{"product_id":"fintech-and-cryptocurrency-9781119904816","title":"Fintech and Cryptocurrency","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface xvii\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1 Evolution of Fintech in Financial Era 1\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eTanya Kumar and Satveer Kaur\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e1.1 Introduction 1\u003c\/p\u003e \u003cp\u003e1.2 Review of Literature 2\u003c\/p\u003e \u003cp\u003e1.3 Objectives and Research Methodology 4\u003c\/p\u003e \u003cp\u003e1.4 Working of FinTech 4\u003c\/p\u003e \u003cp\u003e1.5 Tools and Techniques used in FinTech 5\u003c\/p\u003e \u003cp\u003e1.6 Future Framework of FinTech 7\u003c\/p\u003e \u003cp\u003e1.7 Evolution of FinTech in Financial World 7\u003c\/p\u003e \u003cp\u003e1.8 Discussion and Conclusion 9\u003c\/p\u003e \u003cp\u003eReferences 9\u003c\/p\u003e \u003cp\u003eWebliography 11\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 Digital Transformation of Financial Services in the Era of Fintech 13\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eAyesha Siddiqui, Arti Yadav and Najib H.S. Farhan\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e2.1 Introduction 13\u003c\/p\u003e \u003cp\u003e2.2 Review of Literature 16\u003c\/p\u003e \u003cp\u003e2.2.1 Studies on FinTech 16\u003c\/p\u003e \u003cp\u003e2.2.2 Studies on Digital Transformation 18\u003c\/p\u003e \u003cp\u003e2.3 Digital Transformation: A Conceptual Overview 20\u003c\/p\u003e \u003cp\u003e2.4 FinTech Ecosystem 21\u003c\/p\u003e \u003cp\u003e2.5 Role of Fintech and Digital Transformation with Respect to Financial Services 24\u003c\/p\u003e \u003cp\u003e2.6 Conclusion 27\u003c\/p\u003e \u003cp\u003eReferences 27\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 Reshaping Banking with Digital Technologies 35\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eAnkita Srivastava and Aishwarya Kumar\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e3.1 Banking and Artificial Intelligence (AI) 35\u003c\/p\u003e \u003cp\u003e3.1.1 Basic Algorithms and Machine Intellect 37\u003c\/p\u003e \u003cp\u003e3.1.2 Artificial Common Intelligence 37\u003c\/p\u003e \u003cp\u003e3.1.3 Ultra Smart AI 37\u003c\/p\u003e \u003cp\u003e3.2 Fintech Evolution 38\u003c\/p\u003e \u003cp\u003e3.3 AI Opportunities in Fintech 40\u003c\/p\u003e \u003cp\u003e3.3.1 Automation 40\u003c\/p\u003e \u003cp\u003e3.3.1.1 Robotic Process Automation (RPA) 40\u003c\/p\u003e \u003cp\u003e3.3.1.2 iPaaS 41\u003c\/p\u003e \u003cp\u003e3.3.1.3 iSaaS 41\u003c\/p\u003e \u003cp\u003e3.3.1.4 Bots 41\u003c\/p\u003e \u003cp\u003e3.3.1.5 Enterprise Automation 41\u003c\/p\u003e \u003cp\u003e3.3.2 Improved Decision Making 42\u003c\/p\u003e \u003cp\u003e3.3.3 Customization 43\u003c\/p\u003e \u003cp\u003e3.4 Reshaping the Banking 44\u003c\/p\u003e \u003cp\u003e3.4.1 Payments 44\u003c\/p\u003e \u003cp\u003e3.4.2 Lending \u0026amp; AI-Based Credit Analysis 46\u003c\/p\u003e \u003cp\u003e3.4.3 Wealth Management 48\u003c\/p\u003e \u003cp\u003e3.4.3.1 