{"product_id":"the-future-of-finance-the-impact-of-fintech-ai-and-crypto-on-financial-services-9783030145323","title":"The Future of Finance: The Impact of FinTech, AI,","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eThis book, written jointly by an engineer and artificial intelligence expert along with a lawyer and banker, is a glimpse on what the future of the financial services will look like and the impact it will have on society.\u003c\/p\u003e\u003cp\u003eThe first half of the book provides a detailed yet easy to understand educational and technical overview of FinTech, artificial intelligence and cryptocurrencies including the existing industry pain points and the new technological enablers.\u003c\/p\u003e\u003cp\u003eThe second half provides a practical, concise and engaging overview of their latest trends and their impact on the future of the financial services industry including numerous use cases and practical examples.\u003c\/p\u003e\u003cp\u003eThe book is a must read for any professional currently working in finance, any student studying the topic or anyone curious on how the future of finance will look like.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e \u003cp\u003eChapter 1 - The Digital Triumvirate of Computation, Data, and Connectivity  13\u003c\/p\u003e  \u003cp\u003e1.1 Increasing computational power 13\u003c\/p\u003e  \u003cp\u003e1.2 Increasing data collection and availability  16\u003c\/p\u003e  \u003cp\u003e1.3 Increasing digital connectivity  18\u003c\/p\u003e  \u003cp\u003e1.4 Bringing computation, connectivity and data together in the cloud  20\u003c\/p\u003e  \u003cp\u003eChapter 2 - New Interfaces for the Digital World  22\u003c\/p\u003e  \u003cp\u003e​2.1 The evolution of visual displays  23\u003c\/p\u003e  \u003cp\u003e2.2 Voice as a user interface  24\u003c\/p\u003e  \u003cp\u003e2.3 Wearables and the body as an interface  25\u003c\/p\u003e  \u003cp\u003eThe Fundamentals of Fintech  27\u003c\/p\u003e  \u003cp\u003eChapter 3 - The Rise of Fintech  28\u003c\/p\u003e  \u003cp\u003e3.1 Drivers of the fintech revolution  29\u003c\/p\u003e  \u003cp\u003e3.1.1 A changing economic\/regulatory landscape  29\u003c\/p\u003e  \u003cp\u003e3.1.2 A rapidly evolving technology environment 29\u003c\/p\u003e  \u003cp\u003e3.1.3 Shifting customer expectations  30\u003c\/p\u003e  \u003cp\u003e​3.2​ Types of fintechs  31\u003c\/p\u003e  \u003cp\u003e3.2.1 Fintech and payments  31\u003c\/p\u003e  \u003cp\u003e3.2.2 Fintech and lending  36\u003c\/p\u003e  \u003cp\u003e3.2.3 Fintech and wealth management 38\u003c\/p\u003e  \u003cp\u003e3.2.4 Fintech and insurance  41\u003c\/p\u003e  \u003cp\u003e3.2.5​ Fintech and digital banking  43\u003c\/p\u003e  \u003cp\u003e3.2.6​ Regtech: A different sort of fintech innovation  45\u003c\/p\u003e  \u003cp\u003e3.3​ Challenges faced by fintechs  49\u003c\/p\u003e  \u003cp\u003e3.3.1 Access to talent 49\u003c\/p\u003e  \u003cp\u003e3.3.2 Regulatory compliance  51\u003c\/p\u003e  \u003cp\u003e3.3.3 Customer trust 53\u003c\/p\u003e  \u003cp\u003e3.3.4 Scaling the customer base  53\u003c\/p\u003e  \u003cp\u003e3.3.5 Raising capital 55\u003c\/p\u003e  \u003cp\u003eChapter 4 - Incumbent Financial Institutions and their Response to Fintechs  55\u003c\/p\u003e  \u003cp\u003e4.1 Impediments to incumbent innovation  56\u003c\/p\u003e  \u003cp\u003e4.2 Incumbents building\/replicating fintech offerings  58\u003c\/p\u003e  \u003cp\u003e4.3 Incumbents investing in fintechs  61\u003c\/p\u003e  \u003cp\u003e4.4 Incumbents partnering with fintechs  62\u003c\/p\u003e  \u003cp\u003eChapter 5 -​ The Emergence of Techfin  64\u003c\/p\u003e  \u003cp\u003e5.1 