Description
Book SynopsisFully updated and revised The Bank Credit Analysis Handbook, Second Edition explains the role and methodologies of bank credit analysts, giving both investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks.
Table of ContentsPreface to the New Edition vii
Chapter 1 The Credit Decision 1
Chapter 2 The Credit Analyst 37
Chapter 3 The Business of Banking 87
Chapter 4 Deconstructing the Bank Income Statement 155
Chapter 5 Deconstructing a Bank’s Balance Sheet 215
Chapter 6 Earnings and Profitability 261
Chapter 7 Asset Quality 337
Chapter 8 Management and Corporate Governance 415
Chapter 9 Capital 449
Chapter 10 Liquidity 493
Chapter 11 Country and Sovereign Risk 551
Chapter 12 Risk Management, Basel Accords, and Ratings 641
Chapter 13 The Banking Regulatory Regime 717
Chapter 14 Crises: Banking, Financial, Twin, Economic, Debt, Sovereign, and Policy Crises 781
Chapter 15 The Resolution of Banking Crises 847
About the Authors 907
Index 909
