{"product_id":"the-paytech-book-9781119551911","title":"The PAYTECH Book","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface viii\u003c\/p\u003e \u003cp\u003eAbout the Editors xi\u003c\/p\u003e \u003cp\u003eAcknowledgements xiii\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1. Payments Explained\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePayments are Getting Political Again 6\u003c\/p\u003e \u003cp\u003eMoney: A History of Gods and Codes 11\u003c\/p\u003e \u003cp\u003ePayments Explained 14\u003c\/p\u003e \u003cp\u003eFrom Barter to App – How Payments Have Changed 17\u003c\/p\u003e \u003cp\u003eDo We Still Need to Pay? 21\u003c\/p\u003e \u003cp\u003eHow ACH and Real-Time Payments Clearing and Settlement Works 23\u003c\/p\u003e \u003cp\u003ePayments as a Service 26\u003c\/p\u003e \u003cp\u003eThe New Emerging Banks and Their Role in Payments 28\u003c\/p\u003e \u003cp\u003eThe Payments Race 31\u003c\/p\u003e \u003cp\u003ePayTech Regulation Trends 34\u003c\/p\u003e \u003cp\u003eAn Innovative Local Payments Method in an Ancient Land 37\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2. Payment System Infrastructures and Money Transfer Technologies\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Convergence of Card Payments and Bank Payments 46\u003c\/p\u003e \u003cp\u003eInstant Payments: A New Deal for the Payments Market? 49\u003c\/p\u003e \u003cp\u003ePIN on Mobile – A Pivotal Moment for Payments 51\u003c\/p\u003e \u003cp\u003ePayTech in the Cloud 54\u003c\/p\u003e \u003cp\u003eThe Rise of a Super-Correspondent Banking Network 56\u003c\/p\u003e \u003cp\u003eWhy Distinctions within Mobile Wallets and Tokenization Matter 59\u003c\/p\u003e \u003cp\u003eThe Future is Already Here; It is Just Not Evenly Distributed 61\u003c\/p\u003e \u003cp\u003ePSD2 Open Banking: The Challenges of Third-Party Provider Identity and Regulatory Checking 64\u003c\/p\u003e \u003cp\u003eTaking PayTech to the Villages of India 68\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3. Payments Regulation and Compliance \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Payments Regulation and Compliance Can Create a Better Future 74\u003c\/p\u003e \u003cp\u003eRefining the Collective Responsibility for Compliance 78\u003c\/p\u003e \u003cp\u003eCan Operational Agility Grow Payments in the New Online Platform Marketplaces? 81\u003c\/p\u003e \u003cp\u003eThe Hidden Value of Greater Standardization for the EU-Wide FinTech Market 84\u003c\/p\u003e \u003cp\u003eIs Europe a Good Example of Open Banking? 86\u003c\/p\u003e \u003cp\u003eTaking Back the Power: Regulations in the EU are Changing the Face of Banking 88\u003c\/p\u003e \u003cp\u003eAchieving Control Effectiveness and Sustainable Compliance Using Nine Factors 91\u003c\/p\u003e \u003cp\u003eMoney Laundering Laws, Technology and Keeping Up with Criminals 94\u003c\/p\u003e \u003cp\u003eDynamic Regulation Readiness – Implementing the 5th Anti-Money Laundering Directive 97\u003c\/p\u003e \u003cp\u003eeKYC: The Next Mountain for e-Businesses to Climb 100\u003c\/p\u003e \u003cp\u003eAML Systems After Madoff: Ponzi-Identification Using “Complexity” 102\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4. Blockchain Regulation Around the World \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Cryptocurrencies, Blockchain Technology and Regulations 110\u003c\/p\u003e \u003cp\u003eBlockchain, Cryptocurrencies and How They Fit Within Current Payments Regulation 114\u003c\/p\u003e \u003cp\u003eBlockchain and Beyond 117\u003c\/p\u003e \u003cp\u003eWill Central Banks Adopt the New World Economy of Cryptocurrencies? 