{"product_id":"risk-management-at-the-top-9781118497425","title":"Risk Management At The Top","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eWith over 30 years' experience of risk management in banks, Mark Laycock provides a comprehensive but succinct non-technical overview of risk and its governance in financial institutions. Bridging the gap between texts on governance and the increasingly technical aspects of risk management the book covers the main risk types experienced by banks  credit, market, operational and liquidity - outlines those risks before considering them from a governance perspective including the Board and Executive Management.\u003c\/p\u003e \u003cp\u003eAddressing terminology issues that can confuse dialogue, and by providing a bibliography alongside each chapter for more detailed discussion of the topic this book will ground readers with the knowledge they require to understand the unknown unknowns.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eAbout the Author xiii\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1 Introduction 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1.1 Introduction 2\u003c\/p\u003e \u003cp\u003e1.2 Boards 3\u003c\/p\u003e \u003cp\u003e1.3 Why Now? 5\u003c\/p\u003e \u003cp\u003e1.4 Rest of the Book 7\u003c\/p\u003e \u003cp\u003eFurther Reading 9\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART I RISK OVERSIGHT 11\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 Risk – An Overview 15\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e2.1 Terminology 16\u003c\/p\u003e \u003cp\u003e2.2 Role of Banks and Risk 22\u003c\/p\u003e \u003cp\u003e2.3 Sources of Risk and Uncertainty 25\u003c\/p\u003e \u003cp\u003e2.4 Capital 28\u003c\/p\u003e \u003cp\u003e2.5 Issues to Consider 34\u003c\/p\u003e \u003cp\u003eFurther Reading 35\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 Risk Oversight 37\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e3.1 Introduction 38\u003c\/p\u003e \u003cp\u003e3.2 Perspective 39\u003c\/p\u003e \u003cp\u003e3.3 Models 43\u003c\/p\u003e \u003cp\u003e3.4 Risk Framework 45\u003c\/p\u003e \u003cp\u003e3.5 Biases 54\u003c\/p\u003e \u003cp\u003e3.6 Issues to Consider 56\u003c\/p\u003e \u003cp\u003eFurther Reading 57\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 Risk Management 59\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e4.1 Introduction 60\u003c\/p\u003e \u003cp\u003e4.2 Terminology and Components 61\u003c\/p\u003e \u003cp\u003e4.3 Risk Management Cycle 65\u003c\/p\u003e \u003cp\u003e4.4 Issues to Consider 73\u003c\/p\u003e \u003cp\u003eFurther Reading 74\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 Risk Appetite 75\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e5.1 Introduction 76\u003c\/p\u003e \u003cp\u003e5.2 Terminology and Concept 77\u003c\/p\u003e \u003cp\u003e5.3 Stakeholders 79\u003c\/p\u003e \u003cp\u003e5.4 Expressions of Risk Appetite 82\u003c\/p\u003e \u003cp\u003e5.5 Framework 87\u003c\/p\u003e \u003cp\u003e5.6 Risk Reporting 91\u003c\/p\u003e \u003cp\u003e5.7 Issues to Consider 94\u003c\/p\u003e \u003cp\u003eFurther Reading 95\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 RiskCulture 97\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e6.1 Introduction 98\u003c\/p\u003e \u003cp\u003e6.2 Terminology 100\u003c\/p\u003e \u003cp\u003e6.3 Assessing and Influencing Risk Culture 108\u003c\/p\u003e \u003cp\u003e6.4 Monitoring Risk Culture 117\u003c\/p\u003e \u003cp\u003e6.5 Issues to Consider 118\u003c\/p\u003e \u003cp\u003eFurther Reading 119\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART II SPECIFIC RISKS 121\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 Credit Risk 