Description

Book Synopsis
Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social, economic and legal terms. This book will appeal to an interdisciplinary mix of researchers in Europe and around the world studying the impact of personal/household debt and the best ways to address it.

Table of Contents
1. Introduction; 2. Personal debt in the economy; 3. The industry of personal debt; 4. From indebtedness to over-indebtedness: multidimensional causes and consequences; 5. EU policy and law for the prevention and management of over-indebtedness; 6. The role and function of solvency data and financial technologies; 7. Credit risk analysis and creditworthiness in relation to EU data protection legislation; 8. The treatment of over-indebtedness: towards a harmonisation of personal insolvency law in a fragmented EU?; 9. Conclusions and scope for further research.

Personal Debt in Europe

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    A Hardback by Daniela Vandone, Daniela Vandone

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      Book details

      Publisher Cambridge University Press
      Published 25 April 2019
      ISBN-13 9781108426732
      978-1108426732
      Also in:
      Law Commercial law

      Description

      Book Synopsis
      Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social, economic and legal terms. This book will appeal to an interdisciplinary mix of researchers in Europe and around the world studying the impact of personal/household debt and the best ways to address it.

      Table of Contents
      1. Introduction; 2. Personal debt in the economy; 3. The industry of personal debt; 4. From indebtedness to over-indebtedness: multidimensional causes and consequences; 5. EU policy and law for the prevention and management of over-indebtedness; 6. The role and function of solvency data and financial technologies; 7. Credit risk analysis and creditworthiness in relation to EU data protection legislation; 8. The treatment of over-indebtedness: towards a harmonisation of personal insolvency law in a fragmented EU?; 9. Conclusions and scope for further research.

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