Search results for ""portfolio""

Take your hand-drawn illustrations to the next level by using various selection tools in Photoshop to clean up the artwork, and Illustrator for final refinement. Also, learn to save your artwork as vector images to be used for web, print, or even stills for character animation. Author Jennifer Harder begins by showing you how to use basic tools in Photoshop to clean up your artwork, followed by Marquee tools and more. Next, you will see how to use more advanced tools such as Lasso, Magic Wand, the Object Selection tool, and so on. You’ll then get a demonstration of how to control the type of selection using the selection main menu, how to copy selections to another layer, and how to use the focus area. This is followed by a chapter that covers paths, channels, and layer masks that you will master to clean up your artwork. To round things out, you will learn how to use Illustrator’s different features to further enhance your work. On completing the book, you will have mastered how to make your artwork and illustrations portfolio-ready. What You Will Learn Master each selection tool found in Photoshop Choose the right tools for cleaning and refining artwork Save selections for other projects Make your artwork scalable in Illustrator using various methods Who Is This Book For Readers with little-to-intermediate-level experience with Photoshop.

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Methods for estimating sparse and large covariance matrices Covariance and correlation matrices play fundamental roles in every aspect of the analysis of multivariate data collected from a variety of fields including business and economics, health care, engineering, and environmental and physical sciences. High-Dimensional Covariance Estimation provides accessible and comprehensive coverage of the classical and modern approaches for estimating covariance matrices as well as their applications to the rapidly developing areas lying at the intersection of statistics and machine learning. Recently, the classical sample covariance methodologies have been modified and improved upon to meet the needs of statisticians and researchers dealing with large correlated datasets. High-Dimensional Covariance Estimation focuses on the methodologies based on shrinkage, thresholding, and penalized likelihood with applications to Gaussian graphical models, prediction, and mean-variance portfolio management. The book relies heavily on regression-based ideas and interpretations to connect and unify many existing methods and algorithms for the task. High-Dimensional Covariance Estimation features chapters on: Data, Sparsity, and Regularization Regularizing the Eigenstructure Banding, Tapering, and Thresholding Covariance Matrices Sparse Gaussian Graphical Models Multivariate Regression The book is an ideal resource for researchers in statistics, mathematics, business and economics, computer sciences, and engineering, as well as a useful text or supplement for graduate-level courses in multivariate analysis, covariance estimation, statistical learning, and high-dimensional data analysis.

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Finance is the study of how individuals, institutions, governments, and businesses acquire, spend, and manage their money and other financial assets to maximize their value or wealth. Fundamentals of Finance introduces the nuances of finance in a comprehensive yet concise manner and is essential reading for professionals building a career in finance or for students taking a course in finance. The book consists of four parts: Part I: "Introduction to Finance, Money and Interest Rates, and Time Value of Money" focuses on the role financial markets play in the financial system and financial basics that underlie how markets operate. Part II: "Investments and Portfolio Management" discusses the characteristics of stocks and bonds, how securities are valued, the operations of securities markets, formation of optimal portfolios, and derivatives. Part III: "Financial Management/Corporate Finance" explores financial planning, asset management, and fund-raising activities that will enhance a firm’s value. Part IV: "Management of Financial Institutions" focuses on management of financial institutions in general, and risk management in financial institutions in particular. The book’s many examples, appendices, graphs and tables provide valuable know-how to a wide audience, making it an excellent resource for professionals as well as students who wish to attain a broad understanding of finance. Please contact Stefan.Giesen@degruyter.com to request additional instructional material comprising a chapter-wise listing of questions and answers.

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From a former World Bank Executive and renowned investor—a detailed roadmap to adding consistent, sustainable value to globally diversified portfoliosFor many investors, alpha is akin to the Holy Grail. Risk-adjusted returns above benchmarks—alpha—are particularly challenging to achieve even with a sound strategy. Hilda Ochoa-Brillembourg is an expert on alpha. Over the past four decades, she and her team consistently exceeded benchmarks and delivered appreciable value added on their investments. In Delivering Alpha, she reveals the principles and methods employed in her investment strategies, along with insights drawn from her personal life. She shows how timing, market awareness, price, and relative value to the investor are critical drivers of effective investment decisions. Ochoa-Brillembourg also debunks common investment myths that often trip up both new and experienced investors.Delivering Alpha provides practical advice on: •Creating successful decision-making governance to reduce errors and correctly assign responsibilities and incentives •Dealing thoughtfully and effectively with governance challenges•Building the right policy portfolio, specifying desired allocations to each asset class•Structuring asset classes and adding value-oriented or other opportunistic “tilts”•Measuring and managing risks, avoiding common mistakes, and moreLight on theory and serious on practice, this book is the culmination of a lifetime’s experience from one of the most successful women in finance. It’s essential reading for investors looking to add sustainable value to globally diversified portfolios.

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For ease of use and practicality Straightforward Second Edition is structured to provide one lesson per double-page spread (A/B/C/D), lasting around 90 minutes. All lessons are interlinked to promote better and more memorable learning, but there is the flexibility to pick out certain key sections to focus on certain language points. GRAMMAR - Clear and uncomplicated grammar explanations present new grammar elements. Students are always supported by the Language Reference pages at the back of their book allowing them to further work on a difficult area and understand the language. VOCABULARY - Difficult and out of context words from the text are presented in the glossary so students are not distracted by these lexical hurdles. READING - Texts are accessible for the relevant level, realistic and from a variety of different sources/contexts. FUNCTIONAL LANGUAGE - Students are not expected to learn in a vacuum and their interests and curiosities are met with 'Did you know' sections. CEF/SELF ASSESSMENT - Each unit culminates in a self assessment box so students can check and monitor their own progress and become more independent learners. The checklist is a selection of clear 'can-do' statements and therefore links to the CEF and portfolio elements of the course. FUNCTIONAL LANGUAGE - This section helps students to deal with common, every-day situations in an English-speaking environment - what we might think of as survival language.

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No Worries shows how anyone can live a stress-free financial life and build wealth for the long term. This is not about millions of tiny decisions that drain the joy from life, like skipping daily coffee to save a few bucks. And it's not simply about having more money. The secret lies in adopting the right attitude to money and getting a small number of big things right. In his unique style, drawing on decades of expertise, finance expert Jared Dillian tells the truths about essential personal finance topics and helps you to see things as you never have before. Jared reveals: how the right kind of abundance mindset works wonders how to purge the urge to splurge (without making life a drag) the most effective ways to use credit cards that no one tells you about the smart ways to buy big-ticket items, from houses to cars what's gone wrong with student loans and how to use them sensibly how to ace investing with the set-and-forget Awesome Portfolio. No matter where you're at, Jared can help you get your finances in better shape than 99% of other people - so that you can get on with your life as your wealth builds. Do that and you'll have no financial stress, and no worries.