Portfolio Management 48\u003c\/p\u003e \u003cp\u003e3.4.3.2 Compliance Management 49\u003c\/p\u003e \u003cp\u003e3.4.3.3 Robo-Advisory 50\u003c\/p\u003e \u003cp\u003e3.5 Insurance 52\u003c\/p\u003e \u003cp\u003e3.6 Challenges Faced by Fintech in Banking 53\u003c\/p\u003e \u003cp\u003e3.6.1 Regulatory Compliance 53\u003c\/p\u003e \u003cp\u003e3.6.2 Customer Trust 53\u003c\/p\u003e \u003cp\u003e3.6.3 Blockchain Integration 53\u003c\/p\u003e \u003cp\u003e3.7 Conclusion 54\u003c\/p\u003e \u003cp\u003eReferences 54\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 Adoption of Fintech: A Paradigm Shift Among Millennials as a Next Normal Behaviour 59\u003cbr\u003e \u003c\/b\u003e\u003ci\u003ePushpa A., Jaheer Mukthar K. P., Ramya U., Edwin Hernan Ramirez Asis and William Rene Dextre Martinez\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e4.1 Introduction 60\u003c\/p\u003e \u003cp\u003e4.1.1 Evolution of Fintech 61\u003c\/p\u003e \u003cp\u003e4.1.2 Technology Innovation in the Financial Sector - Building a Digital Future 63\u003c\/p\u003e \u003cp\u003e4.1.3 Taxonomy of Fintech Business Model 66\u003c\/p\u003e \u003cp\u003e4.1.4 Fintech Ecosystem 69\u003c\/p\u003e \u003cp\u003e4.1.5 Prepositions for Fintech Adoption 72\u003c\/p\u003e \u003cp\u003e4.1.6 Challenges of the Fintech Industry 74\u003c\/p\u003e \u003cp\u003e4.2 Statement of the Problem and Research Questions 75\u003c\/p\u003e \u003cp\u003e4.3 Research Questions and Objectives 76\u003c\/p\u003e \u003cp\u003e4.4 Conceptual Framework and Proposed Model 77\u003c\/p\u003e \u003cp\u003e4.4.1 Conceptual Framework 77\u003c\/p\u003e \u003cp\u003e4.4.2 The TAM Model 77\u003c\/p\u003e \u003cp\u003e4.4.3 Proposed Model and Hypothesis Framed 79\u003c\/p\u003e \u003cp\u003e4.5 Conclusion 83\u003c\/p\u003e \u003cp\u003eAcknowledgement 83\u003c\/p\u003e \u003cp\u003eReferences 83\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 A Comprehensive Study of Cryptocurrencies as a Financial Asset: Major Topics and Market Trends 91\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eGioia Arnone and Ajantha Devi Vairamani\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e5.1 Introduction 91\u003c\/p\u003e \u003cp\u003e5.2 Literature Review 92\u003c\/p\u003e \u003cp\u003e5.3 Methodology 95\u003c\/p\u003e \u003cp\u003e5.4 Findings 96\u003c\/p\u003e \u003cp\u003e5.5 Cryptocurrencies as a Major Financial Asset 97\u003c\/p\u003e \u003cp\u003e5.6 What is the Value of Cryptocurrencies? Current Market Trends 98\u003c\/p\u003e \u003cp\u003e5.7 Conclusion 100\u003c\/p\u003e \u003cp\u003eReferences 101\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 Customers’ Satisfaction and Continuance Intention to Adopt Fintech Services: Developing Countries’ Perspective 105\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eSong Bee Lian and Liew Chee Yoong\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e6.1 Introduction 106\u003c\/p\u003e \u003cp\u003e6.2 Understanding the Fintech Phenomenon in Developing Countries 108\u003c\/p\u003e \u003cp\u003e6.3 Literature