Description

Book Synopsis
Jeffrey Ashe draws on his long, distinguished career in international development and his personal experience helping to build savings groups to explain how this simple and powerful approach works. As this book shows, the poor are not too poor to save, there is enough savings potential within a group of twenty to meet most needs, and very small sums can make a big difference. Savings groups are as convenient as meeting under a mango tree in the village, and they are as flexible as the rules group that members design for themselves. They build on existing resources while avoiding the subsidies, debt, dependency, and high costs of other approaches, including microlending.

This model has the potential to revolutionize development programs in many other areas, including health, agriculture, education, and even grassroots political empowerment. âœBeing organized gives us courage,â as one saver said. It is their courage translated into action that explains the success of this "in their own hands" approach to development.

In Their Own Hands: How Savings Groups Are

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    A Paperback / softback by Jeffrey Ashe, Kyla Jagger Neilan

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      Book details

      Publisher Berrett-Koehler
      Published 15 September 2014
      ISBN-13 9781626562189
      978-1626562189
      ISBN-10 1626562180
      Also in:
      Credit and credit institutions

      Description

      Book Synopsis
      Jeffrey Ashe draws on his long, distinguished career in international development and his personal experience helping to build savings groups to explain how this simple and powerful approach works. As this book shows, the poor are not too poor to save, there is enough savings potential within a group of twenty to meet most needs, and very small sums can make a big difference. Savings groups are as convenient as meeting under a mango tree in the village, and they are as flexible as the rules group that members design for themselves. They build on existing resources while avoiding the subsidies, debt, dependency, and high costs of other approaches, including microlending.

      This model has the potential to revolutionize development programs in many other areas, including health, agriculture, education, and even grassroots political empowerment. âœBeing organized gives us courage,â as one saver said. It is their courage translated into action that explains the success of this "in their own hands" approach to development.

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