{"title":"Budgeting and financial management Books","description":"","products":[{"product_id":"the-canny-cook-freezer-storecupboard-meals-on-a-budget-9781914239113","title":"The Canny Cook: Freezer \u0026 storecupboard meals on","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003e'The case Phil makes for canned and frozen food is compelling.' - Waitrose Weekend\u003c\/b\u003e\u003cbr\u003e\u003cb\u003e\u003cbr\u003eNutritious and convenient, canned and frozen food can be used for a wide range of value-for-money recipes.\u003c\/b\u003e In \u003ci\u003eThe Canny Cook\u003c\/i\u003e, Phil Vickery shows you not only how to spend and waste less, but also cook fast, fuss-free, good-for-you meals that are bursting with flavour. From vegan and vegetarian dishes, to pasta, meat and fish, desserts and healthy snacks, Phil's creative and inspiring recipes are perfect for anyone looking to feed a family using everyday supermarket ingredients.\u003c\/p\u003e","brand":"Octopus Publishing Group","offers":[{"title":"Default Title","offer_id":47850417684823,"sku":"9781914239113","price":15.29,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781914239113.jpg?v=1710613903"},{"product_id":"schaums-outline-of-mathematics-of-finance-second-edition-9780071756051","title":"Schaums Outline of  Mathematics of Finance Second","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eThe ideal review for your financial mathematics course\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eMore than 40 million students have trusted Schaumâs Outlines for their expert knowledge and helpful solved problems. Written by renowned experts in their respective fields, Schaumâs Outlines cover everything from math to science, nursing to language. The main feature for all these books is the solved problems. Step-by-step, authors walk readers through coming up with solutions to exercises in their topic of choice. \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eCoverage of a wide variety of practical applications using actual business and financial transactions \u003c\/li\u003e\n\u003cli\u003eEach chapter presents principles and formulas, together with solved problems relevant to each subtopic, followed by a set of supplementary problems with answers \u003c\/li\u003e\n\u003cli\u003eReview problems at the end of the book for additional study or self-testing \u003c\/li\u003e\n\u003cli\u003eChapter topics include: Exponents and logarithms; Progressions; Simple interest and discount; Compound interest and discount; Simple annuities; Gen\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eExponents and Logarithms; Progressions; Simple Interest and Simple Discount; Compound Interest and Compound Discount; Simple Annuities; General and Other Annuities; Amortization and Sinking Funds; Bonds; Capital Budgeting and Depreciation\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"McGraw-Hill Education - Europe","offers":[{"title":"Default Title","offer_id":48732176417111,"sku":"9780071756051","price":23.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780071756051.jpg?v=1719995847"},{"product_id":"strategy-in-3d-9780190081485","title":"Strategy in 3D","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eStrategy decision making and action used to be off limits to all but the select few at the very top of an organization. It was a largely cerebral activity focused on grand long-terms plans made at annual off-site retreats away from the daily challenges of the business. That is no longer the case.The current business environment does not wait for companies to slowly adjust in an annual meeting. The relentless pace of change renders today''s long-term future tomorrow''s history. Rapid innovations and ever-increasing complexities limit executives'' ability to make decisions with perfect information. Does this mean strategy is no longer useful, or even feasible? No. Good strategists are needed now more than ever. But today''s high-performing organizations think of strategy differently than in the past. These companies make strategy part of every manager''s role; they strategize continuously and tackle strategic problems through individuals from all parts of the organization.Strategy in this new, fast-paced world is about diagnosing the diverse array of complex challenges confronting organizations, deciding on novel solutions to address those challenges, and delivering by taking action on those solutions. Including a novel organizational framework and never-before-published application examples, Strategy in 3D helps build these foundational skills and prepares the reader for success as a strategist in the 21st century.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003eStrategy in 3D: Essential Tools to Diagnose, Decide \u0026amp; Deliver (Oxford University Press), co-authored with two former Kelley School faculty members, presents insights into how companies can broaden and include more people in the strategic process. * George Vlahakis, Indiana University Kelley School of Business, Kelley Blog *\u003cbr\u003eStrategy in 3D is one of the most useful and practical strategy books I have encountered. It is structured extremely well around the core strategic modules of diagnosis, decision, and delivery. It also gives students a practical how-to guide to 15 of the most useful strategy frameworks. Students tend to enjoy the contemporary examples and it is clear the authors have written a book that remedies some of the typical issues in strategy textbooks. * Will Geoghegan, Assistant Clinical Professor, Kelley School of Business, Indiana University *\u003cbr\u003eThe simplicity and straightforwardness of the writing style is attractive. The fact that this book gets right to business without fluff makes it a book I would choose to use in the classroom. * Marilyn R. Kaplan, School of Management, University of Texas at Dallas *\u003cbr\u003eStrategy in 3D is a practitioner-oriented book that is easy to read and understand. The authors primarily focus on the various strategy tools and how each tool could be used for any business scenario. At the same time, the authors succinctly explain and duly give credit to the theory that each tool is based on. The first thing that caught my attention is the word 3D and its representation of the three important phases of the strategic management process - diagnose, decide, and deliver, with clear guidelines about the relevant tools that could be used within each phase for any firm. * Sumita Sarma, Assistant Professor of Management, and Director, Business Research and Education Center (BREC), California State University Bakersfield *\u003cbr\u003eStrategy in 3D provides a thorough and digestible overview of the fundamentals of strategy and important tools that can be used. The book is packaged together in a way that makes it easy to navigate and offers high-value to the reader. The authors show that they are not only experts in the field, but that they can also effectively deliver that expertise\/knowledge in a succinct manner. It's a great resource for any strategic management class and I've also referred back to it for other classes and projects. It's definitely the best strategy textbook that I've read and I highly recommend it. * Scott Wegener, Senior Marketing Specialist at Hatfield Consultants *\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eChapter 1: Introduction  Part 1: Fundamentals Chapter 2: Definition and Levels of Strategy Chapter 3: The Context for Strategic Decision Making Chapter 4: The 3D's of Strategy  Part 2: Tools Chapter 5: A Strategy Toolbox Chapter 6: STEEP Chapter 7: 5-Forces  Chapter 8: Competitor Analysis Chapter 9: VRIO Chapter 10: Financial Performance Analysis Chapter 11: SWOT Chapter 12: Root Cause Analysis Chapter 13: S-Curve Analysis Chapter 14: Value Chain Analysis Chapter 15: Hypothesis Testing Chapter 16: Segmentation Analysis Chapter 17: Vertical Integration Chapter 18: Market Entry Modes Chapter 19: Business Model Canvas Chapter 20: Balanced Scorecard  Chapter 21: Conclusion","brand":"Oxford University Press Inc","offers":[{"title":"Default Title","offer_id":48732532212055,"sku":"9780190081485","price":26.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780190081485.jpg?v=1719997303"},{"product_id":"the-wise-company-9780190497002","title":"The Wise Company","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eTo survive and thrive in this day and age of high-velocity change, companies must draw on high quality, experiential knowledge: practical wisdom.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003eProfessors Nonaka and Takeuchi have taught the world much about managing knowledge. In The Wise Company, they go further, teaching us how to grow our knowledge into wisdom. Every manager will learn from this book, for their job, their organization, and indeed, their own life and well-being. * Henry Chesbrough, Professor, U.C. Berkeley-Haas School of Business *\u003cbr\u003eNonaka and Takeuchi have created a tour de force book of value to CEOs, leaders at all levels, and students aspiring to be world class leaders in a world driven by winners who continuously innovate by creating valuable new knowledge and putting it to practice. Both authors are established world-class academics, but equally as important they are hands-on clinicians who have worked globally with real clients, making real change happen. This book is well-written, engaging, and an important theoretical and practical guide on how to make the world a better place. * Noel Tichy, Professor at the University of Michigan, and author of Control Your Destiny or Someone Else Will and Succession: Mastering the Make-Or-Break Process of Leadership Transition *\u003cbr\u003eNonaka \u0026amp; Takeuchi-both alchemists of innovation management who provide ageless pearls of wisdom-describe how new methods of managing and leading business enterprises require wise leaders, at all levels of the organization. A tour de force with insights, delights, and powerful narratives featuring some of the world's top business leaders and innovators, in Japan and the USA. An evolutionary sequel to the authors' earlier work on the knowledge creating company. * David J. Teece, Tusher Professor, Haas School, U.C. Berkeley *\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eTable of Contents 1. From Knowledge to Wisdom 2. The Foundations of Knowledge Practice 3. Towards a Model of Knowledge Creation and Practice 4. Judging Goodness 5. Grasping the Essence 6. Creating Ba  7. Communicating the Essence 8. Exercising \"Political\" Power 9. Fostering Practical Wisdom in Others 10. Epilogue Acknowledgements References Index","brand":"Oxford University Press Inc","offers":[{"title":"Default Title","offer_id":48732538175831,"sku":"9780190497002","price":28.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780190497002.jpg?v=1719997333"},{"product_id":"what-mummy-makes-family-meal-planner-includes-28-brand-new-recipes-9780241507544","title":"What Mummy Makes Family Meal Planner Includes 28","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eLet Rebecca Wilson, the mum behind @whatmummymakes, show you how to cook a week's worth of simple, healthy, and tasty meals to wean your baby from 6 months while feeding the rest of the family, too.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003eRebecca's recipes are fresh, accessible, nutritious, and made with the whole family in mind; you can cook just one meal for everyone, adults and children alike. Now, with this family meal planner, Rebecca aims to help mealtimes become even easier and take the stress out of feeding your family.\u003cbr\u003e\u003cbr\u003eThere are 28 healthy recipes for breakfast, lunch, and dinner, as well as snacks and puds, plus space to record your baby's first 100 foods, the whole family's names, and favorite meals. The book also includes sections that make organizing shopping lists stress free.\u003cbr\u003e\u003cbr\u003eFollow the \u003ci\u003eWhat Mummy Makes\u003c\/i\u003e method and you'll find weaning can be a delicious breeze for the whole family.","brand":"Dorling Kindersley Ltd","offers":[{"title":"Default Title","offer_id":48733152117079,"sku":"9780241507544","price":9.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780241507544.jpg?v=1719999603"},{"product_id":"make-every-penny-count-9780349439426","title":"Make Every Penny Count","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eMake money. Save money. Manage money.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003eThe cost of living crisis is not going away, if anything, people are more skint than ever. No one knows this better than Ricky and Naomi Willis, who, after years of struggling to make ends meet, came out of debt and launched the Skint Dad blog to help others in the same boat. It is now one of the most popular money blogs in the UK. \u003cbr\u003e\u003cbr\u003e\u003ci\u003eMake Every Penny Count\u003c\/i\u003e will show you how to unlock your earning and saving potential so you can easily make money, save money and manage money. From side hustle ideas, turning your everyday stuff into cash, the 1p a day challenge, how to save while eating out and cutting costs on your home and holiday spends, you will learn that being financially better off is within your reach, you just need the inspiration and resources to get there.\u003cbr\u003e\u003cbr\u003ePacked with case studies and brand new, helpful tools, this guide will show that with simple, clever budgeting hacks, you can still enjoy life withou\u003c\/p\u003e","brand":"Little, Brown Book Group","offers":[{"title":"Default Title","offer_id":48733688725847,"sku":"9780349439426","price":999.99,"currency_code":"GBP","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780349439426.jpg?v=1720001229"},{"product_id":"a-girl-called-jack-100-delicious-budget-recipes-9780718178949","title":"A Girl Called Jack 100 delicious budget recipes","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003e100 simple, budge and basic-ingredient recipes from the bestselling and award-winning food writer and anti-poverty campaigner behind \u003ci\u003eTIN CAN COOK\u003c\/i\u003e\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e \u003cb\u003e''A terrific resource for anyone trying to cook nutritious and tasty food on a tight budget'' \u003c\/b\u003e\u003ci\u003eSunday Times\u003c\/i\u003e\u003cbr\u003e\u003ci\u003e______\u003c\/i\u003e\u003cbr\u003e\u003cbr\u003e \u003cb\u003eLearn how to utilise cupboard staples and fresh ingredients in this accessible collection of low-budget, delicious family recipes.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e When Jack found themselves with a shopping budget of just 10 a week to feed themselves and their young son, they addressed the situation with immense resourcefulness and creativity by embracing their local supermarket''s ''basics'' range.\u003cbr\u003e\u003cbr\u003eThey created recipe after recipe of \u003cb\u003edelicious, simple and upbeat meals\u003c\/b\u003e that were outrageously cheap, including:\u003cbr\u003e\u003cbr\u003e \u003cb\u003e Vegetable Masala Curry \u003c\/b\u003efor\u003cb\u003e 30p \u003c\/b\u003ea portion\u003cbr\u003e \u003cb\u003e Jam Sponge reminiscent of school days \u003c\/b\u003efor \u003cb\u003e23p\u003c\/b\u003e a portion\u003cbr\u003e \u003cb\u003e Onion Pasta with Parsley \u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003eA terrific resource for anyone trying to cook nutritious and tasty food on a tight budget * Sunday Times *\u003cbr\u003eA plain-speaking, practical austerity cookery guide - healthy, tasty and varied. -- Patrick Butler * The Guardian *\u003cbr\u003ePrepare to feel very inspired, and \u003ci\u003every \u003c\/i\u003ehungry. * Look *\u003cbr\u003eA powerful new voice in British food * Observer *\u003cbr\u003e100 tasty, cheap-as-chips - but much healthier - recipes * Good Housekeeping *\u003cbr\u003eSassy, political, and cooking amazing food on £10 a week. We need more like her. -- Xanthe Clay * The Telegraph *\u003cbr\u003ePacked with inexpensive, delicious ideas to feed a family for less * Woman and Home *\u003c\/b\u003e\u003c\/p\u003e","brand":"Penguin Books Ltd","offers":[{"title":"Default Title","offer_id":48736138690903,"sku":"9780718178949","price":13.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780718178949.jpg?v=1723810525"},{"product_id":"budgeting-for-beginners-9780744092479","title":"Budgeting for Beginners","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eMake the most of your money with this simple step-by-step guide to creating a budget!\u003cbr\u003e\u003cbr\u003e\u003c\/b\u003eDoes opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? \u003ci\u003eBudgeting for Beginners\u003c\/i\u003e will help you build the confidence you need to take on short-term and long-term financial problems and goals.\u003cbr\u003e\u003cbr\u003eThis revised pocket guide includes how to:\u003cbr\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eSave and invest money.\u003c\/li\u003e\n\u003cli\u003eSet up a budget you can stick to.\u003c\/li\u003e\n\u003cli\u003ePay off your credit cards in a timely manner.\u003c\/li\u003e\n\u003cli\u003eAvoid habitual budgeting mistakes.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cbr\u003eAlong the way, you'll complete a 12-step program for creating a reasonable budget you won't want to break. This will help start you on the road to financial freedom and control!\u003c\/p\u003e","brand":"DK","offers":[{"title":"Default Title","offer_id":48736475152727,"sku":"9780744092479","price":13.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780744092479.jpg?v=1723810668"},{"product_id":"supply-chain-finance-9780749487782","title":"Supply Chain Finance","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eWendy Tate \u003c\/b\u003eis the William J. Taylor Professor of Business and Cheryl Massingale Faculty Research Fellow, Department of Supply Chain Management at the Haslam College of Business, University of Tennessee in Knoxville, Tennessee.\u003cb\u003eLydia Bals\u003c\/b\u003e is Professor of Supply Chain \u0026amp; Operations Management at Mainz University of Applied Sciences, Germany and Visiting Professor at the Department of Strategy \u0026amp; Innovation, Copenhagen Business School, Denmark. \u003cb\u003eLisa M. Ellram\u003c\/b\u003e is the Rees Distinguished Professor of Supply Chain Management in the Department of Management at the Farmer School of Business, Miami University in Oxford, Ohio.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\"\u003ci\u003e\u003cb\u003eSupply Chain Finance\u003c\/b\u003e\u003c\/i\u003e is the first comprehensive treatment of this topic that I've seen, and it comes at a perfect time as business is poised to move from hype to reality.  The book provides an excellent compilation of leading thought from experts in the field, and it offers a wonderful blend of theory and practice, with great case studies.  It's a must read for managers and academics interested in this area.\" * Morgan Swink, Executive Director of TCU Center for Supply Chain Innovation, US *\u003cbr\u003e\"\u003ci\u003e\u003cb\u003eSupply Chain Finance\u003c\/b\u003e\u003c\/i\u003e is a great insight into supply chain finance (SCF) both from an academics and a practitioner perspective. The book provides a comprehensive view on the SCF definition and the research status quo before SCF concepts and applications are presented.\" * Daniel Vollath, Managing Director, Strategy, Operations, Sourcing and Procurement, Accenture, Germany *\u003cbr\u003e\"This book provides a rich perspective on SCF, broadening the scope to embrace all solutions and to optimize working capital at supply chain level, balancing the academic and the managerial perspective. The various contributions provide different and complementary views on this broad landscape, providing the reader with rich insights and advanced knowledge.\" * Prof. Federico Caniato, Politecnico di Milano, Italy *\u003cbr\u003e\"A book that is long overdue and not only for supply chain professionals to better understand the financial aspects of supply chain management, but certainly also for finance departments to understand the impact of supply chain management better. Supply chain management matters.\" * Prof. Britta Gammelgaard, Copenhagen Business School, Denmark *\u003cbr\u003e\"Supply Chain Finance is a topic still in its infancy, despite its great relevance to both practitioners and researchers. The average level of knowledge of managers is still often limited, resulting in confusion about terms, definitions, areas of interest and impacts for different business units. This book certainly represents an excellent work of systematization of the existing knowledge, able to offer a clear picture of the historical evolution and of the practical implications of Supply Chain Finance. The ability to blend scientific and methodological rigor and practical impact is a major value. Through the illustration of successful business cases, the book illustrates, in an excellent way, the impacts in terms of supply chain management, cash flow management, risk management and accounting management.