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A must-have for animation fans of all ages, this postcard collection celebrates the award-winning masterpiece Spirited Away from Studio Ghibli, the legendary animation studio in Japan. Featuring 30 final frames from the film—all hand-drawn and gorgeously detailed—these collectible, one-of-a-kind postcards take you on a remarkable journey through director Hayao Miyazaki’s fantastic supernatural spirit world. • LUXE POSTCARD FORMAT: 30 different full-color images printed on quality cardstock and bound in a portfolio cover. Cards are easy to remove to send or frame. Features a range of key scenes and characters from the film! • GREAT GIFT: Fans of Spirited Away, Hayao Miyazaki and Studio Ghibli will love this collection of postcards. A unique present for animation enthusiasts, collectors, and fans of Japanese art, stationery, and pop culture. • BELOVED STUDIO WITH MASSIVE FAN BASE WORLDWIDE: Miyazaki is often called the “Walt Disney of Japan.” The Ghibli Museum is a popular destination in Tokyo, seeing about 650,000 visitors a year. Six of Studio Ghibli's films received Academy Award® nominations in the United States. • AWARD-WINNING FILM: Spirited Away has received universal critical acclaim, winning the Academy Award® for Best Animated Feature in 2003. Lauded as a masterpiece, the movie continues to appear on “best film” lists including in Rolling Stone, The New York Times, Time Out, and more. © 2001 Studio Ghibli – NDDTM

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A uniquely detailed visual representation of the legendary Japanese warships. Equipped with the largest guns and heaviest armour and with the greatest displacement of any ship ever built, the Yamato proved to be a formidable opponent to the US Pacific Fleet in the Second World War. The book contains a full description of the design and construction of the battleship including wartime modifications, and a career history followed by a substantial pictorial section with rare onboard views of Yamato and her sister ship Musashi, a comprehensive portfolio of more than 1,020 perspective line artworks, 350 colour 3D views, and 30 photographs. The wreck of Musashi has been recently discovered to great excitement in Japan, renewing interest in these iconic warships. Janusz Skulski’s anatomies of three renowned ships of the 20th century Japanese navy are among the most comprehensive of the Anatomy series with hundreds of meticulously researched drawings of the ships. Since their first publication he has continued to research the ships and has now produce a more definitive anatomy than was possible then. He has teamed up with 3D artist Stefan Draminksi who produces superb realistic renditions of the ships that bring a whole new level of detail to the portraits of the ships. This new editions is a genuine ‘Super Anatomy’ containing the most detailed renditions of these ships ever seen.

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Raise your options investing game to a new level through smart, focused practiceFor decades, Sheldon Natenberg’s Option Volatility & Pricing has been helping investors better understand the complexities of the option market with his clear and comprehensive explanation of trading strategies and risk management.Now, you can raise your performance to a higher level by practicing Natenberg’s methods before you enter the market. Filled with hands-on exercises designed to dramatically increase your knowledge and build your confidence, The Option Volatility and Pricing Workbook provides the necessary tools from which to build a successful options portfolio. Each exercise is preceded by clear description of the principle at hand, and each concludes with in-depth explanations of the correct answers. Hundreds of exercises cover such topics as:•Contract Settlement and Cash Flow•Expiration Profit & Loss•Theoretical Pricing•Volatility•Dynamics of Risk•Synthetic Pricing and Arbitrage•Hedging Strategies•Models and the Real WorldSuccess in option markets requires the ability to adapt to constantly changing market conditions. This ability can only be achieved through a full and intimate understanding of the principles of option evaluation, strategy selection, risk management, and market dynamics. Whether you’re a professional or novice trader, a market maker or training manager—The Option Volatility and Pricing Workbook is an invaluable tool for achieving success in this famously tough market.

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The helpful workbook to help practice assessing financial statements Financial statement analysis is essential as part of any well-organized financial portfolio. As a companion piece, Financial Statement Analysis Workbook: A Practitioner's Guide allows readers the opportunity to test and hone the skills put forward in Martin Fridson and Fernando Alvarez's Financial Statement Analysis, a resource devoted to providing the analytical framework necessary to make sense of the sometimes misleading numbers put forth by companies. Scrutinizing financial statements allows one to, for example, evaluate a company’s stock price or determine merger or acquisition valuations. The Financial Statement Analysis Workbook, then, provides a pathway to become familiar with these methodologies in order to be prepared to use them in real-world scenarios. With the skills provided within, you can begin to undertake goal-oriented preparation for the practical challenges of contemporary business, and feel confident in your financial decision-making. This is aided by: Question-and-answer sections within this Workbook correspond to each chapter of Financial Statement Analysis Financial statement and computational exercises designed to require analysis and synthesis of concepts covered in the core text A full list of answers in the second half of the book that help explain pitfalls within the questions An essential tool for professional analysts, investors, and students, Financial Statement Analysis Workbook offers the perfect opportunity to help turn theory into reality.

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Paint, perform, and doodle your way through the Jewish holidays! Guide your students through a process of unlocking the meaning of each holiday and its values through artistic projects and concepts. Make a drawing in response to hearing the shofar; create a nature collage for Tu BiShevat; act out the movement of a lulav. Make, Create, Celebrate uses art as a way to help students connect with the underlying values of the holidays in a personal way, free from explaining the how-tos of each holiday. Not an artist? Don't worry about it! These projects are about self-expression and ideas, and therefore, are for everyone. By the time students have compelte the holiday cycle, they will have created a portfolio full of their own work reflecting Jewish values. SPECIAL FEATURES: Gallery Tour: More than 15 beautiful, full-color images of contemporary and historical artworks with accompanying reflection questions. About Art: Explanations of art techniques Good to Know: Fun facts about the holidays Think About: Prompts and thoughtful questions that help learners apply their art experiences to the Jewish holidays Artist Statements: Space for students to write and reflect about their own work Peer Reviews: Opportunities for students to share their work with friends, and give and receive feedback. Video Links: Links to online, original videos by the author, Julie Wohl, that demonstrate activities within the source.

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This book discusses the key areas that every stock market investor should consider. Starting with the reason for buying shares in the first place it then goes on to consider a host of essential topics, including: ratios, dividends, diversification, directors' deals, technical analysis, ETFs, commodities, dealing techniques and much more. Cotter On Investing is your straightforward guide to the not always straightforward world of stock market investment. The markets can be a dangerous place and the risk involved can put people off the whole concept of stock investing. It shouldn't. Successful investors are those who manage risk and use mechanisms that reduce it to a level they are comfortable with. The stock market is potentially extremely rewarding in financial terms, but when the investor takes control of his or her own money it can also be fun, interesting and immensely satisfying. Throughout the book the author gives his own opinions not only on the different investment vehicles you can use but also on the ways in which you can improve your performance as a self-directed investor.With nearly 40 years of stock market experience, John Cotter is the ideal guide to help you make your investment decisions. Slicing through the jargon and with a solid, 'keep it simple' approach, this book is the ideal companion for anyone building and running their own share portfolio.

