Search results for ""Portfolio""

An accessible and thorough review of the international financial markets Life in the Financial Markets—How They Really Work And Why They Matter To You offers the financial services professional, and anyone interested in knowing more about the profession, an entertaining and comprehensive analysis of the financial markets and the financial services industry. Written by Daniel Lacalle—a noted portfolio manager with EcoFin and well-known media personality—the book goes beyond a simple summary and offers solid advice on the future of the global financial markets. This great resource also includes a review of effective strategies and forecasts the trends that represent potential opportunities for investors. The book reviews the recent history of the financial crisis and includes information on hot topics such as derivatives and high frequency trading. An in-depth section on investment banking is written from the perspective of a successful practitioner and provides clarity on several complex and overly politicized elements of the banking system. The author gives an expert's perspective on the debt markets, monetary policies, and quantitative easing, and helps explain the various issues surrounding sovereign debt, the Euro crisis, and austerity versus growth policies. Comprehensive in scope, this resource also offers an analysis of investment styles, from hedge funds to "long only" investments, as well as an in-depth look at corporate communication and its impact on markets and investments. Offers an engaging and comprehensive analysis of the financial services industry Includes information on the workings of the global financial system following the economic crisis Contains a review of complex banking systems Analyzes the various investment styles and answers the most common questions pertaining to investing

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When you combine nature's efficiency and the computer's speed, thefinancial possibilities are almost limitless. Today's traders andinvestment analysts require faster, sleeker weaponry in today'sruthless financial marketplace. Battles are now waged at computerspeed, with skirmishes lasting not days or weeks, but mere hours.In his series of influential articles, Richard Bauer has shown whythese professionals must add new computerized decision-making toolsto their arsenal if they are to succeed. In Genetic Algorithms andInvestment Strategies, he uniquely focuses on the most powerfulweapon of all, revealing how the speed, power, and flexibility ofGAs can help them consistently devise winning investmentstrategies. The only book to demonstrate how GAs can workeffectively in the world of finance, it first describes thebiological and historical bases of GAs as well as othercomputerized approaches such as neural networks and chaos theory.It goes on to compare their uses, advantages, and overallsuperiority of GAs. In subsequently presenting a basic optimizationproblem, Genetic Algorithms and Investment Strategies outlines theessential steps involved in using a GA and shows how it mimicsnature's evolutionary process by moving quickly toward anear-optimal solution. Introduced to advanced variations ofessential GA procedures, readers soon learn how GAs can be usedto: * Solve large, complex problems and smaller sets of problems * Serve the needs of traders with widely different investmentphilosophies * Develop sound market timing trading rules in the stock and bondmarkets * Select profitable individual stocks and bonds * Devise powerful portfolio management systems Complete with information on relevant software programs, a glossaryof GA terminology, and an extensive bibliography coveringcomputerized approaches and market timing, Genetic Algorithms andInvestment Strategies unveils in clear, nontechnical language aremarkably efficient strategic decision-making process that, whenimaginatively used, enables traders and investment analysts to reapsignificant financial rewards.

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This book examines the history, politics, and economics of alternative energy. Since the energy crisis of the 1970s, governments around the world have subsidized and otherwise incentivized alternative forms of energy to reduce dependence on fossil fuels. This search has taken on added urgency in the twenty-first century, as the specter of climate change has engendered ambitious state-level renewable portfolio standards, enhanced federal incentives, and inspired “100% renewable” electrical generation targets in such states as Vermont and Hawaii. To save the planet from destruction, wind, solar, and other renewable energy alternatives must replace fossil fuels. But how did we get here and what is the cost? After an in-depth study of the Carter administration's synthetic fuels program, the focus shifts to the two most prominent, perhaps most promising, and certainly most promoted—and government subsidized—“green” and “renewable” energies today: wind and solar. Because wind has made the most headway and drawn the most controversy, it receives the most attention. Although the primary focus is on the American experience with renewable energy, the policies and politics of renewables in Scotland, Wales, Denmark, Spain, and other European nations are also discussed. Issues considered in the book include the nature and efficacy of renewable subsidies; the employment of federal and state tax codes to encourage renewables; the lobbies and interest groups that campaign for government support of renewables; and the fierce battles over the siting of renewable facilities. Unlike other works on this subject, the book probes in depth the nature of the opposition to wind and solar, both in the matter of siting and in their worthiness as recipients of substantial government assistance.

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The chief investment officers (CIOs) at endowments, foundations, family offices, pension funds, and sovereign wealth funds are the leaders in the world of finance. They marshal trillions of dollars on behalf of their institutions and influence how capital flows throughout the world. But these elite investors live outside of the public eye. Across the entire investment industry, few participants understand how these holders of the keys to the kingdom allocate their time and their capital. What’s more, there is no formal training for how to do their work. So how do these influential leaders practice their craft? What skills do they require? What frameworks do they employ? How do they make investment decisions on everything from hiring managers to portfolio construction? For the first time, Capital Allocators lifts the lid on this opaque corner of the investment landscape. Drawing on interviews from the first 150 episodes of the Capital Allocators podcast, Ted Seides presents the best of the knowledge, practical insights, and advice of the world’s top professional investors. These insights include: ● The best practices for interviewing, decision-making, negotiations, leadership, and management. ● Investment frameworks across governance, strategy, process, data analysis, and uncertainty. ● The wisest and most impactful quotes from guests on the Capital Allocators podcast. Learn from the likes of the CIOs at the endowments of Princeton and Notre Dame, family offices of Michael Bloomberg and George Soros, pension funds from the State of Florida, CalSTRS, and Canadian CDPQ, sovereign wealth funds of New Zealand and Australia, and many more. Capital Allocators is the essential new reference manual for current and aspiring CIOs, the money managers that work with them, and everyone allocating a pool of capital.

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"My friend, Ben Stein, has written a short book that tells you everything you need to know about investing (and in words you can understand). Follow Ben’s advice and you will do far better than almost all investors." — Warren BuffettIn his entertaining and informative style that has captivated generations, beloved New York Times bestselling author, actor, and financial expert Ben Stein sets the record straight about capitalism in the United States—it is not the "rigged system" young people are led to believe. As he reveals in The Capitalist Code, "Life can be faced by moaning and complaining or it can be faced by study, work, optimism, and faith in the free capitalist system. Guess which side gets the happier life?"Most Americans have not inherited wealth or a successful business that could set them up for life. That means most Americans are destined for financial worry and concern for the rest of their lives. Right? Wrong! Ben Stein explains how the wonderful system of stock market capitalism can allow any American to build financial security. In this succinct guide, you will learn: Why it really is better to have money—and how to get there How to save first, and then spend automatically Why investing in great companies is easier than you think That's what this book is all about: how to harness the incredible power of the U.S. economy for enjoyment and security by being owners of profitable businesses-by consistent, conservative investment starting as young as possible in a diversified portfolio of stocks. Anyone can be a capitalist—and should be. All it takes is a little bit of knowledge and an even smaller amount of action. All it takes is The Capitalist Code.

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This book provides a cutting edge introduction to market risk management for Hedge Funds, Hedge Funds of Funds, and the numerous new indices and clones launching coming to market on a near daily basis. It will present the fundamentals of quantitative risk measures by analysing the range of Value-at-Risk (VaR) models used today, addressing the robustness of each model, and looking at new risk measures available to more effectively manage risk in a hedge fund portfolio. The book begins by analysing the current state of the hedge fund industry - at the ongoing institutionalisation of the market, and at its latest developments. It then moves on to examine the range of risks, risk controls, and risk management strategies currently employed by practitioners, and focuses on particular risks embedded in the more classic investment strategies such as Long/Short, Convertible Arbitrage, Fixed Income Arbitrage, Short selling and risk arbitrage. Addressed along side these are other risks common to hedge funds, including liquidity risk, leverage risk and counterparty risk. The book then moves on to examine more closely two models which provide the underpinning for market risk management in investment today - Style Value-at-Risk and Implicit Value-at-Risk. As well as full quantitative analysis and backtesting of each methodology, the authors go on to propose a new style model for style and implicit Var, complete with analysis, real life examples and backtesting. The authors then go on to discuss annualisation issues and risk return before moving on to propose a new model based on the authors own Best Choice Implicit VaR approach, incorporating quantitative analysis, market results and backtesting and also its potential for new hedge fund clone products. This book is the only guide to VaR for Hedge Funds and will prove to be an invaluable resource as we embark into an era of increasing volatility and uncertainty.