Review 109\u003c\/p\u003e \u003cp\u003e6.3.1 Technology Acceptance Model (TAM) 109\u003c\/p\u003e \u003cp\u003e6.3.2 Customer Satisfaction 110\u003c\/p\u003e \u003cp\u003e6.3.3 Customer Innovativeness 110\u003c\/p\u003e \u003cp\u003e6.3.4 Hedonic Motivation 111\u003c\/p\u003e \u003cp\u003e6.3.5 Perceived Usefulness 111\u003c\/p\u003e \u003cp\u003e6.3.6 Perceived Ease of Use 112\u003c\/p\u003e \u003cp\u003e6.3.7 System Quality 113\u003c\/p\u003e \u003cp\u003e6.3.8 Technology Self-Efficacy 113\u003c\/p\u003e \u003cp\u003e6.3.9 Continuance Intention to Adopt 114\u003c\/p\u003e \u003cp\u003e6.3.10 Hypothesis Development 114\u003c\/p\u003e \u003cp\u003e6.3.11 Conceptual Model 115\u003c\/p\u003e \u003cp\u003e6.4 Research Methodology 115\u003c\/p\u003e \u003cp\u003e6.4.1 Sample and Data Collection 115\u003c\/p\u003e \u003cp\u003e6.4.2 Measures of the Constructs 116\u003c\/p\u003e \u003cp\u003e6.4.3 Validity and Reliability Assessment 116\u003c\/p\u003e \u003cp\u003e6.5 Results 120\u003c\/p\u003e \u003cp\u003e6.5.1 Demographic Profile of the Respondent 120\u003c\/p\u003e \u003cp\u003e6.5.2 Structural Model Assessment 120\u003c\/p\u003e \u003cp\u003e6.6 Discussion 122\u003c\/p\u003e \u003cp\u003e6.7 Theoretical and Practical Implications 126\u003c\/p\u003e \u003cp\u003e6.8 Conclusion 127\u003c\/p\u003e \u003cp\u003eReferences 128\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 Fintech Apps: An Integral Tool in Titivating Banking Operations 137\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eArun Prakash A., Leelavathi R., Rupashree R. and V.G. Jisha\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e7.1 Introduction 138\u003c\/p\u003e \u003cp\u003e7.2 Objectives 142\u003c\/p\u003e \u003cp\u003e7.3 Statement of the Problem 143\u003c\/p\u003e \u003cp\u003e7.4 Need for the Study 144\u003c\/p\u003e \u003cp\u003e7.5 Review of Literature 144\u003c\/p\u003e \u003cp\u003e7.6 Proposed Model 145\u003c\/p\u003e \u003cp\u003e7.7 Lending APPS 145\u003c\/p\u003e \u003cp\u003e7.8 Investment Apps 145\u003c\/p\u003e \u003cp\u003e7.9 Payment Apps 147\u003c\/p\u003e \u003cp\u003e7.10 Insurance Apps 148\u003c\/p\u003e \u003cp\u003e7.11 Persuading Factors that Increase the Usage of Fin-Tech Apps 149\u003c\/p\u003e \u003cp\u003e7.12 Methodology 150\u003c\/p\u003e \u003cp\u003e7.13 Results and Discussions 151\u003c\/p\u003e \u003cp\u003e7.14 Multiple Linear Regression 152\u003c\/p\u003e \u003cp\u003e7.15 Structural Equation Modelling 154\u003c\/p\u003e \u003cp\u003e7.16 Conclusion 155\u003c\/p\u003e \u003cp\u003eReferences 155\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8 Analytical Study of Fin-Tech in Banking: A Utility Model 157\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eNeha Kamboj and Mamta Sharma\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e8.1 Introduction 158\u003c\/p\u003e \u003cp\u003e8.2 Literature Analysis and Development of Hypothesis 160\u003c\/p\u003e \u003cp\u003e8.2.1 Perceived Utility (PU) and Willingness to Adopt Fin-Tech (WUF) Services 161\u003c\/p\u003e \u003cp\u003e8.2.2 