The case for tech to techfin  64\u003c\/p\u003e  \u003cp\u003e5.2 China as a template for the growth of techfin  65\u003c\/p\u003e  \u003cp\u003e5.2.1 Alibaba and Tencent’s transformation of payments in China  65\u003c\/p\u003e  \u003cp\u003e5.2.2 Alibaba and Tencent’s expansion beyond payments  66\u003c\/p\u003e  \u003cp\u003e5.2.3 Alibaba and Tencent’s international expansion  67\u003c\/p\u003e  \u003cp\u003e5.3 Early techfin developments outside of China  68\u003c\/p\u003e  \u003cp\u003eChapter 6 - The Changing Structure of the Financial Ecosystem   70\u003c\/p\u003e  \u003cp\u003e6.1 Incumbent collaboration with techfins  70\u003c\/p\u003e  \u003cp\u003e6.2 Fintech collaboration with techfins  71\u003c\/p\u003e  \u003cp\u003eChapter 7 - Financial Innovation and Inclusion  72\u003c\/p\u003e  \u003cp\u003e7.1 Fintech as a driver of financial inclusion  72\u003c\/p\u003e  \u003cp\u003e7.2 Government as an enabler of inclusive fintech solutions  75\u003c\/p\u003e  \u003cp\u003eThe Fundamentals of Crypto-assets  76\u003c\/p\u003e  \u003cp\u003eChapter 8 - The Basics of Cryptography and Encryption  77\u003c\/p\u003e  \u003cp\u003e8.1 Early encryption  77\u003c\/p\u003e  \u003cp\u003e8.2​ Asymmetric or public key cryptography  78\u003c\/p\u003e  \u003cp\u003e8.3 Early experiments with cryptocurrencies  79\u003c\/p\u003e  \u003cp\u003eChapter 9 - The Rise of Bitcoin  80\u003c\/p\u003e  \u003cp\u003e​9.1​ The Bitcoin white paper 81\u003c\/p\u003e  \u003cp\u003e9.2 The technical foundations of Bitcoin  84\u003c\/p\u003e  \u003cp\u003e​9.2.1​ The role of cryptography in Bitcoin  84\u003c\/p\u003e  \u003cp\u003e9.2.2​ The role of decentralization in Bitcoin  86\u003c\/p\u003e  \u003cp\u003e9.2.3​ The role of immutability in Bitcoin  87\u003c\/p\u003e  \u003cp\u003e​9.2.4​ The role of proof-of-work in Bitcoin  87\u003c\/p\u003e  \u003cp\u003e9.3​ The growth of Bitcoin  89\u003c\/p\u003e  \u003cp\u003e9.4​ Challenges facing Bitcoin  93\u003c\/p\u003e  \u003cp\u003e​Chapter 10 - Blockchain as an Enabling Technology  95\u003c\/p\u003e  \u003cp\u003e​10.1​ Defining the characteristics of a blockchain  96\u003c\/p\u003e  \u003cp\u003e10.2 Challenges  99\u003c\/p\u003e  \u003cp\u003e10.3 Use cases of blockchains  100\u003c\/p\u003e  \u003cp\u003eChapter 11 - The Proliferation of Crypto-assets  103\u003c\/p\u003e  \u003cp\u003e11.1 The emergence of new crypto-assets  103\u003c\/p\u003e  \u003cp\u003e11.2 Mechanisms for distributing new crypto-assets  105\u003c\/p\u003e  \u003cp\u003e11.2.1 The creation of new tokens via mining  106\u003c\/p\u003e  \u003cp\u003e11.2.2 The creation of new tokens via a hard fork  106\u003c\/p\u003e  \u003cp\u003e11.2.3 The distribution of new tokens via sale  108\u003c\/p\u003e  \u003cp\u003e11.3 A closer look at ICOs  108\u003c\/p\u003e  \u003cp\u003e11.3.1 Technical structure of an ICO   109\u003c\/p\u003e  \u003cp\u003e11.3.2 The regulatory treatment of ICOs  112\u003c\/p\u003e  \u003cp\u003e11.3.3 Advantages and challenges of ICOs  115\u003c\/p\u003e  \u003cp\u003eChapter 12 - A High-Level Taxonomy of Crypto-assets  117\u003c\/p\u003e  \u003cp\u003e12.1 Establishing a taxonomy of crypto-assets  117\u003c\/p\u003e  \u003cp\u003e12.2 Payment tokens  119\u003c\/p\u003e  \u003cp\u003e12.2.1 Characteristics of a payment token  119\u003c\/p\u003e  \u003cp\u003e12.2.2 Challenges facing payment tokens  120\u003c\/p\u003e  \u003cp\u003e12.2.3 Regulation of payment tokens  121\u003c\/p\u003e  \u003cp\u003e12.3.4 Stable coins  122\u003c\/p\u003e  \u003cp\u003e12.3​ Utility tokens  124\u003c\/p\u003e  \u003cp\u003e12.4 Investment tokens  126\u003c\/p\u003e  \u003cp\u003e12.4.1 Tokenization