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Sweeping contest wins since the age of thirteen, Gonzales quickly went from teen star to skate legend when he took to the streets. Widely revered as the inventor of street skating and for his groundbreaking, one-of-a-kind style, throughout the years Gonz has remained one of the most prolific innovators in skateboarding. Today he rides for iconic brands Supreme, Adidas, and Krooked and has cemented his place in skateboard and pop-culture history. Hailed for a sense of fearlessness and creativity that has influenced skaters around the world, Gonz s talents stretch far beyond the skate orbit. His long-standing collaborations with brands including Adidas, Supreme, Thrasher, RETROSUPERFUTURE, JanSport, and Etudes, all gathered in this volume, showcase his rebellious vision. This is the first comprehensive book devoted to the Gonz s pioneering work in skateboarding as well as streetwear, fashion, and art a bold collection of work straight from the mind of the artist, as seen through exclusive work by the creator of some of his most iconic images, Sem Rubio. Much of the book shows off his legendary tricks and a portfolio of his many worlds. With contributions by Hiroshi Fujiwara, KAWS, Ed Templeton, Tommy Guerrero, Tony Hawk, Stan Smith, Gus Van Sant, and more, this indispensable volume gathers over thirty years of creation by a man widely recognized as the most influential skateboarder of all time.

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This title helps you: learn to produce beautiful studies of animals, observing the behaviour, movement, textures and spirit that make each creature a unique subject; master the techniques required for working with pencils, charcoal, pen and ink, pastels, watercolours, gouache, acrylics and oils; enjoy tuition with respected wildlife artists, whose work will inspire you to build your own portfolio; and practise basics such as fur, claws, teeth and scales, then move on to some inspiring quick sketches. It features 30 step by step projects by professional artists that include portraits of mammals, insects, birds and fish. It contains 800 images, expert tips and advice to inspire beginners and help intermediate artists move to the next level. Jonathan Truss expertly guides readers through artistic basics in the tutorial section. The movement of animals is discussed, and Jonathan's artworks show how to convey their energy. Other professional artists including Trudy Friend and Jonathan Latimer have also contributed, and media including pencils, charcoal, pen and ink, pastels, watercolours, acrylics, gouche and oils are covered. Sarah Hoggett then provides commentary on artworks, discussing how they have achieved various effects. 30 great step-by-step projects for readers to follow along with are also included. Subjects include geese on a lily pond by Robert Greenhalf, pelicans in flight by Jonathan Latimer and a buzzing bee by Lucie McDonald.

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Why Catalans insist on their identity. The tragic fate of the millenary personality of Catalonia has rarely been fully appreciated abroad. Since the early eighteenth century its national voice has been submerged and fractured by a centralist state intent on its arbitrary, unitarian vision of a homogenized Spain. Catalan difference has emerged sporadically in the persons of such irrepressible geniuses as Gaudí, Dalí, Miró and Bigas Luna but, in the configuration of modern Europe, the relentlessinevitability of the unified state has imposed and re-imposed its singular cultural voice. The present volume attempts to equip the English-speaking reader with a fuller understanding of the uniqueness and quality of the culture of Catalonia by providing a comprehensive portfolio of the creative contribution of the nation across a broad spectrum of achievement. Though the artistic wealth of the medieval period is acknowledged appropriately, this study, with its focus on the modern age, privileges excellence not only in the more conventional, academic spheres of history, music, language, literature and the arts but also explores the value of more basic, popular experience inareas such as sport, cinema, festivals, cuisine and the city of Barcelona. DOMINIC KEOWN is Reader in Catalan at the University of Cambridge. CONTRIBUTORS: Elisenda Barbé, Robert Davidson, Alexander Ibarz, Louise Johnson, Dominic Keown, Tess Knighton, Jaume Martí-Olivella, Dorothy Noyes, Montserrat Roser i Puig, Antoni Segura, Miquel Strubell.

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The Ascent of Market Efficiency weaves together historical narrative and quantitative bibliometric data to detail the path financial economists took in order to form one of the central theories of financial economics—the influential efficient-market hypothesis—which states that the behavior of financial markets is unpredictable. As the notorious quip goes, a blindfolded monkey would do better than a group of experts in selecting a portfolio of securities, simply by throwing darts at the financial pages of a newspaper. How did such a hypothesis come to be so influential in the field of financial economics? How did financial economists turn a lack of evidence about systematic patterns in the behavior of financial markets into a foundational approach to the study of finance? Each chapter in Simone Polillo's fascinating meld of economics, science, and sociology focuses on these questions, as well as on collaborative academic networks, and on the values and affects that kept the networks together as they struggled to define what the new field of financial economics should be about. In doing so, he introduces a new dimension—data analysis—to our understanding of the ways knowledge advances. There are patterns in the ways knowledge is produced, and The Ascent of Market Efficiency helps us make sense of these patterns by providing a general framework that can be applied equally to other social and human sciences.

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A quantitative analyst’s introduction to the theory and practice of ESG finance In Quantitative Methods for ESG Finance, accomplished risk and ESG experts Dr. Cyril Shmatov and Cino Robin Castelli deliver an incisive and essential introduction to the quantitative basis of ESG finance from a quantitative analyst’s perspective. The book combines the theoretical and mathematical bases underlying risk factor investing and risk management with accessible discussions of ESG applications. The authors explore the increasing availability of non-traditional data sources for quantitative analysts and describe the quantitative/statistical techniques they’ll need to make practical use of these data. The book also offers: A particular emphasis on climate change and climate risks, both due to its increasing general importance and accelerating regulatory change in the space Practical code examples in a Python Jupyter notebook that use publicly available data to demonstrate the techniques discussed in the book Expansive discussions of risk factor investing, portfolio construction, ESG scoring, new ESG-driven financial products, and new financial risk management applications, particularly those making use of the proliferation of “alternative data”, both text and images A must-read guide for quantitative analysts, investment managers, financial risk managers, investment bankers, and other finance professionals with an interest in ESG-driven investing, Quantitative Methods for ESG Finance will also earn a place on the bookshelves of graduate students of business and finance.

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Hedge fund managers who survived and profited through the 2008 financial crisis share their secrets In light of the colossal losses and amidst the resulting confusion that still lingers, it is time to rethink money management in the broadest of terms. Drastic changes still need to be made, and managers who actually made money during 2008 make for a logical starting place. This updated and revised edition of The Invisible Hands provides investors and traders with the latest thinking from some of the best and the most successful players in money management, highlighting the specific risk and return objectives of each, and discussing the evolution of certain styles and beliefs in money management. Divulges how top financial professionals are looking forward by thinking clearly, managing risk, and seeking a new paradigm of profit making opportunities in the post-crisis world Outlines investments and strategies for the rocky road ahead Gives guidance on how traditional investors such as pensions, endowments, foundations and family offices should rethink how they approach asset allocation and portfolio construction Written by respected industry expert Steven Drobny Page by page, the professionals found in this book reveal their own approaches to markets, risk, and the broader world in which we live, as well as their advice on how investors should be approaching money management in today's uncertain world.