125\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e7.1 Introduction 126\u003c\/p\u003e \u003cp\u003e7.2 Definition of Credit Risk 127\u003c\/p\u003e \u003cp\u003e7.3 Framework 130\u003c\/p\u003e \u003cp\u003e7.4 Risk Appetite Metrics 134\u003c\/p\u003e \u003cp\u003e7.5 Credit Risk Management 149\u003c\/p\u003e \u003cp\u003e7.6 Issues to Consider 158\u003c\/p\u003e \u003cp\u003eFurther Reading 158\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8 Market Risk 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e8.1 Introduction 160\u003c\/p\u003e \u003cp\u003e8.2 Definition of Market Risk 161\u003c\/p\u003e \u003cp\u003e8.3 Market Risk Framework 164\u003c\/p\u003e \u003cp\u003e8.4 Market Risk Estimation 171\u003c\/p\u003e \u003cp\u003e8.5 Market Risk Management 183\u003c\/p\u003e \u003cp\u003e8.6 Issues to Consider 188\u003c\/p\u003e \u003cp\u003eFurther Reading 188\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9 Operational Risk 191\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e9.1 Introduction 192\u003c\/p\u003e \u003cp\u003e9.2 Definition of Operational Risk 193\u003c\/p\u003e \u003cp\u003e9.3 Operational Risk Framework 196\u003c\/p\u003e \u003cp\u003e9.4 Operational Risk Estimation 202\u003c\/p\u003e \u003cp\u003e9.5 Operational Risk Management 208\u003c\/p\u003e \u003cp\u003e9.6 Issues to Consider 213\u003c\/p\u003e \u003cp\u003eFurther Reading 214\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10 Liquidity Risk 215\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e10.1 Introduction 216\u003c\/p\u003e \u003cp\u003e10.2 Definition of Liquidity Risk 217\u003c\/p\u003e \u003cp\u003e10.3 Liquidity Risk Framework 220\u003c\/p\u003e \u003cp\u003e10.4 Liquidity Risk Measurement 224\u003c\/p\u003e \u003cp\u003e10.5 Liquidity Risk Management 229\u003c\/p\u003e \u003cp\u003e10.6 Issues to Consider 233\u003c\/p\u003e \u003cp\u003eFurther Reading 234\u003c\/p\u003e \u003cp\u003e\u003cb\u003e11 Other Risks 235\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e11.1 Introduction 236\u003c\/p\u003e \u003cp\u003e11.2 Reputational Risk 237\u003c\/p\u003e \u003cp\u003e11.3 Strategic Risk 239\u003c\/p\u003e \u003cp\u003e11.4 Business Risk 241\u003c\/p\u003e \u003cp\u003e11.5 Other Market Risks 242\u003c\/p\u003e \u003cp\u003e11.6 Model Risk 244\u003c\/p\u003e \u003cp\u003e11.7 Supplier Risk 247\u003c\/p\u003e \u003cp\u003e11.8 Resources 249\u003c\/p\u003e \u003cp\u003e11.9 Issues to Consider 251\u003c\/p\u003e \u003cp\u003eFurther Reading 252\u003c\/p\u003e \u003cp\u003e\u003cb\u003e12 Risk Interactions 253\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e12.1 Introduction 254\u003c\/p\u003e \u003cp\u003e12.2 Risks as Frequency and Severity Drivers 256\u003c\/p\u003e \u003cp\u003e12.3 Risk Interactions 259\u003c\/p\u003e \u003cp\u003e12.4 Implications for Risk Management and Measurement 266\u003c\/p\u003e \u003cp\u003e12.5 Issues to Consider 269\u003c\/p\u003e \u003cp\u003eFurther Reading 269\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART III REGULATORY ENVIRONMENT 271\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e13 Regulatory Environment 275\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e13.1 Introduction 276\u003c\/p\u003e \u003cp\u003e13.2 Structure of Prudential Regulatory Process 277\u003c\/p\u003e \u003cp\u003e13.3 Scope of Prudential Regulation 286\u003c\/p\u003e \u003cp\u003e13.4 Regulatory Influence 299\u003c\/p\u003e \u003cp\u003eFurther Reading 303\u003c\/p\u003e \u003cp\u003eDisclaimer Regarding Excerpts from S\u0026amp;P Materials 305\u003c\/p\u003e \u003cp\u003eIndex 307\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default 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