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A rally cry for working mothers everywhere that demolishes the "distracted, emotional, weak" stereotype and definitively shows that these professionals are more focused, decisive, and stronger than any other force. Working mothers aren't a liability. They are assets you-and every manager and executive-want in your company, in your investment portfolio, and in your corner. There is copious academic research showing the benefits of working mothers on families and the benefits to companies who give women longer and more flexible parental leave. There are even findings that demonstrate women with multiple children actually perform better at work than those with none or one. Yet despite this concrete proof that working mothers are a lucrative asset, they still face the "Maternal Wall"-widespread unconscious bias about their abilities, contributions, and commitment. Nearly eighty percent of women are less likely to be hired if they have children-and are half as likely to be promoted. Mothers earn an average $11,000 less in salary and are held to higher punctuality and performance standards. Forty percent of Silicon Valley women said they felt the need to speak less about their family to be taken more seriously. Many have been told that having a second child would cost them a promotion. Fortunately, this prejudice is slowly giving way to new attitudes, thanks to more women starting their own businesses, and companies like Netflix, Facebook, Apple, and Google implementing more parent-friendly policies. But the most important barrier to change isn't about men. Women must rethink the way they see themselves after giving birth. As entrepreneur Sarah Lacy makes clear in this cogent, persuasive analysis and clarion cry, the strongest, most lucrative, and most ambitious time of a woman's career may easily be after she sees a plus sign on a pregnancy test.

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Named to the 2022 Architectural Digest AD100 list Named to the 2022 Elle Decor A-List Over the past forty years, Thomas Kligerman has been immersed in the history of residential architecture, weaving together sources from English and European traditions with the American vernacular, particularly the puebloan style of the Southwest and the shingle style that has prevailed along the East Coast since the late nineteenth century. A staple on the AD100 list, Kligerman has woven together these strands of domestic architecture to create his own American aesthetic. Shingle and Stone: Thomas Kligerman Houses is a full-career monograph that features a selection of inspiring residences that highlight the evolution of his architectural thinking. Shingle and Stone presents thirteen major highlights from Kligerman’s portfolio, including three projects currently in design. The featured projects are all set in extraordinarily beautiful natural landscapes, from the coasts of Martha’s Vineyard and the Hamptons, to the forests of South Carolina’s Blue Ridge Mountains and the Pacific Northwest, showcasing the depth and breadth of the architect’s oeuvre. Illustrated with more than 200 spectacular photographs of interiors and exteriors alongside plans, renderings, and sketches that reveal the design process, this new book will immerse readers in the powerfully nuanced language of Kligerman’s architectural vision. In the architect’s own words, exceptional architecture combines existing styles in order to “move the needle forward,” and this new monograph presents luxurious single-family homes that do exactly that. Written in collaboration with the celebrated design editor Mitchell Owens, Shingle and Stone is an inspirational architectural collection that presents the contemporary traditional design for which Kligerman is known. Beautifully packaged with a vellum jacket over a linen case silkscreened with one of Kligerman’s own hand-drawn sketches, this is the ideal book for both architects and design enthusiasts, and is sure to sit beautifully on any bookshelf, desk, or coffee table.

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Based on expert practitioners’ contributions from across the globe including Brazil, Jamaica, Malaysia, Pakistan, Thailand, the United Kingdom, and the United States, Strategic Project Management: Contemporary Issues and Strategies for Developing Economies offers modern experiences, best practices, and tools for individuals and teams working in projects spanning diverse environments in developing economies. The book answers the questions: what are the issues and challenges experienced in "developing" countries and how can effective project management practices address them? It then presents strategies and sustainable solutions. The book covers the foundations of project management, highlighting particular strategies that may resonate with organizations across the globe, particularly developing economies. It includes dialogue on project success criteria and performance evaluation techniques, stakeholder management, program and portfolio management, managing knowledge in projects and case studies across industries such as ICT, education and law. In addition, the book showcases: Diverse perspectives and experiences in the effective management of projects from the developing economies The importance of project maturity through the adoption of sound strategic project management principles Application of project management standards and practices in specific domains Emerging tools and techniques that can enhance the management of different types of projects Opportunities for future research and collaborations The contributors share ideas, insights, and experiences for all forms of business projects with a core ICT artifact or supported by ICT to deliver the specific artifact, product, service, or result. The chapters discuss the range of issues found in managing different types of projects across many domains and countries and underline the similarities and nuances in managing projects with strategies that resonate in developing economies. The book, in a nutshell, gives you tried-and-true advice from experts that you can put to immediate use.

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Before you put that FOR RENT sign in the yard, read this Hello there, future landlord. You’ve found what you’re looking for—a complete package of information and resources to teach you what you need to know and make your life (and your tenants’ lives) easier. With Property Management Kit For Dummies, you can learn how to manage single-family homes, large apartment buildings, treehouses, dollhouses… okay, there’s not much info here on managing dollhouses, but everything else is definitely covered. Find good tenants, move them in, and keep them happy and paying rent on time. When it comes time for a change, learn how to move tenants out and turn over the property, easy as pie. This book makes it simple to understand tax and insurance requirements, building maintenance concerns, and financial record keeping. Plus, the updated edition reflects the current rental property boom, new technologies, changes to the law, and the inside scoop on the latest Fair Housing issues to keep you out of court. Emotional support animals? Rent control? Bed bugs? Eviction? It’s all in here. Find out whether property management is right for you, learn what you need to get started, and be successful as your residential rental property portfolio grows Get your ducks in a row—develop solid marketing and advertising strategies and resources, build up-to-date rental contracts, figure out the legal side of things, and minimize your income and property tax bills Make sure you’re renting to responsible people, and deal with the occasional problem tenant without major drama Maximize your cash flow by keeping your rents at market prices, efficiently handling maintenance, and ensuring your property has great curb appeal with the features and benefits sought by today’s tenants Become a top-notch property manager with this one-and-done reference, plus online bonus materials.

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Your guide to investing for a more sustainable world Investing in one’s own future has always been a good financial move. But what if you want to ensure that the companies you have a financial interest in are also helping to improve the present and future of all of us—and of the planet? More than ever before, sustainable investors want to be confident that a company’s Environmental (net zero emissions target), Social (response to the Covid-19 pandemic), and Governance (no repeats of Enron and WorldCom) policies and actions are positively impacting the global outlook—and to identify ways that their dollar can incentivize business leaders to do even better. The worldwide rise of an Environmental, Socially Responsible, and Governance (ESG) approach to investing shows you’re not alone, and the $30+ trillion—and growing—committed in this way says it’s already become a transformative global movement. ESG provides a framework for evaluating companies that, unlike unrelated investment strategies, informs and guides sustainable investment. Even if you’re a novice investor, ESG For Dummies will allow you to hit this new investing landscape running, providing you with measurable ways to factor ESG into company performance, see how these are reflected in your investment return, and show how you can monitor companies to ensure your money is being put to ethical use. You’ll also become familiar with the big names to follow in the ESG world, how they’re already effecting positive change, and how you can help. Identify the drivers for each category of ESG Define and measure material ESG factors for investing success Understand principles for building a diversified sustainable portfolio Recognize material ESG factors effect on company performance ESG investing introduces powerful tools to do real and lasting good: this book shows you how to use them to help make everyone’s future, including your own, much more secure.

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Outperforming the market—or “alpha creation” as it’s sometimes called—is very possible with the proper investment discipline and methodologies. But the market-beating strategies that will work today are not the same as those that worked in the past. Central bank intervention and the accelerated pace of technology have caused an increase in the disruption of traditional business models across many industries. These industry paradigm shifts combined with macro-driven financial markets have created one of the toughest environments for active investment managers in history. Active Investing in the Age of Disruption details the disruptive forces in the market today and how to navigate them to outperform. This book discusses winning equity investment strategies with lofty goals of alpha creation. Understanding the limits and potential of each unique investment methodology and portfolio strategy will allow you to generate higher returns. Even when your luck runs out or the market works against you, the ideas and disciplined approach in this book will keep you one step ahead of the market. · Understand the disruptive forces affecting the market today · Discover equity investment strategies uniquely targeting alpha generation—beating the market · Understand which features of active investing need to be implemented and stressed from a risk perspective to outperform the market · Learn which previously solid investment tenets may no longer hold true in the age of market disruption · Hone the craft of active investing—identify markets with the greatest profit potential, hedge against strategy limitations, and more It has been a very tough decade for active investment managers, but this book will inspire you to think differently about risks and opportunity. A deeper understanding of the forces affecting the market and a commitment to refining your investment process using the techniques in this book will help you step across the margin of error between under and outperforming.