Sensible Usability (SU) and Willingness to Use Fin-Tech (WUF) Services 161\u003c\/p\u003e \u003cp\u003e8.2.3 Customer Belief (CU) and Willingness to Use Fin-Tech (WUF) Services 162\u003c\/p\u003e \u003cp\u003e8.2.4 Social Implications (SI) and Willingness to Use Fin-Tech (WUF)Services 162\u003c\/p\u003e \u003cp\u003e8.3 Research Design 163\u003c\/p\u003e \u003cp\u003e8.4 Empirical Results 165\u003c\/p\u003e \u003cp\u003e8.4.1 Effect of Perceived Utility of Fin-Tech Services (PU) on the Willingness of Customers to Use Fin-Tech (ICUF) Services 168\u003c\/p\u003e \u003cp\u003e8.4.2 Effect of Perceived Ease of Use of Fin-Tech Services (PEU) on the Willingness of Customers to Use Fin-Tech (ICUF) Services 168\u003c\/p\u003e \u003cp\u003e8.4.3 Effect of Customer Belief in Fin-Tech Services (CU) on the Willingness of Customers to Utilize Fin-Tech (ICUF) Services 168\u003c\/p\u003e \u003cp\u003e8.4.4 Social Influence (SI) Impact on the Willingness of Customers to Utilize Fin-Tech (ICUF) Services 169\u003c\/p\u003e \u003cp\u003e8.5 Conclusion 169\u003c\/p\u003e \u003cp\u003eReferences 170\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9 Is Digital Currency a Payment Disruption Mechanism? 173\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eVanishree Mysore Ramkrishna and Vyshnavi Loganathan\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e9.1 Introduction 173\u003c\/p\u003e \u003cp\u003e9.2 Review of Literature 175\u003c\/p\u003e \u003cp\u003e9.3 Methodology and Sampling 177\u003c\/p\u003e \u003cp\u003e9.4 Results and Discussion 179\u003c\/p\u003e \u003cp\u003e9.4.1 Financial Literacy \u0026amp; Inclusion 180\u003c\/p\u003e \u003cp\u003e9.4.2 Infrastructure 181\u003c\/p\u003e \u003cp\u003e9.4.3 Technical Know-How 183\u003c\/p\u003e \u003cp\u003e9.4.4 Trust and Belief 184\u003c\/p\u003e \u003cp\u003e9.5 Acceptance of CBDC 185\u003c\/p\u003e \u003cp\u003e9.6 Conclusion 188\u003c\/p\u003e \u003cp\u003eReferences 190\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10 Investor Sentiment Driving Crypto-Trade in India 193\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eSushant Waghmare and Dipesh Uike\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e10.1 Introduction 194\u003c\/p\u003e \u003cp\u003e10.2 Review of Literature 195\u003c\/p\u003e \u003cp\u003e10.2.1 Finance \u0026amp; Sentiments 195\u003c\/p\u003e \u003cp\u003e10.2.2 Cryptocurrency 196\u003c\/p\u003e \u003cp\u003e10.2.3 Addiction or Analysis? 197\u003c\/p\u003e \u003cp\u003e10.2.4 Fear of Missing Out (FOMO) 198\u003c\/p\u003e \u003cp\u003e10.3 Research Methodology 200\u003c\/p\u003e \u003cp\u003e10.3.1 Aim of the Study 200\u003c\/p\u003e \u003cp\u003e10.3.2 Objectives of the Study 200\u003c\/p\u003e \u003cp\u003e10.3.3 Sampling Methodology \u0026amp; Data Analysis 200\u003c\/p\u003e \u003cp\u003e10.3.4 Limitations of the Study 201\u003c\/p\u003e \u003cp\u003e10.4 Data Analysis \u0026amp; Interpretation 201\u003c\/p\u003e \u003cp\u003e10.5 Conclusions, Suggestions \u0026amp; Recommendations 214\u003c\/p\u003e \u003cp\u003eReferences 