\" * Antonella Moretto, Assistant Professor, Politecnico di Milano, Italy *\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cul\u003e\u003cli\u003e\u003cul\u003e\n\u003cli\u003eChapter - 01: Supply chain finance – Solutions for financial sustainability, risk management and resilience in the supply chain;\u003c\/li\u003e\n\u003cli\u003eChapter - 02: Supply chain finance – History and future directions;\u003c\/li\u003e\n\u003cli\u003eChapter - 03: Suppliers, customers, and firms' financial decisions;\u003c\/li\u003e\n\u003cli\u003eChapter - 04: Supply chain finance – Definition, modern aspects and research challenges ahead;\u003c\/li\u003e\n\u003cli\u003eChapter - 05: Optimizing cash flows for a retail supply chain coordinator;\u003c\/li\u003e\n\u003cli\u003eChapter - 06: Supply chain finance opportunities by managing payables discounts;\u003c\/li\u003e\n\u003cli\u003eChapter - 07: Mapping and managing the financial supply chain;\u003c\/li\u003e\n\u003cli\u003eChapter - 08: Supply chain finance and cyber risk – An illustrative case study;\u003c\/li\u003e\n\u003cli\u003eChapter - 09: Commodity risk management at BMW – Price indices and contracts;\u003c\/li\u003e\n\u003cli\u003eChapter - 10: A business partners' view on decision-making challenges in the supply chain;\u003c\/li\u003e\n\u003cli\u003eChapter - 11: Exploring fragmentation in the supply chain finance (SCF) ecosystem;\u003c\/li\u003e\n\u003cli\u003eChapter - 12: Foundational premises and value drivers of blockchain-driven supply chains – The trade finance experience\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/li\u003e\u003c\/ul\u003e","brand":"Kogan Page Ltd","offers":[{"title":"Default Title","offer_id":48736697942359,"sku":"9780749487782","price":148.5,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780749487782.jpg?v=1723810759"},{"product_id":"the-second-bounce-of-the-ball-9780753824368","title":"The Second Bounce Of The Ball","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eA unique insider's guide to turning risk into opportunity, essential reading for entrepreneurs.   'One of the best books written on entrepreneurship in recent years' Financial Times\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003eOne of the best books written on entrepreneurship in recent years * FINANCIAL TIMES *\u003cbr\u003eThe book sets out the principles of successful entrepreneurial behaviour - a detailed cookbook, making Cohen the Delia Smith of the entrepreneurial world * NEW STATESMAN *\u003cbr\u003eA most valuable and instructive bible about how to move your enterprise forward and manoeuvre past early limitations and obstacles * FORBES *\u003cbr\u003eA tour-de-force covering both the economic history of entrepreneurship and private equity...and real, experience-based stories about successes and failures that are designed to make the reader assess their own entrepreneurial potential * BUSINESS ECONOMIST *","brand":"Orion Publishing Co","offers":[{"title":"Default Title","offer_id":48737061667159,"sku":"9780753824368","price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780753824368.jpg?v=1723810945"},{"product_id":"fraud-analytics-9781118230688","title":"Fraud Analytics","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eProven guidance for expertly using analytics in fraud examinations, financial analysis, auditing and fraud prevention   Fraud Analytics thoroughly reveals the elements of analysis that are used in today's fraud examinations, fraud investigations, and financial crime investigations.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eForeword xi\u003c\/p\u003e \u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: The Schematics of Fraud and Fraud Analytics 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Do We Define Fraud Analytics? 2\u003c\/p\u003e \u003cp\u003eMining the Field: Fraud Analytics in its New Phase 6\u003c\/p\u003e \u003cp\u003eHow Do We Use Fraud Analytics? 10\u003c\/p\u003e \u003cp\u003eFraud Detection 10\u003c\/p\u003e \u003cp\u003eHow Do We Define Fraud Analytics? 12\u003c\/p\u003e \u003cp\u003eFraud Analytics Refined 12\u003c\/p\u003e \u003cp\u003eNotes 13\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: The Evolution of Fraud Analytics 15\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Use Fraud Analytics? 17\u003c\/p\u003e \u003cp\u003eThe Evolution Continues 19\u003c\/p\u003e \u003cp\u003eFraud Prevention and Detection in Fraud Analytics 19\u003c\/p\u003e \u003cp\u003eIncentives, Pressures, and Opportunities 21\u003c\/p\u003e \u003cp\u003eNotes 22\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: The Analytical Process and the Fraud Analytical Approach 23\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Turn of the Analytical Wheel 23\u003c\/p\u003e \u003cp\u003eIt Takes More Than One Step 24\u003c\/p\u003e \u003cp\u003eProbabilities of Fraud and Where it All Begins 28\u003c\/p\u003e \u003cp\u003eWhat Should the Fraud Analytics Process Look Like? 29\u003c\/p\u003e \u003cp\u003eData Analytics Exposed 31\u003c\/p\u003e \u003cp\u003eNotes 32\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Using ACL Analytics in the Face of Excel 33\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Devil Remains in the Details 50\u003c\/p\u003e \u003cp\u003eNotes 55\u003c\/p\u003e \u003cp\u003eChapter 5: Fraud Analytics versus Predictive Analytics 57\u003c\/p\u003e \u003cp\u003eOverview of Fraud Analysis and Predictive Analysis 58\u003c\/p\u003e \u003cp\u003eComparing and Contrasting Methodologies 60\u003c\/p\u003e \u003cp\u003e13 Step Score Development versus Fraud Analysis 64\u003c\/p\u003e \u003cp\u003eCRISP-DM versus Fraud Data Analysis 66\u003c\/p\u003e \u003cp\u003eSAS\/SEMMA versus Fraud Data Analysis 68\u003c\/p\u003e \u003cp\u003eConflicts within Methodologies 69\u003c\/p\u003e \u003cp\u003eComposite Methodology 70\u003c\/p\u003e \u003cp\u003eComparing and Contrasting Predictive Modeling and Data Analysis 72\u003c\/p\u003e \u003cp\u003eNotes 76\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: CaseWare IDEA Data Analysis Software 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDetecting Fraud with IDEA 79\u003c\/p\u003e \u003cp\u003eFraud Analysis Points of IDEA 82\u003c\/p\u003e \u003cp\u003eCorrelation, Trend Analysis, and Time Series Analysis 83\u003c\/p\u003e \u003cp\u003eWhat is IDEA’s Purpose? 83\u003c\/p\u003e \u003cp\u003eA Simple Scheme: The Purchase Fraud of an Employee as a Vendor 86\u003c\/p\u003e \u003cp\u003eStages of Using IDEA 87\u003c\/p\u003e \u003cp\u003eNotes 89\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Centrifuge Analytics: Is Big Data Enough? 91\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSophisticated Link Analysis 92\u003c\/p\u003e \u003cp\u003eThe Challenge with Anti-Counterfeiting 93\u003c\/p\u003e \u003cp\u003eInteractive Analytics: The Centrifuge Way 93\u003c\/p\u003e \u003cp\u003eFraud Analysis with Centrifuge VNA 95\u003c\/p\u003e \u003cp\u003eThe Fraud Management Process 100\u003c\/p\u003e \u003cp\u003eNotes 105\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: i2 Analyst's Notebook: The Best in Fraud Solutions 107\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRapid Investigation of Fraud and Fraudsters 108\u003c\/p\u003e \u003cp\u003ei2 Analyst’s Notebook 109\u003c\/p\u003e \u003cp\u003ei2 Analyst’s Notebook and Fraud Analytics 113\u003c\/p\u003e \u003cp\u003eHow to Use i2 Analyst’s Notebook: Fraud Financial Analytics 116\u003c\/p\u003e \u003cp\u003eUsing i2 Analyst’s Notebook in a Money-Laundering Scenario 121\u003c\/p\u003e \u003cp\u003eNotes 125\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: The Power to Know Big Data: SAS Visual Analytics and Actionable Intelligence Technologies’ Financial Investigative Software 127\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe SAS Way 127\u003c\/p\u003e \u003cp\u003eActionable Intelligence Technologies’ Financial Investigative Software 130\u003c\/p\u003e \u003cp\u003eA Case in Point 132\u003c\/p\u003e \u003cp\u003eNotes 135\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: New Trends in Fraud Analytics and Tools 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Many Faces of Fraud Analytics 137\u003c\/p\u003e \u003cp\u003eThe Paper Chase is Over 138\u003c\/p\u003e \u003cp\u003eTo Be or Not to Be 140\u003c\/p\u003e \u003cp\u003eRaytheon’s VisuaLinks 143\u003c\/p\u003e \u003cp\u003eFICO Insurance Fraud Manager 3.3 145\u003c\/p\u003e \u003cp\u003eIBM i2 iBASE 146\u003c\/p\u003e \u003cp\u003ePalantir Tech 147\u003c\/p\u003e \u003cp\u003eFiserv’s AML Manager 148\u003c\/p\u003e \u003cp\u003eNotes 148\u003c\/p\u003e \u003cp\u003eAbout the Author 151\u003c\/p\u003e \u003cp\u003eIndex 153\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738346860887,"sku":"9781118230688","price":30.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781118230688.jpg?v=1723811956"},{"product_id":"customer-success-9781119167969","title":"Customer Success","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eYour business success is now forever linked to the success of your customers Customer Success is the groundbreaking guide to the exciting new model of customer management. Business relationships are fundamentally changing. In the world B.C.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eGainsight Book Foreword xi\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART I Customer Success: The History, Organization, and Imperative 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1 The Recurring Revenue Tsunami: Why Customer Success Is Suddenly Crucial 3\u003c\/p\u003e \u003cp\u003eChapter 2 The Customer Success Strategy: The New Organization versus the Traditional Business Model 25\u003c\/p\u003e \u003cp\u003eChapter 3 Customer Success for Traditional Nonrecurring Revenue Businesses 45\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART II The Ten Laws of Customer Success 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4 The Practice of Customer Success 65\u003c\/p\u003e \u003cp\u003eChapter 5 Law 1: Sell to the Right Customer 69\u003c\/p\u003e \u003cp\u003eChapter 6 Law 2: The Natural Tendency for Customers and Vendors Is to Drift Apart 79\u003c\/p\u003e \u003cp\u003eChapter 7 Law 3: Customers Expect You to Make ThemWildly Successful 91\u003c\/p\u003e \u003cp\u003eChapter 8 Law 4: Relentlessly Monitor and Manage Customer Health 103\u003c\/p\u003e \u003cp\u003eChapter 9 Law 5: You Can No Longer Build Loyalty through Personal Relationships 113\u003c\/p\u003e \u003cp\u003eChapter 10 Law 6: Product Is Your Only Scalable Differentiator 125\u003c\/p\u003e \u003cp\u003eChapter 11 Law 7: Obsessively Improve Time-to-Value 137\u003c\/p\u003e \u003cp\u003eChapter 12 Law 8: Deeply Understand Your Customer Metrics 147\u003c\/p\u003e \u003cp\u003eChapter 13 Law 9: Drive Customer Success through Hard Metrics 159\u003c\/p\u003e \u003cp\u003eChapter 14 Law 10: It’s a Top-Down, Company-Wide Commitment 171\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART III Chief Customer Officer, Technology, and Future 181\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 15 The Rise of the Chief Customer Officer 183\u003c\/p\u003e \u003cp\u003eChapter 16 Customer Success Technology 199\u003c\/p\u003e \u003cp\u003eChapter 17 Where Do We Go from Here? 215\u003c\/p\u003e \u003cp\u003eIndex 229\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48738357641559,"sku":"9781119167969","price":20.4,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119167969.jpg?v=1723811968"},{"product_id":"kakeibo-9781405936132","title":"Kakeibo","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eSAVE MONEY IN 2021 WITH THIS SIMPLE AND FOOLPROOF JOURNAL\u003cbr\u003e\u003c\/b\u003e________\u003cbr\u003e\u003cbr\u003e\u003ci\u003e\u003cb\u003e''Experts claim it could help some people cut spending by up to 35%'' \u003c\/b\u003eMail Online\u003c\/i\u003e\u003cbr\u003e\u003cbr\u003ePeople in Japan are masters of minimal living, able to make do with less in all aspects of life, whether it''s de-cluttering personal belongings or savvy seasonal cooking. 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This book does not assume that you know anything at all about business records and accounts and gives a system for real businesses to be operated by real business people who want a simple, easy and, above all, quick system of book keeping. Forget about debits and credits, journal entries, ledgers and day books. If you can read a bank statement this book will teach you how to prepare accounts, make cashflow forecasts and prepare a budget. And when you do need to use an accountant, it tells you how best to find a reliable one.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eSmall Business Accounting includes:\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e Chapter 1: Introduction\u003cbr\u003e Chapter 2: Your bank account\u003cbr\u003e Chapter 3:\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cul\u003e\n\u003cli\u003e01: introduction\u003c\/li\u003e\n\u003cli\u003e02: case studies\u003c\/li\u003e\n\u003cli\u003e03: your bank account:\u003c\/li\u003e\n\u003cli\u003e04: a simple cashbook;\u003c\/li\u003e\n\u003cli\u003e05: analysis columns: layout;managing your creditors;\u003c\/li\u003e\n\u003cli\u003e06: payments – filing: filing invoices;managing your creditors;\u003c\/li\u003e\n\u003cli\u003e07: payments – cheque book:running totals;old cheque books\u003c\/li\u003e\n\u003cli\u003e08: payments – cashbook:\u003c\/li\u003e\n\u003cli\u003e09: non-allowable expenses:\u003c\/li\u003e\n\u003cli\u003e10: purchase of equipment: scope of this chapter; recording transactions; capital allowance calculations\u003c\/li\u003e\n\u003cli\u003e11: credit cards: scope of this chapter; how to use a credit card for business; bill paid in full; when only part of the bill is paid off; filing;notes on timing\u003c\/li\u003e\n\u003cli\u003e12: petty cash: cheque reimbursement;imprest petty cash system\u003c\/li\u003e\n\u003cli\u003e13: 13 receipts – filing:  cash or credit?;\u003c\/li\u003e\n\u003cli\u003e14: receipts – paying-in book: credit business; cash business\u003c\/li\u003e\n\u003cli\u003e15: receipts – cashbook:\u003c\/li\u003e\n\u003cli\u003e16: capital introduced:\u003c\/li\u003e\n\u003cli\u003e17: end of month procedures:\u003c\/li\u003e\n\u003cli\u003e18: VAT; scope of this chapter;\u003c\/li\u003e\n\u003cli\u003e19: wages: scope of this chapter;\u003c\/li\u003e\n\u003cli\u003e20: end of year totals: cashbook totals;adjustment for balances brought forward;further adjustments\u003c\/li\u003e\n\u003cli\u003e21: adjustments for payments:recording the adjustments;possible adjustments\u003c\/li\u003e\n\u003cli\u003e22: adjustments to receipts: debtors;\u003c\/li\u003e\n\u003cli\u003e23: transfer to tax return:\u003c\/li\u003e\n\u003cli\u003e24: trial balance: introduction;\u003c\/li\u003e\n\u003cli\u003e25: final accounts: adjusting payments;\u003c\/li\u003e\n\u003cli\u003e26: budgeting and cash-flow forecasting:\u003c\/li\u003e\n\u003cli\u003e27: costing and pricing: introduction;\u003c\/li\u003e\n\u003cli\u003e28: computerisation: introduction;\u003c\/li\u003e\n\u003cli\u003e: appendix 1: ten top tips for choosing an accountant\u003c\/li\u003e\n\u003cli\u003e: appendix 2: jargonbuster\u003c\/li\u003e\n\u003cli\u003e: appendix 3: stationery list\u003c\/li\u003e\n\u003cli\u003e: appendix 4: recording sales of assets in a set of accounts\u003c\/li\u003e\n\u003cli\u003e: index\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e","brand":"John Murray Press","offers":[{"title":"Default Title","offer_id":48739504128343,"sku":"9781473609174","price":11.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781473609174.jpg?v=1720052422"},{"product_id":"basic-accounting-9781473609136","title":"Basic Accounting","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eIs this the right book for me?\u003cbr\u003e\u003cbr\u003e\u003ci\u003eBasic Accounting\u003c\/i\u003e is a complete, step-by-step course in elementary accounting. 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I want to help each and every one of you to get on top of your spending and feel more confident with money.\u003cbr\u003e\u003cbr\u003eIn this book I will: \u003cbr\u003e- share my personal journey with you, to show how important the way we talk about and behave with money is \u003cbr\u003e- explore how to put together a budget that is realistic for you and your family\u003cbr\u003e- break down the cash-stuffing method in detail to arm you with all the tools you need to get started\u003cbr\u003e\u003cbr\u003e\u003cb\u003eSo what are you waiting for? 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(Financial Times, November 2010).\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eAbout the Authors ix\u003c\/p\u003e \u003cp\u003ePreface xi\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart One The Four Cornerstones\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1 Why Value Value? 3\u003cbr\u003e\u003c\/b\u003eMany companies make decisions that compromise value in the name of creating value. But with courage and independence, executives can apply the four cornerstones of finance to make sound decisions that lead to lasting value creation.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 The Core of Value 15\u003cbr\u003e\u003c\/b\u003e\u003ci\u003eReturn on capital \u003c\/i\u003eand \u003ci\u003egrowth \u003c\/i\u003eare the twin drivers of value creation, but they rarely matter equally. Sometimes raising returns matters more, whereas other times accelerating growth matters more.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 The Conservation of Value 29\u003cbr\u003e\u003c\/b\u003eYou can create the illusion of value or you can create real value. Sometimes acquisitions and financial engineering schemes create value, and sometimes they don’t. No matter how you slice the financial pie, only improving cash flow creates value.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 The Expectations Treadmill 41\u003cbr\u003e\u003c\/b\u003eNo company can perpetually outperform the stock market’s expectations. When a company outperforms, expectations rise, forcing it to do better just to keep up. The treadmill explains why the share prices of high performing companies sometimes falter, and vice versa.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 The Best Owner 51\u003cbr\u003e\u003c\/b\u003eNo company has an objective, inherent value. A target business is worth one amount to one owner and other amounts to other potential owners—depending on their relative abilities to generate cash flow from the business.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Two The Stock Market\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 Who Is the Stock Market? 63\u003cbr\u003e\u003c\/b\u003eConventional wisdom segments investors into pigeonholes like \u003ci\u003egrowth \u003c\/i\u003eand \u003ci\u003evalue\u003c\/i\u003e, but these distinctions are erroneous. There’s a more insightful way to classify investors, and doing so culls out those who matter most to the value-minded executive.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 The Stock Market and the Real Economy 73\u003cbr\u003e\u003c\/b\u003eThe performance of stock markets and real economies are typically aligned, hardly ever perfectly aligned, and rarely very misaligned. Executives and investors who understand this are better able to make value-creating decisions. \u003cbr\u003e\u003cbr\u003e\u003cb\u003e8 Stock Market Bubbles 89\u003cbr\u003e\u003c\/b\u003eStock market bubbles are rare and usually confined to specific industry sectors and companies. Knowing why and when bubbles occur can keep management focused on making sound strategic decisions based on a company’s intrinsic value.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9 Earnings Management 103\u003cbr\u003e\u003c\/b\u003eTrying to smooth earnings is a fool’s game that can backfire and, in some cases, destroy value. Creating value in the longer run sometimes necessitates decisions that reduce earnings in the shorter run.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Three Managing Value Creation\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10 Return on Capital 119\u003cbr\u003e\u003c\/b\u003eA company can’t sustain a high return on capital in the absence of an attractive industry structure and a clear competitive advantage. Yet it’s surprising how few executives can pinpoint the competitive advantages that drive their companies’ returns.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e11 Growth 139\u003cbr\u003e\u003c\/b\u003eIt’s difficult to create value without growing, but growth alone doesn’t necessarily create value. It all depends on what type of growth a company achieves and what the returns on that growth are.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e12 The Business Portfolio 153\u003cbr\u003e\u003c\/b\u003eA company’s destiny is largely synonymous with the businesses it owns, and actively managed portfolios outperform passively managed portfolios. Sometimes companies can create value by selling even high-performing businesses.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e13 Mergers and Acquisitions 169\u003cbr\u003e\u003c\/b\u003eMost acquisitions create value, but typically the acquirer’s shareholders only get a small portion of that value, while the lion’s share goes to the target’s shareholders. But there are archetypal ways that acquirers can create value.