{"product_id":"engineering-your-retirement-9780471776161","title":"Engineering Your Retirement","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eA practical retirement planning resource for engineers, scientists, and mathematicians\u003cbr\u003e \u003cbr\u003e In 1995, Dr. Mike Golio, an electrical engineer, became seriously interested in planning for early retirement. In 2003, at the age of 49, he and his wife achieved their goal of financial independence and retired. Engineering Your Retirement is an outgrowth of his research. Whether retirement is imminent or many years off, this valuable guide''s straightforward, analytical approach to financial independence answers the critical questions to achieving successful, comfortable, and meaningful retirement.\u003cbr\u003e \u003cbr\u003e Written specifically for professionals in the engineering, science, and math fields, Engineering Your Retirement examines such important questions as:\u003cbr\u003e * How much money will I need to retire?\u003cbr\u003e * How long will it take for me to accumulate it?\u003cbr\u003e * What types of post-retirement activities are available to technical professionals?\u003cbr\u003e \u003cbr\u003e \u003cbr\u003e Engineering Your R\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\"This book should be of interest to anyone looking forward to retiring comfortably on one's own schedule.\" (\u003ci\u003eMicrowave Journal\u003c\/i\u003e, October 2007)  \u003cp\u003e\"Whether a novice or a seasoned veteran…definitely consider adding it to your library.\" (\u003ci\u003eIEEE Microwave Magazine\u003c\/i\u003e, June 2007)\u003c\/p\u003e \u003cp\u003e\"…a worthwhile addition to your early retirement library. It's highly recommended.\" (\u003ci\u003eThe Retire Early Online Magazine\u003c\/i\u003e, January\/February 2007)\u003c\/p\u003e \u003cp\u003e“…Nelson’s compendium has proved to be an essential resource for so many people interested in fishes, for so long…” (\u003ci\u003eReviews in Fish Biology and Fisheries\u003c\/i\u003e, 2006)\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003ePreface.  \u003cp\u003eAcknowledgments.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1. Retire On Your Schedule.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1.1. Retirement Options.\u003c\/p\u003e \u003cp\u003e1.2. Is There a Retirement Crisis?\u003c\/p\u003e \u003cp\u003e1.3. How Much Do I Need to Retire?\u003c\/p\u003e \u003cp\u003e1.4. How Long Will it Take Me to Save Enough Money?\u003c\/p\u003e \u003cp\u003e1.5. Learning Your Own Life Values.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 Analysis Tools and Calculations.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e2.1. Predictions Based on Average Returns and Inflation.\u003c\/p\u003e \u003cp\u003e2.2. Spending Models.\u003c\/p\u003e \u003cp\u003e2.3. Historical Data.\u003c\/p\u003e \u003cp\u003e2.4. Monte Carlo Simulation.\u003c\/p\u003e \u003cp\u003e2.5. Historical Simulation and the 4% Rule.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 Live Below Your Means (LBYM).\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e3.1. Spending.\u003c\/p\u003e \u003cp\u003e3.2. Breaking the Relationship Between Earning and Spending.\u003c\/p\u003e \u003cp\u003e3.3. Establishing Budget Projections.\u003c\/p\u003e \u003cp\u003e3.4. Credit Cards.\u003c\/p\u003e \u003cp\u003e3.5. Increasing Earnings.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 Emergency Funds and Insurance (First Take Care of Stability).\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e4.1. Medical Insurance and Healthcare Budgets.\u003c\/p\u003e \u003cp\u003e4.2. Emergency Fund.\u003c\/p\u003e \u003cp\u003e4.3. Personal Financial Concerns.\u003c\/p\u003e \u003cp\u003e4.4. Documents.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 Investment Instruments.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e5.1. Bonds.\u003c\/p\u003e \u003cp\u003e5.2. Stocks.\u003c\/p\u003e \u003cp\u003e5.3. Real Estate.\u003c\/p\u003e \u003cp\u003e5.4. Annuities.\u003c\/p\u003e \u003cp\u003e5.5. Defined Benefit Plans (Pensions).\u003c\/p\u003e \u003cp\u003e5.6. Cash and Certificates of Deposit.\u003c\/p\u003e \u003cp\u003e5.7. Social Security.\u003c\/p\u003e \u003cp\u003e5.8. Mutual Funds.\u003c\/p\u003e \u003cp\u003e5.9. Exchange-Traded Funds (ETFs).\u003c\/p\u003e \u003cp\u003e5.10. Commodities.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 Your Investment Plan.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e6.1. Eliminate “Bad” Debt.\u003c\/p\u003e \u003cp\u003e6.2. Investment Issues.\u003c\/p\u003e \u003cp\u003e6.3. Tax-Advantaged Accounts and Free Money.\u003c\/p\u003e \u003cp\u003e6.4. Taxable Investments.\u003c\/p\u003e \u003cp\u003e6.5. House—Purchase or Rent?\u003c\/p\u003e \u003cp\u003e6.6. Mortgage Payoff Decision.\u003c\/p\u003e \u003cp\u003e6.7. Taxes.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 What Will I Do When I Retire?\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e7.1. Work Part-Time.\u003c\/p\u003e \u003cp\u003e7.2. Travel.\u003c\/p\u003e \u003cp\u003e7.3. Volunteer.\u003c\/p\u003e \u003cp\u003e7.4. Recreation and Leisure.\u003c\/p\u003e \u003cp\u003e7.5. Health and Self-Improvement.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8 Final Issues.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e8.1. Before You Leave the Building.\u003c\/p\u003e \u003cp\u003e8.2. Where to Live.\u003c\/p\u003e \u003cp\u003e8.3. Sources of Income.\u003c\/p\u003e \u003cp\u003e8.4. Taxes.\u003c\/p\u003e \u003cp\u003e8.5. Rebalancing.\u003c\/p\u003e \u003cp\u003e8.6. Heirs.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAppendix A: Web Site URLs: Information, Online Calculators and Software.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAppendix B: Fundamental Financial Equations.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAppendix C: Longevity Table.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIndex.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAbout the Author.\u003c\/b\u003e\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":49402672283991,"sku":"9780471776161","price":38.9,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471776161.jpg?v=1730481184","url":"https:\/\/bookcurl.com\/products\/engineering-your-retirement-9780471776161","provider":"Book Curl","version":"1.0","type":"link"}