{"product_id":"the-business-of-personal-finance-9781032104560","title":"The Business of Personal Finance","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eThis book is no ordinary personal finance book. It presents, in a highly accessible way, how to effectively understand and manage personal finances, avoiding debt and building for the future, and using straightforward tools and techniques developed in conjunction with business economics. \u003c\/p\u003e\u003cp\u003eFun to read, the book leverages core corporate finance principles in a way that helps people become more financially literate in their personal lives. The premise of this bookthat personal and corporate finance can and should be learned together to improve financial wellness and know-howis considered a breakthrough. Using approaches that have been tried, tested, and proven to work with individuals and employees, the authors apply common business activities like due diligence, and tools, such as financial statement analysis, to personal finance. This connection has not been presented before, either theoretically or practically. And yet it has the power to both transform how individuals success\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eThis short guide to personal finance is chock-full of experienced-based economic wisdom. I wish I could have read it sixty years ago at the start of my career. Regardless of your age, read it now. Absorb its lessons. They will show you how to make better financial and life-cycle decisions to achieve personal financial wellness.\u003c\/p\u003e\u003cp\u003eRichard Sylla, \u003ci\u003eco-author of \u003c\/i\u003eA History of Interest Rates 4th Ed\u003ci\u003e., Professor Emeritus of Economics, New York University; chairman of the Museum of American Finance (2010-2020)\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eJoe Calandro and John Hoffmire have very effectively written about financial literacy in a way that is practical, accessible and academically strong. This is an excellent resource for those who wish to obtain a better grasp of, and improve, their personal finance. \u003c\/p\u003e\u003cp\u003eSusana Frazao Pinheiro, \u003ci\u003eHead, Healthcare and Life Sciences, School of Management, University College London\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eFinancial independence is the cornerstone of personal freedom and this book provides the most succinct guide I’ve seen for wealth creation. I’m giving copies to all my children and grandchildren — those here and those to come!\u003c\/p\u003e\u003cp\u003eJohn J. Sviokla, \u003ci\u003eauthor of \u003c\/i\u003eThe Self-Made Billionaire Effect: How Extreme Producers Create Massive Value, \u003ci\u003ePwC Principal (retired), and former Associate Professor of Harvard Business School \u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eI really love the book. It is fresh. And the stories about the financial foibles of well-known celebrities are fascinating. \u003c\/p\u003e\u003cp\u003eTom Garman, \u003ci\u003eDistinguished Professor Emeritus, Virginia Tech\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Someone should have written this book a long time ago. It’s clear that the ways individuals, families, and companies budget, keep track of cash, and measure net worth are similar. But until I read this book, I had never seen anyone make this point.\"\u003c\/p\u003e\u003cp\u003eJim Goodman, \u003ci\u003ePresident, Gemini Investors\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Research shows that more Americans are stressed about their finances than they are by their job, relationships, health concerns or any other stressor. Many don't have access to professionals who can guide them and even those who do may not be confident enough to know where to start and what questions to ask. Raising the level of financial wellness across our society is imperative and, on an individual basis, is life changing. I recommend this book as a great way to understand the practical fundamentals and get started on a path to a better financial future. With relatable examples and actionable insights, everyone can be inspired to take control and set a path for less stress, more confidence and a better life for themselves and their loved ones.\"\u003c\/p\u003e\u003cp\u003eJuneen Belknap Kirk, \u003ci\u003ePwC Principal and Financial Wellness Practice Lead\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Calandro and Hoffmire insightfully apply the principles of corporate finance, corporate strategy and value investing to personal finance in a very engaging and informative way. It is a great read for all, from college students to retirees, regardless of income level.\"\u003c\/p\u003e\u003cp\u003eJames Russell Kelly, \u003ci\u003eDirector of the Gabelli Center for Global Security Analysis at Fordham University\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"This is a practical book. As societies address inequality, having people become more financially literate is required. Calandro and Hoffmire offer means to help individuals and families. The fact that they practically suggest ways to involve employers is also very useful.\"\u003c\/p\u003e\u003cp\u003eSara Roth, \u003ci\u003ePresident, Goldhirsh Foundation\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"A question came to mind when I was reading, \u003ci\u003eThe Business of Personal Finance: How to Improve Financial Wellness\u003c\/i\u003e. I asked myself: why wasn’t this book written years ago? Then it struck me that this is the perfect time.\"\u003c\/p\u003e\u003cp\u003eJoe Saari,\u003ci\u003e Founder, Financial Fitness Group\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e\"Readers of many types will benefit from this book. Employees, employee owners, students, investors, and those who are developing their first personal budgets will all find important concepts between these pages.\"\u003c\/p\u003e\u003cp\u003eKen Serwinski,\u003ci\u003e Co-founder and Chairman, Prairie Capital Advisors; Chairman, Personal Finance Employee Education Fund\u003c\/i\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eAcknowledgements. Introduction. 1. The “Ten Commandments” of Financial Wellness. 2. Spending, Saving, and Interest. 3. Ownership and Open Book Management. 4. Strategy and Prices. 5. Risk Management. 6. Cyber Risk. 7. Financial Statements and Personal Finance. 8. Small Business Finance. 9. Your Home. 10. Be Careful with Debt. 11. Physical and Financial Wellness. 12. Personal Investing. 13. Other Kinds of Investments. Conclusion and Five More Commandments of Financial Wellness.\u003c\/p\u003e","brand":"Taylor \u0026 Francis Ltd","offers":[{"title":"Default Title","offer_id":49406659592535,"sku":"9781032104560","price":128.25,"currency_code":"GBP","in_stock":true}],"url":"https:\/\/bookcurl.com\/products\/the-business-of-personal-finance-9781032104560","provider":"Book Curl","version":"1.0","type":"link"}