Search results for ""Author Brett King""
Plassen Verlag Der Aufstieg des Technosozialismus
Book Synopsis
£25.42
John Wiley & Sons Inc Breaking Banks
Book SynopsisIn the next 10 years, we''ll see more disruption and changes to the banking and financial industry than we''ve seen in the preceding 100 yearsBrett King Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking is a unique collection of interviews take from across the global Financial Services Technology (or FinTech) domain detailing the stories, case studies, start-ups, and emerging trends that will define this disruption. Features the author''s catalogued interviews with experts across the globe, focusing on the disruptive technologies, platforms and behaviors that are threating the traditional industry approach to banking and financial services Topics of interest covered include Bitcoin''s disruptive attack on currencies, P2P Lending, Social Media, the Neo-Banks reinventing the basic day-to-day checking account, global solutions for the unbanked and underbanked, through to changing consumer behavior BreaTable of ContentsAcknowledgments xi About the Author xiii Introduction: An Industry Being Reborn and Reinvented xv Chapter 1: A New Take on Credit and Lending 1 Chapter 2: The Era of the Faster, Smarter Payment 23 Chapter 3: Banks that Build Their Brand without Branches 47 Chapter 4: How the Crowd Is Changing Brand Advocacy in Banking 71 Chapter 5: Not Your Father's Banking Habits 91 Chapter 6: Is Bitcoin the End of Cash? 115 Chapter 7: Moving from Personal Financial Management to Personal Financial Performance 137 Chapter 8: When Technology Becomes Humanlike, Does a Real Human Provide a Differentiated Experience? 151 Chapter 9: Here Come the Neo-Banks! 165 Chapter 10: Building Experiences Customers Love 197 Chapter 11: Money Can Buy Happiness 223 Conclusion: We're Not Breaking Banking, We're Rebooting and Rebuilding It 239 Index 253
£24.79
John Wiley & Sons Inc Breaking Digital Gridlock Website
Book SynopsisStrategic technology strategy for smaller financial institutions Breaking Digital Gridlock empowers credit unions and community banks to make the shift to digitaleven without a seven-figure consulting budget. From leadership, to technology, to security, and more, this book provides effective, real-world strategies for taking the leap without tearing your organization apart. With an emphasis on maintaining the culture, services, and features you have carefully crafted for your customers over the years, these strategies allow you to make your organization more resistant to digital disruption by adopting key technologies at key points in their evolution. Expert advice grounded in practicality shows how FinTech partnerships and strategic technology acquisition can foster new growth with minimal disruption, and how project management can be restructured to most effectively implement any digital solution and how to implement and leverage analytics. Specific implementation adTable of ContentsForeword xi Preface xv Acknowledgments xxi Introduction xxiii Five Myths about Going Digital xxiii John’s Story xxvi Part I Processes 1 Chapter 1 How to Improve Internal Processes 3 Regulatory Gridlock 3 Regulatory Gridlock in Action 4 The Risk Spectrum 5 Flawed Bank Processes 7 Continual Improvement 9 Project Management 10 Waterfall 10 Agile 11 When to Use Agile versus Waterfall 13 In-house Staff and Outside Vendors 13 Process Management 16 Team Organization: Centers of Excellence 17 Cultural Considerations 18 Part II Technology 21 Chapter 2 Tech Evolution versus Tech Revolution 23 Evolutionary Technology 23 Evolution in Banking 25 True Revolution 27 The Financial Revolution 29 Chapter 3 The Cloud 35 The Financial Cloud 36 What Are You Afraid Of? 39 It Is Hard to Control 39 It Is Insecure 40 Data Will Be Shared with Others 40 It’s Unreliable 41 It’s Super Expensive 41 There Will Be Staff Cuts 42 The Internet Could Go Down 43 It Is a Direct Expense 43 What about Our Data Center? 44 The Cloud Won’t Conform to Regulatory Needs 44 The Cloud Kills Baby Seals 44 Types of Cloud Services 45 Infrastructure as a Service (IaaS) 45 Software as a Service (SaaS) 46 Platform as a Service (PaaS) 46 Major Players in the Cloud 47 Amazon Web Services 47 Microsoft Azure 48 Google Compute Engine 48 Commonalities between Each of These Platforms 48 How to Choose? 