Search results for ""author randy"

Find The Home Mortgage That's Right For You Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand: * First-time buyers programs * APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans * Refinancing strategies * Closing costs, lender fees, and other expenses * How to dispute credit report errors and fix credit problems * How to use the Internet for loan analysis

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The middle of an architect’s career can provide a turning point for a bright future or be a directionless hinterland. How is it for you? Are you where you want to be? Have you been forced off your preferred path by unforeseen circumstances or are you drifting? Adapt as an Architect provides hope and direction. It is a crucial compass for design professionals, seeking to navigate the vast heart of the architect’s journey. It serves as a roadmap – a career GPS – with options for architects getting from where they are today to where they want to be. The focus of this upbeat, engaging book is on how you can remain rejuvenated and resilient without losing sight of the value of your acquired knowledge and expertise. By signposting how you can maintain your relevance, doing what you do today, but better and smarter, it also suggests how you can reinvent yourself by doing something different but not so different. It provides the much-needed guidance and support that is often missing once you’ve gained some experience in the profession and are left to your own devices. It means that you won’t be left to navigate those mid-career years on your own. Deutsch draws insights from a wide range of international practices including: • Gensler • HDR Architecture • Perkins&Will • Shepley Bulfinch • Skidmore, Owings & Merrill • SmithGroup • Studio Gang • ZGF Architects

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Take a trip through time, along the highways of yesteryear, as you view striking billboard ads from 1945 through 1967, captured here in over 450 beautiful color photos. Among the ads, you will see Jack Benny and Betty Grable selling Mercury automobiles, Arthur Godfrey and Joe Dimaggio hawking Chesterfield cigarettes, and Edgar Bergen, Charley McCarthy, and Santa Claus promoting Coca Cola. Billboard ads for everything from appliances to tractors and beer to war bonds are displayed. The artwork of many recognized lithographic artists is captured here, including the work of Howard Scott, Morice Logan, Jerome Razen, Stu Graves, and even Charles Schultz of Peanuts*R comic strip fame. This is a treasure trove of American advertising gathered from actual billboards that were carefully stored in their boxes for several decades, before being assembled and photographed for this book. The informative text provides useful instructions on assembling, displaying, and safely storing vintage billboards. Values are provided in the captions.

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Finn Gramaraye is settling back into the family necrotorium business after his long exile in the Fey otherworld. But Finn has a business idea of his own: he's figured out how to use his half-mad father's Kinfinder invention to find True Love and wants to set up a magical dating service. When he agrees to help his Bigfoot friend Sal, they walk right into a Feyblood rebellion fomented by unknown forces and fueled by the drug created by Finn's own grandfather.

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A book to help parents to make their children's digital playtime educationalDigital play, when used appropriately, can be a powerful tool for learning skills such as planning, time management, cooperation, creativity, and digital literacy. The book’s clearly articulated strategies help parents use digital media in a more effective manner and, at the same time, set effective limits and implement a healthy “play diet” for their children. A section devoted to exploring specific strategies for using digital media with children in specific populations—such as children affected by ADHD, autism spectrum and learning disorders, and other mental health and educational issues—is also featured, as is a list of specific games, apps, and tools to make game-based learning most effective.

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One of the world’ s most well-known and respected athletes, Roger Federer has had a career that ranks among the most celebrated and successful in all of tennis history. This entertaining and illuminating chronicle of Federer’ s trophy-laden journey is unique for its day-by-day format: every day of the calendar year is presented with a corresponding bit of fact, trivia, or an anniversary, including hallmark victories, statistics, quirky happenings, and quotations. Fans of a player widely considered the greatest of all time as well as sports fans in general will get to know the 17-time major champion better in a uniquely engaging way with this book

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Fun and fact-filled, this compilation offers anniversaries, summaries, and anecdotes of events from the world of golf for every day in the calendar year. Presented in a day-by-day format, the entries into this mini-encyclopedia include major tournament victory dates, summaries of the greatest rounds ever played, trivia, and statistics as well as little-known and quirky happenings. Easy-to-use and packed with fascinating details, this compendium is the perfect companion for golf and general sports fans alike. It's a must for every country club and golf course in the world!