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Everything the independent investor needs to know to effectively invest in gold With today's increasing economic uncertainties, a strong investment strategy is to put a portion of your net worth in gold. However, given investors' overall lack of knowledge about gold as an investment, as wealth insurance, or as a store of value, many are hesitant to enter this arena. That's why Jim Gibbons has created The Golden Rule. This book answers many questions, including: How do you purchase gold and in what form? Why gold now? When should you buy? And, most importantly, from whom? Throughout the book, Gibbons puts gold in perspective and shows you why it belongs in every investor's portfolio. Provides practical gold investment insights from New York Times bestsellers Peter Schiff, William Bonner, Doug Casey, Addison Wiggin, and James Turk as well as from leading experts in this field including: Congressman Ron Paul, Rick Rule, Adrian Day, and many others Demystifies gold by putting it in the context of twenty-first century economic realities Highlights a variety of ways to invest in gold-from mining stocks to buying gold coins and bullion With the financial markets more erratic than ever, gold appeals to investors looking for a safe haven for their assets. With The Golden Rule as your guide, you'll quickly learn how to make the best decisions possible with regards to this precious commodity.

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"Highly comforting" Alain de Botton, Founder of The School of Life"This book changed how I think" Annie Macmanus, author of The Mess We're In"You will not be able to put this book down" The IndependentOUR OBSESSION WITH ACHIEVEMENT IS A TRAP. THIS IS HOW TO BREAK FREE.Emma Gannon was thriving in her portfolio career, enjoying a happy personal life and to anyone looking in, she was undoubtedly a success... She was also burned out and confused at why she felt unhappy, yet was still striving for more.After taking a deep look at her own journey, and interviewing many other successful people on her podcast Ctrl, Alt, Delete, she realised that our overly celebrated and traditional version of success is making us lonely, unfulfilled and dispirited. Now she has worked out a way to do things differently, and here Emma shares her hard-won lessons, including:• how to set goals that are ambitious but not overwhelming• why the 'tick-box' moments in life often feel anticlimactic• and how to break free from comparison and the endless pursuit of moreA manifesto to craft work (and life) on your own terms, The Success Myth will give you the belief and tools to walk away from 'having it all', uncovering your individual path to fulfilment.

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This monograph presents smooth, unified, and generalized fractional programming problems, particularly advanced duality models for discrete min-max fractional programming. In the current, interdisciplinary, computer-oriented research environment, these programs are among the most rapidly expanding research areas in terms of their multi-faceted applications including problems ranging from robotics to money market portfolio management. The other more significant aspect of this monograph is in its consideration of minimax fractional integral type problems using higher order sonvexity and sounivexity notions. This is significant for the development of different types of duality models in terms of weak, strong, and strictly converse duality theorems, which can be handled by transforming them into generalized fractional programming problems. Fractional integral type programming is one of the fastest expanding areas of optimization, which feature several types of real-world problems. It can be applied to different branches of engineering (including multi-time multi-objective mechanical engineering problems) as well as to economics, to minimize a ratio of functions between given periods of time. Furthermore, it can be utilized as a resource in order to measure the efficiency or productivity of a system. In these types of problems, the objective function is given as a ratio of functions. For example, we consider a problem that deals with minimizing a maximum of several time-dependent ratios involving integral expressions.

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Edinburgh: An Architectural Portrait features an inspiring portfolio of imagery created over a ten-year period by the photographer and visual artist James Reid. Documenting the City of Edinburgh using digital, analogue and polaroid formats, the book captures the city’s main conservation areas, with an emphasis on key architects, listed buildings and distinct aspects of the cityscape.Presented as a beautiful collection of black-and-white images, along with a handful of colour works, the book’s digital images are a mixture of full-frame capture and large-scale composite pieces, along with a selection of 35mm analogue single-frame photography. These include panoramic views as well as more intimate perspectives, made possible by Reid’s unique access to the city’s various buildings and structures of note.The book also features essays by five established Edinburgh-based artists – Aly Gordon (painter), Bruce Hare (artist and architect), Marianne Magnin (artist and curator), Merlin Ramos (painter) and Henry Stevens (artist and architect) – each of whom offers a personally informed response to the city and how its architecture, art and history inform, influence and impact on them.The resulting publication is a unique visual mapping of the city’s most architecturally significant areas that will appeal to not only architects, artists and academics, but also residence of and visitors to one of the world’s most architecturally rich capitals of culture.

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Created exclusively for beauty and holistic therapy students studying at levels 1, 2 and 3, The Anatomy & Physiology Workbook will help you to fully understand the effects you can have on the different parts of the body when performing beauty and holistic treatments in the salon, at college or at home. By helping you to get to grips with the A&P elements of your course, this workbook will help you to help your clients achieve overall health and wellbeing, and even help the body to function better. Written to match the current national occupational standards and using state-of-the-art illustrations, the workbook brings A&P to life and covers exactly what you need to know. Full of fun exercises, tasks and activities for you to complete, The Anatomy & Physiology Workbook breaks down the different systems of the human body into colourful, easy-to-follow, bite-size chunks so you can understand the body better. With plenty of space for you to fill in your answers, colour in, label diagrams, and make notes, everything you do in your workbook can be easily detached and included as portfolio evidence to support your learning at all three levels. The Anatomy & Physiology Workbook provides all the support you will need to succeed as a beauty or holistic therapist, whatever your qualification or mode of study.

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A landmark in the history of modern art, People of the 20th Century presents the fullest expression of the German photographer August Sander’s lifelong work: a monumental endeavor to amass an archive of twentieth-century humanity through a cross section of German culture. Sander photographed subjects from all walks of life, capturing bankers and boxers, soldiers and circus performers, farmers and families, to create a catalog of the German people, arranged by their profession, gender, and social status. First imagined in the 1920s, he pursued the project for more than fifty years during a politically charged and rapidly changing time, fraught by two world wars and the devastating repercussions of Nazism. Sander never finished the seven-volume, forty-nine portfolio magnum opus, continually refining and shaping it to convey an understanding of the world in which he lived. The photographs, remarkable for their unflinching realism and deft analysis of character, provide a powerful social mirror of Germany between the wars and form one of the most influential achievements of the twentieth century. Now made available again, People of the 20th Century brings together the exquisite reproductions and principal texts of the long out-of-print, seven-volume edition, as well as the main scholarship from the accompanying study edition. This all-in-one edition, with 619 photographs, offers the most comprehensive iteration of Sander’s still-essential vision.