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e14 Risk 183\u003cbr\u003e\u003c\/b\u003eNothing in business is more clear yet complex than the imperative to manage risk. Clear because risk matters greatly to the company, its board, its investors, and its decision makers. Complex because each of these groups has a different perspective.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e15 Capital Structure 197\u003cbr\u003e\u003c\/b\u003eGetting capital structure right is important but doesn’t necessarily create value—while getting capital structure wrong can destroy tremendous value. When it comes to financial structures, companies are best to keep them as simple as possible.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e16 Investor Communications 209\u003cbr\u003e\u003c\/b\u003eGood investor communications can ensure that a company’s share price doesn’t become misaligned with its intrinsic value. And communication isn’t just one way: executives should listen selectively to the right investors as much as they tell investors about the company.\u003c\/p\u003e \u003cp\u003e\u003cb\u003e17 Managing for Value 223\u003cbr\u003e\u003c\/b\u003eIt’s not easy to strike the right balance between shorter-term financial results and longer-term value creation—especially in large, complex corporations. The trick is to cut through the clutter by making your management processes more granular and transparent.\u003c\/p\u003e \u003cp\u003eAppendix A The Math of Value 237\u003c\/p\u003e \u003cp\u003eAppendix B The Use of Earnings Multiples 241\u003c\/p\u003e \u003cp\u003eIndex 245\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48864627949911,"sku":"9780470424605","price":20.4,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470424605.jpg?v=1722272798"},{"product_id":"value-maps-ws-9780470437568","title":"Value Maps  WS","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cb\u003ePraise for VALUE MAPS\u003c\/b\u003e  \u003cp\u003eEquivocator, Explorer, Experimenter, Exploiter, ExtenderChapter 12 might be well served as mandatory reading for all subject matter experts! SPARC is not a valuation, per se, but rather a separate consulting engagement that might interest a clientespecially if that client is preparing for a sale or planning an exit strategy. Miller has taken the good ideas from five disciplines and married them with value enhancement, creating what could become a very good ''add-on'' consulting engagement. NACVA recommends, and looks forward to, further dialogue related to this new approach. This book will open your eyes to new opportunities.\u003cbr\u003e \u003cb\u003eParnell Black, MBA, CPA, CVA, Chief Executive Officer, National Association of Certified Valuation Analysts (NACVA)\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNo one illuminates the murky intersection where business strategy and private company value creation meet better than Warren Miller. Now he''s focused his extensive professional training and real-w\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgements xix\u003c\/p\u003e \u003cp\u003eAbout the Web Site xxiii\u003c\/p\u003e \u003cp\u003eList of Acronyms xxv\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I CORNERSTONES 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter I Why a New Approach Is Needed 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eValuation as Craft 5\u003c\/p\u003e \u003cp\u003eThe State of Our Craft 6\u003c\/p\u003e \u003cp\u003eCause and Effect: What and Why 7\u003c\/p\u003e \u003cp\u003eMultidisciplinary Tools for Analyzing Value Creation 8\u003c\/p\u003e \u003cp\u003eParameters of Valuation 10\u003c\/p\u003e \u003cp\u003eWhat We Know about Risk 11\u003c\/p\u003e \u003cp\u003eComponents of Risk 12\u003c\/p\u003e \u003cp\u003eA Framework for Unsystematic Risk 13\u003c\/p\u003e \u003cp\u003eUnlocking Business Wealth 16\u003c\/p\u003e \u003cp\u003eSummary 17\u003c\/p\u003e \u003cp\u003eAdditional Reading 17\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Tools from Strategic Management 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHistory 19\u003c\/p\u003e \u003cp\u003ePerspective 22\u003c\/p\u003e \u003cp\u003eValuation Tools 22\u003c\/p\u003e \u003cp\u003eStrategic Intent 23\u003c\/p\u003e \u003cp\u003eGeneric Competitive Strategies 26\u003c\/p\u003e \u003cp\u003eResources 29\u003c\/p\u003e \u003cp\u003eCompetitive Analysis 32\u003c\/p\u003e \u003cp\u003eDistinctive versus Sustained Competitive Advantage 34\u003c\/p\u003e \u003cp\u003eVRIO 37\u003c\/p\u003e \u003cp\u003eCustomer Satisfaction Surveys 38\u003c\/p\u003e \u003cp\u003eDiversification 39\u003c\/p\u003e \u003cp\u003eUnlocking Business Wealth 42\u003c\/p\u003e \u003cp\u003eSummary 43\u003c\/p\u003e \u003cp\u003eAdditional Reading 43\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Tools from Industrial Organization 45\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePerspective 46\u003c\/p\u003e \u003cp\u003eTenets 47\u003c\/p\u003e \u003cp\u003eTools 49\u003c\/p\u003e \u003cp\u003eUnlocking Business Wealth 62\u003c\/p\u003e \u003cp\u003eSummary 62\u003c\/p\u003e \u003cp\u003eAdditional Reading 63\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Tools from Organization Theory 65\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePerspective 68\u003c\/p\u003e \u003cp\u003eTenets 70\u003c\/p\u003e \u003cp\u003eTools 70\u003c\/p\u003e \u003cp\u003eUnlocking Business Wealth 82\u003c\/p\u003e \u003cp\u003eSummary 82\u003c\/p\u003e \u003cp\u003eAdditional Reading 83\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Tools from Evolutionary Economics 85\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePerspective 88\u003c\/p\u003e \u003cp\u003eTenets 89\u003c\/p\u003e \u003cp\u003eTools 89\u003c\/p\u003e \u003cp\u003eUnlocking Business Wealth 103\u003c\/p\u003e \u003cp\u003eSummary 103\u003c\/p\u003e \u003cp\u003eAdditional Reading 104\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Tools from Austrian Economics 105\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePerspective 110\u003c\/p\u003e \u003cp\u003eTenets 112\u003c\/p\u003e \u003cp\u003eTools 113\u003c\/p\u003e \u003cp\u003eUnlocking Business Wealth 123\u003c\/p\u003e \u003cp\u003eSummary 123\u003c\/p\u003e \u003cp\u003eRecommended Reading 124\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II POURING THE FOUNDATION 127\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 The Straight Scoop on Value Drivers 129\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDefinition 129\u003c\/p\u003e \u003cp\u003eValue Drivers versus Balanced Scorecards 131\u003c\/p\u003e \u003cp\u003eWhy Value Drivers Matter 132\u003c\/p\u003e \u003cp\u003eThe Regenerative Power of Capitalism 134\u003c\/p\u003e \u003cp\u003eAssessing Durability 138\u003c\/p\u003e \u003cp\u003eSummary 139\u003c\/p\u003e \u003cp\u003eAdditional Reading 140\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 The “OT” in SWOT Analysis: The Macroenvironment 141\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDefining the Domain 141\u003c\/p\u003e \u003cp\u003eUnit of Analysis 144\u003c\/p\u003e \u003cp\u003eTrilevel Unsystematic Risk Framework 145\u003c\/p\u003e \u003cp\u003eHistory and Background 146\u003c\/p\u003e \u003cp\u003eWhy Does the Macroenvironment Matter? 147\u003c\/p\u003e \u003cp\u003eThe Forces 148\u003c\/p\u003e \u003cp\u003eSummary 153\u003c\/p\u003e \u003cp\u003eAdditional Reading 154\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 The “OT” in SWOT Analysis: The Domain 155\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Roots of Domain Analysis 155\u003c\/p\u003e \u003cp\u003eOligopolies Large and Small 155\u003c\/p\u003e \u003cp\u003ePrice Competition in an Oligopoly 158\u003c\/p\u003e \u003cp\u003ePublished Industry Risk Premiums 158\u003c\/p\u003e \u003cp\u003eThe Domain 161\u003c\/p\u003e \u003cp\u003eSummary 165\u003c\/p\u003e \u003cp\u003eAdditional Reading 166\u003c\/p\u003e \u003cp\u003eAppendix 9A: Competitive Analysis and\u003c\/p\u003e \u003cp\u003eEstimating Market Share 167\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Getting to “Why”: Analyses, Composites, and On-Site Interviews 171\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinancial Ratios 171\u003c\/p\u003e \u003cp\u003eA Key Metric 172\u003c\/p\u003e \u003cp\u003eFinding Sector-Specific Metrics 173\u003c\/p\u003e \u003cp\u003eThe Analysis 173\u003c\/p\u003e \u003cp\u003eHow to Construct a Composite 175\u003c\/p\u003e \u003cp\u003ePrepping for the On-Site Interviews 175\u003c\/p\u003e \u003cp\u003eConducting the On-Site Interviews 177\u003c\/p\u003e \u003cp\u003eSummary 180\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 The “SW” in SWOT Analysis: The Company and SPARC 183\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCause-and-Effect Relationships 186\u003c\/p\u003e \u003cp\u003eValue Drivers and Value Destroyers 190\u003c\/p\u003e \u003cp\u003eAssessing Durability of Advantage 202\u003c\/p\u003e \u003cp\u003eBack to VRIO 202\u003c\/p\u003e \u003cp\u003eSummary 204\u003c\/p\u003e \u003cp\u003eAppendix 11A: Bringing It All Together: Quantifying Unsystematic Risk 205\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 SPARC Archetypes among Small and Medium-Sized Enterprises 207\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eExploiter and Extender 208\u003c\/p\u003e \u003cp\u003eExplorer and Experimenter 210\u003c\/p\u003e \u003cp\u003eEquivocator 213\u003c\/p\u003e \u003cp\u003eSummary 214\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III TALES FROM THE FIRING LINE 217\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Construction and Manufacturing 219\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eConstruction 220\u003c\/p\u003e \u003cp\u003eSpecialty Publishing I 223\u003c\/p\u003e \u003cp\u003eSpecialty Publishing II 226\u003c\/p\u003e \u003cp\u003eSpecialty Manufacturing 228\u003c\/p\u003e \u003cp\u003ePackaging 232\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 Business to Business 237\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSafety Equipment\/Supplies 237\u003c\/p\u003e \u003cp\u003eIndustrial Supply 240\u003c\/p\u003e \u003cp\u003eConstruction Materials 244\u003c\/p\u003e \u003cp\u003eAntique Building Materials Reclamation 249\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15 Transportation 255\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTransportation Collection Services 255\u003c\/p\u003e \u003cp\u003eLTL Trucking 258\u003c\/p\u003e \u003cp\u003eFreight Forwarding 264\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16 Specialty Retailing 269\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eJewelry I 269\u003c\/p\u003e \u003cp\u003eJewelry II 273\u003c\/p\u003e \u003cp\u003eBuilding Materials 276\u003c\/p\u003e \u003cp\u003ePharmacy 277\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17 Services 281\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eOutplacement Services 281\u003c\/p\u003e \u003cp\u003eExecutive Search 283\u003c\/p\u003e \u003cp\u003ePrivate Equity 285\u003c\/p\u003e \u003cp\u003eInvestment Banking 287\u003c\/p\u003e \u003cp\u003eDental Lab 289\u003c\/p\u003e \u003cp\u003eQuick-Lube Services 291\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV PRACTICE MANAGEMENT 297\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18 The Engagement Process 299\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhen Can an Engagement Include a Value Map? 299\u003c\/p\u003e \u003cp\u003eFinding Good Clients 300\u003c\/p\u003e \u003cp\u003eAvoiding Problem Clients 301\u003c\/p\u003e \u003cp\u003eMarketing and Selling the Work 302\u003c\/p\u003e \u003cp\u003eThe “Shake-’n’-Howdy” Visit 303\u003c\/p\u003e \u003cp\u003ePricing the Engagement 304\u003c\/p\u003e \u003cp\u003eEngagement Letter 1 305\u003c\/p\u003e \u003cp\u003eHighlights of Engagement Letter 1 306\u003c\/p\u003e \u003cp\u003eManaging Expectations 307\u003c\/p\u003e \u003cp\u003eEngagement Letter 2 309\u003c\/p\u003e \u003cp\u003eSummary 311\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 19 Working with Clients 313\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Few Words about Family Systems 313\u003c\/p\u003e \u003cp\u003eProcesses 315\u003c\/p\u003e \u003cp\u003eHow Not to Do It 315\u003c\/p\u003e \u003cp\u003eHow (Else) Not to Do It 317\u003c\/p\u003e \u003cp\u003eStart at the Beginning 317\u003c\/p\u003e \u003cp\u003eThink like a Buyer 318\u003c\/p\u003e \u003cp\u003ePlanning the Engagement 319\u003c\/p\u003e \u003cp\u003eAs the Process Unfolds 321\u003c\/p\u003e \u003cp\u003eWinding Up the Value-Mapping Process 322\u003c\/p\u003e \u003cp\u003eSummary 323\u003c\/p\u003e \u003cp\u003eAdditional Reading 323\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 20 IFRS, IVSC, and Value Maps 325\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Valuation Process Outside the United States 326\u003c\/p\u003e \u003cp\u003eThe Cost of Capital Outside the United States 326\u003c\/p\u003e \u003cp\u003eGathering Data Outside the United States 327\u003c\/p\u003e \u003cp\u003eSummary 332\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 21 Epilogue: The Future for Value-Mapping Services 333\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Future for Valuation Services 333\u003c\/p\u003e \u003cp\u003eMarketing Matters 335\u003c\/p\u003e \u003cp\u003eThat Special Cadre Dedicated to Delivering Value to Clients 340\u003c\/p\u003e \u003cp\u003eClosing Words 342\u003c\/p\u003e \u003cp\u003eBibliography 345\u003c\/p\u003e \u003cp\u003eIndex 351\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48864628146519,"sku":"9780470437568","price":90.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470437568.jpg?v=1722272800"},{"product_id":"the-price-advantage-9780470481776","title":"The Price Advantage","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e* The Price Advantage by three preeminent experts at McKinsey \u0026amp; Company is the most pragmatic and insightful book on pricing available.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003ePreface.  \u003cp\u003eAcknowledgments.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART ONE:\u003c\/b\u003e \u003cb\u003ePricing Fundamentals.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 1: Introduction.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Power of 1 Percent.\u003c\/p\u003e \u003cp\u003eThe Price\/Volume Tradeoff.\u003c\/p\u003e \u003cp\u003eMarket Forces Add Pressure.\u003c\/p\u003e \u003cp\u003eThe Nobility of Pricing Excellence.\u003c\/p\u003e \u003cp\u003eWhy the Price Advantage Is So Rare.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 2: Components of Pricing Excellence.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAn Integrated Approach.\u003c\/p\u003e \u003cp\u003eAn Interdependent Hierarchy.\u003c\/p\u003e \u003cp\u003eApplying to Your Company—Pinpointing the Opportunity.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART TWO:\u003c\/b\u003e \u003cb\u003eExploring the Levels.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 3: Transactions.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Pocket Price Waterfall.\u003c\/p\u003e \u003cp\u003eThe Pocket Price Band.\u003c\/p\u003e \u003cp\u003eThe Soundco Radio Company Case.\u003c\/p\u003e \u003cp\u003ePocket Margin Waterfall and Band.\u003c\/p\u003e \u003cp\u003eAlen Glass Company Case.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 4: Customer Value.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMapping Value.\u003c\/p\u003e \u003cp\u003eCreating a Value Map.\u003c\/p\u003e \u003cp\u003eMaking Moves on the Value Map.\u003c\/p\u003e \u003cp\u003ePutting Customers on the Value Map.\u003c\/p\u003e \u003cp\u003eValue Profiling.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 5: Market Strategy.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eProfiting from Better Price Predictions.\u003c\/p\u003e \u003cp\u003ePlanning for an Expected Price Change.\u003c\/p\u003e \u003cp\u003eMaintaining Optimal Production and Capacity.\u003c\/p\u003e \u003cp\u003eImproving Pricing Conduct.\u003c\/p\u003e \u003cp\u003eInfluencing the Elements of Pricing Conduct.\u003c\/p\u003e \u003cp\u003eA Word on Followership.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 6: Pricing Infrastructure.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eProcesses—What Are the Most Critical Types of Pricing Decisions for Your Business?\u003c\/p\u003e \u003cp\u003eOrganization—Who Is Running the Pricing Profit Center?\u003c\/p\u003e \u003cp\u003ePerformance Management—How Should We Recognize and Reward Pricing Performance?\u003c\/p\u003e \u003cp\u003eSystems and Tools—No Magic Bullet Exists.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART THREE:\u003c\/b\u003e \u003cb\u003eUnique Events.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 7: Postmerger Pricing.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Temporary Window of Opportunity.\u003c\/p\u003e \u003cp\u003eTremendous Opportunities at Each Pricing Level.\u003c\/p\u003e \u003cp\u003eAvoiding Common Postmerger Traps.\u003c\/p\u003e \u003cp\u003eAntitrust Laws.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 8: Price Wars.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Price Wars Should Be Avoided.\u003c\/p\u003e \u003cp\u003eWhat Really Causes Price Wars.\u003c\/p\u003e \u003cp\u003eStaying Out of Price Wars.\u003c\/p\u003e \u003cp\u003eGetting Out of Price Wars.\u003c\/p\u003e \u003cp\u003eWhen a Price War Might Make Sense.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART FOUR:\u003c\/b\u003e \u003cb\u003eExpanding the Boundaries.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 9: Legal Degrees of Freedom.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePricing Decisions That Raise Red Flags.\u003c\/p\u003e \u003cp\u003eMinimizing Risks While Meeting Pricing Objectives.\u003c\/p\u003e \u003cp\u003eCalling in the Attorneys.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 10: Lifecycle Pricing.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Makes Lifecycle Pricing Tough.\u003c\/p\u003e \u003cp\u003eThe Three Phases of Product Lifecycle Pricing.\u003c\/p\u003e \u003cp\u003eSustaining Returns Across the Lifecycle.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 11: Pricing Architecture.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eManaging Price Perception.\u003c\/p\u003e \u003cp\u003eInfluencing Customer Behavior.\u003c\/p\u003e \u003cp\u003ePrice Architecture Based on Supplier Role.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART FIVE:\u003c\/b\u003e \u003cb\u003eAdvanced Topics.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 12: Complexity Management.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSection One: Custom-Configured Products.\u003c\/p\u003e \u003cp\u003eSection Two: High-Count Product Lines.\u003c\/p\u003e \u003cp\u003eSection Three: Distributed Sales Models.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 13: Tailored Value.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSection One: Price Segmentation.\u003c\/p\u003e \u003cp\u003eSection Two: Tiered Products and Services.\u003c\/p\u003e \u003cp\u003eSection Three: New Products.\u003c\/p\u003e \u003cp\u003eSection Four: \"Razor\/Razor Blades\" Offerings.\u003c\/p\u003e \u003cp\u003eSection Five: Solutions.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 14: Software and Information Products.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnique Characteristics That Impact Pricing.\u003c\/p\u003e \u003cp\u003eExploring the Elements of Pricing.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART SIX:\u003c\/b\u003e \u003cb\u003eMaking Change Happen.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 15: Pricing Transformation.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDesigning a Clear Change Program.\u003c\/p\u003e \u003cp\u003eAccelerating and Embedding Change.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eCHAPTER 16: The Monnarch Battery Case.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Monnarch Battery Company.\u003c\/p\u003e \u003cp\u003eTransactions.\u003c\/p\u003e \u003cp\u003eCustomer Value.\u003c\/p\u003e \u003cp\u003eMarket Strategy.\u003c\/p\u003e \u003cp\u003eCapturing the Monnarch Pricing Opportunity.\u003c\/p\u003e \u003cp\u003eHard-Wiring the Change.\u003c\/p\u003e \u003cp\u003eEpilogue.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAPPENDIX 1: Pocket Price and Pocket Margin Waterfalls.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAPPENDIX 2: Antitrust Issues.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eU.S. Pricing Law.\u003c\/p\u003e \u003cp\u003eEU Pricing Law.\u003c\/p\u003e \u003cp\u003eAntitrust Information Sources.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAPPENDIX 3: List of Acronyms and Abbreviations.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eAPPENDIX 4: About the Web-Based Tool: Periscope.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAbout the Authors.\u003c\/p\u003e \u003cp\u003eIndex.\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48864629457239,"sku":"9780470481776","price":51.