49 Capital One in the Cloud 49 Strategies for Moving to the Cloud 49 Note 52 Chapter 4 Artificial Intelligence 53 Computers Will Be Trainable 53 Machine Learning: Familiar Names 54 Artificial Intelligence versus Intelligent Augmentation 56 The AI Threat 67 Notes 70 Chapter 5 Application Programming Interface (API) 71 Why Create an API? 71 Getting Started 83 For the Technology Organization 83 For the Services Organization 83 The Second Step 84 The Third Step 84 Chapter 6 Blockchain and Cryptocurrency 87 Bitcoin: A Brief History 87 Decentralization 88 Security 90 Blockchain 91 Permissioned Networks 97 How to Use a Distributed Ledger 99 Part III Security 103 Chapter 7 Sovereign Identity 105 Trust Frameworks 110 Encryption and Data Security 111 Sovereign Identity in Practice 113 Weaknesses in the Current Identity System 115 Phishing 115 EMV 115 Consumer Privacy Concerns 116 An Opportunity for Financial Institutions 116 Note 123 Chapter 8 The Hacker Threat 125 The Artificial Intelligence Threat 127 Planning for the Worst 128 Operation Ababil 132 DDoS Attacks 133 Be Afraid When Things Are Down. Be Very Afraid When Things Are Going Well 134 Security as a Process of Innovation 136 The Equifax Breach 137 Scenario Planning 141 Scenario 1: NSA Backdoor 141 Scenario 2: Ransomware 143 Scenario 3: Cyber Infrastructure Attack 144 Scenario 4: Internet of Things Breach 145 Notes 147 Part IV People 149 Chapter 9 The Digital Change Is for Everyone 151 Human Resources 151 Remote Employees 151 Evaluations 153 Career Paths 153 Incentives and Compensation 154 Recruiting 154 Training 155 Dress Code 157 Facilities 157 Workspaces 158 Wi-Fi 159 Equipment 159 Meet-ups 160 Accounting: Software Depreciating 160 Chapter 10 Who Can Break Gridlock? 165 Common Symptoms of People Problems 168 Lack of Consistency 168 Cost and Time Overruns 168 Human Solutions 169 Chief Digital Officer (CDO) 169 Chief Analytic Officer (CAO) 170 Data Is Money 171 Part V Culture 175 Chapter 11 Culture and Innovation 177 Where Does Culture Start? 178 Culture Breakdowns 180 Culture and Talent 181 Steps to an Innovative Culture 185 Collaboration 186 Communications 188 Rewards and Evaluations 191 Achievement versus Alignment 191 Notes 194 Chapter 12 Culture and Technology 195 A Tale of Two Cultures 195 Having It Your Way—BYOP 200 Part VI Strategy 205 Chapter 13 The Long View 207 The Problem: Banking and Financial Competitors 208 Threats: The –tions 209 Interchange Compression 209 Cannibalization 211 Digitization 212 Mobilization 212 Disintermediation 213 The Reality of Change 213 Changing Features or Services 215 Cost 217 Service 217 Security 217 Features 217 How Solutions Can Fail 218 Note 224 Chapter 14 Digital Governance 225 Review Proposed Products and Integration 228 Change Control 229 Review Security 229 Accountability 229 Business Continuity 230 Schedule Approval 231 Build versus Buy 231 Final Approval on Recommended Vendors 232 Data Governance 233 Data Quality 236 Data Security 238 Data Duplication 238 Data Engineering 239 Chapter 15 Using Data Analytics 243 Look Ahead 244 Credit Card Usage 246 Usage Monitoring 249 Digital “Why” 101 250 Digital Marketing 252 Chapter 16 Big Data and the Zombie Apocalypse 259 Apocalyptic Risk 261 Staffing in an Apocalypse 261 Creating Value 264 Digital Insight and Intuition 265 Data Is Valuable 266 Data Is a Discipline 269 Types of Analytics 273 Note 278 Conclusion 279 Cultural Issues 281 People Strategy 282 Process Changes 283 Technology 284 Security 286 About the Companion Website 289 Index 291
£24.79
Marshall Cavendish International (Asia) Pte Ltd The Rise of Technosocialism: How Inequality, AI
Book SynopsisWhat is the impact of COVID-19 on world economies? If the cost of providing universal health care is lower than the cost of building a political movement to prevent it, would politicians still view it as socialism? In a world where algorithms and robots take the jobs of immigrants and citizens alike, are border controls an effective response? If unemployment skyrockets due to automation, would conservative governments rather battle long-term social unrest, or could they agree on something like universal basic income? When renewable energy sources are a fraction of the cost of coal generated electricity, should lobbyists be able to prevent changes to energy infrastructure? When the crowd's mood is measured in influence and exabytes, will real-time democracy render elections a thing of the past? International Bestselling authors Brett King and Dr. Richard Petty explore the seismic social changes that will be thrust on the world over the coming decades. The Rise of Technosocialism seeks to answer how our children will live with AI and climate disruption, the impact of COVID-19 in our lives along with which economies will likely emerge victorious in an always-on, smart world.Trade ReviewTechnosocialism is incisive, thought-provoking, and brings disparate transformative factors together to give us a set of 'Lady or the Tiger?' doors to choose from-and it is up to the imaginative and attuned individuals to make the right choice for humanity's future.-Kevin J. Anderson, New York Times Bestselling Co-Author of Dune: House Atreides.; The Rise of Technosocialism by Brett King and Richard Petty provides a one-stop shop that identifies key issues, and the facts, impacting our planet and society, but more importantly a pathway to improvement. This book should be a reference point in every school, university, and home!-Rachel Grimes, Past President, International Federation of Accountants (IFAC); With The Rise of Technosocialism the dynamic duo of King and Petty brilliantly provides vision and tactics in an era of great uncertainty to achieve greater parity for all in the world of technology, and an understanding of the impact that this will have on the sustainability of our future economy.