{"title":"Finance and accounting Books","description":"","products":[{"product_id":"value-investing-made-easy-benjamin-grahams-classic-investment-strategy-explained-for-everyone-9780070388642","title":"Value Investing Made Easy Benjamin Grahams","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eSuitable for investors, this book provides several proven techniques of Benjamin Graham, \"the most influential investment philosopher of the 20th century.\" In an easy-to-understand style, with entertaining stories and quotes, this book demystifies value investing and gives you simple-to-use trading tactics that can help you reap rewards.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eWhat is value investing?; finding safety in the balance sheet; identifying growth in the income statement; choosing a stock; building a portfolio; risk management; special circumstances; corporate management and the value investor; market factors; summary.","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732110029143,"sku":"9780070388642","price":18.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780070388642.jpg?v=1719995228"},{"product_id":"the-futures-game-who-wins-who-loses-why-9780070647572","title":"The Futures Game Who Wins Who Loses  Why","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eSince it  first exploded onto the markets in 1974, THE FUTURES GAME has helped thousands of traders gain an intelligent understanding of futures markets. Over the years, Richard Teweles and Frank Jones have kept their fingers on the pulse of the dynamic futures trading industry, first updating their classic text in 1987. Now, this third edition of THE FUTURES GAME has been completely updated and revised to keep all participants--whether speculators or hedgers, new or veteran--one step ahead of this fast moving, high-stakes game. Combining two decades of strength and wisdom with todayÃs most innovative research and strategic recommendations, this guide to the futures markets continues its reign as the number one tool for futures trading mastery. THE FUTURES GAME, 3rd Edition, walks you through the universe of futures trading possibilities and opportunities, starting with an in-depth discussion of market basics that includes the nature of the contract, the organized markets for those con\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e'Teweles and Jones also provide a thorough review of the three main trading strategies--fundamental, technical and spread-based trading--as well as the myriad strategies possible in trading options on futures' TheStreet.com 19990524\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003ePart I: Basics of the Game.   Why Trade Futures?   The Nature of the Futures Markets.   The Mechanics of Futures Trading.   The Behavior of Futures Prices.   Part II: Playing the Game--Trading.   Approaches to Trade Selection: Fundamentals.   Approaches to Trade Selection: Technical Analysis.   Spreads.   Options.   The Game Plan.   Money Management.   Part III: Losers and Winners.   Who Wins? Who Loses? And Why?   Part VI: The Broker in the Game.   Building, Maintaining, and Serving a Futures Clientele.  Compliance: I'll See You in Court.   Part V: Choosing the Game--Markets.  General Sources of Information.   The Interest Rate Futures Market.   The Foreign Currency Futures Markets.   Grains and Oilseeds.   The Meat Futures Contracts.   Precious and Industrial Metals.   The Energy Markets.   The Food, Fiber, and Wood Products Markets.   Index-Based Futures Contracts","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732110127447,"sku":"9780070647572","price":61.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780070647572.jpg?v=1719995228"},{"product_id":"how-to-read-a-balance-sheet-the-bottom-line-on-what-you-need-to-know-about-cash-flow-assets-debt-equity-profit-and-how-it-all-comes-together-9780071700337","title":"How to Read a Balance Sheet The Bottom Line on","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003ch4\u003ePut the most valuable business tool to work for you!\u003c\/h4\u003e\u003cp\u003eThe balance sheet is the key to everything--from efficient business operation to accurate assessment of a companyâs worth. Itâs a critical business resource--but do you know how to read it? \u003ci\u003eHow to Read a BalanceSheet\u003c\/i\u003e breaks down the subject into easy-to-understand components.\u003c\/p\u003e\u003cp\u003eIf you're a business owner or manager, this book helps you . . .\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eManage working capital\u003c\/li\u003e\n\u003cli\u003eGenerate higher returns on assets\u003c\/li\u003e\n\u003cli\u003eMaximize your inventory dollars\u003c\/li\u003e\n\u003cli\u003eEvaluate investment opportunities\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eIf you're an investor, this book helps you . . .\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDetermine the market value of a company's assets and operations\u003c\/li\u003e\n\u003cli\u003ePredict future earnings and trends\u003c\/li\u003e\n\u003cli\u003eAssess the impact of capital expenditures\u003c\/li\u003e\n\u003cli\u003eIdentify potential \"red flags\" before the crowd\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003ci\u003eHow to Read a Balance Sheet\u003c\/i\u003e gives you the bottom line of what you need to know about:\u003cbr\u003e\u003cb\u003eCash Flow * Assets * Debt * Equity * Profit\u003c\/b\u003e and how it all comes together.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cb\u003ePreface\u003c\/b\u003e; \u003cb\u003eAcknowledgments\u003c\/b\u003e;\u003cb\u003eIntroduction\u003c\/b\u003e;\u003cb\u003eChapter 1.\u003c\/b\u003e Primer on the Balance Sheet and Income Statement; \u003cb\u003eChapter 2.\u003c\/b\u003e Assets; \u003cb\u003eChapter 3.\u003c\/b\u003e Liabilities; \u003cb\u003eChapter 4.\u003c\/b\u003e Equity; \u003cb\u003eChapter 5.\u003c\/b\u003e Basic Accounting Principles and Methods; \u003cb\u003eChapter 6.\u003c\/b\u003e Finance Concepts and Tools; \u003cb\u003eChapter 7.\u003c\/b\u003e Balance Sheet Utilization and Implications; \u003cb\u003eChapter 8.\u003c\/b\u003e Balance Sheet Abuses; \u003cb\u003eChapter 9.\u003c\/b\u003e Effective Balance Sheet Management Techniques; \u003cb\u003eChapter 10.\u003c\/b\u003e The Cash Flow Statement; \u003cb\u003eChapter 11.\u003c\/b\u003e Common Mistakes When Starting a Business; \u003cb\u003eChapter 12.\u003c\/b\u003e Financial Statement Analysis; \u003cb\u003eChapter 13.\u003c\/b\u003e Summary and Conclusions; \u003cb\u003eAppendix\u003c\/b\u003e Balance Sheet (End of Last Year); Notes; Index;\u003c\/p\u003e","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732174713175,"sku":"9780071700337","price":19.79,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780071700337.jpg?v=1719995838"},{"product_id":"all-about-highfrequency-trading-9780071743440","title":"All About HighFrequency Trading","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003ch4\u003eA DETAILED PRIMER ON TODAY'S MOST SOPHISTICATEDAND CONTROVERSIAL TRADING TECHNIQUE\u003c\/h4\u003e\u003cp\u003eUnfair . . . brilliant . . . illegal . . . inevitable. High-frequency trading has been described in many different ways, but one thing is for sure--it has transformed investing as we know it.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eAll About High-Frequency Trading\u003c\/i\u003e examines the practice of deploying advanced computer algorithms to read and interpret market activity, make trades, and pull in huge profi tsâall within milliseconds. Whatever your level of investing expertise, you'll gain valuable insightfrom \u003ci\u003eAll About High-Frequency Trading\u003c\/i\u003e's sober, objective explanations of:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe markets in which high-frequency traders operate\u003c\/li\u003e\n\u003cli\u003eHow high-frequency traders profi t from mispriced securities\u003c\/li\u003e\n\u003cli\u003eStatistical and algorithmic strategies used by high-frequency traders\u003c\/li\u003e\n\u003cli\u003eTechnology and techniques for building a high-frequency trading system\u003c\/li\u003e\n\u003cli\u003eThe ongoing debate over the benefi ts, risks, and ever-evolving future of high-\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eChapter 1.\u003c\/b\u003e Trading at the Speed of a Hummingbird's Wing; \u003cb\u003eChapter 2.\u003c\/b\u003e The High-Frequency Trading Operation; \u003cb\u003eChapter 3.\u003c\/b\u003e Benefits and Risks of High-Frequency Trading; \u003cb\u003eChapter 4.\u003c\/b\u003e The Evolution of High-Frequency Trading;  \u003cb\u003eChapter 5.\u003c\/b\u003e The Total High-Frequency Trading Market; \u003cb\u003eChapter 6.\u003c\/b\u003e Inside the High-Frequency Trading System; \u003cb\u003eChapter 7.\u003c\/b\u003e High-Frequency Trading Regulation and Oversight; \u003cb\u003eChapter 8.\u003c\/b\u003e The Future of High-Frequency Trading\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732175368535,"sku":"9780071743440","price":24.64,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780071743440.jpg?v=1719995840"},{"product_id":"schaums-outline-of-mathematics-of-finance-second-edition-9780071756051","title":"Schaums Outline of  Mathematics of Finance Second","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eThe ideal review for your financial mathematics course\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eMore than 40 million students have trusted Schaumâs Outlines for their expert knowledge and helpful solved problems. Written by renowned experts in their respective fields, Schaumâs Outlines cover everything from math to science, nursing to language. The main feature for all these books is the solved problems. Step-by-step, authors walk readers through coming up with solutions to exercises in their topic of choice. \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eCoverage of a wide variety of practical applications using actual business and financial transactions \u003c\/li\u003e\n\u003cli\u003eEach chapter presents principles and formulas, together with solved problems relevant to each subtopic, followed by a set of supplementary problems with answers \u003c\/li\u003e\n\u003cli\u003eReview problems at the end of the book for additional study or self-testing \u003c\/li\u003e\n\u003cli\u003eChapter topics include: Exponents and logarithms; Progressions; Simple interest and discount; Compound interest and discount; Simple annuities; Gen\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eExponents and Logarithms; Progressions; Simple Interest and Simple Discount; Compound Interest and Compound Discount; Simple Annuities; General and Other Annuities; Amortization and Sinking Funds; Bonds; Capital Budgeting and Depreciation\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732176417111,"sku":"9780071756051","price":23.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780071756051.jpg?v=1719995847"},{"product_id":"study-guide-for-technical-analysis-explained-fifth-edition-9780071823982","title":"Study Guide for Technical Analysis Explained","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003ch4\u003eThe hands-on STUDY GUIDE to Martin Pring's TECHNICAL ANALYSIS classic\u003c\/h4\u003e\u003cp\u003e\u003ci\u003eTechnical Analysis Explained\u003c\/i\u003e is the definitive guide for mastering technical analysis. In this hands-on companion, technical analysis wizard Martin Pring serves as your personal investing coach, taking you step-by-step through his long-proven methods.\u003c\/p\u003e\u003cp\u003ePacked with hundreds of questions that correspond to chapters and sections throughout the book, \u003ci\u003eStudy Guide for Technical Analysis Explained\u003c\/i\u003e, Fifth Edition, features:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eCharts and graphs to help you visually digest the concepts presented\u003c\/li\u003e\n\u003cli\u003eFull text answers to guarantee your complete understanding of each important idea\u003c\/li\u003e\n\u003cli\u003eFill-in-the-blank, multiple-choice, and matching question formats\u003c\/li\u003e\n\u003cli\u003eThe straightforward, no-nonsense style that made \u003ci\u003eTechnical Analysis Explained\u003c\/i\u003e a classic\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eTechnical analysis mastery isn't easy, but its financial rewards make it indispensable. Use \u003ci\u003eStudy Guide for Technical Analysis Explained\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eHow to Use This Study Guide 1\u003cbr\u003e1 The Definition and Interaction of Trends 3\u003cbr\u003e2 Financial Markets and the Business Cycle 9\u003cbr\u003e3 Dow Theory 15\u003cbr\u003e4 Typical Parameters for Intermediate Trends 21\u003cbr\u003e5 How to Identify Support and Resistance Zones 27\u003cbr\u003e6 Trendlines 33\u003cbr\u003e7 Basic Characteristics of Volume 41\u003cbr\u003e8 Classic Price Patterns 49\u003cbr\u003e9 Smaller Price Patterns and Gaps 59\u003cbr\u003e10 One- and Two-Bar Price Patterns 65\u003cbr\u003e11 Moving Averages 71\u003cbr\u003e12 Envelopes and Bollinger Bands 77\u003cbr\u003e13 Momentum I: Basic Principles 83\u003cbr\u003e14 Momentum II: Individual Indicators 91\u003cbr\u003e15 Momentum III: Individual Indicators 97\u003cbr\u003e16 Candlestick Charting 107\u003cbr\u003e17 Point and Figure Charting 115\u003cbr\u003e18 Miscellaneous Techniques for Determining Trends 119\u003cbr\u003e19 The Concept of Relative Strength 127\u003cbr\u003e21 Price: The Major Averages 133\u003cbr\u003e22 Price: Sector Rotation 139\u003cbr\u003e23 Time: Analyzing Secular Trends for Stocks,Bonds, and Commodities 145\u003cbr\u003e24 Time: Cycles and Seasonal Patterns 151\u003cbr\u003e25 Practical Identification of Cycles 157\u003cbr\u003e26 Volume II: Volume Indicators 161\u003cbr\u003e27 Market Breadth 169\u003cbr\u003e28 Indicators and Relationships That Measure Confidence 175\u003cbr\u003e29 The Importance of Sentiment 181\u003cbr\u003e30 Integrating Contrary Opinion and Technical Analysis 187\u003cbr\u003e31 Why Interest Rates Affect the Stock Market 193\u003cbr\u003e32 Using Technical Analysis to Select Individual Stocks 197\u003cbr\u003e33 Technical Analysis of International Stock Markets 203\u003cbr\u003e34 Automated Trading Systems 209\u003cbr\u003eIndex 214\u003c\/i\u003e\u003c\/p\u003e","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732180382039,"sku":"9780071823982","price":43.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780071823982.jpg?v=1719995863"},{"product_id":"auditing-and-assurance-services-third-international-edition-with-acl-software-cd-9780077143015","title":"Auditing and Assurance Services Third","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003ci\u003eAuditing \u0026amp; Assurance Services\u003c\/i\u003e, Third International Edition, takes a truly international approach to auditing and reflects the most current auditing approaches by the major international audit firms and the most recent \u003ci\u003eInternational Financial Reporting Standards \u003c\/i\u003e(IFRSs), \u003ci\u003eInternational Standards on Auditing \u003c\/i\u003e(ISAs), other IAASB standards and the \u003ci\u003eIESBA Code of Ethics for Professional Accountants\u003c\/i\u003e.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003ePart I\u003c\/b\u003e: Introduction to Assurance and Financial Statement Auditing\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eChapter 1\u003c\/b\u003e: An Introduction to Assurance and Financial Statement Auditing\u003cbr\u003e\u003cb\u003eChapter 2\u003c\/b\u003e: The Financial Statement Auditing Environment\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003ePart II\u003c\/b\u003e: Audit Planning and Basic Auditing Concepts\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eChapter 3\u003c\/b\u003e: Audit Planning, Types of Audit Tests and Materiality\u003cbr\u003e\u003cb\u003eChapter 4\u003c\/b\u003e: Risk Assessment\u003cbr\u003e\u003cb\u003eChapter 5\u003c\/b\u003e: Evidence and Documentation\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003ePart III\u003c\/b\u003e: Internal Control\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eChapter 6\u003c\/b\u003e: Internal Control in a Financial Statement Audit\u003cbr\u003e\u003cb\u003eChapter 7\u003c\/b\u003e: Auditing Internal Control over Financial Reporting\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003ePart IV\u003c\/b\u003e: Statistical and Non-statistical Sampling Tools for Auditing\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eChapter 8\u003c\/b\u003e: Audit Sampling: An Overview and Application to Tests of Controls\u003cbr\u003e\u003cb\u003eChapter 9\u003c\/b\u003e: Audit Sampling: An Application to Substantive Tests of Account Balances\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003ePart V\u003c\/b\u003e: Auditing Business Processes\u003c\/p\u003e\u003cbr\u003e\u003cb\u003eChapter 10\u003c\/b\u003e: Auditing the Revenue Process\u003cbr\u003e\u003cb\u003eChapter 11\u003c\/b\u003e: Auditing the Purchasing Process\u003cbr\u003e\u003cb\u003eChapter 12\u003c\/b\u003e: Auditing the Human Resource Management Process\u003cbr\u003e\u003cb\u003eChapter 13\u003c\/b\u003e: Auditing the Inventory Management Process\u003cbr\u003e\u003cb\u003eChapter 14\u003c\/b\u003e: Auditing the Financing\/Investing Process: Prepaid Expenses; 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this book takes the fear out of financial planning. Personal Finance  moves through fundamentals, including budgeting and managing debt, before engaging with major issues and life events where financial literacy is key. Pedagogical features including learning objectives, terminology boxes, and examples fully support students in developing their practical skills, whilst ponder points and questions encourage the application of these skills when making informed financial decisions. Engaging case studies and extensive examples throughout the text bring the subject to life.The Online Resource Centre to accompany  Personal Finance  features:For students:-Auto-marked multiple choice questions to accompany each chapter-Up-to-date information on tax, national insurance, and some of the key changes to financial products-Curated links to online sources of further informationFor lecturers:-Two \u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003eThis is a really useful book...I cannot think of a better book on the market. * Mr Ian Stephenson, Southampton Solent University *\u003cbr\u003eThis is a clear, simple, well-presented, well-written and useful book. * Dr Lien Luu, University of Northampton *\u003cbr\u003eAn easy to read text covering all the major areas of personal finance fully supported with examples, case studies an on-line resources. * Mr Karl Harper, Liverpool John Moores University *\u003cbr\u003ePersonal Finance  is essential reading for undergraduat es. King and Carey's extensive use of case studies is unique and together with clear definitions of key terms helps to demystify the world of personal finance. This text will help prepare students to make sound financial decisions throughout their life. * Annette Gillies, University of Portsmouth *\u003cbr\u003eIt was easy to read which meant I could grasp and understand all the concepts effortlessly. * Sonia Cleave, student, Oxford Brookes University *\u003cbr\u003eIt's simple and easy to follow... informative but not overwhelming. * Albijona Ferati *\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e1: Facing life decisions 2: Balancing your personal budget 3: Appreciating the limitations of financial regulation 4: Managing your debt 5: Understanding income tax and national insurance 6: Building your savings 7: Understanding capital gains tax and inheritance tax 8: Investing for the future 9: Buying your own home 10: Investing in buy-to-let property 11: Using insurance to manage your risks 12: Planning for your retirement 13: Making your will 14: Coping in a crisis 15: Bringing it all together","brand":"Oxford University Press","offers":[{"title":"Default Title","offer_id":48732777021783,"sku":"9780198748779","price":52.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780198748779.jpg?v=1719998356"},{"product_id":"business-law-9780198849957","title":"Business Law","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eWritten with business students in mind, Business Law puts the law into a context that they can grasp easily. Case studies open each chapter and readers are regularly asked to consider how the content applies to routine business problems so that they fully engage with the topics, understand, and can approach the law independently with confidence.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003eReview from previous edition The inclusion of business scenarios is an excellent touch, enabling students to contextualize the legal content. * Zaman Kala, Associate Lecturer in Law, University of Bolton *\u003cbr\u003eA concise business law book that provides a well-structured approach to understanding the topics. The book's distinctive edge is that it is more interactive than other books. * Dr John Wood, Lecturer in Law, University of Central Lancashire *\u003cbr\u003eBusiness Law is an important text for both students studying business law and anyone involved in running a business from directors to senior managers. * The Student Law Journal *\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003ePart 1 Introduction 1: How to study law for businesses Part 2 The English Legal System 2: The English legal system, constitution and human rights 3: Creating, finding, and applying the law 4: Dispute resolution for businesses Part 3 Contractual Obligations 5: Establishing an agreement: offer and acceptance 6: Establishing the contract: consideration, intention to create legal relations, and certainty of terms 7: Factors affecting the validity of a contract 8: Terms of a contract 9: Statutory regulation of contracts 10: Ending the contract Part 4 Tortious Liability 11: The tortious liability of businesses in negligence and nuisance 12: Non-physical damage and liability for economic loss 13: Responsibilities of employers for the torts of employees and statutory duties Part 5 Company Law 14: Legal requirements when establishing a business enterprise 15: The administration of corporations 16: Duties relating to corporation finance and capital 17: The management of corporations Part 6 Agency Law 18: Businesses and the responsibility of agents Part 7 Employment 19: Hiring staff and establishing the contract of employment 20: Ending employment contracts at common law; and duties to redundant and transferring staff 21: Statutory regulation of dismissals 22: Equality in employment relationships 23: Statutory and common law regulation of the conditions of employment Part 8 Intellectual Property and Data Protection 24: Intellectual property and data protection","brand":"Oxford University Press","offers":[{"title":"Default Title","offer_id":48732812083543,"sku":"9780198849957","price":48.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780198849957.jpg?v=1719998504"},{"product_id":"accounting-9780199684311","title":"Accounting","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eAccounting: A Very Short Introduction introduces terms like 'debits', 'pre-tax income' and 'goodwill'. Christopher Nobes covers all of the basic concepts of accounting and examines the main areas of accounting work, such as bookkeeping, financial reporting, auditing, and management accounting.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eAPPENDIX","brand":"Oxford University Press","offers":[{"title":"Default Title","offer_id":48732883681623,"sku":"9780199684311","price":9.49,"currency_code":"GBP","in_stock":true}]},{"product_id":"how-money-works-9780241225998","title":"How Money Works","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e","brand":"Dorling Kindersley Ltd","offers":[{"title":"Default Title","offer_id":48732971172183,"sku":"9780241225998","price":17.09,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780241225998.jpg?v=1719999115"},{"product_id":"the-revolution-that-wasnt-9780241572559","title":"The Revolution That Wasnt","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eFrom \u003ci\u003eWall Street Journal\u003c\/i\u003e columnist Spencer Jakab, the real story of the GameStop squeeze - and the surprising winners of a rigged game.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e \u003cb\u003e''Jakab adeptly skewers the popular but dangerously wrong narrative of Reddit''s David thumping Wall Street''s Goliath, and shows how the casino always wins in the end. DeepF***ingRespect for an important book with lessons far more durable than GameStop''s stock market levitation.''\u003c\/b\u003e Robin Wigglesworth, author of \u003ci\u003eTrillions\u003c\/i\u003e\u003cbr\u003e\u003cbr\u003e During one crazy week in January 2021, a motley crew of retail traders on Reddit''s r\/wallstreetbets forum had seemingly done the impossible - they had brought some of the biggest, richest players on Wall Street to their knees. Their weapon was GameStop, a failing retailer whose shares briefly became the most-traded security on the planet and the subject of intense media coverage.\u003cbr\u003e\u003cbr\u003e \u003cb\u003e\u003ci\u003eThe Revolution That Wasn''t \u003c\/i\u003e\u003c\/b\u003eis the riveting story of how the meme stock squeeze unfolde\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eJakab adeptly skewers the popular but dangerously wrong narrative of Reddit's David thumping Wall Street's Goliath, and shows how the casino always wins in the end.\u003c\/b\u003e * Robin Wigglesworth, author of Trillions *\u003cbr\u003e\u003cb\u003eEver since the GameStop saga erupted into the headlines in the winter of 2021, we've all been waiting for the definitive take. This book is it.\u003c\/b\u003e * Bethany McLean, bestselling co-author of The Smartest Guys in the Room and All The Devils Are Here *\u003cbr\u003e\u003cb\u003eThe saga of GameStop and other meme stocks is revealed with the skill of a thrilling whodunit.\u003c\/b\u003e Jakab writes with an anti-Midas touch. If he touched gold, he would bring it to life. * Burton G. Malkiel, author of A Random Walk Down Wall Street *\u003cbr\u003e\u003cb\u003eThe \u003ci\u003ereal\u003c\/i\u003e story of the GameStop short squeeze.\u003c\/b\u003e Jakab walks us through every twist and turn with nuanced insight and sheds a clarifying light on the shifts happening in today's retail revolution. * Jaime Rogozinski, founder of Reddit’s WallStreetBets *\u003cbr\u003e\u003cb\u003eAn unputdownable post-mortem of the freakiest tale of pandemic-age finance\u003c\/b\u003e - and of how investing became gamified. Jakab speaks with the key characters and highlights the structural issues, deploys the nihilistic \"degen\" jargon and recounts priceless anecdotes, cutting through the narrative to tell us what \u003ci\u003ereally\u003c\/i\u003e happened during the GameStop short squeeze * Gian M. Volpicelli, Senior Writer, Wired *\u003cbr\u003eA gripping account of the social movement that took over the investing world in 2020-2021. The heroes here thought they were sticking it to the man, but became the man's stick. \u003cb\u003eJakab tells this story with warmth and humor, making financial concepts accessible to a lay audience. You will be entertained\u003c\/b\u003e. * Scott Galloway, Professor of Marketing at NYU Stern School of Business, and New York Times bestselling author of The Four and Post Corona *\u003cbr\u003eA timely and hugely important book. The GameStop saga shows what happens when the little guy takes on Wall Street at its own game: there can only be one winner. \u003cb\u003eSpencer Jakab is a top-drawer journalist who understands this industry inside out. I can't recommend this book highly enough.\u003c\/b\u003e * Robin Powell, journalist, author and editor of The Evidence-Based Investor *\u003cbr\u003e\u003cb\u003eAn important look at how markets -  and people - defy prediction and occasionally lose their minds.\u003c\/b\u003e * Morgan Housel, bestselling author of The Psychology of Money *\u003cbr\u003eWhen an ailing video games retailer saw its shares soar into the stratosphere for no reason other than that newbie traders wanted to put one over on arrogant hedge funds, it was hard not to cheer David's felling of Goliath. But \u003cb\u003ein this meticulous examination of the Gamestop saga,  Spencer Jakab reminds us of a simple truth - the house, or in this case Wall Street, always wins in the end.\u003c\/b\u003e * Rory Cellan-Jones, former BBC technology correspondent *\u003cbr\u003eThrumming narrative ... Anybody who buys and sells stocks, and \u003cb\u003eanyone who \"invests\" in anything old or new, should read this book.\u003c\/b\u003e * Los Angeles Times *\u003c\/p\u003e","brand":"Penguin Books Ltd","offers":[{"title":"Default Title","offer_id":48733247701335,"sku":"9780241572559","price":17.