119\u003c\/p\u003e \u003cp\u003eThe Case for a National Cryptocurrency 122\u003c\/p\u003e \u003cp\u003eRegulation and the Future of Blockchain: Which Approach Will Succeed? 124\u003c\/p\u003e \u003cp\u003eWeb 3.0 – The Internet of Value 127\u003c\/p\u003e \u003cp\u003eBlockchain – An Elixir for Anti-Money Laundering? 129\u003c\/p\u003e \u003cp\u003eFacilitating Online Crypto-Payments Now and in the Future 132\u003c\/p\u003e \u003cp\u003eA New Law for Derivatives Markets and the Use of Smart Contracts 134\u003c\/p\u003e \u003cp\u003ePayTech and Blockchain: Adjusting for Security and Risk 137\u003c\/p\u003e \u003cp\u003eCryptocommodities: An Essential Element of Decentralized Payments 140\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5. Payments in Practice\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Perspective of a Passionate Payments CEO 148\u003c\/p\u003e \u003cp\u003ePlugging the Data Black Hole: How Mobile Self-Checkout Can Help Revive the High Street 152\u003c\/p\u003e \u003cp\u003eHow UnionPay Quick Pass is Beating Alipay and WeChat Pay in China 155\u003c\/p\u003e \u003cp\u003eHow Payment Agility and Cash-for-Carbon Can Solve a Global Problem for Mankind 158\u003c\/p\u003e \u003cp\u003eRevolutionizing the Retail Industry Through Integrated Payments Systems 162\u003c\/p\u003e \u003cp\u003eAsset Management and Payments in India – So Near and Yet So Far 164\u003c\/p\u003e \u003cp\u003eExploiting the Value of Data Embedded in Payments Systems 167\u003c\/p\u003e \u003cp\u003eReinventing the Customer Experience by Focusing on the After-Payment Emotional Experience 170\u003c\/p\u003e \u003cp\u003eHow Open Banking and Payment Touchpoints Will Save Banks 172\u003c\/p\u003e \u003cp\u003eWhy Personal Financial Management Will Be Embedded Into the Next Generation of Payments 175\u003c\/p\u003e \u003cp\u003eHow Helping Microbusinesses Accept Digital Payments Could Transform Kenya’s Economy and Enhance Inclusion 178\u003c\/p\u003e \u003cp\u003eHow Decentralization Can Create a Customer-Centric Ecosystem 182\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6. Blueprint for Change\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Blueprint for Change 188\u003c\/p\u003e \u003cp\u003eAccelerating the Adoption of PayTech Innovations 192\u003c\/p\u003e \u003cp\u003eHow to Build a Successful PayTech Product 195\u003c\/p\u003e \u003cp\u003eThe Future of Digital Payments Market Infrastructures 198\u003c\/p\u003e \u003cp\u003eIt’s Money, Jim, But Not as We Know It 201\u003c\/p\u003e \u003cp\u003ePayments as Open Business Banking Enabler for the Gig Economy 206\u003c\/p\u003e \u003cp\u003eThe Financial Arms Race: The Game with No Rules 209\u003c\/p\u003e \u003cp\u003eHow Network Paradigms Can Lead to New Payments Innovations 212\u003c\/p\u003e \u003cp\u003eIt’s the Ecosystem, Stupid! Keeping Ahead in a Payments Ecosystem 215\u003c\/p\u003e \u003cp\u003eMobile Money: Creating a Cash-Light Africa to Solve the Financial Inclusion Problem 217\u003c\/p\u003e \u003cp\u003eBack to the Future: A Miraculous Time-Trip Through the Future, Present and Past of Payments 222\u003c\/p\u003e \u003cp\u003eFifteen Ways in Which Our Digital Future Will be Shaped by PayTech 225\u003c\/p\u003e \u003cp\u003eList of Contributors 229\u003c\/p\u003e \u003cp\u003eIndex 236\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":49407081316695,"sku":"9781119551911","price":22.95,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119551911.jpg?v=1730498110","url":"https:\/\/bookcurl.com\/products\/the-paytech-book-9781119551911","provider":"Book Curl","version":"1.0","type":"link"}