Description

Book Synopsis
When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household''s financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.

Housing Finance & the Secondary Mortgage Market:

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    A Hardback by Sally G Mitchell

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      Book details

      Publisher Nova Science Publishers Inc
      Published 1 July 2015
      ISBN-13 9781634828772
      978-1634828772
      ISBN-10 1634828771
      Also in:
      Management of assets

      Description

      Book Synopsis
      When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household''s financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.

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