Description
Book SynopsisAccessible Financial Literacy and Budgeting for BeginnersAn easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So…This Is Why I’m Broke gives practical and simplified financial tips for you to financially thrive.
A safe space for all BIPOC. Financial help is right here! Melissa Jean-Baptiste of “Millennial in Debt” is a first generation American providing readers with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary. Melissa makes financial literacy relatable and easy to understand.
Action steps to develop your financial literacy. Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.
Inside, you’ll find:
- An accessible financial guide on financial literacy and investing for beginners
- The story of Melissa, a “Millennial in Debt” teaching others how to thrive financially
- Practical examples on budgeting for beginners and passive income ideas, and the best budgeting book
If you’re looking for books for entrepreneurs or financial literacy books for the CEO in your life, grab your copy today! If you liked reading Financial Feminist, Get Good with Money, We Should All Be Millionaires, or More Money Now, then you’ll love So…This is Why I’m Broke.
Trade Review ”Finally a smart, funny, relatable, and REAL book on navigating finances and wealth-building for Black women! I can't wait to share this book with all the 9–5 and corporate girls!
—Cinneah El-Amin, founder of Flynanced
“A must-read for anyone who wants to improve their financial literacy! Personal finance does not have to be boring and repetitive, and Melissa proves that by the way she makes it fun and engaging in this book.”
—Dasha Kennedy, founder of The Broke Black Girl
Table of ContentsIntroduction
Part I – Financial Fundamentals: Eating Costco Samples for Dinner So You Don’t Have To
Chapter 1: My budget got left off bad and bougie
Chapter 2: Save Like I’ve Got Some Cents
Chapter 3: To all the credit cards I’ve swiped before
Chapter 4: My debt is UP and I’m stuck
Part II – I make Money Moves: The Road To Financial Independence
Chapter 5: Get Rich Or Invest Trying
Chapter 6: This girl is on FI/RE
Chapter 7: Side hustle & chill
Chapter 8: Just Hold On … We’re Buying Homes
Part III – Started from the bottom… now we’re wealthy-ish
Chapter 9: Take Care - Estate Planning 101
Chapter 10: Don’t mess with the IRS
Chapter 11: Reclaiming my time – Retiring As a Millionaire
Chapter 12: First comes love, then comes the pre-nup
