{"product_id":"smart-is-the-new-rich-9781118949351","title":"Smart is the New Rich","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eTime is on your side   smart money management for Millennials    Smart is the New Rich: Money Guide for Millennials is an interactive, step-by-step guide to all things money.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface xi\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 How to Think About Money: Budgeting Basics 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePay Yourself First 6\u003c\/p\u003e \u003cp\u003eHow Much Should You Save? 8\u003c\/p\u003e \u003cp\u003eThe Rainy-Day Fund 12\u003c\/p\u003e \u003cp\u003eRoadblocks to Money Success 15\u003c\/p\u003e \u003cp\u003eThe Holiday Red Flag 15\u003c\/p\u003e \u003cp\u003eYour Money Quiz 16\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 College Investment 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Million-Dollar Payoff 21\u003c\/p\u003e \u003cp\u003eIt’s Cheaper to SaveThan Borrow 23\u003c\/p\u003e \u003cp\u003eFour Ways to Keep College Costs Down 24\u003c\/p\u003e \u003cp\u003eWhatDo YouWant to Be When You Grow Up? 27\u003c\/p\u003e \u003cp\u003eNot All Degrees Are Equal 31\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Managing Debt 37\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePaying Off the Debt 39\u003c\/p\u003e \u003cp\u003eInterest Rate Triage 42\u003c\/p\u003e \u003cp\u003eA Safety Net for Low-Income Grads 43\u003c\/p\u003e \u003cp\u003ePublic Service Loan Forgiveness 45\u003c\/p\u003e \u003cp\u003eLive Like a Student 45\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Job Market Fundamentals 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Long Healing Process 51\u003c\/p\u003e \u003cp\u003eFastest-Growing States 52\u003c\/p\u003e \u003cp\u003eThe College Degree Advantage 54\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Millennials at Work 59\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eResume #Fail 64\u003c\/p\u003e \u003cp\u003eYou’ve Got Two Minutes 66\u003c\/p\u003e \u003cp\u003eThe Hidden Jobs Market 67\u003c\/p\u003e \u003cp\u003eDon’t Call Them Soft Skills 70\u003c\/p\u003e \u003cp\u003eKeep Your Eye on the Ball 72\u003c\/p\u003e \u003cp\u003eLean In or Lean Back 72\u003c\/p\u003e \u003cp\u003eOnline Tools to Help Set You Apart 77\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 House Money 81\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMissing the Real Estate Rebound…So Far 84\u003c\/p\u003e \u003cp\u003eGeneration Renter 86\u003c\/p\u003e \u003cp\u003eGet Ready to Buy 89\u003c\/p\u003e \u003cp\u003eMortgage Rates 91\u003c\/p\u003e \u003cp\u003eLocation, Location, Location 92\u003c\/p\u003e \u003cp\u003eAffordability 93\u003c\/p\u003e \u003cp\u003eLiving at Home 93\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Family Money 97\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDating and Money 99\u003c\/p\u003e \u003cp\u003eThe “Talk” 102\u003c\/p\u003e \u003cp\u003eWhat Kind of Debt? 104\u003c\/p\u003e \u003cp\u003ePiggy Bank Parents 107\u003c\/p\u003e \u003cp\u003eFriends and Finances 108\u003c\/p\u003e \u003cp\u003eCrowdfund Our Wedding 109\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Understanding Investments 111\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Started: Tax-Advantaged Retirement Accounts 115\u003c\/p\u003e \u003cp\u003eTime Is a Four-Letter Word 116\u003c\/p\u003e \u003cp\u003eNo 401(K)? Invest Anyway 120\u003c\/p\u003e \u003cp\u003eBuilding Blocks 123\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Credit Karma 129\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDebit Cards 130\u003c\/p\u003e \u003cp\u003eOverdraft Protection 131\u003c\/p\u003e \u003cp\u003eSo You Want a Credit Card? 131\u003c\/p\u003e \u003cp\u003eWhat Is the Credit Score? 133\u003c\/p\u003e \u003cp\u003eExpensive Credit Monitoring 135\u003c\/p\u003e \u003cp\u003eWhat Is the Fed? 137\u003c\/p\u003e \u003cp\u003eTime to Buy a Car 138\u003c\/p\u003e \u003cp\u003eAppendix A Web Resources 141\u003c\/p\u003e \u003cp\u003eAppendix B Cover Letters: The Good, the Bad, and the Ugly 145\u003c\/p\u003e \u003cp\u003eAppendix C PayScale 2014–2015 College Salary Report 153\u003c\/p\u003e \u003cp\u003eNotes 193\u003c\/p\u003e \u003cp\u003eAbout the Author 199\u003c\/p\u003e \u003cp\u003eIndex 201\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":49406953881943,"sku":"9781118949351","price":18.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781118949351.jpg?v=1730497676","url":"https:\/\/bookcurl.com\/products\/smart-is-the-new-rich-9781118949351","provider":"Book Curl","version":"1.0","type":"link"}