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Are your students looking to use counselling skills to enhance their existing helping role? Are they taking the first steps towards becoming a professional counsellor? This practical guide will provide readers with the ideal ‘way-in’, showing them what helping and counselling is all about. Part 1: Counselling Skills will introduce readers to the underpinning knowledge and practical tools needed to develop a range of helping skills for use in a variety of helping roles, showing what it means to work safely and ethically. Part 2: Counselling Studies will help them take their understanding further by considering in detail important theories and professional issues, preparing them to work as a professional counsellor. Part 3: Counselling Study Skills will offer practical advice and hints and tips to help them make the best start on their counselling portfolio, including journal and essay writing skills, research skills and how to get inspired and overcome blocks to learning. The new edition now includes a more detailed discussion of key theories, has a new chapter on self care, and is fully up to date with the occupational and professional standards and ethical frameworks. Packed full of practical activities and written in a supportive conversational style, this book is essential reading for anyone wanting to learn counselling skills or embarking on their first stage of training to be a counsellor.

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Praise for Algorithmic TRADING “Algorithmic Trading is an insightful book on quantitative trading written by a seasoned practitioner. What sets this book apart from many others in the space is the emphasis on real examples as opposed to just theory. Concepts are not only described, they are brought to life with actual trading strategies, which give the reader insight into how and why each strategy was developed, how it was implemented, and even how it was coded. This book is a valuable resource for anyone looking to create their own systematic trading strategies and those involved in manager selection, where the knowledge contained in this book will lead to a more informed and nuanced conversation with managers.” —DAREN SMITH, CFA, CAIA, FSA, Managing Director, Manager Selection & Portfolio Construction, University of Toronto Asset Management “Using an excellent selection of mean reversion and momentum strategies, Ernie explains the rationale behind each one, shows how to test it, how to improve it, and discusses implementation issues. His book is a careful, detailed exposition of the scientific method applied to strategy development. For serious retail traders, I know of no other book that provides this range of examples and level of detail. His discussions of how regime changes affect strategies, and of risk management, are invaluable bonuses.” —ROGER HUNTER, Mathematician and Algorithmic Trader

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SAFe® 5.0: The World's Leading Framework for Business Agility "Those who master large-scale software delivery will define the economic landscape of the twenty-first century. SAFe 5.0 is a monumental release that I am convinced will be key in helping countless enterprise organizations succeed in their shift from project to product."–Dr. Mik Kersten, CEO of Tasktop and author of the book Project to Product Business agility is the ability to compete and thrive in the digital age by quickly responding to unprecedented market changes, threats, and emerging opportunities with innovative business solutions. SAFe® 5.0 Distilled: Achieving Business Agility with Scaled Agile Framework® explains how adopting SAFe helps enterprises use the power of Agile, Lean, and DevOps to outflank the competition and deliver complex, technology-based business solutions in the shortest possible time. This book will help you Understand the business case for SAFe: its benefits, and the problems it solves Learn the technical, organizational and leadership competencies needed for business agility Refocus on customer centricity with design thinking Better align strategy and execution with Lean Portfolio Management Learn the leadership skills needed to thrive in the digital age Increase the flow of value to customers with value stream networks Register your book for convenient access to downloads, updates, and/or corrections as they become available. See inside book for details.

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WHEN IT COMES TO INVESTING FOR YOUR FUTURE, THERE'S ONLY ONE SURE BET—ASSET ALLOCATIONTHE EASY WAY TO GET STARTEDEverything You Need to Know About How To: Implement a smart asset allocation strategy Diversify your investments with stocks, bonds,real estate, and other classes Change your allocation and lock in gains Trying to outwit the market is a bad gamble. If you're serious about investing for the long run, you have to take a no-nonsense, businesslike approach to your portfolio. In addition to covering all the basics, this new edition of All About Asset Allocation includes timely advice on: Learning which investments work well together and why Selecting the right mutual funds and ETFs Creating an asset allocation that’s right for your needs Knowing how and when to change an allocation Understanding target-date mutual funds "All About Asset Allocation offers advice that is both prudent and practical--keep it simple, diversify, and, above all, keep your expenses low--from an author who both knows how vital asset allocation is to investment success and, most important, works with real people." -- John C. Bogle, founder and former CEO, The Vanguard Group"With All About Asset Allocation at your side, you'll be executing a sound investment plan, using the best materials and wearing the best safety rope that money can buy." -- William Bernstein, founder and author, The Intelligent Asset Allocator

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Based on four decades of experience and research, Navigating Strategic Decisions: The Power of Sound Analysis and Forecasting explains how to improve the decision-making process in your organization through the use of better long-term forecasts and decision support. Filled with time-tested methodologies and models, it provides you with the tools to establish the organization, processes, methods, and techniques required for analyzing and forecasting strategic decisions.Describing how to foster the conditions required for forecasts to materialize, this book will help you rank project valuations and select higher value creation projects. It also teaches you how to: Assess the commercial feasibility of large projects Apply sanity checks to forecasts and assess their resource implications Benchmark best-in-class strategic forecasting organizations, processes, and practices Identify project risks and manage project uncertainty Analyze forecasting models and scenarios to determine controllable levers Pinpoint factors needed to ensure that forecasted future states materialize as expected This book provides you with the benefit of the author’s decades of hands-on experience. In this book, John Triantis shares valuable insights on strategic planning, new product development, portfolio management, and business development groups. Describing how to provide world-class support to your corporate, market, and other planning functions, the book provides you with the tools to consistently make improved decisions that are based on hard data, balanced evaluations, well considered scenarios, and sound forecasts.

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Discover a masterful exploration of the fallacies and challenges of asset allocation In Asset Allocation: From Theory to Practice and Beyond—the newly and substantially revised Second Edition of A Practitioner’s Guide to Asset Allocation—accomplished finance professionals William Kinlaw, Mark P. Kritzman, and David Turkington deliver a robust and insightful exploration of the core tenets of asset allocation. Drawing on their experience working with hundreds of the world’s largest and most sophisticated investors, the authors review foundational concepts, debunk fallacies, and address cutting-edge themes like factor investing and scenario analysis. The new edition also includes references to related topics at the end of each chapter and a summary of key takeaways to help readers rapidly locate material of interest. The book also incorporates discussions of: The characteristics that define an asset class, including stability, investability, and similarity The fundamentals of asset allocation, including definitions of expected return, portfolio risk, and diversification Advanced topics like factor investing, asymmetric diversification, fat tails, long-term investing, and enhanced scenario analysis as well as tools to address challenges such as liquidity, rebalancing, constraints, and within-horizon risk. Perfect for client-facing practitioners as well as scholars who seek to understand practical techniques, Asset Allocation: From Theory to Practice and Beyond is a must-read resource from an author team of distinguished finance experts and a forward by Nobel prize winner Harry Markowitz.

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The money lessons you wish you’d learned in school Personal Finance in Your 20s & 30s For Dummies helps Millennials and Zoomers like you make smart financial moves. It’s not as tough as it looks to reduce and file your taxes, pay off your student debt, buy a home, keep a budget to save and invest wisely, or start that side hustle, just to name a few. With a little bit of focus, you can start a clear path to financial freedom and avoid mistakes today. Your future self will thank you. This edition is full of updates for the 2020s; wrap your mind around your investment opportunities, the realities of making a second income, higher ed options for career advancement, and lessons learned from the COVID-19 pandemic. If you’re in need of financial guidance—and who isn’t?—this is the book you need. Pay off loans, manage your credit, begin the home-buying journey, and more Set realistic money goals so you can create a solid path for financial success Make smart decisions to beef up your bank account and investment portfolio Protect the money you have today and learn how to put your money to work for the future Get ready to turn up the volume on your financial know-how and stop worrying about money!

