Description
Book SynopsisThis book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial services in the region.
The book analyses the current microfinance landscape and financial services in Ghana. In doing so, it demonstrates the key factors for designing microfinance products and services to ensure greater uptake and outreach enhancing the sustainability of microfinance service providers. Chapters explore the impact of access to microfinance on livelihood diversification, asset accumulation patterns and welfare outcomes. In addition to assessing the role as well as of microfinance as an anti-poverty tool, the book presents new theoretical frameworks and models, including the microfinance livelisystem framework (MFL). This unique framework, which combines and goes beyond existing frameworks, situates the microfinance industry within national and international financial
Table of Contents
1 Microfinance and Poverty Reduction: An Introduction 2 The Conceptual, Theoretical and Epistemological Perspectives of Livelihoods, Microfinance and the Rhetoric of Poverty Reduction 3 The Context of the Global Microfinance Industry 4 The State of Financial Services and Financial Inclusion in Ghana 5 Designing Microfinance Products and Services for Financial Inclusion in Ghana 6 Determinants of Microfinance Uptake in Ghana 7 Impacts of Household Access to Microfinance in Ghana 8 Conclusions