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780241572559.jpg?v=1719999755"},{"product_id":"gsi-forex-trading-9780470073926","title":"GSI Forex Trading","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eA Highly Visual Guide To Developing A Personal Forex Trading Strategy  Getting Started In Forex Trading Strategies  A great next step to read for the beginning trader. It contains practical advice and resources on trading FOREX that only come with experience.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cb\u003ePart I. Traditional Elements of Forex Strategy.\u003c\/b\u003e  \u003cp\u003eChapter 1. Trading Techniques.\u003c\/p\u003e \u003cp\u003eChapter 2. The \"Soft\" Elements of Style.\u003c\/p\u003e \u003cp\u003eChapter 3. Money Management.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II. Developing a Trading Codex.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4. The Codex Notebook.\u003c\/p\u003e \u003cp\u003eChapter 5. The Codex Toolbox.\u003c\/p\u003e \u003cp\u003eChapter 6. Style.\u003c\/p\u003e \u003cp\u003eChapter 7. Money Management.\u003c\/p\u003e \u003cp\u003eChapter 8. Setting Up Your Trading Platform.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III. The Codex Method of Trading Forex.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 9. Tracking Markets.\u003c\/p\u003e \u003cp\u003eChapter 10. Selecting Markets.\u003c\/p\u003e \u003cp\u003eChapter 11. Making a Trade.\u003c\/p\u003e \u003cp\u003eChapter 12. Monitoring a Trade.\u003c\/p\u003e \u003cp\u003eChapter 13. Exiting a Trade.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV. The Complete Forex Trader.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 14. Post Mortem and Record Keeping.\u003c\/p\u003e \u003cp\u003eChapter 15. Options and Options.\u003c\/p\u003e \u003cp\u003eChapter 16. The Dreams of Reason - To Be or Not to Be a Forex Trader.\u003c\/p\u003e \u003cp\u003eAppendix A. Visual Basic Source Code.\u003c\/p\u003e \u003cp\u003eAppendix B. How the FOREX Game is Played.\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733786505559,"sku":"9780470073926","price":16.19,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470073926.jpg?v=1720001681"},{"product_id":"cutting-edge-internal-auditing-9780470510391","title":"Cutting Edge Internal Auditing","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eEquips auditors to break new ground in the development of professional practices and remain at the cutting edge of risk management, control and governance processes. This book builds on the results of many years of research carried out into internal auditing practices and how they are developing.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\"Sixtenn chapters that provide an excellent reference guide for internal auditors\" (LRP, April 2009)\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eList of Figures And Training Slides.  \u003cp\u003eList of Cutting Edge Case Studies Which Appear On The CD ROM.\u003c\/p\u003e \u003cp\u003eAbout the Author.\u003c\/p\u003e \u003cp\u003ePreface.\u003c\/p\u003e \u003cp\u003eForeword.\u003c\/p\u003e \u003cp\u003eAcknowledgements.\u003c\/p\u003e \u003cp\u003e1. Introduction.\u003c\/p\u003e \u003cp\u003e2. Cutting Edge Internal Auditing Looks Into the Future.\u003c\/p\u003e \u003cp\u003e3. Cutting Edge Internal Auditing Is World-Class.\u003c\/p\u003e \u003cp\u003e4. Cutting Edge Internal Auditing Wears Many Hats.\u003c\/p\u003e \u003cp\u003e5. Cutting Edge Internal Auditing Knows How to Govern.\u003c\/p\u003e \u003cp\u003e6. Cutting Edge Internal Auditing Fights Crime.\u003c\/p\u003e \u003cp\u003e7. Cutting Edge Internal Auditing Assist The Board.\u003c\/p\u003e \u003cp\u003e8. Cutting Edge Internal Auditing Is Committed to Quality.\u003c\/p\u003e \u003cp\u003e9. Cutting Edge Internal Auditing Continuously Benchmarks.\u003c\/p\u003e \u003cp\u003e10. Cutting Edge Internal Auditing Continuously Improves.\u003c\/p\u003e \u003cp\u003e11. Cutting Edge Internal Auditing Is creative.\u003c\/p\u003e \u003cp\u003e12. Cutting Edge Internal Auditing Asks The Right Questions.\u003c\/p\u003e \u003cp\u003e13. Cutting Edge Internal Auditing Contributes to Good Reputations.\u003c\/p\u003e \u003cp\u003e14. Cutting Edge Internal Auditing Promotes Itself.\u003c\/p\u003e \u003cp\u003e15. Cutting Edge Internal Auditing Mangers Knowledge Well.\u003c\/p\u003e \u003cp\u003e16. The Future of Internal Auditing Is Yours.\u003c\/p\u003e \u003cp\u003eAppendix A. Leading Edge Internal Auditing - Principia 1998.\u003c\/p\u003e \u003cp\u003eAppendix B. Cutting Edge Internal Auditing Principia 2008.\u003c\/p\u003e \u003cp\u003eAppendix C. Answers to Self-Assessment Questions.\u003c\/p\u003e \u003cp\u003eBibliography.\u003c\/p\u003e \u003cp\u003eChronology of Author's Articles and Research.\u003c\/p\u003e \u003cp\u003eIndex.\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733786997079,"sku":"9780470510391","price":42.74,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470510391.jpg?v=1720001685"},{"product_id":"handbook-of-multicommodity-markets-and-products-9780470745243","title":"Handbook of MultiCommodity Markets and Products","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eThe comprehensive guide to working more effectively within the multi-commodity market.     The Handbook of Multi-Commodity Markets and Products is the definitive desktop reference for traders, structurers, and risk managers who wish to broaden their knowledge base.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface xix\u003c\/p\u003e \u003cp\u003eAcknowledgements xxiii\u003c\/p\u003e \u003cp\u003eAbout the Editors xxv\u003c\/p\u003e \u003cp\u003eList of Contributors xxvii\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart One Commodity Markets and Products\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Oil Markets and Products\u003c\/b\u003e \u003cb\u003e3\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eCristiano Campi and Francesco Galdenzi\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e1.1 Introduction 3\u003c\/p\u003e \u003cp\u003e1.2 Risk Management for Corporations: Hedging Using Derivative Instruments 4\u003c\/p\u003e \u003cp\u003e1.2.1 Crude Oil and Oil Products Risk Management for Corporations 4\u003c\/p\u003e \u003cp\u003e1.2.2 Aviation: Risk Profile and Hedging Strategies 11\u003c\/p\u003e \u003cp\u003e1.2.3 Shipping: Risk Profile and Hedging Strategies 20\u003c\/p\u003e \u003cp\u003e1.2.4 Land Transportation: Risk Profile and Hedging Strategies 27\u003c\/p\u003e \u003cp\u003e1.2.5 Utilities: Risk Profile and Hedging Strategies 32\u003c\/p\u003e \u003cp\u003e1.2.6 Refineries: Risk Profile and Hedging Strategies 35\u003c\/p\u003e \u003cp\u003e1.2.7 Industrial Consumers: Risk Profile and Hedging Strategies 40\u003c\/p\u003e \u003cp\u003e1.3 Oil Physical Market Hedging and Trading 41\u003c\/p\u003e \u003cp\u003e1.3.1 The Actors, Futures and OTC Prices 41\u003c\/p\u003e \u003cp\u003e1.3.2 The Most Commonly Used Financial Instruments 45\u003c\/p\u003e \u003cp\u003e1.3.3 How to Monitor and Manage Risk 49\u003c\/p\u003e \u003cp\u003e1.3.4 How to Create a Market View 52\u003c\/p\u003e \u003cp\u003e1.3.5 Trading Strategies to Maximize a Market View 54\u003c\/p\u003e \u003cp\u003eFurther Reading 66\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Coal Markets and Products\u003c\/b\u003e \u003cb\u003e67\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eLars Schernikau\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e2.1 Introduction 67\u003c\/p\u003e \u003cp\u003e2.2 Source of Coal – Synopsis of the Resource Coal 72\u003c\/p\u003e \u003cp\u003e2.2.1 The Fundamentals of Energy Sources and Fossil Fuels 72\u003c\/p\u003e \u003cp\u003e2.2.2 Process of Coal Formation 74\u003c\/p\u003e \u003cp\u003e2.2.3 Coal Classification 74\u003c\/p\u003e \u003cp\u003e2.2.4 Reserves and Resources 79\u003c\/p\u003e \u003cp\u003e2.2.5 Coal Mining and Production 83\u003c\/p\u003e \u003cp\u003e2.3 Use of Coal – Power Generation and More 90\u003c\/p\u003e \u003cp\u003e2.3.1 Steam Coal and its Role in Power Generation 91\u003c\/p\u003e \u003cp\u003e2.3.2 Coal-Fired Power Plant Technologies 93\u003c\/p\u003e \u003cp\u003e2.3.3 Cement and Other Industry 95\u003c\/p\u003e \u003cp\u003e2.3.4 Alternatives to Coal: Shale Gas and Other 95\u003c\/p\u003e \u003cp\u003e2.3.5 Future Trend: CtL and Coal Bed Methane 101\u003c\/p\u003e \u003cp\u003e2.4 Overview of Worldwide Steam Coal Supply and Demand 102\u003c\/p\u003e \u003cp\u003e2.4.1 Atlantic Demand Market: Europe at its Core 102\u003c\/p\u003e \u003cp\u003e2.4.2 Pacific Demand Market: China, India, Japan, Taiwan, Korea and SEA 104\u003c\/p\u003e \u003cp\u003e2.4.3 Steam Coal Supply Regions: ID, AU, USA, SA, RU, CO and Others 107\u003c\/p\u003e \u003cp\u003e2.4.4 Seaborne Freight 116\u003c\/p\u003e \u003cp\u003e2.4.5 Geopolitical and Policy Environment 118\u003c\/p\u003e \u003cp\u003e2.5 The Global Steam Coal Trade Market and its Future 121\u003c\/p\u003e \u003cp\u003e2.5.1 Current and Future Market Dynamics of the Coal Trade 121\u003c\/p\u003e \u003cp\u003e2.5.2 Future Steam Coal Price Trends 125\u003c\/p\u003e \u003cp\u003e2.5.3 Future Source of Energy: What Role Will Coal Play? 127\u003c\/p\u003e \u003cp\u003e2.6 Concluding Words 129\u003c\/p\u003e \u003cp\u003eAbbreviations and Definitions 130\u003c\/p\u003e \u003cp\u003eAcknowledgements 132\u003c\/p\u003e \u003cp\u003eReferences 132\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Natural Gas Markets and Products\u003c\/b\u003e \u003cb\u003e135\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eMark Cummins and Bernard Murphy\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e3.1 Physical Natural Gas Markets 135\u003c\/p\u003e \u003cp\u003e3.1.1 Physical Structure 141\u003c\/p\u003e \u003cp\u003e3.1.2 Natural Gas Market Hubs and Main Participants 146\u003c\/p\u003e \u003cp\u003e3.1.3 Liquefied Natural Gas 147\u003c\/p\u003e \u003cp\u003e3.1.4 Shale Gas 149\u003c\/p\u003e \u003cp\u003e3.2 Natural Gas Contracting and Pricing 154\u003c\/p\u003e \u003cp\u003e3.2.1 Natural Gas Price Formation 155\u003c\/p\u003e \u003cp\u003e3.3 Financial Natural Gas Markets 158\u003c\/p\u003e \u003cp\u003e3.3.1 Exchange-Based Markets 158\u003c\/p\u003e \u003cp\u003e3.3.2 Natural Gas Futures 159\u003c\/p\u003e \u003cp\u003e3.3.3 Natural Gas Options 172\u003c\/p\u003e \u003cp\u003e3.3.4 OTC Markets and Products 179\u003c\/p\u003e \u003cp\u003eReferences 180\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Electricity Markets and Products\u003c\/b\u003e \u003cb\u003e181\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eStefano Fiorenzani, Bernard Murphy and Mark Cummins\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e4.1 Market Structure and Price Components 181\u003c\/p\u003e \u003cp\u003e4.1.1 Spot and Forward Markets 181\u003c\/p\u003e \u003cp\u003e4.1.2 Supply and Demand Interaction 183\u003c\/p\u003e \u003cp\u003e4.1.3 Electricity Derivatives 186\u003c\/p\u003e \u003cp\u003e4.1.4 Power Price Models 189\u003c\/p\u003e \u003cp\u003e4.1.5 Spot Price Analysis (IPEX Case) 196\u003c\/p\u003e \u003cp\u003e4.1.6 Forward Price Analysis (EEX Case) 200\u003c\/p\u003e \u003cp\u003e4.2 Renewables, Intra-Day Trading and Capacity Markets 205\u003c\/p\u003e \u003cp\u003e4.2.1 Renewables Expansion Targets 205\u003c\/p\u003e \u003cp\u003e4.2.2 Growth in Intra-Day Trading 206\u003c\/p\u003e \u003cp\u003e4.2.3 Implications for Future Price Volatility and Price Profiles 207\u003c\/p\u003e \u003cp\u003e4.2.4 Reforms and Innovations in Capacity Markets 209\u003c\/p\u003e \u003cp\u003e4.2.5 Provision and Remuneration of Flexibility – Storage Assets 212\u003c\/p\u003e \u003cp\u003e4.3 Risk Measures for Power Portfolios 216\u003c\/p\u003e \u003cp\u003e4.3.1 Value-Based Risk Measures 216\u003c\/p\u003e \u003cp\u003e4.3.2 Flow-Based Risk Measures 218\u003c\/p\u003e \u003cp\u003e4.3.3 Credit Risk for Power Portfolios 220\u003c\/p\u003e \u003cp\u003eReferences 221\u003c\/p\u003e \u003cp\u003eFurther Reading 221\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Emissions Markets and Products\u003c\/b\u003e \u003cb\u003e223\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eMarc Chesney, Luca Taschini and Jonathan Gheyssens\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e5.1 Introduction 223\u003c\/p\u003e \u003cp\u003e5.2 Climate Change and the Economics of Externalities 224\u003c\/p\u003e \u003cp\u003e5.2.1 The Climate Change Issue 224\u003c\/p\u003e \u003cp\u003e5.2.2 The Economics of Externality and GHG Pollution 226\u003c\/p\u003e \u003cp\u003e5.3 The Kyoto Protocol 227\u003c\/p\u003e \u003cp\u003e5.3.1 The United Nations Framework Convention on Climate Change 227\u003c\/p\u003e \u003cp\u003e5.3.2 The Conference of Parties and the Subsidiary Bodies 229\u003c\/p\u003e \u003cp\u003e5.3.3 The Kyoto Protocol 229\u003c\/p\u003e \u003cp\u003e5.3.4 The Road to Paris 231\u003c\/p\u003e \u003cp\u003e5.4 The EU ETS 232\u003c\/p\u003e \u003cp\u003e5.4.1 Institutional Features 232\u003c\/p\u003e \u003cp\u003e5.4.2 Allocation Criteria 234\u003c\/p\u003e \u003cp\u003e5.4.3 Market Players and the Permit Markets 236\u003c\/p\u003e \u003cp\u003e5.4.4 The Future of the EU ETS 238\u003c\/p\u003e \u003cp\u003e5.5 Regional Markets: A Fragmented Landscape 239\u003c\/p\u003e \u003cp\u003e5.5.1 Regional Markets 239\u003c\/p\u003e \u003cp\u003e5.5.2 Voluntary Markets 240\u003c\/p\u003e \u003cp\u003e5.6 A New Asset Class: CO\u003csub\u003e2\u003c\/sub\u003e Emission Permits 241\u003c\/p\u003e \u003cp\u003e5.6.1 Macroeconomic Models 242\u003c\/p\u003e \u003cp\u003e5.6.2 Econometric Investigation of CO\u003csub\u003e2\u003c\/sub\u003e Permit Price Time-Series 243\u003c\/p\u003e \u003cp\u003e5.6.3 Stochastic Equilibrium Models 251\u003c\/p\u003e \u003cp\u003eAbbreviations 252\u003c\/p\u003e \u003cp\u003eReferences 252\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Weather Risk and Weather Derivatives 255\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eAlessandro Mauro\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e6.1 Introduction 255\u003c\/p\u003e \u003cp\u003e6.2 Identification of Volumetric Risk 257\u003c\/p\u003e \u003cp\u003e6.2.1 Weather Events on the Demand Curve 258\u003c\/p\u003e \u003cp\u003e6.2.2 Weather Events on the Supply Curve 260\u003c\/p\u003e \u003cp\u003e6.2.3 Risk Measurement and Weather-at-Risk 262\u003c\/p\u003e \u003cp\u003e6.3 Atmospheric Temperature and Natural Gas Market 264\u003c\/p\u003e \u003cp\u003e6.3.1 Characterization of the Air Temperature Meteorological Variable 264\u003c\/p\u003e \u003cp\u003e6.3.2 Degree Days 267\u003c\/p\u003e \u003cp\u003e6.3.3 Volumetric Risk in the Natural Gas Market 270\u003c\/p\u003e \u003cp\u003e6.4 Modification of Weather Risk Exposure with Weather Derivatives 272\u003c\/p\u003e \u003cp\u003e6.4.1 Weather Derivatives for Temperature-Related Risk 273\u003c\/p\u003e \u003cp\u003e6.5 Conclusions 276\u003c\/p\u003e \u003cp\u003eNomenclature 277\u003c\/p\u003e \u003cp\u003eReferences 277\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Industrial Metals Markets and Products\u003c\/b\u003e \u003cb\u003e279\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eAlessandro Porru\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e7.1 General Overview 279\u003c\/p\u003e \u003cp\u003e7.1.1 Brief History of the LME 280\u003c\/p\u003e \u003cp\u003e7.1.2 Non-ferrous Metals 282\u003c\/p\u003e \u003cp\u003e7.1.3 Other Metals 291\u003c\/p\u003e \u003cp\u003e7.1.4 LME Instruments 292\u003c\/p\u003e \u003cp\u003e7.1.5 OTC Instruments 298\u003c\/p\u003e \u003cp\u003e7.1.6 A New Player: The Investor 301\u003c\/p\u003e \u003cp\u003e7.2 Forward Curves 305\u003c\/p\u003e \u003cp\u003e7.2.1 Building LME’s Curves in Practice 308\u003c\/p\u003e \u003cp\u003e7.2.2 Interpolation 313\u003c\/p\u003e \u003cp\u003e7.2.3 LME, COMEX and SHFE Copper Curve and Arbitrage 314\u003c\/p\u003e \u003cp\u003e7.2.4 Contango Limit… 318\u003c\/p\u003e \u003cp\u003e7.2.5 …and No-Limit Backwardation 324\u003c\/p\u003e \u003cp\u003e7.2.6 Hedging the Curve in Practice 328\u003c\/p\u003e \u003cp\u003e7.3 Volatility 337\u003c\/p\u003e \u003cp\u003e7.3.1 A European Disguised as an American 338\u003c\/p\u003e \u003cp\u003e7.3.2 LME’s Closing Volatilities 339\u003c\/p\u003e \u003cp\u003e7.3.3 Sticky Strike, Sticky Delta and Skew 342\u003c\/p\u003e \u003cp\u003e7.3.4 Building the Surface in Practice 345\u003c\/p\u003e \u003cp\u003e7.3.5 Considerations on Vega Hedging 348\u003c\/p\u003e \u003cp\u003eAcknowledgements 352\u003c\/p\u003e \u003cp\u003eReferences 353\u003c\/p\u003e \u003cp\u003eFurther Reading 353\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Freight Markets and Products\u003c\/b\u003e \u003cb\u003e355\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eManolis G. Kavussanos, Ilias D. Visvikis and Dimitris N. Dimitrakopoulos\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e8.1 Introduction 355\u003c\/p\u003e \u003cp\u003e8.2 Business Risks in Shipping 356\u003c\/p\u003e \u003cp\u003e8.2.1 The Sources of Risk in the Shipping Industry 356\u003c\/p\u003e \u003cp\u003e8.2.2 Market Segmentation in the Shipping Industry 358\u003c\/p\u003e \u003cp\u003e8.2.3 Empirical Regularities in Freight Rate Markets 359\u003c\/p\u003e \u003cp\u003e8.2.4 Traditional Risk Management Strategies 365\u003c\/p\u003e \u003cp\u003e8.3 Freight Rate Derivatives 366\u003c\/p\u003e \u003cp\u003e8.3.1 Risk Management in Shipping 366\u003c\/p\u003e \u003cp\u003e8.3.2 The Underlying Indices of Freight Rate Derivatives 366\u003c\/p\u003e \u003cp\u003e8.3.3 The Freight Derivatives Market 372\u003c\/p\u003e \u003cp\u003e8.3.4 Examples of Freight Derivatives Trading 380\u003c\/p\u003e \u003cp\u003e8.4 Pricing, Hedging and Freight Rate Risk Measurement 382\u003c\/p\u003e \u003cp\u003e8.4.1 Pricing and Hedging Effectiveness of Freight Derivatives 382\u003c\/p\u003e \u003cp\u003e8.4.2 Value-at-Risk (VaR) in Freight Markets 384\u003c\/p\u003e \u003cp\u003e8.4.3 Expected Shortfall (ES) in Freight Markets 389\u003c\/p\u003e \u003cp\u003e8.4.4 Empirical Evidence on Freight Derivatives 390\u003c\/p\u003e \u003cp\u003e8.5 Other Derivatives for the Shipping Industry 393\u003c\/p\u003e \u003cp\u003e8.5.1 Bunker Fuel Derivatives 393\u003c\/p\u003e \u003cp\u003e8.5.2 Vessel Value Derivatives 395\u003c\/p\u003e \u003cp\u003e8.5.3 Foreign Exchange Rate Derivatives Contracts 395\u003c\/p\u003e \u003cp\u003e8.5.4 Interest Rate Derivatives Contracts 396\u003c\/p\u003e \u003cp\u003e8.6 Conclusion 396\u003c\/p\u003e \u003cp\u003eAcknowledgements 396\u003c\/p\u003e \u003cp\u003eReferences 397\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Agricultural and Soft Markets\u003c\/b\u003e \u003cb\u003e399\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eFrancis Declerk\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e9.1 Introduction: Stakes and Objectives 399\u003c\/p\u003e \u003cp\u003e9.1.1 Stakes 399\u003c\/p\u003e \u003cp\u003e9.1.2 Objectives 399\u003c\/p\u003e \u003cp\u003e9.2 Agricultural Commodity Specificity and Futures Markets 400\u003c\/p\u003e \u003cp\u003e9.2.1 Agricultural Commodity Specificity 400\u003c\/p\u003e \u003cp\u003e9.2.2 Volatility of Agricultural Markets 402\u003c\/p\u003e \u003cp\u003e9.2.3 Forward Contract and Futures Contract 402\u003c\/p\u003e \u003cp\u003e9.2.4 Major Agricultural Futures Markets and Contracts 404\u003c\/p\u003e \u003cp\u003e9.2.5 Roles of Futures Markets 405\u003c\/p\u003e \u003cp\u003e9.2.6 Institutions Related to Futures Markets 406\u003c\/p\u003e \u003cp\u003e9.2.7 Commodity Futures Contracts 406\u003c\/p\u003e \u003cp\u003e9.2.8 The Operators 408\u003c\/p\u003e \u003cp\u003e9.2.9 Monitoring Hedging: Settlement 409\u003c\/p\u003e \u003cp\u003e9.2.10 Accounting and Tax Rules 409\u003c\/p\u003e \u003cp\u003e9.3 Demand and Supply, Price Determinants and Dynamics 409\u003c\/p\u003e \u003cp\u003e9.3.1 Supply and Demand for Agricultural Commodities: The Determinants 409\u003c\/p\u003e \u003cp\u003e9.3.2 Agricultural Market Prices, Failures and Policies 413\u003c\/p\u003e \u003cp\u003e9.3.3 The Price Dynamics of Seasonal and Storable Agricultural Commodities 416\u003c\/p\u003e \u003cp\u003e9.3.4 The Features of Major Agricultural and Soft Markets 417\u003c\/p\u003e \u003cp\u003e9.4 Hedging and Basis Management 466\u003c\/p\u003e \u003cp\u003e9.4.1 Short Hedging for Producers 466\u003c\/p\u003e \u003cp\u003e9.4.2 Long Hedging for Processors 469\u003c\/p\u003e \u003cp\u003e9.4.3 Management of Basis Risk 471\u003c\/p\u003e \u003cp\u003e9.5 The Financialization of Agricultural Markets and Hunger: Speculation and Regulation 480\u003c\/p\u003e \u003cp\u003e9.5.1 Factors Affecting the Volatility of Agricultural Commodity Prices 480\u003c\/p\u003e \u003cp\u003e9.5.2 Financialization: Impact of Non-commercial Traders on Market Price 483\u003c\/p\u003e \u003cp\u003e9.5.3 The Financialization of Grain Markets and Speculation 484\u003c\/p\u003e \u003cp\u003e9.5.4 Bubble or Not, Agricultural Commodities have Become an Asset Class 489\u003c\/p\u003e \u003cp\u003e9.5.5 Price Volatility and Regulation 490\u003c\/p\u003e \u003cp\u003e9.5.6 Ongoing Research about Speculation and Regulation 493\u003c\/p\u003e \u003cp\u003e9.6 Conclusion about Hedging and Futures Contracts 493\u003c\/p\u003e \u003cp\u003e9.6.1 Hedging Process 493\u003c\/p\u003e \u003cp\u003e9.6.2 Key Success Factors for Agricultural Commodity Futures Contracts 494\u003c\/p\u003e \u003cp\u003e9.6.3 Conclusion and Prospects 495\u003c\/p\u003e \u003cp\u003eReferences 495\u003c\/p\u003e \u003cp\u003eFurther Reading 496\u003c\/p\u003e \u003cp\u003eGlossary, Quotations and Policy on Websites 497\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Foreign Exchange Markets and Products\u003c\/b\u003e \u003cb\u003e499\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eAntonio Castagna\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e10.1 The FX Market 499\u003c\/p\u003e \u003cp\u003e10.1.1 FX Rates and Spot Contracts 499\u003c\/p\u003e \u003cp\u003e10.1.2 Outright and FX Swap Contracts 500\u003c\/p\u003e \u003cp\u003e10.1.3 FX Option Contracts 504\u003c\/p\u003e \u003cp\u003e10.1.4 Main Traded FX Options Structures 507\u003c\/p\u003e \u003cp\u003e10.2 Pricing Models for FX Options 509\u003c\/p\u003e \u003cp\u003e10.2.1 The Black–Scholes Model 510\u003c\/p\u003e \u003cp\u003e10.3 The Volatility Surface 511\u003c\/p\u003e \u003cp\u003e10.4 Barrier Options 512\u003c\/p\u003e \u003cp\u003e10.4.1 A Taxonomy of Barrier Options 512\u003c\/p\u003e \u003cp\u003e10.5 Sources of FX Risk Exposure 513\u003c\/p\u003e \u003cp\u003e10.6 Hedging FX Exposures Embedded in Energy and Commodity Contracts 517\u003c\/p\u003e \u003cp\u003e10.6.1 FX Forward Exposures and Conversions 518\u003c\/p\u003e \u003cp\u003e10.6.2 FX-Linked Energy Contracts 522\u003c\/p\u003e \u003cp\u003e10.7 Typical Hedging Structures for FX Risk Exposure 533\u003c\/p\u003e \u003cp\u003e10.7.1 Collar Plain Vanilla 533\u003c\/p\u003e \u003cp\u003e10.7.2 Leveraged Forward 536\u003c\/p\u003e \u003cp\u003e10.7.3 Participating Forward 538\u003c\/p\u003e \u003cp\u003e10.7.4 Knock-Out Forward 540\u003c\/p\u003e \u003cp\u003e10.7.5 Knock-In Forward 543\u003c\/p\u003e \u003cp\u003e10.7.6 Knock-In Knock-out Forward 545\u003c\/p\u003e \u003cp\u003e10.7.7 Resettable Forward 548\u003c\/p\u003e \u003cp\u003e10.7.8 Range Resettable Forward 550\u003c\/p\u003e \u003cp\u003eReferences 553\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Two Quantitative Topics\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 An Introduction to Stochastic Calculus with Matlab\u003csup\u003e®\u003c\/sup\u003e Examples 557\u003c\/b\u003e\u003cbr\u003e \u003ci\u003eLaura Ballotta and Gianluca Fusai\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e11.1 Brownian Motion 558\u003c\/p\u003e \u003cp\u003e11.1.1 Defining Brownian Motion 558\u003c\/p\u003e \u003cp\u003e11.2 The Stochastic Integral and Stochastic Differential Equations 566\u003c\/p\u003e \u003cp\u003e11.2.1 Introduction 566\u003c\/p\u003e \u003cp\u003e11.2.2 Defining the Stochastic Integral 567\u003c\/p\u003e \u003cp\u003e11.2.3 The It Stochastic Integral as a Mean Square Limit of Suitable Riemann–Stieltjes Sums 567\u003c\/p\u003e \u003cp\u003e11.2.4 A Motivating Example: Computing ∫\u003csub\u003e0\u003c\/sub\u003e\u003csup\u003et\u003c\/sup\u003e\u003ci\u003eW\u003c\/i\u003e(\u003ci\u003es\u003c\/i\u003e)\u003ci\u003edW\u003c\/i\u003e(\u003ci\u003es\u003c\/i\u003e) 568\u003c\/p\u003e \u003cp\u003e11.2.5 Properties of the Stochastic Integral 569\u003c\/p\u003e \u003cp\u003e11.2.6 Itˆo Process and Stochastic Differential Equations 571\u003c\/p\u003e \u003cp\u003e11.2.7 Solving Stochastic Integrals and\/or Stochastic Differential Equations 573\u003c\/p\u003e \u003cp\u003e11.3 Introducing Itȏ’s Formula 575\u003c\/p\u003e \u003cp\u003e11.3.1 A Fact from Ordinary Calculus 576\u003c\/p\u003e \u003cp\u003e11.3.2 Itˆo’s Formula when \u003ci\u003eY \u003c\/i\u003e= \u003ci\u003eg\u003c\/i\u003e(\u003ci\u003ex\u003c\/i\u003e), \u003ci\u003eg\u003c\/i\u003e(\u003ci\u003ex\u003c\/i\u003e) ∈ \u003ci\u003eC\u003c\/i\u003e\u003csup\u003e2\u003c\/sup\u003e 576\u003c\/p\u003e \u003cp\u003e11.3.3 Guiding Principle 577\u003c\/p\u003e \u003cp\u003e11.3.4 Itˆo’s Formula when \u003ci\u003eY\u003c\/i\u003e(\u003ci\u003et\u003c\/i\u003e) = \u003ci\u003eg\u003c\/i\u003e(\u003ci\u003et\u003c\/i\u003e, \u003ci\u003eX\u003c\/i\u003e), \u003ci\u003eg\u003c\/i\u003e(\u003ci\u003et\u003c\/i\u003e, \u003ci\u003eX\u003c\/i\u003e) ∈ \u003ci\u003eC\u003c\/i\u003e\u003csup\u003e1,2 \u003c\/sup\u003e577\u003c\/p\u003e \u003cp\u003e11.3.5 The Multivariate Itˆo’s Lemma when \u003ci\u003eZ \u003c\/i\u003e= \u003ci\u003eg\u003c\/i\u003e(\u003ci\u003et\u003c\/i\u003e, \u003ci\u003eX\u003c\/i\u003e, \u003ci\u003eY\u003c\/i\u003e) 578\u003c\/p\u003e \u003cp\u003e11.4 Important SDEs 581\u003c\/p\u003e \u003cp\u003e11.4.1 The Geometric Brownian Motion \u003ci\u003eGBM\u003c\/i\u003e(\u003ci\u003e𝜇\u003c\/i\u003e, \u003ci\u003e𝜎\u003c\/i\u003e) 581\u003c\/p\u003e \u003cp\u003e11.4.2 The Vasicek Mean-Reverting Process 588\u003c\/p\u003e \u003cp\u003e11.4.3 The Cox–Ingersoll–Ross (CIR) Model 595\u003c\/p\u003e \u003cp\u003e11.4.4 The Constant Elasticity of Variance (CEV) Model 604\u003c\/p\u003e \u003cp\u003e11.4.5 The Brownian Bridge 607\u003c\/p\u003e \u003cp\u003e11.4.6 The Stochastic Volatility Heston Model (1987) 611\u003c\/p\u003e \u003cp\u003e11.5 Stochastic Processes with Jumps 618\u003c\/p\u003e \u003cp\u003e11.5.1 Preliminaries 618\u003c\/p\u003e \u003cp\u003e11.5.2 Jump Diffusion Processes 623\u003c\/p\u003e \u003cp\u003e11.5.3 Time-Changed Brownian Motion 628\u003c\/p\u003e \u003cp\u003e11.5.4 Final Remark: Lévy Processes 632\u003c\/p\u003e \u003cp\u003eReferences 633\u003c\/p\u003e \u003cp\u003eFurther Reading 633\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 Estimating Commodity Term Structure Volatilities 635\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eAndrea Roncoroni, Rachid Id Brik and Mark Cummins\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e12.1 Introduction 635\u003c\/p\u003e \u003cp\u003e12.2 Model Estimation Using the Kalman Filter 635\u003c\/p\u003e \u003cp\u003e12.2.1 Description of the Methodology 636\u003c\/p\u003e \u003cp\u003e12.2.2 Case Study: Estimating Parameters on Crude Oil 642\u003c\/p\u003e \u003cp\u003e12.3 Principal Components Analysis 646\u003c\/p\u003e \u003cp\u003e12.3.1 PCA: Technical Presentation 647\u003c\/p\u003e \u003cp\u003e12.3.2 Case Study: Risk Analysis on Energy Markets 651\u003c\/p\u003e \u003cp\u003e12.4 Conclusion 655\u003c\/p\u003e \u003cp\u003eAppendix 655\u003c\/p\u003e \u003cp\u003eReferences 657\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Nonparametric Estimation of Energy and Commodity Price Processes 659\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eGianna Fig`a-Talamanca and Andrea Roncoroni\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e13.1 Introduction 659\u003c\/p\u003e \u003cp\u003e13.2 Estimation Method 660\u003c\/p\u003e \u003cp\u003e13.3 Empirical Results 663\u003c\/p\u003e \u003cp\u003eReferences 672\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 How to Build Electricity Forward Curves 673\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eRuggero Caldana, Gianluca Fusai and Andrea Roncoroni\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e14.1 Introduction 673\u003c\/p\u003e \u003cp\u003e14.2 Review of the Literature 674\u003c\/p\u003e \u003cp\u003e14.3 Electricity Forward Contracts 675\u003c\/p\u003e \u003cp\u003e14.4 Smoothing Forward Price Curves 677\u003c\/p\u003e \u003cp\u003e14.5 An Illustrative Example: Daily Forward Curve 679\u003c\/p\u003e \u003cp\u003e14.6 Conclusion 684\u003c\/p\u003e \u003cp\u003eReferences 684\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15 GARCH Models for Commodity Markets 687\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eEduardo