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Written by prominent thought leaders in the global fintech space, The AI Book aggregates diverse expertise into a single, informative volume and explains what artifical intelligence really means and how it can be used across financial services today. Key industry developments are explained in detail, and critical insights from cutting-edge practitioners offer first-hand information and lessons learned. Coverage includes: · Understanding the AI Portfolio: from machine learning to chatbots, to natural language processing (NLP); a deep dive into the Machine Intelligence Landscape; essentials on core technologies, rethinking enterprise, rethinking industries, rethinking humans; quantum computing and next-generation AI · AI experimentation and embedded usage, and the change in business model, value proposition, organisation, customer and co-worker experiences in today’s Financial Services Industry · The future state of financial services and capital markets – what’s next for the real-world implementation of AITech? · The innovating customer – users are not waiting for the financial services industry to work out how AI can re-shape their sector, profitability and competitiveness · Boardroom issues created and magnified by AI trends, including conduct, regulation & oversight in an algo-driven world, cybersecurity, diversity & inclusion, data privacy, the ‘unbundled corporation’ & the future of work, social responsibility, sustainability, and the new leadership imperatives· Ethical considerations of deploying Al solutions and why explainable Al is so important

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Praise for How Harvard and Yale Beat the Market "How Harvard and Yale Beat the Market is a must-read for anyone managing his own or other people's money. It demystifies new investments such as hedge funds and principal-protected products. This engaging handbook belongs in every investor's library." —Deborah Weir, Parker Global Strategies, author of Timing the Market: How to Profit in the Stock Market Using the Yield Curve, Technical Analysis, and Cultural Indicators In today's volatile market, investors are looking for new ways to lower their risk profile. For author Matthew Tuttle, the best means of achieving this goal is to look towards large university endowments—which attempt to capture consistent returns while maintaining a low level of risk. How Harvard and Yale Beat the Market explores the benefits of endowment investing and shows you how to structure your individual investment endeavors around an endowment-type portfolio. While the average investor doesn't have access to many of the money managers and vehicles that high-profile endowments use, you can still learn from the investment strategies outlined here and implement them in your own investment activities. Filled with timely tips and practical advice from an expert who designs portfolios based on endowment investment strategies, How Harvard and Yale Beat the Market will put you in a better position to achieve investment success.

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Advertising is a fantastic industry, but actually getting a job (or even your foot in the door) can seem next to impossible. Whether you're a student or a young professional loaded with questions, this one-of-a-kind guide shows you how to land a job and how to thrive once you're in and the pressure is on. Authors Nancy Vonk and Janet Kestin are seasoned creative directors and longtime creative partners. In Pick Me, these industry leaders answer your toughest ad career questions, like: Is advertising right for me? How do I build a killer portfolio? How do I get an interview with the elusive creative director? Should I accept an unpaid internship? How do I find the right partner? How do I beat creative block? How do I avoid burnout? Plus, fourteen industry superstars share their insights and explain how they broke into the business. You'll hear from Bob Barrie, Rick Boyko, David Droga, Mark Fenske, Neil French, Sally Hogshead, Mike Hughes, Shane Hutton, Brian Millar, Tom Monahan, Chuck Porter, Bob Scarpelli, Chris Staples, and Lorraine Tao. Forget the clichés this is advertising as it really is. If you're hell-bent on making it, this informative guide will put you on track for a career in one of the most exciting businesses on the planet.

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Paul Cabot (1898-1994) was an innovative mutual fund manager and executive known for his strong character, charismatic personality, and trendsetting financial achievements. Iconoclastic and rebellious, Cabot broke free from the Boston Brahmin trustee mold to pursue new ways of investing and serving investment clients. Cabot founded one of the first mutual funds-State Street Investment Corporation-in the early 1920s, campaigned against the corrupt practices of certain other funds in the late 1920s, and lobbied on behalf of key New Deal securities legislation in the 1930s. As Harvard University treasurer, he increased the allocation of the endowment to equities just in time for the bull market of the 1950s, and as a corporate director in the 1960s he campaigned against conglomerates' abusive takeover strategies. Having spent nearly two decades working for Cabot's company, State Street Research & Management, as an analyst, research director, portfolio manager, and chief investment officer, Michael R. Yogg is well positioned to share the secrets behind Cabot's extraordinary success and relate the life of an extraordinary man. Cabot pioneered the use of fundamental stock analysis and was likely the first to take up the progressive practice of interviewing company managements. His accomplishments all stemmed from his passion for facts, finance, and creative thinking, as well as his unbreakable will, facets Yogg illuminates through privileged access to Cabot's papers and a wealth of interviews.

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Piet Boon(R) Styling is a large, wonderfully finished, and luxurious book Both inspirational and practical, the book is the first to reveal the secrets of Piet Boon(R) Styling This lavishly illustrated book is a source of inspiration for all adepts of the recognizable Piet Boon(R) style. Creative Director Karin Meyn has composed practical checklists and shares unique tips and tricks to decorate and style the different rooms of a house and beyond: living room, bedroom, kitchen, office...Piet Boon(R) Styling is a practical manual for those who want to give their own touch to an interior. Text in English, Dutch, Spanish, German and traditional Chinese. Karin Meyn has been a creative director for Piet Boon(R) for the past 25 years. This multifunctional design studio has become a renowned international luxury brand with a versatile portfolio. With her special gift to combine different forms and colors and her passion for art, beautiful fabrics and other materials, she is the brain behind the atmosphere and the relaxed, stylish allure of the brand. Together with her team, she constantly tries to find those specific objects that enrich her many projects. She has also developed her own accessory line. Also available: Piet Boon Boxset ISBN: 9789089894717 Piet Boon II ISBN: 9789058974679 Piet Boon III ISBN: 9789089894656 Piet Boon: Beach ISBN: 9789058978271

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Innovation, exclusivity, and elegance define Patek Philippe, a family-owned company with a single and passionate calling: to perfect the watch. These lavishly illustrated books present some of the most important timepieces from the more than 3,000 watches exhibited at the Patek Philippe Museum in Geneva. These precious timepieces have been passionately assembled over more than 40 years by Philippe Stern, Honorary President of the company, and include some of the most valuable pieces in watchmaking history. The books allow you to take the Patek Philippe Museum’s exhibition home with you, or, alternatively, to get a preview of its treasures before you visit. From the collection of historic watches featuring the first portable timepieces dating back to the 16th century to innovative milestones in Patek Philippe’s portfolio since its founding in 1839, each watch is reproduced with such beauty and precision that you can almost hear it ticking. With expert curatorial insight and context from Peter Friess, Conservateur of the Patek Philippe Museum, these intricate mechanisms are not only presented for themselves; they also offer a unique perspective into the cultural history of the last 500 years. True to the trust and excellence of the Patek Philippe brand, the presentation, the extraordinary book design by Birgit Binner, and content of these sumptuous publications meet the highest professional standards. They are the perfect books for the “perfect watch.”