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780470481776.jpg?v=1722272806"},{"product_id":"damodaran-on-valuation-study-guide-9780471108979","title":"Damodaran on Valuation Study Guide","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eDamondaran on Valuation will not only convince you of the vitality of the many valuation models available to you, it will help ensure that you develop the acumen needed to select the right model for any valuation scenario.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eApproaches to Valuation.\u003cbr\u003e \u003cbr\u003e Estimation of Discount Rates.\u003cbr\u003e \u003cbr\u003e Estimation of Cash Flows.\u003cbr\u003e \u003cbr\u003e Estimation of Growth Rates.\u003cbr\u003e \u003cbr\u003e Dividend-Discount Models.\u003cbr\u003e \u003cbr\u003e Free-Cash-Flow-to-Equity Discount Models.\u003cbr\u003e \u003cbr\u003e Valuing a Firm--The Free-Cash-Flow-to-Firm Approach.\u003cbr\u003e \u003cbr\u003e Special Cases in Valuation.\u003cbr\u003e \u003cbr\u003e Price\/Earnings Ratios.\u003cbr\u003e \u003cbr\u003e Price\/Book Value Ratios.\u003cbr\u003e \u003cbr\u003e Price\/Sales Ratio.\u003cbr\u003e \u003cbr\u003e Management Decisions, Corporate Strategy, and Firm Value.\u003cbr\u003e \u003cbr\u003e Valuation for Acquisitions and Takeovers.\u003cbr\u003e \u003cbr\u003e Option-Pricing Theory.\u003cbr\u003e \u003cbr\u003e Applications of Option-Pricing Theory to Valuation.\u003cbr\u003e \u003cbr\u003e Overview and Conclusion.\u003cbr\u003e \u003cbr\u003e Appendices.\u003cbr\u003e \u003cbr\u003e References.\u003cbr\u003e \u003cbr\u003e Disk Documentation.\u003cbr\u003e \u003cbr\u003e Index.","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48864644104535,"sku":"9780471108979","price":36.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471108979.jpg?v=1722272870"},{"product_id":"the-mathematics-of-money-management-9780471547389","title":"The Mathematics of Money Management","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eEvery futures, options, and stock markets trader operates under a set of highly suspect rules and assumptions.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eThe Empirical Techniques.\u003cbr\u003e \u003cbr\u003e Characteristics of Fixed Fractional Trading and SalutaryTechniques.\u003cbr\u003e \u003cbr\u003e Parametric Optimal f on the Normal Distribution.\u003cbr\u003e \u003cbr\u003e Parametric Techniques on Other Distributions.\u003cbr\u003e \u003cbr\u003e Introduction to Multiple Simultaneous Positions Under theParametric Approach.\u003cbr\u003e \u003cbr\u003e Correlative Relationships and the Derivation of the EfficientFrontier.\u003cbr\u003e \u003cbr\u003e The Geometry of Portfolios.\u003cbr\u003e \u003cbr\u003e Risk Management.\u003cbr\u003e \u003cbr\u003e Appendices.\u003cbr\u003e \u003cbr\u003e Bibliography and Suggested Reading.\u003cbr\u003e \u003cbr\u003e Index.","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48864650166615,"sku":"9780471547389","price":66.75,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471547389.jpg?v=1722272895"},{"product_id":"implementing-enterprise-risk-management-9780471745198","title":"Implementing Enterprise Risk Management","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eA practical, real-world guide for implementing enterprise risk management (ERM) programs into your organization   Enterprise risk management (ERM) is a complex yet critical issue that all companies must deal with in the twenty-first century. Failure to properly manage risk continues to plague corporations around the world.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xix\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart One ERM in Context\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Fundamental Concepts and Current State 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 3\u003c\/p\u003e \u003cp\u003eWhat Is Risk? 4\u003c\/p\u003e \u003cp\u003eWhat Does Risk Look Like? 8\u003c\/p\u003e \u003cp\u003eEnterprise Risk Management (ERM) 11\u003c\/p\u003e \u003cp\u003eThe Case for ERM 13\u003c\/p\u003e \u003cp\u003eWhere ERM Is Now 18\u003c\/p\u003e \u003cp\u003eWhere ERM Is Headed 19\u003c\/p\u003e \u003cp\u003eNotes 20\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Key Trends and Developments 21\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 21\u003c\/p\u003e \u003cp\u003eLessons Learned from the Financial Crisis 21\u003c\/p\u003e \u003cp\u003eThe Wheel of Misfortune Revisited 26\u003c\/p\u003e \u003cp\u003eGlobal Adoption 34\u003c\/p\u003e \u003cp\u003eNotes 37\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Performance-Based Continuous ERM 41\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 41\u003c\/p\u003e \u003cp\u003ePhase Three: Creating Shareholder Value 43\u003c\/p\u003e \u003cp\u003ePerformance-Based Continuous ERM 44\u003c\/p\u003e \u003cp\u003eCase Study: Legacy Technology 56\u003c\/p\u003e \u003cp\u003eNotes 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Stakeholder Requirements 61\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 61\u003c\/p\u003e \u003cp\u003eStakeholders Defined 62\u003c\/p\u003e \u003cp\u003eManaging Stakeholder Value with ERM 79\u003c\/p\u003e \u003cp\u003eImplementing a Stakeholder Management Program 80\u003c\/p\u003e \u003cp\u003eAppendix A: Reputational Risk Policy 83\u003c\/p\u003e \u003cp\u003eNotes 87\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Two Implementing an ERM Program\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 The ERM Project 93\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 93\u003c\/p\u003e \u003cp\u003eBarriers to Change 93\u003c\/p\u003e \u003cp\u003eEstablish the Vision 95\u003c\/p\u003e \u003cp\u003eObtain Buy-In from Internal Stakeholders 97\u003c\/p\u003e \u003cp\u003eAssess Current Capabilities against Best Practices 100\u003c\/p\u003e \u003cp\u003eDevelop a Roadmap 104\u003c\/p\u003e \u003cp\u003eAppendix A: ERM Maturity Model 108\u003c\/p\u003e \u003cp\u003eAppendix B: Practical Plan for ERM Program Implementation 111\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Risk Culture 115\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 115\u003c\/p\u003e \u003cp\u003eRisk Culture Success Factors 117\u003c\/p\u003e \u003cp\u003eBest Practice: Risk Escalation 130\u003c\/p\u003e \u003cp\u003eConclusion 130\u003c\/p\u003e \u003cp\u003eNotes 131\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 The ERM Framework 132\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 132\u003c\/p\u003e \u003cp\u003eThe Need for an ERM Framework 132\u003c\/p\u003e \u003cp\u003eERM Framework Criteria 136\u003c\/p\u003e \u003cp\u003eCurrent ERM Frameworks 138\u003c\/p\u003e \u003cp\u003eAn Update: The Continuous ERM Model 145\u003c\/p\u003e \u003cp\u003eDeveloping a Framework 150\u003c\/p\u003e \u003cp\u003eConclusion 153\u003c\/p\u003e \u003cp\u003eNotes 153\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Three Governance Structure and Policies\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 The Three Lines of Defense 157\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 157\u003c\/p\u003e \u003cp\u003eCOSO’s Three Lines of Defense 158\u003c\/p\u003e \u003cp\u003eProblems with This Structure 160\u003c\/p\u003e \u003cp\u003eThe Three Lines of Defense Revisited 164\u003c\/p\u003e \u003cp\u003eBringing It All Together: How the Three Lines Work in Concert 172\u003c\/p\u003e \u003cp\u003eConclusion 173\u003c\/p\u003e \u003cp\u003eNotes 173\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Role of the Board 175\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 175\u003c\/p\u003e \u003cp\u003eRegulatory Requirements 176\u003c\/p\u003e \u003cp\u003eCurrent Board Practices 179\u003c\/p\u003e \u003cp\u003eCase Study: Satyam 180\u003c\/p\u003e \u003cp\u003eThree Levers for ERM Oversight 181\u003c\/p\u003e \u003cp\u003eConclusion 189\u003c\/p\u003e \u003cp\u003eNotes 189\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 The View from the Risk Chair 191\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 191\u003c\/p\u003e \u003cp\u003eTurnaround Story 191\u003c\/p\u003e \u003cp\u003eThe GPA Model in Action 192\u003c\/p\u003e \u003cp\u003eTop Priorities for the Risk Oversight Committee 192\u003c\/p\u003e \u003cp\u003eConclusion 196\u003c\/p\u003e \u003cp\u003eNotes 197\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 Rise of the CRO 198\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 198\u003c\/p\u003e \u003cp\u003eHistory and Rise of the CRO 199\u003c\/p\u003e \u003cp\u003eA CRO’s Career Path 201\u003c\/p\u003e \u003cp\u003eThe CRO’s Role 202\u003c\/p\u003e \u003cp\u003eHiring a CRO 206\u003c\/p\u003e \u003cp\u003eA CRO’s Progress 208\u003c\/p\u003e \u003cp\u003eChief Risk Officer Profiles 212\u003c\/p\u003e \u003cp\u003eNotes 225\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 Risk Appetite Statement 227\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 227\u003c\/p\u003e \u003cp\u003eRequirements of a Risk Appetite Statement 228\u003c\/p\u003e \u003cp\u003eDeveloping a Risk Appetite Statement 233\u003c\/p\u003e \u003cp\u003eRoles and Responsibilities 239\u003c\/p\u003e \u003cp\u003eMonitoring and Reporting 242\u003c\/p\u003e \u003cp\u003eExamples of Risk Appetite Statements and Metrics 246\u003c\/p\u003e \u003cp\u003eNotes 250\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Four Risk Assessment and Quantification\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Risk Control Self-Assessments 255\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 255\u003c\/p\u003e \u003cp\u003eRisk Assessment: An Overview 255\u003c\/p\u003e \u003cp\u003eRCSA Methodology 256\u003c\/p\u003e \u003cp\u003ePhase 1: Setting the Foundation 259\u003c\/p\u003e \u003cp\u003ePhase 2: Risk Identification, Assessment, and Prioritization 262\u003c\/p\u003e \u003cp\u003ePhase 3: Deep Dives, Risk Quantification, and Management 267\u003c\/p\u003e \u003cp\u003ePhase 4: Business and ERM Integration 270\u003c\/p\u003e \u003cp\u003eERM and Internal Audit Collaboration 272\u003c\/p\u003e \u003cp\u003eNotes 273\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 Risk Quantification Models 274\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 274\u003c\/p\u003e \u003cp\u003eMarket Risk Models 275\u003c\/p\u003e \u003cp\u003eCredit Risk Models 278\u003c\/p\u003e \u003cp\u003eOperational Risk Models 281\u003c\/p\u003e \u003cp\u003eModel Risk Management 283\u003c\/p\u003e \u003cp\u003eThe Loss\/Event Database 288\u003c\/p\u003e \u003cp\u003eEarly Warning Indicators 289\u003c\/p\u003e \u003cp\u003eModel Risk Case Study: AIG 289\u003c\/p\u003e \u003cp\u003eNotes 290\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Five Risk Management\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15 Strategic Risk Management 295\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 295\u003c\/p\u003e \u003cp\u003eThe Importance of Strategic Risk 296\u003c\/p\u003e \u003cp\u003eMeasuring Strategic Risk 299\u003c\/p\u003e \u003cp\u003eManaging Strategic Risk 301\u003c\/p\u003e \u003cp\u003eAppendix A: Strategic Risk Models 310\u003c\/p\u003e \u003cp\u003eNotes 312\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16 Risk-Based Performance Management 314\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 314\u003c\/p\u003e \u003cp\u003ePerformance Management and Risk 316\u003c\/p\u003e \u003cp\u003ePerformance Management and Capital 317\u003c\/p\u003e \u003cp\u003ePerformance Management and Value Creation 319\u003c\/p\u003e \u003cp\u003eSummary 323\u003c\/p\u003e \u003cp\u003eNotes 324\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Six Risk Monitoring and Reporting\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17 Integration of KPIs and KRIs 327\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 327\u003c\/p\u003e \u003cp\u003eWhat Is an Indicator? 327\u003c\/p\u003e \u003cp\u003eUsing Key Performance Indicators 329\u003c\/p\u003e \u003cp\u003eBuilding Key Risk Indicators 330\u003c\/p\u003e \u003cp\u003eKPI and KRI Program Implementation 335\u003c\/p\u003e \u003cp\u003eBest Practices 337\u003c\/p\u003e \u003cp\u003eConclusion 338\u003c\/p\u003e \u003cp\u003eNotes 339\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18 ERM Dashboard Reporting 340\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 340\u003c\/p\u003e \u003cp\u003eTraditional Risk Reporting vs. ERM Dashboard Reporting 344\u003c\/p\u003e \u003cp\u003eGeneral Dashboard Requirements 348\u003c\/p\u003e \u003cp\u003eImplementing ERM Dashboards 351\u003c\/p\u003e \u003cp\u003eAvoid Common Mistakes 357\u003c\/p\u003e \u003cp\u003eBest Practices 358\u003c\/p\u003e \u003cp\u003eNotes 361\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 19 Feedback Loops 362\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 362\u003c\/p\u003e \u003cp\u003eWhat Is a Feedback Loop? 363\u003c\/p\u003e \u003cp\u003eExamples of Feedback Loops 364\u003c\/p\u003e \u003cp\u003eERM Performance Feedback Loop 366\u003c\/p\u003e \u003cp\u003eMeasuring Success with the ERM Scorecard 368\u003c\/p\u003e \u003cp\u003eNotes 371\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Seven Other ERM Resources\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 20 Additional ERM Templates and Outlines 375\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroduction 375\u003c\/p\u003e \u003cp\u003eStrategic Risk Assessment 375\u003c\/p\u003e \u003cp\u003eCRO Report to the Risk Committee 376\u003c\/p\u003e \u003cp\u003eCybersecurity Risk Appetite and Metrics 378\u003c\/p\u003e \u003cp\u003eModel Risk Policy 380\u003c\/p\u003e \u003cp\u003eRisk Escalation Policy 382\u003c\/p\u003e \u003cp\u003eNotes 385\u003c\/p\u003e \u003cp\u003eAbout the Author 386\u003c\/p\u003e \u003cp\u003eIndex 387\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48864652099927,"sku":"9780471745198","price":59.25,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780471745198.jpg?v=1722272904"},{"product_id":"get-good-with-money-9780593232743","title":"Get Good with Money","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e","brand":"Potter\/Ten Speed\/Harmony\/Rodale","offers":[{"title":"Default Title","offer_id":48865155154263,"sku":"9780593232743","price":19.8,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780593232743.jpg?v=1722273802"},{"product_id":"made-whole-9780593581292","title":"Made Whole","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e","brand":"Potter\/Ten Speed\/Harmony\/Rodale","offers":[{"title":"Default Title","offer_id":48865220886871,"sku":"9780593581292","price":15.84,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780593581292.jpg?v=1722273956"},{"product_id":"continuoustime-finance-9780631185086","title":"ContinuousTime Finance","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eMerton provides an overview and synthesis of finance theory from the perspective of continuous-time analysis. He covers individual financial choice, corporate finance, financial intermediation, capital markets and selected topics on the interface between private and public finance.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\"The thoughtful way in which the book is organized, the connective sections, and the fullness of this remarkable scholar's accomplishments, succeed in making this collection into a watershed event in finance. It is a testament to how much of modern finance he has formulated, advanced, and, in a meaningful sense, brought to a satisfactory completeness. Modern finance has much to do, but it can do no better than to add to what Merton has already done, and I recommend this book to all who wish to learn what finance has been up to for the past two decades.\" \u003ci\u003eStephen Ross, Journal of Finance\u003c\/i\u003e\u003cbr\u003e \u003cp\u003e\"I do not see how one can undertake research in intertemporal asset-pricing under uncertainty without studying very carefully the past and present work of Robert C. Merton. Accordingly, Basil Blackwell has done the academic and non-academic finance community a great service by publishing this book.\" \u003ci\u003eMichael Selby, The Economic Journal\u003c\/i\u003e\u003cbr\u003e \u003c\/p\u003e \u003cp\u003e\"A coherent text that represents a bible on continuous-time finance. Anyone with an interest in financial economics will be aware of the outstanding achievements of Robert C. Merton. To these individuals the book will come as no disappointment. It will undoubtedly be a classic reference on continuous-time finance for many years to come.\" \u003ci\u003eThe Manchester School\u003c\/i\u003e\u003cbr\u003e \u003c\/p\u003e \u003cp\u003e\"John Maynard Keynes alludes to economics in the following terms ...'the delightful paths of our own most agreeable branch of moral sciences, in which theory and fact, intuitive imagination and practical judgment, are blended in a manner comfortable to the human intellect.' Robert C. Merton's \u003ci\u003eContinuous-time Finance,\u003c\/i\u003e which comes to us more than 20 years after his first paper appeared, squarely fits this description.\" \u003ci\u003eSuresh Sundaresan, Columbia University, The Review of Financial Studies\u003c\/i\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003eForeword by Paul A. Samuelson. \u003cp\u003ePreface.\u003c\/p\u003e \u003cp\u003e.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I: Introduction to Finance and the Mathematics of Continuous-time Models:\u003c\/b\u003e.\u003c\/p\u003e \u003cp\u003e1. Modern Finance.\u003c\/p\u003e \u003cp\u003e2. Introduction to Portfolio Selection and Capital Market Theory: Static Analysis.\u003c\/p\u003e \u003cp\u003e3. On the Mathematics and Economic Assumptions of Continuous-time Financial Models.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II: Optimum Consumption and Portfolio Selection in Continuous-time Models:\u003c\/b\u003e.\u003c\/p\u003e \u003cp\u003e4. Lifetime Portfolio Selection under Uncertainty: The Continuous-time Case.\u003c\/p\u003e \u003cp\u003e5. Optimum Consumption and Portfolio Rules in a Continuous-time Model.\u003c\/p\u003e \u003cp\u003e6. Further Developments in Theory of Optimal Consumption and Portfolio Selection.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III: Warrant and Option Pricing Theory:\u003c\/b\u003e.\u003c\/p\u003e \u003cp\u003e7. A Complete Model of Warrant Pricing that Maximizes Utility.\u003c\/p\u003e \u003cp\u003e8. Theory of Rational Option Pricing.\u003c\/p\u003e \u003cp\u003e9. Option Pricing when Underlying Stock Returns are Discontinuous.\u003c\/p\u003e \u003cp\u003e10. Further Developments in Option Pricing Theory.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV: Contingent-Claims Analysis in the Theory of Corporate Finance and Financial Intermediation:\u003c\/b\u003e.\u003c\/p\u003e \u003cp\u003e11. A Dynamic General Equilibrium Model of the Asset Market and its Application to the Pricing of the Capital Structure of the Firm.\u003c\/p\u003e \u003cp\u003e12. On the Pricing of Corporate Debt: The Risk Structure of Interest Rates.\u003c\/p\u003e \u003cp\u003e13. On the Pricing of Contingent Claims and the Modigliani-Miller Theorem.\u003c\/p\u003e \u003cp\u003e14. Contingent Claims Analysis in the Theory of Corporate Finance and Financial Intermediation.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V: An Intertemporal-Equilibrium Theory of Finance:\u003c\/b\u003e.\u003c\/p\u003e \u003cp\u003e15. An Intertemporal Capital Asset Pricing Model.\u003c\/p\u003e \u003cp\u003e16. A General Equilibrium Theory of Finance in Continuous Time.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart VI: Applications of the Continuous-Time Model to Selected Issues in Public Finance:\u003c\/b\u003e.\u003c\/p\u003e \u003cp\u003e17. An Asymptotic Theory of Growth Under Uncertainty.\u003c\/p\u003e \u003cp\u003e18. On Consumption-Indexed Public Pension Plans.\u003c\/p\u003e \u003cp\u003e19. An Analytic Derivation of the Cost of Loan Guarantees and Deposit Insurance.\u003c\/p\u003e \u003cp\u003e20. On the Cost of Deposit Insurance when there are Surveillance Costs.\u003c\/p\u003e \u003cp\u003e21. Optimal Investment Strategies for University Endowment Funds.\u003c\/p\u003e \u003cp\u003eBibliography.\u003c\/p\u003e \u003cp\u003eAuthor Index.\u003c\/p\u003e \u003cp\u003eSubject Index.\u003c\/p\u003e","brand":"John Wiley and Sons Ltd","offers":[{"title":"Default Title","offer_id":48865432633687,"sku":"9780631185086","price":61.7,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780631185086.jpg?v=1722274048"},{"product_id":"bids-tenders-and-proposals-9780749474843","title":"Bids Tenders and Proposals","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eHarold Lewis is a writer, editor and independent consultant with more than 30 years' professional experience of working with businesses of all kinds and with private and public sector clients. He has written over 300 successful bids and proposals, including successful bids for contracts from private and public sector organizations. His responsibilities have included the role of Senior Consultant, Terms of Reference Expert and Proposal Evaluator on EC-funded technical assistance programmes. He has participated as a member of technical teams undertaking overseas projects funded by international, regional and bilateral development agencies, including the World Bank, Asian Development Bank, UNDP and DfID. He is also the Institute of Directors' specialist advisor on competitive bidding and tendering.