{"product_id":"building-wealth-on-a-dime-9781119900009","title":"Building Wealth on a Dime","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eYour personal roadmap to financial freedom through small but mighty changes to your money\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIn a world where you have questions about money and Google has a million different answers, it can be hard to know how to make the most of what you have\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eEspecially if you don't have a ton of it.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIn \u003ci\u003eBuilding Wealth on a Dime: Finding Your Financial Freedom\u003c\/i\u003e, financial educator and Latina Kimberly Hamilton delivers an engaging guide for building wealth through small but powerful changes to your money  even if you're starting small. As a former student debt warrior turned homeowner, Kimberly knows this experience first-hand, but this book isn't about her. Through the financial lives of everyday moneymakers like Claire in New York, Tanya in Chicago, and Eric in Portland, Kimberly teaches you how to take control of your finances, eliminate debt, and invest for your financial future. Written in a tone that sounds more like a friend than financial advice\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003ePreface\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1 Million Dollar Habits 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNo. 1: Start Small, Dream Big 3\u003c\/p\u003e \u003cp\u003eNo. 2: Don’t Compare Yourself to Others 5\u003c\/p\u003e \u003cp\u003eNo. 3: Automate and Stay Consistent 5\u003c\/p\u003e \u003cp\u003eNo. 4: Start with Day 1 6\u003c\/p\u003e \u003cp\u003eNo. 5: Keep It Real 7\u003c\/p\u003e \u003cp\u003eNo. 6: Invest Early and Often 9\u003c\/p\u003e \u003cp\u003eSummary 12\u003c\/p\u003e \u003cp\u003eNotes 13\u003c\/p\u003e \u003cp\u003eWorksheet: Million Dollar Habits 14\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 Plans Change – So Can Your Money 15\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Story No One Told You 17\u003c\/p\u003e \u003cp\u003eThe Real Reasons Money Feels Tight 18\u003c\/p\u003e \u003cp\u003eA New Plan for Your Money 26\u003c\/p\u003e \u003cp\u003eSummary 29\u003c\/p\u003e \u003cp\u003eNotes 29\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 Money Mindset and Your Emotions 31\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eEmotions and Your Money 34\u003c\/p\u003e \u003cp\u003eStep 1: Identify Your Money Mindset 35\u003c\/p\u003e \u003cp\u003eStep 2: Tackle Your Emotional Spending 41\u003c\/p\u003e \u003cp\u003eStep 3: Take Action 46\u003c\/p\u003e \u003cp\u003eSummary 47\u003c\/p\u003e \u003cp\u003eNotes 48\u003c\/p\u003e \u003cp\u003eWorksheet: Shift Your Money Mindset 49\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 Flip the Script on Budgets 51\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat a Budget Should Be 53\u003c\/p\u003e \u003cp\u003eStep 1: Get Organized 58\u003c\/p\u003e \u003cp\u003eStep 2: Set Your Money Goals 64\u003c\/p\u003e \u003cp\u003eStep 3: Build Your Budget 73\u003c\/p\u003e \u003cp\u003eStep 4: Automate Your Money 80\u003c\/p\u003e \u003cp\u003eSummary 85\u003c\/p\u003e \u003cp\u003eWorksheet: Build Your Budget 87\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 Tackle Your Debt 95\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDevelop Your Debt Payoff Plan 101\u003c\/p\u003e \u003cp\u003eFind Extra Money to Pay Down Your Debt 114\u003c\/p\u003e \u003cp\u003eAccelerate Your Debt Payoff 120\u003c\/p\u003e \u003cp\u003eFor the Student Debt Warriors 124\u003c\/p\u003e \u003cp\u003eSummary 131\u003c\/p\u003e \u003cp\u003eNotes 136\u003c\/p\u003e \u003cp\u003eWorksheet: Debt Payoff 137\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 Get Your Full Financial Picture 141\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNet Worth 143\u003c\/p\u003e \u003cp\u003eYour Credit Score 144\u003c\/p\u003e \u003cp\u003eYour Liquidity Ratio 146\u003c\/p\u003e \u003cp\u003eYour Debt-to-Income (DTI) Ratio 147\u003c\/p\u003e \u003cp\u003eHow Often Should I Check These Numbers? 