Rossi and Filippo Spazzini\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e15.1 Introduction 687\u003c\/p\u003e \u003cp\u003e15.2 The GARCH Model: General Definition 690\u003c\/p\u003e \u003cp\u003e15.2.1 The ARCH(\u003ci\u003eq\u003c\/i\u003e) Model 692\u003c\/p\u003e \u003cp\u003e15.2.2 The GARCH(\u003ci\u003ep\u003c\/i\u003e,\u003ci\u003eq\u003c\/i\u003e) Model 693\u003c\/p\u003e \u003cp\u003e15.2.3 The Yule–Walker Equations for the Squared Process 695\u003c\/p\u003e \u003cp\u003e15.2.4 Stationarity of the GARCH(\u003ci\u003ep\u003c\/i\u003e,\u003ci\u003eq\u003c\/i\u003e) 696\u003c\/p\u003e \u003cp\u003e15.2.5 Forecasting Volatility with GARCH 698\u003c\/p\u003e \u003cp\u003e15.3 The IGARCH(\u003ci\u003ep\u003c\/i\u003e,\u003ci\u003eq\u003c\/i\u003e) Model 699\u003c\/p\u003e \u003cp\u003e15.4 A Permanent and Transitory Component Model of Volatility 700\u003c\/p\u003e \u003cp\u003e15.5 Asymmetric Models 702\u003c\/p\u003e \u003cp\u003e15.5.1 The EGARCH(\u003ci\u003ep\u003c\/i\u003e,\u003ci\u003eq\u003c\/i\u003e) Model 702\u003c\/p\u003e \u003cp\u003e15.5.2 Other Asymmetric Models 704\u003c\/p\u003e \u003cp\u003e15.5.3 The News Impact Curve 706\u003c\/p\u003e \u003cp\u003e15.6 Periodic GARCH 707\u003c\/p\u003e \u003cp\u003e15.6.1 Periodic EGARCH 708\u003c\/p\u003e \u003cp\u003e15.7 Nesting Models 708\u003c\/p\u003e \u003cp\u003e15.8 Long-Memory GARCH Models 713\u003c\/p\u003e \u003cp\u003e15.8.1 The FIGARCH Model 716\u003c\/p\u003e \u003cp\u003e15.8.2 The FIEGARCH Model 719\u003c\/p\u003e \u003cp\u003e15.9 Estimation 720\u003c\/p\u003e \u003cp\u003e15.9.1 Likelihood Computation 720\u003c\/p\u003e \u003cp\u003e15.10 Inference 722\u003c\/p\u003e \u003cp\u003e15.10.1 Testing for ARCH Effects 722\u003c\/p\u003e \u003cp\u003e15.10.2 Test for Asymmetric Effects 723\u003c\/p\u003e \u003cp\u003e15.11 Multivariate GARCH 725\u003c\/p\u003e \u003cp\u003e15.11.1 BEKK Parameterization of MGARCH 726\u003c\/p\u003e \u003cp\u003e15.11.2 The Dynamic Conditional Correlation Model 726\u003c\/p\u003e \u003cp\u003e15.12 Empirical Applications 727\u003c\/p\u003e \u003cp\u003e15.12.1 Univariate Volatility Modelling 727\u003c\/p\u003e \u003cp\u003e15.12.2 A Simple Risk Measurement Application: A Bivariate Example with Copulas 733\u003c\/p\u003e \u003cp\u003e15.13 Software 740\u003c\/p\u003e \u003cp\u003eReferences 748\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16 Pricing Commodity Swaps with Counterparty Credit Risk: The Case of Credit Value Adjustment 755\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eMarina Marena, Gianluca Fusai and Chiara Quaglini\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e16.1 Introduction 755\u003c\/p\u003e \u003cp\u003e16.1.1 Energy Company Strategies in Derivative Instruments 755\u003c\/p\u003e \u003cp\u003e16.2 Company Energy Policy 756\u003c\/p\u003e \u003cp\u003e16.2.1 Commodity Risk 756\u003c\/p\u003e \u003cp\u003e16.2.2 Credit Risk 757\u003c\/p\u003e \u003cp\u003e16.3 A Focus on Commodity Swap Contracts 758\u003c\/p\u003e \u003cp\u003e16.3.1 Definition and Main Features of a Commodity Swap 758\u003c\/p\u003e \u003cp\u003e16.4 Modelling the Dynamics of Oil Spot Prices and the Forward Curve 760\u003c\/p\u003e \u003cp\u003e16.4.1 The Schwartz and Smith Pricing Model 760\u003c\/p\u003e \u003cp\u003e16.5 An Empirical Application 764\u003c\/p\u003e \u003cp\u003e16.5.1 The Commodity Swap Features 764\u003c\/p\u003e \u003cp\u003e16.5.2 Calibration of the Theoretical Schwartz and Smith Forward Curve 765\u003c\/p\u003e \u003cp\u003e16.5.3 The Monte Carlo Simulation of Oil Spot Prices 772\u003c\/p\u003e \u003cp\u003e16.5.4 The Computation of Brent Forward Curves at Any Given Valuation Date 773\u003c\/p\u003e \u003cp\u003e16.6 Measuring Counterparty Risk 777\u003c\/p\u003e \u003cp\u003e16.6.1 CVA Calculation 779\u003c\/p\u003e \u003cp\u003e16.6.2 Swap Fixed Price Adjustment for Counterparty Risk 782\u003c\/p\u003e \u003cp\u003e16.6.3 Right- and Wrong-Way Risk 784\u003c\/p\u003e \u003cp\u003e16.7 Sensitivity Analysis 788\u003c\/p\u003e \u003cp\u003e16.8 Accounting for Derivatives and Credit Value Adjustments 788\u003c\/p\u003e \u003cp\u003e16.8.1 Example of Hedge Effectiveness 791\u003c\/p\u003e \u003cp\u003e16.8.2 Accounting for CVA 796\u003c\/p\u003e \u003cp\u003e16.9 Conclusions 797\u003c\/p\u003e \u003cp\u003eReferences 798\u003c\/p\u003e \u003cp\u003eFurther Reading 798\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17 Pricing Energy Spread Options 801\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eFred Espen Benth and Hanna Zdanowicz\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e17.1 Spread Options in Energy Markets 801\u003c\/p\u003e \u003cp\u003e17.2 Pricing of Spread Options with Zero Strike 805\u003c\/p\u003e \u003cp\u003e17.3 Issues of hedging 813\u003c\/p\u003e \u003cp\u003e17.4 Pricing of Spread Options with Nonzero Strike 815\u003c\/p\u003e \u003cp\u003e17.4.1 Kirk’s Approximation Formula 817\u003c\/p\u003e \u003cp\u003e17.4.2 Approximation by Margrabe Based on Taylor Expansion 820\u003c\/p\u003e \u003cp\u003e17.4.3 Other Pricing Methods 823\u003c\/p\u003e \u003cp\u003eAcknowledgement 824\u003c\/p\u003e \u003cp\u003eReferences 825\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18 Asian Options: Payoffs and Pricing Models 827\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eGianluca Fusai, Marina Marena and Giovanni Longo\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e18.1 Payoff Structures 832\u003c\/p\u003e \u003cp\u003e18.2 Pricing Asian Options in the Lognormal Setting 833\u003c\/p\u003e \u003cp\u003e18.2.1 Moment Matching 835\u003c\/p\u003e \u003cp\u003e18.2.2 Lower Price Bound 844\u003c\/p\u003e \u003cp\u003e18.2.3 Monte carlo simulation 845\u003c\/p\u003e \u003cp\u003e18.3 A Comparison 856\u003c\/p\u003e \u003cp\u003e18.4 The Flexible Square-Root Model 858\u003c\/p\u003e \u003cp\u003e18.4.1 General Setup 861\u003c\/p\u003e \u003cp\u003e18.4.2 Numerical Results 870\u003c\/p\u003e \u003cp\u003e18.4.3 A Case Study 871\u003c\/p\u003e \u003cp\u003e18.5 Conclusions 874\u003c\/p\u003e \u003cp\u003eReferences 874\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 19 Natural Gas Storage Modelling 877\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eA´lvaro Cartea, James Cheeseman and Sebastian Jaimungal\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e19.1 Introduction 877\u003c\/p\u003e \u003cp\u003e19.2 A Simple Model of Storage, Futures Prices, Spot Prices And Convenience Yield 878\u003c\/p\u003e \u003cp\u003e19.3 Valuation of Gas Storage 880\u003c\/p\u003e \u003cp\u003e19.3.1 Least-Squares Monte Carlo 881\u003c\/p\u003e \u003cp\u003e19.3.2 LSMC Greeks 883\u003c\/p\u003e \u003cp\u003e19.3.3 Extending the LSMC to Price Gas Storage 883\u003c\/p\u003e \u003cp\u003e19.3.4 Toy Storage Model 884\u003c\/p\u003e \u003cp\u003e19.3.5 Storage LSMC 888\u003c\/p\u003e \u003cp\u003e19.3.6 Swing Options 890\u003c\/p\u003e \u003cp\u003e19.3.7 Closed-Form Storage Solution 891\u003c\/p\u003e \u003cp\u003e19.3.8 Monte Carlo Convergence 892\u003c\/p\u003e \u003cp\u003e19.3.9 Simulated Storage Operations 894\u003c\/p\u003e \u003cp\u003e19.3.10 Storage Value 897\u003c\/p\u003e \u003cp\u003eReferences 899\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 20 Commodity-Linked Arbitrage Strategies and Portfolio Management 901\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eViviana Fanelli\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e20.1 Commodity-Linked Arbitrage Strategies 902\u003c\/p\u003e \u003cp\u003e20.1.1 The Efficient Market Hypothesis 902\u003c\/p\u003e \u003cp\u003e20.1.2 Risk Arbitrage Opportunities in Commodity Markets 903\u003c\/p\u003e \u003cp\u003e20.1.3 Basic Quantitative Trading Strategies 906\u003c\/p\u003e \u003cp\u003e20.1.4 A General Statistical Arbitrage Trading Methodology 914\u003c\/p\u003e \u003cp\u003e20.2 Portfolio Optimization with Commodities 921\u003c\/p\u003e \u003cp\u003e20.2.1 Commodities as an Asset Class 921\u003c\/p\u003e \u003cp\u003e20.2.2 Commodity Futures Return Characteristics 923\u003c\/p\u003e \u003cp\u003e20.2.3 Risk Premiums in Commodity Markets 925\u003c\/p\u003e \u003cp\u003e20.2.4 Commodities as a Portfolio Diversifier 928\u003c\/p\u003e \u003cp\u003e20.2.5 Risk–Return Optimization in Commodity Portfolios 929 Symbols 936\u003c\/p\u003e \u003cp\u003eReferences 936\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 21 Econometric Analysis of Energy and Commodity Markets: Multiple Hypothesis Testing Techniques 939\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eMark Cummins\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e21.1 Introduction 939\u003c\/p\u003e \u003cp\u003e21.2 Multiple Hypothesis Testing 940\u003c\/p\u003e \u003cp\u003e21.2.1 Generalized Familywise Error Rate 941\u003c\/p\u003e \u003cp\u003e21.2.2 Per-Familywise Error Rate 942\u003c\/p\u003e \u003cp\u003e21.2.3 False Discovery Proportion 942\u003c\/p\u003e \u003cp\u003e21.2.4 False Discovery Rate 943\u003c\/p\u003e \u003cp\u003e21.2.5 Single-Step and Stepwise Procedures 943\u003c\/p\u003e \u003cp\u003e21.3 Energy–Emissions Market Interactions 943\u003c\/p\u003e \u003cp\u003e21.3.1 Literature Review 943\u003c\/p\u003e \u003cp\u003e21.3.2 Data Description 944\u003c\/p\u003e \u003cp\u003e21.3.3 Testing Framework 945\u003c\/p\u003e \u003cp\u003e21.3.4 Empirical Results 950\u003c\/p\u003e \u003cp\u003e21.4 Emissions Market Interactions 953\u003c\/p\u003e \u003cp\u003e21.4.1 Testing Framework and Data 953\u003c\/p\u003e \u003cp\u003e21.4.2 Empirical Results 955\u003c\/p\u003e \u003cp\u003e21.5 Quantitative Spread Trading in Oil Markets 956\u003c\/p\u003e \u003cp\u003e21.5.1 Testing Framework and Data 956\u003c\/p\u003e \u003cp\u003e21.5.2 Optimal Statistical Arbitrage Model 957\u003c\/p\u003e \u003cp\u003e21.5.3 Resampling-Based MHT Procedures 959\u003c\/p\u003e \u003cp\u003e21.5.4 Empirical Results 964\u003c\/p\u003e \u003cp\u003eReferences 964\u003c\/p\u003e \u003cp\u003eAppendix A Quick Review of Distributions Relevant in Finance with Matlab\u003csup\u003e®\u003c\/sup\u003e Examples 967\u003cb\u003e\u003cbr\u003e \u003c\/b\u003e\u003ci\u003eLaura Ballotta and Gianluca Fusai\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eIndex 1005\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733787586903,"sku":"9780470745243","price":99.75,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470745243.jpg?v=1720001687"},{"product_id":"the-essential-buffett-timeless-principles-for-thenew-economy-9780471227038","title":"The Essential Buffett Timeless Principles for","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eApplying Buffett's principles to technology and international investing   From the bestselling author of The Warren Buffett Way and The Warren Buffett Portfolio comes The Essential Buffett: Timeless Principles for the New Economy.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\"A comprehensive primer on applying Buffett's investment strategy to the new economy.\" (\u003ci\u003eFortune\u003c\/i\u003e, April 30, 2001)\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eThe Unreasonable Man.\u003cbr\u003e \u003cbr\u003e The World's Greatest Investor.\u003cbr\u003e \u003cbr\u003e Lessons From the Three Wise Men of Finance.\u003cbr\u003e \u003cbr\u003e Guidelines for Buying a Business: Twelve Immutable Tenets.\u003cbr\u003e \u003cbr\u003e Focus Investing: Theory and Mechanics.\u003cbr\u003e \u003cbr\u003e Managing Your Porfolio: The Challenge of Focus Investing.\u003cbr\u003e \u003cbr\u003e The Emotional Side of Money.\u003cbr\u003e \u003cbr\u003e New Opportunities, Timeless Principles.\u003cbr\u003e \u003cbr\u003e Notes.\u003cbr\u003e \u003cbr\u003e Acknowledgments.\u003cbr\u003e \u003cbr\u003e Index.","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733787750743,"sku":"9780471227038","price":14.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471227038.jpg?v=1720001688"},{"product_id":"fool-9780471251385","title":"Fool","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eThere is one thing that can be said about A Fool and His Moneythat cannot be said about any other colume of investment advice:You will never make a penny from the information in this book. Nowork on the subject of personal finance has even tried to make thisclaim before. That is because works on the subject of personalfinance are all lying. John Rothchild is the only fully honestauthor in the genre.--from the Foreword by P. J. O''Rourke.\u003cbr\u003e \u003cbr\u003e A veritable gold mine of comic insight into the predicament of anaverage investor''s avid pursuit of wealth, A Fool and His Money isJohn Rothchild''s critically acclaimed personal account of a yeardevoted to investing his money in the markets. The entireinvestment world--its characters, institutions, customs, andmyths-passes under Rothchild''s sharp and profoundly humorousscrutiny.\u003cbr\u003e \u003cbr\u003e Acclaim for A Fool and His Money\u003cbr\u003e \u003cbr\u003e What makes this book so good is that Rothchild can explain thingslike naked puts . . . and leave the reader both \u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eMy Expert Credentials.\u003cbr\u003e \u003cbr\u003e Wanting to Be Rich.\u003cbr\u003e \u003cbr\u003e Money in the Bank.\u003cbr\u003e \u003cbr\u003e The Financial Checkup.\u003cbr\u003e \u003cbr\u003e The Lessons of History.\u003cbr\u003e \u003cbr\u003e Some Practical Advice.\u003cbr\u003e \u003cbr\u003e Shopping for the Broker.\u003cbr\u003e \u003cbr\u003e Buyer's Remorse and Other Side Effects.\u003cbr\u003e \u003cbr\u003e How the Experts Pick Their Stocks.\u003cbr\u003e \u003cbr\u003e A Fool at the Stock Exchange.\u003cbr\u003e \u003cbr\u003e On the Floor.\u003cbr\u003e \u003cbr\u003e My Second Investment.\u003cbr\u003e \u003cbr\u003e What the Fed Was Going to Do.\u003cbr\u003e \u003cbr\u003e Going Over-the-Counter.\u003cbr\u003e \u003cbr\u003e Seeing the Analyst.\u003cbr\u003e \u003cbr\u003e A Walk on the Buy Side.\u003cbr\u003e \u003cbr\u003e Among the Billion-Dollar Brains.\u003cbr\u003e \u003cbr\u003e On Becoming a Stockbroker.\u003cbr\u003e \u003cbr\u003e Selling Myself Short.\u003cbr\u003e \u003cbr\u003e Reflections on My Progress to Date.\u003cbr\u003e \u003cbr\u003e On to Chicago.\u003cbr\u003e \u003cbr\u003e Opening a Commodities Account.\u003cbr\u003e \u003cbr\u003e My Killing in Commodities.\u003cbr\u003e \u003cbr\u003e My Doubts About Futures.\u003cbr\u003e \u003cbr\u003e My Ethical Dilemma.\u003cbr\u003e \u003cbr\u003e A Bout with Loews.\u003cbr\u003e \u003cbr\u003e A Household Correction.\u003cbr\u003e \u003cbr\u003e In Search of a Forecast.\u003cbr\u003e \u003cbr\u003e My Inside Information.\u003cbr\u003e \u003cbr\u003e A Street Gone Mad.\u003cbr\u003e \u003cbr\u003e Postscript.\u003cbr\u003e \u003cbr\u003e A Fool's Glossary.","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733787947351,"sku":"9780471251385","price":22.94,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471251385.jpg?v=1720001688"},{"product_id":"once-in-golconda-9780471357520","title":"Once in Golconda","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eOnce in Golconda In this book, John Brooks-who was one of the most elegant of all business writers-perfectly catches the flavor of one of history''s best-known financial dramas: the 1929 crash and its aftershocks. It''s packed with parallels and parables for the modern reader. -From the Foreword by Richard Lambert Editor-in-Chief, The Financial Times Once in Golconda is a dramatic chronicle of the breathtaking rise, devastating fall, and painstaking rebirth of Wall Street in the years between the wars. Focusing on the lives and fortunes of some of the era''s most memorable traders, bankers, boosters, and frauds, John Brooks brings to vivid life all the ruthlessness, greed, and reckless euphoria of the ''20s bull market, the desperation of the days leading up to the crash of ''29, and the bitterness of the years that followed. Praise for Once in Golconda A fast-moving, sophisticated account.embracing the stock-market boom of the twenties, the crash of 1929, the Depression, and the comin\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eOverture: The Outrage.\u003cbr\u003e \u003cbr\u003e Ticker Tyranny.\u003cbr\u003e \u003cbr\u003e The Almost Aristocracy.\u003cbr\u003e \u003cbr\u003e So Near the Apes.\u003cbr\u003e \u003cbr\u003e Things Fall Apart.\u003cbr\u003e \u003cbr\u003e Enter the White Knight.\u003cbr\u003e \u003cbr\u003e Gold Standard on the Booze.\u003cbr\u003e \u003cbr\u003e Ordeal in Washington.\u003cbr\u003e \u003cbr\u003e The White Knight Unhorsed.\u003cbr\u003e \u003cbr\u003e Rising Action.\u003cbr\u003e \u003cbr\u003e Catastrophe.\u003cbr\u003e \u003cbr\u003e Denouement.\u003cbr\u003e \u003cbr\u003e Acknowledgments.\u003cbr\u003e \u003cbr\u003e Sources.\u003cbr\u003e \u003cbr\u003e Index.","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733787980119,"sku":"9780471357520","price":22.94,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471357520.jpg?v=1720001690"},{"product_id":"financier-the-biography-of-andre-meyer-9780471247418","title":"Financier The Biography of André Meyer","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eA new edition of Cary Reich's engaging biography of Andre Meyer. In this new edition of Financier, Cary Reich presents an illuminating portrait of this ferociously energetic, charming, and ruthless businessman who was a trusted advisor of the Kennedys and an intimate of William Paley and Katherine Graham.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eA Tale of Two Financiers.\u003cbr\u003e \u003cbr\u003e The Picasso of Banking.\u003cbr\u003e \u003cbr\u003e Up and Coming.\u003cbr\u003e \u003cbr\u003e Starting Over.\u003cbr\u003e \u003cbr\u003e Gold Under the Asphalt.\u003cbr\u003e \u003cbr\u003e André and Ferd.\u003cbr\u003e \u003cbr\u003e Friends.\u003cbr\u003e \u003cbr\u003e The Women in his Life.\u003cbr\u003e \u003cbr\u003e The Avis Saga.\u003cbr\u003e \u003cbr\u003e Sins of Pride.\u003cbr\u003e \u003cbr\u003e Zeckendorf.\u003cbr\u003e \u003cbr\u003e The Incomparable Investor.\u003cbr\u003e \u003cbr\u003e Money Hungry.\u003cbr\u003e \u003cbr\u003e Madeleine Malraux.\u003cbr\u003e \u003cbr\u003e Life at Lazard.\u003cbr\u003e \u003cbr\u003e Pierre the Duke.\u003cbr\u003e \u003cbr\u003e The Sage of the Carlyle.\u003cbr\u003e \u003cbr\u003e Merger Making.\u003cbr\u003e \u003cbr\u003e Cashing in.\u003cbr\u003e \u003cbr\u003e Jackie O. A Rendezvous with LBJ.\u003cbr\u003e \u003cbr\u003e Tidying Up.\u003cbr\u003e \u003cbr\u003e Eddie Gilbert ...\u003cbr\u003e \u003cbr\u003e Again.\u003cbr\u003e \u003cbr\u003e A Deal Under Fire.\u003cbr\u003e \u003cbr\u003e The Vise Tightens.\u003cbr\u003e \u003cbr\u003e Fighting for his Life.\u003cbr\u003e \u003cbr\u003e Adrift.\u003cbr\u003e \u003cbr\u003e The Torch Passes.\u003cbr\u003e \u003cbr\u003e The Final Tally.\u003cbr\u003e \u003cbr\u003e Notes on Sources.\u003cbr\u003e \u003cbr\u003e Interviews.\u003cbr\u003e \u003cbr\u003e Sources.\u003cbr\u003e \u003cbr\u003e Index.","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48733788012887,"sku":"9780471247418","price":999.99,"currency_code":"GBP","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471247418.jpg?v=1720001689"},{"product_id":"curt-verschoor-on-ethics-9780996729390","title":"Curt Verschoor on Ethics","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eCurt Verschoor On Ethicsis a compilation of the best business ethics columns that will continue for years forward to be of lasting educational value. In a company setting, the columns can function as the basis for discussion on proper business ethics. In academia, the columns can serve as assigned readings over significant ethics events and issues. Some topics that are covered in the columns include: Value of a Strong Ethical CultureStudies of Ethical and Unethical CulturePublic and Management Accounting EthicsEthics of Executive CompensationInternational Ethics StandardsFraud Case StudiesSmall Organization Fraud StudiesRegulation and EnforcementWhistleblowingSustainability and Integrated ReportingTax Avoidance Issues \u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eABOUT THE AUTHOR 3\u003c\/p\u003e \u003cp\u003eABOUT THE EDITOR 4\u003c\/p\u003e \u003cp\u003eINTRODUCTION 5\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 1: VALUE OF A STRONG ETHICAL CULTURE\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"The Value of an Ethical Corporate Culture\" presents research that finds culture is important to operational management including attracting and retaining top-quality employees 7\u003c\/p\u003e \u003cp\u003e\"Is Business Ethics Getting Better or Worse?\" describes conflicting evidence of whether corporate fraud and other unethical behavior is increasing or decreasing 9\u003c\/p\u003e \u003cp\u003e\"Top-Management Example and Peer Pressures Bring Benefits\" shows how a strong ethical culture and effective tone at the top can permeate or benefit an organization 11\u003c\/p\u003e \u003cp\u003e\"Training Is Critical for a Strong Ethical Culture\" reports research that supports the need for training to accomplish the benefits of a strong culture 13\u003c\/p\u003e \u003cp\u003e\"Overcoming the Fraud Triangle\" says companies must reduce rationalization opportunities 15\u003c\/p\u003e \u003cp\u003e\"The Importance of Trust\" reports global trust levels and the significance of trends 17\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 2: STUDIES OF ETHICAL AND UNETHICAL CULTURE\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Is Non-GAAP Reporting Unethical?\" discusses the ethical considerations of the use of measures other than GAAP to report financial performance 19\u003c\/p\u003e \u003cp\u003e\"Benchmarking Ethics and Compliance Programs\" describes best practices published by the Open Compliance and Ethics Group 21\u003c\/p\u003e \u003cp\u003e\"Economic Crime Results from Unethical Culture\" discusses research showing the necessity and benefits of a strong ethical culture 23\u003c\/p\u003e \u003cp\u003e\"New Survey of Workplace Ethics Shows Surprising Results\" reports deteriorating ethical cultures and increased retaliation for whistleblowing 25\u003c\/p\u003e \u003cp\u003e\"Measuring Trust in Business\" describes systems for measuring trust in business 27\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 3: PUBLIC AND MANAGEMENT ACCOUNTING ETHICS\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Ethical Behavior for Management Accountants\" compares ethical codes published by various professional organizations 29\u003c\/p\u003e \u003cp\u003e\"Do Consulting Services Threaten Audit Performance?\" examines the apparent trend toward independent auditors providing consulting services 31\u003c\/p\u003e \u003cp\u003e\"Can Truly Independent Auditors Be Co-opted?\" surveys the field of defense contract auditing 33\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 4: ETHICS OF EXECUTIVE COMPENSATION\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Hypothetical Earnings Trigger Real Bonus Payments\" presents discussion of unethical methods of determining bonus payment with the example of Exelon Corporation 35\u003c\/p\u003e \u003cp\u003e\"The Pay-for-Performance Misnomer\" reports research showing a major disconnect between shareholder value and executive bonuses 37\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 5: INTERNATIONAL ETHICS STANDARDS\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"IMA Ethics Code Compares Favorably to Global Code\" compares the IMA Statement with that of the International Ethics Standards Board 39\u003c\/p\u003e \u003cp\u003e\"IFAC Updates Code of Ethics\" describes the efforts of the International Ethics Standards Board to provide a workable code of conduct that can be applied globally 41\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 6: FRAUD CASE STUDIES\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Fraud Continues, but So Does Good Corporate Citizenship\" reports the results of three studies demonstrating the incidence of fraud 43\u003c\/p\u003e \u003cp\u003e\"Penalties for Fraud Are Insufficient to Deter Wrongdoing\" describes the fraud at Diamond Foods and the small penalties it generated 45\u003c\/p\u003e \u003cp\u003e\"Did Ernst \u0026amp; Young Really Assist Financial Fraud?\" discusses the role of the independent auditor in the case of Lehman Brothers 47\u003c\/p\u003e \u003cp\u003e\"Toshiba’s Toxic Culture\" documents the governance culture of silence that resulted in a $1.9 billion earnings overstatement 49\u003c\/p\u003e \u003cp\u003e\"The Volkswagen Problem\" recounts the fraudulent emission testing scandal and its repercussions 51\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 7: SMALL ORGANIZATION FRAUD STUDIES\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Small Company Suffers Massive Embezzlements\" sets forth the Koss Corporation case where too much trust and poor controls resulted in large cash thefts 53\u003c\/p\u003e \u003cp\u003e\"How an Embezzler Stole Millions from a Small Company\" gives details on how a fraudster was able to steal so much cash from Koss 55\u003c\/p\u003e \u003cp\u003e\"Comptroller Steals $53 million from City Funds\" describes how a long-service employee was able to embezzle cash to support a lavish lifestyle 57\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 8: REGULATION AND ENFORCEMENT\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Has SOX Been Successful?\" focuses on areas of the Sarbanes-Oxley statute that deal with ethics and governance 59\u003c\/p\u003e \u003cp\u003e\"Complying with the Foreign Corrupt Practices Act\" presents how two federal agencies are dealing with enforcement of the fraud provisions of the FCPA 61\u003c\/p\u003e \u003cp\u003e\"Fight Against Corruption Escalates\" presents the efforts of Transparency International to minimize corruption across the globe 63\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 9: WHISTLEBLOWING\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Whistleblowing Reaches Center Stage\" reports developments concerning whistleblowing 65\u003c\/p\u003e \u003cp\u003e\"New Whistleblower Rules Broaden Opportunities\" outlines SEC rules for payments to whistleblowers 67\u003c\/p\u003e \u003cp\u003e\"Whistleblowers Need Encouragement, not Roadblocks\" describes various hindrances that companies are using to minimize whistleblowing 69\u003c\/p\u003e \u003cp\u003e\"Retaliation for Whistleblowing Is on the Rise\" reports findings of research concerning retaliation against whistleblowers 71\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 10: SUSTAINABILITY AND INTEGRATED REPORTING\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Responsibility Reporting Is Getting More Attention\" presents the findings of surveys of corporate reports of ESG, sustainability, and related matters 73\u003c\/p\u003e \u003cp\u003e\"Sustainability as a Strategy\" discusses the issue of whether strategic use of sustainable tactics results in favorable financial returns 75\u003c\/p\u003e \u003cp\u003e\"Integrated Reporting Lags in the U.S.\" covers the results of surveys of corporate reports that combine reporting of ESG with financial information 77\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 11: TAX AVOIDANCE ISSUES\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Maximizing Returns or Unethical Tax Avoidance?\" discusses the use of off-shore tax havens to shelter earnings from U.S. taxation 79\u003c\/p\u003e \u003cp\u003e\"Six Unethical Practices that Need to Stop\" presents six areas that some would consider unethical loopholes in the U. S. tax structure 81\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 12: STUDENTS\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Ethical Behavior Differs Among Generations\" reports the results of a survey of ethical attitudes of employees of different generations 83\u003c\/p\u003e \u003cp\u003e\"Social Networking at Work Is a Major Risk with Large Costs\" describes the impact of the use of social media at work 85\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48737990115671,"sku":"9780996729390","price":15.19,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780996729390.jpg?v=1723811659"},{"product_id":"cima-ba4-fundamentals-of-ethics-corporate-governance-and-business-law-9781035507887","title":"CIMA BA4 Fundamentals of Ethics Corporate","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eSuitable for exams until December 2024","brand":"BPP Learning Media","offers":[{"title":"Default Title","offer_id":48738068595031,"sku":"9781035507887","price":22.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781035507887.jpg?v=1723811728"},{"product_id":"fraud-analytics-9781118230688","title":"Fraud Analytics","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eProven guidance for expertly using analytics in fraud examinations, financial analysis, auditing and fraud prevention   Fraud Analytics thoroughly reveals the elements of analysis that are used in today's fraud examinations, fraud investigations, and financial crime investigations.