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cul\u003e\u003cli\u003e\u003cul\u003e\n\u003cli\u003eChapter - 01: Bidding to succeed;\u003c\/li\u003e\n\u003cli\u003eChapter - 02: Bidding for public sector contracts;\u003c\/li\u003e\n\u003cli\u003eChapter - 03: Tendering for the private sector;\u003c\/li\u003e\n\u003cli\u003eChapter - 04: Bidding for research funding\u003c\/li\u003e\n\u003cli\u003eChapter - 05: Tendering for international development contracts;\u003c\/li\u003e\n\u003cli\u003eChapter - 06: Pre-qualifying for tender opportunities;\u003c\/li\u003e\n\u003cli\u003eChapter - 07: Deciding whether or not to bid;\u003c\/li\u003e\n\u003cli\u003eChapter - 08: Analysing the tender documents;\u003c\/li\u003e\n\u003cli\u003eChapter - 09: Managing the bid;\u003c\/li\u003e\n\u003cli\u003eChapter - 10: Talking to the client;\u003c\/li\u003e\n\u003cli\u003eChapter - 11: Bidding in partnership;\u003c\/li\u003e\n\u003cli\u003eChapter - 12: Thinking the work through;\u003c\/li\u003e\n\u003cli\u003eChapter - 13: Developing and writing the bid;\u003c\/li\u003e\n\u003cli\u003eChapter - 14: Explaining approach and method;\u003c\/li\u003e\n\u003cli\u003eChapter - 15: Focusing on contract management;\u003c\/li\u003e\n\u003cli\u003eChapter - 16: Defining outcomes and deliverables;\u003c\/li\u003e\n\u003cli\u003eChapter - 17: Communicating added value;\u003c\/li\u003e\n\u003cli\u003eChapter - 18: Presenting CVs;\u003c\/li\u003e\n\u003cli\u003eChapter - 19: Describing professional experience;\u003c\/li\u003e\n\u003cli\u003eChapter - 20: Making good use of graphics;\u003c\/li\u003e\n\u003cli\u003eChapter - 21: Stating your piece;\u003c\/li\u003e\n\u003cli\u003eChapter - 22: Electronic and hard-copy submission;\u003c\/li\u003e\n\u003cli\u003eChapter - 23: Understanding how clients evaluate tenders;\u003c\/li\u003e\n\u003cli\u003eChapter - 24: Presentations to clients;\u003c\/li\u003e\n\u003cli\u003eChapter - 25: True stories\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/li\u003e\u003c\/ul\u003e","brand":"Kogan Page Ltd","offers":[{"title":"Default Title","offer_id":48865725907287,"sku":"9780749474843","price":37.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9780749474843.jpg?v=1722275276"},{"product_id":"cash-flow-for-dummies-9781118018507","title":"Cash Flow for Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eThe fast and easy way to grasp cash flow management   Cash Flow For Dummies offers small business owners, accountants, prospective entrepreneurs, and others responsible for cash management an informational manual to cash flow basics and proven success strategies.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eIntroduction 1\u003c\/b\u003e  \u003cp\u003e\u003cb\u003ePart I: Fitting Cash Flow into the Big Picture of Running a Business 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Getting in Sync with the Rhythm of Cash 9\u003c\/p\u003e \u003cp\u003eChapter 2: Why Accrual Accounting Is Essential 23\u003c\/p\u003e \u003cp\u003eChapter 3: The Big Three Financial Statements 37\u003c\/p\u003e \u003cp\u003eChapter 4: Getting a Grip on the Statement of Cash Flows 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II: Using Financial Statements to Assess Cash Health 81\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Mining the Balance Sheet for Cash 83\u003c\/p\u003e \u003cp\u003eChapter 6: Digging Deeper into Cash Flow 113\u003c\/p\u003e \u003cp\u003eChapter 7: Understanding Liquidity versus Available Cash 131\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III: Getting Intimate with Your Company's Cash Flow Needs 157\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 8: Creating a Business Plan to Secure Cash 159\u003c\/p\u003e \u003cp\u003eChapter 9: Building Best-in-Class Projection Models to Manage Cash 173\u003c\/p\u003e \u003cp\u003eChapter 10: Identifying and Securing External Sources of Capital 193\u003c\/p\u003e \u003cp\u003eChapter 11: Knowing When to Use Debt to Finance Your Business 213\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV: Managing Your Business with Cash Flow in Mind 239\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 12: Covering the Basics of Cash and Cash Activity 241\u003c\/p\u003e \u003cp\u003eChapter 13: Preventing Cash Losses from Embezzlement and Fraud 267\u003c\/p\u003e \u003cp\u003eChapter 14: Managing the Selling Cycle to Improve Cash Flows 281\u003c\/p\u003e \u003cp\u003eChapter 15: Managing the Disbursement Cycle to Improve Cash Flows 311\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V: The Part of Tens 331\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 16: Ten Keys to Managing Cash Flows in a Small Business 333\u003c\/p\u003e \u003cp\u003eChapter 17: Ten Tales of Cash-Flow Woes 341\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIndex 351\u003c\/b\u003e\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48866363933015,"sku":"9781118018507","price":18.69,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781118018507.jpg?v=1722278296"},{"product_id":"project-financing-3e-9781118394106","title":"Project Financing 3e","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eA timely update to one of the most well-received books on project financing\u003c\/b\u003e  \u003cp\u003eAs an effective alternative to conventional direct financing, project financing has become one of the hottest topics in corporate finance. It''s being used more and more frequentlyand more successfullyon a wide variety of high-profile corporate projects, and has long been used to fund large-scale natural resource projects. But the challenges of successful project financing are immense, and the requirements of the process can easily be misunderstood. That''s why John Finnerty has returned with the \u003ci\u003eThird Edition\u003c\/i\u003e of \u003ci\u003eProject Financing\u003c\/i\u003e.\u003c\/p\u003e \u003cp\u003eDrawing on his vast experience in the field, Finnerty takes you through the process step by step. Using updated examples and case studies that illustrate how to apply the analytical techniques described in the book, he covers the rationale for project financing, how to prepare the financial plan, assess the risks, design the financing mix, raise the fu\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003ePreface xi\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003eChapter 1 what is project financing? 1\u003c\/p\u003e \u003cp\u003eChapter 2 The Rationale For Project Financing 13\u003c\/p\u003e \u003cp\u003eChapter 3 what is special about large projects? 33\u003c\/p\u003e \u003cp\u003eChapter 4 who finances large projects? 53\u003c\/p\u003e \u003cp\u003eChapter 5 analyzing project viability 71\u003c\/p\u003e \u003cp\u003eChapter 6 analysis and financing of renewable energy projects 91\u003c\/p\u003e \u003cp\u003eChapter 7 Designing security arrangements 115\u003c\/p\u003e \u003cp\u003eChapter 8 Structuring the project 131\u003c\/p\u003e \u003cp\u003eChapter 9 Preparing the project financing plan 151\u003c\/p\u003e \u003cp\u003eChapter 10 Discounted cash flow analysis 169\u003c\/p\u003e \u003cp\u003eChapter 11 Financial modeling and project evaluation 193\u003c\/p\u003e \u003cp\u003eChapter 12 Using real-options analysis to evaluate a project 215\u003c\/p\u003e \u003cp\u003eChapter 13 Sources of project funds 239\u003c\/p\u003e \u003cp\u003eChapter 14 Managing project risks 271\u003c\/p\u003e \u003cp\u003eChapter 15 Sharia-compliant project financing 305\u003c\/p\u003e \u003cp\u003eChapter 16 Issues for the host government 331\u003c\/p\u003e \u003cp\u003eChapter 17 case study: the indiantown cogeneration project 347\u003c\/p\u003e \u003cp\u003eChapter 18 case study: the tribasa toll road project 379\u003c\/p\u003e \u003cp\u003eChapter 19 case study: the euro disneyland project 399\u003c\/p\u003e \u003cp\u003eChapter 20 case study: the eurotunnel project 431\u003c\/p\u003e \u003cp\u003eChapter 21 conclusion 457\u003c\/p\u003e \u003cp\u003eAppendix A comparative terms of selected projects 463\u003c\/p\u003e \u003cp\u003eAppendix B other examples of project financings 475\u003c\/p\u003e \u003cp\u003eAppendix C legal investment requirements governing new york life insurance companies 489\u003c\/p\u003e \u003cp\u003eNotes 495\u003c\/p\u003e \u003cp\u003eBibliography 513\u003c\/p\u003e \u003cp\u003eWebsites 521\u003c\/p\u003e \u003cp\u003eIndex 523\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48866370093399,"sku":"9781118394106","price":66.75,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781118394106.jpg?v=1722278324"},{"product_id":"corporate-finance-for-dummies-uk-9781118743508","title":"Corporate Finance For Dummies  UK","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eThe maths, the formulas, and the problems associated with corporate finance can be daunting to the uninitiated, but help is at hand.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I: Getting Started with Corporate Finance 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Introducing Corporate Finance 7\u003c\/p\u003e \u003cp\u003eChapter 2: Navigating the World of Corporate Finance 15\u003c\/p\u003e \u003cp\u003eChapter 3: Raising Money for Business Purposes 35\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II: Reading Financial Statements as a Second Language 45\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4: Seeing What You’re Worth with the Balance Sheet 47\u003c\/p\u003e \u003cp\u003eChapter 5: Getting Paid with the Profit and Loss Account 59\u003c\/p\u003e \u003cp\u003eChapter 6: Easy Come, Easy Go: Understanding the Cash Flow Statement 69\u003c\/p\u003e \u003cp\u003eChapter 7: Making Financial Statements Useful with Ratio Analysis 77\u003c\/p\u003e \u003cp\u003eChapter 8: Measuring Financial Wellbeing with Special-Use Ratios 97\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III: Placing Valuations on the Price Tags of Business 115\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 9: Determining Present and Future Values: Time Is Money 117\u003c\/p\u003e \u003cp\u003eChapter 10: Looking to the Future with Capital Budgeting 125\u003c\/p\u003e \u003cp\u003eChapter 11: Bringing on Your Best Bond Bets 143\u003c\/p\u003e \u003cp\u003eChapter 12: Being Savvy When Shopping for Shares 159\u003c\/p\u003e \u003cp\u003eChapter 13: Measuring Valuations of the May-Be: Derivatives 177\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV: Walking in a Risk Management Wonderland 189\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 14: Managing the Risky Business of Corporate Finances 191\u003c\/p\u003e \u003cp\u003eChapter 15: Through the Looking Glass of Modern Portfolio Theory 203\u003c\/p\u003e \u003cp\u003eChapter 16: Entering the Science Lab: Financial Engineering 223\u003c\/p\u003e \u003cp\u003eChapter 17: Assessing Capital Structure 239\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V: Understanding Financial Management 249\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 18: Assessing Financial Performance 251\u003c\/p\u003e \u003cp\u003eChapter 19: Forecasting Finances Is Easier than Predicting the Weather 273\u003c\/p\u003e \u003cp\u003eChapter 20: Spelling out the ABC of M\u0026amp;A 289\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart VI: The Part of Tens 309\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 21: Ten Things You Need to Know about International Finance 311\u003c\/p\u003e \u003cp\u003eChapter 22: Ten Things You Need to Understand about Behavioural Finance 325\u003c\/p\u003e \u003cp\u003eIndex 337\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48866377204055,"sku":"9781118743508","price":17.59,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781118743508.jpg?v=1722278360"},{"product_id":"fit-for-growth-9781119268536","title":"Fit for Growth","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eA practical approach to business transformation    Fit for Growth* is a unique approach to business transformation that explicitly connects growth strategy with cost management and organization restructuring.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003ePreface ix\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I Introduction and Fit for Growth Overview 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Do You Need to Cut to Grow? 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCircuit City: The Ostrich Approach 6\u003c\/p\u003e \u003cp\u003eIKEA: Elevating Cost Optimization to an Art Form 9\u003c\/p\u003e \u003cp\u003eThe Fit for Growth Index 12\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Becoming Fit for Growth: The Restructuring and Renewal Journey 17\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFocus on Differentiating Capabilities 19\u003c\/p\u003e \u003cp\u003eAlign the Cost Structure 21\u003c\/p\u003e \u003cp\u003eReorganize for Growth 24\u003c\/p\u003e \u003cp\u003eEnable Change and Cultural Evolution 28\u003c\/p\u003e \u003cp\u003eContinuous Cost-Fitness Renewal 29\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 The Leader’s Role: Aligning Costs with Strategy 31\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Do You Know When It’s Time? 32\u003c\/p\u003e \u003cp\u003eThe Three Core Questions Leaders Ask 34\u003c\/p\u003e \u003cp\u003eWhat Makes the Fit for Growth Approach Different 43\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II How to Cut Costs and Grow Stronger: A Manager’s Guide 45\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Levers of Cost Reduction: What, Where, and How 47\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSetting the Objective 48\u003c\/p\u003e \u003cp\u003eIdentifying Differentiating Capabilities 50\u003c\/p\u003e \u003cp\u003eSelecting the Cost-Reduction Levers 52\u003c\/p\u003e \u003cp\u003e“What” Do We Do? Business Portfolio and Capability Choices 52\u003c\/p\u003e \u003cp\u003e“Where” Do We Do It? Organization and Location 53\u003c\/p\u003e \u003cp\u003e“How” and “How Well” Do We Do It? Operational Excellence 55\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Portfolio Rationalization: Decide What Business You Should Be In 57\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Portfolio Rationalization? 58\u003c\/p\u003e \u003cp\u003eWhen to Use Portfolio Rationalization 62\u003c\/p\u003e \u003cp\u003eHow to Rationalize the Portfolio 64\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Zero-Basing: Justify What to Keep, Not What to Kill 70\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Zero-Basing? 70\u003c\/p\u003e \u003cp\u003eA Versatile, Holistic Cost Lever 73\u003c\/p\u003e \u003cp\u003eWhen Should You Zero-Base Your Capabilities? 76\u003c\/p\u003e \u003cp\u003eHow to Zero-Base Your Capabilities 76\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Aligning the Operating Model: Redefine Where Critical Work Gets Done 85\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eOperating Model Elements and Archetypes 86\u003c\/p\u003e \u003cp\u003eWhen to Redesign Your Operating Model 92\u003c\/p\u003e \u003cp\u003eHow to Redesign Your Operating Model 93\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Outsourcing: Let External Providers Generate Value for You 103\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Outsourcing? 103\u003c\/p\u003e \u003cp\u003eWhen to Outsource 107\u003c\/p\u003e \u003cp\u003eThe Outsourcing Process: How It Works 108\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Footprint Optimization: Rethink Your Operations and Overhead Locations 119\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Footprint Optimization? 119\u003c\/p\u003e \u003cp\u003eWhen to Use Footprint Optimization 123\u003c\/p\u003e \u003cp\u003eFootprint Optimization: How It Works 126\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Process Excellence: Simplify Work and Minimize Bureaucracy 133\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Process Excellence? 134\u003c\/p\u003e \u003cp\u003eWhen to Use Process Excellence 139\u003c\/p\u003e \u003cp\u003eA Guide to Process Excellence 140\u003c\/p\u003e \u003cp\u003eAligning Process Excellence with Other Cost Levers 146\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 Spans and Layers: Flatten and Empower the Organization 149\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is a Spans and Layers Restructuring? 149\u003c\/p\u003e \u003cp\u003eWhen to Restructure Spans and Layers 154\u003c\/p\u003e \u003cp\u003eHow to Restructure Spans and Layers: Five Steps to a Leaner Organization 155\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 Strategic Supply Management: Extract More Value from Your Purchases 163\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Strategic Supply Management? 163\u003c\/p\u003e \u003cp\u003eWhen Should a Company Use Strategic Supply Management? 167\u003c\/p\u003e \u003cp\u003eMaking It Happen: A Guide to Strategic Supply Management 169\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Digitization: Make Technology a Game Changer 177\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is Digitization? 177\u003c\/p\u003e \u003cp\u003eWhen to Use Digitization 179\u003c\/p\u003e \u003cp\u003eHow to Digitize 182\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III Coping with Cost Restructuring: How to Manage and Sustain the Change 189\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 Running a Cost Transformation: Mobilizing, Scaling, and Sustaining 191\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePhase 1: Diagnostic and Case for Change 193\u003c\/p\u003e \u003cp\u003ePhase 2: Detailed Design 198\u003c\/p\u003e \u003cp\u003ePhase 3: Execution 203\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15 Morale, Emotions, and Expectations: Leading during a Restructuring 208\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUncertainty and Anxiety 209\u003c\/p\u003e \u003cp\u003ePhase 1: Opportunity, but for Whom? 211\u003c\/p\u003e \u003cp\u003ePhase 2: Anxiety Surfaces 214\u003c\/p\u003e \u003cp\u003ePhase 3: Turmoil, but also Glimmers of Something Better 216\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16 The Human Element: Getting People Ready, Willing, and Able to Change 224\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eElements of a Culture-Led Change Management Program 226\u003c\/p\u003e \u003cp\u003ePhase 1: Diagnostic and Case for Change 230\u003c\/p\u003e \u003cp\u003ePhase 2: Detailed Design 233\u003c\/p\u003e \u003cp\u003ePhase 3: Execution 242\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17 Staying Fit for Growth 246\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eStrategic Levers: Translating Strategy into Performance 247\u003c\/p\u003e \u003cp\u003eOperational Levers: Executing against the Plan 251\u003c\/p\u003e \u003cp\u003eOrganizational Levers: Assign Accountability and Reward Cost Consciousness 253\u003c\/p\u003e \u003cp\u003eCultural Levers: Unleashing the Individual 255\u003c\/p\u003e \u003cp\u003eSense and Sustainability: Getting from Here to There 258\u003c\/p\u003e \u003cp\u003eNotes 259\u003c\/p\u003e \u003cp\u003eAcknowledgments 261\u003c\/p\u003e \u003cp\u003eAbout the Authors 265\u003c\/p\u003e \u003cp\u003eIndex 267\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48866390933847,"sku":"9781119268536","price":22.95,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119268536.jpg?v=1722278425"},{"product_id":"the-financial-controller-and-cfos-toolkit-9781119286547","title":"The Financial Controller and CFOs Toolkit","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eSimplify and streamline your way to a winning legacy    Winning CFOs is a hybrid handbook and toolkit with over 100 lean practice solutions and a wealth of practical tools for senior financial managers of small, midsized and large companies.