217\u003c\/p\u003e \u003cp\u003e\u003cb\u003e11 Applications of Digital Technologies and Artificial Intelligence in Cryptocurrency - A Multi-Dimensional Perspective 221\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eW. Jaisingh, Preethi N. and R. K. Kavitha\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e11.1 Introduction 222\u003c\/p\u003e \u003cp\u003e11.2 State-of-the-Art Review 223\u003c\/p\u003e \u003cp\u003e11.3 Application Areas of Cryptocurrencies 224\u003c\/p\u003e \u003cp\u003e11.3.1 Fundraising and Investments 224\u003c\/p\u003e \u003cp\u003e11.3.2 Freight Transportation and Travel 226\u003c\/p\u003e \u003cp\u003e11.3.3 Education 227\u003c\/p\u003e \u003cp\u003e11.3.4 Publication and Advertising as Means of Communication 227\u003c\/p\u003e \u003cp\u003e11.3.5 E-Commerce and Entertainment 228\u003c\/p\u003e \u003cp\u003e11.3.6 Real Estate and Stock Market 228\u003c\/p\u003e \u003cp\u003e11.3.7 Trained Financial Planners 228\u003c\/p\u003e \u003cp\u003e11.4 Financial Transaction Using Blockchain Technology 229\u003c\/p\u003e \u003cp\u003e11.4.1 Introduction 229\u003c\/p\u003e \u003cp\u003e11.4.2 Technology Acceptance Model 230\u003c\/p\u003e \u003cp\u003e11.4.3 External Constructs 230\u003c\/p\u003e \u003cp\u003e11.4.3.1 Trust (T) 230\u003c\/p\u003e \u003cp\u003e11.4.3.2 Support (RS) for Regulatory Standards 232\u003c\/p\u003e \u003cp\u003e11.4.3.3 Experience (E) 232\u003c\/p\u003e \u003cp\u003e11.4.3.4 Social Influence (SI) 233\u003c\/p\u003e \u003cp\u003e11.4.3.5 Design (D) 233\u003c\/p\u003e \u003cp\u003e11.4.4 Summary 234\u003c\/p\u003e \u003cp\u003e11.5 An Analysis of Cryptocurrency Mining Using a Hybrid Approach 234\u003c\/p\u003e \u003cp\u003e11.5.1 Introduction 234\u003c\/p\u003e \u003cp\u003e11.5.2 Cryptocurrency Mining Strategies 235\u003c\/p\u003e \u003cp\u003e11.5.3 Summary and Discussion 236\u003c\/p\u003e \u003cp\u003e11.6 Forecasting Cryptocurrency Price Using Convolutional Neural Networks 237\u003c\/p\u003e \u003cp\u003e11.6.1 Introduction 237\u003c\/p\u003e \u003cp\u003e11.6.2 Assistive Technologies in Machine Learning and Deep Learning 238\u003c\/p\u003e \u003cp\u003e11.6.3 Convolutional Neural Networks with Weighted and Attentive Memory Channels 238\u003c\/p\u003e \u003cp\u003e11.6.3.1 Attentive Memory Module 239\u003c\/p\u003e \u003cp\u003e11.6.3.2 Convolution \u0026amp; Pooling Module 239\u003c\/p\u003e \u003cp\u003e11.6.4 Summary and Discussion 239\u003c\/p\u003e \u003cp\u003e11.7 Blockchain Technology and Cryptocurrencies for the Collaborative Economy 240\u003c\/p\u003e \u003cp\u003e11.7.1 Introduction 240\u003c\/p\u003e \u003cp\u003e11.7.2 Collaborative Economy and Digital Platforms 241\u003c\/p\u003e \u003cp\u003e11.7.3 Emergence of Collaborative Consumption 242\u003c\/p\u003e \u003cp\u003e11.7.3.1 Promoting the Diffusion of Collaborative Practices 242\u003c\/p\u003e \u003cp\u003e11.7.4 Summary 242\u003c\/p\u003e \u003cp\u003e11.8 Conclusions 243\u003c\/p\u003e \u003cp\u003eReferences 243\u003c\/p\u003e \u003cp\u003e\u003cb\u003e12 A Study on the Influence