of new investment instruments  126\u003c\/p\u003e  \u003cp\u003e12.4.2 Tokenization of pre-existing investment instruments  127\u003c\/p\u003e  \u003cp\u003e​12.5 Non-fungible tradable tokens  130\u003c\/p\u003e  \u003cp\u003e12.6 Non-fungible non-tradable digital assets  131\u003c\/p\u003e  \u003cp\u003eChapter 13 - The Crypto-asset Ecosystem   132\u003c\/p\u003e  \u003cp\u003e13.1 Crypto-asset exchanges  133\u003c\/p\u003e  \u003cp\u003e13.1.1 Centralized crypto-asset exchanges  133\u003c\/p\u003e  \u003cp\u003e13.1.2 Decentralized crypto-asset exchanges  136\u003c\/p\u003e  \u003cp\u003e13.2 Crypto-asset custodians and wallets  136\u003c\/p\u003e  \u003cp\u003e13.2.1 Crypto-asset custodians  137\u003c\/p\u003e  \u003cp\u003e13.2.2 Crypto-asset wallets  138\u003c\/p\u003e  \u003cp\u003e13.3 Advisory and consumer services for the crypto-asset ecosystem   139\u003c\/p\u003e  \u003cp\u003eThe Fundamentals of Artificial Intelligence  139\u003c\/p\u003e  \u003cp\u003eChapter 14 - Understanding Artificial Intelligence and its Capabilities  140\u003c\/p\u003e  \u003cp\u003e14.1 The surprisingly tricky problem of defining AI  140\u003c\/p\u003e  \u003cp\u003e14.2 Why artificial intelligence matters  142\u003c\/p\u003e  \u003cp\u003e14.3 Selected AI techniques  143\u003c\/p\u003e  \u003cp\u003e14.3.1 Machine learning  143\u003c\/p\u003e  \u003cp\u003e14.3.2 Neural networks and deep learning  144\u003c\/p\u003e  \u003cp\u003e14.3.3 Genetic and evolutionary algorithms  145\u003c\/p\u003e  \u003cp\u003e14.3.4 Limitations of these techniques  145\u003c\/p\u003e  \u003cp\u003e14.4 Selected capabilities of AI  145\u003c\/p\u003e  \u003cp\u003e14.4.1 Machine vision  146\u003c\/p\u003e  \u003cp\u003e14.4.2 Natural language processing  146\u003c\/p\u003e  \u003cp\u003e14.5 High-level implications of AI for business  147\u003c\/p\u003e  \u003cp\u003eChapter 15 - Applications of Artificial Intelligence in Financial Services  148\u003c\/p\u003e  \u003cp\u003e15.1 Key artificial intelligence opportunities for financial institutions  148\u003c\/p\u003e  \u003cp\u003e15.1.1 AI-enabled automation  149\u003c\/p\u003e  \u003cp\u003e15.1.2 AI-enabled improved decision-making  150\u003c\/p\u003e  \u003cp\u003e15.1.3 AI-enabled customization  150\u003c\/p\u003e  \u003cp\u003e15.1.4 AI-enabled new value propositions  150\u003c\/p\u003e  \u003cp\u003e15.2 Specific applications of AI in sub-sectors of financial services  151\u003c\/p\u003e  \u003cp\u003e15.2.1 Key applications of artificial intelligence in lending  151\u003c\/p\u003e  \u003cp\u003e15.2.2 Key applications of artificial intelligence in wealth and asset management 153\u003c\/p\u003e  \u003cp\u003e15.2.3 Key applications of artificial intelligence in insurance  155\u003c\/p\u003e  \u003cp\u003e15.2.4 Key applications of artificial intelligence in payments  157\u003c\/p\u003e  \u003cp\u003e15.3 Key challenges to the deployment of artificial intelligence in financial institutions  159\u003c\/p\u003e  \u003cp\u003e15.3.1 Data challenges to deploying of AI in financial institutions  159\u003c\/p\u003e  \u003cp\u003e15.3.2 Technology challenges to deploying of AI in financial institutions  160\u003c\/p\u003e  \u003cp\u003e15.3.3 Talent challenges to deploying of AI in financial institutions  160\u003c\/p\u003e  \u003cp\u003e15.3.4 Regulatory challenges to deploying of AI in financial institutions  162\u003c\/p\u003e  \u003cp\u003eFuture Trends in Fintech, Crypto, and AI  163\u003c\/p\u003e  \u003cp\u003eChapter 16 - Fintech and the Future of the Financial Ecosystem   164\u003c\/p\u003e  \u003cp\u003e16.1 The changing shape of the financial ecosystem   165\u003c\/p\u003e  \u003cp\u003e16.1.1 The shift from in-person to digital channels  165\u003c\/p\u003e  \u003cp\u003e16.1.2 Larger shifts in the financial ecosystem on the horizon  167\u003c\/p\u003e  \u003cp\u003e16.2 A new approach to customer experience  168\u003c\/p\u003e  \u003cp\u003e16.2.1 Open banking and the ‘platformization’ of the customer experience  168\u003c\/p\u003e  \u003cp\u003e16.2.2 Who will own the financial platform of the future?  