Description

Book Synopsis
When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household''s financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.

Housing Finance & the Secondary Mortgage Market:

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A Hardback by Sally G Mitchell

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    View other formats and editions of Housing Finance & the Secondary Mortgage Market: by Sally G Mitchell

    Publisher: Nova Science Publishers Inc
    Publication Date: 01/07/2015
    ISBN13: 9781634828772, 978-1634828772
    ISBN10: 1634828771
    Also in:
    Management of assets

    Description

    Book Synopsis
    When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household''s financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.

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