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“Life on earth is filled with many mysteries, but perhaps the most challenging of these is the nature of Intelligence.” – Prof. Terrence J. Sejnowski, Computational Neurobiologist The main objective of this book is to create awareness about both the promises and the formidable challenges that the era of Data-Driven Decision-Making and Machine Learning are confronted with, and especially about how these new developments may influence the future of the financial industry. The subject of Financial Machine Learning has attracted a lot of interest recently, specifically because it represents one of the most challenging problem spaces for the applicability of Machine Learning. The author has used a novel approach to introduce the reader to this topic: The first half of the book is a readable and coherent introduction to two modern topics that are not generally considered together: the data-driven paradigm and Computational Intelligence. The second half of the book illustrates a set of Case Studies that are contemporarily relevant to quantitative trading practitioners who are dealing with problems such as trade execution optimization, price dynamics forecast, portfolio management, market making, derivatives valuation, risk, and compliance. The main purpose of this book is pedagogical in nature, and it is specifically aimed at defining an adequate level of engineering and scientific clarity when it comes to the usage of the term “Artificial Intelligence,” especially as it relates to the financial industry. The message conveyed by this book is one of confidence in the possibilities offered by this new era of Data-Intensive Computation. This message is not grounded on the current hype surrounding the latest technologies, but on a deep analysis of their effectiveness and also on the author’s two decades of professional experience as a technologist, quant and academic.

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As of early 2022, seven of the ten largest firms in the world by market capitalization had been funded through various types of entrepreneurial finance. This handbook provides an up-to-date survey of what we know about this significant phenomenon in all its forms, and where our knowledge about it needs to head from here. The handbook embraces a wide range of established and emerging academic and practitioner voices across the globe to explore the theoretical and practical flux and tension in the field. Until recently, most studies have taken a supply side perspective, focusing on the perspective of those who provide funding to new ventures. This book takes a different, demand side perspective, beginning with the entrepreneur and gradually broadening our view to include close by and then more distant funding sources. Following this approach, it is organized into four parts detailing the individual level (founders’ resources, bricolage and bootstrapping, effectuation and portfolio entrepreneurship); the inner circle (informal financing, business groups, incubators and accelerators); the wider world (formal debt, microfinance, venture capital, corporate venture capital, business angels, government funding and family offices); and emerging perspectives (non-Western perspectives, gender, indigenous perspectives, post-conflict and disaster zones and ethics). The introduction considers the general state of the field, while the conclusion takes on additional topics relevant to entrepreneurial finance, such as decentralized finance, big data, behavioral economics, financial innovation and COVID-19, as well as possible ways in which entrepreneurial finance can have a greater impact on other disciplines. This handbook will be a core reference work for researchers, practitioners, and policy makers seeking an up-to-date academic survey of entrepreneurial finance. It can also be used as a primary text in Ph.D. seminars in entrepreneurship, entrepreneurial finance, and finance. Instructors in Master’s level courses in entrepreneurial finance and venture capital will also find the book of benefit.

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There is a foundational crisis in financial theory and professional investment practice: There is little, if any, credible evidence that active investment strategies and traditional institutional quantitative technologies are able to provide superior risk-adjusted, cost-adjusted return over investment relevant horizons. Economic and financial theory has been in error for more than fifty years and is the fundamental cause of the persistent ineffectiveness of professional asset management. Contemporary sociological and economic theory, agent-based modeling, and an appreciation of the social context for preference theory provides a rational and intuitive framework for understanding financial markets and economic behavior. The author narrates his long-term experience in the use and limitations of traditional tools of quantitative asset management as an institutional asset manager in practice and as a quantitative analyst and strategist on Wall Street. Monte Carlo simulation methods, modern statistical tools, and U.S. patented innovations are introduced to redefine portfolio optimality and procedures for enhanced professional asset management. A new social context for expected utility theory leads to a novel understanding of modern equity markets as a financial intermediary for purchasing power constant time-shift investing uniquely appropriate for meeting investor long-term investment objectives. This book addresses the limitations and indicated resolutions for more useful financial theory and more reliable asset management technology. In the process, it traces the major historical developments of theory and institutional asset management practice and their limitations over the course of the 20th century to the present, including Markowitz and the birth of modern finance, CAPM theory and emergence of institutional quantitative asset management, CAPM and VM theory limitations and ineffective iconic tools and strategies, and innovations in statistical methodologies and financial market theory.

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Midcentury modernism meets Japanese design in three revolutionary American buildings—the products of a unique, sustained, cross-cultural collaboration In 1953, Japanese architect Junzo Yoshimura designed a now-classic Japanese house and garden that he called Shofuso. It was built in Nagoya, Japan, and shipped to New York in 1954, where it was exhibited at the Museum of Modern Art and then relocated to Philadelphia’s Fairmount Park. The curators of MoMA’s House in the Garden exhibition highlighted its synthesis of historic Japanese architecture with modern architecture: the clarity of the house’s post and beam structure, its flexibility of use and the close relationship of indoor and outdoor spaces. This extensively illustrated volume centers on Yoshimura’s design for Shofuso and two allied sites located in New Hope, Bucks County, Pennsylvania: Raymond Farm (1939–41), a live-work residence built by Antonin and Noémi Raymond within the fabric of an existing 18th-century Quaker farmhouse; and Nakashima Studios, a complex of structures designed by George Nakashima over three decades (1947–77) to serve his furniture-making business and as his family’s home. Each site, in its own way, is the embodiment of the personal relationships and cross-cultural collaborations among this group of architects and designers. The Raymonds, along with Yoshimura, Nakashima and others, came to understand Japan’s changing environment through the act of building, through collaboration and travel. Together, they extended these lessons into the furniture and furnishings of modern living in both Japan and the United States. This volume documents an exhibition of objects and ephemera mounted at Shofuso. New York–based architectural photographer Elizabeth Felicella captures each site in a portfolio of newly commissioned images. Essays by Ken Tadashi Oshima and William Whitaker, illustrated with historical photographs, family snapshots and architectural drawings, further elucidate this important chapter in the history of modern architecture and design.

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In 2012, the Eastman Kodak Company declared bankruptcy. That same year, a group of ten photographers from Magnum Photos—Jim Goldberg, Bruce Gilden, Susan Meiselas, Martin Parr, Paolo Pellegrin, Alessandra Sanguinetti, Alec Soth, Larry Towell, Alex Webb, and Donovan Wylie, plus Chien-Chi Chang, who documented the process in audio and video—established a temporary base of operations in Rochester, New York, former home to the once-dominant manufacturer of photographic film. Their goal: to create both a documentary archive of that city’s culture and landscape, and a photo-based experience engaging its residents; and to investigate a community of picture-makers comprised not only of Eastman Kodak, but also the Visual Studies Workshop, George Eastman House, Rochester Institute of Technology, and the citizens of Rochester. Over the course of almost three weeks, photographers, students, faculty, and residents worked together to create a visual record of the city and its people at a time of significant transition. Nathan Lyons, founding director of the Visual Studies Workshop, describes the result as “not only a major documentary project, but a celebration of photography within the city that had for years been a center of imaging technologies.” Upon arrival in Rochester, Martin Parr gave each photographer the task of assembling one hundred photographs to form the basis of an archive. Rochester 585/716 presents all one thousand images, together with commentary by poets Cornelius Eady and Marie Howe, art historian and photo theorist Laura Wexler, and photographer and educator Nathan Lyons. Five sets of the images were printed as a portfolio, each of which now resides in major private and public collections. Two artist proof sets were also created, one of which will be dispersed via the one thousand copies of this publication. Each individual copy contains a single loose print, selected at random from this additional set.

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In today's economic climate, where trust between business and IT in most companies has never been more fragile, we have to find the possibilities to completely rethink IT, and transform it into a strategic asset for our companies. But this won't be an incremental change; this will be a fundamental paradigm shift - and this book can be your guidebook. This book provides an answer to the following questions: * What is business/IT Fusion and what is the difference with business/IT Alignment? * How will the new Fusion of business and IT function, particularly in its relationship with the business customers and with its suppliers? * What will the new IT organization look like from a Fusion perspective? * What are the tools and mechanisms to make Fusion work? How can we implement 'intelligent governance' and move from budget thinking to portfolio thinking? * How can I use the concept of architecture and turn this into a business instrument? * How will we staff these new IT organizations? What type of skills do we need, and how will we attract them? * How can I rebuild the image of IT, and market technology innovation to the business? * What will the new breed of CIO look like, who can transform IT into a Fusion concept? * How to build a 'new deal' between Business and IT, and how to maintain it? This is a book for IT professionals (IT and Business people), to assist them in dreaming up the next wave of information technology and information technology departments. This is a book to help them think about what's next for their organisation, for their department, and for themselves. This is a book that deals with the capabilities; mindsets and strategies that will help shape the next generation of information technology.