149\u003c\/p\u003e \u003cp\u003eSummary 151\u003c\/p\u003e \u003cp\u003eWorksheet: Get Your Financial Picture 152\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 Invest Early and Often 155\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Magic of Investing: Compound Growth 158\u003c\/p\u003e \u003cp\u003eTanya’s Wealth Journey 163\u003c\/p\u003e \u003cp\u003eHow Much Should I Invest? 169\u003c\/p\u003e \u003cp\u003eUpdate Your Investment Goals 175\u003c\/p\u003e \u003cp\u003eSummary 177\u003c\/p\u003e \u003cp\u003eNotes 178\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8 Investing 101 179\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Magic of Tax-Advantaged Accounts 181\u003c\/p\u003e \u003cp\u003eThe Average Money Maker’s Guide to Investments 208\u003c\/p\u003e \u003cp\u003eSummary 220\u003c\/p\u003e \u003cp\u003eNotes 221\u003c\/p\u003e \u003cp\u003eWorksheet: Investing 101 222\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9 Beyond the Basics 225\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTanya’s Next Steps 227\u003c\/p\u003e \u003cp\u003eHow to Open a Brokerage Account 232\u003c\/p\u003e \u003cp\u003eFor High Income Earners: Consider a Backdoor Roth 240\u003c\/p\u003e \u003cp\u003eGet Penalty-Free Access to Your Investments? Using a Roth Ladder 241\u003c\/p\u003e \u003cp\u003eTracking Your Investments Across Multiple Accounts 243\u003c\/p\u003e \u003cp\u003eCreating Generational Wealth 243\u003c\/p\u003e \u003cp\u003eSummary 249\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10 Confessions of a First-Time Homebuyer 251\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMy Homeownership Journey 253\u003c\/p\u003e \u003cp\u003eLessons Learned 259\u003c\/p\u003e \u003cp\u003e\u003cb\u003e11 The Rent Versus Buy Debate 267\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Buying a House Can Be Difficult 268\u003c\/p\u003e \u003cp\u003eThe Pros and Cons of Homeownership 272\u003c\/p\u003e \u003cp\u003eQuestions to Ask Yourself Before Buying a Home 274\u003c\/p\u003e \u003cp\u003eSummary 276\u003c\/p\u003e \u003cp\u003eNotes 276\u003c\/p\u003e \u003cp\u003e\u003cb\u003e12 Nine Steps to Homeownership 277\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eReal Estate Lingo 278\u003c\/p\u003e \u003cp\u003eStep 1: Find Out How Much You Can Afford 282\u003c\/p\u003e \u003cp\u003eStep 2: Shop Around for Lenders 289\u003c\/p\u003e \u003cp\u003eStep 3: Find Your Home 291\u003c\/p\u003e \u003cp\u003eStep 4: Make a Strong Offer 292\u003c\/p\u003e \u003cp\u003eStep 5: Finalize Your Mortgage 293\u003c\/p\u003e \u003cp\u003eStep 6: Get Your Inspection 294\u003c\/p\u003e \u003cp\u003eStep 7: Get Homeowners Insurance 295\u003c\/p\u003e \u003cp\u003eStep 8: Final Walk-Through 295\u003c\/p\u003e \u003cp\u003eStep 9: Closing Day! 295\u003c\/p\u003e \u003cp\u003eBuilding Wealth with Real Estate 296\u003c\/p\u003e \u003cp\u003eSummary 302\u003c\/p\u003e \u003cp\u003eClosing 305\u003c\/p\u003e \u003cp\u003eAppendix 309\u003c\/p\u003e \u003cp\u003eAcknowledgments 317\u003c\/p\u003e \u003cp\u003eAbout the Author 319\u003c\/p\u003e \u003cp\u003eIndex 321\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":49407186665815,"sku":"9781119900009","price":18.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119900009.jpg?v=1730498481","url":"https:\/\/bookcurl.com\/products\/building-wealth-on-a-dime-9781119900009","provider":"Book Curl","version":"1.0","type":"link"}