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eAbout the Author ix\u003c\/p\u003e \u003cp\u003eTestimonials xi\u003c\/p\u003e \u003cp\u003eIntroduction xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xxi\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I: Change—Why the Need and How to Lead\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Getting Your Finance Team Future Ready 3\u003c\/p\u003e \u003cp\u003eChapter 2: Leading and Selling the Change 17\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II: To Be Completed Before the Next Month-End\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 3: Rapid Month-End Reporting: By Working Day Three or Less 29\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III: Technologies to Adopt\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4: Future-Ready Technologies 49\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV: Progress You Need to Make Within the Next Six Months\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Reduce Accounts Payable Volumes by 60 Percent 77\u003c\/p\u003e \u003cp\u003eChapter 6: Month-End Reporting Refinements 91\u003c\/p\u003e \u003cp\u003eChapter 7: Lean Reporting—Informatively and Error Free 101\u003c\/p\u003e \u003cp\u003eChapter 8: Lean Board Reporting 135\u003c\/p\u003e \u003cp\u003eChapter 9: A Lean Annual Planning Process—Ten Working Days or Less! 149\u003c\/p\u003e \u003cp\u003eChapter 10: Lean and Smarter Work Methods 177\u003c\/p\u003e \u003cp\u003eChapter 11: Effective Leadership, Growing and Retaining Talent 199\u003c\/p\u003e \u003cp\u003eChapter 12: Quick Annual Reporting: Within 15 Working Days Post Year-End 225\u003c\/p\u003e \u003cp\u003eChapter 13: Managing Your Accounts Receivable 245\u003c\/p\u003e \u003cp\u003eChapter 14: Attracting and Recruiting Talent 249\u003c\/p\u003e \u003cp\u003eChapter 15: Lean Accounting 265\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V: How Finance Teams Can Help Their Organizations Get Future Ready\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 16: Implementing Quarterly Rolling Forecasting and Planning 281\u003c\/p\u003e \u003cp\u003eChapter 17: Finding Your Organization’s Operational Critical Success Factors 315\u003c\/p\u003e \u003cp\u003eChapter 18: Getting Your KPIs to Work 327\u003c\/p\u003e \u003cp\u003eChapter 19: Reporting Performance Measures 351\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart VI: Areas Where Costly Mistakes Can Be Made\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 20: Performance Bonus Schemes 371\u003c\/p\u003e \u003cp\u003eChapter 21: Takeovers and Mergers 387\u003c\/p\u003e \u003cp\u003eChapter 22: The Hidden Costs of Reorganizations and Downsizing 399\u003c\/p\u003e \u003cp\u003eAppendix A: Useful Letters and Memos 409\u003c\/p\u003e \u003cp\u003eAppendix B: Rules for a Bulletproof Presentation 419\u003c\/p\u003e \u003cp\u003eAppendix C: Satisfaction Survey for a Finance Team 427\u003c\/p\u003e \u003cp\u003eIndex 435\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48866391753047,"sku":"9781119286547","price":33.6,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119286547.jpg?v=1722278429"},{"product_id":"budgeting-for-dummies-9781119985143","title":"Budgeting For Dummies","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: All about Budgeting 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Beginning with Budgeting Basics 7\u003c\/p\u003e \u003cp\u003eChapter 2: Breaking Down the Parts of a Budget 21\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Finding a Budget That Works for You 37\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 3: Zero-Based Budgeting 39\u003c\/p\u003e \u003cp\u003eChapter 4: The 50\/30\/20 Budget 59\u003c\/p\u003e \u003cp\u003eChapter 5: The Envelope Budget 77\u003c\/p\u003e \u003cp\u003eChapter 6: The Pay-Yourself-First Budget 95\u003c\/p\u003e \u003cp\u003eChapter 7: Tips for Creating a New Budget 107\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Taking Care of Your Priorities 127\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 8: Establishing an Emergency Fund 129\u003c\/p\u003e \u003cp\u003eChapter 9: Saving for Your Retirement 147\u003c\/p\u003e \u003cp\u003eChapter 10: Eliminating Debt 153\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Budgeting in Action 177\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 11: Budgeting in a Tough Economy 179\u003c\/p\u003e \u003cp\u003eChapter 12: Budgeting during Different Life Stages 193\u003c\/p\u003e \u003cp\u003eChapter 13: Budgeting for a Major Purchase or Life Event 211\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Using Your Budget for Money Management 231\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 14: Budgeting for Major Life Changes 233\u003c\/p\u003e \u003cp\u003eChapter 15: Keeping Tabs on Credit Card Spending 249\u003c\/p\u003e \u003cp\u003eChapter 16: Using a Budget to Plan for the Future 259\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: The Part of Tens 275\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17: Ten Creative Ways to Budget 277\u003c\/p\u003e \u003cp\u003eChapter 18: Ten Ways to Stay Motivated When Following a Budget 281\u003c\/p\u003e \u003cp\u003eIndex 285\u003c\/p\u003e","brand":"John Wiley \u0026 Sons Inc","offers":[{"title":"Default Title","offer_id":48866426945879,"sku":"9781119985143","price":14.39,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781119985143.jpg?v=1722278593"},{"product_id":"simple-tools-and-techniques-for-enterprise-risk-management-9781119989974","title":"Simple Tools and Techniques for Enterprise Risk","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eYour business reputation can take years to build   and mere minutes to destroy   The range of business threats is evolving rapidly but your organization can thrive and gain a competitive advantage with your business vision for enterprise risk management.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cp\u003eList of Figures xxvii\u003c\/p\u003e \u003cp\u003ePreface to the Second Edition xxxi\u003c\/p\u003e \u003cp\u003eAcknowledgements xxxv\u003c\/p\u003e \u003cp\u003eAbout the Author xxxvii\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I Enterprise Risk Management In Context 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1 Introduction 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1.1 Risk Diversity 4\u003c\/p\u003e \u003cp\u003e1.2 Approach to Risk Management 5\u003c\/p\u003e \u003cp\u003e1.3 Business Growth Through Risk Taking 5\u003c\/p\u003e \u003cp\u003e1.4 Risk and Opportunity 6\u003c\/p\u003e \u003cp\u003e1.5 The Role of the Board 7\u003c\/p\u003e \u003cp\u003e1.6 Primary Business Objective (or Goal) 8\u003c\/p\u003e \u003cp\u003e1.7 What is Enterprise Risk Management? 9\u003c\/p\u003e \u003cp\u003e1.8 Benefits of Enterprise Risk Management 10\u003c\/p\u003e \u003cp\u003e1.9 Structure 12\u003c\/p\u003e \u003cp\u003e1.9.1 Corporate Governance 12\u003c\/p\u003e \u003cp\u003e1.9.2 Internal Control 13\u003c\/p\u003e \u003cp\u003e1.9.3 Implementation 14\u003c\/p\u003e \u003cp\u003e1.9.4 Risk Management Framework 14\u003c\/p\u003e \u003cp\u003e1.9.5 Risk Management Policy 15\u003c\/p\u003e \u003cp\u003e1.9.6 Risk Management Process 15\u003c\/p\u003e \u003cp\u003e1.9.7 Sources of Risk 16\u003c\/p\u003e \u003cp\u003e1.10 Summary 16\u003c\/p\u003e \u003cp\u003e1.11 References 16\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2 Developments in Corporate Governance in the UK 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e2.1 Investor Unrest 19\u003c\/p\u003e \u003cp\u003e2.2 The Problem of Agency 20\u003c\/p\u003e \u003cp\u003e2.3 The Cadbury Committee 21\u003c\/p\u003e \u003cp\u003e2.4 The Greenbury Report 23\u003c\/p\u003e \u003cp\u003e2.5 The Hampel Committee and the Combined Code of 1998 23\u003c\/p\u003e \u003cp\u003e2.6 Smith Guidance on Audit Committees 23\u003c\/p\u003e \u003cp\u003e2.7 Higgs 24\u003c\/p\u003e \u003cp\u003e2.8 Tyson 24\u003c\/p\u003e \u003cp\u003e2.9 Combined Code on Corporate Governance 2003 25\u003c\/p\u003e \u003cp\u003e2.10 Companies Act 2006 26\u003c\/p\u003e \u003cp\u003e2.11 Combined Code on Corporate Governance 2008 26\u003c\/p\u003e \u003cp\u003e2.12 Sir David Walker’s Review of Corporate Governance, July 2009 (Consultation Paper) 27\u003c\/p\u003e \u003cp\u003e2.13 Sir David Walker’s Review of Corporate Governance, November 2009 (Final Recommendation) 29\u003c\/p\u003e \u003cp\u003e2.14 House of Commons Treasury Committee 2009 30\u003c\/p\u003e \u003cp\u003e2.15 UK Corporate Governance Code, June 2010 32\u003c\/p\u003e \u003cp\u003e2.16 The “Comply or Explain” Regime 34\u003c\/p\u003e \u003cp\u003e2.17 Definition of Corporate Governance 34\u003c\/p\u003e \u003cp\u003e2.18 Formation of Companies 35\u003c\/p\u003e \u003cp\u003e2.19 The Financial Services Authority and Markets Act 2000 36\u003c\/p\u003e \u003cp\u003e2.20 The London Stock Exchange 36\u003c\/p\u003e \u003cp\u003e2.21 Summary 37\u003c\/p\u003e \u003cp\u003e2.22 References 38\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3 Developments in Corporate Governance in the US 41\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e3.1 Corporate Governance 41\u003c\/p\u003e \u003cp\u003e3.2 The Securities and Exchange Commission 42\u003c\/p\u003e \u003cp\u003e3.2.1 Creation of the SEC 42\u003c\/p\u003e \u003cp\u003e3.2.2 Organisation of the SEC 43\u003c\/p\u003e \u003cp\u003e3.3 The Laws That Govern the Securities Industry 44\u003c\/p\u003e \u003cp\u003e3.3.1 Securities Act 1933 44\u003c\/p\u003e \u003cp\u003e3.3.2 Securities Exchange Act 1934 44\u003c\/p\u003e \u003cp\u003e3.3.3 Trust Indenture Act 1939 45\u003c\/p\u003e \u003cp\u003e3.3.4 Investment Company Act 1940 45\u003c\/p\u003e \u003cp\u003e3.3.5 Investment Advisers Act 1940 45\u003c\/p\u003e \u003cp\u003e3.4 Catalysts for the Sarbanes-Oxley Act 2002 45\u003c\/p\u003e \u003cp\u003e3.4.1 Enron 46\u003c\/p\u003e \u003cp\u003e3.4.2 WorldCom 47\u003c\/p\u003e \u003cp\u003e3.4.3 Tyco International 47\u003c\/p\u003e \u003cp\u003e3.4.4 Provisions of the Act 50\u003c\/p\u003e \u003cp\u003e3.4.5 Implementation 52\u003c\/p\u003e \u003cp\u003e3.4.6 Sarbanes-Oxley Section 404 52\u003c\/p\u003e \u003cp\u003e3.4.7 The Positive Effects of Post-Enron Reforms 52\u003c\/p\u003e \u003cp\u003e3.4.8 Criticism of Section 404 Before the Global Financial Crisis 54\u003c\/p\u003e \u003cp\u003e3.4.9 Criticism of Section 404 After the Global Financial Crisis 54\u003c\/p\u003e \u003cp\u003e3.5 National Association of Corporate Directors 2008 55\u003c\/p\u003e \u003cp\u003e3.6 Summary 56\u003c\/p\u003e \u003cp\u003e3.7 References 57\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4 The Global Financial Crisis of 2007–2009: A US Perspective 59\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e4.1 The Financial Crisis in Summary 59\u003c\/p\u003e \u003cp\u003e4.2 How the Financial Crisis Unfolded 60\u003c\/p\u003e \u003cp\u003e4.3 The United States Mortgage Finance Industry 61\u003c\/p\u003e \u003cp\u003e4.4 Subprime Model of Mortgage Lending 61\u003c\/p\u003e \u003cp\u003e4.4.1 Contributing Events to the Credit Crisis 61\u003c\/p\u003e \u003cp\u003e4.4.2 Foreclosures 63\u003c\/p\u003e \u003cp\u003e4.4.3 Negative Equity 65\u003c\/p\u003e \u003cp\u003e4.4.4 Housing Surplus 67\u003c\/p\u003e \u003cp\u003e4.4.5 Vicious Circles 68\u003c\/p\u003e \u003cp\u003e4.5 Why this Crisis Warrants Close Scrutiny 68\u003c\/p\u003e \u003cp\u003e4.6 Behaviours 70\u003c\/p\u003e \u003cp\u003e4.6.1 Investor Behaviour in the Search for Yield 70\u003c\/p\u003e \u003cp\u003e4.6.2 Mortgage Lending Behaviour 71\u003c\/p\u003e \u003cp\u003e4.6.3 Bank Behaviour and Risk Transfer through Securitised Credit 71\u003c\/p\u003e \u003cp\u003e4.6.4 “Group Think” and Herd Behaviour 72\u003c\/p\u003e \u003cp\u003e4.6.5 Banks’ Behaviour and Risk Appetite 74\u003c\/p\u003e \u003cp\u003e4.6.6 Behaviour of Regulators and the Division of “Narrow Banking” from Investment Banking 75\u003c\/p\u003e \u003cp\u003e4.6.7 Banks’ Behaviour and Misplaced Reliance of Sophisticated Mathematics and Statistics 75\u003c\/p\u003e \u003cp\u003e4.7 Worldwide Deficiencies in Risk Management 76\u003c\/p\u003e \u003cp\u003e4.8 Federal Reform 76\u003c\/p\u003e \u003cp\u003e4.9 Systemic Risk 79\u003c\/p\u003e \u003cp\u003e4.10 The Future of Risk Management 81\u003c\/p\u003e \u003cp\u003e4.11 Summary 82\u003c\/p\u003e \u003cp\u003e4.12 References 82\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5 Developments in Corporate Governance in Australia and Canada 85\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e5.1 Australian Corporate Governance 85\u003c\/p\u003e \u003cp\u003e5.1.1 Regulation Arising from Corporate Failures 85\u003c\/p\u003e \u003cp\u003e5.1.2 Corporate Governance Reforms Following the Accounting Scandals of the Early 2000s 86\u003c\/p\u003e \u003cp\u003e5.1.3 Horwath 2002 Corporate Governance Report 88\u003c\/p\u003e \u003cp\u003e5.1.4 The ASX Corporate Governance Council 89\u003c\/p\u003e \u003cp\u003e5.1.5 Financial Statements 90\u003c\/p\u003e \u003cp\u003e5.2 Canada 90\u003c\/p\u003e \u003cp\u003e5.2.1 Dey Report 90\u003c\/p\u003e \u003cp\u003e5.2.2 Dey Revisited 91\u003c\/p\u003e \u003cp\u003e5.2.3 Kirby Report 91\u003c\/p\u003e \u003cp\u003e5.2.4 Saucier Committee 92\u003c\/p\u003e \u003cp\u003e5.2.5 National Policy and Instrument (April 2005) 92\u003c\/p\u003e \u003cp\u003e5.2.6 TSE Corporate Governance: Guide to Good Disclosure 2006 93\u003c\/p\u003e \u003cp\u003e5.3 Summary 94\u003c\/p\u003e \u003cp\u003e5.4 References 94\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6 Internal Control and Risk Management 97\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e6.1 The Composition of Internal Control 97\u003c\/p\u003e \u003cp\u003e6.2 Risk as a Subset of Internal Control 98\u003c\/p\u003e \u003cp\u003e6.2.1 The Application of Risk Management 98\u003c\/p\u003e \u003cp\u003e6.3 Allocation of Responsibility 102\u003c\/p\u003e \u003cp\u003e6.3.1 Cadbury Committee 102\u003c\/p\u003e \u003cp\u003e6.3.2 Hampel Committee 102\u003c\/p\u003e \u003cp\u003e6.3.3 Turnbull 103\u003c\/p\u003e \u003cp\u003e6.3.4 Higgs Review 104\u003c\/p\u003e \u003cp\u003e6.3.5 Smith Review 104\u003c\/p\u003e \u003cp\u003e6.3.6 OECD 105\u003c\/p\u003e \u003cp\u003e6.4 The Context of Internal Control and Risk Management 106\u003c\/p\u003e \u003cp\u003e6.5 Internal Control and Risk Management 107\u003c\/p\u003e \u003cp\u003e6.6 Embedding Internal Control and Risk Management 107\u003c\/p\u003e \u003cp\u003e6.7 Summary 107\u003c\/p\u003e \u003cp\u003e6.8 References 108\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7 Developments in Risk Management in the UK Public Sector 109\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e7.1 Responsibility for Risk Management in Government 109\u003c\/p\u003e \u003cp\u003e7.1.1 Cabinet Office 110\u003c\/p\u003e \u003cp\u003e7.1.2 Treasury 111\u003c\/p\u003e \u003cp\u003e7.1.3 Office of Government Commerce 111\u003c\/p\u003e \u003cp\u003e7.1.4 National Audit Office 112\u003c\/p\u003e \u003cp\u003e7.2 Risk Management Publications 112\u003c\/p\u003e \u003cp\u003e7.3 Successful IT 113\u003c\/p\u003e \u003cp\u003e7.4 Supporting Innovation 115\u003c\/p\u003e \u003cp\u003e7.4.1 Part 1: Why Risk Management is Important 115\u003c\/p\u003e \u003cp\u003e7.4.2 Part 2: Comprehension of Risk Management 115\u003c\/p\u003e \u003cp\u003e7.4.3 Part 3: What More Needs to be Done to Improve Risk Management 115\u003c\/p\u003e \u003cp\u003e7.5 The Orange Book 116\u003c\/p\u003e \u003cp\u003e7.5.1 Identify the Risks and Define a Framework 116\u003c\/p\u003e \u003cp\u003e7.5.2 Assign Ownership 116\u003c\/p\u003e \u003cp\u003e7.5.3 Evaluate 117\u003c\/p\u003e \u003cp\u003e7.5.4 Assess Risk Appetite 117\u003c\/p\u003e \u003cp\u003e7.5.5 Response to Risk 117\u003c\/p\u003e \u003cp\u003e7.5.6 Gain Assurance 118\u003c\/p\u003e \u003cp\u003e7.5.7 Embed and Review 118\u003c\/p\u003e \u003cp\u003e7.6 Audit Commission 118\u003c\/p\u003e \u003cp\u003e7.7 CIPFA\/SOLACE Corporate Governance 120\u003c\/p\u003e \u003cp\u003e7.8 M_o_R 2002 121\u003c\/p\u003e \u003cp\u003e7.9 DEFRA 123\u003c\/p\u003e \u003cp\u003e7.9.1 Risk Management Strategy 123\u003c\/p\u003e \u003cp\u003e7.10 Strategy Unit Report 124\u003c\/p\u003e \u003cp\u003e7.11 Risk and Value Management 125\u003c\/p\u003e \u003cp\u003e7.12 The Green Book 126\u003c\/p\u003e \u003cp\u003e7.12.1 Optimism Bias 126\u003c\/p\u003e \u003cp\u003e7.12.2 Annex 4 127\u003c\/p\u003e \u003cp\u003e7.13 CIPFA Guidance on Internal Control 127\u003c\/p\u003e \u003cp\u003e7.14 Managing Risks to Improve Public Services 129\u003c\/p\u003e \u003cp\u003e7.15 The Orange Book (Revised) 131\u003c\/p\u003e \u003cp\u003e7.16 M_o_R 2007 132\u003c\/p\u003e \u003cp\u003e7.17 Managing Risks in Government 132\u003c\/p\u003e \u003cp\u003e7.18 Summary 134\u003c\/p\u003e \u003cp\u003e7.19 References 136\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II The Risk Management Process 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eReferences 139\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8 Establishing the Context: Stage 1 141\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e8.1 Process 141\u003c\/p\u003e \u003cp\u003e8.2 Process Goal and Subgoals 142\u003c\/p\u003e \u003cp\u003e8.3 Process Definition 143\u003c\/p\u003e \u003cp\u003e8.4 Process Inputs 143\u003c\/p\u003e \u003cp\u003e8.5 Process Outputs 145\u003c\/p\u003e \u003cp\u003e8.6 Process Controls (Constraints) 145\u003c\/p\u003e \u003cp\u003e8.7 Process Mechanisms (Enablers) 146\u003c\/p\u003e \u003cp\u003e8.7.1 Ratios 146\u003c\/p\u003e \u003cp\u003e8.7.2 Risk Management Process Diagnostic 147\u003c\/p\u003e \u003cp\u003e8.7.3 SWOT Analysis 148\u003c\/p\u003e \u003cp\u003e8.7.4 PEST Analysis 148\u003c\/p\u003e \u003cp\u003e8.8 Process Activities 149\u003c\/p\u003e \u003cp\u003e8.8.1 Business Objectives 149\u003c\/p\u003e \u003cp\u003e8.8.2 Business Plan 150\u003c\/p\u003e \u003cp\u003e8.8.3 Examining the Industry 151\u003c\/p\u003e \u003cp\u003e8.8.4 Establishing the Processes 151\u003c\/p\u003e \u003cp\u003e8.8.5 Projected Financial Statements 153\u003c\/p\u003e \u003cp\u003e8.8.6 Resources 155\u003c\/p\u003e \u003cp\u003e8.8.7 Change Management 155\u003c\/p\u003e \u003cp\u003e8.8.8 Marketing Plan 155\u003c\/p\u003e \u003cp\u003e8.8.9 Compliance Systems 156\u003c\/p\u003e \u003cp\u003e8.9 Summary 156\u003c\/p\u003e \u003cp\u003e8.10 References 156\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9 Risk Identification: Stage 2 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e9.1 Process 159\u003c\/p\u003e \u003cp\u003e9.2 Process Goal and Subgoals 159\u003c\/p\u003e \u003cp\u003e9.3 Process Definition 160\u003c\/p\u003e \u003cp\u003e9.4 Process Inputs 161\u003c\/p\u003e \u003cp\u003e9.5 Process Outputs 162\u003c\/p\u003e \u003cp\u003e9.6 Process Controls (Constraints) 162\u003c\/p\u003e \u003cp\u003e9.7 Process Mechanisms (Enablers) 163\u003c\/p\u003e \u003cp\u003e9.7.1 Risk Checklist 163\u003c\/p\u003e \u003cp\u003e9.7.2 Risk Prompt List 163\u003c\/p\u003e \u003cp\u003e9.7.3 Gap Analysis 163\u003c\/p\u003e \u003cp\u003e9.7.4 Risk Taxonomy 164\u003c\/p\u003e \u003cp\u003e9.7.5 PEST Prompt 165\u003c\/p\u003e \u003cp\u003e9.7.6 SWOT Prompt 168\u003c\/p\u003e \u003cp\u003e9.7.7 Database 168\u003c\/p\u003e \u003cp\u003e9.7.8 Business Risk Breakdown Structure 169\u003c\/p\u003e \u003cp\u003e9.7.9 Risk Questionnaire 169\u003c\/p\u003e \u003cp\u003e9.7.10 Risk Register Content\/Structure 170\u003c\/p\u003e \u003cp\u003e9.8 Process Activities 171\u003c\/p\u003e \u003cp\u003e9.8.1 Clarifying the Business Objectives 171\u003c\/p\u003e \u003cp\u003e9.8.2 Reviewing the Business Analysis 171\u003c\/p\u003e \u003cp\u003e9.8.3 Need for Risk and Opportunity Identification 171\u003c\/p\u003e \u003cp\u003e9.8.4 Risk and Opportunity Identification 172\u003c\/p\u003e \u003cp\u003e9.8.5 Facilitation 172\u003c\/p\u003e \u003cp\u003e9.8.6 Gaining a Consensus on the Risks, the Opportunities and\u003c\/p\u003e \u003cp\u003etheir Interdependencies 182\u003c\/p\u003e \u003cp\u003e9.8.7 Risk Register 182\u003c\/p\u003e \u003cp\u003e9.9 Summary 182\u003c\/p\u003e \u003cp\u003e9.10 References 182\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10 Risk Analysis: Stage 3 185\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e10.1 Process 185\u003c\/p\u003e \u003cp\u003e10.2 Process Goal and Subgoals 186\u003c\/p\u003e \u003cp\u003e10.3 Process Definition 186\u003c\/p\u003e \u003cp\u003e10.4 Process Inputs 186\u003c\/p\u003e \u003cp\u003e10.5 Process Outputs 188\u003c\/p\u003e \u003cp\u003e10.6 Process Controls (Constraints) 188\u003c\/p\u003e \u003cp\u003e10.7 Process Mechanisms (Enablers) 188\u003c\/p\u003e \u003cp\u003e10.7.1 Probability 188\u003c\/p\u003e \u003cp\u003e10.8 Process Activities 189\u003c\/p\u003e \u003cp\u003e10.8.1 Causal Analysis 190\u003c\/p\u003e \u003cp\u003e10.8.2 Decision Analysis and Influence Diagrams 190\u003c\/p\u003e \u003cp\u003e10.8.3 Pareto Analysis 193\u003c\/p\u003e \u003cp\u003e10.8.4 CAPM Analysis 194\u003c\/p\u003e \u003cp\u003e10.8.5 Define Risk Evaluation Categories and Values 195\u003c\/p\u003e \u003cp\u003e10.9 Summary 195\u003c\/p\u003e \u003cp\u003e10.10 References 196\u003c\/p\u003e \u003cp\u003e\u003cb\u003e11 Risk Evaluation: Stage 4 197\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e11.1 Process 197\u003c\/p\u003e \u003cp\u003e11.2 Process Goal and Subgoals 197\u003c\/p\u003e \u003cp\u003e11.3 Process Definition 198\u003c\/p\u003e \u003cp\u003e11.4 Process Inputs 198\u003c\/p\u003e \u003cp\u003e11.5 Process Outputs 198\u003c\/p\u003e \u003cp\u003e11.6 Process Controls (Constraints) 199\u003c\/p\u003e \u003cp\u003e11.7 Process Mechanisms (Enablers) 200\u003c\/p\u003e \u003cp\u003e11.7.1 Probability Trees 200\u003c\/p\u003e \u003cp\u003e11.7.2 Expected Monetary Value 201\u003c\/p\u003e \u003cp\u003e11.7.3 Utility Theory and Functions 203\u003c\/p\u003e \u003cp\u003e11.7.4 Decision Trees 204\u003c\/p\u003e \u003cp\u003e11.7.5 Markov Chain 208\u003c\/p\u003e \u003cp\u003e11.7.6 Investment Appraisal 210\u003c\/p\u003e \u003cp\u003e11.8 Process Activities 215\u003c\/p\u003e \u003cp\u003e11.8.1 Basic Concepts of Probability 215\u003c\/p\u003e \u003cp\u003e11.8.2 Sensitivity Analysis 216\u003c\/p\u003e \u003cp\u003e11.8.3 Scenario Analysis 217\u003c\/p\u003e \u003cp\u003e11.8.4 Simulation 217\u003c\/p\u003e \u003cp\u003e11.8.5 Monte Carlo Simulation 218\u003c\/p\u003e \u003cp\u003e11.8.6 Latin Hypercube 220\u003c\/p\u003e \u003cp\u003e11.8.7 Probability Distributions Defined from Expert Opinion 220\u003c\/p\u003e \u003cp\u003e11.9 Summary 221\u003c\/p\u003e \u003cp\u003e11.10 References 