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eForeword xi\u003c\/p\u003e \u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: The Schematics of Fraud and Fraud Analytics 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Do We Define Fraud Analytics? 2\u003c\/p\u003e \u003cp\u003eMining the Field: Fraud Analytics in its New Phase 6\u003c\/p\u003e \u003cp\u003eHow Do We Use Fraud Analytics? 10\u003c\/p\u003e \u003cp\u003eFraud Detection 10\u003c\/p\u003e \u003cp\u003eHow Do We Define Fraud Analytics? 12\u003c\/p\u003e \u003cp\u003eFraud Analytics Refined 12\u003c\/p\u003e \u003cp\u003eNotes 13\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: The Evolution of Fraud Analytics 15\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Use Fraud Analytics? 17\u003c\/p\u003e \u003cp\u003eThe Evolution Continues 19\u003c\/p\u003e \u003cp\u003eFraud Prevention and Detection in Fraud Analytics 19\u003c\/p\u003e \u003cp\u003eIncentives, Pressures, and Opportunities 21\u003c\/p\u003e \u003cp\u003eNotes 22\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: The Analytical Process and the Fraud Analytical Approach 23\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Turn of the Analytical Wheel 23\u003c\/p\u003e \u003cp\u003eIt Takes More Than One Step 24\u003c\/p\u003e \u003cp\u003eProbabilities of Fraud and Where it All Begins 28\u003c\/p\u003e \u003cp\u003eWhat Should the Fraud Analytics Process Look Like? 29\u003c\/p\u003e \u003cp\u003eData Analytics Exposed 31\u003c\/p\u003e \u003cp\u003eNotes 32\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Using ACL Analytics in the Face of Excel 33\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Devil Remains in the Details 50\u003c\/p\u003e \u003cp\u003eNotes 55\u003c\/p\u003e \u003cp\u003eChapter 5: Fraud Analytics versus Predictive Analytics 57\u003c\/p\u003e \u003cp\u003eOverview of Fraud Analysis and Predictive Analysis 58\u003c\/p\u003e \u003cp\u003eComparing and Contrasting Methodologies 60\u003c\/p\u003e \u003cp\u003e13 Step Score Development versus Fraud Analysis 64\u003c\/p\u003e \u003cp\u003eCRISP-DM versus Fraud Data Analysis 66\u003c\/p\u003e \u003cp\u003eSAS\/SEMMA versus Fraud Data Analysis 68\u003c\/p\u003e \u003cp\u003eConflicts within Methodologies 69\u003c\/p\u003e \u003cp\u003eComposite Methodology 70\u003c\/p\u003e \u003cp\u003eComparing and Contrasting Predictive Modeling and Data Analysis 72\u003c\/p\u003e \u003cp\u003eNotes 76\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: CaseWare IDEA Data Analysis Software 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDetecting Fraud with IDEA 79\u003c\/p\u003e \u003cp\u003eFraud Analysis Points of IDEA 82\u003c\/p\u003e \u003cp\u003eCorrelation, Trend Analysis, and Time Series Analysis 83\u003c\/p\u003e \u003cp\u003eWhat is IDEA’s Purpose? 83\u003c\/p\u003e \u003cp\u003eA Simple Scheme: The Purchase Fraud of an Employee as a Vendor 86\u003c\/p\u003e \u003cp\u003eStages of Using IDEA 87\u003c\/p\u003e \u003cp\u003eNotes 89\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Centrifuge Analytics: Is Big Data Enough? 91\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSophisticated Link Analysis 92\u003c\/p\u003e \u003cp\u003eThe Challenge with Anti-Counterfeiting 93\u003c\/p\u003e \u003cp\u003eInteractive Analytics: The Centrifuge Way 93\u003c\/p\u003e \u003cp\u003eFraud Analysis with Centrifuge VNA 95\u003c\/p\u003e \u003cp\u003eThe Fraud Management Process 100\u003c\/p\u003e \u003cp\u003eNotes 105\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: i2 Analyst's Notebook: The Best in Fraud Solutions 107\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRapid Investigation of Fraud and Fraudsters 108\u003c\/p\u003e \u003cp\u003ei2 Analyst’s Notebook 109\u003c\/p\u003e \u003cp\u003ei2 Analyst’s Notebook and Fraud Analytics 113\u003c\/p\u003e \u003cp\u003eHow to Use i2 Analyst’s Notebook: Fraud Financial Analytics 116\u003c\/p\u003e \u003cp\u003eUsing i2 Analyst’s Notebook in a Money-Laundering Scenario 121\u003c\/p\u003e \u003cp\u003eNotes 125\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: The Power to Know Big Data: SAS Visual Analytics and Actionable Intelligence Technologies’ Financial Investigative Software 127\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe SAS Way 127\u003c\/p\u003e \u003cp\u003eActionable Intelligence Technologies’ Financial Investigative Software 130\u003c\/p\u003e \u003cp\u003eA Case in Point 132\u003c\/p\u003e \u003cp\u003eNotes 135\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: New Trends in Fraud Analytics and Tools 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Many Faces of Fraud Analytics 137\u003c\/p\u003e \u003cp\u003eThe Paper Chase is Over 138\u003c\/p\u003e \u003cp\u003eTo Be or Not to Be 140\u003c\/p\u003e \u003cp\u003eRaytheon’s VisuaLinks 143\u003c\/p\u003e \u003cp\u003eFICO Insurance Fraud Manager 3.3 145\u003c\/p\u003e \u003cp\u003eIBM i2 iBASE 146\u003c\/p\u003e \u003cp\u003ePalantir Tech 147\u003c\/p\u003e \u003cp\u003eFiserv’s AML Manager 148\u003c\/p\u003e \u003cp\u003eNotes 148\u003c\/p\u003e \u003cp\u003eAbout the Author 151\u003c\/p\u003e \u003cp\u003eIndex 153\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738346860887,"sku":"9781118230688","price":30.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781118230688.jpg?v=1723811956"},{"product_id":"real-frauds-found-in-governments-9781119723318","title":"Real Frauds Found in Governments","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eFrauds in governments are as unique as government entities themselves. In this book, you will learn about real-world government fraud, including cyber fraud, and your responsibilities when dealing with government.Analyzing several unique frauds that occurred in the sector, this book offers a comprehensive learning approach using examples, explanations of audit standards, and informative case studies. Key topics include: misappropriation of assets, external financial reporting, cyber fraud, management override, and improper use of procurement cards.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eChapter 1 1-1\u003c\/p\u003e \u003cp\u003eCase 1: External Financial Reporting 1-1\u003c\/p\u003e \u003cp\u003eChapter 2 2-1\u003c\/p\u003e \u003cp\u003eCase 2: Misappropriation of Assets 2-1\u003c\/p\u003e \u003cp\u003eChapter 3 3-1\u003c\/p\u003e \u003cp\u003eCase 3: Management Override 3-1\u003c\/p\u003e \u003cp\u003eChapter 4 4-1\u003c\/p\u003e \u003cp\u003eCase 4: Procurement Cards 4-1\u003c\/p\u003e \u003cp\u003eChapter 5 5-1\u003c\/p\u003e \u003cp\u003eCase 5: Cyber Fraud 5-1\u003c\/p\u003e \u003cp\u003eGlossary Glossary 1\u003c\/p\u003e \u003cp\u003eIndex Index 1\u003c\/p\u003e \u003cp\u003eSolutions Solutions 1\u003c\/p\u003e \u003cp\u003eChapter 1 Solutions 1\u003c\/p\u003e \u003cp\u003eChapter 2 Solutions 3\u003c\/p\u003e \u003cp\u003eChapter 3 Solutions 4\u003c\/p\u003e \u003cp\u003eChapter 4 Solutions 6\u003c\/p\u003e \u003cp\u003eChapter 5 Solutions 8\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738360754519,"sku":"9781119723318","price":52.25,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119723318.jpg?v=1723811974"},{"product_id":"aipowered-bitcoin-trading-9781119661177","title":"AIPowered Bitcoin Trading","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eSurvive and thrive amongst the professional traders using sophisticated cryptocurrency analysis and trading techniques\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eThe purpose of this book is to provide a concise yet comprehensive background of some effective methods for analyzing markets and creating fully automated AI-optimized trading systems. \u003c\/p\u003e\u003cp\u003eThe book outlines some easy-to-replicate yet highly effective quant trading techniques that can be used for analyzing asset prices and then apply them to Bitcoin prices, showing how to generate actionable insights from data that can be used to create fully automated trading signals and systems. \u003c\/p\u003e\u003cp\u003eBig data analytics can be enhanced with artificial intelligence techniques. 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Bitcoin AlphaBot\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738363605335,"sku":"9781119661177","price":34.19,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119661177.jpg?v=1723811978"},{"product_id":"money-games-the-inside-story-of-how-american-dealmakers-saved-koreas-most-iconic-bank-9781119736981","title":"Money Games The Inside Story of How American","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eForeword ix\u003c\/p\u003e \u003cp\u003eAcknowledgments xi\u003c\/p\u003e \u003cp\u003eAuthor’s Note xiii\u003c\/p\u003e \u003cp\u003ePreface: Big Money Legends xv\u003c\/p\u003e \u003cp\u003eChapter 1 Money Talks—My Path to Private Equity 1\u003c\/p\u003e \u003cp\u003eChapter 2 Project Safe 15\u003c\/p\u003e \u003cp\u003eChapter 3 White Knight 31\u003c\/p\u003e \u003cp\u003eChapter 4 New Faces at the Table 53\u003c\/p\u003e \u003cp\u003eChapter 5 Deadline Looming 73\u003c\/p\u003e \u003cp\u003eChapter 6 The Ambassador 97\u003c\/p\u003e \u003cp\u003eChapter 7 Presidential Visit 111\u003c\/p\u003e \u003cp\u003eChapter 8 The Chairman Takes Charge 133\u003c\/p\u003e \u003cp\u003eChapter 9 Daewoo Crisis 147\u003c\/p\u003e \u003cp\u003eChapter 10 Black Rain 161\u003c\/p\u003e \u003cp\u003eChapter 11 Ultimatum 175\u003c\/p\u003e \u003cp\u003eChapter 12 Sign It or Forget It 191\u003c\/p\u003e \u003cp\u003eChapter 13 The Final Sprint 213\u003c\/p\u003e \u003cp\u003eChapter 14 The Hard Part 235\u003c\/p\u003e \u003cp\u003eChapter 15 Change Agent 251\u003c\/p\u003e \u003cp\u003eChapter 16 Lion’s Chase 267\u003c\/p\u003e \u003cp\u003eChapter 17 It’s a Race 285\u003c\/p\u003e \u003cp\u003eEpilogue 309\u003c\/p\u003e \u003cp\u003eAppendix—A Primer on Commercial Banking 311\u003c\/p\u003e \u003cp\u003eIndex 317\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738365538647,"sku":"9781119736981","price":999.99,"currency_code":"GBP","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119736981.jpg?v=1723811980"},{"product_id":"corporate-finance-workbook-9781119743811","title":"Corporate Finance Workbook","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eEvaluate your understanding of corporate finance with practice for today's professional\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eCorporate Finance: Economic Foundations and Financial Modeling Workbook, 3\u003csup\u003erd\u003c\/sup\u003e Edition \u003c\/i\u003eoffers the key component of effective learningpractice. 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Risks 53\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 53\u003c\/p\u003e \u003cp\u003eSummary 53\u003c\/p\u003e \u003cp\u003ePractice Problems 54\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 The Firm and Market Structures 57\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 57\u003c\/p\u003e \u003cp\u003eSummary 57\u003c\/p\u003e \u003cp\u003ePractice Problems 58\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 Introduction to Industry and Company Analysis 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 63\u003c\/p\u003e \u003cp\u003eSummary 63\u003c\/p\u003e \u003cp\u003ePractice Problems 67\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Financial Statement Modeling 71\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 71\u003c\/p\u003e \u003cp\u003eSummary 71\u003c\/p\u003e \u003cp\u003ePractice Problems 72\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 Corporate Restructurings 79\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 79\u003c\/p\u003e \u003cp\u003eSummary 79\u003c\/p\u003e \u003cp\u003ePractice Problems 80\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15 Environmental, Social, and Governance (ESG) Considerations in Investment Analysis 85\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 85\u003c\/p\u003e \u003cp\u003eSummary 85\u003c\/p\u003e \u003cp\u003ePractice Problems 86\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16 Intercorporate Investments 89\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLearning Outcomes 89\u003c\/p\u003e \u003cp\u003eSummary 89\u003c\/p\u003e \u003cp\u003ePractice Problems 90\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II Solutions 101\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Corporate Structures and Ownership 103\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 103\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Introduction to Corporate Governance and Other ESG Considerations 105\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 105\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Working Capital \u0026amp; Liquidity 107\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 107\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Capital Investments 109\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 109\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Capital Structure 113\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 113\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Measures of Leverage 117\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 117\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Cost of Capital: Foundational Topics 121\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 121\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Cost of Capital: Advanced Topics 125\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 125\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Analysis of Dividends and Share Repurchases 129\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 129\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Business Models \u0026amp; Risks 133\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 133\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 The Firm and Market Structures 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 137\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 Introduction to Industry and Company Analysis 139\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 139\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Financial Statement Modeling 143\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 143\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 Corporate Restructurings 149\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 149\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15 Environmental, Social, and Governance (ESG) Considerations in Investment Analysis 153\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 153\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16 Intercorporate Investments 157\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSolutions 157\u003c\/p\u003e \u003cp\u003eAbout the CFA Program 163\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738365800791,"sku":"9781119743811","price":36.09,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119743811.jpg?v=1723811980"},{"product_id":"investment-banking-9781119823377","title":"Investment Banking","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eInstructor and Student Resources xv\u003c\/p\u003e \u003cp\u003eAbout the Authors xix\u003c\/p\u003e \u003cp\u003eAbout the Editors xxi\u003c\/p\u003e \u003cp\u003eForeword xxiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xxv\u003c\/p\u003e \u003cp\u003eDisclaimer xxxiii\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIntroduction 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eStructure of the Book 3\u003c\/p\u003e \u003cp\u003ePart One: Valuation (Chapters 1–3) 3\u003c\/p\u003e \u003cp\u003ePart Two: Leveraged Buyouts (Chapters 4 \u0026amp; 5) 5\u003c\/p\u003e \u003cp\u003ePart Three: Mergers \u0026amp; Acquisitions (Chapters 6 \u0026amp; 7) 6\u003c\/p\u003e \u003cp\u003ePart Four: Initial Public Offerings (Chapters 8 \u0026amp; 9) 8\u003c\/p\u003e \u003cp\u003eValueCo Summary Financial Information 9\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart One Valuation 11\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Comparable Companies Analysis 13\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSummary of Comparable Companies Analysis Steps 14\u003c\/p\u003e \u003cp\u003eStep I. Select the Universe of Comparable Companies 17\u003c\/p\u003e \u003cp\u003eStudy the Target 17\u003c\/p\u003e \u003cp\u003eIdentify Key Characteristics of the Target for Comparison Purposes 18\u003c\/p\u003e \u003cp\u003eScreen for Comparable Companies 22\u003c\/p\u003e \u003cp\u003eStep II. Locate The Necessary Financial Information 23\u003c\/p\u003e \u003cp\u003eSEC Filings: 10-K, 10-Q, 8-K, and Proxy Statement 24\u003c\/p\u003e \u003cp\u003eEquity Research 25\u003c\/p\u003e \u003cp\u003ePress Releases and News Runs 26\u003c\/p\u003e \u003cp\u003eFinancial Information Services 26\u003c\/p\u003e \u003cp\u003eSummary of Financial Data Primary Sources 27\u003c\/p\u003e \u003cp\u003eStep III. Spread Key Statistics, Ratios, and Trading Multiples 28\u003c\/p\u003e \u003cp\u003eCalculation of Key Financial Statistics and Ratios 28\u003c\/p\u003e \u003cp\u003eSupplemental Financial Concepts and Calculations 42\u003c\/p\u003e \u003cp\u003eCalculation of Key Trading Multiples 47\u003c\/p\u003e \u003cp\u003eStep IV. Benchmark the Comparable Companies 50\u003c\/p\u003e \u003cp\u003eBenchmark the Financial Statistics and Ratios 50\u003c\/p\u003e \u003cp\u003eBenchmark the Trading Multiples 50\u003c\/p\u003e \u003cp\u003eStep V. Determine Valuation 51\u003c\/p\u003e \u003cp\u003eValuation Implied by EV\/EBITDA 52\u003c\/p\u003e \u003cp\u003eValuation Implied by P\/E 52\u003c\/p\u003e \u003cp\u003eKey Pros and Cons 54\u003c\/p\u003e \u003cp\u003eIllustrative Comparable Companies Analysis for ValueCo 55\u003c\/p\u003e \u003cp\u003eStep I. Select the Universe of Comparable Companies 55\u003c\/p\u003e \u003cp\u003eStep II. Locate the Necessary Financial Information 57\u003c\/p\u003e \u003cp\u003eStep III. Spread Key Statistics, Ratios, and Trading Multiples 57\u003c\/p\u003e \u003cp\u003eStep IV. Benchmark the Comparable Companies 69\u003c\/p\u003e \u003cp\u003eStep V. Determine Valuation 74\u003c\/p\u003e \u003cp\u003eChapter 1 Questions 75\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Precedent Transactions Analysis 79\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSummary of Precedent Transactions Analysis Steps 80\u003c\/p\u003e \u003cp\u003eStep I. Select the Universe of Comparable Acquisitions 83\u003c\/p\u003e \u003cp\u003eScreen for Comparable Acquisitions 83\u003c\/p\u003e \u003cp\u003eExamine Other Considerations 84\u003c\/p\u003e \u003cp\u003eStep II. Locate the Necessary Deal-Related and Financial Information 86\u003c\/p\u003e \u003cp\u003ePublic Targets 86\u003c\/p\u003e \u003cp\u003ePrivate Targets 89\u003c\/p\u003e \u003cp\u003eSummary of Primary SEC Filings in M\u0026amp;A Transactions 90\u003c\/p\u003e \u003cp\u003eStep III. Spread Key Statistics, Ratios, and Transaction Multiples 92\u003c\/p\u003e \u003cp\u003eCalculation of Key Financial Statistics and Ratios 92\u003c\/p\u003e \u003cp\u003eCalculation of Key Transaction Multiples 98\u003c\/p\u003e \u003cp\u003eStep IV. Benchmark the Comparable Acquisitions 102\u003c\/p\u003e \u003cp\u003eStep V. Determine Valuation 102\u003c\/p\u003e \u003cp\u003eKey Pros and Cons 103\u003c\/p\u003e \u003cp\u003eIllustrative Precedent Transaction Analysis for ValueCo 104\u003c\/p\u003e \u003cp\u003eStep I. Select the Universe of Comparable Acquisitions 104\u003c\/p\u003e \u003cp\u003eStep II. Locate the Necessary Deal-Related and Financial Information 105\u003c\/p\u003e \u003cp\u003eStep III. Spread Key Statistics, Ratios, and Transaction Multiples 107\u003c\/p\u003e \u003cp\u003eStep IV. Benchmark the Comparable Acquisitions 115\u003c\/p\u003e \u003cp\u003eStep V. Determine Valuation 117\u003c\/p\u003e \u003cp\u003eChapter 2 Questions 118\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Discounted Cash Flow Analysis 123\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSummary of Discounted Cash Flow Analysis Steps 124\u003c\/p\u003e \u003cp\u003eStep I. Study the Target and Determine Key Performance Drivers 128\u003c\/p\u003e \u003cp\u003eStudy the Target 128\u003c\/p\u003e \u003cp\u003eDetermine Key Performance Drivers 128\u003c\/p\u003e \u003cp\u003eStep II. Project Free Cash Flow 129\u003c\/p\u003e \u003cp\u003eConsiderations for Projecting Free Cash Flow 129\u003c\/p\u003e \u003cp\u003eProjection of Sales, EBITDA, and EBIT 131\u003c\/p\u003e \u003cp\u003eProjection of Free Cash Flow 133\u003c\/p\u003e \u003cp\u003eStep III. Calculate Weighted Average Cost of Capital 139\u003c\/p\u003e \u003cp\u003eStep III(a): Determine Target Capital Structure 140\u003c\/p\u003e \u003cp\u003eStep III(b): Estimate Cost of Debt (rd) 141\u003c\/p\u003e \u003cp\u003eStep III(c): Estimate Cost of Equity (re) 142\u003c\/p\u003e \u003cp\u003eStep III(d): Calculate WACC 146\u003c\/p\u003e \u003cp\u003eStep IV. Determine Terminal Value 146\u003c\/p\u003e \u003cp\u003eExit Multiple Method 147\u003c\/p\u003e \u003cp\u003ePerpetuity Growth Method 147\u003c\/p\u003e \u003cp\u003eStep V. Calculate Present Value and Determine Valuation 149\u003c\/p\u003e \u003cp\u003eCalculate Present Value 149\u003c\/p\u003e \u003cp\u003eDetermine Valuation 151\u003c\/p\u003e \u003cp\u003ePerform Sensitivity Analysis 153\u003c\/p\u003e \u003cp\u003eKey Pros and Cons 154\u003c\/p\u003e \u003cp\u003eIllustrative Discounted Cash Flow Analysis for ValueCo 155\u003c\/p\u003e \u003cp\u003eStep I. Study the Target and Determine Key Performance Drivers 155\u003c\/p\u003e \u003cp\u003eStep II. Project Free Cash Flow 155\u003c\/p\u003e \u003cp\u003eProjection of Sales, EBITDA, and EBIT 157\u003c\/p\u003e \u003cp\u003eStep III. Calculate Weighted Average Cost of Capital 162\u003c\/p\u003e \u003cp\u003eStep IV. Determine Terminal Value 167\u003c\/p\u003e \u003cp\u003eStep V. Calculate Present Value and Determine Valuation 169\u003c\/p\u003e \u003cp\u003eChapter 3 Questions 174\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Two Leveraged Buyouts 179\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Leveraged Buyouts 181\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eKey Participants 183\u003c\/p\u003e \u003cp\u003eFinancial Sponsors 183\u003c\/p\u003e \u003cp\u003eInvestment Banks 184\u003c\/p\u003e \u003cp\u003eBank and Institutional Lenders 186\u003c\/p\u003e \u003cp\u003eBond Investors 187\u003c\/p\u003e \u003cp\u003ePrivate Credit Funds 188\u003c\/p\u003e \u003cp\u003eTarget Management 188\u003c\/p\u003e \u003cp\u003eCharacteristics of a Strong LBO Candidate 189\u003c\/p\u003e \u003cp\u003eStrong Cash Flow Generation 190\u003c\/p\u003e \u003cp\u003eLeading and Defensible Market Positions 190\u003c\/p\u003e \u003cp\u003eGrowth Opportunities 190\u003c\/p\u003e \u003cp\u003eEfficiency Enhancement Opportunities 191\u003c\/p\u003e \u003cp\u003eLow Capex Requirements 191\u003c\/p\u003e \u003cp\u003eStrong Asset Base 192\u003c\/p\u003e \u003cp\u003eProven Management Team 192\u003c\/p\u003e \u003cp\u003eEconomics of LBOs 193\u003c\/p\u003e \u003cp\u003eReturns Analysis—Internal Rate of Return 193\u003c\/p\u003e \u003cp\u003eReturns Analysis—Cash Return 194\u003c\/p\u003e \u003cp\u003eHow LBOs Generate Returns 194\u003c\/p\u003e \u003cp\u003eHow Leverage Is Used to Enhance Returns 196\u003c\/p\u003e \u003cp\u003ePrimary Exit\/Monetization Strategies 199\u003c\/p\u003e \u003cp\u003eSale of Business 199\u003c\/p\u003e \u003cp\u003eInitial Public Offering 200\u003c\/p\u003e \u003cp\u003eDividends \/ Dividend Recapitalization 200\u003c\/p\u003e \u003cp\u003eBelow Par Debt Repurchase 200\u003c\/p\u003e \u003cp\u003eLBO Financing: Structure 201\u003c\/p\u003e \u003cp\u003eLBO Financing: Primary Sources 204\u003c\/p\u003e \u003cp\u003eSecured Debt 204\u003c\/p\u003e \u003cp\u003eHigh Yield Bonds 208\u003c\/p\u003e \u003cp\u003eMezzanine Debt 210\u003c\/p\u003e \u003cp\u003eEquity Contribution 211\u003c\/p\u003e \u003cp\u003eLBO Financing: Selected Key Terms 214\u003c\/p\u003e \u003cp\u003eSecurity 214\u003c\/p\u003e \u003cp\u003eSeniority 214\u003c\/p\u003e \u003cp\u003eMaturity 215\u003c\/p\u003e \u003cp\u003eCoupon 216\u003c\/p\u003e \u003cp\u003eCall Protection 217\u003c\/p\u003e \u003cp\u003eCovenants 218\u003c\/p\u003e \u003cp\u003eTerm Sheets 221\u003c\/p\u003e \u003cp\u003eLBO Financing: Determining Financing Structure 224\u003c\/p\u003e \u003cp\u003eChapter 4 Questions 229\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 LBO Analysis 233\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinancing Structure 233\u003c\/p\u003e \u003cp\u003eValuation 234\u003c\/p\u003e \u003cp\u003eStep I. Locate and Analyze the Necessary Information 236\u003c\/p\u003e \u003cp\u003eStep II. Build the Pre-LBO Model 236\u003c\/p\u003e \u003cp\u003eStep II(a): Build Historical and Projected Income Statement through EBIT 237\u003c\/p\u003e \u003cp\u003eStep II(b): Input Opening Balance Sheet and Project Balance Sheet Items 240\u003c\/p\u003e \u003cp\u003eStep II(c): Build Cash Flow Statement through Investing Activities 242\u003c\/p\u003e \u003cp\u003eOperating Activities 242\u003c\/p\u003e \u003cp\u003eStep III. Input Transaction Structure 245\u003c\/p\u003e \u003cp\u003eStep III(a): Enter Purchase Price Assumptions 245\u003c\/p\u003e \u003cp\u003eStep III(b): Enter Financing Structure into Sources and Uses 247\u003c\/p\u003e \u003cp\u003eStep III(c): Link Sources and Uses to Balance Sheet Adjustments Columns 248\u003c\/p\u003e \u003cp\u003eUses of Funds Links 251\u003c\/p\u003e \u003cp\u003eStep IV. Complete the Post-LBO Model 254\u003c\/p\u003e \u003cp\u003eStep IV(a): Build Debt Schedule 254\u003c\/p\u003e \u003cp\u003eStep IV(b): Complete Pro Forma Income Statement from EBIT to Net Income 263\u003c\/p\u003e \u003cp\u003eStep IV(c): Complete Pro Forma Balance Sheet 266\u003c\/p\u003e \u003cp\u003eStep IV(d): Complete Pro Forma Cash Flow Statement 268\u003c\/p\u003e \u003cp\u003eStep V. Perform LBO Analysis 270\u003c\/p\u003e \u003cp\u003eStep V(a): Analyze Financing Structure 270\u003c\/p\u003e \u003cp\u003eStep V(b): Perform Returns Analysis 272\u003c\/p\u003e \u003cp\u003eStep V(c): Determine Valuation 276\u003c\/p\u003e \u003cp\u003eStep V(d): Create Transaction Summary Page 277\u003c\/p\u003e \u003cp\u003eIllustrative LBO Analysis for ValueCo 278\u003c\/p\u003e \u003cp\u003eChapter 5 Questions 288\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Three Mergers \u0026amp; Acquisitions 293\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Sell-Side M\u0026amp;A 295\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAuctions 296\u003c\/p\u003e \u003cp\u003eAuction Structure 299\u003c\/p\u003e \u003cp\u003eOrganization and Preparation 299\u003c\/p\u003e \u003cp\u003eIdentify Seller Objectives and Determine Appropriate Sale Process 299\u003c\/p\u003e \u003cp\u003ePerform Sell-Side Advisor Due Diligence and Preliminary\u003c\/p\u003e \u003cp\u003eValuation Analysis 301\u003c\/p\u003e \u003cp\u003eSelect Buyer Universe 301\u003c\/p\u003e \u003cp\u003ePrepare Marketing Materials 302\u003c\/p\u003e \u003cp\u003ePrepare Confidentiality Agreement 305\u003c\/p\u003e \u003cp\u003eFirst Round 306\u003c\/p\u003e \u003cp\u003eContact Prospective Buyers 306\u003c\/p\u003e \u003cp\u003eNegotiate and Execute Confidentiality Agreement with Interested Parties 306\u003c\/p\u003e \u003cp\u003eDistribute Confidential Information Memorandum and Initial Bid Procedures Letter 307\u003c\/p\u003e \u003cp\u003ePrepare Management Presentation 308\u003c\/p\u003e \u003cp\u003eSet Up Data Room 309\u003c\/p\u003e \u003cp\u003ePrepare Stapled Financing Package (if applicable) 311\u003c\/p\u003e \u003cp\u003eReceive Initial Bids and Select Buyers to Proceed to Second Round 311\u003c\/p\u003e \u003cp\u003eSecond Round 313\u003c\/p\u003e \u003cp\u003eConduct Management Presentations 313\u003c\/p\u003e \u003cp\u003eFacilitate Site Visits 314\u003c\/p\u003e \u003cp\u003eProvide Data Room Access and Respond to Diligence Requests 314\u003c\/p\u003e \u003cp\u003eDistribute Final Bid Procedures Letter and Draft Definitive Agreement 315\u003c\/p\u003e \u003cp\u003eReceive Final Bids 316\u003c\/p\u003e \u003cp\u003eNegotiations 320\u003c\/p\u003e \u003cp\u003eEvaluate Final Bids 320\u003c\/p\u003e \u003cp\u003eNegotiate with Preferred Buyer(s) 320\u003c\/p\u003e \u003cp\u003eSelect Winning Bidder 320\u003c\/p\u003e \u003cp\u003eRender Fairness Opinion (if required) 321\u003c\/p\u003e \u003cp\u003eReceive Board\/Owner Approval and Execute Definitive Agreement 321\u003c\/p\u003e \u003cp\u003eClosing 322\u003c\/p\u003e \u003cp\u003eObtain Necessary Approvals 322\u003c\/p\u003e \u003cp\u003eShareholder Approval 323\u003c\/p\u003e \u003cp\u003eFinancing and Closing 325\u003c\/p\u003e \u003cp\u003eNegotiated Sale 326\u003c\/p\u003e \u003cp\u003eChapter 6 Questions 328\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Buy-Side M\u0026amp;A 331\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBuyer Motivation 332\u003c\/p\u003e \u003cp\u003eSynergies 333\u003c\/p\u003e \u003cp\u003eCost Synergies 334\u003c\/p\u003e \u003cp\u003eRevenue Synergies 334\u003c\/p\u003e \u003cp\u003eAcquisition Strategies 335\u003c\/p\u003e \u003cp\u003eHorizontal Integration 335\u003c\/p\u003e \u003cp\u003eVertical Integration 335\u003c\/p\u003e \u003cp\u003eConglomeration 336\u003c\/p\u003e \u003cp\u003eForm of Financing 337\u003c\/p\u003e \u003cp\u003eCash on Hand 338\u003c\/p\u003e \u003cp\u003eDebt Financing 338\u003c\/p\u003e \u003cp\u003eEquity Financing 339\u003c\/p\u003e \u003cp\u003eDebt vs. Equity Financing Summary—Acquirer Perspective 340\u003c\/p\u003e \u003cp\u003eDeal Structure 340\u003c\/p\u003e \u003cp\u003eStock Sale 340\u003c\/p\u003e \u003cp\u003eAsset Sale 343\u003c\/p\u003e \u003cp\u003eStock Sales Treated as Asset Sales for Tax Purposes 346\u003c\/p\u003e \u003cp\u003eBuy-Side Valuation 349\u003c\/p\u003e \u003cp\u003eFootball Field 349\u003c\/p\u003e \u003cp\u003eAnalysis at Various Prices 352\u003c\/p\u003e \u003cp\u003eContribution Analysis 353\u003c\/p\u003e \u003cp\u003eMerger Consequences Analysis 355\u003c\/p\u003e \u003cp\u003ePurchase Price Assumptions 355\u003c\/p\u003e \u003cp\u003eBalance Sheet Effects 360\u003c\/p\u003e \u003cp\u003eAccretion\/(Dilution) Analysis 365\u003c\/p\u003e \u003cp\u003eAcquisition Scenarios—I) 50% Stock\/50% Cash; II) 100% Cash; and III) 100% Stock 368\u003c\/p\u003e \u003cp\u003eIllustrative Merger Consequences Analysis for the BuyerCo \/ ValueCo Transaction 373\u003c\/p\u003e \u003cp\u003eChapter 7 Questions 394\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Four Initial Public Offerings 399\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Initial Public Offerings 401\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Do Companies Go Public? 