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The third book in the "Rockfax France" series covers the extensive and fertile climbing area west of the author's previous guide to Haute Provence. The areas covered largely surround the beautiful Parc National des Cevennes, but also includes crags that are close to the cities of Nimes and Avignon. Some areas have been climbed on for generations; others are still very much in development, all will leave you hungry for more. Starting in the family-friendly summer holiday destination of the Ardeche, the guide promises a tour of the very best crags in the region. The next stop is in the Gorge du Tarn, a highly acclaimed recent addition to France's portfolio of perfect crags, here you can choose from the never-ending stamina tests in the Tarn, the occasionally traditionally protected multi-pitch adventures of the Jonte, and the various high-quality offerings of Le Boffi. Moving south, we cover Thaurac, for its collection of fine lower grade single and multi-pitch climbs, then pause for some fine 'old school' adventure at Hortus. Moving back east, it's not far before we can pay our respects to Claret, Russan, and Seynes, each with its individual style, breath-taking quality, and lifetime supply of routes. Finally we end our tour at the well-developed crags surrounding Avignon, including the legendary Orgon which covers the range of difficulty from grade 4 to 9. Presented in the universally-praised Rockfax style, the book gives the reader with clear landscape photos of each crag, never-before-seen close-up photo-topos, and a wealth of action photos taken specifically for the book. Whether you're planning your trip from home, or choosing your next route at the crag, this guide has everything you're looking for.

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Is your business playing it safe—or taking the right risks?If you read nothing else on managing risk, read these 10 articles. We've combed through hundreds of Harvard Business Review articles and selected the most important ones to help your company make smart decisions and thrive, even when the future is unclear.This book will inspire you to: Avoid the most common errors in risk management Understand the three distinct categories of risk and tailor your risk-management processes accordingly Embrace uncertainty as a key element of breakthrough innovation Adopt best practices for mitigating political threats Upgrade your organization's forecasting capabilities to gain a competitive edge Detect and neutralize cyberattacks originating inside your company This collection of articles includes "Managing Risks: A New Framework," by Robert S. Kaplan and Anette Mikes; "How to Build Risk into Your Business Model," by Karan Girotra and Serguei Netessine; "The Six Mistakes Executives Make in Risk Management," by Nassim N. Taleb, Daniel G. Goldstein, and Mark W. Spitznagel; "From Superstorms to Factory Fires: Managing Unpredictable Supply-Chain Disruptions," by David Simchi-Levi, William Schmidt, and Yehua Wei; "Is It Real? Can We Win? Is It Worth Doing?: Managing Risk and Reward in an Innovation Portfolio," by George S. Day; “Superforecasting: How to Upgrade Your Company's Judgment," by Paul J. H. Schoemaker and Philip E. Tetlock; "Managing 21st-Century Political Risk," by Condoleezza Rice and Amy Zegart; "How to Scandal-Proof Your Company," by Paul Healy and George Serafeim; "Beating the Odds When You Launch a New Venture," by Clark Gilbert and Matthew Eyring; "The Danger from Within," by David M. Upton and Sadie Creese; and "Future-Proof Your Climate Strategy," by Joseph E. Aldy and Gianfranco Gianfrate.

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The irreverent guide to investing, Boglehead style The Boglehead's Guide to Investing is a DIY handbook that espouses the sage investment wisdom of John C. Bogle. This witty and wonderful book offers contrarian advice that provides the first step on the road to investment success, illustrating how relying on typical "common sense" promoted by Wall Street is destined to leave you poorer. This updated edition includes new information on backdoor Roth IRAs and ETFs as mainstream buy and hold investments, estate taxes and gifting, plus changes to the laws regarding Traditional and Roth IRAs, and 401k and 403b retirement plans. With warnings and principles both precisely accurate and grandly counterintuitive, the Boglehead authors show how beating the market is a zero-sum game. Investing can be simple, but it's certainly not simplistic. Over the course of twenty years, the followers of John C. Bogle have evolved from a loose association of investors to a major force with the largest and most active non-commercial financial forum on the Internet. The Boglehead's Guide to Investing brings that communication to you with comprehensive guidance to the investment prowess on display at Bogleheads.org. You'll learn how to craft your own investment strategy using the Bogle-proven methods that have worked for thousands of investors, and how to: Choose a sound financial lifestyle and diversify your portfolio Start early, invest regularly, and know what you're buying Preserve your buying power, keeping costs and taxes low Throw out the "good" advice promoted by Wall Street that leads to investment failure Financial markets are essentially closed systems in which one's gain garners another's loss. Investors looking for a roadmap to successfully navigating these choppy waters long-term will find expert guidance, sound advice, and a little irreverent humor in The Boglehead's Guide to Investing.

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Praise for In the Trading Cockpit . . . "Morales and Kacher want you to see an alternative to popular and traditional dead end strategies (i.e., buy and hope). Absorb the insights of In the Trading Cockpit with the O'Neil Disciples and put yourself in position to think differently—and profit." — Michael W. Covel, Bestselling author of Trend Following and The Complete TurtleTrader; President, Trend Following Your hands-on guide to mastering powerful trading methods inspired by stock market legend William O'Neil Written by two former William O'Neil + Co. employees who have spent years building upon the lessons they learned working alongside the master, this book delivers powerful trading techniques based on the O'Neil model that you can put to work in your own portfolio, right away. The follow-up to their bestselling Trade Like an O'Neil Disciple, In the Trading Cockpit with the O'Neil Disciples goes beyond the descriptive narrative of the former book to provide you with step-by-step guidance and all the practice you need to quickly master those tried-and-true methods and make them an integral part of your trading system. You'll find: Clear, step-by-step explanations of powerful new trading strategies, including techniques for buying pocket pivots and gap-ups Hundreds of annotated examples—with charts—of real-life trades from the authors' own experiences with detailed analysis of what worked, what didn't, and why Set ups with buy, add, and sell points for both winning and losing scenarios Dozens of skill-building exercises that help you quickly master the techniques described Tried-and-true stock shorting techniques based on William O'Neil's methods Written by established experts Gil Morales and Dr. Chris Kacher, In the Trading Cockpit with the O'Neil Disciples is an indispensable guide to mastering proven strategies for trading stocks for record profits in every market environment.

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#1 NEW YORK TIMES BESTSELLER#1 WALL STREET JOURNAL BESTSELLER#1 PUBLISHER’S WEEKLY BESTSELLER #1 AMAZON BESTSELLERJared Kushner was one of the most consequential presidential advisers in modern history. For the first time, he recounts what happened behind closed doors during the Trump presidency.Few White House advisors have had such an expansive portfolio or constant access to the president. From his office next to Trump, senior adviser Jared Kushner operated quietly behind the scenes, preferring to leave the turf wars and television sparring to others. Now, Kushner finally tells his story—a fast-paced and surprisingly candid account of how an earnest businessman with no political ambitions found himself pulled into a presidency that no one saw coming. Breaking History takes readers inside debates in the Oval Office, double-crosses at the United Nations, tense meetings in Arab palaces, high-stakes negotiations, and the daily barrage of leaks, false allegations, investigations, and West Wing infighting.A true historical thriller, this book is not your typical political memoir. Kushner details Washington’s intense resistance to change and reveals how he broke through the stalemates of the past. An outsider among outsiders, Kushner was a results-driven executive among beltway power brokers. He questioned old assumptions and delivered unprecedented results on trade, criminal justice reform, production of COVID-19 vaccines, and Middle East peace. His successful negotiation of the Abraham Accords, the most significant diplomatic breakthrough in 50 years, earned him a nomination for the Nobel Peace Prize.Written by one of the few people by Trump’s side from his trip down the golden escalator to his final departure from Andrews Air Force Base, Breaking History provides the most honest, nuanced, and definitive understanding of a presidency that will be studied for generations.

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*A WALL STREET JOURNAL BESTSELLER!*In this gripping rags-to-riches instant classic—a must-read for starting your own business—Matt Higgins provides the blueprint he used to go from a desperate sixteen-year-old high school dropout caring for his sick mother in Queens, New York, to a shark on Shark Tank and the faculty of Harvard Business School. Told with raw emotion and radical transparency, Higgins writes the definitive tome on the oldest life hack in history: burn the boats. From Sun Tzu to Julius Caesar, the ancient Israelites to Ukrainian President Volodymyr Zelensky, there’s a bold and highly effective tactic seen throughout history—when leaders want to motivate their troops for success, they destroy all opportunities for retreat, and fully commit to the mission. They burn their boats; it’s win or perish, and the clarity of sheer desperation propels them to victory.But the conviction of crisis decision-making can also be harnessed in peacetime to achieve unfathomable success. Higgins draws upon extensive research, historical precedent, and dozens of firsthand case studies—from actress-turned-entrepreneur Scarlett Johansson to NFL Coach Rex Ryan—that prove merely contemplating Plan B diminishes the probability of ever achieving Plan A. Now a self-made serial entrepreneur with a $1 billion consumer portfolio of some of America’s most iconic brands, Higgins explains how to burn the metaphorical boats that undermine total commitment, ranging from imposter syndrome to paralyzing anxiety to toxic leadership.Burn the Boats is the manifesto for anyone looking to level up their life while navigating risk. Each chapter includes clear, actionable advice that readers can immediately start applying to their own lives, along with inspiration drawn from dozens of real-life success stories.This book will give you the courage to confidently go all in on your life’s true purpose.