222\u003c\/p\u003e \u003cp\u003e\u003cb\u003e12 Risk Treatment: Stage 5 223\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e12.1 Process 223\u003c\/p\u003e \u003cp\u003e12.2 Process Goal and Subgoals 223\u003c\/p\u003e \u003cp\u003e12.3 Process Definition 224\u003c\/p\u003e \u003cp\u003e12.4 Process Inputs 224\u003c\/p\u003e \u003cp\u003e12.5 Process Outputs 224\u003c\/p\u003e \u003cp\u003e12.6 Process Controls (Constraints) 225\u003c\/p\u003e \u003cp\u003e12.7 Process Mechanisms 225\u003c\/p\u003e \u003cp\u003e12.8 Process Activities 226\u003c\/p\u003e \u003cp\u003e12.9 Risk Appetite 226\u003c\/p\u003e \u003cp\u003e12.10 Risk Response Strategies 228\u003c\/p\u003e \u003cp\u003e12.10.1 Risk Reduction 228\u003c\/p\u003e \u003cp\u003e12.10.2 Risk Removal 228\u003c\/p\u003e \u003cp\u003e12.10.3 Risk Reassignment or Transfer 229\u003c\/p\u003e \u003cp\u003e12.10.4 Risk Retention 230\u003c\/p\u003e \u003cp\u003e12.11 Summary 230\u003c\/p\u003e \u003cp\u003e12.12 References 231\u003c\/p\u003e \u003cp\u003e\u003cb\u003e13 Monitoring and Review: Stage 6 233\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e13.1 Process 233\u003c\/p\u003e \u003cp\u003e13.2 Process Goal and Subgoals 234\u003c\/p\u003e \u003cp\u003e13.3 Process Definition 234\u003c\/p\u003e \u003cp\u003e13.4 Process Inputs 235\u003c\/p\u003e \u003cp\u003e13.5 Process Outputs 235\u003c\/p\u003e \u003cp\u003e13.6 Process Controls (Constraints) 235\u003c\/p\u003e \u003cp\u003e13.7 Process Mechanisms 236\u003c\/p\u003e \u003cp\u003e13.8 Process Activities 236\u003c\/p\u003e \u003cp\u003e13.8.1 Executing 236\u003c\/p\u003e \u003cp\u003e13.8.2 Monitoring 236\u003c\/p\u003e \u003cp\u003e13.8.3 Controlling 237\u003c\/p\u003e \u003cp\u003e13.9 Summary 239\u003c\/p\u003e \u003cp\u003e13.10 Reference 240\u003c\/p\u003e \u003cp\u003e\u003cb\u003e14 Communication and Consultation: Stage 7 241\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e14.1 Process 241\u003c\/p\u003e \u003cp\u003e14.2 Process Goal and Subgoals 242\u003c\/p\u003e \u003cp\u003e14.3 Process Definition 242\u003c\/p\u003e \u003cp\u003e14.4 Process Inputs 243\u003c\/p\u003e \u003cp\u003e14.5 Process Outputs 243\u003c\/p\u003e \u003cp\u003e14.6 Process Controls (Constraints) 244\u003c\/p\u003e \u003cp\u003e14.7 Process Mechanisms 244\u003c\/p\u003e \u003cp\u003e14.8 Process Activities 244\u003c\/p\u003e \u003cp\u003e14.9 Internal Communication 245\u003c\/p\u003e \u003cp\u003e14.10 External Communication 245\u003c\/p\u003e \u003cp\u003e14.11 Summary 245\u003c\/p\u003e \u003cp\u003e14.12 Reference 246\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III Internal Influences – Micro Factors 247\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e15 Financial Risk Management 249\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e15.1 Definition of Financial Risk 249\u003c\/p\u003e \u003cp\u003e15.2 Scope of Financial Risk 250\u003c\/p\u003e \u003cp\u003e15.3 Benefits of Financial Risk Management 250\u003c\/p\u003e \u003cp\u003e15.4 Implementation of Financial Risk Management 251\u003c\/p\u003e \u003cp\u003e15.5 Liquidity Risk 251\u003c\/p\u003e \u003cp\u003e15.5.1 Current and Quick Ratios 251\u003c\/p\u003e \u003cp\u003e15.5.2 Mitigation of Liquidity Risk 253\u003c\/p\u003e \u003cp\u003e15.6 Credit Risk 253\u003c\/p\u003e \u003cp\u003e15.6.1 Default Risk 253\u003c\/p\u003e \u003cp\u003e15.6.2 Exposure Risk 254\u003c\/p\u003e \u003cp\u003e15.6.3 Recovery Risk 254\u003c\/p\u003e \u003cp\u003e15.6.4 Credit Insurance 255\u003c\/p\u003e \u003cp\u003e15.6.5 Counterparty Risk 256\u003c\/p\u003e \u003cp\u003e15.6.6 Due Diligence 256\u003c\/p\u003e \u003cp\u003e15.7 Borrowing 259\u003c\/p\u003e \u003cp\u003e15.8 Currency Risk 259\u003c\/p\u003e \u003cp\u003e15.9 Funding Risk 260\u003c\/p\u003e \u003cp\u003e15.10 Foreign Investment Risk 262\u003c\/p\u003e \u003cp\u003e15.10.1 Country Risk 262\u003c\/p\u003e \u003cp\u003e15.10.2 Environment Risk 263\u003c\/p\u003e \u003cp\u003e15.11 Derivatives 263\u003c\/p\u003e \u003cp\u003e15.11.1 Exchange Traded Derivatives 263\u003c\/p\u003e \u003cp\u003e15.11.2 Over-the-Counter Derivatives 264\u003c\/p\u003e \u003cp\u003e15.12 Summary 264\u003c\/p\u003e \u003cp\u003e15.13 References 265\u003c\/p\u003e \u003cp\u003e\u003cb\u003e16 Operational Risk Management 267\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e16.1 Definition of Operational Risk 268\u003c\/p\u003e \u003cp\u003e16.2 Scope of Operational Risk 269\u003c\/p\u003e \u003cp\u003e16.3 Benefits of Operational Risk 270\u003c\/p\u003e \u003cp\u003e16.4 Implementation of Operational Risk 270\u003c\/p\u003e \u003cp\u003e16.5 Strategy 270\u003c\/p\u003e \u003cp\u003e16.5.1 Definition of Strategy Risk 270\u003c\/p\u003e \u003cp\u003e16.5.2 Objectives 271\u003c\/p\u003e \u003cp\u003e16.5.3 Business Plan 272\u003c\/p\u003e \u003cp\u003e16.5.4 New Business Development 272\u003c\/p\u003e \u003cp\u003e16.5.5 Resources 273\u003c\/p\u003e \u003cp\u003e16.5.6 Stakeholder Interests 273\u003c\/p\u003e \u003cp\u003e16.5.7 Corporate Experience 274\u003c\/p\u003e \u003cp\u003e16.5.8 Reputation 274\u003c\/p\u003e \u003cp\u003e16.6 People 275\u003c\/p\u003e \u003cp\u003e16.6.1 Definition of People Risk 275\u003c\/p\u003e \u003cp\u003e16.6.2 Types of People Risk 276\u003c\/p\u003e \u003cp\u003e16.6.3 Human Resource Management Practices 276\u003c\/p\u003e \u003cp\u003e16.6.4 Ability to Pay Salaries 277\u003c\/p\u003e \u003cp\u003e16.6.5 Regulatory and Statutory Requirements 277\u003c\/p\u003e \u003cp\u003e16.6.6 Staff Constraints 280\u003c\/p\u003e \u003cp\u003e16.6.7 Staff Dishonesty 287\u003c\/p\u003e \u003cp\u003e16.6.8 Risk Management 287\u003c\/p\u003e \u003cp\u003e16.6.9 Health and Safety 292\u003c\/p\u003e \u003cp\u003e16.7 Processes and Systems 292\u003c\/p\u003e \u003cp\u003e16.7.1 Definition of Processes and Systems Risk 293\u003c\/p\u003e \u003cp\u003e16.7.2 Controls 293\u003c\/p\u003e \u003cp\u003e16.7.3 Regulatory and Statutory Requirements 294\u003c\/p\u003e \u003cp\u003e16.7.4 Continuity 294\u003c\/p\u003e \u003cp\u003e16.7.5 Indicators of Loss 295\u003c\/p\u003e \u003cp\u003e16.7.6 Transactions 295\u003c\/p\u003e \u003cp\u003e16.7.7 Computer\/IT Systems 297\u003c\/p\u003e \u003cp\u003e16.7.8 Knowledge Management 301\u003c\/p\u003e \u003cp\u003e16.7.9 Project Management 302\u003c\/p\u003e \u003cp\u003e16.8 External Events 303\u003c\/p\u003e \u003cp\u003e16.8.1 Change Management 303\u003c\/p\u003e \u003cp\u003e16.8.2 Business Continuity 304\u003c\/p\u003e \u003cp\u003e16.9 Outsourcing 305\u003c\/p\u003e \u003cp\u003e16.10 Measurement 307\u003c\/p\u003e \u003cp\u003e16.11 Mitigation 307\u003c\/p\u003e \u003cp\u003e16.12 Summary 307\u003c\/p\u003e \u003cp\u003e16.13 References 308\u003c\/p\u003e \u003cp\u003e\u003cb\u003e17 Technological Risk Management 309\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e17.1 Definition of Technology Risk 310\u003c\/p\u003e \u003cp\u003e17.2 Scope of Technology Risk 310\u003c\/p\u003e \u003cp\u003e17.3 Benefits of Technology Risk Management 311\u003c\/p\u003e \u003cp\u003e17.4 Implementation of Technology Risk Management 311\u003c\/p\u003e \u003cp\u003e17.5 Primary Technology Types 312\u003c\/p\u003e \u003cp\u003e17.5.1 Information Technology 312\u003c\/p\u003e \u003cp\u003e17.5.2 Communications Technology 315\u003c\/p\u003e \u003cp\u003e17.5.3 Control Technology 319\u003c\/p\u003e \u003cp\u003e17.6 Responding to Technology Risk 324\u003c\/p\u003e \u003cp\u003e17.6.1 IT Governance 324\u003c\/p\u003e \u003cp\u003e17.6.2 Investment 326\u003c\/p\u003e \u003cp\u003e17.6.3 Projects 329\u003c\/p\u003e \u003cp\u003e17.7 Summary 330\u003c\/p\u003e \u003cp\u003e17.8 References 331\u003c\/p\u003e \u003cp\u003e\u003cb\u003e18 Project Risk Management 333\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e18.1 Definition of Project Risk 334\u003c\/p\u003e \u003cp\u003e18.2 Definition of Project Risk Management 334\u003c\/p\u003e \u003cp\u003e18.3 Sources of Project Risk 335\u003c\/p\u003e \u003cp\u003e18.4 Benefits of Project Risk Management 335\u003c\/p\u003e \u003cp\u003e18.5 Embedding Project Risk Management 336\u003c\/p\u003e \u003cp\u003e18.5.1 Common Challenges in Implementing Project Risk Management 336\u003c\/p\u003e \u003cp\u003e18.5.2 Lack of Clearly Defined and Disseminated Risk Management Objectives 337\u003c\/p\u003e \u003cp\u003e18.5.3 Lack of Senior Executive and Project Director Commitment and Support 337\u003c\/p\u003e \u003cp\u003e18.5.4 Lack of a Risk Maturity Model 337\u003c\/p\u003e \u003cp\u003e18.5.5 Lack of a Change Process to Implement the Discipline 338\u003c\/p\u003e \u003cp\u003e18.5.6 No Common Risk Language (Terms and Definitions) 338\u003c\/p\u003e \u003cp\u003e18.5.7 Lack of Articulation of the Project Sponsor’s Risk Appetite 338\u003c\/p\u003e \u003cp\u003e18.5.8 No Definition of Roles and Responsibilities 339\u003c\/p\u003e \u003cp\u003e18.5.9 Lack of Risk Management Awareness Training to Build Core Competencies 339\u003c\/p\u003e \u003cp\u003e18.5.10 Lack of Integration of Risk Management with Other Project Disciplines 340\u003c\/p\u003e \u003cp\u003e18.5.11 Reticence of Project Personnel to Spend Time on Risk Management 340\u003c\/p\u003e \u003cp\u003e18.5.12 Risk Owners not Automatically Taking Responsibility for Assigned Risks 341\u003c\/p\u003e \u003cp\u003e18.5.13 No Clear Demonstration of How Risk Management Adds Value and Contributes to Project Performance 341\u003c\/p\u003e \u003cp\u003e18.5.14 Overcomplicated Implementation from an Unclear Risk Policy, Strategy, Framework, Plan and Procedure 341\u003c\/p\u003e \u003cp\u003e18.5.15 Lack of Alignment between the Business Strategy, Business Model and the Risk Management Objectives 341\u003c\/p\u003e \u003cp\u003e18.5.16 Lack of the Integration of Risk Management Activities into the Day-to-Day Activities of Project Managers 342\u003c\/p\u003e \u003cp\u003e18.6 Project Risk Management Process 342\u003c\/p\u003e \u003cp\u003e18.6.1 Establish the Context 342\u003c\/p\u003e \u003cp\u003e18.6.2 Risk Identification 344\u003c\/p\u003e \u003cp\u003e18.6.3 Risk Analysis 344\u003c\/p\u003e \u003cp\u003e18.6.4 Risk Evaluation 345\u003c\/p\u003e \u003cp\u003e18.6.5 Risk Treatment 345\u003c\/p\u003e \u003cp\u003e18.6.6 Risk Monitoring and Review 345\u003c\/p\u003e \u003cp\u003e18.6.7 Communication and Consultation 346\u003c\/p\u003e \u003cp\u003e18.7 Responsibility for Project Risk Management 346\u003c\/p\u003e \u003cp\u003e18.8 Project Director’s Role 347\u003c\/p\u003e \u003cp\u003e18.9 Project Team 347\u003c\/p\u003e \u003cp\u003e18.9.1 Lack of Team Structure 347\u003c\/p\u003e \u003cp\u003e18.9.2 Lack of Definition of Roles 348\u003c\/p\u003e \u003cp\u003e18.9.3 Lack of Responsibility Assignment Matrix 348\u003c\/p\u003e \u003cp\u003e18.9.4 Poor Leadership 348\u003c\/p\u003e \u003cp\u003e18.9.5 Poor Team Communication 348\u003c\/p\u003e \u003cp\u003e18.10 Optimism Bias 349\u003c\/p\u003e \u003cp\u003e18.10.1 The Investment Decision 349\u003c\/p\u003e \u003cp\u003e18.10.2 Optimism Bias 350\u003c\/p\u003e \u003cp\u003e18.10.3 Monitoring 350\u003c\/p\u003e \u003cp\u003e18.10.4 Using Numerical Indicators in Project Decision Making 350\u003c\/p\u003e \u003cp\u003e18.10.5 Causes of Optimism Bias 351\u003c\/p\u003e \u003cp\u003e18.10.6 The Distinction between Risk Events and Optimism Bias 351\u003c\/p\u003e \u003cp\u003e18.11 Software Tools Used to Support Project Risk Management 351\u003c\/p\u003e \u003cp\u003e18.12 Techniques Used to Support Project Risk Management 352\u003c\/p\u003e \u003cp\u003e18.13 Summary 352\u003c\/p\u003e \u003cp\u003e18.14 References 354\u003c\/p\u003e \u003cp\u003e\u003cb\u003e19 Business Ethics Management 355\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e19.1 Definition of Business Ethics Risk 355\u003c\/p\u003e \u003cp\u003e19.2 Scope of Business Ethics Risk 356\u003c\/p\u003e \u003cp\u003e19.3 Benefits of Ethics Risk Management 357\u003c\/p\u003e \u003cp\u003e19.4 How Unethical Behaviour can Arise 357\u003c\/p\u003e \u003cp\u003e19.5 Recognition of the Need for Business Ethics 358\u003c\/p\u003e \u003cp\u003e19.5.1 US Department of Commerce 358\u003c\/p\u003e \u003cp\u003e19.5.2 The G8 Summit in Italy Pushes for a Return to “Ethics” 359\u003c\/p\u003e \u003cp\u003e19.5.3 OECD and Its Approach to Business Ethics 359\u003c\/p\u003e \u003cp\u003e19.5.4 UK Financial Services Authority 360\u003c\/p\u003e \u003cp\u003e19.5.5 US Department of Justice 360\u003c\/p\u003e \u003cp\u003e19.6 Factors that Affect Business Ethics 361\u003c\/p\u003e \u003cp\u003e19.7 Risk Events 361\u003c\/p\u003e \u003cp\u003e19.8 Implementation of Ethical Risk Management 365\u003c\/p\u003e \u003cp\u003e19.8.1 Areas of Focus 365\u003c\/p\u003e \u003cp\u003e19.8.2 Levels of Application 366\u003c\/p\u003e \u003cp\u003e19.8.3 The System 368\u003c\/p\u003e \u003cp\u003e19.9 Summary 374\u003c\/p\u003e \u003cp\u003e19.10 References 374\u003c\/p\u003e \u003cp\u003e\u003cb\u003e20 Health and Safety Management 375\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e20.1 Definition of Health and Safety Risk 375\u003c\/p\u003e \u003cp\u003e20.2 Scope of Health and Safety Risk 376\u003c\/p\u003e \u003cp\u003e20.3 Benefits of Health and Safety Risk Management 376\u003c\/p\u003e \u003cp\u003e20.3.1 Business Benefits 377\u003c\/p\u003e \u003cp\u003e20.3.2 The Enterprise Context: AstraZeneca 378\u003c\/p\u003e \u003cp\u003e20.4 The UK Health and Safety Executive 378\u003c\/p\u003e \u003cp\u003e20.4.1 The UK Perspective: Health and Safety Record 379\u003c\/p\u003e \u003cp\u003e20.5 The European Agency for Safety and Health at Work 379\u003c\/p\u003e \u003cp\u003e20.5.1 Main Challenges Concerning Health and Safety at Work 380\u003c\/p\u003e \u003cp\u003e20.6 Implementation of Health and Safety Risk Management 380\u003c\/p\u003e \u003cp\u003e20.6.1 Management Arrangements 381\u003c\/p\u003e \u003cp\u003e20.6.2 Risk Controls 381\u003c\/p\u003e \u003cp\u003e20.6.3 Workplace Precautions 381\u003c\/p\u003e \u003cp\u003e20.6.4 System Implementation 382\u003c\/p\u003e \u003cp\u003e20.7 Workplace Precautions 382\u003c\/p\u003e \u003cp\u003e20.8 Contribution of Human Error to Major Disasters 382\u003c\/p\u003e \u003cp\u003e20.8.1 Tenerife, 27 March 1977 382\u003c\/p\u003e \u003cp\u003e20.8.2 Chernobyl, 26 April 1986 384\u003c\/p\u003e \u003cp\u003e20.8.3 Kegworth, 8 January 1989 385\u003c\/p\u003e \u003cp\u003e20.8.4 \u003ci\u003eHerald of Free Enterprise\u003c\/i\u003e, 6 March 1987 386\u003c\/p\u003e \u003cp\u003e20.8.5 \u003ci\u003ePiper Alpha\u003c\/i\u003e, 6 July 1988 387\u003c\/p\u003e \u003cp\u003e20.8.6 Ladbroke Grove, 5 October 1999 387\u003c\/p\u003e \u003cp\u003e20.9 Improving Human Reliability in the Workplace 388\u003c\/p\u003e \u003cp\u003e20.10 Risk Management Best Practice 389\u003c\/p\u003e \u003cp\u003e20.10.1 Crisis Management Plan 389\u003c\/p\u003e \u003cp\u003e20.11 Summary 390\u003c\/p\u003e \u003cp\u003e20.12 References 390\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Iv External Influences – Macro Factors 391\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e21 Economic Risk 393\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e21.1 Definition of Economic Risk 393\u003c\/p\u003e \u003cp\u003e21.2 Scope of Economic Risk 393\u003c\/p\u003e \u003cp\u003e21.3 Benefits of Economic Risk Management 394\u003c\/p\u003e \u003cp\u003e21.4 Implementation of Economic Risk Management 394\u003c\/p\u003e \u003cp\u003e21.5 Microeconomics and Macroeconomics 394\u003c\/p\u003e \u003cp\u003e21.6 Macroeconomics 395\u003c\/p\u003e \u003cp\u003e21.6.1 Gross Domestic Product 395\u003c\/p\u003e \u003cp\u003e21.7 Government Policy 397\u003c\/p\u003e \u003cp\u003e21.7.1 Fiscal Policy 397\u003c\/p\u003e \u003cp\u003e21.7.2 Monetary Policy 397\u003c\/p\u003e \u003cp\u003e21.7.3 Competing Theories 398\u003c\/p\u003e \u003cp\u003e21.8 Aggregate Demand 398\u003c\/p\u003e \u003cp\u003e21.8.1 Using Aggregate Demand Curves 399\u003c\/p\u003e \u003cp\u003e21.8.2 Determinants of Consumer Spending 399\u003c\/p\u003e \u003cp\u003e21.8.3 Determinants of Investment Expenditure 400\u003c\/p\u003e \u003cp\u003e21.8.4 Determinants of Government Spending 400\u003c\/p\u003e \u003cp\u003e21.8.5 Determinants of Net Expenditure on Exports and Imports 401\u003c\/p\u003e \u003cp\u003e21.9 Aggregate Supply 401\u003c\/p\u003e \u003cp\u003e21.10 Employment Levels 403\u003c\/p\u003e \u003cp\u003e21.11 Inflation 403\u003c\/p\u003e \u003cp\u003e21.12 Interest Rate Risk 404\u003c\/p\u003e \u003cp\u003e21.13 House Prices 405\u003c\/p\u003e \u003cp\u003e21.14 International Trade and Protection 405\u003c\/p\u003e \u003cp\u003e21.14.1 Trade 405\u003c\/p\u003e \u003cp\u003e21.14.2 Methods of Protectionism 406\u003c\/p\u003e \u003cp\u003e21.14.3 Trade Policy 406\u003c\/p\u003e \u003cp\u003e21.14.4 Balance of Trade 406\u003c\/p\u003e \u003cp\u003e21.15 Currency Risk 407\u003c\/p\u003e \u003cp\u003e21.15.1 Risk Mitigation by Hedging 407\u003c\/p\u003e \u003cp\u003e21.16 Summary 412\u003c\/p\u003e \u003cp\u003e21.17 References 412\u003c\/p\u003e \u003cp\u003e\u003cb\u003e22 Environmental Risk 413\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e22.1 Definition of Environmental Risk 413\u003c\/p\u003e \u003cp\u003e22.2 Scope of Environmental Risk 415\u003c\/p\u003e \u003cp\u003e22.3 Benefits of Environmental Risk Management 415\u003c\/p\u003e \u003cp\u003e22.4 Implementation of Environmental\u003c\/p\u003e \u003cp\u003eRisk Management 415\u003c\/p\u003e \u003cp\u003e22.5 Energy Sources 416\u003c\/p\u003e \u003cp\u003e22.5.1 Renewable Energy 417\u003c\/p\u003e \u003cp\u003e22.6 Use of Resources 419\u003c\/p\u003e \u003cp\u003e22.7 Pollution 420\u003c\/p\u003e \u003cp\u003e22.8 Global Warming 420\u003c\/p\u003e \u003cp\u003e22.9 Response to Global Warming 422\u003c\/p\u003e \u003cp\u003e22.9.1 Earth Summit 422\u003c\/p\u003e \u003cp\u003e22.9.2 The Kyoto Protocol 422\u003c\/p\u003e \u003cp\u003e22.9.3 Pollution Control Targets 422\u003c\/p\u003e \u003cp\u003e22.9.4 Sufficiency of Emission Cuts 423\u003c\/p\u003e \u003cp\u003e22.9.5 US Climate Pact 423\u003c\/p\u003e \u003cp\u003e22.9.6 The Copenhagen Accord 424\u003c\/p\u003e \u003cp\u003e22.9.7 European Union 425\u003c\/p\u003e \u003cp\u003e22.9.8 Cancún Agreements 425\u003c\/p\u003e \u003cp\u003e22.9.9 Domestic Government Response to Climate Change 426\u003c\/p\u003e \u003cp\u003e22.9.10 Levy 427\u003c\/p\u003e \u003cp\u003e22.9.11 Emissions Trading 428\u003c\/p\u003e \u003cp\u003e22.9.12 Impact on Business 428\u003c\/p\u003e \u003cp\u003e22.10 Stimulation to Environmental Considerations 429\u003c\/p\u003e \u003cp\u003e22.10.1 FTSE4Good Index 429\u003c\/p\u003e \u003cp\u003e22.10.2 Carbon Trust 429\u003c\/p\u003e \u003cp\u003e22.10.3 Public Pressure 430\u003c\/p\u003e \u003cp\u003e22.11 Environmental Sustainability 431\u003c\/p\u003e \u003cp\u003e22.12 Summary 432\u003c\/p\u003e \u003cp\u003e22.13 References 433\u003c\/p\u003e \u003cp\u003e\u003cb\u003e23 Legal Risk 435\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e23.1 Definition of Legal Risk 435\u003c\/p\u003e \u003cp\u003e23.2 Scope of Legal Risk 435\u003c\/p\u003e \u003cp\u003e23.3 Benefits of Legal Risk Management 436\u003c\/p\u003e \u003cp\u003e23.4 Implementation of Legal Risk Management 436\u003c\/p\u003e \u003cp\u003e23.5 Business Law 437\u003c\/p\u003e \u003cp\u003e23.6 Companies 438\u003c\/p\u003e \u003cp\u003e23.6.1 The Company Name 438\u003c\/p\u003e \u003cp\u003e23.6.2 The Memorandum of Association 438\u003c\/p\u003e \u003cp\u003e23.6.3 Articles of Association 439\u003c\/p\u003e \u003cp\u003e23.6.4 Financing the Company 439\u003c\/p\u003e \u003cp\u003e23.6.5 The Issue of Shares and Debentures 440\u003c\/p\u003e \u003cp\u003e23.6.6 The Official Listing of Securities 440\u003c\/p\u003e \u003cp\u003e23.6.7 The Remedy of Rescission 440\u003c\/p\u003e \u003cp\u003e23.6.8 Protection of Minority Interests 440\u003c\/p\u003e \u003cp\u003e23.6.9 Duties of Directors 441\u003c\/p\u003e \u003cp\u003e23.7 Intellectual Property 441\u003c\/p\u003e \u003cp\u003e23.7.1 Patents 441\u003c\/p\u003e \u003cp\u003e23.7.2 Copyright 445\u003c\/p\u003e \u003cp\u003e23.7.3 Designs 446\u003c\/p\u003e \u003cp\u003e23.8 Employment Law 447\u003c\/p\u003e \u003cp\u003e23.9 Contracts 447\u003c\/p\u003e \u003cp\u003e23.9.1 Essentials of a Valid Contract 447\u003c\/p\u003e \u003cp\u003e23.9.2 Types of Contract 447\u003c\/p\u003e \u003cp\u003e23.10 Criminal Liability in Business 448\u003c\/p\u003e \u003cp\u003e23.10.1 Misdescriptions of Goods and Services 448\u003c\/p\u003e \u003cp\u003e23.10.2 Misleading Price Indications 449\u003c\/p\u003e \u003cp\u003e23.10.3 Product Safety 450\u003c\/p\u003e \u003cp\u003e23.11 Computer Misuse 451\u003c\/p\u003e \u003cp\u003e23.11.1 Unauthorised Access to Computer Material 451\u003c\/p\u003e \u003cp\u003e23.11.2 Unauthorised Access with Intent to Commit or Facilitate\u003c\/p\u003e \u003cp\u003eFurther Offences 451\u003c\/p\u003e \u003cp\u003e23.11.3 Unauthorised Modification of Computer Material 451\u003c\/p\u003e \u003cp\u003e23.12 Summary 452\u003c\/p\u003e \u003cp\u003e\u003cb\u003e24 Political Risk 453\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e24.1 Definition of Political Risk 454\u003c\/p\u003e \u003cp\u003e24.2 Scope of Political Risk 454\u003c\/p\u003e \u003cp\u003e24.2.1 Macropolitical Risks 454\u003c\/p\u003e \u003cp\u003e24.2.2 Micropolitical Risks 