402\u003c\/p\u003e \u003cp\u003eCharacteristics of a Strong IPO Candidate 404\u003c\/p\u003e \u003cp\u003eAttractive Industry 404\u003c\/p\u003e \u003cp\u003eStrong Competitive Position 404\u003c\/p\u003e \u003cp\u003eGrowth Opportunities 405\u003c\/p\u003e \u003cp\u003eMoat \u0026amp; Barriers to Entry 406\u003c\/p\u003e \u003cp\u003eHealthy Financial Profile 406\u003c\/p\u003e \u003cp\u003eDisruptive \u0026amp; Differentiated Solutions 407\u003c\/p\u003e \u003cp\u003eFavorable Risk Profile 407\u003c\/p\u003e \u003cp\u003eProven Management Team 408\u003c\/p\u003e \u003cp\u003eKey Participants 409\u003c\/p\u003e \u003cp\u003eInvestment Banks 409\u003c\/p\u003e \u003cp\u003eCompany Management 412\u003c\/p\u003e \u003cp\u003eCurrent Owners \/ Investors 413\u003c\/p\u003e \u003cp\u003eIPO Investors 413\u003c\/p\u003e \u003cp\u003eLawyers 414\u003c\/p\u003e \u003cp\u003eAccountants 414\u003c\/p\u003e \u003cp\u003eExchange Partner 415\u003c\/p\u003e \u003cp\u003eIPO Advisors 416\u003c\/p\u003e \u003cp\u003eVendors 416\u003c\/p\u003e \u003cp\u003eSelected Key Terms 417\u003c\/p\u003e \u003cp\u003eOffering Size 418\u003c\/p\u003e \u003cp\u003ePrimary \/ Secondary 419\u003c\/p\u003e \u003cp\u003eOverallotment Option, a.k.a. “Greenshoe” 420\u003c\/p\u003e \u003cp\u003eSyndicate Structure 421\u003c\/p\u003e \u003cp\u003eLock-up Provision 422\u003c\/p\u003e \u003cp\u003eListing Exchange 422\u003c\/p\u003e \u003cp\u003eGross Spread 423\u003c\/p\u003e \u003cp\u003eDual-Track Process 424\u003c\/p\u003e \u003cp\u003eSpecial Purpose Acquisition Companies (SPACs) 427\u003c\/p\u003e \u003cp\u003eDirect Listings 429\u003c\/p\u003e \u003cp\u003ePost-IPO Equity Offerings 432\u003c\/p\u003e \u003cp\u003eIPO Considerations 433\u003c\/p\u003e \u003cp\u003eChapter 8 Questions 435\u003c\/p\u003e \u003cp\u003eNasdaq Appendix 439\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 The IPO Process 443\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eOrganization and Preparation 445\u003c\/p\u003e \u003cp\u003eSelect IPO Team, Exchange Partner, and Assign Responsibilities 445\u003c\/p\u003e \u003cp\u003eManage Corporate Housekeeping 448\u003c\/p\u003e \u003cp\u003eC Corp vs. Up-C Structure 453\u003c\/p\u003e \u003cp\u003eDetermine IPO Timing 455\u003c\/p\u003e \u003cp\u003eDetermine Offering Structure and Preliminary IPO Valuation 456\u003c\/p\u003e \u003cp\u003eHost Organizational Meeting 459\u003c\/p\u003e \u003cp\u003eDue Diligence, Drafting, and Filing 460\u003c\/p\u003e \u003cp\u003ePerform Underwriter Due Diligence 460\u003c\/p\u003e \u003cp\u003eDraft and File the Registration Statement 461\u003c\/p\u003e \u003cp\u003ePrepare Other Key Transaction and Corporate Governance Documents 466\u003c\/p\u003e \u003cp\u003eCoordinate with Equity Research 467\u003c\/p\u003e \u003cp\u003eRespond to SEC Comments and File Amended Registration Statement 467\u003c\/p\u003e \u003cp\u003eMarketing and Roadshow 468\u003c\/p\u003e \u003cp\u003ePrepare Marketing Materials 468\u003c\/p\u003e \u003cp\u003eSalesforce Teach-in 469\u003c\/p\u003e \u003cp\u003eConduct Roadshow 470\u003c\/p\u003e \u003cp\u003eBuild Order Book 473\u003c\/p\u003e \u003cp\u003ePricing and Allocation 475\u003c\/p\u003e \u003cp\u003ePrice the Offering 475\u003c\/p\u003e \u003cp\u003eAllocate Shares to Investors 477\u003c\/p\u003e \u003cp\u003eClosing 477\u003c\/p\u003e \u003cp\u003eChapter 9 Questions 479\u003c\/p\u003e \u003cp\u003eSolutions to Selected Questions 485\u003c\/p\u003e \u003cp\u003eAfterword 513\u003c\/p\u003e \u003cp\u003eBibliography and Recommended Reading 515\u003c\/p\u003e \u003cp\u003eIndex 521\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738368880983,"sku":"9781119823377","price":71.1,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119823377.jpg?v=1723811985"},{"product_id":"kickstart-your-corporation-9781119709138","title":"Kickstart Your Corporation","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eA detailed look at financial planning strategies surrounding professional corporations for doctors, dentists, lawyers, business owners and other Canadian professionals.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIf you''re a doctor, a dentist, a lawyer, or a business ownervirtually any type of professional in Canadayou strongly \u003ci\u003eneed\u003c\/i\u003e to consider how incorporating fits into your financial plan.\u003c\/p\u003e \u003cp\u003eA good financial planner should acknowledge they have absolutely no control of the markets. However, taxes are completely controllable, and having a corporation is a powerful tool that allows professionals to control their tax bill.?Using a mix of personal observations, real-life examples, and strategy evaluations, this book guides the professional along their path to using their corporation in the most efficient way.\u003c\/p\u003e \u003cp\u003e\u003ci\u003eKickstart Your Corporation: The Incorporated Professional''s Financial Planning Coach\u003c\/i\u003e is your practical guide to controlling your tax bill and taking advantage of all that a Profes\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eAcknowledgments xvii\u003c\/p\u003e \u003cp\u003eAbout the Author xix\u003c\/p\u003e \u003cp\u003eIntroduction: The Value of a Coach xxi\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: \u003c\/b\u003e\u003cb\u003eIncorporation 101 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Incorporate? 2\u003c\/p\u003e \u003cp\u003eWhat Does It Cost to Incorporate? 2\u003c\/p\u003e \u003cp\u003eWhat’s the Process to Incorporate? 3\u003c\/p\u003e \u003cp\u003eWritten Consent 4\u003c\/p\u003e \u003cp\u003eArticles of Incorporation 4\u003c\/p\u003e \u003cp\u003ePayroll Remittances 4\u003c\/p\u003e \u003cp\u003eEmployment Contracts 5\u003c\/p\u003e \u003cp\u003eTransferring Assets 5\u003c\/p\u003e \u003cp\u003eReal Estate 6\u003c\/p\u003e \u003cp\u003eInsurance Policies 6\u003c\/p\u003e \u003cp\u003eChoosing Your Corporation’s Year-End and Maintaining Your Corporate Records 7\u003c\/p\u003e \u003cp\u003eWhen Does It Not Make Sense to Incorporate? 8\u003c\/p\u003e \u003cp\u003eWhat If You Have No Small Business Deduction? 10\u003c\/p\u003e \u003cp\u003eHow Does Purchasing a Home Fit into My Incorporation Timeline? 11\u003c\/p\u003e \u003cp\u003eSaving for a Down Payment: Incorporated and Non-Incorporated Options 11\u003c\/p\u003e \u003cp\u003eCan I Purchase My Principal Residence through My Corporation? 12\u003c\/p\u003e \u003cp\u003eWhat about Shareholder Loans? 14\u003c\/p\u003e \u003cp\u003eDoes a Professional Corporation Give Me Creditor Protection? 15\u003c\/p\u003e \u003cp\u003eHow Could I “Supercharge” My Charitable Donation? 16\u003c\/p\u003e \u003cp\u003eWhat is the Lifetime Capital Gains Exemption (LCGE)? 17\u003c\/p\u003e \u003cp\u003eNow That I Have Incorporated, Can I Deduct My Golf Membership Fees? 20\u003c\/p\u003e \u003cp\u003eWhat Do I Do with My Corporation When I Retire? 20\u003c\/p\u003e \u003cp\u003eReal-Life Case Example of Restructuring Shares 21\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: \u003c\/b\u003e\u003cb\u003eThe Compensation Decision: Salary or Dividends? 25\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding the Roots of the Compensation Question 26\u003c\/p\u003e \u003cp\u003eSalary as Compensation 27\u003c\/p\u003e \u003cp\u003eDividends as Compensation 27\u003c\/p\u003e \u003cp\u003eDividend-Splitting with Family Members 28\u003c\/p\u003e \u003cp\u003eThe Old Rules: Pre-2018 28\u003c\/p\u003e \u003cp\u003eThe New Rules: Tax on Split Income—2019 and Afterwards 29\u003c\/p\u003e \u003cp\u003eTax Integration 33\u003c\/p\u003e \u003cp\u003eSalary versus Dividend Examples 33\u003c\/p\u003e \u003cp\u003eDo You Want to Put Your Savings in an RRSP or in Your Corporation? 35\u003c\/p\u003e \u003cp\u003eThe Value in the RRSP\/Corporation Today 36\u003c\/p\u003e \u003cp\u003eThe Tax Characteristics of Growth on the Investments 37\u003c\/p\u003e \u003cp\u003eWill We Pass Away with Funds in Our RRSP or Corporation? 40\u003c\/p\u003e \u003cp\u003eOther Factors 41\u003c\/p\u003e \u003cp\u003eIncreased Financial Control 41\u003c\/p\u003e \u003cp\u003ePsychological Factors 41\u003c\/p\u003e \u003cp\u003eCreditor Protection 42\u003c\/p\u003e \u003cp\u003eFuture Tax Law Changes 42\u003c\/p\u003e \u003cp\u003eDo We Want to Participate in the Canadian Pension Plan (CPP)? 42\u003c\/p\u003e \u003cp\u003eBeware the Overpayment Trap 44\u003c\/p\u003e \u003cp\u003eCPP Trends to Watch 44\u003c\/p\u003e \u003cp\u003eBottom-Line Considerations 45\u003c\/p\u003e \u003cp\u003eDo We Have Investments Inside the Corporation? 45\u003c\/p\u003e \u003cp\u003eWhat Are Some Exceptions to these Rules? 46\u003c\/p\u003e \u003cp\u003eSmall Business Deduction (SBD) 46\u003c\/p\u003e \u003cp\u003eChild Care Deduction 47\u003c\/p\u003e \u003cp\u003eSR\u0026amp;ED 47\u003c\/p\u003e \u003cp\u003eOther Specific Considerations 47\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: \u003c\/b\u003e\u003cb\u003eInvesting Inside Your Corporation 51\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCan I Invest through My Corporation? 52\u003c\/p\u003e \u003cp\u003eWhat the Income Tax Act Says about Investing through a Corporation 52\u003c\/p\u003e \u003cp\u003eStructuring Investments Inside the Corporation 53\u003c\/p\u003e \u003cp\u003eExample 54\u003c\/p\u003e \u003cp\u003eRDTOH (Refundable Dividend Tax On Hand) 55\u003c\/p\u003e \u003cp\u003eCapital Dividend Account (CDA) 55\u003c\/p\u003e \u003cp\u003eExample 56\u003c\/p\u003e \u003cp\u003eNew Passive Income Tax Rules 57\u003c\/p\u003e \u003cp\u003eReminder: Asset Allocation Still Matters 58\u003c\/p\u003e \u003cp\u003eWhat Are Corporate-Class Investments? 60\u003c\/p\u003e \u003cp\u003eThe Power of Tax-Deferred Compounding 62\u003c\/p\u003e \u003cp\u003eWorking through the Example 63\u003c\/p\u003e \u003cp\u003eWorking through the Example 65\u003c\/p\u003e \u003cp\u003eRule Changes from Federal Budget 2016 66\u003c\/p\u003e \u003cp\u003eConsiderations with Corporate Class 67\u003c\/p\u003e \u003cp\u003eFees 67\u003c\/p\u003e \u003cp\u003eLoss of Control 68\u003c\/p\u003e \u003cp\u003eLittle Fixed Income Exposure 69\u003c\/p\u003e \u003cp\u003eFuture Potential Rule Changes 70\u003c\/p\u003e \u003cp\u003eWhat If I Want to Try Investing on My Own? 70\u003c\/p\u003e \u003cp\u003eWhat If They Increase Capital Gains Taxes? 70\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: \u003c\/b\u003e\u003cb\u003eValuing Permanent Insurance on the Holistic Corporate Balance Sheet 73\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Review of the Basics—Permanent Life Insurance as Tax Arbitrage 74\u003c\/p\u003e \u003cp\u003eThe Benefits of Corporate-Owned Permanent Life Insurance 75\u003c\/p\u003e \u003cp\u003ePay Premiums with Corporate Dollars 75\u003c\/p\u003e \u003cp\u003eAvoid New Passive Income Rules 76\u003c\/p\u003e \u003cp\u003eCreating Cash Flow 76\u003c\/p\u003e \u003cp\u003eProvide a Tax-Efficient Financial Legacy 77\u003c\/p\u003e \u003cp\u003eA Real-World Example: My Plan in Action 78\u003c\/p\u003e \u003cp\u003eFunding the Plan 78\u003c\/p\u003e \u003cp\u003eThe Growth of Funds in the Plan 79\u003c\/p\u003e \u003cp\u003eAssumptions in the Projections 79\u003c\/p\u003e \u003cp\u003eRates of Return Assumptions 80\u003c\/p\u003e \u003cp\u003eBeyond the First 10 Years 81\u003c\/p\u003e \u003cp\u003eThe Plan as an Investment 81\u003c\/p\u003e \u003cp\u003eUnderstanding the Criticisms of Corporate-Held Permanent Life Insurance 83\u003c\/p\u003e \u003cp\u003eRisk Review: Economic and Tax Considerations 83\u003c\/p\u003e \u003cp\u003eTax Policy Risk: “What if tax rates change?” 83\u003c\/p\u003e \u003cp\u003eEconomic Risk: “What if dividend rates or interest rates change?” 84\u003c\/p\u003e \u003cp\u003eAppropriateness Review: Concerns about the Sales Process 85\u003c\/p\u003e \u003cp\u003e“This strategy is designed to maximize advisor sales commissions—if it’s so good, why do so many people oppose it?” 85\u003c\/p\u003e \u003cp\u003e“Shouldn’t I help my kids today, instead of building an estate?” 86\u003c\/p\u003e \u003cp\u003eThis strategy is “an expensive way to buy insurance, and I can get\u003c\/p\u003e \u003cp\u003ehigher investment returns elsewhere”—shouldn’t I just “buy term and invest the difference?” 86\u003c\/p\u003e \u003cp\u003eThe True Cost of Term Insurance 86\u003c\/p\u003e \u003cp\u003eBuying Term and Investing the Difference: A Review of the Facts\u003c\/p\u003e \u003cp\u003eand Assumptions 87\u003c\/p\u003e \u003cp\u003e“What if something changes and I can’t afford the premiums?” 89\u003c\/p\u003e \u003cp\u003eComparing U.S. and Canadian Scenarios 89\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: \u003c\/b\u003e\u003cb\u003eRisk Management 93\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Careful Examination 93\u003c\/p\u003e \u003cp\u003eThe Way We Think About Insurance 94\u003c\/p\u003e \u003cp\u003eWealth Insurance 95\u003c\/p\u003e \u003cp\u003eWealth Insurance on Parents 95\u003c\/p\u003e \u003cp\u003eWhen You Pay the Premiums 95\u003c\/p\u003e \u003cp\u003eExample 96\u003c\/p\u003e \u003cp\u003eWhen an Estate Bond Pays the Premiums 98\u003c\/p\u003e \u003cp\u003eExample 99\u003c\/p\u003e \u003cp\u003eRisk Insurance (Life and Disability Insurance) 100\u003c\/p\u003e \u003cp\u003eRisk Insurance 100\u003c\/p\u003e \u003cp\u003eExample 100\u003c\/p\u003e \u003cp\u003eLife Insurance 101\u003c\/p\u003e \u003cp\u003eHow much life insurance do we need? 101\u003c\/p\u003e \u003cp\u003eExample 102\u003c\/p\u003e \u003cp\u003eAssociation Plan or Individual Plan Life Insurance? 103\u003c\/p\u003e \u003cp\u003eDisability Insurance 105\u003c\/p\u003e \u003cp\u003eDisability Insurance: Do We Need the Ferrari Disability Package? 106\u003c\/p\u003e \u003cp\u003eThe Good Insurance Rider 106\u003c\/p\u003e \u003cp\u003eThe Situational\/Dynamic Insurance Riders 107\u003c\/p\u003e \u003cp\u003eThe Don’t Always Recommend Riders 108\u003c\/p\u003e \u003cp\u003eExample 109\u003c\/p\u003e \u003cp\u003eOther Common Questions 109\u003c\/p\u003e \u003cp\u003eShould we own insurance corporately? 109\u003c\/p\u003e \u003cp\u003eI’m young and invincible; should I have disability insurance? 110\u003c\/p\u003e \u003cp\u003eShould I get a lump-sum payout instead? 110\u003c\/p\u003e \u003cp\u003eCritical Illness Insurance 110\u003c\/p\u003e \u003cp\u003eLong-Term Care Insurance 112\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: \u003c\/b\u003e\u003cb\u003eBorrowing to Invest 115\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat is Leverage? 115\u003c\/p\u003e \u003cp\u003eWho Are Good Candidates for Using Leverage? 119\u003c\/p\u003e \u003cp\u003eEnhancing Returns in the Corporation with Leverage 119\u003c\/p\u003e \u003cp\u003eStrategic Prudent Leverage: Timing 123\u003c\/p\u003e \u003cp\u003eSome Basic Assumptions 123\u003c\/p\u003e \u003cp\u003eBuilding a Non-Registered Portfolio 124\u003c\/p\u003e \u003cp\u003eExample 125\u003c\/p\u003e \u003cp\u003eMigrating Efficiently to a Non-Registered Portfolio 126\u003c\/p\u003e \u003cp\u003eWithdrawing from the RRSP with the Use of an Offsetting Deduction 127\u003c\/p\u003e \u003cp\u003eMake Your Mortgage Interest Tax-Deductible 128\u003c\/p\u003e \u003cp\u003eDebt Swap Scenario 1: Making Your Mortgage Interest Tax-Deductible 128\u003c\/p\u003e \u003cp\u003eExample 129\u003c\/p\u003e \u003cp\u003eDebt Swap Scenario 2: Parents Helping Kids HelpThemselves 129\u003c\/p\u003e \u003cp\u003eExample 130\u003c\/p\u003e \u003cp\u003eInvestments That Use Leverage 132\u003c\/p\u003e \u003cp\u003eLeveraged and Inverse ETFs 132\u003c\/p\u003e \u003cp\u003eExample 132\u003c\/p\u003e \u003cp\u003eRisk Parity Funds 133\u003c\/p\u003e \u003cp\u003eWhen Does Leveraging Go Bad? 134\u003c\/p\u003e \u003cp\u003eSome Built-In Conflicts of Interest 134\u003c\/p\u003e \u003cp\u003eExamples 134\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: \u003c\/b\u003e\u003cb\u003eInvesting: Active or Passive? 139\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat is Active Investing and What is Passive Investing? 140\u003c\/p\u003e \u003cp\u003eUnderstanding Investment Trends 141\u003c\/p\u003e \u003cp\u003eA Deep Dive into Passive Management 142\u003c\/p\u003e \u003cp\u003eFees—Passive Management 142\u003c\/p\u003e \u003cp\u003eThe Impact of Fees 143\u003c\/p\u003e \u003cp\u003ePerformance 144\u003c\/p\u003e \u003cp\u003eWhat about Outside Canada? 148\u003c\/p\u003e \u003cp\u003eDiving into Active Management 149\u003c\/p\u003e \u003cp\u003eThe Behavioral Gap 149\u003c\/p\u003e \u003cp\u003eBetter Risk Management 150\u003c\/p\u003e \u003cp\u003eFees—Active Management 150\u003c\/p\u003e \u003cp\u003eFlexibility to Manage After-Tax Returns 151\u003c\/p\u003e \u003cp\u003eAllowing Pursuit of Expressive Objectives 151\u003c\/p\u003e \u003cp\u003eMarket Return Does Not Equal Average Investor Return 151\u003c\/p\u003e \u003cp\u003ePerformance 152\u003c\/p\u003e \u003cp\u003eIs Your Fund “Truly Active”? 152\u003c\/p\u003e \u003cp\u003eThe Growth of Passive Investments May Sow the Seeds of Their Underperformance 153\u003c\/p\u003e \u003cp\u003eAccess to IPOs May Become More of a Differentiating Factor 153\u003c\/p\u003e \u003cp\u003eWrapping Up the Debate 154\u003c\/p\u003e \u003cp\u003eFees 154\u003c\/p\u003e \u003cp\u003ePerformance 155\u003c\/p\u003e \u003cp\u003eBehavior 157\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: \u003c\/b\u003e\u003cb\u003eThe Role of Trusts in Your Financial Plan 163\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSpeaking the Language of Trusts 164\u003c\/p\u003e \u003cp\u003eTrust Concepts 165\u003c\/p\u003e \u003cp\u003eResidency of Trusts 165\u003c\/p\u003e \u003cp\u003eTaxation of Trusts 165\u003c\/p\u003e \u003cp\u003eThe 21-Year Rule 166\u003c\/p\u003e \u003cp\u003eProbate 167\u003c\/p\u003e \u003cp\u003ePrivacy 167\u003c\/p\u003e \u003cp\u003eInter Vivos Trusts 167\u003c\/p\u003e \u003cp\u003eExample 169\u003c\/p\u003e \u003cp\u003eExample 169\u003c\/p\u003e \u003cp\u003eDiscretionary Investment Trust for Grandchildren 170\u003c\/p\u003e \u003cp\u003eExample 171\u003c\/p\u003e \u003cp\u003eBearer Trusts 171\u003c\/p\u003e \u003cp\u003eInter Vivos Cottage Trust 172\u003c\/p\u003e \u003cp\u003eTestamentary Trusts 173\u003c\/p\u003e \u003cp\u003eEstablishment of Testamentary Trusts 173\u003c\/p\u003e \u003cp\u003eAsset Protection 173\u003c\/p\u003e \u003cp\u003eTax Savings 174\u003c\/p\u003e \u003cp\u003eOther Factors to Consider 177\u003c\/p\u003e \u003cp\u003eProbate 177\u003c\/p\u003e \u003cp\u003eCosts 177\u003c\/p\u003e \u003cp\u003eMinor Children 178\u003c\/p\u003e \u003cp\u003eFor Family Members with Special Needs 179\u003c\/p\u003e \u003cp\u003eSpousal Trust 179\u003c\/p\u003e \u003cp\u003eUse of Spousal Trust 180\u003c\/p\u003e \u003cp\u003eWhen a Testamentary Trust Loses Its Status 181\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: \u003c\/b\u003e\u003cb\u003eAlternative Investment Strategies 183\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCapital Gains Strip 184\u003c\/p\u003e \u003cp\u003eSuitability for Capital Gains Strip 186\u003c\/p\u003e \u003cp\u003eOverall Bottom Line 187\u003c\/p\u003e \u003cp\u003eIndividual Pension Plans (IPP and PPP) 188\u003c\/p\u003e \u003cp\u003eWhy an IPP? 188\u003c\/p\u003e \u003cp\u003eConsiderations 190\u003c\/p\u003e \u003cp\u003eSuitability 191\u003c\/p\u003e \u003cp\u003eNext Steps 191\u003c\/p\u003e \u003cp\u003eWhat’s the Difference between an IPP and a PPP? 192\u003c\/p\u003e \u003cp\u003eOverall Bottom Line 193\u003c\/p\u003e \u003cp\u003eRetirement Compensation Arrangements 194\u003c\/p\u003e \u003cp\u003eSteps to Implement an RCA 195\u003c\/p\u003e \u003cp\u003eAdvantages of the RCA 195\u003c\/p\u003e \u003cp\u003eDisadvantages of the RCA 197\u003c\/p\u003e \u003cp\u003eInvestment Account 197\u003c\/p\u003e \u003cp\u003eWithdrawals 198\u003c\/p\u003e \u003cp\u003eOverall Bottom Line 198\u003c\/p\u003e \u003cp\u003eInvesting in Watches: Can I Buy My Rolex through the Corporation? 198\u003c\/p\u003e \u003cp\u003eOverall Bottom Line 200\u003c\/p\u003e \u003cp\u003eArt: Can I Buy My Pablo Picasso Painting through the Corporation? 200\u003c\/p\u003e \u003cp\u003eBuying Art 200\u003c\/p\u003e \u003cp\u003eTransferring Art 200\u003c\/p\u003e \u003cp\u003eSelling\/Donating Art 201\u003c\/p\u003e \u003cp\u003eOverall Bottom Line 203\u003c\/p\u003e \u003cp\u003ePrivate Health Services Plans 203\u003c\/p\u003e \u003cp\u003eHealth Spending Accounts 204\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: \u003c\/b\u003e\u003cb\u003ePulling It All Together: Your Financial Plan 209\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Value of a Financial Plan 213\u003c\/p\u003e \u003cp\u003eExample 214\u003c\/p\u003e \u003cp\u003ePlan Analysis Synopsis 215\u003c\/p\u003e \u003cp\u003eClient Information 215\u003c\/p\u003e \u003cp\u003eFamily Member Information 215\u003c\/p\u003e \u003cp\u003eAdvisor Information 215\u003c\/p\u003e \u003cp\u003ePlan Assumptions 215\u003c\/p\u003e \u003cp\u003eEstate Assumptions 216\u003c\/p\u003e \u003cp\u003eIncome Information 216\u003c\/p\u003e \u003cp\u003eCPP\/QPP \u0026amp; OAS Information 216\u003c\/p\u003e \u003cp\u003eExpense Information 217\u003c\/p\u003e \u003cp\u003eRegular Expenses 217\u003c\/p\u003e \u003cp\u003eLump-Sum Expenses 217\u003c\/p\u003e \u003cp\u003eInsurance Scenario Lump-Sum Expenses 218\u003c\/p\u003e \u003cp\u003eLifestyle Asset Information 218\u003c\/p\u003e \u003cp\u003ePortfolio Assets 218\u003c\/p\u003e \u003cp\u003eLiabilities 219\u003c\/p\u003e \u003cp\u003eLife Insurance Policies 220\u003c\/p\u003e \u003cp\u003eDisability Insurance Policies 220\u003c\/p\u003e \u003cp\u003eCritical Illness Insurance Policies 220\u003c\/p\u003e \u003cp\u003eEducation Goals 220\u003c\/p\u003e \u003cp\u003eSavings Strategies 221\u003c\/p\u003e \u003cp\u003eSurplus Savings Strategies 221\u003c\/p\u003e \u003cp\u003eRRSP Maximizer Savings Strategies 222\u003c\/p\u003e \u003cp\u003eTransfer Strategies 222\u003c\/p\u003e \u003cp\u003eDeficit Coverage Order During Pre-Retirement 222\u003c\/p\u003e \u003cp\u003eLiquidation Order During Retirement 223\u003c\/p\u003e \u003cp\u003ePrivate Corporation Synopsis 223\u003c\/p\u003e \u003cp\u003eDr. Michael Jones Corp.—Current Plan 223\u003c\/p\u003e \u003cp\u003eSummary 223\u003c\/p\u003e \u003cp\u003eShare Ownership 224\u003c\/p\u003e \u003cp\u003ePreferred Ownership 224\u003c\/p\u003e \u003cp\u003eHistorical Data 224\u003c\/p\u003e \u003cp\u003eInvestment Accounts 225\u003c\/p\u003e \u003cp\u003eReal Estate Assets 225\u003c\/p\u003e \u003cp\u003eContributions—Inter-Company Dividends Received 225\u003c\/p\u003e \u003cp\u003eWithdrawals—Manual Dividend Distributions 225\u003c\/p\u003e \u003cp\u003eEstate 225\u003c\/p\u003e \u003cp\u003eNet Worth Statement 227\u003c\/p\u003e \u003cp\u003eCurrent Plan 227\u003c\/p\u003e \u003cp\u003eNet Worth Timeline 227\u003c\/p\u003e \u003cp\u003eCurrent Plan 227\u003c\/p\u003e \u003cp\u003eNet Worth Outlook 228\u003c\/p\u003e \u003cp\u003eCurrent Plan 228\u003c\/p\u003e \u003cp\u003eCash Flow Outlook 230\u003c\/p\u003e \u003cp\u003eCurrent Plan 230\u003c\/p\u003e \u003cp\u003eRetirement Cash Flow Timeline 231\u003c\/p\u003e \u003cp\u003eCurrent Plan 231\u003c\/p\u003e \u003cp\u003eRetirement Need and Investable Assets 232\u003c\/p\u003e \u003cp\u003eCurrent Plan 232\u003c\/p\u003e \u003cp\u003eDetailed Estate Analysis 235\u003c\/p\u003e \u003cp\u003eCurrent Plan 235\u003c\/p\u003e \u003cp\u003e\u003cb\u003eUtilizing Tax-Efficient Strategies 237\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRecommendations 238\u003c\/p\u003e \u003cp\u003eNet Worth 238\u003c\/p\u003e \u003cp\u003eProposed Recommendations—Utilizing Tax Efficient Strategies Available for Corporations 238\u003c\/p\u003e \u003cp\u003eCash Flow Outlook 239\u003c\/p\u003e \u003cp\u003eProposed Plan 239\u003c\/p\u003e \u003cp\u003eNet Worth Timeline 242\u003c\/p\u003e \u003cp\u003eProposed Plan 242\u003c\/p\u003e \u003cp\u003eNet Worth Outlook 242\u003c\/p\u003e \u003cp\u003eProposed Plan 242\u003c\/p\u003e \u003cp\u003eRetirement Cash Flow Timeline 244\u003c\/p\u003e \u003cp\u003eProposed Plan 244\u003c\/p\u003e \u003cp\u003eRetirement Need and Investable Assets 246\u003c\/p\u003e \u003cp\u003eProposed Plan 246\u003c\/p\u003e \u003cp\u003eDetailed Estate Analysis 249\u003c\/p\u003e \u003cp\u003eProposed Plan 249\u003c\/p\u003e \u003cp\u003eClosing Thoughts: Your Next Steps 251\u003c\/p\u003e \u003cp\u003eIndex 255\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738369667415,"sku":"9781119709138","price":999.99,"currency_code":"GBP","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119709138.jpg?v=1723811985"},{"product_id":"social-security-and-medicare-9781119737254","title":"Social Security and Medicare","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eThe long-term future of the American Social Security system which provides retirement, disability, and survivor benefits to millions, is uncertain. This is triggering big concerns for many workers who are paying into the system and need to make decisions about their retirement. This book features real-world situations around Social Security and Medicare to help financial professionals provide better advise to their clients on their personal financial plans.