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How well does it pay to own the Standard & Poor’s 500 Index’s best-performing stock of the year? Over the 2012-2021 period, the one-year total return ranged from 80% to 743%. This book identifies the quantitative and qualitative traits of stocks that made it to #1 and tells the stories of how they got there. A key indicator, the Fridson-Lee Statistic, makes its debut in these pages. Aiming for the massive upside of the #1 stocks entails substantial risk. It’s not something to do with more than a small percentage of your portfolio. But attempting to pick the coming year’s top performer can provide an outlet for speculative impulses that might otherwise spoil a prudent, long-term investment plan. And by investigating the statistically determined best candidates for #1, you’ll gain important insights into stock selection. The Little Book of Picking Top Stocks explains why conventional equity research provides only limited help in zeroing in on the index’s future top performer. Spotting the #1 stock isn’t Wall Street analysts’ focus, although the information they furnish about companies’ competitive strategies is quite helpful. Problematically, investment banks’ fundamental stock reports are structured around a valuation metric that was discredited nearly half a century ago—earnings per share. Author Martin Fridson’s previous writings on the stock market include the books It Was a Very Good Year and Investment Illusions, as well as articles such as “Ben Graham’s Value Approach: Can It Still Work?” He has received the CFA Society of New York’s Ben Graham Award and has been named the Financial Management Association International’s Financial Executive of the Year. The Green Magazine called his Financial Statement Analysis (co-authored with Fernando Alvarez) “one of the most useful investment books ever.”

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Discover how to invest your capital to achieve a powerful, lasting impact on the world.The Global Handbook of Impact Investing: Solving Global Problems Via Smarter Capital Markets Towards A More Sustainable Society is an insightful guide to the growing world-wide movement of Impact Investing. Impact investors seek to realize lasting, beneficial improvements in society by allocating capital to sources of impactful and sustainable profit. This Handbook is a how-to guide for institutional investors, including family offices, foundations, endowments, governments, and international organizations, as well as academics, students, and everyday investors globally. The Handbook´s wide-ranging contributions from around the world make a powerful case for positive impact and profit to fund substantive, lasting solutions that solve critical problems across the world. Edited by two experienced and distinguished professionals in the sustainable investing arena and authored by two dozen renowned experts from finance, academia, and multilateral organizations from around the world, the Global Handbook of Impact Investing educates, inspires, and spurs action towards more responsible investing across all asset classes, resulting in smarter capital markets, including how to: · Realize positive impact and profit · Integrate impact into investment decision-making and portfolio · Allocate impactful investments across all asset classes · Apply unique Impact Investing frameworks · Measure, evaluate and report on impact · Learn from case examples around the globe · Pursue Best Practices in Impact Investing and impact reporting While other resources may take a local or limited approach to the subject, this Handbook gathers global knowledge and results from public and private institutions spanning five continents. The authors also make a powerful case for the ability of Impact Investing to lead to substantive and lasting change that addresses critical problems across the world.

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The book that applies behavioral finance to the real world Understanding how to use behavioral finance theory in investing is a hot topic these days. Nobel laureate Daniel Kahneman has described financial advising as a prescriptive activity whose main objective should be to guide investors to make decisions that serve their best interests. The reality? That's easier said than done. In the Second Edition of Behavioral Finance and Wealth Management, Michael Pompian takes a practical approach to the growing science of behavioral finance, and puts it to use for real investors. He applies knowledge of 20 of the most prominent individual investor biases into "behaviorally-modified" asset allocation decisions. Offering investors and financial advisors a "self-help" book, Pompian shows how to create investment strategies that leverage the latest cutting edge research into behavioral biases of individual investors. This book: Shows investors and financial advisors how to either moderate or adapt to behavioral biases, in order to improve investment results and identifies "the best practical allocation" for investment portfolios. Using these two sound approaches for guiding investment decision-making, behavioral biases are incorporated into the portfolio management process Uses updated cases studies to show investors and financial advisors how an investor's behavior can be modified to improve investment decision-making Provides useable methods for creating behaviorally modified investment portfolios, which may help investors to reach their long term financial goals Heightens awareness of biases so that financial decisions and resulting economic outcomes are improved Offers advice on managing the effects of each bias in order to improve investment results This Second Edition illustrates investors' behavioral biases in detail and offers financial advisors and their clients practical advice about how to apply the science of behavioral finance to improve overall investment decision making.

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From the Bestselling Author of Real Estate Investing in Canada 2.0 What can you learn from four Canadian real estate experts who have 100-plus years of collective investing experience? Whether you are a beginning investor or own a portfolio of residential properties, 97 Tips for Canadian Real Estate Investors, 2nd Edition provides you with insights, strategies and success stories to build your wealth according to a proven system. Investors will learn about how to adapt to shifting market conditions, and financing and marketing strategies designed to improve cash flow and attract long-term tenants. You’ll discover the challenges and pitfalls that investors experience and how to avoid them. At your fingertips and success strategies based on the Authentic Canadian Real Estate System. From understanding the principles and economics of Investing, to sourcing properties and financing, closing deals and becoming a landlord, 97 Tips is chockfull of great ideas for investors who want to achieve beyond their dreams. Praise from Canadian Investors for Real Estate Investing in Canada and the Acre System “This material was absolutely essential for getting my investing jumpstarted. Thank you!” –Marianne Malo Chenard “To compare this system to other real estate investing educators is like comparing day to night. I get all the information on a proven system I need. I don’t have to pay thousands of extra dollars to get the ‘Next level’ of training.” –Michael Colson “If you are serious about taking control of your finances through real estate, this book is the perfect starting point.” –Joe Iannuzzi “Excellent advice on how to make profitable business decisions and how to know what the red flags are. –Kimberley Pashak Special Bonus Stay ahead of the real estate market. As a bonus, every registered reader of 97 Tips will receive a free CD covering the latest market changes. Register at www.realestateinvestingincanada.com.

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This full-color text offers a clear introduction and detailed reference for creating and interpreting technical drawings, whether using 2D CAD or 3D modeling. The important role that 3D CAD databases play in design and documentation is a central emphasis. Superbly integrated illustrations, step-by-step instructions, and navigation features help you master key skills and knowledge. Throughout, the authors demonstrate 3D and 2D drawing skills and CAD usage in the context of real-world practice in today's leading disciplines. They combine strong technical detail, real-world examples, and current standards, materials, industries, and processes—all in a format that is efficient, colorful, and visual. FEATURES SPLASH SPREAD Appealing chapter openers provide context and motivation. REFERENCES AND WEB LINKS Useful web links and standards provided upfront in each chapter. UNDERSTANDING SECTION Foundational introductions, tabbed for easy navigation, outline each topic's importance, use, visualization tips, and theory. DETAIL SECTION Detailed, well-tested explanations of drawing techniques, variations, and examples—organized into quick-read sections, numbered for easy reference. CAD AT WORK SECTION Breakout pages offer tips on generating drawings from 2D or 3D models. PORTFOLIO SECTION AND INDUSTRY CASES Examples of finished drawings and case studies from industry practitioners show how techniques are applied in the real world. KEY WORDS Italicized on first reference, summarized after each chapter. CHAPTER SUMMARIES AND REVIEW QUESTIONS Efficiently reinforce learning. EXERCISES Outstanding problem sets with updated exercises, including parts, assembly drawings from CAD models, and more. WORKSHEETS Worksheets and grids encourage students to practice and develop hand-sketching skills used for communicating and generating design concepts. Printable PDFs may also be downloaded. New to the 6th Edition Updated for current ASME standards Color photos of inspiring applications Updated coverage of 3D printing and rapid prototyping Additional worksheets for developing sketching and visual ability

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Ronnie Wood is one of the foremost rock guitarists in the world, but his artistic talents extend beyond music. Throughout his stellar musical career from The Birds to the Faces and the Rolling Stones, Ronnie has never lost his passion for painting, drawing and sculpture. Exuding the same irrepressible energy as Ronnie himself, Ronnie Wood: Artist is the first ever comprehensive collection of his paintings and other artworks, created to mark the occasion of his seventieth birthday. The bright, bold volume brings together the fruits of a lifetime in the arts, brimming with six decades of memorable and diverse work, from his art college portfolio (he studied alongside Pete Townshend) to the intimate work of his personal life today. Inside, a generous selection of his Stones work, including rare watercolours of Mick, Keith and Charlie backstage, meets acrylics of contemporaries Rod Stewart, Jeff Beck and Keith Moon. Portraits of formative jazz innovators Count Basie, Miles Davis and Billie Holiday sit alongside blues heroes Howlin’ Wolf, Muddy Waters and Big Bill Broonzy. Paintings of Hollywood’s elite – Paul Newman, James Dean and Marilyn Monroe – juxtapose real-time fashion sketches of Kate Moss and Naomi Campbell and deft pastel compositions from his residency at the Royal Ballet. The artist himself provides the captions and insights into the thought and motivation behind each piece. With an introduction by Emmanuel Guigon (director of the Museu Picasso, Barcelona, where Ronnie will be beginning a residency in 2018) and an afterword by none other than Keith Richards, Ronnie Wood: Artist exists where fine art and rock ’n’ roll collide. This extensive and eclectic collection offers unique insights into the entire world of Ronnie Wood, and, with close to 400 works, is a fitting testament to the artistic range and ambition of rock ’n’ roll’s most successful artist

