U.S. How to Create Your Own Jewelry Line
Book SynopsisEmilie Shapiro's detailed guide explores the facets of creating a quality handmade collection that people will buy, including where to sell your work, how to do small-scale production, how to carry out market research, how to price and present your pieces and so much more. It's the perfect primer for budding jewellery entrepreneurs.
£19.79
1517 Media The Social Justice Investor
Book Synopsis
£999.99
Adams Media Corporation Budgeting 101: From Getting Out of Debt and
Book Synopsis“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.Trade Review"I’m recommending a book that will give you a crash course in budgeting basics … Budgeting 101 by Michele Cagan, a certified public accountant. In her book, Cagan covers a lot in short, easy-to-follow sections. All the information is there to show you how to track expenses, save, get out of debt and set goals to do the things you really want. Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation." —The Washington Post “A fun and inspiring read, filled with clever tips and expert guidance.” —Better Investing“By the end of the book, you’ll have a pro-like grasp on budgeting.” —Well+Good“A comprehensive guide.” —Vital Dollar"A comprehensive guide to budgeting that won’t put you to sleep." —Women Who Money
£14.29
Createspace Independent Publishing Platform Independízate de Papá Estado: Empieza a invertir
Book Synopsis
£13.79
Workman Publishing I Will Teach You to be Rich
Book Synopsis
£11.12
Createspace Independent Publishing Platform Libertad Financiera con ETFs: Hágalo Usted Mismo
Book Synopsis
£12.75
Lioncrest Publishing The Private Equity Playbook: Management's Guide
Book SynopsisPrivate equity firms are on the rise and rapidly changing the game. Today more than 5,500 P.E. firms own tens of thousands of companies, so it is essential for CEOs and senior management executives to understand exactly how private equity firms operate. This invaluable resource can help you devise a winning P.E. game plan for the sale of your own company that offers you greater freedom and financial success. CEO Adam Coffey has almost twenty years of experience building businesses for private equity companies. In this authoritative yet approachable handbook, he covers: The history and landscape of private equity Ground rules for finding the right firm to partner with Techniques for navigating the new governance Strategies for continued growth in the private equity space And more.The Private Equity Playbook provides all the coaching you''ll need to compete and win on this new playing field.
£13.78
Bloomberg Press Kids, Wealth, and Consequences: Ensuring a
Book Synopsis
£22.94
Entrepreneur Press The Power of Passive Income: Make Your Money Work
Book SynopsisCREATE A LONG-TERM, NO-FUSS, WEALTH-BUILDING PLAN THAT WILL GET YOU OUT OF AN OFFICE CUBICLE FOR GOODEntrepreneur Media has teamed up with Nightingale-Conant, the world leader in self-development, to show you how to escape the 9-to-5 rat race, harness the power of passive income, and earn a steady stream of cash while living your best life. Whether you want to escape your corporate life and start a side hustle, spend more time with your family while your real es-tate investment rakes in the cash, or build a financial nest egg for the future with a passive investment stream, The Power of Passive Income will get you started on your journey.You will learn how to: Assess your personal skills, resources, and lifestyle Identify passive income and time-for-money models Get out of your debt hole and into your nest egg Manage your income and expectations for success Generate a six-figure income with the right strategy for your goals Redefine wealth based on what matters to you Free yourself from the need to work for someone else—and make yourself rich instead. Maximize your income, minimize your stress level, and get the absolute most from every moment with The Power of Passive Income.Table of ContentsContentsForeword by Robert W. BlyIntroductionChapter 1: Laying the GroundworkChapter 2: Breaking Your BarriersChapter 3: Ramping Up for Online SuccessChapter 4: Leveling Up Your Online StrategyChapter 5: Making Your Mark in the Stock MarketChapter 6: Leveling Up Your Investing GameChapter 7: Investing in Real EstateChapter 8: Leveling Up Your Real Estate Investment StrategyChapter 9: Building Wealth with a Side HustleChapter 10: Going Solo with Multilevel MarketingChapter 11: Opening Doors with FranchisingChapter 12: Creating a Passive Income LegacyChapter 13: The Future of WealthResourcesAbout the AuthorIndex
£999.99
Advantage Media Group F.U. Money: Make As Much Money As You Want And
Book SynopsisAre you TIRED of the RAT RACE? Do you wish you had MORE TIME and MORE MONEY? Would you like to NEVER WORK AGAIN? If you answered “YES!”, then you need to look no further than Dan Lok’s new book F.U. MONEY. If you have ever thought to yourself: • How come I have to keep coming back over and over to this DEAD-END JOB? • How can I make enough money so that I can afford to STOP WORKING and START HAVING FUN?? • When will it be MY TURN to live the GOOD LIFE??? Imagine what your life would become if you knew what it really took to make more money than you have ever dreamed possible in your lifetime. For instance, can you imagine that... • All the money stress in your life suddenly vanishes? • You get to fire your boss and tell him where to shove it? • Take holidays whenever you want and for as long as you want? • You are living in the house of your dreams, driving the car of your dreams, and also have a boat and a cabin and even a plane if you want? • You can afford to give your children the perfect, healthy, and fun and fulfilling childhood that you always wanted to give them? In this no-nonsense, no-holds-barred guide, international entrepreneur and self-made multi-millionaire Dan Lok shows you how to live the lifestyle you really want without having to work or rely on anyone else for money.
£999.99
Templeton Foundation Press,U.S. The Templeton Touch
Book SynopsisAlthough John Templeton (1912–2008) simply considered himself a bargain hunter, those in the know on Wall Street considered him one of the greatest stock pickers of the twentieth century. Anyone prudent enough to have invested $10,000 in his Templeton Growth Fund when it was first established in 1954 would today have over $7 million to their name if they left those funds alone. Few mutual funds can match that kind of spectacular and consistent performance. How did he do it? What kind of principles guided his decisions through bull and bear markets? What was the secret to his success? Fortunately, generosity was one of Templeton’s defining characteristics, and he freely shared his investing wisdom with the world in The Templeton Touch. This edition, which has been greatly expanded and revised from the original 1983 publication, gives the reader an inside look at the mindset that made Templeton a Wall Street legend. His global focus, his relentless curiosity, his future-mindedness, his personal touch with clients, his willingness to take reasonable risks, his reliance on deep research and fundamental analysis— everything that set him apart from the crowd is covered here in great detail by authorized biographer William Proctor. This updated edition also contains a new section comprised of twenty-two interviews with those who knew and worked with Templeton, conducted by Scott Phillips. Among those interviewed are business luminaries like Jim Rogers, Julian Robertson, Steve Forbes, Prem Watsa, Mason Hawkins, and Michael Price. The Templeton Touch should be required reading for any investor, from the absolute novice to the most experienced. Not only could Templeton’s practical advice help guide investors through tricky market conditions, but the many insights into his character and his philosophies could help anyone live a more successful life.
£25.19
New World Library Mindful Money: Simple Practices for Reaching Your
Book Synopsis
£14.24