\u003c\/p\u003e \u003cp\u003eKey topics include:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eWhat Medicare will and will not do\u003c\/li\u003e \u003cli\u003eManaging Medicare gaps\u003c\/li\u003e \u003cli\u003eAnalyzing the wide menu of Social Security benefits\u003c\/li\u003e \u003cli\u003eSocial Security benefits for workers and families: retirement, survivor, disability, and death benefit\u003c\/li\u003e \u003cli\u003eTax impact of Social Security premiums and benefits\u003c\/li\u003e \u003cli\u003eImpact of the 3.8 percent Medicare surtax on investment income\u003c\/li\u003e \u003cli\u003eRecent changes to the Medicare law\u003c\/li\u003e \u003c\/ul\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eChapter 1 1-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow the Social Security System Operates 1-1\u003c\/p\u003e \u003cp\u003eFICA tax 1-4\u003c\/p\u003e \u003cp\u003eMedicare tax 1-6\u003c\/p\u003e \u003cp\u003eMedicare tax on earned income 1-7\u003c\/p\u003e \u003cp\u003eMedicare tax on net investment income 1-10\u003c\/p\u003e \u003cp\u003eNot everyone is covered under Social Security 1-13\u003c\/p\u003e \u003cp\u003eSummary 1-15\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 2-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBenefit Eligibility 2-1\u003c\/p\u003e \u003cp\u003eSummary 2-8\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 3-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSocial Security Retirement Benefits 3-1\u003c\/p\u003e \u003cp\u003eRetirement benefits 3-3\u003c\/p\u003e \u003cp\u003eAIME 3-5\u003c\/p\u003e \u003cp\u003eCalculating the PIA 3-7\u003c\/p\u003e \u003cp\u003eReduction in benefits for claiming benefits early 3-11\u003c\/p\u003e \u003cp\u003eDelaying Social Security retirement benefits 3-14\u003c\/p\u003e \u003cp\u003eSpousal retirement benefits 3-16\u003c\/p\u003e \u003cp\u003eWorking after retirement 3-23\u003c\/p\u003e \u003cp\u003eSummary 3-25\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 4-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSocial Security Survivors’ Benefits 4-1\u003c\/p\u003e \u003cp\u003eNo benefits in the month of death 4-3\u003c\/p\u003e \u003cp\u003eChildren’s benefits 4-10\u003c\/p\u003e \u003cp\u003eDependent parent’s benefits 4-12\u003c\/p\u003e \u003cp\u003eSummary 4-13\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 5-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDisability Income Benefits 5-1\u003c\/p\u003e \u003cp\u003eCharacteristics attributable to disabled-worker beneficiaries 5-3\u003c\/p\u003e \u003cp\u003eMedical eligibility for Social Security disability income benefits 5-13\u003c\/p\u003e \u003cp\u003eWhen SSDI benefits will end 5-20\u003c\/p\u003e \u003cp\u003eSummary 5-23\u003c\/p\u003e \u003cp\u003eAppendix A Chapter 5, A-1\u003c\/p\u003e \u003cp\u003eOASDI and SSI Program Rates \u0026amp; Limits 2019 Chapter 5, A-1\u003c\/p\u003e \u003cp\u003eAppendix B Chapter 5, B-1\u003c\/p\u003e \u003cp\u003eOASDI and SSI Program Rates \u0026amp; Limits 2018 Chapter 5, B-1\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 6-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTaxation of Social Security Benefits 6-1\u003c\/p\u003e \u003cp\u003eHow benefits are reported 6-3\u003c\/p\u003e \u003cp\u003eSummary 6-10\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 7-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMedicare 7-1\u003c\/p\u003e \u003cp\u003eOriginal Medicare 7-3\u003c\/p\u003e \u003cp\u003eMedicare premiums and coinsurance rates \u003ci\u003eMedicare Part A \u003c\/i\u003e7-7\u003c\/p\u003e \u003cp\u003eCurrent Medicare premiums and deductibles 7-8\u003c\/p\u003e \u003cp\u003eAre the premiums tax-deductible? 7-17\u003c\/p\u003e \u003cp\u003eSkilled nursing care under Medicare Part A 7-20\u003c\/p\u003e \u003cp\u003eHome healthcare coverage \u003ci\u003eUnder Medicare Part A \u003c\/i\u003e7-22\u003c\/p\u003e \u003cp\u003eHospice coverage \u003ci\u003eUnder Medicare Part A \u003c\/i\u003e7-25\u003c\/p\u003e \u003cp\u003eMedicare Part B coverage 7-27\u003c\/p\u003e \u003cp\u003eMedicare Part C Advantage plans 7-29\u003c\/p\u003e \u003cp\u003eMedicare Part D — Prescription drugs 7-31\u003c\/p\u003e \u003cp\u003eMedicare supplemental (Medigap) insurance 7-34\u003c\/p\u003e \u003cp\u003eSummary 7-38\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 8-1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Future of Social Security and Medicare 8-1\u003c\/p\u003e \u003cp\u003eThe system is strained 8-2\u003c\/p\u003e \u003cp\u003eFixing the problems 8-9\u003c\/p\u003e \u003cp\u003eSummary 8-11\u003c\/p\u003e \u003cp\u003eAppendix A A-1\u003c\/p\u003e \u003cp\u003eFact Sheet A-1\u003c\/p\u003e \u003cp\u003eIndex Index 1\u003c\/p\u003e \u003cp\u003eSolutions Solutions 1\u003c\/p\u003e \u003cp\u003eChapter 1 Solutions 1\u003c\/p\u003e \u003cp\u003eChapter 2 Solutions 2\u003c\/p\u003e \u003cp\u003eChapter 3 Solutions 3\u003c\/p\u003e \u003cp\u003eChapter 4 Solutions 4\u003c\/p\u003e \u003cp\u003eChapter 5 Solutions 6\u003c\/p\u003e \u003cp\u003eChapter 6 Solutions 8\u003c\/p\u003e \u003cp\u003eChapter 7 Solutions 9\u003c\/p\u003e \u003cp\u003eChapter 8 Solutions 11\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738370355543,"sku":"9781119737254","price":67.5,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119737254.jpg?v=1723811986"},{"product_id":"veterans-benefits-guide-for-dummies-9781119907619","title":"Veterans Benefits Guide For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eIntroduction 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Writing Your Next Chapter 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Gearing Up for That DD-214 Life 7\u003c\/p\u003e \u003cp\u003eChapter 2: Tying Your Discharge Status into Benefits 21\u003c\/p\u003e \u003cp\u003eChapter 3: Navigating VA Claims and Appeals 39\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Medical Care, Life Insurance, and Compensation Programs 57\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4: Helping Yourself to Health Benefits 59\u003c\/p\u003e \u003cp\u003eChapter 5: Exploring VA Healthcare 69\u003c\/p\u003e \u003cp\u003eChapter 6: Probing into TRICARE 95\u003c\/p\u003e \u003cp\u003eChapter 7: Securing Your Family’s Future with VA Life Insurance 111\u003c\/p\u003e \u003cp\u003eChapter 8: Cashing In on Military Pensions, Severance Pay, and the TSP 119\u003c\/p\u003e \u003cp\u003eChapter 9: Taking a Close Look at Disability Pay 137\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Employment, Education, and Housing Programs 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 10: Applying to Employment Programs 161\u003c\/p\u003e \u003cp\u003eChapter 11: Transitioning from the Military to More Government Employment 177\u003c\/p\u003e \u003cp\u003eChapter 12: Building Your Own Business with Veterans Benefits 187\u003c\/p\u003e \u003cp\u003eChapter 13: Bringing Receipts: Using Your GI Bill 199\u003c\/p\u003e \u003cp\u003eChapter 14: Staking Your Claim on Other Education Programs 217\u003c\/p\u003e \u003cp\u003eChapter 15: Buying into Post-Military Life with Your VA Loan Benefit 229\u003c\/p\u003e \u003cp\u003eChapter 16: Enjoying Your Golden Years in a Military Retirement Home 239\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Burial and Memorial Benefits, Survivor Benefits, and More 245\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17: Accessing Benefits for Homeless Vets 247\u003c\/p\u003e \u003cp\u003eChapter 18: Using Benefits While Incarcerated 257\u003c\/p\u003e \u003cp\u003eChapter 19: Applying for Benefits for Women, Minority, and LGBTQ+ Vets 265\u003c\/p\u003e \u003cp\u003eChapter 20: Zeroing In on Claims for Vets of Specific Wars, Former POWs, and Disabled Vets 269\u003c\/p\u003e \u003cp\u003eChapter 21: Diving into Benefits for Spouses, Dependents, and Caregivers 295\u003c\/p\u003e \u003cp\u003eChapter 22: Examining Burial and Memorial Benefits 305\u003c\/p\u003e \u003cp\u003eChapter 23: Surveying Survivor Benefits 315\u003c\/p\u003e \u003cp\u003eChapter 24: Shopping ‘til You Drop: Benefits for Retirees and Other ID Cardholders 323\u003c\/p\u003e \u003cp\u003eChapter 25: Seeing the World with Travel Benefits 329\u003c\/p\u003e \u003cp\u003eChapter 26: Sidling up to State Veterans Benefits 337\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens 347\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 27: Ten Ways to Get Your Disability Claim Denied 349\u003c\/p\u003e \u003cp\u003eChapter 28: Ten Tips to Maximize Your Benefits 353\u003c\/p\u003e \u003cp\u003eIndex 357\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738375434583,"sku":"9781119907619","price":16.19,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119907619.jpg?v=1723811994"},{"product_id":"renting-for-dummies-9781119912972","title":"Renting For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eUntangle the renting process and find your perfect place Renting For Dummies explains everything you, as a renter, need to know. Search for the ideal home, put in your application, and get yourself moved in. You'll learn how to effectively hunt for rentals, figure out what you can afford, and how to find the neighborhood that's best for you. Want to find a roommate? Need help with your application? Not sure whether your lease allows you to keep your beloved pet goldfish? This Dummies guide has you covered, with all the renting advice, and none of the confusing babble. Streamline the renting process with tips on finding good rentalsRead real-life scenarios to help you navigate roommates, pets, applications, and beyondAsk the right questions and negotiate a lease that's fair to everyoneGet tips for maintaining your place, setting up utilities, and handling repairsIf you want to get up to speed on today's rental landscape, Renting For Dummies is the jargon-free resource for you.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started with Renting 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Understanding the Truths of Renting 7\u003c\/p\u003e \u003cp\u003eChapter 2: Evaluating Your Rental Hopes and Realities 21\u003c\/p\u003e \u003cp\u003eChapter 3: Considering Types of Buildings and Neighborhoods 35\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Hunting Down the Perfect Housing 45\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4: Let the Search Begin! 47\u003c\/p\u003e \u003cp\u003eChapter 5: Application Time 59\u003c\/p\u003e \u003cp\u003eChapter 6: Signing the Lease 73\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Settling In to Your New Home 83\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 7: Congratulations! You’re Moving In 85\u003c\/p\u003e \u003cp\u003eChapter 8: Footing Expenses Beyond Rent 97\u003c\/p\u003e \u003cp\u003eChapter 9: Living with Humans and Other Creatures 109\u003c\/p\u003e \u003cp\u003eChapter 10: Drip, Drip: Getting Help When Things Go Wrong 127\u003c\/p\u003e \u003cp\u003eChapter 11: Renewing Your Lease 139\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Enjoying Life in Your Own Place 153\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 12: Following the Rules and Staying Safe 155\u003c\/p\u003e \u003cp\u003eChapter 13: Decorating Do’s and Don’ts 169\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens 183\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 14: Ten Things That Occur When Your Rental Is Sold 185\u003c\/p\u003e \u003cp\u003eChapter 15: Nearly Ten Questions About Government Subsidies and Your Rent 193\u003c\/p\u003e \u003cp\u003eChapter 16: Almost Ten Things a Rental Agent Can Do for You 201\u003c\/p\u003e \u003cp\u003eIndex 207\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738375795031,"sku":"9781119912972","price":17.09,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119912972.jpg?v=1723811993"},{"product_id":"cryptocurrency-investing-for-dummies-9781119989127","title":"Cryptocurrency Investing For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started with Cryptocurrency Investing 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: What Is a Cryptocurrency? 7\u003c\/p\u003e \u003cp\u003eChapter 2: Why Invest in Cryptocurrencies? 17\u003c\/p\u003e \u003cp\u003eChapter 3: Recognizing the Risks of Cryptocurrencies 35\u003c\/p\u003e \u003cp\u003eChapter 4: Looking Under the Hood: Blockchain Technology 53\u003c\/p\u003e \u003cp\u003eChapter 5: How Cryptocurrencies Work 67\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: The Fundamentals of Investing in Cryptos 83\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 6: How to Buy Cryptocurrencies 85\u003c\/p\u003e \u003cp\u003eChapter 7: Using Cryptocurrency Wallets 105\u003c\/p\u003e \u003cp\u003eChapter 8: Different Types of Cryptocurrencies 119\u003c\/p\u003e \u003cp\u003eChapter 9: Identifying Top Performing Cryptocurrencies 141\u003c\/p\u003e \u003cp\u003eChapter 10: Diversification in Cryptocurrencies 155\u003c\/p\u003e \u003cp\u003eChapter 11: The Role of Cryptocurrency in the Metaverse 167\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Alternatives to Cryptos 185\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 12: Getting Ahead of the Crowd: Investing in ICOs 187\u003c\/p\u003e \u003cp\u003eChapter 13: Cryptocurrency Mining 199\u003c\/p\u003e \u003cp\u003eChapter 14: Investing in NFTs 209\u003c\/p\u003e \u003cp\u003eChapter 15: Stocks and Exchange Traded Funds with Cryptocurrency Exposure 219\u003c\/p\u003e \u003cp\u003eChapter 16: Cryptocurrency Futures and Options 229\u003c\/p\u003e \u003cp\u003eChapter 17: Dealing with the Dollar and Other Fiat Currencies 237\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Essential Crypto Strategies and Tactics 249\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 18: Using Technical Analysis 251\u003c\/p\u003e \u003cp\u003eChapter 19: Short-Term Trading Strategies 265\u003c\/p\u003e \u003cp\u003eChapter 20: Long-Term Investing Strategies 279\u003c\/p\u003e \u003cp\u003eChapter 21: Minimizing Losses and Maximizing Gains 287\u003c\/p\u003e \u003cp\u003eChapter 22: Using Ichimoku and Fibonacci Techniques 297\u003c\/p\u003e \u003cp\u003eChapter 23: Taxes and Cryptocurrencies 305\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens 315\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 24: Ten Considerations Before Getting Started with Cryptocurrencies 317\u003c\/p\u003e \u003cp\u003eChapter 25: Ten Possible Moves When Your Crypto Portfolio Is Down 323\u003c\/p\u003e \u003cp\u003eChapter 26: Ten Challenges and Opportunities for Crypto Investors 329\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: Appendixes 335\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAppendix A: Resources for Cryptocurrency Investors 337\u003c\/p\u003e \u003cp\u003eAppendix B: Resources for Personal Portfolio Management 353\u003c\/p\u003e \u003cp\u003eIndex 359\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738377433431,"sku":"9781119989127","price":19.54,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119989127.jpg?v=1723811995"},{"product_id":"good-stocks-cheap-value-investing-with-confidence-for-a-lifetime-of-stock-market-outperformance-9781259836077","title":"Good Stocks Cheap Value Investing with Confidence","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cstrong\u003ePower through the ups and downs of the market with the Value Investing Model.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eStock prices fluctuate unpredictably.  But company values stay relatively steady.  This insight is the basis of value investing, the capital management strategy that performs best over the long term.\u003c\/p\u003e\u003cp\u003eWith\u003cem\u003e Good Stocks Cheap\u003c\/em\u003e, you can get started in value investing right now.  Longtime outperforming value investor, professor, and international speaker Kenneth Jeffrey Marshall provides step-by-step guidance for creating your own value investing success story.  Youâll learn how to:\u003c\/p\u003e\u003cp\u003eâMaster any company with fundamental analysis\u003cbr\u003eâDistinguish between a companyâs stock price from its worth\u003cbr\u003eâMeasure your own investment performance honestly\u003cbr\u003eâIdentify the right price at which to buy stock in a winning company\u003cbr\u003eâHold quality stocks fearlessly during market swings\u003cbr\u003eâSecure the fortitude necessary to make the right choices and take the right act\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003ePreface\u003c\/p\u003e\u003cp\u003eAcknowledgements\u003c\/p\u003e\u003cp\u003eIntroduction\u003c\/p\u003e\u003cp\u003ePart I: FOUNDATIONS\u003c\/p\u003e\u003cp\u003eChapter 1: The Quiet Outperformer\u003c\/p\u003e\u003cp\u003eChapter 2: Why Stocks?\u003c\/p\u003e\u003cp\u003eChapter 3: Price and Value are Different\u003c\/p\u003e\u003cp\u003eChapter 4: Measuring Performance\u003c\/p\u003e\u003cp\u003ePart II: THE VALUE INVESTING MODEL\u003c\/p\u003e\u003cp\u003eChapter 5: Understanding the Business\u003c\/p\u003e\u003cp\u003eChapter 6: Accounting is a Language\u003c\/p\u003e\u003cp\u003eChapter 7: Capital Employed\u003c\/p\u003e\u003cp\u003eChapter 8: Operating Income\u003c\/p\u003e\u003cp\u003eChapter 9: Free Cash Flow\u003c\/p\u003e\u003cp\u003eChapter 10: Book Values and Shares\u003c\/p\u003e\u003cp\u003eChapter 11: Past Performance\u003c\/p\u003e\u003cp\u003eChapter 12: Future Performance\u003c\/p\u003e\u003cp\u003eChapter 13: Shareholder-Friendliness\u003c\/p\u003e\u003cp\u003eChapter 14: Inexpensiveness\u003c\/p\u003e\u003cp\u003eChapter 15: Price Drives Risk\u003c\/p\u003e\u003cp\u003eChapter 16: Misjudgment and Misaction\u003c\/p\u003e\u003cp\u003ePart III: MAINTENANCE\u003c\/p\u003e\u003cp\u003eChapter 17: Portfolios and Selling\u003c\/p\u003e\u003cp\u003eChapter 18: Endurance\u003c\/p\u003e\u003cp\u003eChapter 19: Generating Ideas\u003c\/p\u003e\u003cp\u003eChapter 20: Differences Among Value Investors\u003c\/p\u003e\u003cp\u003eChapter 21: Preservation\u003c\/p\u003e\u003cp\u003eGlossary\u003c\/p\u003e\u003cp\u003eBibliography\u003c\/p\u003e\u003cp\u003eNotes\u003c\/p\u003e\u003cp\u003eIndex\u003cbr\u003e\u003c\/p\u003e","brand":"McGraw-Hill Education","offers":[{"title":"Default Title","offer_id":48738460205399,"sku":"9781259836077","price":24.64,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781259836077.jpg?v=1723812069"},{"product_id":"building-financial-models-third-edition-the-complete-guide-to-designing-building-and-applying-projection-models-9781260108828","title":"Building Financial Models Third Edition The","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eThe go-to guide for developing effective financial analysis and valuation modelsâupdated with new content and materials\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eThis fully revised edition of \u003ci\u003eBuilding Financial Models\u003c\/i\u003e builds on the elements that have made it renowned  in the field of financial modeling, including how to develop a sound conceptual understanding of accounting for modeling and how to apply the tools at hand, which are the two key attributes for producing effective and easy-to-use models. A classic in how-to books for designing and building financial models for use in a wide variety of finance roles, this edition includes:\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e* The latest Microsoft Excel shortcuts, functions, and modeling techniques\u003cbr\u003e* A full chapter on accounting that takes the mystery out of the subject for modeling work\u003cbr\u003e* Expert methods for building models that are easy to understand and superbly fit to the task\u003cbr\u003e* New additional materials on valuation analysis and sections on scenarios and se\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eIntroduction\u003cbr\u003e\u003cbr\u003eAcknowledgments\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 1: A Financial Projection Model\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 2: Best Practices\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 3: Setting the Stage\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 4: The Model Building Toolbox: F Keys and Ranges\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 5: The Toolbox\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 6: Accounting in Modeling \u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 7: Building a Pilot Model\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 8: Circular References and Iterative Calculations\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 9: Variations on Balancing\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 10: The Cash Sweep and Interest Calculations\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 11: Reorganizing the Model\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 12: Scenarios and Other Tips\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 13: Ratios\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 14: Forecasting Guidelines\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 15: Discounted Cash Flow Valution\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eChapter 16: Using VBA for Balancing \u003cbr\u003e\u003cbr\u003e\u003cbr\u003eAppendix\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eIndex\u003cbr\u003e","brand":"McGraw-Hill Education","offers":[{"title":"Default Title","offer_id":48738479276375,"sku":"9781260108828","price":70.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781260108828.jpg?v=1723812080"},{"product_id":"401-k-s-iras-for-dummies-9781119817246","title":"401(k)s \u0026 IRAs For Dummies","description":"\u003cp\u003e\u003cb\u003eFrom the basics down to investing, get the most out of your 401(k) and IRA in any economic environment \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhen you’re ready to start setting aside (or withdrawing) money for your retirement—whenever that might be—\u003ci\u003e401(k)s \u0026amp; IRAs For Dummies\u003c\/i\u003e is here for you! It covers both types of retirement plans because they each have valuable tax benefits, and you may be able to  contribute to both at the same time. With the practical advice in this book, you learn how to manage your accounts, minimize your investment risk, and maximize your returns. Sounds like a win-win, no matter your situation or where you’re at in life. \u003c\/p\u003e \u003cp\u003eWritten by a well-known expert and ‘father of the 401 (k)’ , Ted Benna, \u003ci\u003e401(k)s \u0026amp; IRAs For Dummies\u003c\/i\u003e helps you keep up with the ever-changing rules surrounding both retirement plans—including the rules from the SECURE and CARES Acts—and avoid the mistakes that can lead to higher taxes and penalties. Additional topics include: \u003c\/p\u003e \u003cul\u003e\n\u003cli\u003eTax strategies before and after retirement \u003c\/li\u003e\n\u003cli\u003eRequired distributions and how much you need to take \u003c\/li\u003e\n\u003cli\u003ePenalties for taking money out early and how to avoid them \u003c\/li\u003e\n\u003cli\u003eWhat happens to your or your spouse’s retirement plan after death or divorce \u003c\/li\u003e\n\u003cli\u003eThe rules for taking money out of an inherited plan \u003c\/li\u003e\n\u003cli\u003eMethods for calculating required minimum distributions \u003c\/li\u003e\n\u003cli\u003eSpecial tax benefits for conversions to Roth IRAs \u003c\/li\u003e\n\u003cli\u003eHow to recharacterize IRA or Roth contributions \u003c\/li\u003e\n\u003cli\u003eWhy IRA based plans are a better options for many small employers\u003c\/li\u003e\n\u003cli\u003eHelping solo entrepreneurs and other small businesses pick the right type of plan\u003c\/li\u003e\n\u003c\/ul\u003e \u003cp\u003eWhether you’re just starting to think about a retirement plan, planning when to retire, or you’re facing retirement, you’ll find useful and practical guidance in \u003ci\u003e401(k)s \u0026amp; IRAs For Dummies\u003c\/i\u003e. Get your copy today! \u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738541371735,"sku":"9781119817246","price":19.54,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119817246.jpg?v=1720049350"},{"product_id":"corporate-finance-principles-and-practice-9781292450940","title":"Corporate Finance Principles and Practice","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cstrong\u003eDenzil Watson\u003c\/strong\u003e is a Principal Lecturer at the Sheffield Business School at Sheffield Hallam University, and the Student Experience lead for the Department of Finance, Accounting and Business Systems. He has extensive experience teaching Corporate Finance, Managerial Finance and Strategic Financial Management over many years and in a wide range of courses at undergraduate, postgraduate and professional levels.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eAntony Head\u003c\/strong\u003e was formerly the Principal Lecturer in Financial Management and leader of the Financial Accounting and Management Accounting subject group at the Sheffield Business School, at Sheffield Hallam University.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eDr Dora Chan\u003c\/strong\u003e is a lecturer at the Sheffield Business School and leads on a range of strategic management accounting modules at undergraduate, postgraduate and professional levels. as well as leading Dora also leads postgraduate Research Methods and Dissertation modules, acting as a supervisor for Maste\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003ePreface  Acknowledgements  \u003c\/p\u003e\u003col\u003e\n\u003cli\u003eThe finance function\u003c\/li\u003e\n\u003cli\u003eCapital markets, market efficiency and ratio analysis\u003c\/li\u003e\n\u003cli\u003eShort-term finance and working capital management\u003c\/li\u003e\n\u003cli\u003eLong-term finance: equity finance\u003c\/li\u003e\n\u003cli\u003eLong-term finance: debt finance, hybrid finance and leasing\u003c\/li\u003e\n\u003cli\u003eAn overview of investment appraisal methods\u003c\/li\u003e\n\u003cli\u003eInvestment appraisal: applications and risk\u003c\/li\u003e\n\u003cli\u003ePortfolio theory and the capital asset pricing model\u003c\/li\u003e\n\u003cli\u003eThe cost of capital and capital structure\u003c\/li\u003e\n\u003cli\u003eDividend Policy\u003c\/li\u003e\n\u003cli\u003eMergers and takeovers\u003c\/li\u003e\n\u003cli\u003eRisk Management\u003c\/li\u003e\n\u003c\/ol\u003e  Answers to self-test questions  Glossary  Present value tables  Index","brand":"Pearson Education Limited","offers":[{"title":"Default Title","offer_id":48738551202135,"sku":"9781292450940","price":58.89,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781292450940.jpg?v=1723812135"},{"product_id":"wealth-habits-9781394152292","title":"Wealth Habits","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eYou don't have to be educated or connected to be wealthy\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eHow do wealthy people do it? Are they geniuses? Lucky? We tend to think something special must be going on because it looks like magic. But nothing could be further from the truth. Wealthy people have simply adopted six\u003ci\u003e \u003c\/i\u003ekey, yet ordinary,\u003ci\u003e \u003c\/i\u003ehabits\u003ci\u003e  \u003c\/i\u003eand they do them extraordinarily well. \u003c\/p\u003e\u003cp\u003eCandy Valentino opened her first brick-and-mortar store at 19no college, no connections, no moneyand built it into a seven-figure business\u003ci\u003e \u003c\/i\u003ebefore most of her friends graduated college. Over two decades of success as a serial entrepreneur and real estate investor, she has labored relentlessly to crack the code of the super-wealthy, and in doing so, has unearthed \u003ci\u003esix simple habits \u003c\/i\u003ethat directly contribute to those who become part of the self-made millionaire class.  \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eWealth Habits, \u003c\/i\u003eValentino reveals all\u003ci\u003e \u003c\/i\u003esix habits, and shows you \u003ci\u003ehow\u003c\/i\u003e you can put them to work for \u003ci\u003eyou\u003c\/i\u003e: \u003cu\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/u\u003e\u003c\/p\u003e\u003cp\u003eIntroduction ix\u003c\/p\u003e \u003cp\u003e\u003cb\u003eWealth Habit 1 Growing Your Way to Wealth 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1 How the BS You Hear Could Be Keeping You Broke 3\u003c\/p\u003e \u003cp\u003e2 Four Common Beliefs Keeping You Broke 9\u003c\/p\u003e \u003cp\u003e3 Seven Core Commitments to Make to Yourself 19\u003c\/p\u003e \u003cp\u003e\u003cb\u003eWealth Habit 2 Learning Your Way to Wealth 33\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e4 The Compounding Dividends of Self-Education 35\u003c\/p\u003e \u003cp\u003e5 The Four Crucial Lessons We Didn’t Learn in School 49\u003c\/p\u003e \u003cp\u003e\u003cb\u003eWealth Habit 3 Earning Your Way to Wealth 59\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e6 The Secrets to Building Multiple Streams of Income 61\u003c\/p\u003e \u003cp\u003e7 The Three Reasons Why Owning a Business Is a Powerful Wealth-Builder 75\u003c\/p\u003e \u003cp\u003e8 Calling Out the BS in Business—and How to Avoid It 81\u003c\/p\u003e \u003cp\u003e9 Yes, You Can Start a Business—Here’s How 95\u003c\/p\u003e \u003cp\u003e10 Real-World Business Lessons on Revenue Growth 103\u003c\/p\u003e \u003cp\u003e11 Become the Ritz-Carlton of Your Industry and Create Cult-Like Customers 113\u003c\/p\u003e \u003cp\u003e\u003cb\u003eWealth Habit 4 Saving Your Way to Wealth 119\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e12 It’s Not How Much You Earn, It’s How Much You Keep: How to Give as Little Money as Legally Possible to the IRS 121\u003c\/p\u003e \u003cp\u003e13 Three Secret Tax Strategies That Sound Illegal (But Are Actually Totally Legal!) 139\u003c\/p\u003e \u003cp\u003e14 Trusts Aren’t Just for the Rich Kids Anymore 151\u003c\/p\u003e \u003cp\u003e15 The Brinks Truck of Your Finances—Security and Protection 157\u003c\/p\u003e \u003cp\u003e16 Give Yourself the Opportunity to Retire Early—and Rich 169\u003c\/p\u003e \u003cp\u003e\u003cb\u003eWealth Habit 5 Investing Your Way to Wealth 175\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e17 Real Estate Investing: The Hat Trick of Building Wealth 177\u003c\/p\u003e \u003cp\u003e18 Recession-Proof Your Finances—and Your Life 197\u003c\/p\u003e \u003cp\u003e\u003cb\u003eWealth Habit 6 Giving Your Way to Wealth 205\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e19 Contribution: Where True Wealth Lies 207\u003c\/p\u003e \u003cp\u003eResources and References 219\u003c\/p\u003e \u003cp\u003eAcknowledgments 225\u003c\/p\u003e \u003cp\u003eAbout the Author 227\u003c\/p\u003e \u003cp\u003eIndex 229\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738655600983,"sku":"9781394152292","price":18.