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The way we experience the world is largely through the design of the places, products, communications, services and systems we encounter every day. Design determines how difficult or easy it is to achieve certain things – whether taking a bath, cooking a meal, crossing the street or making a call, we all want a world that works for us all the time. However, some people are excluded from the simplest and most basic everyday experiences. Why? This is because the act of designing has given insufficient consideration to their level of physical ability or cognitive difference or cultural background or economic circumstance.Over the past 30 years, however, there has been a shift in designing to become more empathic and inclusive of different human needs. The Helen Hamlyn Centre for Design at the Royal College of Art first pioneered the concept of inclusive design in the early 1990s and it has gone on to build an extensive portfolio of collaborative projects over a long period, developing new methods, coaching designers at all levels in the approach and bringing a more inclusive way of thinking about design to international attention. This book shows the parameters of inclusive design through the lens of the centre’s own projects in the field. It therefore maps a movement and, at the same time, marks a milestone: the 30th anniversary of the Helen Hamlyn Centre for Design in 2021. 30 everyday artefacts and environments are explored. These vary in scale: some are simple, hand-held objects, while others form part of large and complex environments or systems. Some have reached the market, others we can file under ‘ideas for the future’. All reflect an approach which could be described as designing with people as opposed to designing for people.

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With the effects of climate change already upon us, the need to cut global greenhouse gas emissions is nothing less than urgent. It’s a daunting challenge, but the technologies and strategies to meet it exist today. A small set of energy policies, designed and implemented well, can put us on the path to a low carbon future. Energy systems are large and complex, so energy policy must be focused and cost-effective. One-size-fits-all approaches simply won’t get the job done. Policymakers need a clear, comprehensive resource that outlines the energy policies that will have the biggest impact on our climate future, and describes how to design these policies well. Designing Climate Solutions: A Policy Guide for Low-Carbon Energy is the first such guide, bringing together the latest research and analysis around low carbon energy solutions. Written by Hal Harvey, CEO of the policy firm Energy Innovation, with Robbie Orvis and Jeffrey Rissman of Energy Innovation, Designing Climate Solutions is an accessible resource on lowering carbon emissions for policymakers, activists, philanthropists, and others in the climate and energy community. In Part I, the authors deliver a roadmap for understanding which countries, sectors, and sources produce the greatest amount of greenhouse gas emissions, and give readers the tools to select and design efficient policies for each of these sectors. In Part II, they break down each type of policy, from renewable portfolio standards to carbon pricing, offering key design principles and case studies where each policy has been implemented successfully. We don’t need to wait for new technologies or strategies to create a low carbon future—and we can’t afford to. Designing Climate Solutions gives professionals the tools they need to select, design, and implement the policies that can put us on the path to a livable climate future

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Gain skills in image and logo manipulation that will enhance your designs and make them more appealing--either in your portfolio or for your client’s next graphic project.As Adobe's Photoshop and Illustrator have evolved, new and unique features have been added to these programs that offer different options for warping and distorting graphics and shapes. For the beginner and intermediate student or graphic artist, choosing or knowing which distort or warp tool to use among so many available can become overwhelming and confusing.This book primarily focuses on teaching how to work with various warping tools and filters in Photoshop, though you will also be using graphics acquired from Adobe Illustrator. Knowing how to work between these two applications is a crucial part of understanding how to successfully manipulate your designs. In Photoshop, you'll see how to alter both raster images and vector graphics, and learn how to do this with layers in various non-destructive ways. Some of the filters mentioned in this book will be familiar to you, as you may have used them frequently. However, others are well hidden, are new, or perhaps you have never considered that you could use that tool, dialog box, or filter to warp or distort. What You Will Learn Become proficient in using the warping and distorting tools and filters in Photoshop, as well as how to correct basic distortions in photos and add perspective Grasp transferring illustrations from Illustrator for use in Photoshop Discover how to warp and distort type Generate unique patterns Work with Smart Object Layers and Smart Filters Work in combination with older tools and newer, enhanced ones Who This Book Is ForBeginner- and Intermediate-level readers interested in pursuing careers as graphic artists, photographers, or video artists/animators.

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When keeping up with massive amounts of information is part of your job and daily life, how do you transform a feeling of overwhelm to a sense of abundance and empowerment? Discover practical insights and strategies to build a positive relationship with information and excel at work and all your ventures.In Thriving on Overload, Ross Dawson provides simple actionable techniques for staying ahead in an accelerating world. It’s all about choosing to thrive on overload—rather than being overwhelmed by it. He draws on his work as a leading futurist and 25 years of research into the practices that transform a surplus of information into compelling value. Develop the five intertwined powers that, together, enable extraordinary performance: Purpose: understanding why you engage with information enables a healthier relationship that generates success and balance in your life Framing: creating frameworks that connect information into meaningful patterns builds deep knowledge, insight, and world-class expertise Filtering: discerning what information serves us, using an intelligent portfolio of information sources, helps surface valuable signals above the pervasive noise Attention: allocating your awareness with intent, including laser-like focus and serendipitous discovery, maximizes productivity and outcomes Synthesis: expanding our unique capacity to integrate a universe of ideas yields powerful insight, the ability to see opportunities first, and better decisions Discover valuable lessons from some of the world’s most extraordinary “information masters”: entrepreneurs, investors, executives, and researchers who are completely at home in a world awash with information, capable of transforming vast mines of data into the solid gold of insight and effective action. Packed with clear guidance, useful exercises, engaging stories, and handy resources, Thriving on Overload will help you build the capabilities that enable you to outperform your peers and prosper as never before in a world defined by excessive information.

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Peterson's Writing Successful College Applications offers outstanding suggestions and detailed expert advice to help students create a college application package that will help them stand out from a crowd of competitive candidates. ‘It’s more than just the essay.’ This guide reviews all the components of a successful college application process in an honest and engaging way. This new book offers proven strategies to help students craft a successful essay or personal statement, with tips and insights to guide them through the writing process. There are over 50 sample personal statements from successful students plus bonus information on how to write strong activity and academic paragraphs to highlight your leadership and teamwork skills. The guide provides advice and writing tips on the all-important "Why This School" paragraph to emphasize the student’s interest. Interviews with Deans of Admission offer valuable information on what colleges are really looking for in an admission essay. Often, it’s not what you think. Be unique and bright - but also have a great story that will make you memorable. If the Dean is still thinking about your personal statement two days later, it achieved its purpose. Today's multiple college applications involve writing more than just one long essay. The myriad required paragraphs and supplemental statements demand skill, finesse, tenacity, and patience. Peterson's Writing Successful College Applications reminds the reader that what defines the application are the little details like: biographical information GPA and transcript standardized tests strong letters of recommendation extracurricular and volunteer activities on a resume A writing project or art or music portfolio add to the memorability factor, if the student has talent or writing skills to showcase. The advice about writing an essay that only this student could write is excellent. Be unique and tell your own story. But remember - ‘It’s more than just the essay.’

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The definitive biography that unlocks the remarkable story of Vivian Maier, the nanny who lived secretly as a world-class photographer, featuring nearly 400 of her images, many never seen before, placed for the first time in the context of her life. Vivian Maier, the photographer nanny whose work was famously discovered in a Chicago storage locker, captured the imagination of the world with her masterful images and mysterious life. Before posthumously skyrocketing to global fame, she had so deeply buried her past that even the families she lived with knew little about her. No one could relay where she was born or raised, if she had parents or siblings, if she enjoyed personal relationships, why she took photographs and why she didn’t share them with others. Now, in this definitive biography, Ann Marks uses her complete access to Vivian’s personal records and archive of 140,000 photographs to reveal the full story of her extraordinary life. Based on meticulous investigative research, Vivian Maier Developed reveals the story of a woman who fled from a family with a hidden history of illegitimacy, bigamy, parental rejection, substance abuse, violence, and mental illness to live life on her own terms. Left with a limited ability to disclose feelings and form relationships, she expressed herself through photography, creating a secret portfolio of pictures teeming with emotion, authenticity, and humanity. With limitless resilience she knocked down every obstacle in her way, determined to improve her lot in life and that of others by tirelessly advocating for the rights of workers, women, African Americans, and Native Americans. No one knew that behind the detached veneer was a profoundly intelligent, empathetic, and inspired woman—a woman so creatively gifted that her body of work would become one of the greatest photographic discoveries of the century.