of Personality on Savings and Investment in Cryptos 251\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eK. Manimekalai, T. Satheeshkumar and G. Manokaran\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e12.1 Introduction 252\u003c\/p\u003e \u003cp\u003e12.2 Literature Review 253\u003c\/p\u003e \u003cp\u003e12.2.1 Openness to Experience 254\u003c\/p\u003e \u003cp\u003e12.2.2 Conscientiousness 256\u003c\/p\u003e \u003cp\u003e12.2.3 Extroversion 257\u003c\/p\u003e \u003cp\u003e12.2.4 Aggreeableness 258\u003c\/p\u003e \u003cp\u003e12.2.5 Neuroticism 259\u003c\/p\u003e \u003cp\u003e12.3 Objectives of the Research 260\u003c\/p\u003e \u003cp\u003e12.4 Methodolgy 260\u003c\/p\u003e \u003cp\u003e12.5 Discussion 268\u003c\/p\u003e \u003cp\u003eReferences 269\u003c\/p\u003e \u003cp\u003e\u003cb\u003e13 Deep Neural Network in Security: A Novel Robust CAPTCHA Model 277\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eManasi Chhibber, Rashmi Gandhi, Aakanshi Gupta and Ashok Kumar Yadav\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e13.1 Introduction 277\u003c\/p\u003e \u003cp\u003e13.2 Literature Review 279\u003c\/p\u003e \u003cp\u003e13.2.1 Convolutional Neural Networks 280\u003c\/p\u003e \u003cp\u003e13.2.2 Transfer Learning 281\u003c\/p\u003e \u003cp\u003e13.3 Proposed Approach 283\u003c\/p\u003e \u003cp\u003e13.3.1 Data Pre-Processing and Exploratory Analysis 283\u003c\/p\u003e \u003cp\u003e13.3.2 Data Acquisition 283\u003c\/p\u003e \u003cp\u003e13.4 Results and Discussions 289\u003c\/p\u003e \u003cp\u003e13.4.1 Cnn 289\u003c\/p\u003e \u003cp\u003e13.4.2 DenseNet 292\u003c\/p\u003e \u003cp\u003e13.4.3 MobileNet 295\u003c\/p\u003e \u003cp\u003e13.4.4 Vgg 16 297\u003c\/p\u003e \u003cp\u003e13.5 Conclusion 300\u003c\/p\u003e \u003cp\u003eReferences 300\u003c\/p\u003e \u003cp\u003e\u003cb\u003e14 Customer’s Perception of Voice Bot Assistance in the Banking Industry in Malaysia 303\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eManimekalai Jambulingam, Indhumathi Sinnasamy and Magiswary Dorasamy\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e14.1 Introduction 303\u003c\/p\u003e \u003cp\u003e14.2 Problem Statement 304\u003c\/p\u003e \u003cp\u003e14.3 What is a Voice Bot? 305\u003c\/p\u003e \u003cp\u003e14.3.1 Characteristics of a Voice Bot 307\u003c\/p\u003e \u003cp\u003e14.3.2 Why are Voice Bots Becoming Popular? 308\u003c\/p\u003e \u003cp\u003e14.3.3 Benefits of a Voice Bot from the Bank’s Perspective 309\u003c\/p\u003e \u003cp\u003e14.3.4 Benefits of a Voice Bot from the Customer’s Perspective 311\u003c\/p\u003e \u003cp\u003e14.3.5 Opportunities for Voice Bots in Banking 312\u003c\/p\u003e \u003cp\u003e14.3.6 Use Cases: Bank Voice Bots Currently Available Around the World 313\u003c\/p\u003e \u003cp\u003e14.4 Call to Action 315\u003c\/p\u003e \u003cp\u003e14.5 Literature Review 316\u003c\/p\u003e \u003cp\u003e14.6 Research Methodology 317\u003c\/p\u003e \u003cp\u003e14.7 Descriptive Analysis 318\u003c\/p\u003e \u003cp\u003e14.8 Discussion and Conclusion 321\u003c\/p\u003e \u003cp\u003eReferences 322\u003c\/p\u003e \u003cp\u003e\u003cb\u003e15 Application of Technology Acceptance Model (TAM) in Fintech Mobile Applications for Banking 325\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eTabitha Durai and F. Lallawmawmi\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e15.1 Introduction 326\u003c\/p\u003e \u003cp\u003e15.1.1 Significance of the Study 331\u003c\/p\u003e \u003cp\u003e15.1.2 Research Objectives 331\u003c\/p\u003e \u003cp\u003e15.1.3 Hypotheses of the Study 332\u003c\/p\u003e \u003cp\u003e15.1.3.1 Perceived Usefulness Toward the Usage of Fintech 332\u003c\/p\u003e \u003cp\u003e15.1.3.2 Brand Image Toward the Usage of Fintech 333\u003c\/p\u003e \u003cp\u003e15.1.3.3 Perceived Risks Toward the Usage of Fintech 333\u003c\/p\u003e \u003cp\u003e15.2 Methods and Measures 334\u003c\/p\u003e \u003cp\u003e15.2.1 Instrument Development 335\u003c\/p\u003e \u003cp\u003e15.3 Results 336\u003c\/p\u003e \u003cp\u003e15.3.1 Demographic Profile of the Respondents 336\u003c\/p\u003e \u003cp\u003e15.3.2 Factors Influencing Fintech under Technology Acceptance Model (TAM) 338\u003c\/p\u003e \u003cp\u003e15.3.2.1 Prominent Factors under Technology Acceptance Model (TAM) that Influence the Usage of Fintech 340\u003c\/p\u003e \u003cp\u003e15.3.3 Technology Acceptance Model and the Usage of Fintech 340\u003c\/p\u003e \u003cp\u003e15.3.3.1 Perceived Usefulness Toward the Usage of Fintech 340\u003c\/p\u003e \u003cp\u003e15.3.3.2 Brand Image Toward the Usage of Fintech 342\u003c\/p\u003e \u003cp\u003e15.3.3.3 Perceived Risks Toward the Usage of Fintech 343\u003c\/p\u003e \u003cp\u003e15.4 Discussion 344\u003c\/p\u003e \u003cp\u003e15.5 Conclusion 346\u003c\/p\u003e \u003cp\u003eReferences 347\u003c\/p\u003e \u003cp\u003e\u003cb\u003e16 Upsurge of Robo Advisors: Integrating Customer Acceptance 351\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eC. Nagadeepa, Reenu Mohan, Antonio Peregrino Huaman Osorio and Willian Josue Fernandez Celestino\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e16.1 Introduction 351\u003c\/p\u003e \u003cp\u003e16.2 Chatbots 355\u003c\/p\u003e \u003cp\u003e16.2.1 Benefits of Using Chatbots in Banks 355\u003c\/p\u003e \u003cp\u003e16.3 Robo-Advisor 356\u003c\/p\u003e \u003cp\u003e16.3.1 Robo-Adviser – A Brief History 357\u003c\/p\u003e \u003cp\u003e16.3.2 Historic Account of Robo Advisors 358\u003c\/p\u003e \u003cp\u003e16.3.3 Robo-Advisor Versus FA (Financial Advisor) 359\u003c\/p\u003e \u003cp\u003e16.3.4 Robo Advisors in Market 359\u003c\/p\u003e \u003cp\u003e16.3.5 How Robo-Advisors Work? 364\u003c\/p\u003e \u003cp\u003e16.3.6 Types of Robo-Advisor 365\u003c\/p\u003e \u003cp\u003e16.3.7 Top Robo-Advisors 367\u003c\/p\u003e \u003cp\u003e16.3.8 Points to be Consider while Selection of Robo-Advisor 371\u003c\/p\u003e \u003cp\u003e16.3.9 Benefits of Robo-Advisors 372\u003c\/p\u003e \u003cp\u003e16.3.10 Limitations of Robo-Advisors 373\u003c\/p\u003e \u003cp\u003e16.4 Acceptance of Robo-Advisor 374\u003c\/p\u003e \u003cp\u003e16.4.1 Theoretical Background