Description
Book SynopsisPRAISE FOR
Banking on Change
In this 140th Anniversary celebration book, The London Institute of Banking and Finance stick to their core function of educating us all, but especially aspirant bankers, on the role and concerns of (retail and commercial) banking in the UK. They have assembled a well-chosen group of practitioners from a range of professions to write clear and easily assimilable essays, no technical expertise required, on a wide variety of current banking issues. If you want to learn about the current practices and problems of UK retail banking, this book must be essential reading.
Charles Goodhart, emeritus professor of banking and finance at the London School of Economics
In this important book, a line from Bill Allen''s contribution is key: ''Nobody can predict the ferocity of the gale of creative destruction'' that faces the financial services sector. True; but if you read the many and varied contributions, you''ll hav
Table of Contents
About the Editor vii
About the Contributors ix
Foreword by Steven Haberman xv
About the Book xvii
Introduction: Navigating the Centuries 1
Ouida Taaffe
The Business of Banking – Reflections, and Directions of Travel
Chapter 1 Banking, Finance and Society: What Keeps the Motor Running? 11
Peter Hahn
Chapter 2 Standing the Test of Time 21
Paul Lynam
Chapter 3 What Happens When Nobody is Watching: Regulation, Bank Risk Culture and Achieving Environmental Sustainability 27
Kern Alexander and Paul Fisher
Chapter 4 It Takes an Ecosystem: The Future of Trade Financing 43
Alexander Malaket
Chapter 5 A New Playbook for Banks 55
William A. Allen
Chapter 6 Sustainable Investment: The Golden Moment 69
Elizabeth Corley
Chapter 7 Living ‘Off Income’ 79
Richard Tomlinson
Chapter 8 Power to the Customer: Disrupting Banking 93
Anne Boden
Chapter 9 RIP Libor 101
Richard Northedge
Chapter 10 Boosting UK Bank Competition: Still Many Cliffs to Climb 115
Martin Stewart
Banking – People and Skills
Chapter 11 Changing the Face of Banking and Finance 125
Shelley Doorey-Williams
Chapter 12 Getting the Right Stuff 141
Mike Thompson
Chapter 13 Financial Education: How to Make it Count 149
Andy Davis
Banking, Technology and the Future
Chapter 14 Banking on Identity 163
David G. W. Birch
Chapter 15 Going Over the Top 173
Renier Lemmens
Chapter 16 Banking Technology: Can the Centre Hold? 183
Anthony Gandy
Chapter 17 The Future of Payments 199
Ruth Wandhöfer
The Role of the Institute as a Life-Long Partner for Education
Chapter 18 Life Lessons 211
Alex Fraser
Index 217
