{"product_id":"morningstars-30minute-money-solutions-a-stepbystep-guide-to-managing-your-finances-9780470481578","title":"Morningstars 30Minute Money Solutions A","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eMorningstar's Director of Personal Finance, Christine Benz, gives you the tools for tackling your money challenges. This practical guide breaks down important financial tasks into digestible, doable chunks-each task taking just 30 minutes or less.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e“This book isn't one that requires you to read it all the way through, as the author freely admits. But if you have a question about retirement plans, emergency funds, 529 plans or the right stock\/bond mix, among many other subjects, it's a fine financial road map. Benz's conversational, straightforward make this a pleasant and very useful read.” \u003cbr\u003e —Associated Press, January 2010\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eForeword xi\u003c\/p\u003e \u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xix\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart one: Find your baseline 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Calculate Your Net Worth 5\u003c\/p\u003e \u003cp\u003eChapter 2: See Where Your Money Goes 11\u003c\/p\u003e \u003cp\u003eChapter 3: Set Your Financial Goals 17\u003c\/p\u003e \u003cp\u003eChapter 4: Create a Budget 23\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart two: Get organized 29\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Create a Bill-Paying System 33\u003c\/p\u003e \u003cp\u003eChapter 6: Create a Filing System 37\u003c\/p\u003e \u003cp\u003eChapter 7: Create a Master Directory 43\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart three: Find the best use of your money 47\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 8: Determine Whether to Pay Down Debt or Invest 51\u003c\/p\u003e \u003cp\u003eChapter 9: Decide Where to Invest for Retirement 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart four: Get started in investing 65\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 10: Create an Emergency Fund 69\u003c\/p\u003e \u003cp\u003eChapter 11: Find the Right Stock\/Bond Mix 75\u003c\/p\u003e \u003cp\u003eChapter 12: Create an Investment Policy Statement 81\u003c\/p\u003e \u003cp\u003eChapter 13: Invest for Short- and Intermediate-Term Goals 89\u003c\/p\u003e \u003cp\u003eChapter 14: Create a Hands-Off Long-Term Portfolio 97\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart five: Invest in your company retirement plan 105\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 15: Determine How Good Your Company Retirement Plan is 109\u003c\/p\u003e \u003cp\u003eChapter 16: Decide between a Traditional and Roth 401(k) 117\u003c\/p\u003e \u003cp\u003eChapter 17: Select the Best Investments for Your Company Retirement Plan 125\u003c\/p\u003e \u003cp\u003eChapter 18: Make the Most of a Subpar 401(k) Plan 131\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart six: Invest in an IRA 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 19: Determine What Type of IRA is Best for You 143\u003c\/p\u003e \u003cp\u003eChapter 20: Identify the Best Investments for Your IRA 147\u003c\/p\u003e \u003cp\u003eChapter 21: Determine Whether to Convert Your IRA 155\u003c\/p\u003e \u003cp\u003eChapter 22: Roll Over Your Retirement Plan into an IRA 163\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart seven: Invest for college 169\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 23: Find the Right College Savings Vehicle 173\u003c\/p\u003e \u003cp\u003eChapter 24: Find the Right 529 Plan 181\u003c\/p\u003e \u003cp\u003eChapter 25: Select the Right Investments for Your College Savings Plan 187\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart eight: Invest in your taxable account 197\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 26: Identify the Best Investments for Taxable Accounts 201\u003c\/p\u003e \u003cp\u003eChapter 27: Manage Your Portfolio for Tax Efficiency 209\u003c\/p\u003e \u003cp\u003eChapter 28: Harvest Tax Losses 215\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart nine: Invest during retirement 223\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 29: Determine Your Portfolio Withdrawal Rate 227\u003c\/p\u003e \u003cp\u003eChapter 30: Build an In-Retirement Portfolio 233\u003c\/p\u003e \u003cp\u003eChapter 31: Find the Right Sequence of In-Retirement Withdrawals 241\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart ten: Monitor your investments 245\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 32: Conduct a Portfolio Checkup 249\u003c\/p\u003e \u003cp\u003eChapter 33: Rebalance Your Portfolio 257\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart eleven: Cover your bases on estate planning 263\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 34: Get Started on Your Estate Plan 269\u003c\/p\u003e \u003cp\u003eChapter 35: Handle Beneficiary Designations 275\u003c\/p\u003e \u003cp\u003eChapter 36: Create a Personal Legacy 281\u003c\/p\u003e \u003cp\u003eAbout the author 285\u003c\/p\u003e \u003cp\u003eIndex 287\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":49402340901207,"sku":"9780470481578","price":22.95,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470481578.jpg?v=1730480119","url":"https:\/\/bookcurl.com\/products\/morningstars-30minute-money-solutions-a-stepbystep-guide-to-managing-your-finances-9780470481578","provider":"Book Curl","version":"1.0","type":"link"}