Description
Book SynopsisThis handbook surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research.
Trade ReviewFrom the reviews:
"Edited by Jing J. Xiao, a professor at the University of Rhode Island, Handbook of Consumer Finance Research was written by 25 consumer finance researchers and educators and reviewed by 25 of their peers. In other words, some of the best minds in the field of financial education and research helped inform its content… Each chapter is well-written and meticulously researched with a brief abstract, a thorough literature review, and pages of references that document each citation. Several of the chapters also contain findings from the authors’ personal research studies.
Handbook of Consumer Finance Research is a valuable publication for financial advisors, financial educators, and other practitioners who work at the 'grass roots' level with clients and/or students… The Handbook is, quite simply, one of the most comprehensive compilations of consumer finance research ever written. For that, all financial advisors and educators owe the chapter authors and editor a big debt of gratitude."
- Barbara O’Neill, Ph.D., CFP®, Rutgers University, Review for Journal of Personal Finance
"Although the handbook was developed with educators, researchers, and policy makers in mind, financial practitioners will gain additional insight … Instructors looking for a textbook for college juniors and seniors could use the handbook… Graduate students in search of a theoretical framework or a research question will read the handbook from cover to cover… I believe that, this handbook is a rich source of information on consumer finance research." Sharon A. DeVaney, Ph.D., Purdue University, Review for Financial Counseling and Planning, Vol. 19 (1), 2008
"Both academics and classroom teachers will find this book a valuable resource. For both novice and veteran researchers, it represents an excellent source of literature to begin research and find references to close knowledge gaps and build scholarly connections. Its classroom applications, as a supplementary or stand-alone text, are not limited to consumer finance; yet extend to psychology, sociology, and education. A handbook of research that contains such valuable information can only stimulate needed classroom conversations and encourage further study." Thomas A. Lucey, Ph.D., Illinois State University, Review for Journal of Family and Economic Issues
Table of ContentsI. Concepts and theories of consumer finance.-Risk tolerance.-Financial well being.-Retirement savings.-Financial education and program evaluation.-Applying behavior theories to financial behavior.-Consumer socialization.-II. Internet and consumer finance.-E-banking.-Online insurance.-Online shopping.-III. Consumer finances of special populations.-Financial knowledge of high school students.-Risky credit card behavior of college students.-Financial issues of Hispanic Americans.-Money matters of African Americans.-Financial issues of Asian Americans.-Financial issues of older adults.-Financial issues of low income families.-Management issues of business owning families.-Gender differences in investment behavior.-IV. Consumer finance in various settings.-Consumer financial issues in healthcare.-Consumer finance and marriage.-Consumer finance and parent-child communication.-Causes and polices of consumer bankruptcy.-Workplace financial education.-Consumer protection in fair lending.-Promoting applied personal finance research