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394152292.jpg?v=1720049793"},{"product_id":"money-machine-9781394161201","title":"Money Machine","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eAn extraordinary tale of an American firm's astounding success in China\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eMoney Machine: A Trailblazing American Venture in China\u003c\/i\u003e, Weijian Shan delivers a compelling account of one of the most significant deals in private equity history: the first and only foreign acquisition of control of a Chinese national bank. \u003ci\u003eMoney Machine\u003c\/i\u003e is the fascinating inside story of the transaction as told by the man who led it, from the intrigues of dealmaking to the complex and uncharted process of securing control by a foreign investor of a Chinese nationwide financial institution, a feat that had never before been attempted, nor has it been repeated. \u003c\/p\u003e\u003cp\u003eShan also describes the astonishingly successful turnaround of the institution under the control of the American firm: the clash of cultures, the growth to strength and profitability, and ultimately, the extraordinarily profitable exit from the investment. In the process, he reveals new insights into how finance operates in C\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eForeword by \u003ci\u003eFrank Newman\u003c\/i\u003e: An Extraordinary Journey xi\u003c\/p\u003e \u003cp\u003eA Note from the Author xiii\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I Courtship 1 \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1 An Unexpected Question 3\u003c\/p\u003e \u003cp\u003eChapter 2 A License to Print Money 11\u003c\/p\u003e \u003cp\u003eChapter 3 The Craft of Private Equity 19\u003c\/p\u003e \u003cp\u003eChapter 4 A Special Time and Place 29\u003c\/p\u003e \u003cp\u003eChapter 5 Dancing with the Wolves 41\u003c\/p\u003e \u003cp\u003eChapter 6 Rolling Faster 55\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II Fight 73 \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 7 Tug of War 75\u003c\/p\u003e \u003cp\u003eChapter 8 Behind the Scenes 85\u003c\/p\u003e \u003cp\u003eChapter 9 Roller Coaster 97\u003c\/p\u003e \u003cp\u003eChapter 10 Transition to Nowhere 107\u003c\/p\u003e \u003cp\u003eChapter 11 “Nut Case” 117\u003c\/p\u003e \u003cp\u003eChapter 12 Untying the Knot 127\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III Transformation 141 \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 13 Making History 143\u003c\/p\u003e \u003cp\u003eChapter 14 Righting the Ship 153\u003c\/p\u003e \u003cp\u003eChapter 15 Bank Repairman 169\u003c\/p\u003e \u003cp\u003eChapter 16 Game of Chicken 185\u003c\/p\u003e \u003cp\u003eChapter 17 Window of Opportunity 193\u003c\/p\u003e \u003cp\u003eChapter 18 Mariana Trench to Mount Everest 205\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV Exit 215 \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 19 Coveted Prize 217\u003c\/p\u003e \u003cp\u003eChapter 20 Flavor of the Day 227\u003c\/p\u003e \u003cp\u003eChapter 21 Financial Tsunami 237\u003c\/p\u003e \u003cp\u003eChapter 22 Stars Align 251\u003c\/p\u003e \u003cp\u003eChapter 23 Turning Point 265\u003c\/p\u003e \u003cp\u003eChapter 24 A Deal That Shakes 277\u003c\/p\u003e \u003cp\u003eEpilogue The Kingdom of Freedom 293\u003c\/p\u003e \u003cp\u003eAcknowledgments 301\u003c\/p\u003e \u003cp\u003eAbout the Author 303\u003c\/p\u003e \u003cp\u003eIndex 305\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738655666519,"sku":"9781394161201","price":22.94,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394161201.jpg?v=1723812153"},{"product_id":"commodities-for-dummies-9781394155156","title":"Commodities For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Commodities: Just the Facts 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Investors, Start Your Engines! An Overview of Commodities 7\u003c\/p\u003e \u003cp\u003eChapter 2: Earn, Baby, Earn! Why You Should Invest in Commodities 19\u003c\/p\u003e \u003cp\u003eChapter 3: Investing in Commodities: Only for the Brave? 37\u003c\/p\u003e \u003cp\u003eChapter 4: Feel the Love: Welcoming Commodities into Your Portfolio 51\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Getting Started with Types of Investment Vehicles 65\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Benefiting from Exchange-Traded Funds 67\u003c\/p\u003e \u003cp\u003eChapter 6: Making a Splash: Investing in Liquid Commodity Instruments 75\u003c\/p\u003e \u003cp\u003eChapter 7: Show Me the Money! Choosing the Right Manager 89\u003c\/p\u003e \u003cp\u003eChapter 8: Exploring Commodity Exchanges and Digital Assets 107\u003c\/p\u003e \u003cp\u003eChapter 9: Back to the Future: Getting a Grip on Futures and Options 127\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: The Power House: How to Make Money in Energy 145\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 10: Keeping It Natural: Investing in Renewable Energy 147\u003c\/p\u003e \u003cp\u003eChapter 11: It’s a Crude, Crude World: Investing in Crude Oil 155\u003c\/p\u003e \u003cp\u003eChapter 12: Welcome to Gas Vegas, Baby! Trading Natural Gas 175\u003c\/p\u003e \u003cp\u003eChapter 13: Fuel for Thought: Looking at Alternative Energy Sources 189\u003c\/p\u003e \u003cp\u003eChapter 14: Totally Energized: Investing in Energy Companies 205\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Pedal to the Metal: Investing in Metals 223\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 15: All That Glitters: Investing in Gold, Silver, and Platinum 225\u003c\/p\u003e \u003cp\u003eChapter 16: Metals That Prove Their Mettle: Steel, Aluminum, and Copper 243\u003c\/p\u003e \u003cp\u003eChapter 17: Weighing Investments in Heavy and Not-So-Heavy Metals 255\u003c\/p\u003e \u003cp\u003eChapter 18: Mine Your Own Business: Unearthing the Top Mining Companies 263\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Going Down to the Farm: Trading Agricultural Products 273\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 19: Breakfast of Champions: Profiting from Coffee, Cocoa, Sugar, and Orange Juice 275\u003c\/p\u003e \u003cp\u003eChapter 20: How to Gain from Grains: Trading Corn, Wheat, and Soybeans 287\u003c\/p\u003e \u003cp\u003eChapter 21: Alive and Kicking! Making Money Trading Livestock 297\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: The Part of Tens 307\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 22: Ten Investing Resources You Can’t Do Without 309\u003c\/p\u003e \u003cp\u003eChapter 23: Top Ten Market Indicators You Should Monitor 313\u003c\/p\u003e \u003cp\u003eChapter 24: Top Ten Commodity ETFs 319\u003c\/p\u003e \u003cp\u003eChapter 25: Top Ten Investment Vehicles for Commodities 323\u003c\/p\u003e \u003cp\u003eGlossary 327\u003c\/p\u003e \u003cp\u003eIndex 335\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738656485719,"sku":"9781394155156","price":19.54,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394155156.jpg?v=1720049797"},{"product_id":"decentralizing-finance-9781394154975","title":"Decentralizing Finance","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eAcknowledgmentsxiii\u003c\/p\u003e \u003cp\u003eGlossary xv\u003c\/p\u003e \u003cp\u003eForeword xvii\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIntroduction 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eI. 1 Who Am I? 2\u003c\/p\u003e \u003cp\u003eI. 2 How This Book Is Organized 3\u003c\/p\u003e \u003cp\u003eI. 3 Scope of This Book 4\u003c\/p\u003e \u003cp\u003eI. 4 Disclaimers 5\u003c\/p\u003e \u003cp\u003eI. 5 Corrections 5\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I Crypto-native DeFi 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1 What Is DeFi? 9\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1.1 The Role of Intermediaries in TradFi 12\u003c\/p\u003e \u003cp\u003e1.2 Definitions 13\u003c\/p\u003e \u003cp\u003e1.3 Other Characteristics of DeFi 15\u003c\/p\u003e \u003cp\u003e1.4 The DeFi Stack 16\u003c\/p\u003e \u003cp\u003e1.5 Size of DeFi 18\u003c\/p\u003e \u003cp\u003e1.6 Key Participants in DeFi 19\u003c\/p\u003e \u003cp\u003e1.7 DeFi and FinTech 25\u003c\/p\u003e \u003cp\u003e1.8 How Can I Try DeFi? 27\u003c\/p\u003e \u003cp\u003e1.9 Where Does DeFi Meet TradFi? 28\u003c\/p\u003e \u003cp\u003e1.10 What Are the Risks of DeFi? 30\u003c\/p\u003e \u003cp\u003e1.11 Chapter Summary 31\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 Infrastructure and Instruments 33\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e2.1 The Infrastructure of DeFi 33\u003c\/p\u003e \u003cp\u003e2.2 Basics of Blockchains 34\u003c\/p\u003e \u003cp\u003e2.3 Bitcoin and Ethereum 38\u003c\/p\u003e \u003cp\u003e2.4 Permissioned vs Public Blockchains 39\u003c\/p\u003e \u003cp\u003e2.5 L1s and L2s 41\u003c\/p\u003e \u003cp\u003e2.6 Accounts, Keys, Wallets, and Addresses 44\u003c\/p\u003e \u003cp\u003e2.7 Transactions 46\u003c\/p\u003e \u003cp\u003e2.8 Smart Contracts 48\u003c\/p\u003e \u003cp\u003e2.9 Clients and Nodes 49\u003c\/p\u003e \u003cp\u003e2.10 Block Explorers 50\u003c\/p\u003e \u003cp\u003e2.11 Custody 50\u003c\/p\u003e \u003cp\u003e2.12 Oracles 52\u003c\/p\u003e \u003cp\u003e2.13 RegTech 52\u003c\/p\u003e \u003cp\u003e2.14 Identity 52\u003c\/p\u003e \u003cp\u003e2.15 Bridges 52\u003c\/p\u003e \u003cp\u003e2.16 DeFi Instruments 53\u003c\/p\u003e \u003cp\u003e2.17 Stablecoins 55\u003c\/p\u003e \u003cp\u003e2.18 Derivatives 60\u003c\/p\u003e \u003cp\u003e2.19 Chapter Summary 61\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 Activities and Applications 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e3.1 Trading \/ DEXs 63\u003c\/p\u003e \u003cp\u003e3.2 Overcollateralized Lending \/ Borrowing 66\u003c\/p\u003e \u003cp\u003e3.3 Governance \/ DAOs 70\u003c\/p\u003e \u003cp\u003e3.4 Undercollateralized Lending 72\u003c\/p\u003e \u003cp\u003e3.5 Investing 82\u003c\/p\u003e \u003cp\u003e3.6 Payments 84\u003c\/p\u003e \u003cp\u003e3.7 Insurance 89\u003c\/p\u003e \u003cp\u003e3.8 Prediction Markets 91\u003c\/p\u003e \u003cp\u003e3.9 Chapter Summary 92\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 Risks and Mitigation 95\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e4.1 Types of Losses 96\u003c\/p\u003e \u003cp\u003e4.2 Basic Terminology 96\u003c\/p\u003e \u003cp\u003e4.3 Endogenous DeFi Risks 97\u003c\/p\u003e \u003cp\u003e4.4 Exogenous DeFi Risks 104\u003c\/p\u003e \u003cp\u003e4.5 Chapter Summary 118\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 Regulation 121\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e5.1 Introduction 121\u003c\/p\u003e \u003cp\u003e5.2 Global Nature of Crypto and DeFi 122\u003c\/p\u003e \u003cp\u003e5.3 What Regulators Want 124\u003c\/p\u003e \u003cp\u003e5.4 Are Tokens Securities? 125\u003c\/p\u003e \u003cp\u003e5.5 The Travel Rule 126\u003c\/p\u003e \u003cp\u003e5.6 Prudential Treatment of Crypto-asset Exposures 128\u003c\/p\u003e \u003cp\u003e5.7 SSBs, United States and European Union 131\u003c\/p\u003e \u003cp\u003e5.8 European Union – MiCA 136\u003c\/p\u003e \u003cp\u003e5.9 United States 140\u003c\/p\u003e \u003cp\u003e5.10 DeFi Specific Regulation 143\u003c\/p\u003e \u003cp\u003e5.11 Chapter Summary 147\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II DLT in Traditional Finance 151\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 Central Bank Digital Currencies 153\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e6.1 Introduction 153\u003c\/p\u003e \u003cp\u003e6.2 Prologue: Libra 155\u003c\/p\u003e \u003cp\u003e6.3 Role of the Central Bank 156\u003c\/p\u003e \u003cp\u003e6.4 Structure of the Monetary System and a View Towards the Future 157\u003c\/p\u003e \u003cp\u003e6.5 Central Bank Motivations and Considerations around CBDCs 158\u003c\/p\u003e \u003cp\u003e6.6 Retail vs Wholesale CBDCs 159\u003c\/p\u003e \u003cp\u003e6.7 Wholesale CBDCs 159\u003c\/p\u003e \u003cp\u003e6.8 Case Study: Project mBridge 163\u003c\/p\u003e \u003cp\u003e6.9 Retail CBDCs 165\u003c\/p\u003e \u003cp\u003e6.10 Benefits and Risks of R-CBDCs 167\u003c\/p\u003e \u003cp\u003e6.11 R-CBDC Design Choices 170\u003c\/p\u003e \u003cp\u003e6.12 Types of R-CBDCs 174\u003c\/p\u003e \u003cp\u003e6.13 Examples of R-CBDCs 177\u003c\/p\u003e \u003cp\u003e6.14 Case Study: Nigerian eNaira 178\u003c\/p\u003e \u003cp\u003e6.15 Case Study: United States 179\u003c\/p\u003e \u003cp\u003e6.16 Case Study: eCNY 数字人民币 181\u003c\/p\u003e \u003cp\u003e6.17 Chapter Summary 184\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 Asset Tokenization 187\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e7.1 What Is Asset Tokenization? 187\u003c\/p\u003e \u003cp\u003e7.2 Benefits of Asset Tokenization 189\u003c\/p\u003e \u003cp\u003e7.3 How is Tokenization Performed? 192\u003c\/p\u003e \u003cp\u003e7.4 Considerations for Tokenization 193\u003c\/p\u003e \u003cp\u003e7.5 DLT in Capital Markets 194\u003c\/p\u003e \u003cp\u003e7.6 Asset Servicing 198\u003c\/p\u003e \u003cp\u003e7.7 Chapter Summary 200\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8 Deposit Tokens 203\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e8.1 What Are Deposit Tokens? 203\u003c\/p\u003e \u003cp\u003e8.2 Benefits of Deposit Tokens 205\u003c\/p\u003e \u003cp\u003e8.3 Deposit Token Projects 206\u003c\/p\u003e \u003cp\u003e8.4 Chapter Summary 211\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9 Institutional DeFi 213\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e9.1 Considerations for Institutions to Participate in DeFi 213\u003c\/p\u003e \u003cp\u003e9.2 Institutional DeFi Examples 214\u003c\/p\u003e \u003cp\u003e9.3 AMMs and FX 218\u003c\/p\u003e \u003cp\u003e9.4 Considerations for AMMs and Tokenized Assets 220\u003c\/p\u003e \u003cp\u003e9.5 Unified Ledger 221\u003c\/p\u003e \u003cp\u003e9.6 Chapter Summary 222\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10 Conclusion 225\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e10.1 The Crypto–Fiat Innovation Dialectic 226\u003c\/p\u003e \u003cp\u003e10.2 Future Scenarios for DeFi: The Wild West, the Citadel, and the Bazaar 231\u003c\/p\u003e \u003cp\u003e10.3 The Future of Money 236\u003c\/p\u003e \u003cp\u003eBibliography and Online Resources 241\u003c\/p\u003e \u003cp\u003eIndex 243\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738656977239,"sku":"9781394154975","price":18.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394154975.jpg?v=1720049799"},{"product_id":"estate-planning-for-dummies-9781394158546","title":"Estate Planning For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eGet your arms around wills, trusts, probate, inheritance taxes, and other important estate planning essentials\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003ci\u003eEstate Planning For Dummies\u003c\/i\u003e teaches you the ins and outs of estate planning. It's all about drafting wills, dealing with probate, assigning powers of attorney, establishing living trusts, and beyond. Think you don't have enough assets to merit estate planning? Think again. This everyone-friendly guide walks you through building a solid estate plan, whatever your current financial situation. In easy-to-understand language, you'll learn the ins and outs of estate planning, including what happens to your stuffcash, real estate, businesses, retirement funds, everythingwhen you pass away. This new edition is updated for the many recent changes in estate taxes and inheritance law. Make sure your assets get into the pockets of your heirs or wherever \u003ci\u003eyou\u003c\/i\u003e want them to go, and learn how to accomplish it the For Dummies way. \u003c\/p\u003e\u003cul\u003e \u003cli\u003eUnderstand state and federa\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started with Estate Planning 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Congratulations: You Have an Estate! 7\u003c\/p\u003e \u003cp\u003eChapter 2: Bean Counting: Figuring Out What You’re Worth 33\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Where There’s a Will, There’s a Way 45\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 3: Understanding the Basics of Wills 47\u003c\/p\u003e \u003cp\u003eChapter 4: Tied Hands and Helping Hands: What You Can and Can’t Do with Your Will 69\u003c\/p\u003e \u003cp\u003eChapter 5: Probate: Top of the Ninth Inning for Your Estate 83\u003c\/p\u003e \u003cp\u003eChapter 6: Dodging Probate: Saving Time and Money with a Will Substitute 101\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Matters of Trust 119\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 7: Understanding Trusts 121\u003c\/p\u003e \u003cp\u003eChapter 8: Trusts You May Want to Trust — or Not 137\u003c\/p\u003e \u003cp\u003eChapter 9: Working a Trust into Your Estate Plan 149\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Life, Death, and Taxes 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 10: Preparing for the Tug-of-War with the Taxman 161\u003c\/p\u003e \u003cp\u003eChapter 11: The Gift Tax: Isn’t Giving a Gift Enough? 171\u003c\/p\u003e \u003cp\u003eChapter 12: Skipping around the Generation-Skipping Transfer Tax 187\u003c\/p\u003e \u003cp\u003eChapter 13: Paying or Not Paying the Death Tax: That’s the Question 197\u003c\/p\u003e \u003cp\u003eChapter 14: Planning to Minimize All Your Estate-Related Taxes 211\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Estate Planning for Family Businesses 229\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 15: Grasping the Basics of Estate Planning for Family Businesses 231\u003c\/p\u003e \u003cp\u003eChapter 16: Transferring Ownership and Paying Estate Taxes in a Family Business 251\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: Crafting a Comprehensive Estate Plan 267\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17: Factoring Insurance into Your Estate Plan 269\u003c\/p\u003e \u003cp\u003eChapter 18: Connecting Your Retirement Funds to Your Estate Plans 293\u003c\/p\u003e \u003cp\u003eChapter 19: Estate Planning in Exceptional Situations 313\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 7: The Part of Tens 337\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 20: Ten Questions to Get You Rolling on Your Estate Plan 339\u003c\/p\u003e \u003cp\u003eChapter 21: Avoiding Ten Common Mistakes and Problems in Your Will 345\u003c\/p\u003e \u003cp\u003eChapter 22: Ten Crucial Estate-Planning Questions 351\u003c\/p\u003e \u003cp\u003eIndex 359\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738657206615,"sku":"9781394158546","price":20.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394158546.jpg?v=1720049797"},{"product_id":"living-well-in-a-down-economy-for-dummies-9781394159642","title":"Living Well in a Down Economy For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eAs the economic pendulum swings, it's time to start living smart\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003ci\u003eLiving Well in a Down Economy For Dummies\u003c\/i\u003e offers ideas for keeping more money in your pocket during a topsy-turvy economy. With more than 100 tips, it shows you how to tighten your belt without feeling a big pinch in your day-to-day life. Discover innovative and effective ways to cut expenses and boost your income in today's economy. It isn't about making sacrifices. It's about setting priorities. Gain the skills you need to take control of your spending, make smarter choices, and stop the financial drain that can accompany a downturn in the economy. Inside, you'll find practical advice on how to live and thrive when prices creep up or your income falls. Get tips for spending less in all areas of lifeutilities, groceries, pet care, entertainment, and beyond. And figure out how to slip in some self-care without breaking the bank. You can do this, thanks to this no-judgment \u003ci\u003eFor Dummies\u003c\/i\u003e guide. \u003c\/p\u003e\u003cul\u003e\n\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Facing off Against a Recession 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#1: Determining Your Net Worth 7\u003c\/p\u003e \u003cp\u003e#2: Calculating Spendable Income 10\u003c\/p\u003e \u003cp\u003e#3: Calculating Required Expenses 14\u003c\/p\u003e \u003cp\u003e#4: Calculating Discretionary Spending 17\u003c\/p\u003e \u003cp\u003e#5: Tracking Expenses 20\u003c\/p\u003e \u003cp\u003e#6: Setting Spending Practices 22\u003c\/p\u003e \u003cp\u003e#7: Creating a Budget 27\u003c\/p\u003e \u003cp\u003e#8: Breathing Away Tension 30\u003c\/p\u003e \u003cp\u003e#9: Tensing Your Way to Relaxation 32\u003c\/p\u003e \u003cp\u003e#10: Stretching Away Your Stress 35\u003c\/p\u003e \u003cp\u003e#11: Practicing Habits of Effective Stress Managers 37\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Bumping Up Your Bring-home 41\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#12: Updating Your Resume 43\u003c\/p\u003e \u003cp\u003e#13: Choosing the Right Resume Format 47\u003c\/p\u003e \u003cp\u003e#14: Making Your Resume Stand Out 49\u003c\/p\u003e \u003cp\u003e#15: Preparing for a Job Interview 53\u003c\/p\u003e \u003cp\u003e#16: Standing Out during an Interview 57\u003c\/p\u003e \u003cp\u003e#17: Dealing with Video Interviews 60\u003c\/p\u003e \u003cp\u003e#18: Employing Post-Interview Tactics 62\u003c\/p\u003e \u003cp\u003e#19: Trying Quick Ways to Find Good Jobs 64\u003c\/p\u003e \u003cp\u003e#20: Looking into Federal Jobs 67\u003c\/p\u003e \u003cp\u003e#21: Checking Out Best Career-Changing Tips 68\u003c\/p\u003e \u003cp\u003e#22: Figuring Out Whether You Should Change Your Career Course 70\u003c\/p\u003e \u003cp\u003e#23: Telecommuting as an Alternative to Traditional Work 72\u003c\/p\u003e \u003cp\u003e#24: Persuading Your Organization to Let You Work from Home 74\u003c\/p\u003e \u003cp\u003e#25: Considering Self-Employment 76\u003c\/p\u003e \u003cp\u003e#26: Getting Acquainted with Home-Based Businesses 78\u003c\/p\u003e \u003cp\u003e#27: Setting Up Your Home-Based Business 80\u003c\/p\u003e \u003cp\u003e#28: Taking a Few Steps Before Leaving Your Job 88\u003c\/p\u003e \u003cp\u003e#29: Getting the Cash Flowing 90\u003c\/p\u003e \u003cp\u003e#30: Surveying Tax Deductions Available to Home-Based Businesses 92\u003c\/p\u003e \u003cp\u003e#31: Recognizing Often Overlooked Ways to Save on Your Taxes 94\u003c\/p\u003e \u003cp\u003e#32: Ensuring the Survival of Your Home-Based Business in Tough Times 96\u003c\/p\u003e \u003cp\u003e#33: Boosting Your Household Income with a Side Hustle 100\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Putting Your Personal Finances On Firm Footing 103\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#34: Categorizing Your Financial Records 105\u003c\/p\u003e \u003cp\u003e#35: Setting Up a Filing System for Your Financial Records 107\u003c\/p\u003e \u003cp\u003e#36: Finding an Insurance Agent 112\u003c\/p\u003e \u003cp\u003e#37: Having a Balanced Insurance Program 115\u003c\/p\u003e \u003cp\u003e#38: Deciding between Permanent and Term Life Insurance 117\u003c\/p\u003e \u003cp\u003e#39: Choosing a Permanent Life Insurance Policy 119\u003c\/p\u003e \u003cp\u003e#40: Selecting a Term Life Insurance Policy 121\u003c\/p\u003e \u003cp\u003e#41: Avoiding Life Insurance Mistakes 123\u003c\/p\u003e \u003cp\u003e#42: Saving Money on Your Homeowner’s Policy 126\u003c\/p\u003e \u003cp\u003e#43: Looking into Umbrella Policies 127\u003c\/p\u003e \u003cp\u003e#44: Buying an Umbrella Policy Wisely 128\u003c\/p\u003e \u003cp\u003e#45: Reducing Risk and the Expense of Car Insurance 130\u003c\/p\u003e \u003cp\u003e#46: Getting the Right Car Insurance Coverage 132\u003c\/p\u003e \u003cp\u003e#47: Cutting the Cost of Your Car Insurance 134\u003c\/p\u003e \u003cp\u003e#48: Continuing Health Coverage When You Leave Your Job 136\u003c\/p\u003e \u003cp\u003e#49: Capping Out-of-Pocket Health Expenses 138\u003c\/p\u003e \u003cp\u003e#50: Saving on Individual Health Coverage 139\u003c\/p\u003e \u003cp\u003e#51: Using Health Savings Accounts 140\u003c\/p\u003e \u003cp\u003e#52: Tapping into Short-Term Health Insurance 142\u003c\/p\u003e \u003cp\u003e#53: Examining Health Insurance Options for the Self-Employed 143\u003c\/p\u003e \u003cp\u003e#54: Considering Long-Term Care Insurance 145\u003c\/p\u003e \u003cp\u003e#55: Seeing the Tax Benefits of a 401(k) Plan 146\u003c\/p\u003e \u003cp\u003e#56: Knowing the Limits on 401(k) Contributions 148\u003c\/p\u003e \u003cp\u003e#57: Reducing the Amount You Invest in a 401(k) 149\u003c\/p\u003e \u003cp\u003e#58: Timing Investment Allocations to Match Employer Contributions 150\u003c\/p\u003e \u003cp\u003e#59: Protecting Your Retirement Goals with a 401(k) .152\u003c\/p\u003e \u003cp\u003e#60: Withdrawing Money from Your 401(k) with the Fewest Penalties 155\u003c\/p\u003e \u003cp\u003e#61: Borrowing from Your 401(k) 157\u003c\/p\u003e \u003cp\u003e#62: Taking a Hardship Withdrawal 160\u003c\/p\u003e \u003cp\u003e#63: Rolling Over Your 401(k) to Avoid Taxes 164\u003c\/p\u003e \u003cp\u003e#64: Leaving Money in Your Old Employer’s Plan 166\u003c\/p\u003e \u003cp\u003e#65: Avoiding Lump-Sum Withdrawals 168\u003c\/p\u003e \u003cp\u003e#66: Taking Your 401(k) Plan with You to Your New Job 170\u003c\/p\u003e \u003cp\u003e#67: Investigating Tax-Deferred Ways to Save for College 172\u003c\/p\u003e \u003cp\u003e#68: Considering Costs of Different Colleges 175\u003c\/p\u003e \u003cp\u003e#69: Working Part-Time and Summer Jobs 178\u003c\/p\u003e \u003cp\u003e#70: Applying for Financial Federal Aid 180\u003c\/p\u003e \u003cp\u003e#71: Squeezing Out Every Drop of Available College Money 182\u003c\/p\u003e \u003cp\u003e#72: Looking into Federal Assistance Programs 185\u003c\/p\u003e \u003cp\u003e#73: Using Federal Loans 186\u003c\/p\u003e \u003cp\u003e#74: Deferring or Discharging Student Loan Debt 188\u003c\/p\u003e \u003cp\u003e#75: Consolidating Your College Loans 189\u003c\/p\u003e \u003cp\u003e#76: Getting Tuition Discounts and Waivers 190\u003c\/p\u003e \u003cp\u003e#77: Finding College-Based Scholarships 193\u003c\/p\u003e \u003cp\u003e#78: Accessing State and Local Scholarships 194\u003c\/p\u003e \u003cp\u003e#79: Looking into Charitable Foundations for College Funds 195\u003c\/p\u003e \u003cp\u003e#80: Tapping Organizations for Scholarships 197\u003c\/p\u003e \u003cp\u003e#81: Accepting Work-Study Opportunities 198\u003c\/p\u003e \u003cp\u003e#82: Receiving College Funding in Exchange for Service 199\u003c\/p\u003e \u003cp\u003e#83: Searching Out Merit-Based Financial Aid 201\u003c\/p\u003e \u003cp\u003e#84: Negotiating Better Financial Aid 203\u003c\/p\u003e \u003cp\u003e#85: Carefully Considering Retirement Accounts for College Expenses 206\u003c\/p\u003e \u003cp\u003e#86: Knowing When to Refinance Your Mortgage 208\u003c\/p\u003e \u003cp\u003e#87: Calculating the Cost of Refinancing 209\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Living a Recession-busting Life 213\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#88: Developing Good Shopping Habits 215\u003c\/p\u003e \u003cp\u003e#89: Buying Store Brands and in Bulk 217\u003c\/p\u003e \u003cp\u003e#90: Seeing through the Gimmicks Grocery Stores Use 219\u003c\/p\u003e \u003cp\u003e#91: Using Coupons and Rebates 221\u003c\/p\u003e \u003cp\u003e#92: Targeting Seasonal Grocery Sales 223\u003c\/p\u003e \u003cp\u003e#93: Planning Your Meals Economically 225\u003c\/p\u003e \u003cp\u003e#94: Stretching One Meal into Two (Or More) 229\u003c\/p\u003e \u003cp\u003e#95: Finding Alternatives to Store-Bought Food 231\u003c\/p\u003e \u003cp\u003e#96: Saving on Baby Food 233\u003c\/p\u003e \u003cp\u003e#97: Cooking Up Money Savings 235\u003c\/p\u003e \u003cp\u003e#98: Canning and Preserving Your Food 238\u003c\/p\u003e \u003cp\u003e#99: Freezing Fruits and Vegetables 241\u003c\/p\u003e \u003cp\u003e#100: Trying Other Ways to Save in the Kitchen 244\u003c\/p\u003e \u003cp\u003e#101: Getting Toiletries on a Budget 246\u003c\/p\u003e \u003cp\u003e#102: Saving on Salon Expenses 248\u003c\/p\u003e \u003cp\u003e#103: Cutting Your Kids’ Hair 249\u003c\/p\u003e \u003cp\u003e#104: Expanding Your Wardrobe 251\u003c\/p\u003e \u003cp\u003e#105: Getting Stains Out of Kids’ Clothing 253\u003c\/p\u003e \u003cp\u003e#106: Reconstructing Your Clothes 255\u003c\/p\u003e \u003cp\u003e#107: Shopping for Secondhand Clothes 257\u003c\/p\u003e \u003cp\u003e#108: Utilizing Community Resources 259\u003c\/p\u003e \u003cp\u003e#109: Having Fun in Your Own Backyard and Beyond 260\u003c\/p\u003e \u003cp\u003e#110: Saving for a Family Vacation 262\u003c\/p\u003e \u003cp\u003e#111: Traveling on a Few Dollars a Day 263\u003c\/p\u003e \u003cp\u003e#112: Finding Transportation Bargains 266\u003c\/p\u003e \u003cp\u003e#113: Saving on Phone Bills 270\u003c\/p\u003e \u003cp\u003e#114: Staying Cool on the Cheap 271\u003c\/p\u003e \u003cp\u003e#115: Keeping Warm 273\u003c\/p\u003e \u003cp\u003e#116: Making Your Own Cleaning Solutions 275\u003c\/p\u003e \u003cp\u003e#117: Fixing Squeaky Floors 278\u003c\/p\u003e \u003cp\u003e#118: Extending the Life of Your Roof 281\u003c\/p\u003e \u003cp\u003e#119: Fixing Roof Leaks 282\u003c\/p\u003e \u003cp\u003e#120: Prolonging the Life of Your Siding 284\u003c\/p\u003e \u003cp\u003e#121: Using Less Energy 289\u003c\/p\u003e \u003cp\u003e#122: Keeping Your Fridge Running Well 291\u003c\/p\u003e \u003cp\u003e#123: Insulating to Save Energy Costs 295\u003c\/p\u003e \u003cp\u003e#124: Insulating Pipes 298\u003c\/p\u003e \u003cp\u003e#125: Insulating Heat Ducts 299\u003c\/p\u003e \u003cp\u003e#126: Stopping Air Leaks 300\u003c\/p\u003e \u003cp\u003e#127: Identifying and Fixing Plumbing Leaks 302\u003c\/p\u003e \u003cp\u003e#128: Improving Water Heater Efficiency 304\u003c\/p\u003e \u003cp\u003e#129: Helping Your Furnace Work More Efficiently 306\u003c\/p\u003e \u003cp\u003e#130: Saving on Your Vehicle Fuel Expenses 308\u003c\/p\u003e \u003cp\u003e#131: Adding Antifreeze 312\u003c\/p\u003e \u003cp\u003e#132: Checking and Changing Your Oil 314\u003c\/p\u003e \u003cp\u003e#133: Taking Care of Your Tires 319\u003c\/p\u003e \u003cp\u003e#134: Easily Making Other Automotive Checks and Fixes 323\u003c\/p\u003e \u003cp\u003e#135: Choosing an Automotive Service Facility 326\u003c\/p\u003e \u003cp\u003e#136: Finding and Evaluating a New Automotive Service 331\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Making the Most of Holidays And other Special Events 333\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#137: Entertaining on a Shoestring 335\u003c\/p\u003e \u003cp\u003e#138: Throwing a Party on a Budget 337\u003c\/p\u003e \u003cp\u003e#139: Making Inexpensive Easter Baskets 339\u003c\/p\u003e \u003cp\u003e#140: Creating Frightfully Affordable Halloween Costumes 340\u003c\/p\u003e \u003cp\u003e#141: Celebrating a Budget-Friendly Thanksgiving 342\u003c\/p\u003e \u003cp\u003e#142: Trying Creative Hanukkah and Christmas Ideas 343\u003c\/p\u003e \u003cp\u003e#143: Hosting a Frugal Birthday Bash 345\u003c\/p\u003e \u003cp\u003e#144: Packing Up Treats on the Cheap 347\u003c\/p\u003e \u003cp\u003e#145: Finding Inexpensive Gifts for Your Sweetheart 349\u003c\/p\u003e \u003cp\u003e#146: Checking Out Frugal Gift Ideas for Any Occasion 351\u003c\/p\u003e \u003cp\u003e#147: Making Great Gift Baskets 353\u003c\/p\u003e \u003cp\u003e#148: Cutting Costs with a Birthday Box 355\u003c\/p\u003e \u003cp\u003e#149: Exploring Alternative Gift Ideas 356\u003c\/p\u003e \u003cp\u003e#150: Looking at Gifts for Bridal and Baby Showers 358\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: Staying Afloat if the Boat Starts to Sink 361\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#151: Spotting Signs of Financial Trouble 363\u003c\/p\u003e \u003cp\u003e#152: Avoiding Credit Pitfalls 365\u003c\/p\u003e \u003cp\u003e#153: Getting Copies of Your Credit Report and Scores 367\u003c\/p\u003e \u003cp\u003e#154: Checking Your Credit Report 371\u003c\/p\u003e \u003cp\u003e#155: Disputing Inaccurate Info on Your Credit Report 374\u003c\/p\u003e \u003cp\u003e#156: Adding Positive Info to Your Credit Report 378\u003c\/p\u003e \u003cp\u003e#157: Taking the First Steps to Dig Out of Credit Card Debt 380\u003c\/p\u003e \u003cp\u003e#158: Gauging Your Need for Help with Credit Situations 382\u003c\/p\u003e \u003cp\u003e#159: Taking Debt Situations into Your Own Hands 384\u003c\/p\u003e \u003cp\u003e#160: Working with a Credit Counseling Agency 387\u003c\/p\u003e \u003cp\u003e#161: Creating a Debt Management Plan 390\u003c\/p\u003e \u003cp\u003e#162: Talking to Creditors to Work Out a Solution 392\u003c\/p\u003e \u003cp\u003e#163: Negotiating a Payback Arrangement with Collectors 397\u003c\/p\u003e \u003cp\u003e#164: Avoiding Debt Settlement 399\u003c\/p\u003e \u003cp\u003e#165: Keeping Credit Under Control While Unemployed 400\u003c\/p\u003e \u003cp\u003e#166: Consolidating Debts 404\u003c\/p\u003e \u003cp\u003e#167: Taking Control When Foreclosure Looms 406\u003c\/p\u003e \u003cp\u003e#168: Drafting a Plan of Attack to Offset Foreclosure 409\u003c\/p\u003e \u003cp\u003e#169: Understanding Types of Bankruptcy 412\u003c\/p\u003e \u003cp\u003e#170: Avoiding Bankruptcy 416\u003c\/p\u003e \u003cp\u003e#171: Choosing Which Bills to Pay When You File for Bankruptcy 419\u003c\/p\u003e \u003cp\u003e#172: Negotiating with Creditors to Avoid Bankruptcy 421\u003c\/p\u003e \u003cp\u003e#173: Handling IRS Debts 423\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 7: the Part of Tens 425\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e#174: Ten Ways to Trim the Money Tree 427\u003c\/p\u003e \u003cp\u003e#175: Ten Ways to Handle Financial Emergencies 429\u003c\/p\u003e \u003cp\u003eIndex 431\u003c\/p\u003e\n\u003c\/ul\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738657861975,"sku":"9781394159642","price":14.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394159642.jpg?v=1720049800"},{"product_id":"the-essentials-of-financial-modeling-in-excel-9781394157785","title":"The Essentials of Financial Modeling in Excel","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eAbout This Book\u003c\/p\u003e \u003cp\u003eThe Author\u003c\/p\u003e \u003cp\u003eDedication\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART I: INTRODUCTION TO MODELING\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Modeling and Its Uses\u003c\/p\u003e \u003cp\u003eChapter 2: Principles of Model Design\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART II: ESSENTIALS OF EXCEL\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 3: Menus, Operations, Functions and Features\u003c\/p\u003e \u003cp\u003eChapter 4: Sensitivity and Scenario Analysis\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART III: GENERAL CALCULATIONS AND STRUCTURES\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Growth Calculations for Forecasting\u003c\/p\u003e \u003cp\u003eChapter 6: Modular Structures and Summary Reports\u003c\/p\u003e \u003cp\u003eChapter 7: Scaling and Ratio-driven Forecasts\u003c\/p\u003e \u003cp\u003eChapter 8: Corkscrews and Reverse Corkscrews\u003c\/p\u003e \u003cp\u003eChapter 9: Waterfall Allocations\u003c\/p\u003e \u003cp\u003eChapter 10: Interpolations and Allocations\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART IV: ECONOMIC FOUNDATIONS AND EVALUATION\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 11: Breakeven and Payback Analysis\u003c\/p\u003e \u003cp\u003eChapter 12: Interest Rates and Compounding\u003c\/p\u003e \u003cp\u003eChapter 13: Loan Repayment Calculations\u003c\/p\u003e \u003cp\u003eChapter 14: Discounting, Present Values and Annuities\u003c\/p\u003e \u003cp\u003eChapter 15: Returns and Internal Rates of Returns\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART V: CORPORATE FINANCE AND VALUATION\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 16: The Cost of Capital\u003c\/p\u003e \u003cp\u003eChapter 17: Financial Statement Modeling\u003c\/p\u003e \u003cp\u003eChapter 18: Corporate Valuation Modeling\u003c\/p\u003e \u003cp\u003eChapter 19: Ratio Analysis\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART VI: DATA AND STATISTICAL ANALYSIS\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 20: Statistical Analysis and Measures\u003c\/p\u003e \u003cp\u003eChapter 21: Data Preparation: Sourcing, Manipulation, and Integration\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738658025815,"sku":"9781394157785","price":36.09,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394157785.jpg?v=1720049800"},{"product_id":"529-education-savings-plans-for-dummies-9781394160334","title":"529  Education Savings Plans For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eDon't let money get in the way of your kids' best education\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003ci\u003e529 \u0026amp; Education Savings Plans For Dummies\u003c\/i\u003e helps you sort through the vast amount of information about education savings accounts and choose the plans that are best for you and your family. A college or private K-12 education is generally parents' single largest expense for their children. 529 plans and 530 plans (Coverdell accounts) are relatively solid investment vehicles that can make saving for college much easier, providing tax advantages that other types of investments can't match. Education savings can be part of your overall wealth accumulation strategy, and this book can show you which plans are right for you, help you decide when to start saving, and guide you through determining how much to save per year in order to meet your goalsand help your kids meet theirs. \u003c\/p\u003e\u003cul\u003e \u003cli\u003eLearn about the different types of tax-sheltered and tax-advantaged ways to save for education\u003c\/li\u003e \u003cli\u003eCreate a saving and inve\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Figuring Out the Cost of Education — and How to Pay It 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Braving the New World of Education Savings 9\u003c\/p\u003e \u003cp\u003eChapter 2: Checking Out Education Costs 19\u003c\/p\u003e \u003cp\u003eChapter 3: Realizing All Your Resources 35\u003c\/p\u003e \u003cp\u003eChapter 4: Sharpening Your Savings Techniques 49\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Piecing Together Section 529 Plans 67\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Laying Down the Basics of Section 529 Plans 69\u003c\/p\u003e \u003cp\u003eChapter 6: Applying Section 529 Plans to Your Household 93\u003c\/p\u003e \u003cp\u003eChapter 7: Weighing the Pros and Cons of Section 529 Plans 115\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Uncovering Coverdell Accounts 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 8: The Changing World of Coverdell Education Savings Accounts 139\u003c\/p\u003e \u003cp\u003eChapter 9: The Mechanics of Coverdells 161\u003c\/p\u003e \u003cp\u003eChapter 10: Figuring the Pluses and Minuses of Coverdell Accounts 187\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Filling in the Gaps: More Ways to Save for College 201\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 11: Saving for College with Qualified US Savings Bonds 203\u003c\/p\u003e \u003cp\u003eChapter 12: Setting Up Personal Investment Accounts for Yourself and Your Kids 215\u003c\/p\u003e \u003cp\u003eChapter 13: Saving for Education in Trust Accounts 231\u003c\/p\u003e \u003cp\u003eChapter 14: Saving in Your Retirement Plans: The IRA Dilemma 243\u003c\/p\u003e \u003cp\u003eChapter 15: Buying, Selling, or Refinancing Real Estate 253\u003c\/p\u003e \u003cp\u003eChapter 16: Funding Education Using Whole Life Insurance 269\u003c\/p\u003e \u003cp\u003eChapter 17: Accessing Scholarships and Awards 283\u003c\/p\u003e \u003cp\u003eChapter 18: Turning On the Financial Aid Faucet 301\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens 315\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 19: Ten Musts for Successful Savings 317\u003c\/p\u003e \u003cp\u003eChapter 20: Ten Ways to Dodge the Tax Code Minefield 325\u003c\/p\u003e \u003cp\u003eAppendix: Section 529 Plans, State by State 333\u003c\/p\u003e \u003cp\u003eIndex 379\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738658156887,"sku":"9781394160334","price":17.24,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394160334.jpg?v=1720049802"},{"product_id":"trading-for-dummies-9781394161485","title":"Trading For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started with Trading 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: The Ups and Downs of Trading Stocks 7\u003c\/p\u003e \u003cp\u003eChapter 2: Exploring Markets and Stock Exchanges 19\u003c\/p\u003e \u003cp\u003eChapter 3: Going for Broke(r): Discovering Brokerage Options 31\u003c\/p\u003e \u003cp\u003eChapter 4: Putting Your Key Business Tool to Work: The Computer 47\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Reading the Fundamentals: Fundamental Analysis 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Fundamentals 101: Observing Market Behavior 65\u003c\/p\u003e \u003cp\u003eChapter 6: Digging Into Fundamental Analysis 83\u003c\/p\u003e \u003cp\u003eChapter 7: Listening to Analyst Calls 103\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Reading the Charts: Technical Analysis 117\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 8: Seeing Is Believing: An Introduction to Technical Analysis 119\u003c\/p\u003e \u003cp\u003eChapter 9: Reading Bar Charts Is Easy (Really) 131\u003c\/p\u003e \u003cp\u003eChapter 10: Following Trends to Boost Your Probability of Success 151\u003c\/p\u003e \u003cp\u003eChapter 11: Calculating Indicators and Oscillators 167\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Developing Strategies for When to Buy and Sell Stocks 189\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 12: Money Management Techniques: Building a More Robust Portfolio 191\u003c\/p\u003e \u003cp\u003eChapter 13: Combining Fundamental and Technical Analyses for Optimum Strategy 209\u003c\/p\u003e \u003cp\u003eChapter 14: Minimizing Trading Risks Using Exchange-Traded Funds 229\u003c\/p\u003e \u003cp\u003eChapter 15: Executing Your Trades 239\u003c\/p\u003e \u003cp\u003eChapter 16: Developing Your Own Powerful Trading System 257\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Risk-Taker’s Paradise 277\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17: The Basics of Swing Trading 279\u003c\/p\u003e \u003cp\u003eChapter 18: The Basics of Day Trading 293\u003c\/p\u003e \u003cp\u003eChapter 19: Doing It by Derivatives 309\u003c\/p\u003e \u003cp\u003eChapter 20: Going Foreign (Forex) 327\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: The Part of Tens 343\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 21: More Than Ten Huge Trading Mistakes 345\u003c\/p\u003e \u003cp\u003eChapter 22: Ten Trading Survival Techniques 353\u003c\/p\u003e \u003cp\u003eIndex 359\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738658550103,"sku":"9781394161485","price":18.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394161485.jpg?v=1720049802"},{"product_id":"the-holistic-you-9781394163489","title":"The Holistic You","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eFamily. Faith. Finance. Friendship. Fitness. Learn to balance and integrate these five critical areas of life.    In The Holistic You: Integrating Your Family, Finances, Faith, Friendships, and Fitness, sought-after speaker and writer Rabbi Daniel Lapin delivers an inspiring and insightful discussion of how to bring joy and confidence to all of life's many challenges. Rabbi Lapin introduces you to his unique 5F system, weaving together family, faith, finance, friendship, and fitness. He demonstrates how to organize your life so that you're not neglecting one area to achieve success and connection in another.    This book will show how happiness for most is found in family structures and the sexual relationships at their heart along with productive work and the money it creates. It reveals how to defeat false ideas that are projected into our brains about sex, gender, money, and health, both mental and physical, which imperil every aspect of our happiness.    You'll discover how to stop treating life like a zero-sum game and how to apply your efforts in each of the five elemental areas in ways that support your efforts in all the other four. A recipe for balance and well-roundedness, the book also provides: Universally applicable insights and strategies that have worked effectively for generations of enthusiasts of 3000 years of Jewish wisdom.   Strategies to achieve, peace, and tranquility in your daily life through balance and connectionWays to benefit by strengthening unsuspectected connections between seemingly disparate parts of your lifeSteps to improve life by integrating humanity's most fundamental institution and its most fundamental ambition An essential roadmap for sculpting our lives in an increasingly challenging world, The Holistic You will benefit anyone who hopes to simplify and integrate all the most important parts of their life.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface\u003c\/p\u003e \u003cp\u003eAcknowledgments\u003c\/p\u003e \u003cp\u003eAbout the Authors\u003c\/p\u003e \u003cp\u003eChapter One: Meet the 5Fs\u003c\/p\u003e \u003cp\u003eChapter Two: Connect for Success\u003c\/p\u003e \u003cp\u003eChapter Three: Seeing the Invisible\u003c\/p\u003e \u003cp\u003eChapter Four: Bodybuilding\u003c\/p\u003e \u003cp\u003eChapter Five: Money and Morality\u003c\/p\u003e \u003cp\u003eChapter Six: Sex: Pleasure and Pain\u003c\/p\u003e \u003cp\u003eChapter Seven: Some Tough Decisions\u003c\/p\u003e \u003cp\u003eChapter Eight: Putting the 5Fs to Work\u003c\/p\u003e \u003cp\u003eIndex\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738658746711,"sku":"9781394163489","price":19.54,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394163489.jpg?v=1720049804"},{"product_id":"the-holistic-you-workbook-9781394163496","title":"The Holistic You Workbook","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eAn essential companion to The Holistic You\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eThe Holistic You: Integrating Your Family, Finances, Faith, Friendships, and Fitness Workbook\u003c\/i\u003e, the renowned Rabbi Daniel Lapin delivers a practical companion and accompaniment to his widely read \u003ci\u003eThe Holistic You\u003c\/i\u003e. If you were inspired by the idea of holistic life renewal but aren't sure of the next step, this book is for you. In the workbook, you'll find practical strategies for implementing the 5F crosslinks into your personal and business lifeplans. \u003c\/p\u003e\u003cp\u003eExercises include \u003c\/p\u003e\u003cul\u003e \u003cli\u003eExplorations and descriptions of how characteristics such as punctuality, zeal, and humility can be used to enhance every aspect of one's life. \u003c\/li\u003e \u003cli\u003eAdditional study materials for readers who wish to become 5F trainers\u003c\/li\u003e \u003cli\u003eDeveloping each F even when one is introverted or otherwise handicapped.\u003c\/li\u003e \u003cli\u003eRestoring relationships after years of neglect.\u003c\/li\u003e \u003cli\u003eReplacing passivity with ambitious activism\u003c\/li\u003e \u003cli\u003eImplementing the \u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface ix\u003c\/p\u003e \u003cp\u003eAcknowledgements xiii\u003c\/p\u003e \u003cp\u003eAbout the Authors xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIntroduction 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Meeting the Five Fs 9\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Systems Have We Been Sold? Getting Rid of Our Myths of Happiness 14\u003c\/p\u003e \u003cp\u003eThe Secret of Ancient Jewish Wisdom 19\u003c\/p\u003e \u003cp\u003eHow Holistic Systems Work 22\u003c\/p\u003e \u003cp\u003eIt Helps to Play by the Rules of the Game 29\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Connect for Success 33\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eConnections in Time 36\u003c\/p\u003e \u003cp\u003eThe Bible’s Teaching of Connection 39\u003c\/p\u003e \u003cp\u003eFamily Connection 43\u003c\/p\u003e \u003cp\u003eConnection to Belongings 47\u003c\/p\u003e \u003cp\u003eThe True Meaning of Harmony 48\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Seeing the Invisible 53\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Blindness of Science 57\u003c\/p\u003e \u003cp\u003eHuman Origins 61\u003c\/p\u003e \u003cp\u003eCan We Really Get Along Without God Awareness? 69\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Bodybuilding 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Fitness Is Impacted by the Other Four Fs 79\u003c\/p\u003e \u003cp\u003eHealing the Soul to Heal the Body 87\u003c\/p\u003e \u003cp\u003eHealing the Body to Heal the Soul 90\u003c\/p\u003e \u003cp\u003eThe Golden Mean 92\u003c\/p\u003e \u003cp\u003eFood: Filling and Fulfilling 94\u003c\/p\u003e \u003cp\u003eThe Other End of the Mouth— The Indignity of “Crap” 100\u003c\/p\u003e \u003cp\u003eThe Spiritual Message of Sleep 102\u003c\/p\u003e \u003cp\u003eResistance and Struggle 103\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Money and Morality 107\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLet’s Connect 112\u003c\/p\u003e \u003cp\u003eLanguage Matters 120\u003c\/p\u003e \u003cp\u003eEarning Money Versus Receiving Money 122\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Sex: Pleasure and Pain 125\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChanges and Not- So- Changes, Let There Be 127\u003c\/p\u003e \u003cp\u003eAre Men and Women the Same? 135\u003c\/p\u003e \u003cp\u003eThe Explosive Power of Sex 141\u003c\/p\u003e \u003cp\u003eThe Physical Depicts the Spiritual 144\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Some Tough Decisions 147\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAre Marriage and Children Disposable? 151\u003c\/p\u003e \u003cp\u003eFinance and Marriage 153\u003c\/p\u003e \u003cp\u003ePlatonic Relationships 155\u003c\/p\u003e \u003cp\u003eMaking Money Is Central to a Man’s Masculinity 159\u003c\/p\u003e \u003cp\u003eTeams Are Made of People Fulfilling Different Roles 160\u003c\/p\u003e \u003cp\u003eDeliberate Decisions 166\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Putting the 5Fs to Work 167\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow to Grow 169\u003c\/p\u003e \u003cp\u003eTakeaways from The Holistic You 170\u003c\/p\u003e \u003cp\u003eIndex 177 \u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738658779479,"sku":"9781394163496","price":17.84,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394163496.jpg?v=1720049803"},{"product_id":"warren-buffett-9781394168446","title":"Warren Buffett","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIn \u003ci\u003eWarren Buffett: Inside the Ultimate Money Mind\u003c\/i\u003e, Hagstrom breaks new ground with a deep analysis of Buffett''s essential wisdom, an intricate mosaic of wide-ranging ideas and insights that Buffett calls a Money Mind.\u003c\/p\u003e \u003cp\u003eWhat exactly is a Money Mind? At one level, it''s a way of thinking about major financial issues such as capital allocation. At another level, it summarizes an overall mindset for successfully investing in today's fast-paced stock market, a mindset that depends on a commitment to learning, adapting, and facing down irrelevant noise.\u003c\/p\u003e \u003cp\u003eThis is not a method book. It is a thinking book.\u003c\/p\u003e \u003cp\u003e\u003ci\u003eWarren Buffett: Inside the Ultimate Money Mind \u003c\/i\u003eexplains the philosophies of self-reliance, stoicism, rationalism, and pragmatism and their contributions to making intelligent investment decisions. It also outlines the evolution of value investing, discusses how to develop a business-driven investing mindset, and describes the defining traits of successful \u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003ePrologue V\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter One The Young Warren Buffett 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIt Begins 8\u003c\/p\u003e \u003cp\u003eFrom Investment Partnership to a\u003c\/p\u003e \u003cp\u003eCompounding Conglomerate 13\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Two Developing an Investment Philosophy 17\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHoward Homan Buffett 19\u003c\/p\u003e \u003cp\u003eBenjamin Graham 26\u003c\/p\u003e \u003cp\u003eCharles Thomas Munger 32\u003c\/p\u003e \u003cp\u003eIn Closing . . . 47\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Three Evolution of Value Investing 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eStage One: Classic Value Investing 51\u003c\/p\u003e \u003cp\u003eStage Two: Valuing a Business, Not a Stock 65\u003c\/p\u003e \u003cp\u003eStage Three: The Value of Network Economics 81\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Four Business-Driven Investing 115\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvestment Zone 117\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Five It’s Not That Active\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eManagement Doesn’t Work 147\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Six The Money Mind: Sportsman, Teacher, Artist 185\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eEpilogue 199\u003c\/p\u003e \u003cp\u003eAcknowledgments 207\u003c\/p\u003e \u003cp\u003eBerkshire Hathaway Library 211\u003c\/p\u003e \u003cp\u003eFor Further Reading 215\u003c\/p\u003e \u003cp\u003eNotes 225\u003c\/p\u003e \u003cp\u003eIndex 237\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738659828055,"sku":"9781394168446","price":16.19,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394168446.jpg?v=1720049807"},{"product_id":"annuities-for-dummies-9781394168583","title":"Annuities For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Making Sense of Annuities 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: The ABCs of Annuities 7\u003c\/p\u003e \u003cp\u003eChapter 2: Taming the Big Retirement Risks 21\u003c\/p\u003e \u003cp\u003eChapter 3: Diving into Annuity Documents 33\u003c\/p\u003e \u003cp\u003eChapter 4: Weighing Annuity Pros and Cons 47\u003c\/p\u003e \u003cp\u003eChapter 5: Deciding Whether an Annuity Is Right for You 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Identifying the Major Annuities 73\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 6: Earning Interest with Fixed Annuities 75\u003c\/p\u003e \u003cp\u003eChapter 7: Creating Retirement Paychecks with Income Annuities 91\u003c\/p\u003e \u003cp\u003eChapter 8: Gambling on Fixed Indexed Annuities 111\u003c\/p\u003e \u003cp\u003eChapter 9: Aiming Higher with Registered Index-Linked Annuities 129\u003c\/p\u003e \u003cp\u003eChapter 10: Tapping Variable Annuities for Tax Breaks and Income 143\u003c\/p\u003e \u003cp\u003eChapter 11: Aging Gracefully with Deferred Income Annuities and Qualified Longevity Annuity Contracts 161\u003c\/p\u003e \u003cp\u003eChapter 12: Tapping the Liquidity in Your Home 175\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Shopping in the Annuity Marketplace 189\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 13: Issuing Annuities: It’s What Life Insurers Do 191\u003c\/p\u003e \u003cp\u003eChapter 14: Meeting the Annuity Salespeople 205\u003c\/p\u003e \u003cp\u003eChapter 15: Site-Seeing in the Annuity Web World 219\u003c\/p\u003e \u003cp\u003eChapter 16: Adding Annuities to 401(k)s 229\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Getting the Most out of Your Annuity 243\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17: Building Safe Retirement Income 245\u003c\/p\u003e \u003cp\u003eChapter 18: The Taxing Side of Annuities 259\u003c\/p\u003e \u003cp\u003eChapter 19: Recognizing Annuity Exit Ramps 269\u003c\/p\u003e \u003cp\u003eChapter 20: Structuring Your Annuity Correctly 277\u003c\/p\u003e \u003cp\u003eChapter 21: Avoiding Annuity Pitfalls 285\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens 295\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 22: Ten Great Books about Annuities 297\u003c\/p\u003e \u003cp\u003eChapter 23: Ten Questions to Ask Before You Sign a Contract 303\u003c\/p\u003e \u003cp\u003eChapter 24: Ten Annuity Checkpoints on the Information Highway 311\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: Appendixes 317\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAppendix A: Glossary 319\u003c\/p\u003e \u003cp\u003eAppendix B: State Guaranty Associations 329\u003c\/p\u003e \u003cp\u003eIndex 333\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738659926359,"sku":"9781394168583","price":17.09,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394168583.jpg?v=1720049805"},{"product_id":"this-is-beyond-budgeting-9781394171248","title":"This Is Beyond Budgeting","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eBeyond Budgeting is the idea of making organizations perform better by changing their management model, including abolishing the traditional budgeting process. The model's tested and proven leadership and management process recommendations makes organizations more adaptive and human, and helps making agile transformations successful. This book is written for decision makers within an enterprise. In nontechnical language it explains what Beyond Budgeting is, how it works, and why it improves performance through the use of actual cases where it has been implemented. 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