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"I urge everyone to read this important new book.”—Ron Paul, Host of Ron Paul Liberty ReportAmericans are facing sticker shock at every turn: from the gas pump to the grocery store and every kind of consumer service. But the eye-popping price increases are just the tip of the iceberg in terms of the threat to the country’s economic recovery. Inflation showers windfalls on the rich while penalizing workers, savers, retirees, small businesses, and most of Main Street economic life. New York Times bestselling author and former investment manager David A. Stockman, who served as director of the Office of Management and Budget under President Reagan, explains the roots of today’s runaway inflation so investors at all levels can calibrate their financial strategies to survive and thrive despite economic uncertainty. The Great Money Bubble covers the entire economic landscape, including: Why the rising price of assets is far more dangerous than rising consumer prices The inside story on stock market manipulations and the effects of ultracheap debt Why real estate is no longer a guaranteed inflationary hedge Stockman’s four-step strategy to protect your savings and portfolio After spearheading the economic policy for the Reagan Revolution, Stockman worked on Wall Street at the highest levels, and is now an adviser to professional investors. With this book, readers at all investment levels can have access to his groundbreaking financial advice.

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The long-awaited revised edition of the stock trading classic gets you fully up to date on value investing, ESG investing, and other important developmentsThe definitive guide to stock trading, Stocks for the Long Run has been providing the knowledge, insights, and tools that traders need to beat the market for nearly 30 years. This new edition brings you fully up to date on everything you need to know to draw steady profits for yourself or your clients. It’s been updated with new chapters and content on: • The role of value investing• The impact of ESG—Environmental/Social/Governance—issues on the future of investing• The current interest rate environment• Future returns investors should expect in the bond and stock markets• The role of international investing• The long-run risks on equity markets • The role of black swan events, such as a pandemicYou’ll also get in-depth discussions on the big questions investors face: Are we seeing the eclipse of capitalism? What do global changes like climate change mean for markets worldwide?Stocks for the Long Run is essential reading for every investor and advisor who wants to fully understand the market, including its behavior, past trends, and future influences-in order to develop a prosperous long-term portfolio that’s both safe and secure.

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An extraordinarily prolific artist, Norman Rockwell (1894–1978) produced some 4,000 paintings in his lifetime, not including a prodigious quantity of commissioned editorial, commercial, and advertising work. His death in 1978 was regarded the loss of a national icon, an artist who, like no other, celebrated the American Dream. Shunning experimentation and avant-garde techniques in favor of effective composition and relatable subject matter, Rockwell created wholesome, homely paintings with accessible and aspirational appeal. Neat, quaint, and typically jovial, his subjects included classrooms, prom scenes, and Thanksgiving feasts, while his most long-standing projects were covers for The Saturday Evening Post magazine and calendars and covers for the Boys’ Life publication of the Boy Scouts of America. Imbued with optimism and patriotism, the work foregrounds classic professions such as doctor and teacher, as much as the conservative stalwarts of military, family, and faith. Hailed by President Gerald Ford as a “beloved part of the American tradition,” Rockwell’s works reveal as much about his own talents as they do about the story of 20th-century America. This fresh artist introduction from TASCHEN brings together key paintings and illustrations from his celebratory and sunny portfolio, as well as some more unusual works tackling the underside of the United States, to understand an integrally American artist, and the values and ideals that shaped his success.

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Sustainable investing is a rapidly growing and evolving field. With investors expressing ever greater interest in environmental, social, and governance (ESG) metrics and reporting, companies face a sustainability imperative and the need to remake their business models to respond to an array of pressing issues including climate change, air and water pollution, racial justice, workplace diversity, economic inequality, privacy, corporate integrity, and good governance. From equities to fixed income and from private equity to impact-investing, investors of all kinds now want to understand which companies will be marketplace leaders in a business future redefined by sustainability. Thus, investment strategies, risk models, financial vehicles, applications, data, metrics, standards, and regulations are all changing rapidly around the world.In an effort to better understand the current status and movement of this dynamic field and to provide a practical reference for the growing pool of investors, financial advisors, companies, and academics seeking information on sustainable investing and ESG reporting, this edited book covers the latest trends, tools, and thinking. It showcases the work of authors from leading companies and academic institutions across a range of vital topics such as financial disclosure, portfolio assessment, ESG metrics construction, and law as well as regulation. Readers of the book will be better able to identify and address the hurdles to moving mainstream capital toward more sustainable companies, investments, and projects.

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This book serves as a critical review of Social Urbanism, defined as a socio-political and practical approach to urban globalisation, deriving from a planning strategy and portfolio of built projects that seek to alleviate the social consequences of urbanisation. It emphasises both the political processes and the urbanism projects that simultaneously consider socio-economic and ecological components of space, and which highlight a greater focus on social sustainability. In a context in which geography defines space and culture, and through challenges of a global magnitude, we are inextricably united in an era of environmental uncertainty, where shared experiences and values place us within a collective culture, inspiring mutual agency in service of this vision for Social Urbanism. Through the work presented here, Social Urbanism is expanded as a worldview that considers the cultural values of a given place as interconnected to the geographical landscape of the region, and therefore, as the driving forces behind future models of globalisation and urban growth. The points of view of multiple colleagues and experts across differing fields provide introspection on the implementation of Social Urbanism. These shared opinions strengthen the significance of this work and affirm the joint values and visions for the global urbanisation challenges we are confronting in the 21st century, and which continue into the future.

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Jon Lord will forever be immortalised as a musical pioneer. His attitude towards his art form - "It's all music" ensured that he embraced his joint passions for rock 'n' roll and orchestral music, along with other genres, throughout his career. Having initially found his feet in sixties r'n'b group The Artwoods, the formation of Deep Purple with co-conspirator Ritchie Blackmore escalated Jon to huge success with one of the biggest bands of the seventies, and again in the mid-eighties when the band reformed. In between, several years spent in Whitesnake added to his portfolio. Outside of his commitment in both these rock bands, Lord produced many albums under his own name, fusing his various musical interests, producing some sublime work in the process. Eventually deciding that his desire as a composer required more time and commitment than his day job with Deep Purple would afford, he eventually left the band he had helped to create, in 2002. For the next decade, Jon engrossed himself in his composing - producing monumental works such as Durham Concerto that became a firm favourite on Classic FM radio - and Boom Of The Tingling Strings, a four movement piano concerto. All aspects of Jon's long and illustrious career are plotted throughout this book, accompanied by numerous photos, many previously unpublished that help to emphasise the incredibly colourful career of this extraordinarily talented musician.