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Amateur woodworkers can achieve professional quality finishes on their projects with simple materials that are brushed or wiped onto the wood. The secrets include focusing on brushable polyurethane varnish, brushable shellac and wipe on glaze coats. Readers will learn how to use and clean a fine finishing brush, when to brush and when to wipe the finish on and how to get a flawless finish. Includes detailed instructions for matching colours with simple stains, how to make nondescript woods such as poplar look great and how to apply a glaze coat for professional highlights on carvings, moldings and other details. Includes special section on reviving damaged finishes, erasing water damage and when all else fails, how to strip off the old finish and start over.

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Arm your students with the strategies they need for success with 101 Tips for Online Course Success. Many students think they are prepared for online classes, in fact they often think they will be easier than on-ground courses, but are they actually ready for the challenges that come with learning online? Help your students manage their time, keep organized, stay motivated, use online resources, use learning management systems, work in groups, and much more! 101 Tips for Online Course Success is everything your students need to succeed in an online or hybrid course. It is their handbook and planner that can complement any online or hybrid course, regardless of the subject matter. It can also be used in student success courses that introduce students to the college experience. Most of the strategies and tips included in this text are also relevant to the onsite courses.

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Supplemented with clear workshop photography, each insightful pointer has been workplace-tested by the editors. Sharpen your woodworking skills for drilling, sawing, routing, clamping, gluing, joinery, finishing and much more.Avoid common pitfalls and solve everyday problems with materials, tools, techniques, shop organization and maintenance. Even the most experienced woodworker doesn't have all the answers, but this big, well-organized book is the place to find them.

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Build super-flat and strong with a torsion box workbench, assembly table and alignment beams. This title offers great storage solutions and expert advice for making a workshop more efficient. It provides everything a woodworker needs to know about building a workbench, making outfeed tables for shop machines, making work tables, assembly tables and storage cabinets.

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A balanced review of the changing nature of the corporate university

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This volume will provide students and researchers alike with a solid grounding both in traditional aspects of marginality and in the increasing important topics of part-time and contingent work. The reader will have the opportunity to learn more about the growing range and diversity of marginal employment in the contemporary economy, the hardships and unique challenges of marginal employment, and the new and creative matches between people and jobs that are currently being explored outside traditional full-time employment relationships.

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Essential skills and strategies for managing your gameplay and creating a well-balanced lifeDo you spend hours on end playing video games? Do marathon gaming sessions cause you to lose much-needed sleep?Have your grades suffered as a result of neglecting schoolwork in favor of more game time? Has your physical health declined due to extended periods of inactivity? Have you tried unsuccessfully to limit the time you spend playing? Gaming can be a fun, challenging, and rewarding activity, but when it begins to interfere with other essential aspects of life, it might be time to set some limits.The Gaming Overload Workbook will help you explore your use of video games in a thoughtful, nonjudgmental way.This isn't a workbook for giving up on gaming. This is a guide to help you set your own limits on screen time, and apply your interest and enthusiasm for gaming to a wider variety of activities, like connecting with friends and family, excelling in school or sports, and just spending more time outdoors.If you're ready for some healthy balance between gaming, school, family, physical activity, and social relationships, this book will provide the key to winning at the game of life!

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Hard as it is to believe, teachers tell us all of the time that their students actually ask to do the funny, wacky activities from Hot Fudge Monday.This new, expanded edition of our best-selling book offers even more tasty ways to teach parts of speech, including quirky quizzes, extended writing activities, and Internet enrichment activities that reinforce new skills.Hot Fudge Monday joins the study of words to the process of writing those words into meaningful sentences. The book consists of eight chapters, each one dealing with one part of speech. Students learn about the various parts of speech through short writing activities that are interesting, humorous, and a bit offbeat.Grades 7-12

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