Description
Book SynopsisProviding a one-stop shop for every aspect of your money management, Personal Finance and Investing All-in-One For Dummies is the perfect guide to getting the most from your money.
Trade Review"…caters for the absolute novice in a one-step-at-a-time way..." (
Good Book Guide, August 2007)
"...an excellent one stop reference...If you're looking for a handy guide to sort out your finances, this is for you." (Pensions World, November 2007)
Table of ContentsIntroduction 1
Book I: Organising Your Finances and Dealing with Debt 7
Chapter 1: Figuring Out Financial Goals, Financial Budgets, and Financial Advisers 9
Chapter 2: Choosing the Best Current Account for You 27
Chapter 3: Covering Yourself with Insurance 37
Chapter 4: Tackling Your Overdraft and Other Credit Nasties 51
Chapter 5: Choosing a Credit Card 71
Chapter 6: Weighing Up Personal Loans 83
Book II: Paying Less Tax 95
Chapter 1: Understanding Tax Basics 97
Chapter 2: Dealing with Self Assessment 111
Chapter 3: Taxing Family Situations 125
Chapter 4: Understanding Tax When You Work for Someone Else 145
Chapter 5: Working for Yourself Can Be Less Taxing 171
Chapter 6: Taxing Your Savings and Investments 187
Book III: Building Up Savings and Investments 217
Chapter 1: Squaring Risk and Return 219
Chapter 2: Saving for a Rainy Day 233
Chapter 3: Choosing a Mortgage 243
Chapter 4: Making the Most of Tax-Free Savings and Investments 263
Chapter 5: Delving Into Collective Investments 275
Chapter 6: Scrutinising Shares and Bonds 299
Chapter 7: Investing in Bricks and Mortar 329
Chapter 8: Making Exotic Investments 343
Book IV: Retiring Wealthy 355
Chapter 1: Planning for a Wealthy Retirement 357
Chapter 2: Making the Most of State and Workplace Pensions 369
Chapter 3: Picking Through Personal Pensions 395
Chapter 4: Taking Control with a Sipp 409
Chapter 5: Working with Your Pension 419
Chapter 6: Using Property for Retirement 439
Book V: Protecting Your Wealth for the Next Generation 449
Chapter 1: Working Out Why to Write a Will 451
Chapter 2: Deciding Who Gets What 467
Chapter 3: Choosing the Right People to Follow Your Wishes 485
Chapter 4: Dealing with Inheritance Tax 501
Chapter 5: Understanding Trusts 527
Chapter 6: Grasping the Basics of the Probate Process 553
Index 563
