Search results for ""Author Natalie Danford""

Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo—the traditional Japanese method of money management that is still widely used today.Having enough money to live is one of the most important factors affecting our health. Trying to balance expenses—utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)—leaves us worried and stressed. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more!With this invaluable guide you’ll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four categories: 1. primary needs—food, personal hygiene, children; 2. optional needs—shopping, cosmetics, gifts; 3. culture and free time—restaurants, books, entertainment; and 4. extras/foreseeable expenses—such as travel, repairs, tuition, and taxes.Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what you’re spending, you’ll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully.Kakebo isn’t just about money—it helps to develop self-awareness, self-discipline, and self-esteem, and promotes peace of mind. Best of all, you can begin any time of year—individually marking the months and days without wasting any pages. Plus, its simple yet inviting for-color graphics help you break down each expense and easily identify see where adjustments need to be made.

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Critically acclaimed novelist and short story writer Richard Bausch continues the tradition of identifying the best young writers on the cusp of their careers in this year's volume of "Best New American Voices". Here are stories culled from hundreds of writing programs such as the lowa Writers' Workshop and Johns Hopkins and from summer conferences such as Sewanee and Bread Loaf - as well as a complete list of contact information for these programs. This collection showcases tomorrow's literary stars: Julie Orringer, Adam Johnson, William Gay, David Benioff, Rattawut Lapcharoensap, Maile Meloy, Amanda Davis, Jennifer Vanderbes, and John Murray are just some of the acclaimed authors whose early work has appeared in this series since its launch in 2000. The best new American voices are heard here first.

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Julie Orringer, Adam Johnson, William Gay, David Benioff, Ana Menendez, Maile Meloy, Amanda Davis, Jennifer Vanderbes, Alix Ohlin, and John Murray: These are just some of the acclaimed writers whose early work has appeared in Best New American Voices since its launch in 2000. The 2005 edition features a new crop of promising stories selected by novelist Francine Prose, who continues the tradition of identifying the best young writers on the cusp of their careers.With pieces culled from hundreds of prestigious writing programs, such as the Iowa Writers' Workshop and Johns Hopkins, and from summer conferences including Sewanee and Bread Loaf-and with a complete list of contact information for these programs-this rich collection showcases tomorrow's literary stars. A Harvest Original

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