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An accessible introduction to sustainable investing for investors Can investors do well financially and do good for the world? Should they try? A common assumption about investors is that they don't care who wins as long as they're making money. For some investors, this mindset still rings true. Yet, many investors today want to make money and do good. Sustainable investing has gained considerable momentum in the last few decades. It delivers value by balancing traditional investing with environmental, social, and governance-related (ESG) insights to improve long-term outcomes. Sustainable Investing: What Everyone Needs to Know ® demystifies sustainable investing for investors. Using a user-friendly question-and-answer format and insights from noted investment professionals, this book explores some of sustainable investing's most critical questions in a clear and concise manner. The book explains how this approach involves investing in sustainable companies or funds and can include any investment approach that considers ESG criteria when selecting and managing investments. It demystifies sustainable investing specifically for average investors and examines whether such investments have a place in their portfolios. By covering everything from the changing investment landscape and the roles of social and religious values in finance to how to build a portfolio with purpose, H. Kent Baker, Hunter M. Holzhauer, and John R. Nofsinger provide an essential introduction to sustainable investing.

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The best-selling investing "bible" offers new information, new insights, and new perspectives The Little Book of Common Sense Investing is the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing: low-cost index funds. Bogle describes the simplest and most effective investment strategy for building wealth over the long term: buy and hold, at very low cost, a mutual fund that tracks a broad stock market Index such as the S&P 500. While the stock market has tumbled and then soared since the first edition of Little Book of Common Sense was published in April 2007, Bogle’s investment principles have endured and served investors well. This tenth anniversary edition includes updated data and new information but maintains the same long-term perspective as in its predecessor. Bogle has also added two new chapters designed to provide further guidance to investors: one on asset allocation, the other on retirement investing. A portfolio focused on index funds is the only investment that effectively guarantees your fair share of stock market returns. This strategy is favored by Warren Buffett, who said this about Bogle: “If a statue is ever erected to honor the person who has done the most for American investors, the hands-down choice should be Jack Bogle. For decades, Jack has urged investors to invest in ultra-low-cost index funds. . . . Today, however, he has the satisfaction of knowing that he helped millions of investors realize far better returns on their savings than they otherwise would have earned. He is a hero to them and to me.” Bogle shows you how to make index investing work for you and help you achieve your financial goals, and finds support from some of the world's best financial minds: not only Warren Buffett, but Benjamin Graham, Paul Samuelson, Burton Malkiel, Yale’s David Swensen, Cliff Asness of AQR, and many others. This new edition of The Little Book of Common Sense Investing offers you the same solid strategy as its predecessor for building your financial future. Build a broadly diversified, low-cost portfolio without the risks of individual stocks, manager selection, or sector rotation. Forget the fads and marketing hype, and focus on what works in the real world. Understand that stock returns are generated by three sources (dividend yield, earnings growth, and change in market valuation) in order to establish rational expectations for stock returns over the coming decade. Recognize that in the long run, business reality trumps market expectations. Learn how to harness the magic of compounding returns while avoiding the tyranny of compounding costs. While index investing allows you to sit back and let the market do the work for you, too many investors trade frantically, turning a winner’s game into a loser’s game. The Little Book of Common Sense Investing is a solid guidebook to your financial future.

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Sky-high, ornate, and the pinnacle of glamour, both restrictive and liberating, art object and deeply ordinary, shoes tell the story of shifting attitudes toward desire, power, and wealth throughout history. Lace up for a journey through the most enviable shoe closet from the permanent collection at The Museum at the Fashion Institute of Technology—and four centuries of fashion’s hardest working accessory.Featuring designs from the likes of Louis Vuitton, Salvatore Ferragamo, Chanel, Gucci, Saint Laurent, Roger Vivier, Christian Louboutin, and more, Shoes A–Z. The Collection of The Museum at FIT celebrates fashion’s most revolutionary and coveted labels with more than 400 styles selected from the Museum’s pristinely preserved collection. Texts from Daphne Guinness, Valerie Steele, Colleen Hill, and The Museum’s expert team of curators explore the unique legacy of each of the featured designers and the lasting cultural impact of the shoe. Also featured are custom portraits of the designers by illustrator Robert Nippoldt. Exclusive access to original sketches, advertisements, and photographs from the designers’ private archives further illuminate the genius behind the functional, sculptural delights we cannot live without. Also available as Collector’s Edition of 1,000 numbered copies, including three prints by Manolo Blahník created exclusively for this edition with a hallmark stamp. The 6/8 color drawings are printed on 100% cotton paper, by famed Italian company Fabriano, and are housed in a luxury portfolio with gold foil embossing and with a ribbon closure.

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Take professional-quality photos with your Canon EOS 80D Your Canon EOS 80D gives you pro-level photo power. All you need is some know-how about your camera's capabilities and a little experience to start capturing brag-worthy photos—and the expert tips and tricks inside get you there in a flash. Essentially a photography class in a book, Canon EOS 80D For Dummies offers plain-English explanations of your camera's settings, how to shoot in auto mode, ways to get creative with exposure settings, ideas for getting artistic, and so much more. Complemented with inspiring full-color examples and simple photo 'recipes' for getting better portraits and close-up images, this hands-on guide covers the gamut of how to use your Canon EOS 80D like the pros. In no time, you'll get up to speed on making sense of your camera's menus and functions, capturing first shots in auto mode, adjusting exposure settings, taking control of focus and color, shooting action shots, sharing your photos, and everything else in between. Gain photography skills while learning your camera's controls Build the confidence to apply pro techniques when you shoot Follow simple steps for better portraits and action shots Customize your Canon EOS 80D Written with hobbyists and inexperienced photographers in mind, this no-nonsense guide shows you how to capture must-have images you'll be proud to add to your personal or professional portfolio.

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This book presents a comprehensive insight into the flooding system, spanning multiple disciplines across different sectors of the flood and flood management professions. It forecasts the manner in which flooding and coastal erosion risks may increase during the 21st century due to climate change and socio-economic development in the UK and presents an examination of the integrated measures necessary to manage future increases in risk, through sustainable methods. It summarises the previously unpublished science and engineering behind the Foresight Project of Flood and Coastal Defence performed on behalf of the Office of Science and Technology (now the Office of Science and Innovation) and reveals the methodological basis for the study as well as its outcomes. A qualitative assessment of the drivers of flood and coastal erosion risks under various scenarios are presented, with quantitative analysis outlined to demonstrate the efficacy of national databases and the Risk Assessment for Strategic Planning (RASP) tool. The findings in this book demonstrate that to manage future flood and coastal erosion risks sustainably, a portfolio of integrated measures is required. As many of the measures require long lead-times to become effective, the concluding advice is that the time to act is now. It provides academics, professionals and decision makers with the science base for envisaging and, in due course, achieving detailed guidance on sustainable flood and coastal risk management in the UK during the 21st century.

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