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When it comes to investing in the stock market, investors have plenty of options: 1. They can do it themselves. Trillions of dollars are invested this way. (Of course, the only problem here is that most people have no idea how to analyze and choose individual stocks. Well, not really the only problem. Most investors have no idea how to construct a stock portfolio, most have no idea when to buy and sell, and most have no idea how much to invest in the fi rst place.) 2. They can give money to professionals to invest. Trillions of dollars are invested this way. (Unfortunately, most professionals actually underperform the market averages over time. In fact, it may be even harder to pick good professional managers than it is to pick good individual stocks.) 3. They can invest in traditional index funds. Trillions of dollars are also invested this way. (The problem is that investing this way is seriously flawed—and almost a guarantee of subpar investment returns over time.) 4. They can read The Big Secret for the Small Investor and do something else. Not much is invested this way. Yet . . . Let top hedge-fund manager, Columbia Business School professor, former Fortune 500 chairman, and New York Times bestselling author Joel Greenblatt take you on a journey that will reveal the Big Secret for both individual and professional investors. Based on path-breaking new research, find out how anyone can beat the market, the index funds, and the experts by following a new approach that relies on the principles of value investing, common sense, and quantitative discipline. Along the way, learn where "value" comes from, how markets work, and what really happens on Wall Street. By journey's end, small investors (and even not-so-small investors) will have found their way to some excellent new investment choices.

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The long-awaited, comprehensive guide to practical credit risk modeling Credit Risk Analytics provides a targeted training guide for risk managers looking to efficiently build or validate in-house models for credit risk management. Combining theory with practice, this book walks you through the fundamentals of credit risk management and shows you how to implement these concepts using the SAS credit risk management program, with helpful code provided. Coverage includes data analysis and preprocessing, credit scoring; PD and LGD estimation and forecasting, low default portfolios, correlation modeling and estimation, validation, implementation of prudential regulation, stress testing of existing modeling concepts, and more, to provide a one-stop tutorial and reference for credit risk analytics. The companion website offers examples of both real and simulated credit portfolio data to help you more easily implement the concepts discussed, and the expert author team provides practical insight on this real-world intersection of finance, statistics, and analytics. SAS is the preferred software for credit risk modeling due to its functionality and ability to process large amounts of data. This book shows you how to exploit the capabilities of this high-powered package to create clean, accurate credit risk management models. Understand the general concepts of credit risk management Validate and stress-test existing models Access working examples based on both real and simulated data Learn useful code for implementing and validating models in SAS Despite the high demand for in-house models, there is little comprehensive training available; practitioners are left to comb through piece-meal resources, executive training courses, and consultancies to cobble together the information they need. This book ends the search by providing a comprehensive, focused resource backed by expert guidance. Credit Risk Analytics is the reference every risk manager needs to streamline the modeling process.

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Practical trading psychology insight that can be put to work today Trading Psychology 2.0 is a comprehensive guide to applying the science of psychology to the art of trading. Veteran trading psychologist and bestselling author Brett Steenbarger offers critical advice and proven techniques to help interested traders better understand the markets, with practical takeaways that can be implemented immediately. Academic research is presented in an accessible, understandable, engaging way that makes it relevant for practical traders, and examples, illustrations, and case studies bring the ideas and techniques to life. Interactive features keep readers engaged and involved, including a blog offering ever-expanding content, and a Twitter feed for quick tips. Contributions from market bloggers, authors, and experts bring fresh perspectives to the topic, and Steenbarger draws upon his own experience in psychology and statistical modeling as an active trader to offer insight into the practical aspect of trading psychology. Trading psychology is one of the few topics that are equally relevant to day traders and active investors, market makers and portfolio managers, and traders in different markets around the globe. Many firms hire trading coaches, but this book provides a coach in print, accessible 24/7 no matter what the market is doing. Understand the research at the core of trading psychology Examine the ways in which psychology is applied in real-world trading Implement practical tips immediately to see first-hand results Gain the perspective and insight of veteran traders who apply these techniques daily While markets may differ in scale, scope, and activity, humans remain human, with all the inherent behavioral tendencies. Studying the market from the human perspective gives traders insight into how human behavior drives market behavior. Trading Psychology 2.0 gives traders an edge, with expert guidance and practical advice.

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The irreverent guide to investing, Boglehead style The Boglehead's Guide to Investing is a DIY handbook that espouses the sage investment wisdom of John C. Bogle. This witty and wonderful book offers contrarian advice that provides the first step on the road to investment success, illustrating how relying on typical "common sense" promoted by Wall Street is destined to leave you poorer. This updated edition includes new information on backdoor Roth IRAs and ETFs as mainstream buy and hold investments, estate taxes and gifting, plus changes to the laws regarding Traditional and Roth IRAs, and 401k and 403b retirement plans. With warnings and principles both precisely accurate and grandly counterintuitive, the Boglehead authors show how beating the market is a zero-sum game. Investing can be simple, but it's certainly not simplistic. Over the course of twenty years, the followers of John C. Bogle have evolved from a loose association of investors to a major force with the largest and most active non-commercial financial forum on the Internet. The Boglehead's Guide to Investing brings that communication to you with comprehensive guidance to the investment prowess on display at Bogleheads.org. You'll learn how to craft your own investment strategy using the Bogle-proven methods that have worked for thousands of investors, and how to: Choose a sound financial lifestyle and diversify your portfolio Start early, invest regularly, and know what you're buying Preserve your buying power, keeping costs and taxes low Throw out the "good" advice promoted by Wall Street that leads to investment failure Financial markets are essentially closed systems in which one's gain garners another's loss. Investors looking for a roadmap to successfully navigating these choppy waters long-term will find expert guidance, sound advice, and a little irreverent humor in The Boglehead's Guide to Investing.

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Praise for How I Became a Quant "Led by two top-notch quants, Richard R. Lindsey and Barry Schachter, How I Became a Quant details the quirky world of quantitative analysis through stories told by some of today's most successful quants. For anyone who might have thought otherwise, there are engaging personalities behind all that number crunching!" --Ira Kawaller, Kawaller & Co. and the Kawaller Fund "A fun and fascinating read. This book tells the story of how academics, physicists, mathematicians, and other scientists became professional investors managing billions." --David A. Krell, President and CEO, International Securities Exchange "How I Became a Quant should be must reading for all students with a quantitative aptitude. It provides fascinating examples of the dynamic career opportunities potentially open to anyone with the skills and passion for quantitative analysis." --Roy D. Henriksson, Chief Investment Officer, Advanced Portfolio Management "Quants"--those who design and implement mathematical models for the pricing of derivatives, assessment of risk, or prediction of market movements--are the backbone of today's investment industry. As the greater volatility of current financial markets has driven investors to seek shelter from increasing uncertainty, the quant revolution has given people the opportunity to avoid unwanted financial risk by literally trading it away, or more specifically, paying someone else to take on the unwanted risk. How I Became a Quant reveals the faces behind the quant revolution, offering you?the?chance to learn firsthand what it's like to be a?quant today. In this fascinating collection of Wall Street war stories, more than two dozen quants detail their roots, roles, and contributions, explaining what they do and how they do it, as well as outlining the sometimes unexpected paths they have followed from the halls of academia to the front lines of an investment revolution.

