Description
Book SynopsisThe lending industry is comprised of a wide variety of sectors, such as banking, credit cards, mortgages, leasing and consumer finance. Many of these sectors have interconnections and synergies. In addition, a large number of related services and technologies have a major influence on the lending and credit business. Meanwhile, international acquisitions are shaping up the globalized banking industry of the future. This carefully researched book is a banking, credit and mortgages market research and business intelligence tool--everything you need to know about the business of banking, credit cards, mortgages and lending, including: money center banks; regional banks; savings associations; brokerage; home equity loans; credit cards; globalization of the banking and lending industries; and other services provided by non-bank enterprises. Analysis includes significant trends in banking and lending technologies, risk analysis, payment processing, call centers and other support services, online banking trends, ATMs and software. This book includes our profiles of 500 of the world's leading firms in the banking, mortgages and credit industry. You'll find a complete overview, industry analysis and market research report in one superb, value-priced package.
Table of Contents
- Introduction 1
- How to Use This Book 3
- Chapter 1: Trends Affecting the Banking, Mortgages & Credit Industry 7
- 1) Introduction to the Banking, Mortgages & Credit Industry 7
- 2) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $36.7 Trillion 8
- 3) Basel III, Dodd-Frank Act and Volcker Act Increase Regulation/European Solvency II and MiFID 2 Take Effect 10
- 4) Investment Firms and Banks Compete for Clients in High-Net-Worth Households 11
- 5) Banks and Apps Vie for Previously Underserved Markets, Including Hispanics 11
- 6) Walmart Offers Financial Services in the U.S./Banco de Walmart in Mexico 12
- 7) China Sees Growth in Online Payments, Banking and Lending/Alipay Soars 12
- 8) Credit Default Swaps (CDS) and Derivatives Reach into the Trillions of Dollars 14
- 9) Non-Banking Alternatives Grow in Lending and Crowdfunding 14
- 10) Smartphones and Neobanks Replace Branches and Tellers 15
- 11) Visa and MasterCard Enjoy Global Growth/Apple Card Use Soars 16
- 12) Smartphones and Financial Technology (FinTech) Enable New Mobile Payment Methods 17
- 13) Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity 18
- 14) In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone 18
- 15) High Interest Rates Hinder Mortgage Originations, Slow Home Sales 19
- 16) Online Competition Changes the Mortgage Industry 19
- 17) Hedge Funds and Private Equity Play a Major Role in Financial Products Including Derivatives, Lending and Insurance (Shadow Banking) 20
- 18) Financial Technology (FinTech) Enables Online Payments, Lending, Insurance and Robo Advisors 21
- 19) Cryptocurrencies and Blockchain Explained 22
- 20) Open Banking Revolutionizes the World of Banking and Finance 23
- 21) The Future of Banking, Credit Cards, Mobile Payments and Mortgages 24
- Chapter 2: Banking, Mortgages & Credit Industry Statistics 27
- U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview 28
- Global Credit Card Industry Statistics and Market Size Overview 29
- Top 50 U.S. Bank Holding Companies: June 30, 2023 30
- FDIC Insured Institution Statistics: 2nd Quarter 2022 31
- Prime Interest Rate, U.S.: 1955-October 2023 32
- Bond Yields & Interest Rates, U.S.: Selected Years, 1950-2022 33
- Homeownership Rates by Region, U.S.: Selected Years, 1965-2022 34
- New Privately-Owned Housing Units Started, U.S.: 1985-2022 35
- Mortgage Loans Outstanding, U.S.: 1985-2023 Q2 36
- Consumer Credit Outstanding, U.S.: 1972-August 2023 37
- Terms of Credit at Commercial Banks, U.S.: 2018-2nd Quarter 2023 38
- Employment in the Banking Industry, U.S.: 2016-July 2023 39
- Chapter 3: Important Banking, Mortgages & Credit Industry Contacts 41 (Addresses, Phone Numbers and Internet Sites)
- Chapter 4: THE BANKING & LENDING 500:
- Who They Are and How They Were Chosen 69
- Index of Companies Within Industry Groups 70
- Alphabetical Index 82
- Index of U.S. Headquarters Location by State 86
- Index of Non-U.S. Headquarters Location by Country 89
- Individual Data Profiles on Each of THE BANKING & LENDING 500 93
- Additional Indexes
- Index of Hot Spots for Advancement for Women/Minorities 586
- Index by Subsidiaries, Brand Names and Selected Affiliations 588
- A Short Banking Industry Glossary 609
