Description
Book SynopsisPRAISE FOR
THE MILLIONAIRE
DEBT-FREE
The Debt-Free Millionaire is a clarion call for a generation that was brought up on spending tomorrow''s money today. As someone who spent time in the financial services industry, I can unequivocally state that Anthony''s pragmatic and refreshingly contrarian approach to the real secrets of cash-flow management?and leveraging the credit system?are a breath of fresh air in a smog-choked world of misinformation and confusing financial advice. I can think of a million reasons to read it.
?MICHAEL DIFRISCO President, BrandXcellence
Read this book. Do what it says. Start living the dream. If you''re ready to take charge of your financial future, this is the place to start.
?KEITH J. CUNNINGHAM Keys to the Vault & Business School for Entrepreneurs
The Debt-Free Millionaire offers unique insights, little known strategies and easy-to-understand practical tools to first manage then elimi
Table of Contents
Foreword ix
Acknowledgments xiii
Introduction: Setting the Stage 1
Step 1: Understanding Debt and Credit
Chapter 1 What Is Debt? 19
Chapter 2 What Is Credit? 33
Step 2: Identifying Where You Are so You Can Determine How to Get to Where You Want to Go
Chapter 3 The Cash-FLOW Analysis and Why You Need One 53
Chapter 4 Doing Your Own Cash-FLOW Analysis 71
Chapter 5 Inside the Numbers: Different Categories of CFI 85
Step 3: Using the Results from Step 2 to Chart Your Course toward Becoming a Debt-FREE Millionaire
Chapter 6 A Little Deeper Inside the Numbers: Potential Credit Impact of Adequate to Healthy CFI 95
Chapter 7 A Little Deeper Inside the Numbers: When Your CFI Requires Mortgage Restructuring 109
Chapter 8 A Little Deeper Inside the Numbers: When Your CFI Requires Debt Management 123
Chapter 9 A Little Deeper Inside the Numbers: When Your CFI Requires Debt Settlement 137
Chapter 10 A Little Deeper Inside the Numbers: When Your CFI Requires Bankruptcy 153
Step 4: Identifying and Defining Your Retirement Needs, and Creating a Time Line toward Achieving Them
Chapter 11 Accumulating Wealth and Retiring Rich 169
Chapter 12 It Takes Money to Make Money: Accumulating and Living Off Your Wealth 181
Step 5: Letting It All Sink In
Chapter 13 Change Is a Comin’ 201
Chapter 14 So Now What? The Debt-FREE Millionaire Action Plan 217
Chapter 15 What about Our Economy? 229
Conclusion: The Real Identity Theft 235
Appendix A The Cash-FLOW Analysis Work Sheet 241
Appendix B Estimating Your Debt Elimination Time Frame 249
Appendix C Sample Amortization Tables 253
Appendix D Income Adjusted for Inflation 263
Appendix E Future Wealth (Nest Egg) Estimator 265
Appendix F Debt Payment Wealth Impact 267
Appendix G Should I Save First? 269
Appendix H Putting Your Debt-FREE Millionaire Plan on Cruise Control 271
Glossary 273
Notes 275
About the Author 277
A Free Gift from Me to You 279
Index 281