-Tommye Barie, Past Chair of the American Institute of CPAs, EVP of Leadership Development at Succession Institute, LLC; Brett King and Richard Petty make a strong case for the need to reform capitalism and replace it with what they call technosocialism: a future in which most human labor is automated and technology advancements make basic services like housing, healthcare, and education ubiquitous and low cost. They offer several ideas about how technology can be used to solve problems in government and the economy, including the use of AI to downsize government, the creation of smart infrastructure and food supply chains, and the provision of universal basic income to replace the paychecks lost to automation. Anyone concerned about the impact our current mode of government and technology trends are having on society will find much food for thought in this book.-Penny Crosman, Executive Editor Technology, American Banker; Technosocialism is exactly the right book for this moment in history. The clear strategic vision and fact-based arguments in Technosocialism offer the perfect antidote to the weak leadership, political gridlock and unequal economic opportunity that define our current condition. If we want to break out of this logjam, we all need to apply the insights in Technosocialism right now.-Robert Tercek, Award-Winning Author of Vaporized; The Rise of Technosocialism is not just a timely road map for anyone trying to navigate the confluence of changes impacting society, but a detailed primer for creating a more equitable and sustainable world. Brett King and Dr. Richard Petty deliver a compelling and optimistic plan for humanity to move forward together as a species.-Jay Samit, Bestselling Author of Disrupt You and Future Proofing You; In The Rise of Technosocialism Brett King and Richard Petty masterfully lay out the extraordinary perils of blindly continuing our current economic system, and the massive opportunity we have to create a better future for humanity by transforming our social and economic structures. This book is required reading for anyone who cares about our common future.-Ross Dawson, Futurist and Bestselling Author of Living Networks; In their new book Brett King and Richard Petty ask a dangerous question: what kind of world do we want to live in? In presenting four scenarios that range from the mildly unsettling to the downright dystopian, they make the case that even in a time of accelerating technologies, there is nothing certain about the future we end up in. The Rise of Technosocialism is exactly the book we all need to read today-if for no other reason than to know how to build a better tomorrow.-Mike Walsh, Author of The Algorithmic Leader: How to be smart when machines are smarter than you; If you think work, life, and world economies can continue without intervention, you're not alone. But the reality is that nothing is permanent. Everything is either disrupted by outside factors or improved from within. King and Petty help us understand the role we play in the latter.-Brian Solis, Digital Anthropologist, Futurist, Bestselling Author; For the past 17 years my research has centred on the question of 'how do we increase our capacity to adapt to a world of accelerated change?' This question, unlike a closed puzzle where we know what the answer will look like before we begin, or an open puzzle where we need to figure out the answer as we go, this question behaves more like a mystery that keeps us on the edge of our seats and induces our curiosity and fascination every step of the way, and just when we think we know the answer, another mystery emerges. The Rise of Technosocialism is a brilliant maze of mysteries and will inspire you to decide which road to take to create the social, cultural, economic and technological future you desire.-Rocky Scopelliti, Futurologist and Author of Youthquake 4.0 and Australia 2030; Brett and Richard do a fantastic job of making us think about the impact of technology on the future of humanity. If you are looking for a book that will make you reflect on humanity's purpose, challenge preconceived ideas around economics, and show you a different perspective, you will love Technosocialism.-Henri Arslanian, Bestselling Author of The Future of Finance and Adjunct Professor at the University of Hong Kong; Brett King and Richard Petty's view of the future is grounded in reality. This is not just futurists talking about flying cars, in this case they deliver practical preparation for a new world that we're just entering. The two authors aggregate the major trends facing our world and put them into a realistic and readable account of how technology is going to change our world moving forward. From vaccines to digital currency all of these factors are going to play into a future where the fabric of society itself is transformed by digital technology.-Richard Turrin, Bestselling Author of Cashless: China's Digital Currency Revolution
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