and Research Propositions 374\u003c\/p\u003e \u003cp\u003e16.4.2 A Glimpse of Earlier Research Studies 375\u003c\/p\u003e \u003cp\u003e16.4.3 Methodology and Hypothesis 376\u003c\/p\u003e \u003cp\u003e16.4.4 Collection of Data 377\u003c\/p\u003e \u003cp\u003e16.4.5 Hypotheses Testing 377\u003c\/p\u003e \u003cp\u003e16.5 Conclusion 379\u003c\/p\u003e \u003cp\u003eReferences 379\u003c\/p\u003e \u003cp\u003e\u003cb\u003e17 Super Apps: The Natural Progression in Fin-Tech 383\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eKavitha D., Uma Maheswari B. and Sujatha R.\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e17.1 Introduction 383\u003c\/p\u003e \u003cp\u003e17.2 Journey from an App to a Super App 385\u003c\/p\u003e \u003cp\u003e17.3 Super App vs. A Vertically Integrated App 385\u003c\/p\u003e \u003cp\u003e17.4 Architecture and Design of Super Apps 386\u003c\/p\u003e \u003cp\u003e17.4.1 Monolithic Architecture 388\u003c\/p\u003e \u003cp\u003e17.4.2 Modular Architecture 388\u003c\/p\u003e \u003cp\u003e17.4.3 Microservices Architecture 389\u003c\/p\u003e \u003cp\u003e17.5 Business Models of Super Apps 390\u003c\/p\u003e \u003cp\u003e17.6 The Super App Market Space and the Business Models 391\u003c\/p\u003e \u003cp\u003e17.6.1 WeChat 391\u003c\/p\u003e \u003cp\u003e17.6.2 Alipay 393\u003c\/p\u003e \u003cp\u003e17.6.3 Grab 394\u003c\/p\u003e \u003cp\u003e17.6.4 Paytm 395\u003c\/p\u003e \u003cp\u003e17.6.5 The Latest Entrant: Tata Neu 396\u003c\/p\u003e \u003cp\u003e17.6.6 Other Players 396\u003c\/p\u003e \u003cp\u003e17.7 Factors Contributing to the Success of Super Apps 397\u003c\/p\u003e \u003cp\u003e17.8 Super Apps in Fin-Tech and their Role in the Financial Services Segment 400\u003c\/p\u003e \u003cp\u003e17.9 Role of Super Apps in Financial Inclusion 403\u003c\/p\u003e \u003cp\u003e17.10 Benefits of Super Apps in the Financial Services Sector 405\u003c\/p\u003e \u003cp\u003e17.10.1 Economies of Scale \u0026amp; Cost of Financial Intermediation 405\u003c\/p\u003e \u003cp\u003e17.10.2 Size \u0026amp; Speed of Product and Service Offerings 406\u003c\/p\u003e \u003cp\u003e17.10.3 The Power of Data and the Speed of Responsiveness 406\u003c\/p\u003e \u003cp\u003e17.11 Risks due to Super Apps in the Financial System 406\u003c\/p\u003e \u003cp\u003e17.11.1 Financial Stability 407\u003c\/p\u003e \u003cp\u003e17.11.2 Market Concentration 407\u003c\/p\u003e \u003cp\u003e17.11.3 Dis-Intermediation of Banks from Customer 408\u003c\/p\u003e \u003cp\u003e17.12 Regulatory Measures to Mitigate the Risks 408\u003c\/p\u003e \u003cp\u003e17.13 The Future of Super Apps 408\u003c\/p\u003e \u003cp\u003e17.14 Conclusion 410\u003c\/p\u003e \u003cp\u003eReferences 411\u003c\/p\u003e \u003cp\u003eIndex 413\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":51039272665431,"sku":"9781119904816","price":153.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119904816.jpg?v=1750943126","url":"https:\/\/bookcurl.com\/products\/fintech-and-cryptocurrency-9781119904816","provider":"Book Curl","version":"1.0","type":"link"}