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Every student, teacher, and perfectionist needs to read this book about learning and growing from your mistakes! The perfect introduction to growth mindset, The Girl Who Never Made Mistakes is:A growth mindset book for kidsA teacher must-have for classroomsAn educational book for ages 4-8 (and for everyone learning growth mindset!)Beatrice Bottomwell has NEVER (not once!) made a mistake. She never forgets her math homework, she never wears mismatched socks, and she ALWAYS wins the yearly talent show at school. In fact, the entire town calls her The Girl Who Never Makes Mistakes!One day, the inevitable happens: Beatrice makes a huge mistake in front of everyone!But in the end, readers (and perfectionists) will realize that life is more fun when you enjoy everything-even the mistakes.Additional praise for The Girl Who Never Made Mistakes:"Beatrice offers a lesson we could all benefit from: learn from your mistakes, let go, laugh, and enjoy the ride."-JENNIFER FOSBERRY, New York Times bestselling author of My Name Is Not Isabella"Beatrice's discovery that you can laugh off even a very public mistake shows the importance of resiliency and helps perfectionist kids keep things in perspective. Most importantly, Beatrice reminds the reader that it's more important to enjoy the things that you do than worry about doing them perfectly."-A Mighty Girl"The Girl Who Never Made Mistakes is a must-read for any young (or old!) perfectionist. Beatrice Bottomwell is perfectly imperfect!"-Stephanie Oppenheim, Oppenheim Toy Portfolio"It's fun and instructive without feeling overly didactic and the illustrations are darling."-Parenting"This book will help little perfectionists see that making mistakes is okay, and it can be a lot of fun too!"-Kids Book Blog

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Wall Street Journal BESTSELLERNew York Times bestselling author of Rich Bitch and renowned money expert Nicole Lapin makes investing accessible and fun so women can make bank and become Miss Independent. You’ve worked hard for your money and now it’s time for your money to work for you. You will never earn or budget your way into real wealth. Growing your money significantly doesn’t require starting with a lot of money. It requires a little bit of knowledge about taking smart risks and as much time as possible to take advantage of the glorious power of compound interest, which Einstein refers to as the eighth wonder of the world.From automating your savings to easy, no-stress investing strategies, Nicole will teach you how to take your financial knowledge and portfolio to the next level and start you on your journey to your ultimate destination: true financial independence.In Miss Independent, you will learn: The freedom that wealth affords you, whether it’s the ability to leave a crappy job or significant other, go on the vacation of your dreams or otherwise live life on your own terms. The best method for establishing your “number”—the amount of wealth you want to accumulate before you retire—and getting it. The meaning of the most common investing terms, like stocks and bonds, (and some more exotic ones like REITs or cryptocurrency) and how to make them work to your advantage. The ins and outs of big financial decisions and concepts, like taking out a mortgage, owning investment properties, and buying life insurance. Miss Independent takes the fear out of money management and investing once and for all. Using her own vulnerable stories and her signature conversational style, let Nicole show you all the different ways and paths that you can take to become financially free at last.

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Award-Winning Finalist in the "Business: Personal Finance/Investing" category of the 2016 International Book Awards “Who better than two keen observers of markets to guide us to successful wealth accumulation in a world flooded with information containing lots of signals and noise. By showing investors how to be a lot smarter about their time allocation, including what to look for and why, this book provides you with important and durable tips and insights.”—Mohamed A. El-Erian, Chief Economic Adviser at Allianz Investing experts and best-selling authors Peter J. Tanous and Jeff Cox return with The 30-Minute Millionaire, a step-by-step guide to achieving financial success. Whether you're new at investing or already preparing for retirement, the authors provide practical advice with specific examples, giving you the tools and knowledge you need on your path to becoming financially secure. Learn how to: Build a well-balanced, risk-mitigated portfolio Achieve consistent returns over the long run through a passive approach Follow contemporary asset allocation rules and objectives Maintain discipline and patience in the face of difficult markets Avoid common, and not-so-common, investing pitfalls Invest in ETFs, commodities, gold, and other assets Ignore time-consuming market reports Understand the Fed's role in the economy and financial markets The authors also give detailed instructions on exactly how much cash you'll need to start (less than you think!) and the best advice from financial gurus on your journey ahead.Stop trying to actively pick stocks, trade in and out of positions, analyze the data only the wonks understand, or time the markets—get on a simple, true path to financial freedom with The 30-Minute Millionaire today.

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Important disclaimer: This book is not for everyone—just those who want to have more fun, more adventures, and more magic in their life.Thank & Grow Rich is for anyone interested in hooking up with the magnanimous energy field of the cosmos. Author Pam Grout, who likes to call herself the Warren Buffet of Happiness, says it all starts with getting on the frequency of joy and gratitude.Thanking (rather than thinking) puts us on an energetic frequency—a vibration—that calls in miracles.Science has proven that when we observe the world from a place of gratitude, when we use our attention to spot beauty and gaze at wonder, we develop the capacity to radically rev up our day-to-day experience.Brazen gratitude, it seems, provides a portal—an entry point—straight into the heart of the field of infinite possibilities described in Grout’s bestseller E-Squared. This book also offers an updated perspective on abundance, which goes way beyond financial capital. It shows readers how to grow and expand their creative capital, their social capital, their spiritual capital, and much, much more!There’s even an abundance worksheet that tracks your thank-and-grow rich portfolio and a money-back guarantee offering four personalized gifts straight from the always-accommodating universe.Your credit union might offer a butter dish or a koozie, but an investment in this book comes with your own personal sign from the universe, an answer to an important question, a customized totem, and a one-of-a-kind gift from the natural world.But more importantly, this 30-day experiment will upgrade your life experience from ho-hum to wahoo! From like sucks to life rocks! From woe is me to yippie-ti-yi-yay!!

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All CFA® Program exams through November 2021 will reflect the 2020 curriculum. Purchase your copy and begin studying for Level II now! The CFA® Program Curriculum 2020 Level II Box Set provides candidates and other motivated investment professionals with the official curriculum tested on the Level II CFA exam. This set includes practical instruction on the 10 core topics covered in the Candidate Body of Knowledge (CBOK) to prepare readers for their 2020 or 2021 Level II exam windows. Beyond the fundamentals, this set also offers expert guidance on how the CBOK is applied in practice. The Level II CFA® Program Curriculum focuses on complex analysis and asset valuation; it is designed to help candidates use essential investment concepts in real-world situations analysts encounter in the field. Topics explored in this box set include ethical and professional standards, quantitative analysis, economics, financial reporting and analysis, corporate finance, equities, fixed income, derivatives, alternative investments, and portfolio management. Visuals like charts, graphs, figures, and diagrams illustrate complex material covered on the Level II exam, and practice questions with answers help you understand your study progress while reinforcing important content. The CFA® Program Curriculum 2020 Level II Box Set builds from the foundational investment skills covered in Level I. This set helps you: Incorporate analysis skills into case evaluations Master complex calculations and quantitative techniques Understand the international standards used for valuation and analysis Gauge your skills and understanding against each Learning Outcome Statement Perfect for anyone considering the CFA® designation or currently preparing for a 2021 exam window, the 2020 Level II Box Set is a must-have resource for applying the skills required to become a Chartered Financial Analyst®.

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Explains the mathematics, theory, and methods of Big Data as applied to finance and investing Data science has fundamentally changed Wall Street—applied mathematics and software code are increasingly driving finance and investment-decision tools. Big Data Science in Finance examines the mathematics, theory, and practical use of the revolutionary techniques that are transforming the industry. Designed for mathematically-advanced students and discerning financial practitioners alike, this energizing book presents new, cutting-edge content based on world-class research taught in the leading Financial Mathematics and Engineering programs in the world. Marco Avellaneda, a leader in quantitative finance, and quantitative methodology author Irene Aldridge help readers harness the power of Big Data. Comprehensive in scope, this book offers in-depth instruction on how to separate signal from noise, how to deal with missing data values, and how to utilize Big Data techniques in decision-making. Key topics include data clustering, data storage optimization, Big Data dynamics, Monte Carlo methods and their applications in Big Data analysis, and more. This valuable book: Provides a complete account of Big Data that includes proofs, step-by-step applications, and code samples Explains the difference between Principal Component Analysis (PCA) and Singular Value Decomposition (SVD) Covers vital topics in the field in a clear, straightforward manner Compares, contrasts, and discusses Big Data and Small Data Includes Cornell University-tested educational materials such as lesson plans, end-of-chapter questions, and downloadable lecture slides Big Data Science in Finance: Mathematics and Applications is an important, up-to-date resource for students in economics, econometrics, finance, applied mathematics, industrial engineering, and business courses, and for investment managers, quantitative traders, risk and portfolio managers, and other financial practitioners.

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Deep coverage and rigorous examination of international corporate finance Multinational Finance offers an advanced exploration of international corporate finance concepts and operations. Despite its status as one of the most rigorous texts on the topic, this book remains accessible and readable without sacrificing depth of coverage. Sidebars, key terms, essays, conceptual questions, and problems with solutions help aid in the learning process, while suggested readings and PowerPoint handouts reinforce the material and offer avenues for further exploration. This new sixth edition includes Excel templates that allow students to use real-world tools in a learning environment, and the modular structure facilitates course customization to individual objectives, interests, and preparatory level. The emphasis is on the basics of financial management, but coverage includes unique chapters on treasury management, asset pricing, hedging, options, and portfolio management in addition to traditional finance topics. International finance is a diverse field with myriad specialties and a vast array of possible interests. This book allows students to view the field through the lens of a financial manager with investment or financial options in more than one country to give them a practical feel for real-world application. Understand the nature and operations of international corporate finance Evaluate opportunities, costs, and risks of multinational operations See beyond the numbers and terminology to the general principles at work Learn the markets, currencies, taxation, capital structure, governance, and more Comprehensive, adaptable, and rigorously focused, this book gives students a solid foundation in international corporate finance, as well as a sound understanding of the tools and mechanics of the field. Designed for MBA and advanced undergraduate courses, Multinational Finance provides the deep coverage so essential to a solid education in finance.

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