455\u003c\/p\u003e \u003cp\u003e24.3 Benefits of Political Risk Management 455\u003c\/p\u003e \u003cp\u003e24.4 Implementation of Political Risk Management 455\u003c\/p\u003e \u003cp\u003e24.5 Zonis and Wilkin Political Risk Framework 457\u003c\/p\u003e \u003cp\u003e24.6 Contracts 459\u003c\/p\u003e \u003cp\u003e24.7 Transition Economies of Europe 459\u003c\/p\u003e \u003cp\u003e24.8 UK Government Fiscal Policy 460\u003c\/p\u003e \u003cp\u003e24.9 Pressure Groups 461\u003c\/p\u003e \u003cp\u003e24.10 Terrorism and Blackmail 461\u003c\/p\u003e \u003cp\u003e24.11 Responding to Political Risk 462\u003c\/p\u003e \u003cp\u003e24.11.1 Assessing Political Risk Factors 463\u003c\/p\u003e \u003cp\u003e24.11.2 Prioritising Political Risk Factors 464\u003c\/p\u003e \u003cp\u003e24.11.3 Improving Relative Bargaining Power 464\u003c\/p\u003e \u003cp\u003e24.12 Summary 464\u003c\/p\u003e \u003cp\u003e24.13 References 465\u003c\/p\u003e \u003cp\u003e\u003cb\u003e25 Market Risk 467\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e25.1 Definition of Market Risk 467\u003c\/p\u003e \u003cp\u003e25.2 Scope of Market Risk 468\u003c\/p\u003e \u003cp\u003e25.2.1 Levels of Uncertainty in the Marketing Environment 469\u003c\/p\u003e \u003cp\u003e25.3 Benefits of Market Risk Management 470\u003c\/p\u003e \u003cp\u003e25.4 Implementation of Market Risk Management 470\u003c\/p\u003e \u003cp\u003e25.5 Market Structure 470\u003c\/p\u003e \u003cp\u003e25.5.1 The Number of Firms in an Industry 471\u003c\/p\u003e \u003cp\u003e25.5.2 Barriers to Entry 471\u003c\/p\u003e \u003cp\u003e25.5.3 Product Homogeneity, Product Diversity and Branding 473\u003c\/p\u003e \u003cp\u003e25.5.4 Knowledge 473\u003c\/p\u003e \u003cp\u003e25.5.5 Interrelationships within Markets 474\u003c\/p\u003e \u003cp\u003e25.6 Product Life Cycle Stage 475\u003c\/p\u003e \u003cp\u003e25.6.1 Sales Growth 476\u003c\/p\u003e \u003cp\u003e25.7 Alternative Strategic Directions 476\u003c\/p\u003e \u003cp\u003e25.7.1 Market Penetration 477\u003c\/p\u003e \u003cp\u003e25.7.2 Product Development 477\u003c\/p\u003e \u003cp\u003e25.7.3 Market Development 479\u003c\/p\u003e \u003cp\u003e25.7.4 Diversification 481\u003c\/p\u003e \u003cp\u003e25.8 Acquisition 482\u003c\/p\u003e \u003cp\u003e25.9 Competition 483\u003c\/p\u003e \u003cp\u003e25.9.1 Price Stability 483\u003c\/p\u003e \u003cp\u003e25.9.2 Non-Price Competition 484\u003c\/p\u003e \u003cp\u003e25.9.3 Branding 485\u003c\/p\u003e \u003cp\u003e25.9.4 Market Strategies 486\u003c\/p\u003e \u003cp\u003e25.10 Price Elasticity\/Sensitivity 489\u003c\/p\u003e \u003cp\u003e25.10.1 Elasticity 489\u003c\/p\u003e \u003cp\u003e25.10.2 Price Elasticity 489\u003c\/p\u003e \u003cp\u003e25.11 Distribution Strength 490\u003c\/p\u003e \u003cp\u003e25.12 Market Risk Measurement: Value at Risk 490\u003c\/p\u003e \u003cp\u003e25.12.1 Definition of Value at Risk 490\u003c\/p\u003e \u003cp\u003e25.12.2 Value at Risk 490\u003c\/p\u003e \u003cp\u003e25.12.3 VaR Model Assumptions 491\u003c\/p\u003e \u003cp\u003e25.12.4 Use of VaR to Limit Risk 493\u003c\/p\u003e \u003cp\u003e25.12.5 Calculating Value at Risk 494\u003c\/p\u003e \u003cp\u003e25.13 Risk Response Planning 496\u003c\/p\u003e \u003cp\u003e25.14 Summary 496\u003c\/p\u003e \u003cp\u003e25.15 References 497\u003c\/p\u003e \u003cp\u003e\u003cb\u003e26 Social Risk 499\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e26.1 Definition of Social Risk 499\u003c\/p\u003e \u003cp\u003e26.2 Scope of Social Risk 500\u003c\/p\u003e \u003cp\u003e26.3 Benefits of Social Risk Management 500\u003c\/p\u003e \u003cp\u003e26.4 Implementation of Social Risk Management 501\u003c\/p\u003e \u003cp\u003e26.5 Education 501\u003c\/p\u003e \u003cp\u003e26.6 Population Movements: Demographic Changes 502\u003c\/p\u003e \u003cp\u003e26.6.1 The Changing Market 503\u003c\/p\u003e \u003cp\u003e26.7 Socio-Cultural Patterns and Trends 504\u003c\/p\u003e \u003cp\u003e26.8 Crime 504\u003c\/p\u003e \u003cp\u003e26.8.1 Key Facts 504\u003c\/p\u003e \u003cp\u003e26.9 Lifestyles and Social Attitudes 505\u003c\/p\u003e \u003cp\u003e26.9.1 More Home Improvements 505\u003c\/p\u003e \u003cp\u003e26.9.2 Motherhood, Marriage and Family Formation 505\u003c\/p\u003e \u003cp\u003e26.9.3 Health 506\u003c\/p\u003e \u003cp\u003e26.9.4 Less Healthy Diets 507\u003c\/p\u003e \u003cp\u003e26.9.5 Smoking and Drinking 508\u003c\/p\u003e \u003cp\u003e26.9.6 Long Working Hours 509\u003c\/p\u003e \u003cp\u003e26.9.7 Stress Levels 509\u003c\/p\u003e \u003cp\u003e26.9.8 Recreation and Tourism 510\u003c\/p\u003e \u003cp\u003e26.10 Summary 510\u003c\/p\u003e \u003cp\u003e26.11 References 511\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V The Appointment 513\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e27 Introduction 515\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e27.1 Change Process From the Client Perspective 515\u003c\/p\u003e \u003cp\u003e27.1.1 Planning 515\u003c\/p\u003e \u003cp\u003e27.1.2 Timely Information 516\u003c\/p\u003e \u003cp\u003e27.1.3 Risk Management Resources 516\u003c\/p\u003e \u003cp\u003e27.2 Selection of Consultants 517\u003c\/p\u003e \u003cp\u003e27.2.1 Objectives 517\u003c\/p\u003e \u003cp\u003e27.2.2 The Brief 517\u003c\/p\u003e \u003cp\u003e27.2.3 Describing Activity Interfaces 517\u003c\/p\u003e \u003cp\u003e27.2.4 Appointment Process Management 518\u003c\/p\u003e \u003cp\u003e27.2.5 The Long-Listing Process 518\u003c\/p\u003e \u003cp\u003e27.2.6 Short-List Selection Criteria 519\u003c\/p\u003e \u003cp\u003e27.2.7 Request for a Short-Listing Interview 519\u003c\/p\u003e \u003cp\u003e27.2.8 Compilation of Short List 519\u003c\/p\u003e \u003cp\u003e27.2.9 Prepare an Exclusion Notification 520\u003c\/p\u003e \u003cp\u003e27.2.10 Prepare Tender Documents 520\u003c\/p\u003e \u003cp\u003e27.2.11 Agreement to be Issued with the Tender Invitation 521\u003c\/p\u003e \u003cp\u003e27.2.12 Tender Process 521\u003c\/p\u003e \u003cp\u003e27.2.13 Award 521\u003c\/p\u003e \u003cp\u003e27.2.14 Notification to Unsuccessful Tenderers 522\u003c\/p\u003e \u003cp\u003e27.3 Summary 522\u003c\/p\u003e \u003cp\u003e27.4 Reference 522\u003c\/p\u003e \u003cp\u003e\u003cb\u003e28 Interview with the Client 523\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e28.1 First Impressions\/Contact 523\u003c\/p\u003e \u003cp\u003e28.2 Client Focus 524\u003c\/p\u003e \u003cp\u003e28.3 Unique Selling Point 524\u003c\/p\u003e \u003cp\u003e28.4 Past Experiences 526\u003c\/p\u003e \u003cp\u003e28.5 Client Interview 527\u003c\/p\u003e \u003cp\u003e28.5.1 Scene\/Overview 527\u003c\/p\u003e \u003cp\u003e28.5.2 Situation\/Context 527\u003c\/p\u003e \u003cp\u003e28.5.3 Scheme\/Plan of Action 527\u003c\/p\u003e \u003cp\u003e28.5.4 Solution Implementation 528\u003c\/p\u003e \u003cp\u003e28.5.5 Success, Measurement of 528\u003c\/p\u003e \u003cp\u003e28.5.6 Secure\/Continue 528\u003c\/p\u003e \u003cp\u003e28.5.7 Stop\/Close 528\u003c\/p\u003e \u003cp\u003e28.6 Assignment Methodology 528\u003c\/p\u003e \u003cp\u003e28.7 Change Management 529\u003c\/p\u003e \u003cp\u003e28.8 Sustainable Change 529\u003c\/p\u003e \u003cp\u003e28.9 Summary 530\u003c\/p\u003e \u003cp\u003e28.10 References 531\u003c\/p\u003e \u003cp\u003e\u003cb\u003e29 Proposal 533\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e29.1 Introduction 533\u003c\/p\u003e \u003cp\u003e29.2 Proposal Preparation 533\u003c\/p\u003e \u003cp\u003e29.2.1 Planning 533\u003c\/p\u003e \u003cp\u003e29.2.2 Preliminary Review 534\u003c\/p\u003e \u003cp\u003e29.3 Proposal Writing 534\u003c\/p\u003e \u003cp\u003e29.3.1 Task Management 534\u003c\/p\u003e \u003cp\u003e29.3.2 Copying Text 534\u003c\/p\u003e \u003cp\u003e29.3.3 Master Copy 534\u003c\/p\u003e \u003cp\u003e29.3.4 Peer Review 534\u003c\/p\u003e \u003cp\u003e29.4 Approach 535\u003c\/p\u003e \u003cp\u003e29.5 Proposal 535\u003c\/p\u003e \u003cp\u003e29.5.1 Identify the Parties – the Who 535\u003c\/p\u003e \u003cp\u003e29.5.2 Identify the Location – the Where 537\u003c\/p\u003e \u003cp\u003e29.5.3 Understand the Project Background – the What 537\u003c\/p\u003e \u003cp\u003e29.5.4 Define the Scope – the Which 537\u003c\/p\u003e \u003cp\u003e29.5.5 Clarify the Objectives – the Why 537\u003c\/p\u003e \u003cp\u003e29.5.6 Determine the Approach – the How 538\u003c\/p\u003e \u003cp\u003e29.5.7 Determine the Timing – the When 538\u003c\/p\u003e \u003cp\u003e29.6 Client Responsibilities 538\u003c\/p\u003e \u003cp\u003e29.7 Remuneration 539\u003c\/p\u003e \u003cp\u003e29.8 Summary 539\u003c\/p\u003e \u003cp\u003e29.9 References 539\u003c\/p\u003e \u003cp\u003e\u003cb\u003e30 Implementation 541\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e30.1 Written Statement of Project Implementation 541\u003c\/p\u003e \u003cp\u003e30.2 Management 541\u003c\/p\u003e \u003cp\u003e30.2.1 Objectives 541\u003c\/p\u003e \u003cp\u003e30.2.2 Planning the Project 542\u003c\/p\u003e \u003cp\u003e30.2.3 Consultant Team Composition 543\u003c\/p\u003e \u003cp\u003e30.2.4 Interface with Stakeholders 543\u003c\/p\u003e \u003cp\u003e30.2.5 Data Gathering 543\u003c\/p\u003e \u003cp\u003e30.2.6 Budget 544\u003c\/p\u003e \u003cp\u003e30.2.7 Assessment of Risk 544\u003c\/p\u003e \u003cp\u003e30.2.8 Deliverables 544\u003c\/p\u003e \u003cp\u003e30.2.9 Presentation of the Findings 545\u003c\/p\u003e \u003cp\u003e30.2.10 Key Factors for Successful Implementation 545\u003c\/p\u003e \u003cp\u003e30.3 Customer Delight 548\u003c\/p\u003e \u003cp\u003e30.4 Summary 548\u003c\/p\u003e \u003cp\u003e30.5 References 548\u003c\/p\u003e \u003cp\u003eAppendix 1: Successful IT: Modernising Government in Action 549\u003c\/p\u003e \u003cp\u003eAppendix 2: Sources of Risk 553\u003c\/p\u003e \u003cp\u003eAppendix 3: DEFRA Risk Management Strategy 557\u003c\/p\u003e \u003cp\u003eAppendix 4: Risk: Improving Government’s Capability to Handle Risk and Uncertainty 561\u003c\/p\u003e \u003cp\u003eAppendix 5: Financial Ratios 567\u003c\/p\u003e \u003cp\u003eAppendix 6: Risk Maturity Models 573\u003c\/p\u003e \u003cp\u003eAppendix 7: SWOT Analysis 579\u003c\/p\u003e \u003cp\u003eAppendix 8: PEST Analysis 583\u003c\/p\u003e \u003cp\u003eAppendix 9: VRIO Analysis 587\u003c\/p\u003e \u003cp\u003eAppendix 10: Value Chain Analysis 589\u003c\/p\u003e \u003cp\u003eAppendix 11: Resource Audit 591\u003c\/p\u003e \u003cp\u003eAppendix 12: Change Management 595\u003c\/p\u003e \u003cp\u003eAppendix 13: Industry Breakpoints 599\u003c\/p\u003e \u003cp\u003eAppendix 14: Probability 601\u003c\/p\u003e \u003cp\u003eAppendix 15: Value at Risk 611\u003c\/p\u003e \u003cp\u003eAppendix 16: Optimism Bias 613\u003c\/p\u003e \u003cp\u003eIndex 621\u003c\/p\u003e","brand":"John Wiley \u0026 Sons 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You''ll also discover:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eThe answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency\u003c\/li\u003e \u003cli\u003eHow to think about\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"John Wiley \u0026 Sons","offers":[{"title":"Default Title","offer_id":48866618835287,"sku":"9781394209026","price":21.24,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781394209026.jpg?v=1722279488"},{"product_id":"the-30-day-mba-in-business-finance-9781398610927","title":"The 30 Day MBA in Business Finance","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eColin Barrow\u003c\/b\u003e is a Visiting Fellow at Cranfield University and the former Head of the Enterprise Group. Over the past 40 years, he has lectured and researched in business schools across the world. He is also the author of \u003cb\u003e\u003ci\u003eThe Business Plan Workbook, The 30 Day MBA, The 30 Day MBA in Marketing \u003c\/i\u003e\u003c\/b\u003eand \u003cb\u003e\u003ci\u003eThe 30 Day MBA in International Business and Supply Chain Management. \u003c\/i\u003e\u003c\/b\u003eHe is based in Cornwall, UK\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTable of Contents\u003c\/b\u003e\u003cbr\u003e\u003cul\u003e\n\u003cli\u003e\u003cul\u003e\u003cli\u003eChapter - 00: Introduction;\u003c\/li\u003e\u003c\/ul\u003e\u003c\/li\u003e\n\u003cli\u003eSection - ONE: The fundamentals of business finance;\u003c\/li\u003e\n\u003cli\u003e\u003cul\u003e\n\u003cli\u003eChapter - 01: Financial business reports;\u003c\/li\u003e\n\u003cli\u003eChapter - 02: The rules of the game;\u003c\/li\u003e\n\u003cli\u003eChapter - 03: Analysing financial reports;\u003c\/li\u003e\n\u003cli\u003eChapter - 04: Finance as a value creator;\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/li\u003e\n\u003cli\u003eSection - TWO: Corporate capital structures;\u003c\/li\u003e\n\u003cli\u003e\u003cul\u003e\n\u003cli\u003eChapter - 05: The role of business structures in financing business;\u003c\/li\u003e\n\u003cli\u003eChapter - 06: Debt finance;\u003c\/li\u003e\n\u003cli\u003eChapter - 07: Equity;\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/li\u003e\n\u003cli\u003eSection - THREE: Financial strategies and special topics;\u003c\/li\u003e\n\u003cli\u003e\u003cul\u003e\n\u003cli\u003eChapter - 08: Risk and management;\u003c\/li\u003e\n\u003cli\u003eChapter - 09: Business tax and profit reporting procedures;\u003c\/li\u003e\n\u003cli\u003eChapter - 10: Mergers and acquisitions;\u003c\/li\u003e\n\u003cli\u003eChapter - 11: Business plans and budgets;\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Kogan Page Ltd","offers":[{"title":"Default Title","offer_id":48866640200023,"sku":"9781398610927","price":15.29,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781398610927.jpg?v=1722279596"},{"product_id":"the-science-of-getting-rich-9781398824485","title":"The Science of Getting Rich","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003eBorn in Illinois in 1860, \u003cb\u003eWallace D. 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There's no shaming finger-wagging or headache-inducing jargon, just hundreds of practical tips showing how to get money working for you.\u003cbr\u003e\u003cbr\u003eThe financial world can be an intimidating place, but Claer will banish any lack of confidence, demystifying money matters to help you regain control of your finances - and she'll even make you laugh along the way.\u003cbr\u003e\u003cbr\u003eYou will learn:\u003cbr\u003e- why your 'financial personality' is key to unlocking your money habits\u003cbr\u003e- the secrets of successful budgeting (takeaway coffee is still allowed)\u003cbr\u003e- how to deal with your debts, and understand student finance\u003cbr\u003e- how to harness the power of digital banking to make your life easier, and save more\u003cbr\u003e- how to plan for your financial future and set yourself achievable goals along the way\u003cbr\u003e- how to talk about money and make uncomfortable conversations a thing of the past\u003cbr\u003e- easy lessons to help everyone understand tax, pensions and investing (yes, really!)\u003cbr\u003e- what you need to know before you buy your first property\u003cbr\u003e- how to grow your income and get that pay rise\u003cbr\u003e\u003cbr\u003eClaer expertly debunks the myths that keep us stuck in financial paralysis.\u003cbr\u003e\u003cbr\u003eIt's time to regain control of your bank balance and get your money working for you!\u003cbr\u003e\u003cbr\u003eThe Instant Top Ten Bestseller, \u003ci\u003eSunday Times\u003c\/i\u003e, April 2023\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\u003cb\u003eUnlike her name, Claer's journalism is always clear. 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But if you want to advance in your career, you'll need to make smart financial decisions and develop the confidence to clearly communicate those decisions to others.\u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eHow Finance Works\u003c\/i\u003e, Mihir Desai--a professor at Harvard Business School and author of \u003ci\u003eThe Wisdom of Finance\u003c\/i\u003e--guides you into the complex but endlessly fascinating world of finance, demystifying it in the process.\u003c\/p\u003e\u003cp\u003eThrough entertaining case studies, interactive exercises, full-color visuals, and a conversational style that belies the topic, Professor Desai tackles a broad range of topics that will give you the knowledge and skills you need to finally understand how finance works. These include:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eHow different financial levers can affect a company's performance\u003c\/li\u003e\n\u003cli\u003eThe different ways in which companies fund their operations and investments\u003c\/li\u003e\n\u003cli\u003eWhy finance is more concerned with cash flow than profits\u003c\/li\u003e\n\u003cli\u003eHow value is created, measured, and maximized\u003c\/li\u003e\n\u003cli\u003eThe importance of capital markets in helping companies grow\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWhether you're a student or a manager, an aspiring CFO or an entrepreneur, \u003ci\u003eHow Finance Works\u003c\/i\u003e is the colorful and interactive guide you need to help you start thinking more deeply about the numbers.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eTrade Review\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\"If you're intimidated by all things finance and accounting, \u003ci\u003eHow Finance Works: The HBR Guide to Thinking Smart About the Numbers\u003c\/i\u003e will give you the confidence you've been lacking.\" — \u003cb\u003eSmall Business Trends (smallbiztrends.com)\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eAdvance Praise for \u003cb\u003e\u003ci\u003eHow Finance Works\u003c\/i\u003e\u003c\/b\u003e:\u003c\/p\u003e\u003cp\u003e\u003cb\u003eHelen Riley, Chief Financial Officer, Google X--\u003c\/b\u003e\u003cbr\u003e\"Mihir's book provides the perfect combination of intuitive explanations, contemporary examples, and rigor so that both finance pros and novices can truly enhance their capabilities.\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eMarne Levine, Chief Operating Officer, Instagram--\u003c\/b\u003e\u003cbr\u003e\"Informative and engaging, this book . . . is a must-read for business students and aspiring business leaders--or anyone looking to deepen their understanding of finance.\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eSarah Kauss, founder and CEO, S'well--\u003c\/b\u003e\u003cbr\u003e\"Professor Mihir Desai's advice--both practical and witty--was an inspiration when I was a student at Harvard Business School. . . I'm thrilled that he's written this book so that even more people can benefit from his wisdom!\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eAswath Damodaran, Professor of Finance, NYU Stern School of Business; author, \u003ci\u003eThe Little Book of Valuation\u003c\/i\u003e--\u003c\/b\u003e\u003cbr\u003e\"Mihir Desai's book on how finance works is masterful at laying bare the simple truths and the commonsense principles that underlie much of finance. . . readers, no matter what their background or interests, will come out more informed and enlightened by the journey.\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDavid Wolfson, Executive Director, Milbank, Tweed, Hadley \u0026amp; McCloy--\u003c\/b\u003e\u003cbr\u003e\"For anyone who wants to be able to utilize financial information. . . \u003ci\u003eHow Finance Works\u003c\/i\u003e provides clarity and guidance to what can be, for many, an intimidating arena.\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eMichael Jaff, MD, President, Newton-Wellesley Hospital--\u003c\/b\u003e\u003cbr\u003e\"Finally, someone has provided a mechanism for gaining \u003ci\u003eintuition\u003c\/i\u003e about finance for those of us who deliberately avoided any financial studies in school.\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eCyrus Taraporevala, President and CEO, State Street Global Advisors--\u003c\/b\u003e\u003cbr\u003e\"Professor Desai has accomplished a rare feat: transforming the typically complex and often dry subject of finance into a lively and accessible tour de force, without trivializing its importance.\"\u003c\/p\u003e\u003cp\u003e\u003cb\u003eJennifer Morgan, President, Americas and Asia Pacific Japan, SAP--\u003c\/b\u003e\u003cbr\u003e\"Mihir manages to make finance fun and accessible--and, by the end of it, you'll have the confidence, intuition, and understanding you need to succeed as a leader or executive in any organization.\"\u003c\/p\u003e","brand":"Harvard Business Review Press","offers":[{"title":"Default Title","offer_id":48867865395543,"sku":"9781633696709","price":22.5,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0817\/1739\/5799\/files\/9781633696709.jpg?v=1722285334"},{"product_id":"crypto-the-insights-you-need-from-harvard-business-review-9781647824495","title":"Crypto: The Insights You Need from Harvard","description":"\u003cb\u003eBook Synopsis\u003c\/b\u003e\u003cbr\u003e\u003cp\u003e\u003cb\u003eThe crypto era has arrived, and business will never be the same.\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eReal applications of crypto technology are growing exponentially: cryptocurrency payments are moving frictionlessly across borders; NFTs are generating real value for creators and consumers alike; and new blockchain-enabled business models are being built around decentralized finance and Web3. 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