Description
Book SynopsisAn expanded edition offers six additional chapters and more than 350 low-risk, comprehensive financial strategies that enable readers to create and maintain a personal wealth-building program. Reprint.
Trade ReviewU.S. News & World Report Excellent....Pragmatic and Sound....A great deal of valuable advice and information....
Fort Worth Star-Telegram A monumental catalog of insurance credit, tax, and investing strategies.
USA Today Charles J. Givens is becoming to investing what Dale Carnegie is to human relations.
Self Magazine Finally, someone has turned investing into a simple-to-understand system....
San Jose Mercury News Very good....Stocked with considerable substance....
St. Petersburg Times Givens' plan focuses on reducing expenses for insurance, taxes and credit cards and increasing savings and investment earnings....Many of his strategies are common sense....
Booklist There is no way that an individual cannot benefit from at least several money-saving or -earning tips....
Kirkus Reviews Uncommonly sensible recommendations....Features a wealth of smart-money tips....
Publishers Weekly A top money guide -- entertaining, exciting and full of new ideas....
Table of ContentsCONTENTSPreface My Story
Introduction
Part I PERSONAL FINANCE STRATEGIES
1 Developing Your Financial Blueprint
Turn dreams into realities
2 Becoming Your Own Financial Expert
Take control of your financial future
3 Automobile Insurance -- Cutting Your Premiums 50%
Save up to 50% of the cost of your automobile insurance while maintaining necessary coverages
4 Avoid Rental Car Insurance Rip-offs
Save hundreds of dollars and avoid unnecessary hassles when you rent a car
5 Getting Control of Your Homeowner's Policy and Other Insurance
Lower the premiums on your homeowner's policy while getting rid of poor-value coverages and gimmick insurance
6 Better Life Insurance for 80% Less
Cut the cost of your life insurance by up to 80% while increasing financial protection for your family
7 Give Yourself Credit
Get control of your credit bureau file and establish good credit habits
8 Creative Credit Repair
Get control and repair your credit when life throws you a financial curve
9 Borrowing Money -- Mortgage Control Strategies
Save tens of thousands on any home mortgage
10 Borrowing Money -- Loan and Credit Card Strategies
Cut the cost of borrowing money by 30 to 50%
11 Send Your Kids to College Free!
Combine a college loan with an investment that will cut the real cost of educating your children by 50 to 100%
12 Found Money for College
Take the mystery and frustration out of finding college loans and grants
Part II TAX-REDUCING STRATEGIES
13 Making Your Life Less Taxing
Cut your income taxes by up to 50%
14 Tax Return Filing Strategies
Reduce your taxes and chances of an audit at the same time
15 Winning the Tax Audit
Gain the upper hand in a tax audit
16 Family Ties
Turn family expenses into tax deductions
17 Whom Do You Trust?
Beat the dreaded gift tax and estate tax probate hoax, and protect your assets through the use of trusts
18 Doubling the Profits in Your Employer's Retirement Plan
Create a million-dollar retirement plan where you work
19 Travel the World on Deductible Dollars
Make your vacations and trips tax deductible
20 In Your Best Interest
Make consumer interest deductible
21 Give Yourself a Tax-Free Raise
Increase your take-home pay $50 to $350 per month
22 Working for Tax Deductions
Use your job to create big tax deductions
23 Turn Your Home into a Tax Haven
Generate thousands in extra tax deductions from your principal residence
24 Make Your Boat, Plane, or RV Tax Deductible
Find big tax deductions for your recreational assets
25 Getting Down to Business
Start a small business for fun, profit, and huge tax deductions
Part III POWERFUL INVESTMENT STRATEGIES
26 The Secrets of Powerful Investing
Accomplish the three major investment objectives: 15% safe investment return, no commissions, no taxes
27 The Ten Biggest Investment Mistakes
Learn to recognize investment schemes, scams, and bad advice
28 The 10% Solution
Get your million-dollar investment plan started on a shoestring
29 The Asset Management Account (AMA)
Couple the convenience of checking with the power of an investment
30 The Money Movement Strategy
Move your investment money among stock, bond, and money market mutual funds to earn an average 15% per year
31 Mutual Fund Winning Strategies
Learn the winning strategies for identifying and using mutual fund investments
32 Mutual Fund Margin Accounts
Use OPM to increase the earning power of mutual funds
33 IRA and Keogh Investment Superstrategies
Earn 15 to 20% per year in nontraditional IRA and Keogh investments
34 Self-Directed Annuities
Combine the 15% earning power of the Money Movement Strategy with America's best tax shelter
35 Discounted Mortgages
Earn 30% per year guaranteed and secured
36 Tax Lien Certificates
Earn 15 to 50% government-guaranteed interest
37 Powerful Investing -- How to Structure Your Investment Plan
Choose the investments that will accomplish your goals in the shortest time
Epilogue
Appendix Fund Family Fact Sheets
Acknowledgments
Index