170\u003c\/p\u003e  \u003cp\u003e16.2.3 Broader challenges of a platform model of customer experience  171\u003c\/p\u003e  \u003cp\u003e16.3 New market dynamics for competing financial products  172\u003c\/p\u003e  \u003cp\u003e16.4 Renovating the back office and shared financial infrastructure  174\u003c\/p\u003e  \u003cp\u003e16.4.1 Outsourcing the back office  174\u003c\/p\u003e  \u003cp\u003e16.4.2 The much needed modernization of financial infrastructure  175\u003c\/p\u003e  \u003cp\u003eChapter 17 - The Continuing Evolution of Crypto-assets  176\u003c\/p\u003e  \u003cp\u003e17.1 Regulators provide improved clarity on crypto-assets  177\u003c\/p\u003e  \u003cp\u003e17.1.1 A positive disposition to crypto-assets  177\u003c\/p\u003e  \u003cp\u003e17.1.2 A neutral approach to crypto-assets  178\u003c\/p\u003e  \u003cp\u003e17.1.3 A negative approach to crypto-assets  179\u003c\/p\u003e  \u003cp\u003e17.1.4 The future of crypto-asset regulation  180\u003c\/p\u003e  \u003cp\u003e17.2 Financial incumbents as facilitators of crypto investments  181\u003c\/p\u003e  \u003cp\u003e17.2.1 Institutional investors and crypto-assets  181\u003c\/p\u003e  \u003cp\u003e17.2.2 Incumbent financial institutions as crypto-asset service providers  182\u003c\/p\u003e  \u003cp\u003e17.3 ​Large tech firms’ forays into crypto  183\u003c\/p\u003e  \u003cp\u003e17.4 Central bank-backed digital currencies  185\u003c\/p\u003e  \u003cp\u003eChapter 18 – Future Trends in Artificial Intelligence  189\u003c\/p\u003e  \u003cp\u003e18.1 The perils of predicting AI developments  189\u003c\/p\u003e  \u003cp\u003e18.2 The democratization of artificial intelligence  191\u003c\/p\u003e  \u003cp\u003e18.3 AI trends in financial services  193\u003c\/p\u003e  \u003cp\u003e18.3.1 Alternative data and ‘quantamental’ asset management 194\u003c\/p\u003e  \u003cp\u003e18.3.2 AI-as-a-service by and for financial institutions  196\u003c\/p\u003e  \u003cp\u003e18.3.3 AI enabled ‘self-driving finance  198\u003c\/p\u003e  \u003cp\u003e18.4 Responsible regulation of AI in financial services  201\u003c\/p\u003e  \u003cp\u003eArtificial Intelligence Meets Cryptoassets  202\u003c\/p\u003e  \u003cp\u003eChapter 19: Selected Scenarios for a Crypto-AI World  203\u003c\/p\u003e  \u003cp\u003e19.1 Real-time auditing  203\u003c\/p\u003e  \u003cp\u003e19.2 Artificially intelligent distributed autonomous corporations  206\u003c\/p\u003e  \u003cp\u003e19.3 Blockchain based identity powered by AI data managers  208\u003c\/p\u003e  \u003cp\u003e19.4 Data marketplaces and the democratization of AI  210\u003c\/p\u003e  \u003cp\u003e19.5 AI catalyzing the adoption of cryptoassets  213\u003c\/p\u003e  \u003cp\u003e19.6 The machine-to-machine payment economy  214\u003c\/p\u003e  A Financial Future Full of Possibilities  217","brand":"Springer Nature Switzerland AG","offers":[{"title":"Default Title","offer_id":49372687925591,"sku":"9783030145323","price":23.74,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9783030145323.jpg?v=1730163812","url":"https:\/\/bookcurl.com\/products\/the-future-of-finance-the-impact-of-fintech-ai-and-crypto-on-financial-services-9783030145323","provider":"Book Curl","version":"1.0","type":"link"}